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# ![@Tim_Sweeney_TAR Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1594795769034252288.png) @Tim_Sweeney_TAR Timothy Sweeney

Timothy Sweeney posts on X about $sofi, credit cards, hybrid, future of the most. They currently have XXXXX followers and 1390 posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::1594795769034252288/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1594795769034252288/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +96%

### Mentions: X [#](/creator/twitter::1594795769034252288/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1594795769034252288/c:line/m:posts_active.svg)

- X Month XX -XXXX%
- X Months XXX -XXXX%
- X Year XXX +38%

### Followers: XXXXX [#](/creator/twitter::1594795769034252288/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1594795769034252288/c:line/m:followers.svg)

- X Week XXXXX +0.47%
- X Month XXXXX +5.90%
- X Months XXXXX +19%
- X Year XXXXX +140%

### CreatorRank: XXXXXXX [#](/creator/twitter::1594795769034252288/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1594795769034252288/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1594795769034252288/influence)
---

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance) 

**Social topic influence**
[$sofi](/topic/$sofi) #12, [credit cards](/topic/credit-cards) #66, [hybrid](/topic/hybrid), [future of](/topic/future-of), [candy](/topic/candy), [money](/topic/money), [savings](/topic/savings), [money on](/topic/money-on), [checking](/topic/checking)

**Top assets mentioned**
[RAI Finance (SOFI)](/topic/$sofi)
### Top Social Posts [#](/creator/twitter::1594795769034252288/posts)
---
Top posts by engagements in the last XX hours

"$sofi Bought some more shares today at $27.80"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1975981828587802856) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-08T17:49Z 5748 followers, 10.5K engagements


"$sofi You'll know when Sofi is concentrating on wealth management when they release the ability to sell based on tax lots which is an absolute necessary tool for wealth management tax planning"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1976506046446547294) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-10T04:32Z 5747 followers, 17K engagements


"$sofi HERE'S A BUSINESS SCHOOL QUESTION ON SOFI'S MARKETING PLAN FOR A SMART CARD GLOBAL PAYMENTS AND SOFI STADIUM WORLD CUP IN JUNE AND JULY 2026 As you know I think Sofi should issue a secured credit card with dynamic funding. The benefit is for students and Gen Z who don't like credit cards primarily because of high fees and so they only use debit cards. First as an attorney I never suggest anyone use a debit card primarily because you don't get any fraud protection and very little rewards if any because the interchange is low on debit cards by law. But more importantly many students and"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1979415633180921870) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-18T05:13Z 5751 followers, 20.1K engagements


"@WisamA20 If they change their software. but this is really a first to market advantage and needing to expand quickly But if you pay the vault even X% interest and charge say XX% interest on the credit card balances. The answer is no they can't compete"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1979429237250756987) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-18T06:08Z 5751 followers, XXX engagements


"$sofi Referral tabs for crypto no longer appear on my sofi app"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1975339375165854111) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-06T23:16Z 5735 followers, 10.9K engagements


"The guy is just trying to face face to come up with a hybrid valuation that didn't make his prior valuation plain stupid. Aside from taking the LPB which requires very little capital and higher returns and including it with s bank business model he still didn't even don't fit growth in the main bank business model. And as @marketswithmay said. nobody uses EV to value a bank. Also his pe rate for the financial services business is low and sofis have used a valuation based on peg ratios. There's other issues but he clearly doesn't have a clue or he has an agenda"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1978539896202830266) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-15T19:14Z 5736 followers, XXX engagements


"$sofi The future of AI in business and how that benefits Sofi. A look at history. Building out Ai and its applications in business including crypto applications is not dissimilar from building out the internet in the late 1990s. In the 1990s Cisco Systems manufactured the crucial hardware such as routers and switches that enabled the physical networking of the internet. Its products formed the backbone of the entire system allowing different networks to communicate effectively. Today. that's Nvidia with the exception that ai is moving so much faster than the internet that it will not likely"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1970608478030106984) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-09-23T21:57Z 5751 followers, 27.8K engagements


"This is Fitch trying to rate a Sofi sale of personal loans as a securitization. (sold through the loan platform business) but basing it on loan performance from a period period before sofi tightened their underwriting and those prior vintages have been shown to be an anomaly. then not giving much credit for the improved vintages since then or the stricter underwriting. And they are doing this before the sale. Not to mention that Sofi doesn't directly hold any default risk for the loans sold through the loan platform business. Also the cherry picking of one month even if accurate tells you"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1974185893583077817) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-03T18:52Z 5748 followers, XXX engagements


"$sofi Sure looks like a battle to keep sofi at $XX today"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1976334554437910690) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-09T17:10Z 5747 followers, 6931 engagements


"$sofi My song "No Brakes" Lyrics. . every little thing about you makes me want to slam my foot on the gas (Referenced by Noto this year) I bet you handle like a candy apple red corvette burning up a quarter mile (Stock Goat gets a candy apple red corvette.) Coincidence. Here's the whole song so you can predict the next moves in Sofi"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1977815094286500097) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-13T19:13Z 5746 followers, 10.7K engagements


"@big_rey7 And that's just the Hispanic merger for remittances. they make money on the checking savings and vault The overall secured credit card market is 20x that"  
[X Link](https://x.com/Tim_Sweeney_TAR/status/1979431686002901115) [@Tim_Sweeney_TAR](/creator/x/Tim_Sweeney_TAR) 2025-10-18T06:17Z 5747 followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@Tim_Sweeney_TAR Avatar @Tim_Sweeney_TAR Timothy Sweeney

Timothy Sweeney posts on X about $sofi, credit cards, hybrid, future of the most. They currently have XXXXX followers and 1390 posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

Engagements Line Chart

  • X Week XXXXXX -XX%
  • X Month XXXXXXX -XX%
  • X Months XXXXXXXXX -XX%
  • X Year XXXXXXXXX +96%

Mentions: X #

Mentions Line Chart

  • X Month XX -XXXX%
  • X Months XXX -XXXX%
  • X Year XXX +38%

Followers: XXXXX #

Followers Line Chart

  • X Week XXXXX +0.47%
  • X Month XXXXX +5.90%
  • X Months XXXXX +19%
  • X Year XXXXX +140%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence stocks finance

Social topic influence $sofi #12, credit cards #66, hybrid, future of, candy, money, savings, money on, checking

Top assets mentioned RAI Finance (SOFI)

Top Social Posts #


Top posts by engagements in the last XX hours

"$sofi Bought some more shares today at $27.80"
X Link @Tim_Sweeney_TAR 2025-10-08T17:49Z 5748 followers, 10.5K engagements

"$sofi You'll know when Sofi is concentrating on wealth management when they release the ability to sell based on tax lots which is an absolute necessary tool for wealth management tax planning"
X Link @Tim_Sweeney_TAR 2025-10-10T04:32Z 5747 followers, 17K engagements

"$sofi HERE'S A BUSINESS SCHOOL QUESTION ON SOFI'S MARKETING PLAN FOR A SMART CARD GLOBAL PAYMENTS AND SOFI STADIUM WORLD CUP IN JUNE AND JULY 2026 As you know I think Sofi should issue a secured credit card with dynamic funding. The benefit is for students and Gen Z who don't like credit cards primarily because of high fees and so they only use debit cards. First as an attorney I never suggest anyone use a debit card primarily because you don't get any fraud protection and very little rewards if any because the interchange is low on debit cards by law. But more importantly many students and"
X Link @Tim_Sweeney_TAR 2025-10-18T05:13Z 5751 followers, 20.1K engagements

"@WisamA20 If they change their software. but this is really a first to market advantage and needing to expand quickly But if you pay the vault even X% interest and charge say XX% interest on the credit card balances. The answer is no they can't compete"
X Link @Tim_Sweeney_TAR 2025-10-18T06:08Z 5751 followers, XXX engagements

"$sofi Referral tabs for crypto no longer appear on my sofi app"
X Link @Tim_Sweeney_TAR 2025-10-06T23:16Z 5735 followers, 10.9K engagements

"The guy is just trying to face face to come up with a hybrid valuation that didn't make his prior valuation plain stupid. Aside from taking the LPB which requires very little capital and higher returns and including it with s bank business model he still didn't even don't fit growth in the main bank business model. And as @marketswithmay said. nobody uses EV to value a bank. Also his pe rate for the financial services business is low and sofis have used a valuation based on peg ratios. There's other issues but he clearly doesn't have a clue or he has an agenda"
X Link @Tim_Sweeney_TAR 2025-10-15T19:14Z 5736 followers, XXX engagements

"$sofi The future of AI in business and how that benefits Sofi. A look at history. Building out Ai and its applications in business including crypto applications is not dissimilar from building out the internet in the late 1990s. In the 1990s Cisco Systems manufactured the crucial hardware such as routers and switches that enabled the physical networking of the internet. Its products formed the backbone of the entire system allowing different networks to communicate effectively. Today. that's Nvidia with the exception that ai is moving so much faster than the internet that it will not likely"
X Link @Tim_Sweeney_TAR 2025-09-23T21:57Z 5751 followers, 27.8K engagements

"This is Fitch trying to rate a Sofi sale of personal loans as a securitization. (sold through the loan platform business) but basing it on loan performance from a period period before sofi tightened their underwriting and those prior vintages have been shown to be an anomaly. then not giving much credit for the improved vintages since then or the stricter underwriting. And they are doing this before the sale. Not to mention that Sofi doesn't directly hold any default risk for the loans sold through the loan platform business. Also the cherry picking of one month even if accurate tells you"
X Link @Tim_Sweeney_TAR 2025-10-03T18:52Z 5748 followers, XXX engagements

"$sofi Sure looks like a battle to keep sofi at $XX today"
X Link @Tim_Sweeney_TAR 2025-10-09T17:10Z 5747 followers, 6931 engagements

"$sofi My song "No Brakes" Lyrics. . every little thing about you makes me want to slam my foot on the gas (Referenced by Noto this year) I bet you handle like a candy apple red corvette burning up a quarter mile (Stock Goat gets a candy apple red corvette.) Coincidence. Here's the whole song so you can predict the next moves in Sofi"
X Link @Tim_Sweeney_TAR 2025-10-13T19:13Z 5746 followers, 10.7K engagements

"@big_rey7 And that's just the Hispanic merger for remittances. they make money on the checking savings and vault The overall secured credit card market is 20x that"
X Link @Tim_Sweeney_TAR 2025-10-18T06:17Z 5747 followers, XX engagements

@Tim_Sweeney_TAR
/creator/twitter::Tim_Sweeney_TAR