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# ![@ValueWithPrem Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1255526485068328968.png) @ValueWithPrem Prem Soni

Prem Soni posts on X about india, insurance, money, education the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1255526485068328968/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1255526485068328968/c:line/m:interactions.svg)

- X Week XXXXXXX +30%
- X Month XXXXXXXXX +93%
- X Months XXXXXXXXXX +3,266,976%
- X Year XXXXXXXXXX +1,086,634%

### Mentions: XX [#](/creator/twitter::1255526485068328968/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1255526485068328968/c:line/m:posts_active.svg)

- X Week XX +12%
- X Month XX +80%
- X Months XXX +6,013%
- X Year XXX +5,422%

### Followers: XXXXXX [#](/creator/twitter::1255526485068328968/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1255526485068328968/c:line/m:followers.svg)

- X Week XXXXXX +0.25%
- X Month XXXXXX +3.80%
- X Months XXXXXX +7,671%
- X Year XXXXXX +7,024%

### CreatorRank: XXXXXXX [#](/creator/twitter::1255526485068328968/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1255526485068328968/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [currencies](/list/currencies)  XXXXX% [countries](/list/countries)  XXXXX% [products](/list/products)  XXXX% [stocks](/list/stocks)  XXXX% [fashion brands](/list/fashion-brands)  XXXX% [automotive brands](/list/automotive-brands)  XXXX%

**Social topic influence**
[india](/topic/india) 15.79%, [insurance](/topic/insurance) #1355, [money](/topic/money) #3027, [education](/topic/education) 10.53%, [inflation](/topic/inflation) #166, [future](/topic/future) 7.89%, [if you](/topic/if-you) 5.26%, [investment](/topic/investment) #632, [stocks](/topic/stocks) 5.26%, [iphone](/topic/iphone) XXXX%

**Top accounts mentioned or mentioned by**
[@tfailedinvestor](/creator/undefined) [@saringaurav](/creator/undefined) [@prashantnhn](/creator/undefined) [@ackoindia](/creator/undefined) [@duavarun](/creator/undefined) [@beebomco](/creator/undefined) [@nivabupa](/creator/undefined) [@nivabupasupport](/creator/undefined) [@jagograhakjago](/creator/undefined) [@irdaindia](/creator/undefined) [@kalapian](/creator/undefined) [@thevishalkay](/creator/undefined) [@kunalpunjabi17](/creator/undefined) [@nikhilljha](/creator/undefined) [@bandarushekhar](/creator/undefined) [@raghuvhyd](/creator/undefined) [@drsherlockkkkk](/creator/undefined) [@ashiii_4](/creator/undefined) [@atechfreak](/creator/undefined) [@hindi_nosism](/creator/undefined)

**Top assets mentioned**
[Tesla, Inc. (TSLA)](/topic/tesla)
### Top Social Posts
Top posts by engagements in the last XX hours

"If you think youre safe because you have X crore health insurance Youre wrong. Dangerously wrong. What I discovered will change how you approach every hospital visit. Most Indians have NO idea"  
[X Link](https://x.com/ValueWithPrem/status/1996160669184573686)  2025-12-03T10:12Z 17.1K followers, 54.7K engagements


"Everyones excited about XX lakh in 2043 through SSY. But nobody is talking about inflation. XX lakh in 2043 (after XX years) = XX lakh in todays money at X% inflation. Shes investing XXXX lakh over XX years And effectively getting XX lakh back in 2043. Real return 0%. Safe Yes. Impressive No. If you want your child to actually build wealth SSY can supplement but it cant replace equity based compounding"  
[X Link](https://x.com/ValueWithPrem/status/1998620980550545681)  2025-12-10T05:09Z 17.1K followers, 26.6K engagements


"@saringaurav @Niva_Bupa @NivaBupaSupport @jagograhakjago @irdaindia Share your claim story in detail. We can highlight this issue"  
[X Link](https://x.com/ValueWithPrem/status/1998650682342256763)  2025-12-10T07:07Z 17.1K followers, XX engagements


"There should be specialist CAs for every industry jewellery textile online D2C real estate everything. One CA cant understand the depth of every critical business accountings. Many have no idea about basic jewellery Accounting"  
[X Link](https://x.com/ValueWithPrem/status/1994662186183266683)  2025-11-29T06:58Z 17.1K followers, 52.4K engagements


"Youll keep dreaming about buying land by using EMI Calculator. While Patels will buy XX together in one shot and flip it before you even start saving. The system that middle class Indians never learned. Heres how 👇🏻"  
[X Link](https://x.com/ValueWithPrem/status/1995802199843283206)  2025-12-02T10:28Z 17.1K followers, 87.3K engagements


"If youre earning in INR and the rupee slips to XX youre rich only inside India. The moment you compare yourself globally or plan a Europe/US vacation you feel middle class again. This is why the elite never stay local. They have some exposure globally. They hedge. They hold USD assets. They invest in US stocks. They buy global funds. They bet on worldwide opportunities. And heres the harsh truth: Silver didnt give crazy returns because of demand it gave returns because the dollar got stronger. In real terms silver delivered almost nothing for XX years. If your money is XXX% Indian your risk"  
[X Link](https://x.com/ValueWithPrem/status/1996774656804901322)  2025-12-05T02:52Z 17.1K followers, 14.1K engagements


"You think youre earning well in India until USD moves X% and your entire years savings become worth less globally. Your dreams & lifestyle are in USD. Your money isnt. Thats the real problem. Must read👇🏻"  
[X Link](https://x.com/ValueWithPrem/status/1998039768442278260)  2025-12-08T14:39Z 17.1K followers, 7494 engagements


"Your entire lifestyle is Apple iphone Nike shoes Netflix subscription Tesla dreams All priced in USD. But your income is stuck in INR. Thats why life feels expensive even when you earn well"  
[X Link](https://x.com/ValueWithPrem/status/1998039772686860490)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"You dont invest in USD. You dont trade FX. You dont check global charts. But your entire life from petrol to iPhone to education to travel is a hostage to the USD. Every Indian is in the currency game just unknowingly losing it"  
[X Link](https://x.com/ValueWithPrem/status/1998039776495341590)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"When INR weakens nothing in India feels different immediately. But globally You become poorer overnight. A Europe trip becomes XX% costlier. Your childs foreign education jumps by XX to XX lakhs. A MacBook upgrade becomes a luxury. This is the silent poverty nobody talks about"  
[X Link](https://x.com/ValueWithPrem/status/1998039780693594282)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"A XX% salary hike in India FEELS good. But if: INR fell X% Inflation ate X% Global prices rose X to X% Your real wealth didnt go up. It went DOWN. Nominally rich. Globally poorer. Thats the trap"  
[X Link](https://x.com/ValueWithPrem/status/1998039789631926538)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"Meanwhile rich Indians play a different game. HNIs dont pray for INR stability. They hedge against the fall. Their typical exposure: XX to XX% USD assets US stocks Global ETFs NSE IFSC funds USD income streams Offshore accounts Second residencies They dont hope. They hedge"  
[X Link](https://x.com/ValueWithPrem/status/1998039805784101177)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"Middle class exposure XX% Indian real estate or some equity. XX% FD/SIP X% global assets X% USD income XXX% dependence on INR XXX% emotional attachment to Local hi best This is why two families earning the same amount end up living VERY different futures"  
[X Link](https://x.com/ValueWithPrem/status/1998039809705889962)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"You dont need crores to hedge globally. Even a small exposure XX to XX% changes your risk profile completely. One US ETF. One global fund. One USD freelancing client. One small dollar income stream. Thats all it takes to stop being a victim of depreciation"  
[X Link](https://x.com/ValueWithPrem/status/1998039813883351493)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"Healthcare in India has two systems: One for those who know the truth. One for those who trust insurance blindly. This thread can literally save someones life & life savings. Share and Retweet This"  
[X Link](https://x.com/ValueWithPrem/status/1996160709269541025)  2025-12-03T10:12Z 17.1K followers, 5401 engagements


"Follow @ValueWithPrem for: Hard truths Money wisdom Insurance loopholes Real financial education Are you a victim of these similar scam"  
[X Link](https://x.com/ValueWithPrem/status/1996160713325461746)  2025-12-03T10:12Z 17.1K followers, 4955 engagements


"@kalapian_ Simply use another router using airtel router lan. Airtel router cannot: scan your devices access your PCs see your traffic open ports on your devices Airtel router only sees one device your another router"  
[X Link](https://x.com/ValueWithPrem/status/1998010790532788257)  2025-12-08T12:44Z 17.1K followers, 1871 engagements


"Heres the uncomfortable truth: You earn in INR. But you spend dream plan and aspire in USD. Your entire future travel tech lifestyle global aspirations is priced in the one currency you dont own. Thats why the middle class keeps feeling behind even with good salaries"  
[X Link](https://x.com/ValueWithPrem/status/1998039784942342593)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"India imports a lot: Oil Electronics Medical equipment Fertilisers Education Travel Technology So when global markets sneeze your wallet gets pneumonia. This is why USD strength instantly hits your lifestyle"  
[X Link](https://x.com/ValueWithPrem/status/1998039793901752656)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"Lets expose the illusion: You didnt get richer buying silver. Your Rupee got weaker. People celebrate XX to XX% returns on metals. In USD terms Flat for decades. You didnt make money. Your currency leaked value. This is how INR silently taxes you"  
[X Link](https://x.com/ValueWithPrem/status/1998039798200832231)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"This is why I say: Every Indian is long INR by default. Every Indian is short USD by default. Not by choice. By ignorance. Your entire portfolio is XXX% INR Your entire lifestyle is XX to XX% USD priced Your future goals have USD inflation Your global dreams have USD volatility A perfect mismatch"  
[X Link](https://x.com/ValueWithPrem/status/1998039802005111290)  2025-12-08T14:39Z 17.1K followers, XXX engagements


"You buy Hdfc Life Term Insurance. They will market you for free life stage option. You pay the premium finish medicals upload every document. They will give you a deal: Either take life stage option with XXXX cr cover or full cover of X cr without life stage option. At that point you cant say no youre already too deep in"  
[X Link](https://x.com/ValueWithPrem/status/1994032676320272687)  2025-11-27T13:16Z 17.1K followers, 44.5K engagements


"@TheVishalKay When we analyse an investment we must compare future value to future value or present value to present value. Im converting both sides to todays rupees to calculate real return which is the only correct way to judge purchasing power"  
[X Link](https://x.com/ValueWithPrem/status/1998726085337559115)  2025-12-10T12:06Z 17.1K followers, 1821 engagements