# ![@defyneric Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1517763263584477185.png) @defyneric eric

eric posts on X about crypto, in the, business, agentic the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1517763263584477185/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1517763263584477185/c:line/m:interactions.svg)

- [--] Week [-------] +179%
- [--] Month [---------] +34,322%

### Mentions: [---] [#](/creator/twitter::1517763263584477185/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1517763263584477185/c:line/m:posts_active.svg)

- [--] Week [---] +708%
- [--] Month [---] +552%

### Followers: [-----] [#](/creator/twitter::1517763263584477185/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1517763263584477185/c:line/m:followers.svg)

- [--] Week [-----] +318%
- [--] Month [-----] +387%

### CreatorRank: [-------] [#](/creator/twitter::1517763263584477185/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1517763263584477185/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  14.15% [stocks](/list/stocks)  7.07% [technology brands](/list/technology-brands)  5.79% [countries](/list/countries)  4.82% [cryptocurrencies](/list/cryptocurrencies)  4.18% [automotive brands](/list/automotive-brands)  2.25% [travel destinations](/list/travel-destinations)  1.93% [exchanges](/list/exchanges)  1.93% [social networks](/list/social-networks)  1.29% [currencies](/list/currencies)  0.96%

**Social topic influence**
[crypto](/topic/crypto) #272, [in the](/topic/in-the) 6.75%, [business](/topic/business) #2828, [agentic](/topic/agentic) #236, [space](/topic/space) #2797, [ai](/topic/ai) 4.5%, [if you](/topic/if-you) 4.18%, [finance](/topic/finance) #1319, [cards](/topic/cards) #594, [bank](/topic/bank) 3.22%

**Top accounts mentioned or mentioned by**
[@xmperor91](/creator/undefined) [@eli0xeli](/creator/undefined) [@gabrielgruber](/creator/undefined) [@raagulanpathy](/creator/undefined) [@milianstx](/creator/undefined) [@btcarkcaptain](/creator/undefined) [@arieiberman](/creator/undefined) [@colossuspay](/creator/undefined) [@peerxyz](/creator/undefined) [@0drxzy](/creator/undefined) [@privyio](/creator/undefined) [@technicityip](/creator/undefined) [@emjuslen](/creator/undefined) [@obchakevich](/creator/undefined) [@cryptoslice](/creator/undefined) [@kastxyz](/creator/undefined) [@digitalpeyote](/creator/undefined) [@grok](/creator/undefined) [@thomasoncrypto](/creator/undefined) [@alphasaurr](/creator/undefined)

**Top assets mentioned**
[USDC (USDC)](/topic/usdc) [Mastercard, Inc. (MA)](/topic/$ma) [Coinbase Global Inc. (COIN)](/topic/coinbase) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Goldman Sachs (GS)](/topic/goldman-sachs) [Bank of America (BAC)](/topic/bank-of-america) [Pudgy Penguins (PENGU)](/topic/pudgy-penguins) [Pudgy Penguins (pudgypenguins)](/topic/pudgypenguins)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@segall_max signed up to this thank you for the opportunity"  
[X Link](https://x.com/defyneric/status/2016956006501068918)  2026-01-29T19:25Z [---] followers, [--] engagements


"@hufhaus9 @pear_protocol whats been the highest rev day thus far on pear"  
[X Link](https://x.com/defyneric/status/2019091668864229598)  2026-02-04T16:52Z [---] followers, [--] engagements


"@vibhu @solana solana is goated excited to announce my new sol project"  
[X Link](https://x.com/defyneric/status/2019807957681390077)  2026-02-06T16:18Z [---] followers, [---] engagements


"@RamXBT is Avici Business live yet I need a crypto business account"  
[X Link](https://x.com/defyneric/status/2019925372520001948)  2026-02-07T00:05Z [---] followers, [--] engagements


"when @whop bank coming"  
[X Link](https://x.com/defyneric/status/2019925813353935361)  2026-02-07T00:06Z [----] followers, [---] engagements


"@GabrielGruber usdc - usd wire transfer usdc - corporate cards"  
[X Link](https://x.com/defyneric/status/2019980073198063631)  2026-02-07T03:42Z [----] followers, [--] engagements


"@raagulanpathy when kast biz bank"  
[X Link](https://x.com/defyneric/status/2020020746664448281)  2026-02-07T06:24Z [---] followers, [---] engagements


"Quick update on the current state of the AI wars We all remember when nano banana was dropping insane graphics for like a week and then it got nerfed into the ground Right now though ChatGPT's image quality is insane The real key Ive noticed: use a lot of reference points. the more visual comparisons and anchors you give it the better the output gets This is an ad static I made for a brand Im launching: https://twitter.com/i/web/status/2020058916718047260 https://twitter.com/i/web/status/2020058916718047260"  
[X Link](https://x.com/defyneric/status/2020058916718047260)  2026-02-07T08:55Z [---] followers, [---] engagements


"@milianstx milian coming for all the non compliant privacy protocols"  
[X Link](https://x.com/defyneric/status/2020154215495049719)  2026-02-07T15:14Z [----] followers, [----] engagements


"if youre trying to upgrade from Premium to Premium Plus and had this error its because Apple is a monopoly turns out if you subscribed to X through Apple instead of directly on X Apple blocks the upgrade unless it goes through the App Store X literally cant let you upgrade natively without Apple inserting itself into the transaction the Apple tax is unreal"  
[X Link](https://x.com/defyneric/status/2020873843410186373)  2026-02-09T14:54Z [----] followers, [---] engagements


"@obchakevich_ @RedotPay i wonder what the next form of payment even looks like fifty years ago we didnt have debit cards now were putting crypto onto cards do we ever actually escape the visa and mastercard duopoly or does every new system just end up wrapping itself around the same rails again"  
[X Link](https://x.com/defyneric/status/2020888255382614027)  2026-02-09T15:51Z [----] followers, [---] engagements


"@zord4n @PhilippZentner does jumper have an api i can build off"  
[X Link](https://x.com/defyneric/status/2020899322246652100)  2026-02-09T16:35Z [---] followers, [--] engagements


"@PhilippZentner Whats the best strategy for growing a crypto app Im planning a launch for an AI that can execute on chain actions like swaps bridges (shoutout perps and more. Whats the smartest way to get eyeballs on the product without turbo spending on KOLs http://li.fi http://li.fi"  
[X Link](https://x.com/defyneric/status/2020901991011012929)  2026-02-09T16:45Z [----] followers, [--] engagements


"@cryptoslice @obchakevich_ @RedotPay @KASTxyz how is kast planning on doing this the cards are currently powered by visa"  
[X Link](https://x.com/defyneric/status/2020911092612919711)  2026-02-09T17:22Z [----] followers, [--] engagements


"have you heard of @colossuspay by @josephdelong - he seems to be building this out stablecoin wallets sits on a card with a chip on tap the stablecoins get sent to the acquirer (acquirer embedded in all terminals) and then acquirer handles the conversion themselves to the merchant in their ideal payment method and that way Visa doesnt get their 4% cut https://twitter.com/i/web/status/2020912858058387929 https://twitter.com/i/web/status/2020912858058387929"  
[X Link](https://x.com/defyneric/status/2020912858058387929)  2026-02-09T17:29Z [----] followers, [----] engagements


"ooooh didnt realize a new episode dropped ngl i used to be pretty envious of kast. i ran a small no kyc card operation back then and we used the same issuer as solcard which was interlace when interlace no kyc cards got banned there were rumors that kast played a role by squeezing out solcard as competition. at the time i was pissed lol but ive grown a lot since then and now i get it. compliance really is the moat honestly super impressed with what kast has built. i even ended up getting a card myself https://twitter.com/i/web/status/2020914482793304515"  
[X Link](https://x.com/defyneric/status/2020914482793304515)  2026-02-09T17:35Z [----] followers, [--] engagements


"@semochkin_alex i snagged like [--] usernames lol i got neobank wallstreet crypto cards cards and a few more"  
[X Link](https://x.com/defyneric/status/2020916633712128267)  2026-02-09T17:44Z [----] followers, [--] engagements


"@fedesarquis @SuhailKakar at peak you would be able to automate anything requiring money ordering food grocercies ubers travels paying rent buying stocks and crpyto receiving payments its infinite the possibilities"  
[X Link](https://x.com/defyneric/status/2020922638688792947)  2026-02-09T18:07Z [----] followers, [--] engagements


"@milianstx @josephdelong @colossuspay the phrase defeat the duopoly just gets me fired up also quick pred agents will not utilize x402 rather theyll utilize the colossus stablecard as its already accepted everywhere as x402 is not"  
[X Link](https://x.com/defyneric/status/2020948810508402869)  2026-02-09T19:51Z [----] followers, [---] engagements


"@0xlykt the gary vee playbook"  
[X Link](https://x.com/defyneric/status/2020949885659262990)  2026-02-09T19:56Z [----] followers, [--] engagements


"@0xdanielvigo @0xNairolf what does Nacian do"  
[X Link](https://x.com/defyneric/status/2020955642937123323)  2026-02-09T20:19Z [---] followers, [--] engagements


"@ProofOfEly rip zora"  
[X Link](https://x.com/defyneric/status/2020958838812508515)  2026-02-09T20:31Z [---] followers, [--] engagements


"base pivots fully to trading rip to zora and the creator tokens movement hard lesson for base to learn you cant just make something sound cool and hope people use it We're making the Base app the best place to trade onchain. Starting today the feed will focus entirely on tradable assets. This means we're removing the Talk feed in favor of a feed of onchain activity. As part of this shift we're also sunsetting Creator Rewards. In the last We're making the Base app the best place to trade onchain. Starting today the feed will focus entirely on tradable assets. This means we're removing the Talk"  
[X Link](https://x.com/defyneric/status/2020959462283215269)  2026-02-09T20:34Z [----] followers, [---] engagements


"are any serious projects really launching on pump fun any project i see in that space i automatically categorize in the unserious meme scam project category if youre a serious builder dont launch on pump fun find more reputable ways to raise funds"  
[X Link](https://x.com/defyneric/status/2020964738814095835)  2026-02-09T20:55Z [----] followers, [---] engagements


"@victorcardenas my application got denied by Slash anything i can do to share more info and bank with slash"  
[X Link](https://x.com/defyneric/status/2020979754992795851)  2026-02-09T21:54Z [----] followers, [---] engagements


"@fedesarquis @SuhailKakar 100% you guys should know this space best with the agentic checkout api you have will def be inquiring about adding that to my app"  
[X Link](https://x.com/defyneric/status/2020980594356928792)  2026-02-09T21:58Z [----] followers, [--] engagements


"@DanteReminick what is skale building in the agentic space"  
[X Link](https://x.com/defyneric/status/2020981904284213336)  2026-02-09T22:03Z [----] followers, [--] engagements


"@YoannTurpin1 did people fudding wintermute after 10/10 ever get to you or is that just what comes with being of the top dawgs in the game for such a long time"  
[X Link](https://x.com/defyneric/status/2020982999831990646)  2026-02-09T22:07Z [----] followers, [--] engagements


"@tomboutin_ @JupiterExchange badass UI"  
[X Link](https://x.com/defyneric/status/2020991065709232492)  2026-02-09T22:39Z [---] followers, [--] engagements


"@andyyy out of all of these im most bullish on Relay has an actual product behind it thats reputable and provides a ton of value"  
[X Link](https://x.com/defyneric/status/2021072361907478834)  2026-02-10T04:02Z [----] followers, [---] engagements


"Discord just announced KYC for a messaging app The future really is looking more and more dystopian At this rate give it [--] years and youll need proof of blood just to speak to a fellow friend Resist"  
[X Link](https://x.com/defyneric/status/2021122447307636920)  2026-02-10T07:21Z [----] followers, [----] engagements


"lots of people dming me about my time running a no kyc crypto card feel free to dm me im happy to answer questions but if youre thinking about starting your own no kyc card company i highly recommend against it there are much better opportunities out there"  
[X Link](https://x.com/defyneric/status/2021230092052000925)  2026-02-10T14:29Z [----] followers, [---] engagements


"@Alexi0s how has Kintsus launch been on Monad"  
[X Link](https://x.com/defyneric/status/2021231991102767501)  2026-02-10T14:37Z [----] followers, [--] engagements


"@DanteReminick whats your prediction on how agentic payments look like in [--] years any real world examples"  
[X Link](https://x.com/defyneric/status/2021232196921491903)  2026-02-10T14:38Z [----] followers, [--] engagements


"do you think x402 will be the winning protocol for agents interacting or will something else surface i like x402 and i like the tech just the issue i see is the distribution moat in order for an agent to make a payment on a merchant the merchant must first set up the x402 integration x402 simply had a distribution problem currently https://twitter.com/i/web/status/2021233231069163915 https://twitter.com/i/web/status/2021233231069163915"  
[X Link](https://x.com/defyneric/status/2021233231069163915)  2026-02-10T14:42Z [----] followers, [--] engagements


"i think x402 is solid tech and the idea makes sense for agents interacting and paying autonomously but i dont think its guaranteed to be the winning protocol the biggest issue i see is distribution for an agent to actually pay a merchant the merchant has to integrate x402 first thats a hard sell and a slow rollout something else could absolutely surface that already has distribution covered which is the bottleneck when it comes to payments https://twitter.com/i/web/status/2021233880217350335 https://twitter.com/i/web/status/2021233880217350335"  
[X Link](https://x.com/defyneric/status/2021233880217350335)  2026-02-10T14:44Z [----] followers, [---] engagements


"i had a dream that i was an agent performing an x402 transaction i need to get off X"  
[X Link](https://x.com/defyneric/status/2021235825506161125)  2026-02-10T14:52Z [----] followers, [---] engagements


"kyc cards are still a great thing to launch its definitely harder now with how crowded the space is but it can work if you either [--]. have truly unique distribution which @miranetwork might or [--]. treat the card as an add on instead of the main product to boost customer retention/loyalty imo one of the best features well see (that im working on rn) is agentic cards cards agents can use to automate any sort of financial transaction from ordering doordash or groceries to booking travel to pay subscriptions https://twitter.com/i/web/status/2021237231717900401"  
[X Link](https://x.com/defyneric/status/2021237231717900401)  2026-02-10T14:58Z [----] followers, [--] engagements


"@JRangel351 exactly"  
[X Link](https://x.com/defyneric/status/2021243901965648217)  2026-02-10T15:24Z [----] followers, [----] engagements


"@hunterjisaacson @BagsAPI would you be able to share the fee breakdown want to include launching a coin on bags as one of the features of my product"  
[X Link](https://x.com/defyneric/status/2021249276014117054)  2026-02-10T15:45Z [----] followers, [--] engagements


"@madebymattr_ im thinking too much about agentic finance"  
[X Link](https://x.com/defyneric/status/2021249426317066389)  2026-02-10T15:46Z [----] followers, [--] engagements


"im building an ai powered platform where you interact through natural language similar to chatgpt but instead of just answering questions it actually executes on chain actions for you you can say things like swap $100 usdc to sol and send it to this wallet or if sol breaks below this price open a 5x short with $100 collateral and the system handles everything for you it would also be cool to integrate nomadz so you could say something like book me a room in brickell for [--] nights using my sol balance waiting on the api :) https://twitter.com/i/web/status/2021269637640630640"  
[X Link](https://x.com/defyneric/status/2021269637640630640)  2026-02-10T17:06Z [----] followers, [--] engagements


"this is true but this isnt some future scenario its already happening now. banks can shut you off just as easily if not easier than freezing stablecoins. look at what happened to the trump family after biden took office. eric trump talked about how chase goldman sachs and bank of america all debanked their business accounts leaving them scrambling to run payroll for thousands of employees and deal with incoming wires. the banking system is already at war with anyone whos politically disfavored. Billionaire hedge fund manager Ray Dalio just told Tucker Carlson that central bank digital"  
[X Link](https://x.com/defyneric/status/2021272002435121642)  2026-02-10T17:16Z [----] followers, [---] engagements


"this isnt a future risk its already happening banks can shut you off just as easily if not easier than freezing stablecoins after biden took office eric trump talked about how chase goldman sachs and bank of america debanked their businesses leaving them scrambling to make payroll the banking system is already hostile to the politically disfavored https://twitter.com/i/web/status/2021272431730536495 https://twitter.com/i/web/status/2021272431730536495"  
[X Link](https://x.com/defyneric/status/2021272431730536495)  2026-02-10T17:17Z [----] followers, [---] engagements


"@hinkal_protocol @base is there an api available for this"  
[X Link](https://x.com/defyneric/status/2021275049433452904)  2026-02-10T17:28Z [----] followers, [---] engagements


"@jayhinz @MrBeast jay looking to get that privy integration for wallets on the beast bank 😭"  
[X Link](https://x.com/defyneric/status/2021276097682280865)  2026-02-10T17:32Z [----] followers, [--] engagements


"have to get me on this podcast haha ran this business in and out have so many hilarious (not at the time) stories about how these issuers act lots of the banking infra powering these no kyc cards are banks in Hong Kong they bank not only these no kyc cards but a majority of the criminal activity around the world from the cartels in mexico to russian oligarchs the hong kong banks will do business with any and everyone https://twitter.com/i/web/status/2021284379750719748 https://twitter.com/i/web/status/2021284379750719748"  
[X Link](https://x.com/defyneric/status/2021284379750719748)  2026-02-10T18:05Z [----] followers, [--] engagements


"@99barzzz @stacy_muur @zachxbt this would be badass would love demo when available"  
[X Link](https://x.com/defyneric/status/2021305906995106138)  2026-02-10T19:30Z [----] followers, [--] engagements


"@cryptocards_so thank you"  
[X Link](https://x.com/defyneric/status/2021307159330337148)  2026-02-10T19:35Z [----] followers, [---] engagements


"@izziquant @MaxSwapSocial you can tell by the bin exactly btw what is the AI card does it just work on gpt lol"  
[X Link](https://x.com/defyneric/status/2021320725085257960)  2026-02-10T20:29Z [----] followers, [--] engagements


"@obchakevich_ @rio_latam @ycombinator @0xPolygon @Dune @sandeepnailwal @0xMarcB @0xAishwary Alex at this rate i need you to launch your own crypto card i dont think theres anyone else on CT with this much statistics"  
[X Link](https://x.com/defyneric/status/2021326522011787742)  2026-02-10T20:52Z [----] followers, [--] engagements


"chains are only as good as the apps on top of them no one cares about tps or shiny tech if theres nothing people actually want to use consumer adoption happens at the app layer i think well start seeing chains build apps in house to attract users and builders"  
[X Link](https://x.com/defyneric/status/2021328092493500624)  2026-02-10T20:59Z [----] followers, [----] engagements


"buddy you should probably do a bit more research on what @colossuspay actually is [--]. its not my company and i have zero affiliation with them [--]. the no kyc part isnt even the main feature its just a byproduct of not relying on visa or mastercard rails colossus is building their own card network. when someone pays stablecoins are sent directly to the acquirer and they handle the currency conversion on the merchant side. no visa or mastercard is evolved in the process hence why its no kyc. but calling it just a no kyc card is doing it a disservice on what the tech actually is Guys No-KYC Cards"  
[X Link](https://x.com/defyneric/status/2021334178122301542)  2026-02-10T21:23Z [----] followers, [----] engagements


"let me guess you resell no kyc cards and think you built the next big fintech you should probably be less confident. one email to the issuing bank and your entire business model disappears overnight @XMRVoid 😂😂😂 @XMRVoid 😂😂😂"  
[X Link](https://x.com/defyneric/status/2021334773894164900)  2026-02-10T21:25Z [----] followers, [----] engagements


"@ShaneMac working on this exactly rn will be launching in the next [--] days users will be able to prompt and execute any on chain action swaps perps bridges etc how can i integrate xmtp into this to be more private"  
[X Link](https://x.com/defyneric/status/2021337243277984120)  2026-02-10T21:35Z [----] followers, [---] engagements


"@cmdoerfler what is tenX"  
[X Link](https://x.com/defyneric/status/2021337897144811622)  2026-02-10T21:38Z [---] followers, [--] engagements


"@JoinTODEY we need to collab lots of these no kyc cards will cause pain to the audience"  
[X Link](https://x.com/defyneric/status/2021339050666520717)  2026-02-10T21:42Z [----] followers, [--] engagements


"@Stablecoin @zcabrams this dude is the chad of all chads started the neobank meta on his own shoulders"  
[X Link](https://x.com/defyneric/status/2021345710369849476)  2026-02-10T22:09Z [----] followers, [---] engagements


"meet the man @zcabrams who single handedly started the crypto neobank meta might need to write a separate article on his story and the stripe acquisition of his company Bridge which hes still the CEO of bridge quietly powers a ton of your favorite crypto cards behind the scenes Bridge CEO @zcabrams on how stablecoins will lower traditional card fees: "There will be the emergence of infrastructure that provides fraud and chargeback prevention and so on but gets rid of all the bank fees because you no longer need a bankyou have a wallet." "You'll have https://t.co/HysVXXlLjD Bridge CEO"  
[X Link](https://x.com/defyneric/status/2021346450593239041)  2026-02-10T22:12Z [----] followers, [----] engagements


"@michael_kove take a look at @peerxyz its an on ramp p2p no kyc since its peer to peer technically speaking the peer [--] peer platforms still require kyc to use the app but still cool ass tech"  
[X Link](https://x.com/defyneric/status/2021350630309474567)  2026-02-10T22:28Z [----] followers, [----] engagements


"this dude is the chad of all chads pretty lowkey to the average crypto user but he basically started the entire crypto neobank meta on his own shoulders bridge hit a six-month high in inbound leads last week. stablecoin interest is decoupling from crypto trading. interest and conviction are accelerating. bridge hit a six-month high in inbound leads last week. stablecoin interest is decoupling from crypto trading. interest and conviction are accelerating"  
[X Link](https://x.com/defyneric/status/2021351583976739152)  2026-02-10T22:32Z [----] followers, [----] engagements


"@dan_deadhead what do you do for a profession"  
[X Link](https://x.com/defyneric/status/2021355275887030424)  2026-02-10T22:47Z [----] followers, [---] engagements


"@segall_max @privy_io when will the privy startup credits be announced :) i remember debbie posted something about it nonetheless love what you guys are doing cant wait for the next nyc event"  
[X Link](https://x.com/defyneric/status/2021356851229815165)  2026-02-10T22:53Z [----] followers, [--] engagements


"@segall_max @privy_io cant wait"  
[X Link](https://x.com/defyneric/status/2021357422355624431)  2026-02-10T22:55Z [----] followers, [--] engagements


"@michael_kove @peerxyz what circumstance is this i know some family in russia/ukraine who are stranded from the banking system so they try to find alternative ways what is your example"  
[X Link](https://x.com/defyneric/status/2021357929807684056)  2026-02-10T22:57Z [----] followers, [---] engagements


"@michael_kove @peerxyz yea thats one of the rare circumstances where i understand why they use no kyc cards what are some of the things their paying for that isnt inside of russia itself things like netflix hulu anything else"  
[X Link](https://x.com/defyneric/status/2021363096024223805)  2026-02-10T23:18Z [----] followers, [---] engagements


"after writing my article about running a no kyc card business i got a ton of dms asking what other options exist to off ramp crypto without paying taxes will be dropping an article on this tonight"  
[X Link](https://x.com/defyneric/status/2021371029243809979)  2026-02-10T23:49Z [----] followers, [----] engagements


"@jeff_weinstein @stripe do merchants using stripe have to enable this or will it automatically be accepted"  
[X Link](https://x.com/defyneric/status/2021385810709262571)  2026-02-11T00:48Z [----] followers, [---] engagements


"@PierreArowana when I say 50- 60% Im talking about the tax you pay when you off ramp through a CEX where i'm from if you sell your crypto on a normal CEX and convert it to fiat you can end up paying up to 60% on your gains"  
[X Link](https://x.com/defyneric/status/2021396907772477670)  2026-02-11T01:32Z [----] followers, [---] engagements


"another good idea is using crypto credit cards as loans aren't taxable events you should be familar since your time with @gauntlet_xyz https://twitter.com/i/web/status/2021397144926572565 https://twitter.com/i/web/status/2021397144926572565"  
[X Link](https://x.com/defyneric/status/2021397144926572565)  2026-02-11T01:33Z [----] followers, [--] engagements


"@BowTiedMara can you elaborate"  
[X Link](https://x.com/defyneric/status/2021397385583395252)  2026-02-11T01:34Z [----] followers, [----] engagements


"Is this the same HSBC were talking about Theyre massive in the US i didnt even realize they had ties to hong kong banking. Its honestly crazy. and i feel like what i saw with no kyc cards was just a small piece of it. Ive heard a lot of credible rumors about Ukrainian and Russian laundered money flowing through HK banks and the same with Mexican cartels. The way Ive heard it explained is cartels collect cash in the US hand that cash to chinese nationals operating in the US and in exchange China or HK send back physical goods. Those goods get sold globally as normal consumer products"  
[X Link](https://x.com/defyneric/status/2021399354079150083)  2026-02-11T01:42Z [----] followers, [---] engagements


"@m_garaz @coinbase @blocks @gauntlet_xyz that is true have you heard of @colossuspay Similar protocol that replaces the duopoly of Visa and MC. Stablecoins straight to the merchant"  
[X Link](https://x.com/defyneric/status/2021399484870344913)  2026-02-11T01:42Z [----] followers, [--] engagements


"@technicityip @LVMH @SMBC @SoftBank did you snag those domains too wdym"  
[X Link](https://x.com/defyneric/status/2021399691829837979)  2026-02-11T01:43Z [----] followers, [--] engagements


"@BowTiedMara hilarious to think about so many financial products empower crime. or maybe there is just so much fraud in the world that they have no other choice as their competitors will"  
[X Link](https://x.com/defyneric/status/2021401888407891969)  2026-02-11T01:52Z [----] followers, [---] engagements


"@technicityip @LVMH @SMBC @SoftBank ah you mean company names - imo the broad names are way cooler the company name restricts only that company to buy it from you and they might not care"  
[X Link](https://x.com/defyneric/status/2021403548546974022)  2026-02-11T01:58Z [----] followers, [--] engagements


"@technicityip @LVMH @SMBC @SoftBank yes exactly if you want to launch your own prods in the space better to have more generic keyword what do you personally do"  
[X Link](https://x.com/defyneric/status/2021405904659415324)  2026-02-11T02:08Z [----] followers, [--] engagements


"@AscendOdyssey is this sarcastic you can tell a lot about a person's use case by the transactions they make and language they use"  
[X Link](https://x.com/defyneric/status/2021411313604493568)  2026-02-11T02:29Z [----] followers, [---] engagements


"@Jesse_TrustWare will take a look what kind of apps they have going on tell me more about @Trustware_io seems pretty cool"  
[X Link](https://x.com/defyneric/status/2021416810546155524)  2026-02-11T02:51Z [----] followers, [--] engagements


"@cateland not true the flow never leaves stablecoins. I can legally without kyc send you USDC from my wallet to your wallet. it's the same concept but USDC is sent from consumer's wallet straight to the acquirer's wallet"  
[X Link](https://x.com/defyneric/status/2021421921645232428)  2026-02-11T03:11Z [----] followers, [--] engagements


"@xmperor91 what about kyc crpyto credit cards paying with a credit card isnt a taxable event"  
[X Link](https://x.com/defyneric/status/2021433967166279996)  2026-02-11T03:59Z [----] followers, [--] engagements


"@semochkin_alex this is a good idea kind of like a financial sponsor in a way"  
[X Link](https://x.com/defyneric/status/2021437490079678908)  2026-02-11T04:13Z [----] followers, [--] engagements


"i appreciate the distinction so no kast then but beyond the short list i mentioned there are actually a lot more that qualify as real credit cards i think even gemini has one although thats a cex and im not sure how much id personally trust them out of all the methods i listed which one would you use yourself https://twitter.com/i/web/status/2021440242356478124 https://twitter.com/i/web/status/2021440242356478124"  
[X Link](https://x.com/defyneric/status/2021440242356478124)  2026-02-11T04:24Z [----] followers, [--] engagements


"@digitalpeyote @grok which of the above methods would you personally use"  
[X Link](https://x.com/defyneric/status/2021443627583680626)  2026-02-11T04:38Z [----] followers, [---] engagements


"@Barthazian that's true but the statement i said still stands true Hong Kong is the place the enables this the most out of any city"  
[X Link](https://x.com/defyneric/status/2021445112694440263)  2026-02-11T04:44Z [----] followers, [---] engagements


"@Barthazian i didn't even thing of this lol imagine the yakuza were the ones powering no kyc cards"  
[X Link](https://x.com/defyneric/status/2021447034470007198)  2026-02-11T04:51Z [----] followers, [---] engagements


"@big_duca is coin tracker a coinbase product"  
[X Link](https://x.com/defyneric/status/2021454485533622562)  2026-02-11T05:21Z [----] followers, [---] engagements


"@CryptoSmooshy awesome what crypto do you typically off ramp"  
[X Link](https://x.com/defyneric/status/2021461471784493470)  2026-02-11T05:49Z [----] followers, [--] engagements


"@solETHsol how would you off ramp XMR"  
[X Link](https://x.com/defyneric/status/2021466494522278111)  2026-02-11T06:09Z [----] followers, [---] engagements


"@moderntalking0 it's not just one bank it's half of the banks that operate in HK lol and Uncle Sam doesn't have jurisdictions in Hong Kong lol interesting scenario to say the least"  
[X Link](https://x.com/defyneric/status/2021467165153689722)  2026-02-11T06:11Z [----] followers, [----] engagements


"in the crpyto card loan example all the loan stuff is abstracted away under the hood you pay for the transaction for 200ms you go into debt to the card company card company debits your balance from the embedded wallet on the app boom tx is paid off no tax is paid since it was a credit card payment not a debit card"  
[X Link](https://x.com/defyneric/status/2021468309175029778)  2026-02-11T06:16Z [----] followers, [---] engagements


"@kbulychev_ this definitely does help and will reduce the fraud but wont change the fact that visa and mc still can shut down your program faster then you can sneeze"  
[X Link](https://x.com/defyneric/status/2021469665512612278)  2026-02-11T06:21Z [----] followers, [---] engagements


"@semochkin_alex hey bro why you dissing my people 😭"  
[X Link](https://x.com/defyneric/status/2021474862511030294)  2026-02-11T06:42Z [----] followers, [--] engagements


"signals founders just put out a piece accusing durov of cooperating with russia its widely known durovs assets were seized after he refused to cooperate with russia and hand over user data i think physiognomy is an important factor in deciding who we should trust chad on the left or dude on the right Founder of @signalapp @moxie Marlinspike on Telegram: "Telegrams not a private messenger. There's nothing private about it. It's the opposite. It's a cloud messenger where every message you've ever sent or received is in plain text in a database that telegram the organization"  
[X Link](https://x.com/defyneric/status/2021475339071873396)  2026-02-11T06:44Z [----] followers, [----] engagements


"@laurent_bart @SabrinaHalper @signalapp @moxie lol exactly dude is so dishonest do a looks test who would you rather trust chad or loser"  
[X Link](https://x.com/defyneric/status/2021477264811339831)  2026-02-11T06:51Z [----] followers, [--] engagements


"@SabrinaHalper @signalapp @moxie who would you rather trust for your privacy Chad on the left or dude on the right"  
[X Link](https://x.com/defyneric/status/2021477396470550539)  2026-02-11T06:52Z [----] followers, 15.4K engagements


"@thatweb3lawyer @P2Pdotme sweet can you speak on the fees they charge and what apps they support for on ramps"  
[X Link](https://x.com/defyneric/status/2021477536442855521)  2026-02-11T06:52Z [----] followers, [---] engagements


"@wmf @grok @grok if i use a crpyto credit card am i taxed on the crpyto i spend or am i good since you cannot tax on loans/debts"  
[X Link](https://x.com/defyneric/status/2021479631522783577)  2026-02-11T07:01Z [----] followers, [----] engagements


"@thomasoncrypto @alphasaurr @colossuspay @privy_io no your not transferring crypto to a company for a service is not a taxable event"  
[X Link](https://x.com/defyneric/status/2021479760917037154)  2026-02-11T07:01Z [----] followers, [---] engagements


"@Brown_Thunder76 KTA paid him a fat bag btw"  
[X Link](https://x.com/defyneric/status/2021480400489738248)  2026-02-11T07:04Z [----] followers, [---] engagements


"@KingDankKush not true; loans arent taxable events"  
[X Link](https://x.com/defyneric/status/2021480532182434130)  2026-02-11T07:04Z [----] followers, [---] engagements


"@KingDankKush no risk no ferrari famous saying"  
[X Link](https://x.com/defyneric/status/2021481540467949741)  2026-02-11T07:08Z [----] followers, [--] engagements


"@eli0xeli this is true; but what providers out there are doing crypto - cash"  
[X Link](https://x.com/defyneric/status/2021482955961778229)  2026-02-11T07:14Z [----] followers, [---] engagements


"@profitmaxxing0x @eli0xeli i do agree but id be a bit security conscious as IRL meetups for large sums of $ tend to to wrong quickly"  
[X Link](https://x.com/defyneric/status/2021483622897942641)  2026-02-11T07:17Z [----] followers, [---] engagements


"@MINHxDYNASTY @coinbase made an article about on and off ramping not using CEXs. hope this can help https://t.co/pQ2KdfQTy7 https://t.co/pQ2KdfQTy7"  
[X Link](https://x.com/defyneric/status/2021585282928144692)  2026-02-11T14:01Z [----] followers, [---] engagements


"@alphasaurr @thomasoncrypto @colossuspay @privy_io disposing of crypto isnt always a tax event if i send you crypto for an apple is that a taxable event never touched fiat rails"  
[X Link](https://x.com/defyneric/status/2021589402409947563)  2026-02-11T14:17Z [----] followers, [--] engagements


"@thesubmitter_ this is true but borrowing stables isnt necessarily off ramp since your still in USDC"  
[X Link](https://x.com/defyneric/status/2021589653174862179)  2026-02-11T14:18Z [----] followers, [---] engagements


"@____mohd__ which of the methods above will you be using"  
[X Link](https://x.com/defyneric/status/2021589976727568879)  2026-02-11T14:19Z [----] followers, [---] engagements


"@Richard_ISC no kyc is not fraud but as someone who ran a no kyc card company the term no kyc attracts a ton of fraudsters"  
[X Link](https://x.com/defyneric/status/2021590255401410922)  2026-02-11T14:20Z [----] followers, [---] engagements


"@onchainRZ but how would said stablecoin be off ramped to real $"  
[X Link](https://x.com/defyneric/status/2021590732318945787)  2026-02-11T14:22Z [----] followers, [---] engagements


"@marc_garriga i totally agree theyll come cracking down soon"  
[X Link](https://x.com/defyneric/status/2021592028119703829)  2026-02-11T14:27Z [----] followers, [--] engagements


"@0xlaguigne put out another one for you lmk your thoughts https://t.co/pQ2KdfQTy7 https://t.co/pQ2KdfQTy7"  
[X Link](https://x.com/defyneric/status/2021592181899772009)  2026-02-11T14:28Z [----] followers, [--] engagements


"@urbanfoxtc @tiger26297 no itll be ran through the same terminal they use"  
[X Link](https://x.com/defyneric/status/2021593673469706634)  2026-02-11T14:34Z [----] followers, [--] engagements


"@Richard_ISC this is true but doesnt change the fact that regardless visa can take away your card program in a second due to the uncompliance so at the very minimum its a risk of funds lost"  
[X Link](https://x.com/defyneric/status/2021594491551903779)  2026-02-11T14:37Z [----] followers, [---] engagements


"what article do you guys want to see next [--]. applying for [--] crypto business banks and how the process works behind the scenes [--]. the secret crypto card war you dont know about (bridge vs rain) [--]. how stripe quietly became one of the biggest players in crypto after acquiring privy and bridge https://twitter.com/i/web/status/2021596340682129790 https://twitter.com/i/web/status/2021596340682129790"  
[X Link](https://x.com/defyneric/status/2021596340682129790)  2026-02-11T14:45Z [----] followers, [----] engagements


"more fed allegations"  
[X Link](https://x.com/defyneric/status/2021596906187583727)  2026-02-11T14:47Z [----] followers, [---] engagements


"@alexlmiller which country are you in in the US it is not considered a taxable event since you didnt sell your crypto rather sent it to for a good/service"  
[X Link](https://x.com/defyneric/status/2021597114791256352)  2026-02-11T14:48Z [----] followers, [--] engagements


"@onchainRZ also checkout @Arcium one of the coolest privacy projects ive seen"  
[X Link](https://x.com/defyneric/status/2021598460349206745)  2026-02-11T14:53Z [----] followers, [--] engagements


"@jeff_weinstein @stripe so businesses will have to manually allow them wouldnt it be smarter to enable x402 payments for all businesses and you handle conversion naturally on the backend"  
[X Link](https://x.com/defyneric/status/2021600605916020908)  2026-02-11T15:01Z [----] followers, [---] engagements


"@durov its such an easy choice who would you rather trust with your privacy physiognomy says a lot"  
[X Link](https://x.com/defyneric/status/2021600927849803923)  2026-02-11T15:03Z [----] followers, [----] engagements


"that is not true at all lmao @grok if i have 1$ of btc that appreciates to $10k in BTC; and i buy a banana for that 10k$ usd in btc (imagine its a magical banana) does that classify as a taxable event even tho it never touched fiat rails @alexlmiller flip the conversation into a more real asset for example same scenario you have 1$ BTC appreciate to 10K USD in BTC you send your friend the 10k in btc in exchange for the purchase of a PSA [--] Pokemon card you believe is a great investment theres no way you pay tax on the sale of that btc and then AGAIN on the sale of the asset of the Pokmon card"  
[X Link](https://x.com/defyneric/status/2021602695321116949)  2026-02-11T15:10Z [----] followers, [--] engagements


"@TheCryptoCPA @camidarling even on a p2p level say you sell me your used iphone X for 300$ usdc i have to pay tax on that"  
[X Link](https://x.com/defyneric/status/2021613130917216582)  2026-02-11T15:51Z [----] followers, [---] engagements


"@____mohd__ i think yes because the flow is technically fully onchain it never reaches fiat on your end"  
[X Link](https://x.com/defyneric/status/2021622973975916866)  2026-02-11T16:30Z [----] followers, [--] engagements


"@GainzNo1 @Richard_ISC there are many"  
[X Link](https://x.com/defyneric/status/2021630726450696586)  2026-02-11T17:01Z [----] followers, [--] engagements


"@0xshawnpang @allscaleio what sort of agentic integrations will you be supporting"  
[X Link](https://x.com/defyneric/status/2021638742608658906)  2026-02-11T17:33Z [----] followers, [--] engagements


"@PlexInphinity @SabrinaHalper @signalapp @moxie im relatively sure so is TG"  
[X Link](https://x.com/defyneric/status/2021638790637662593)  2026-02-11T17:33Z [----] followers, [---] engagements


"@TheEyeThe one day ima use this article but lets be fr 99% of them wont be on that post again lol people bookmark a lot to feel like theyre going to be productive oh ya ill apply this knowledge later on real ones just go test rt away no need to bookmark"  
[X Link](https://x.com/defyneric/status/2021640325140193785)  2026-02-11T17:39Z [----] followers, [--] engagements


"im a lot more bullish on agents having their own cards then x402 x402 has a distribution problem for an agent to pay somewhere the merchant has to manually enable x402 payments however every merchant already accepts cards easily to predict how this pans out pretty fucking obvious that every agent will have a bank account pretty fucking obvious that every agent will have a bank account"  
[X Link](https://x.com/defyneric/status/2021641058657218894)  2026-02-11T17:42Z [----] followers, [----] engagements


"@gio_incognito what is sway about"  
[X Link](https://x.com/defyneric/status/2021641256657641751)  2026-02-11T17:43Z [----] followers, [--] engagements


"i don't think that's how it works tho Visa compliance doesn't just rest om you giving them promise that this human is verified. The KYC must be stored somewhere. The whole point of these identity checks is to hold the KYC somewhere so that if any suspicious activity is ever detected it can be traced back to a particular person. ZK checks in the eyes of visa are basically just a "trust me bro""  
[X Link](https://x.com/defyneric/status/2021663312589578485)  2026-02-11T19:11Z [----] followers, [---] engagements


"If you're using a no KYC card odds are you're probably a fraudster or committing some sort of low level crime that you dont want tied back to your identity"  
[X Link](https://x.com/defyneric/status/2021664194605850790)  2026-02-11T19:14Z [----] followers, [----] engagements


"in this article one of the methods i broke down was using @peerxyz and i just want to expand a bit more on the system so people understand it in simple terms. at its core Peer is just matching two people who want opposite things. one person has crypto and wants fiat. the other has fiat and wants crypto. the platform sits in the middle only to coordinate and verify the transaction. funds are locked payment is confirmed and then everything is released automatically. no manual chats no trusting a random stranger and no traditional exchange in the middle. i used to onramp through Coinbase and"  
[X Link](https://x.com/defyneric/status/2021667201455898644)  2026-02-11T19:26Z [----] followers, [----] engagements


"this is the second comment i got someone from one affiliated with something called the the private military corp of crypto to pay my taxes my taxes are squeakily clean however how can you sit here and advocate for everyone to pay their taxes when you see what our tax money is going towards"  
[X Link](https://x.com/defyneric/status/2021675104179228970)  2026-02-11T19:58Z [----] followers, [---] engagements


"adding onto this you can actually make money off ramping on peer. when you provide liquidity to people trying to on ramp theyll usually pay a few extra percentage points so instead of just cashing out youre acting as the liquidity provider and earning a spread on the trade @peerxyz coded https://twitter.com/i/web/status/2021678833217196060 https://twitter.com/i/web/status/2021678833217196060"  
[X Link](https://x.com/defyneric/status/2021678833217196060)  2026-02-11T20:12Z [----] followers, [---] engagements


"@doranmaul i think with the kast one i was mistaken kast is a debit the rest are credit"  
[X Link](https://x.com/defyneric/status/2021679222436004279)  2026-02-11T20:14Z [----] followers, [---] engagements


"this is honestly a way better idea @payy_link did it perfectly launch a crypto card app with a clean ui and a slick glow card launched their own privacy focused chain on top of that card network thats the blueprint app first then chain @0xNairolf better yet build an app first. then IF IT MAKES SENSE build a chain. @0xNairolf better yet build an app first. then IF IT MAKES SENSE build a chain"  
[X Link](https://x.com/defyneric/status/2021683414210957432)  2026-02-11T20:31Z [----] followers, [----] engagements


"@TheCryptoCPA out of these methods would you say loans is the best way to go about it"  
[X Link](https://x.com/defyneric/status/2021712747902472538)  2026-02-11T22:27Z [----] followers, [----] engagements


"@OrangSelangor @KASTxyz @raincards i wouldnt put it like that pengu has a huge brand that everyone loves and people love the card"  
[X Link](https://x.com/defyneric/status/2021748928492822679)  2026-02-12T00:51Z [----] followers, [--] engagements


"agentic finance today is what stablecoin cards were [--] years ago. you're either early or you're late"  
[X Link](https://x.com/defyneric/status/2021757506465505719)  2026-02-12T01:25Z [----] followers, [---] engagements


"@maxwallenberg @iron if i wasnt launching my own agentic card company rn i would be perfect for this role"  
[X Link](https://x.com/defyneric/status/2021826969466216449)  2026-02-12T06:01Z [----] followers, [---] engagements


"@Trustlinq trustlinq seems to be powering the thesis of turning everything into a finance app best of luck"  
[X Link](https://x.com/defyneric/status/2021828536546308302)  2026-02-12T06:07Z [----] followers, [---] engagements


"@cryptofada yes ideally if your a dev yourself you can build yourself but the 20-50k was more so for just getting the card itself up and running that doesnt include the cost of building program/app and all but with claude nowadays you can one shot those things pretty easily lol"  
[X Link](https://x.com/defyneric/status/2021839196663488570)  2026-02-12T06:50Z [----] followers, [--] engagements


"@adiiHQ thank you for the compliments i think its a mix in the middle for coding tasks ai is insane but a lot of the hype is somewhat early in terms of real agentic actions but i think the tech will catchup soon"  
[X Link](https://x.com/defyneric/status/2021844195447910885)  2026-02-12T07:09Z [----] followers, [--] engagements


"this is 100% true on the money most of the crypto cards we have today are not really crypto cards by true definition what actually happens is your stablecoins get converted into fiat at the point of sale and the merchant ultimately receives fiat the transaction still settles on traditional rails like visa or mastercard that is not crypto settlement it is just crypto being sold before the payment settles a true crypto card would transact and settle natively in crypto without forced fiat conversion and without legacy payment networks in the middle @colossuspay is aiming to fix this and create"  
[X Link](https://x.com/defyneric/status/2021943886369747376)  2026-02-12T13:46Z [----] followers, [----] engagements


"@mitchlees @xplaceapp woah this ui is sick"  
[X Link](https://x.com/defyneric/status/2021944029685088409)  2026-02-12T13:46Z [----] followers, [---] engagements


"its probably a mix of a few things interchange fee share splitting the card creation fee when someone orders a physical card or kast might simply be paying something like $50 per user who completes kyc and issues a card because over a [--] to [--] year period that user could be worth $300 in lifetime value https://twitter.com/i/web/status/2021945334134362434 https://twitter.com/i/web/status/2021945334134362434"  
[X Link](https://x.com/defyneric/status/2021945334134362434)  2026-02-12T13:51Z [----] followers, [--] engagements


"@GabrielGruber @ExactlyProtocol thats actually pretty impressive. most neobanks just stick to cards and off-ramps what im curious about is how exa evaluates credit risk how are you underwriting users are they using tradfi credit scores onchain data income verification or some hybrid model"  
[X Link](https://x.com/defyneric/status/2021954540237656346)  2026-02-12T14:28Z [----] followers, [--] engagements


"@GabrielGruber @ExactlyProtocol super interesting does exa offer any business features or only consumer for now"  
[X Link](https://x.com/defyneric/status/2021958547182170132)  2026-02-12T14:44Z [----] followers, [--] engagements


"@digitalpeyote can you expand on your question"  
[X Link](https://x.com/defyneric/status/2021960477530857496)  2026-02-12T14:51Z [----] followers, [--] engagements


"@diego_sanchez91 @KulipaXYZ @ready_co @solflare these are some big players very familiar with both programs do you find it common for these card companies to bounce from issuer to issuer based on favorable terms i couldve swore just a few months back they were both using different issuers"  
[X Link](https://x.com/defyneric/status/2021962018434289854)  2026-02-12T14:58Z [----] followers, [--] engagements


"@unhappyben @peerxyz i had this same exact realization but with coinbase the fees were abysmal but worst thing for me was the wait time"  
[X Link](https://x.com/defyneric/status/2021966480330588653)  2026-02-12T15:15Z [----] followers, [---] engagements


"@emJuslen currently building out the next big thing in the agentic crypto space will keep you guys posted"  
[X Link](https://x.com/defyneric/status/2021970493323260003)  2026-02-12T15:31Z [----] followers, [--] engagements


"@davyjones0x how much of this did you collect as your own fee for providing the front end"  
[X Link](https://x.com/defyneric/status/2021971311548076176)  2026-02-12T15:35Z [----] followers, [--] engagements


"@chapello does ramp have stablecoins support looking for a biz bank"  
[X Link](https://x.com/defyneric/status/2021974800244387999)  2026-02-12T15:48Z [----] followers, [--] engagements


"which article should i write next [--]. Every App Will Become A Finance App [--]. How to get customers for you crypto neobank [--]. How to launch your own crypto card [--]. The Crypto Auth Wars. Privy vs Dynamic etc"  
[X Link](https://x.com/defyneric/status/2021985480343195822)  2026-02-12T16:31Z [----] followers, [----] engagements


"@hotpot_dao lmao this is true the las vegas corporate getaways go crazy when your sniffing coke with the exec at Swift that does a LOT to build community id agree community in tradfi is even stronger then crypto"  
[X Link](https://x.com/defyneric/status/2021985949681615081)  2026-02-12T16:33Z [----] followers, [---] engagements


"@MacroMate8 what are some possible ideas youd think of launching"  
[X Link](https://x.com/defyneric/status/2021990433606471868)  2026-02-12T16:51Z [----] followers, [---] engagements


"been getting a lot of dms lately asking what im actually building short answer: an ai native crypto interface long answer: a system where you type what you want to do and it routes executes and manages everything onchain for you swaps perps bridges yield cards all from a single interface less dashboards more intent this will be launched targeting regular consumers to handle complex on-chain workflows from a single prompt youll be able to say rotate 30% of my portfolio into stablecoins if btc drops more then 10% in a given day or bridge 5k usdc to sol DCA into the top [--] sol memecoin tokens by"  
[X Link](https://x.com/defyneric/status/2021998880536096816)  2026-02-12T17:24Z [----] followers, [----] engagements


"✅ agentic neobank ❌ crypto neobank ❌ stablecoin app ✅ crypto bank ❌ crypto neobank ❌ stablecoin app ✅ crypto bank"  
[X Link](https://x.com/defyneric/status/2022001276104647093)  2026-02-12T17:34Z [----] followers, [----] engagements


"@eli0xeli using claude can do this"  
[X Link](https://x.com/defyneric/status/2022002272780312730)  2026-02-12T17:38Z [----] followers, [--] engagements


"@shlokafc wink wink will take a few days to write this one out - want to write a very particular in depth one"  
[X Link](https://x.com/defyneric/status/2022029885385179378)  2026-02-12T19:27Z [----] followers, [--] engagements


"@shlokafc please do we need more info in the space share the knowledge you know"  
[X Link](https://x.com/defyneric/status/2022031392960569628)  2026-02-12T19:33Z [----] followers, [--] engagements


"@naruto11eth building a cool project in the agentic crypto space wrote a bit more about it here: been getting a lot of dms lately asking what im actually building short answer: an ai native crypto interface long answer: a system where you type what you want to do and it routes executes and manages everything onchain for you swaps perps bridges yield cards all from a https://t.co/mBoSpkK3fh been getting a lot of dms lately asking what im actually building short answer: an ai native crypto interface long answer: a system where you type what you want to do and it routes executes and manages"  
[X Link](https://x.com/defyneric/status/2022060196517089623)  2026-02-12T21:28Z [----] followers, [--] engagements


"its not just visa taking a cut. in the us credit card fees are usually around 4%. that 4% gets split between: the card network (visa / mastercard) the customers issuing bank the merchants bank the acquirer the payment processor sometimes even the terminal provider if you go straight to the merchant/acquirer and remove the banks the fees can drop from around 4% to 1-2% https://twitter.com/i/web/status/2022076633587519947 https://twitter.com/i/web/status/2022076633587519947"  
[X Link](https://x.com/defyneric/status/2022076633587519947)  2026-02-12T22:33Z [----] followers, [--] engagements


"companies will need to fight harder to win customers this quote is super on point neobanks need to come up with new ways to differentiate their product from other neobanks the generic card plus fancy ui combo will only work for so long consumers arent dumb they see the options they have from top players in the space its becoming more and more important for neobank founders to segment their brand into a specific niche or vertical that are untapped consumer crypto finance is growing explosively powered by @raincards & similar companies what lies ahead: - strong companies will get even stronger"  
[X Link](https://x.com/defyneric/status/2022103116204687817)  2026-02-13T00:18Z [----] followers, [----] engagements


"@vesper792 thank you friend can you expand are you saying well see more rains and bridges of the world if so i def agree"  
[X Link](https://x.com/defyneric/status/2022103350775579050)  2026-02-13T00:19Z [----] followers, [--] engagements


"@WawaXRP why is it a bad business practice wdym"  
[X Link](https://x.com/defyneric/status/2022125666888794469)  2026-02-13T01:48Z [----] followers, [--] engagements


"in that operation i was specifically referring to my no kyc card program. since then ive moved into fully compliant kyc cards and honestly it attracts a much higher quality side of crypto clients. so yes im all for it. im dropping my article soon on how to launch one from a to z https://twitter.com/i/web/status/2022126703607239155 https://twitter.com/i/web/status/2022126703607239155"  
[X Link](https://x.com/defyneric/status/2022126703607239155)  2026-02-13T01:52Z [----] followers, [--] engagements


"@sigmaxavi @ampli_inc is ampli primarily a yield product or are there other things as well"  
[X Link](https://x.com/defyneric/status/2022139679789973604)  2026-02-13T02:44Z [----] followers, [---] engagements


"this is an interesting point. The compliance aspect of most of these crypto cards isn't handled by the crypto card company itself rather on the crypto card issuer level. Issuers like Bridge and Rain handle the KYC AML Fraud Screening and detection all for you. All these small additions is what enabled the boom of neobanks in the last year. All current neobanks are more marketing and UI companies then they really are card companies since everything on the finance and regulation level has been abstracted away on the issuer level. Genius if you ask me"  
[X Link](https://x.com/defyneric/status/2022182507999887544)  2026-02-13T05:34Z [----] followers, [--] engagements


"@Hercules_Defi thank you for the kind words i'm actually releasing another article in literally 2-5 mins about how to launch your own crypto card company would appreciate some thoughts and feedback"  
[X Link](https://x.com/defyneric/status/2022204848322818060)  2026-02-13T07:03Z [----] followers, [--] engagements


"@francescoinweb3 noted just dropped an article about launching my own neo bank https://t.co/QnW7XtcBeU https://t.co/QnW7XtcBeU"  
[X Link](https://x.com/defyneric/status/2022217778468692437)  2026-02-13T07:54Z [----] followers, [--] engagements


"@davistrazza def not stripe stripe is killing it across all verticals leads the industry in legacy finance but also has a huge footprint in the crypto world in terms of stablecoins and such via acquiring companies like @Stablecoin and @privy_io"  
[X Link](https://x.com/defyneric/status/2022222912279949568)  2026-02-13T08:14Z [----] followers, [---] engagements


"@irishnftgal i made a tweet saying hong kong is the fraud finance capital of the world as a native do you agree i see many banks that look the other way when it comes to compliance and such not at all saying all financial companies there are dirty just some big ones however"  
[X Link](https://x.com/defyneric/status/2022223124809597262)  2026-02-13T08:15Z [----] followers, [---] engagements


"@emJuslen which country are you from launching a card inside your native country is an amazing idea for example one for Argentina all native in spanish would be super cool"  
[X Link](https://x.com/defyneric/status/2022224982399758839)  2026-02-13T08:23Z [----] followers, [--] engagements


"@blade_nd the thing is the platform doesnt individually own any of the venmo accounts as long as they have a wide range of liquidity providers it cant get shut down they processed over 20M in the last year with no problem"  
[X Link](https://x.com/defyneric/status/2022225281323610448)  2026-02-13T08:24Z [----] followers, [--] engagements


"@blade_nd in that case yes it might be a bit tricky but people can be resourceful how do you personally on ramp into crypto"  
[X Link](https://x.com/defyneric/status/2022228782934069502)  2026-02-13T08:38Z [----] followers, [--] engagements


"@emJuslen use claude so much of that stuff can be created via ai no need to outsource it or if you want to you can even create a TG bot to dispense cards if people in Cameroon use TG you can even start off manually issuing cards and selling over text lol go after it bro"  
[X Link](https://x.com/defyneric/status/2022229478471336313)  2026-02-13T08:40Z [----] followers, [--] engagements


"pengus reach in crypto just drove 100k card signups for kast if kast paid even $20$50 per signup + a rev share on fees thats potentially $25m+ in licensing revenue in a single day for Pudgy Penguins they dont build the product they dont run the infra they license the ip and collect checks might have to break down their entire business model because this is elite level brand monetization Pengu Card takeover 🌎 100K signups in just over a day 🎉 https://t.co/RK3RaO0b7X Pengu Card takeover 🌎 100K signups in just over a day 🎉 https://t.co/RK3RaO0b7X"  
[X Link](https://x.com/defyneric/status/2022232627357401581)  2026-02-13T08:53Z [----] followers, [----] engagements


"@sahil_thakur7 yeah the vibe coding is a bit of a funny one i shouldve probably included a security portion in the article as well oh well 😭"  
[X Link](https://x.com/defyneric/status/2022233483322794239)  2026-02-13T08:56Z [----] followers, [---] engagements


"@eduguff when the daniel cook FX card coming"  
[X Link](https://x.com/defyneric/status/2022233558333718867)  2026-02-13T08:57Z [----] followers, [--] engagements


"@sahil_thakur7 thank you for the kind words are you building or working on anything in the space yourself"  
[X Link](https://x.com/defyneric/status/2022233957367202279)  2026-02-13T08:58Z [----] followers, [--] engagements


"@0xmaz_ have you tried miami before equally good weather and even better culture"  
[X Link](https://x.com/defyneric/status/2022236634025168953)  2026-02-13T09:09Z [----] followers, [--] engagements


"@0xmaz_ south asia seems like such a sick part of the world Taiwan Philippines Indonesia etc plus insane crypto talent if you still care abt that kind of stuff"  
[X Link](https://x.com/defyneric/status/2022237716637978844)  2026-02-13T09:13Z [----] followers, [--] engagements


"@SamuelDrnda imo it all really depends on your use case some i personally like are @KASTxyz @AviciMoney @payy_link @ether_fi just to name a few"  
[X Link](https://x.com/defyneric/status/2022238090858025406)  2026-02-13T09:15Z [----] followers, [---] engagements


"@Fiat24Official i encourage the shilling what separates Fiat24 as an issuer from all the other ones"  
[X Link](https://x.com/defyneric/status/2022239059104681995)  2026-02-13T09:18Z [----] followers, [---] engagements


"@llamaonthebrink didnt coinbase try this with like [--] diff apps and they all had to pivot what makes this different"  
[X Link](https://x.com/defyneric/status/2022240470387351745)  2026-02-13T09:24Z [----] followers, [--] engagements


"@btcarkcaptain 100% in any business the best ROI is treating customers with amazing care"  
[X Link](https://x.com/defyneric/status/2022318793242845475)  2026-02-13T14:35Z [----] followers, [---] engagements


"@xmperor91 @elonmusk theres actually a super long story behind it the licenses were acquired after his acquisition of X and one thing many dont know is that when elon musk first founded paypal it wasnt called paypal it was called so its a full circle moment http://x.com http://x.com"  
[X Link](https://x.com/defyneric/status/2022319078258495751)  2026-02-13T14:36Z [----] followers, [--] engagements


"@btcarkcaptain im very familiar with solcard i ran my card operation at the same time they started. are you familiar with the interlace cards and when those got locked for millions"  
[X Link](https://x.com/defyneric/status/2022322333474513136)  2026-02-13T14:49Z [----] followers, [--] engagements


"@omw_to_the_moon visa isnt the processor visa is just the card network everything settles on a payment processor is something like Stripe that manages payments on the network for merchants"  
[X Link](https://x.com/defyneric/status/2022325479257116747)  2026-02-13T15:02Z [----] followers, [---] engagements


"someone got fed up with the binance market manipulation and tried going after their france ceo no jokes though this stuff is getting crazy crypto related crime in france has been escalating and last year we even saw the kidnapping case of the ledger ceo move from france if you dont want to lose your life ZOOMER BINANCE FRANCE CEO TARGETED IN HOME INVASION ATTEMPT AS CRYPTO CRIME CASES IN FRANCE GROW: RTL ZOOMER BINANCE FRANCE CEO TARGETED IN HOME INVASION ATTEMPT AS CRYPTO CRIME CASES IN FRANCE GROW: RTL"  
[X Link](https://x.com/defyneric/status/2022327553558467050)  2026-02-13T15:10Z [----] followers, [----] engagements


"@xmperor91 how do you on ramp now"  
[X Link](https://x.com/defyneric/status/2022333800865493446)  2026-02-13T15:35Z [----] followers, [--] engagements


"@xmperor91 haha yes i have a theory well go into a renaissance creative period but well see i suppose"  
[X Link](https://x.com/defyneric/status/2022334317305946465)  2026-02-13T15:37Z [----] followers, [--] engagements


"@JurekSol thanks bro; any specific topics you want me to cover more"  
[X Link](https://x.com/defyneric/status/2022334383903154551)  2026-02-13T15:37Z [----] followers, [--] engagements


"@xmperor91 malaysia is super cool i always wanted to visit Kaula Lumpur how is it living there"  
[X Link](https://x.com/defyneric/status/2022335210499838370)  2026-02-13T15:41Z [----] followers, [--] engagements


"i had the same thing me and sol used the same issuer visa terminated interlaces no kyc program and interlace froze all cards took them [--] months to release funds i mentioned them in my no kyc card article they had the audacity to DM me and tell me to remove their brand from the article as they were never involved in no kyc card operations which was a hilarious lie"  
[X Link](https://x.com/defyneric/status/2022335585931702549)  2026-02-13T15:42Z [----] followers, [--] engagements


"privy is fully non custodial users retain their own priv keys no one else has access to them what do you meant about cant give already big companies wallets i think privy even partnered with companies like klarna how much bigger then that does it get but yes will def release something on this topic soon https://twitter.com/i/web/status/2022336170332463238 https://twitter.com/i/web/status/2022336170332463238"  
[X Link](https://x.com/defyneric/status/2022336170332463238)  2026-02-13T15:44Z [----] followers, [--] engagements


"@UponlyandNAKA @RadicalPatriot1 gaming will sadly never run its a fake meta no one plays crypto games"  
[X Link](https://x.com/defyneric/status/2022354892296204794)  2026-02-13T16:59Z [----] followers, [--] engagements


"@letterjbp will make an article about this over the weekend my next one will be about how X is well positioned to become the worlds largest bank with X Money thank you for the kind words Jay besides crypto cards what else would you like to know more about"  
[X Link](https://x.com/defyneric/status/2022357032503038224)  2026-02-13T17:07Z [----] followers, [--] engagements

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