[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @dontdelay David Hearne, CFP™ David Hearne, CFP™ posts on X about retirement, saving, realise, raid the most. They currently have XXXXX followers and 1461 posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::93932552/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXX +53% - X Months XXXXXXXXX +54% - X Year XXXXXXXXX +20% ### Mentions: XX [#](/creator/twitter::93932552/posts_active)  ### Followers: XXXXX [#](/creator/twitter::93932552/followers)  - X Week XXXXX +0.72% - X Month XXXXX +0.92% - X Months XXXXX +9.70% - X Year XXXXX +15% ### CreatorRank: XXXXXXX [#](/creator/twitter::93932552/influencer_rank)  ### Social Influence [#](/creator/twitter::93932552/influence) --- **Social category influence** [finance](/list/finance) #5297 [technology brands](/list/technology-brands) [luxury brands](/list/luxury-brands) [fashion brands](/list/fashion-brands) [celebrities](/list/celebrities) [stocks](/list/stocks) [musicians](/list/musicians) **Social topic influence** [retirement](/topic/retirement) #576, [saving](/topic/saving), [realise](/topic/realise) #105, [raid](/topic/raid), [how long](/topic/how-long) #146, [isa](/topic/isa) #111, [has been](/topic/has-been) #2268, [investment](/topic/investment), [money](/topic/money), [im a](/topic/im-a) **Top assets mentioned** [Microsoft Corp. (MSFT)](/topic/microsoft) ### Top Social Posts [#](/creator/twitter::93932552/posts) --- Top posts by engagements in the last XX hours "Increasing Income Tax by X% while cutting employees National Insurance by X% is a great idea. It immediately increases tax revenue. But more importantly it also broadens the tax base by reducing the difference between the tax rates that workers and pensioners pay and that workers and savers pay. Exactly what a party that says it's priority is working people should be doing" [X Link](https://x.com/dontdelay/status/1970417715690000571) [@dontdelay](/creator/x/dontdelay) 2025-09-23T09:19Z 7945 followers, 68K engagements "If it was a price war Has the surrender flag been raised" [X Link](https://x.com/dontdelay/status/1973729147961967083) [@dontdelay](/creator/x/dontdelay) 2025-10-02T12:37Z 7950 followers, XXX engagements "Are you outraged your ability to save 20000 tax free every single year in an ISA is at risk Im outraged were expecting local councils to keep functioning while we leave them with the responsibility of funding social care Im outraged how long its takes for children to have SEND assessments let alone any support Im outraged were expecting young people to save for retirement after paying rent and student loans stops them buying a house let alone think about retiring" [X Link](https://x.com/dontdelay/status/1978867366730830136) [@dontdelay](/creator/x/dontdelay) 2025-10-16T16:55Z 7951 followers, 8961 engagements "@RedCircleFP @DavidPenneyPRW @The_Stable_Loft @AlanJLSmith @theactualpolson @Noel__Watson @PhilBillingham @jimconey @ST_Money Lloyds and Schroders have ended their Schroders Private Wealth partnership" [X Link](https://x.com/dontdelay/status/1973773933632778388) [@dontdelay](/creator/x/dontdelay) 2025-10-02T15:35Z 7907 followers, XXX engagements "Am I Thats got to be something very special theyre saving for. Lets say someone has 80k in a Cash ISA and 20k in a taxed bank account They were hoping to add that 20k to their ISA next year but find out they can only add 10k now. The difference If the interest rate was X% this year they would receive 3840 interest after tax. Next year they will receive 3920 Punishing Cmon" [X Link](https://x.com/dontdelay/status/1979076817991381172) [@dontdelay](/creator/x/dontdelay) 2025-10-17T06:47Z 7951 followers, XXX engagements "Lots of people wont pay to insure their Health Lives Liabilities Pets But they will (through higher fees and lower long term returns) pay to insure against volatility in their pension value" [X Link](https://x.com/dontdelay/status/1975487525126086883) [@dontdelay](/creator/x/dontdelay) 2025-10-07T09:05Z 7940 followers, XXX engagements "Keep taxing until were all equally poor People need incentives to earn more We already see people giving up work or reducing their hours when their pay reaches 100k and they face XX% marginal income tax rates And because that 100k threshold has been frozen since 2009 thats more and more people" [X Link](https://x.com/dontdelay/status/1979455088419631572) [@dontdelay](/creator/x/dontdelay) 2025-10-18T07:50Z 7945 followers, XX engagements "How can a vet quote a price before it sees the animal Equally how can a financial adviser quote a price before meeting a client" [X Link](https://x.com/dontdelay/status/1978407561511473573) [@dontdelay](/creator/x/dontdelay) 2025-10-15T10:28Z 7931 followers, XXX engagements "@Killboxer Forget Best check my bio. I spend everyday advising on ISAs to help people flexibly fund their retirement But calling me an utter lunatic was unnecessary and means were done" [X Link](https://x.com/dontdelay/status/1979228953593127396) [@dontdelay](/creator/x/dontdelay) 2025-10-17T16:52Z 7937 followers, XX engagements "@shookzie Wheres the punishment though Was an ISA allowance of 20000 a punishment for those who wanted to save 30000 a year" [X Link](https://x.com/dontdelay/status/1979097465950253131) [@dontdelay](/creator/x/dontdelay) 2025-10-17T08:09Z 7940 followers, XX engagements "Time to pay their fair share So they werent paying their fair share before Ok then. Taxes go up Time to pay their fair share But thats why you raised taxes last time. Are they still not paying their fair share Taxes go up Time to pay their fair share Wait I thought you made them pay their fair share last time Reality. There is no fair share. It means whatever people want it to mean at the time they need to increase taxes" [X Link](https://x.com/dontdelay/status/1978933255329251577) [@dontdelay](/creator/x/dontdelay) 2025-10-16T21:17Z 7950 followers, 10K engagements "A lot of private banks offer this. Lend against the portfolio and let interest roll up. So long as equities grow faster then interest rate. Debt doesnt increase as a share of the portfolio. Until a crash means it suddenly doesnt I dont think avoiding tax is sufficient reason to leverage investment risk. But it always depends on the individual" [X Link](https://x.com/dontdelay/status/1978511579000738257) [@dontdelay](/creator/x/dontdelay) 2025-10-15T17:21Z 7938 followers, XXX engagements "@Killboxer Anyone needing to save 20k a year in a Cash ISA to supplement their their retirement AND expect the interest it earns to be tax free should probably see a financial adviser and realise there are probably better and more tax efficient ways to supplement retirement" [X Link](https://x.com/dontdelay/status/1979222920871268836) [@dontdelay](/creator/x/dontdelay) 2025-10-17T16:28Z 7951 followers, XXX engagements "For anyone outraged about the prospect of reducing the Cash ISA allowance to 10000 Lets say someone has 80k in a Cash ISA and 20k in a taxed bank account They were hoping to add that 20k to their ISA next year but find out they can only add 10k now. The difference If the interest rate was X% this year they would receive 3840 interest after tax. Next year they will receive 3920" [X Link](https://x.com/dontdelay/status/1979077120841195706) [@dontdelay](/creator/x/dontdelay) 2025-10-17T06:48Z 7950 followers, 15.1K engagements "But that money still gets spent. Just by the government instead of the people who earned it Perhaps its given back to some of the same people in other state transfers Like through state pension which goes up faster than earnings and inflation Or increases in claimants of other benefits" [X Link](https://x.com/dontdelay/status/1979446284978381130) [@dontdelay](/creator/x/dontdelay) 2025-10-18T07:15Z 7951 followers, XX engagements "Wondering how long the personal allowance of 12570 will be frozen Were now up to XX years that the 100000 threshold for losing your personal allowance has been frozen XX XX years of fiscal drag XX years of more and more people losing their personal allowance and paying an effective XX% income tax" [X Link](https://x.com/dontdelay/status/1979456820755173541) [@dontdelay](/creator/x/dontdelay) 2025-10-18T07:57Z 7950 followers, 11K engagements "'Did you know XX% of Business Owners Will Die before XX Whilst XX% Will Suffer a Serious Illness' Wait what @ICAEW @mercer XX% You sure I didn't realise being business owner was so dangerous" [X Link](https://x.com/dontdelay/status/1978466541390999683) [@dontdelay](/creator/x/dontdelay) 2025-10-15T14:22Z 7934 followers, XXX engagements "@ladysowandsow Because they choose quality of care over price. But its all choice. If youre a consumer who wants to see prices on your vets website. Choose one who does" [X Link](https://x.com/dontdelay/status/1978720382661071169) [@dontdelay](/creator/x/dontdelay) 2025-10-16T07:11Z 7907 followers, XX engagements "Delayed house purchase = Delayed family formation = Delayed saving for retirement = Increased dependence on the state The slow drip consequences of high household prices Doesnt make the front page but is happening all the same" [X Link](https://x.com/dontdelay/status/1978405011408224596) [@dontdelay](/creator/x/dontdelay) 2025-10-15T10:18Z 7951 followers, 5518 engagements "Yep (although the employer pension contribution is included in the 60k not added) Plus 3000 Capital Gains Allowance (allows you to invest c.30000 without facing any tax unless gains exceed XX% pa Plus XXX dividend allowance (allowing you to invest c.25000 in a global equity fund yielding X% without facing any tax" [X Link](https://x.com/dontdelay/status/1979104777901351173) [@dontdelay](/creator/x/dontdelay) 2025-10-17T08:38Z 7940 followers, XXX engagements "The likelihood of men aged 55-75 surviving to age XX An important statistic for any man who is married or in a civil partnership and is considering taking taxable income from his pension to then gift to try and avoid inheritance tax. Courtesy of ChatGPT and @ONS data" [X Link](https://x.com/dontdelay/status/1977636378658926774) [@dontdelay](/creator/x/dontdelay) 2025-10-13T07:23Z 7951 followers, 2321 engagements "When 15p Becomes 100000000 It makes you realise just how many people are claiming state pension" [X Link](https://x.com/dontdelay/status/1977993121528009179) [@dontdelay](/creator/x/dontdelay) 2025-10-14T07:01Z 7937 followers, 2650 engagements "How cheap can you operate on my pet How cheap is your parachute" [X Link](https://x.com/dontdelay/status/1978412024188018807) [@dontdelay](/creator/x/dontdelay) 2025-10-15T10:45Z 7931 followers, XXX engagements "@John_Stepek Are Cash For Gold adverts back on daytime TV yet" [X Link](https://x.com/dontdelay/status/1978473232073167193) [@dontdelay](/creator/x/dontdelay) 2025-10-15T14:49Z 7932 followers, XXX engagements "@willshome @garyseconomics I have no problem with the super rich. The firm Jeff Bezos built gives me enormous convenience and has made other people (including me in my pension) more money than he ever made for himself" [X Link](https://x.com/dontdelay/status/1978742954484171068) [@dontdelay](/creator/x/dontdelay) 2025-10-16T08:40Z 7936 followers, XX engagements "@MboumbaBigord The top X% of income earners is not the same as the top X% of wealth though. Im a financial planner My income is higher than XX% of my clients But XX% of my clients are wealthier than me" [X Link](https://x.com/dontdelay/status/1979206921266581629) [@dontdelay](/creator/x/dontdelay) 2025-10-17T15:24Z 7951 followers, XXX engagements "Exactly and many do. Not to mention taking substantial withdrawals from their ISAs or other assets. But it's not income. It's cashflow. It affords many of them a very luxurious lifestyle despite some of them showing up in pensioner poverty based on their incomes alone. And that's why so many high earners are baffled at being told they are in the top percentiles because they look around them and see people in bigger houses driving new cars and taking first class flights which are often beyond their own reach" [X Link](https://x.com/dontdelay/status/1978472400682688550) [@dontdelay](/creator/x/dontdelay) 2025-10-15T14:45Z 7938 followers, 2737 engagements "@shookzie I'm a financial planner I'm not a low tax lobbyist for those who can afford to save more than 20000 a year" [X Link](https://x.com/dontdelay/status/1979103679065076153) [@dontdelay](/creator/x/dontdelay) 2025-10-17T08:34Z 7938 followers, XX engagements "Fair shares and broadest shoulders Im fortunate to now earn a multiple of the average wage I indeed have broader shoulders So if theres X bags to carry Ill take X if you take X Its when you expect me carry all X there becomes a problem" [X Link](https://x.com/dontdelay/status/1979085518018130408) [@dontdelay](/creator/x/dontdelay) 2025-10-17T07:22Z 7950 followers, 13.7K engagements "LTA BCE PCLS FP12 IP16 LSA COPE NMPA TTFAC All discussed in just one day with two clients about their pensions Will any UK pensions ministers past or present be willing to spend a day in our office to realise what they have created over the past XX years since pension simplification in 2006 My clients gave the benefit of a highly qualified team of advisers. I have no idea how anyone else is expected to navigate this alphabet soup with potential tax consequences in the 100000s" [X Link](https://x.com/dontdelay/status/1978369629262106907) [@dontdelay](/creator/x/dontdelay) 2025-10-15T07:57Z 7937 followers, 2878 engagements "@get_brexit @daveisageneric My clients hold shares in Apple Amazon Microsoft etc. But so do the pensions of most people with workplace pensions. Any gains they make owning those shares helps the UK economy most because it then gets taxed (if its coming out of a pension) and spent in the UK" [X Link](https://x.com/dontdelay/status/1979215649822978364) [@dontdelay](/creator/x/dontdelay) 2025-10-17T15:59Z 7936 followers, XX engagements "Which tax are you happy to pay more of to replace the lost revenue I honestly think the economy and housing market would crash if there was no inheritance tax. The existence of inheritance tax drives huge spending and gifting which then leads to more spending especially on housing. Without the fear of inheritance tax many would simply retain their assets in the bank or the investment portfolio and the kids would just have to wait" [X Link](https://x.com/dontdelay/status/1975848133281112286) [@dontdelay](/creator/x/dontdelay) 2025-10-08T08:57Z 7937 followers, XXX engagements "Conservatives lowered dividend allowance from 5000 to XXX but its the last XXX theyre now worried about" [X Link](https://x.com/dontdelay/status/1952795982896189526) [@dontdelay](/creator/x/dontdelay) 2025-08-05T18:16Z 7937 followers, 58.8K engagements "Rumours A great album by Fleetwood Mac A terrible way to make irreversible decisions about your pensions and investments" [X Link](https://x.com/dontdelay/status/1976699068815446306) [@dontdelay](/creator/x/dontdelay) 2025-10-10T17:19Z 7940 followers, 2026 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
David Hearne, CFP™ posts on X about retirement, saving, realise, raid the most. They currently have XXXXX followers and 1461 posts still getting attention that total XXXXXX engagements in the last XX hours.
Social category influence finance #5297 technology brands luxury brands fashion brands celebrities stocks musicians
Social topic influence retirement #576, saving, realise #105, raid, how long #146, isa #111, has been #2268, investment, money, im a
Top assets mentioned Microsoft Corp. (MSFT)
Top posts by engagements in the last XX hours
"Increasing Income Tax by X% while cutting employees National Insurance by X% is a great idea. It immediately increases tax revenue. But more importantly it also broadens the tax base by reducing the difference between the tax rates that workers and pensioners pay and that workers and savers pay. Exactly what a party that says it's priority is working people should be doing"
X Link @dontdelay 2025-09-23T09:19Z 7945 followers, 68K engagements
"If it was a price war Has the surrender flag been raised"
X Link @dontdelay 2025-10-02T12:37Z 7950 followers, XXX engagements
"Are you outraged your ability to save 20000 tax free every single year in an ISA is at risk Im outraged were expecting local councils to keep functioning while we leave them with the responsibility of funding social care Im outraged how long its takes for children to have SEND assessments let alone any support Im outraged were expecting young people to save for retirement after paying rent and student loans stops them buying a house let alone think about retiring"
X Link @dontdelay 2025-10-16T16:55Z 7951 followers, 8961 engagements
"@RedCircleFP @DavidPenneyPRW @The_Stable_Loft @AlanJLSmith @theactualpolson @Noel__Watson @PhilBillingham @jimconey @ST_Money Lloyds and Schroders have ended their Schroders Private Wealth partnership"
X Link @dontdelay 2025-10-02T15:35Z 7907 followers, XXX engagements
"Am I Thats got to be something very special theyre saving for. Lets say someone has 80k in a Cash ISA and 20k in a taxed bank account They were hoping to add that 20k to their ISA next year but find out they can only add 10k now. The difference If the interest rate was X% this year they would receive 3840 interest after tax. Next year they will receive 3920 Punishing Cmon"
X Link @dontdelay 2025-10-17T06:47Z 7951 followers, XXX engagements
"Lots of people wont pay to insure their Health Lives Liabilities Pets But they will (through higher fees and lower long term returns) pay to insure against volatility in their pension value"
X Link @dontdelay 2025-10-07T09:05Z 7940 followers, XXX engagements
"Keep taxing until were all equally poor People need incentives to earn more We already see people giving up work or reducing their hours when their pay reaches 100k and they face XX% marginal income tax rates And because that 100k threshold has been frozen since 2009 thats more and more people"
X Link @dontdelay 2025-10-18T07:50Z 7945 followers, XX engagements
"How can a vet quote a price before it sees the animal Equally how can a financial adviser quote a price before meeting a client"
X Link @dontdelay 2025-10-15T10:28Z 7931 followers, XXX engagements
"@Killboxer Forget Best check my bio. I spend everyday advising on ISAs to help people flexibly fund their retirement But calling me an utter lunatic was unnecessary and means were done"
X Link @dontdelay 2025-10-17T16:52Z 7937 followers, XX engagements
"@shookzie Wheres the punishment though Was an ISA allowance of 20000 a punishment for those who wanted to save 30000 a year"
X Link @dontdelay 2025-10-17T08:09Z 7940 followers, XX engagements
"Time to pay their fair share So they werent paying their fair share before Ok then. Taxes go up Time to pay their fair share But thats why you raised taxes last time. Are they still not paying their fair share Taxes go up Time to pay their fair share Wait I thought you made them pay their fair share last time Reality. There is no fair share. It means whatever people want it to mean at the time they need to increase taxes"
X Link @dontdelay 2025-10-16T21:17Z 7950 followers, 10K engagements
"A lot of private banks offer this. Lend against the portfolio and let interest roll up. So long as equities grow faster then interest rate. Debt doesnt increase as a share of the portfolio. Until a crash means it suddenly doesnt I dont think avoiding tax is sufficient reason to leverage investment risk. But it always depends on the individual"
X Link @dontdelay 2025-10-15T17:21Z 7938 followers, XXX engagements
"@Killboxer Anyone needing to save 20k a year in a Cash ISA to supplement their their retirement AND expect the interest it earns to be tax free should probably see a financial adviser and realise there are probably better and more tax efficient ways to supplement retirement"
X Link @dontdelay 2025-10-17T16:28Z 7951 followers, XXX engagements
"For anyone outraged about the prospect of reducing the Cash ISA allowance to 10000 Lets say someone has 80k in a Cash ISA and 20k in a taxed bank account They were hoping to add that 20k to their ISA next year but find out they can only add 10k now. The difference If the interest rate was X% this year they would receive 3840 interest after tax. Next year they will receive 3920"
X Link @dontdelay 2025-10-17T06:48Z 7950 followers, 15.1K engagements
"But that money still gets spent. Just by the government instead of the people who earned it Perhaps its given back to some of the same people in other state transfers Like through state pension which goes up faster than earnings and inflation Or increases in claimants of other benefits"
X Link @dontdelay 2025-10-18T07:15Z 7951 followers, XX engagements
"Wondering how long the personal allowance of 12570 will be frozen Were now up to XX years that the 100000 threshold for losing your personal allowance has been frozen XX XX years of fiscal drag XX years of more and more people losing their personal allowance and paying an effective XX% income tax"
X Link @dontdelay 2025-10-18T07:57Z 7950 followers, 11K engagements
"'Did you know XX% of Business Owners Will Die before XX Whilst XX% Will Suffer a Serious Illness' Wait what @ICAEW @mercer XX% You sure I didn't realise being business owner was so dangerous"
X Link @dontdelay 2025-10-15T14:22Z 7934 followers, XXX engagements
"@ladysowandsow Because they choose quality of care over price. But its all choice. If youre a consumer who wants to see prices on your vets website. Choose one who does"
X Link @dontdelay 2025-10-16T07:11Z 7907 followers, XX engagements
"Delayed house purchase = Delayed family formation = Delayed saving for retirement = Increased dependence on the state The slow drip consequences of high household prices Doesnt make the front page but is happening all the same"
X Link @dontdelay 2025-10-15T10:18Z 7951 followers, 5518 engagements
"Yep (although the employer pension contribution is included in the 60k not added) Plus 3000 Capital Gains Allowance (allows you to invest c.30000 without facing any tax unless gains exceed XX% pa Plus XXX dividend allowance (allowing you to invest c.25000 in a global equity fund yielding X% without facing any tax"
X Link @dontdelay 2025-10-17T08:38Z 7940 followers, XXX engagements
"The likelihood of men aged 55-75 surviving to age XX An important statistic for any man who is married or in a civil partnership and is considering taking taxable income from his pension to then gift to try and avoid inheritance tax. Courtesy of ChatGPT and @ONS data"
X Link @dontdelay 2025-10-13T07:23Z 7951 followers, 2321 engagements
"When 15p Becomes 100000000 It makes you realise just how many people are claiming state pension"
X Link @dontdelay 2025-10-14T07:01Z 7937 followers, 2650 engagements
"How cheap can you operate on my pet How cheap is your parachute"
X Link @dontdelay 2025-10-15T10:45Z 7931 followers, XXX engagements
"@John_Stepek Are Cash For Gold adverts back on daytime TV yet"
X Link @dontdelay 2025-10-15T14:49Z 7932 followers, XXX engagements
"@willshome @garyseconomics I have no problem with the super rich. The firm Jeff Bezos built gives me enormous convenience and has made other people (including me in my pension) more money than he ever made for himself"
X Link @dontdelay 2025-10-16T08:40Z 7936 followers, XX engagements
"@MboumbaBigord The top X% of income earners is not the same as the top X% of wealth though. Im a financial planner My income is higher than XX% of my clients But XX% of my clients are wealthier than me"
X Link @dontdelay 2025-10-17T15:24Z 7951 followers, XXX engagements
"Exactly and many do. Not to mention taking substantial withdrawals from their ISAs or other assets. But it's not income. It's cashflow. It affords many of them a very luxurious lifestyle despite some of them showing up in pensioner poverty based on their incomes alone. And that's why so many high earners are baffled at being told they are in the top percentiles because they look around them and see people in bigger houses driving new cars and taking first class flights which are often beyond their own reach"
X Link @dontdelay 2025-10-15T14:45Z 7938 followers, 2737 engagements
"@shookzie I'm a financial planner I'm not a low tax lobbyist for those who can afford to save more than 20000 a year"
X Link @dontdelay 2025-10-17T08:34Z 7938 followers, XX engagements
"Fair shares and broadest shoulders Im fortunate to now earn a multiple of the average wage I indeed have broader shoulders So if theres X bags to carry Ill take X if you take X Its when you expect me carry all X there becomes a problem"
X Link @dontdelay 2025-10-17T07:22Z 7950 followers, 13.7K engagements
"LTA BCE PCLS FP12 IP16 LSA COPE NMPA TTFAC All discussed in just one day with two clients about their pensions Will any UK pensions ministers past or present be willing to spend a day in our office to realise what they have created over the past XX years since pension simplification in 2006 My clients gave the benefit of a highly qualified team of advisers. I have no idea how anyone else is expected to navigate this alphabet soup with potential tax consequences in the 100000s"
X Link @dontdelay 2025-10-15T07:57Z 7937 followers, 2878 engagements
"@get_brexit @daveisageneric My clients hold shares in Apple Amazon Microsoft etc. But so do the pensions of most people with workplace pensions. Any gains they make owning those shares helps the UK economy most because it then gets taxed (if its coming out of a pension) and spent in the UK"
X Link @dontdelay 2025-10-17T15:59Z 7936 followers, XX engagements
"Which tax are you happy to pay more of to replace the lost revenue I honestly think the economy and housing market would crash if there was no inheritance tax. The existence of inheritance tax drives huge spending and gifting which then leads to more spending especially on housing. Without the fear of inheritance tax many would simply retain their assets in the bank or the investment portfolio and the kids would just have to wait"
X Link @dontdelay 2025-10-08T08:57Z 7937 followers, XXX engagements
"Conservatives lowered dividend allowance from 5000 to XXX but its the last XXX theyre now worried about"
X Link @dontdelay 2025-08-05T18:16Z 7937 followers, 58.8K engagements
"Rumours A great album by Fleetwood Mac A terrible way to make irreversible decisions about your pensions and investments"
X Link @dontdelay 2025-10-10T17:19Z 7940 followers, 2026 engagements
/creator/twitter::dontdelay