#  @TheStockFather5 Stock Father Stock Father posts on X about $upst, balance sheet, ceo, if you the most. They currently have [--] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours. ### Engagements: [---] [#](/creator/twitter::1875317813465985024/interactions)  - [--] Week [-----] +118% - [--] Month [------] +397% - [--] Months [------] +9,483% ### Mentions: [--] [#](/creator/twitter::1875317813465985024/posts_active)  - [--] Months [--] +1,200% ### Followers: [--] [#](/creator/twitter::1875317813465985024/followers)  - [--] Week [--] +11% - [--] Month [--] +100% - [--] Months [--] +150% ### CreatorRank: [---------] [#](/creator/twitter::1875317813465985024/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) [finance](/list/finance) [technology brands](/list/technology-brands) [social networks](/list/social-networks) [cryptocurrencies](/list/cryptocurrencies) [countries](/list/countries) **Social topic influence** [$upst](/topic/$upst) #52, [balance sheet](/topic/balance-sheet), [ceo](/topic/ceo), [if you](/topic/if-you), [shorts](/topic/shorts), [$pgy](/topic/$pgy), [balance](/topic/balance), [money](/topic/money), [stocks](/topic/stocks), [hold](/topic/hold) **Top accounts mentioned or mentioned by** [@davegirouard](/creator/undefined) [@paulxgu](/creator/undefined) [@macroguru](/creator/undefined) [@manuforticanada](/creator/undefined) [@goddreng10](/creator/undefined) [@upstart](/creator/undefined) [@mtsmacro](/creator/undefined) [@perchlittle](/creator/undefined) [@henryinvests](/creator/undefined) [@kayschnd](/creator/undefined) [@vasilist](/creator/undefined) [@gubloinvestor](/creator/undefined) [@haradatekken](/creator/undefined) [@kobeissiletter](/creator/undefined) [@grok](/creator/undefined) **Top assets mentioned** [Upstart Holdings, Inc. (UPST)](/topic/$upst) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [Arista Networks Inc (ANET)](/topic/$anet) [RAI Finance (SOFI)](/topic/$sofi) [Dave Inc. (DAVE)](/topic/$dave) [Affirm Holdings, Inc. (AFRM)](/topic/$afrm) [Now Coin (NOW)](/topic/$now) [Strategy (MSTR)](/topic/$mstr) ### Top Social Posts Top posts by engagements in the last [--] hours "$ANET Why is this company sitting on soo much cash with no debt Not all debt is bad debt" [X Link](https://x.com/TheStockFather5/status/1896587449532657797) 2025-03-03T15:44Z [--] followers, [---] engagements "For the love of god $ANET please accumulate some debt. Market wants constant growth so why be debt free All debt isnt bad debt. Not to mention hoarding cash isnt useful either" [X Link](https://x.com/TheStockFather5/status/1900773706990764147) 2025-03-15T04:59Z [--] followers, [--] engagements "$UPST Hard pill to swallow is interest rates lowering for this company can be perceived as bad news. you get more loan volume but upst will still be forced to fund thus increasing balance sheet. @davegirouard -270M FCF you dilute to fund the loans or business dont grow. Trash" [X Link](https://x.com/TheStockFather5/status/1986578084196237747) 2025-11-06T23:34Z [--] followers, [---] engagements "$upst hypergrowth is not working for this company. Yes they are going to dilute soon because who else is going to fund these patty cake loans" [X Link](https://x.com/TheStockFather5/status/1986582049411707107) 2025-11-06T23:50Z [--] followers, [---] engagements "@PerchLittle Bad macro crashes them both. $Upst is more risky imo. -270mill FCF upst has to dilute investors heavily to scale. Hypergrowth isnt working for $upst and the market is telling us that" [X Link](https://x.com/TheStockFather5/status/1986583483305660570) 2025-11-06T23:56Z [--] followers, [---] engagements "$UPST So let me get this straight. Im suppose to believe this company is dumb enough to dilute investors for R&D loans Come on man stop with the bs you cant get loans off the books so you write it off as R&D" [X Link](https://x.com/TheStockFather5/status/1986583983665066198) 2025-11-06T23:58Z [--] followers, [---] engagements "@HenryInvests Henry this is no hate I personally appreciate you but how are you advocating for this stock still 23% dilution this year alone -270million FCF with reserves running out. Hypergrowth isnt working for this name and the market is saying that" [X Link](https://x.com/TheStockFather5/status/1986595794489614735) 2025-11-07T00:45Z [--] followers, [---] engagements "@KaySchnd Simple hyper growth isnt working -270million FCF pretty much sums up the issue. They have to dilute shares heavily for growth. They cant get loans of balance sheet to free up cash" [X Link](https://x.com/TheStockFather5/status/1986793701394338165) 2025-11-07T13:51Z [--] followers, [---] engagements "If you ask me what the worst/best company is I have to. say $upst. Soo much potential and is no longer trading at a premium. I dont think its mgmt intention to destroy the stock price but they do not care about what wall street has to say" [X Link](https://x.com/TheStockFather5/status/1987218060969709862) 2025-11-08T17:58Z [--] followers, [---] engagements "@davegirouard How can you build something extraordinary but have a speech impediment every time you have to explain what you are building Im sure you sleep well at night you never hold your stock options always sell sell sell" [X Link](https://x.com/TheStockFather5/status/1987220856733606014) 2025-11-08T18:09Z [--] followers, [---] engagements "@vasilist @Upstart Dude the balance sheet is definitely a red flag. You were probably werenot investing or trading in 08/09 but it was a horrific sight for all financial instruments and institutions. anything like that this stock goes to $2-$3 overnight" [X Link](https://x.com/TheStockFather5/status/1987634898815910030) 2025-11-09T21:34Z [--] followers, [---] engagements "$PGY and $sofi completely dismantling $UPST at its own game" [X Link](https://x.com/TheStockFather5/status/1987858201619132904) 2025-11-10T12:21Z [--] followers, [---] engagements "@davegirouard That Q4 earnings estimate bette have been a sandbag or else this company is cooked. How do you have a company that relies on diluting to fund loans yet management does not care about stock price You are a nut. You are about to let $DAVE pass u in mkt cap $UPST" [X Link](https://x.com/TheStockFather5/status/1987956658451226977) 2025-11-10T18:52Z [--] followers, [---] engagements "So does $upst possibly go too conservative with [----] arguably setting up to be one of the most dovish lending environments since [----] Fed interest rate I think aiming for 2.75-3% and [--] year mortgages" [X Link](https://x.com/TheStockFather5/status/1988107376336179440) 2025-11-11T04:51Z [--] followers, [---] engagements "$UPST CTO @paulxgu buying shares is very bearish imo. Makes him look silly being the only executive to buy shares. We all know @davegirouard wouldnt touch this shit with a yard stick" [X Link](https://x.com/TheStockFather5/status/1990437460287877299) 2025-11-17T15:10Z [--] followers, [---] engagements "$UPST When asked what do you think about the losses from retail investors over the past [--] months CEO @davegirouard responded with Couldnt be me I sell my options #thosewhostay right *walks away with an even laugh*. (parody)" [X Link](https://x.com/TheStockFather5/status/1990513390754934803) 2025-11-17T20:12Z [--] followers, [---] engagements "$UPST go ahead and post all your invalidated weekly charts" [X Link](https://x.com/TheStockFather5/status/1990517007406801044) 2025-11-17T20:26Z [--] followers, [---] engagements "$UPST Only thing that can hold this company back going into [----] is management to be honest. They are going to keep cutting rates probably to 2.5%. You have a perfect storm with overzealous shorts and improving business. Get the loans off the balance sheet already and thrive" [X Link](https://x.com/TheStockFather5/status/1990828884648984974) 2025-11-18T17:06Z [--] followers, [---] engagements "$UPST How do you restore my faith in this stock other than a new CEO Simple end this month with a hammer candle for an S/R flip" [X Link](https://x.com/TheStockFather5/status/1990879618937520478) 2025-11-18T20:27Z [--] followers, [---] engagements "$UPST [--] more days to get said loans off books. @davegirouard are we waiting last second here or what" [X Link](https://x.com/TheStockFather5/status/1991494169391690130) 2025-11-20T13:09Z [--] followers, [--] engagements "Failed CEO @davegirouard really blamed the stock market being down on the reason why $UPST stock price is down 55% from highs. I bet you also blame the waiter when your food bad. 🤡🤡" [X Link](https://x.com/TheStockFather5/status/1991523005198147666) 2025-11-20T15:04Z [--] followers, [---] engagements "@davegirouard @Upstart When asked Are you shorting $UPST Dave Girouard responded with Im sure as hell aint buying it #thosewhostay right" [X Link](https://x.com/TheStockFather5/status/1991575884269252855) 2025-11-20T18:34Z [--] followers, [---] engagements "$UPST As a man I have to step up and blame myself for my bad decisions. I must say no way I expected failed CEO @davegirouard to get on the conference call depressed and knowing nothing about his own tech. To my fellow baggies only luck will get us through this one" [X Link](https://x.com/TheStockFather5/status/1991908786781704252) 2025-11-21T16:37Z [--] followers, [---] engagements "$UPST I know you blamed the market on why this company is trash. Here is a side by side monthly of SPY VS UPST. Idk dude u seem pretty retarded to me" [X Link](https://x.com/TheStockFather5/status/1991986337130623341) 2025-11-21T21:45Z [--] followers, [---] engagements "@ManufortiCanada @davegirouard $PGY $AFRM $SOFI all up Y/Y so what is your point exactly" [X Link](https://x.com/TheStockFather5/status/1992890018323738984) 2025-11-24T09:36Z [--] followers, [---] engagements "@ManufortiCanada @davegirouard Dude ok so do you want me to compare it to the the $IWM $IWO Still grossly underperforming y/y. It is also not up way more than its competitors. I dont get why you defend such garbage" [X Link](https://x.com/TheStockFather5/status/1992992968362402098) 2025-11-24T16:25Z [--] followers, [--] engagements "Failed $UPST CEO @davegirouard wakes up every day happy about the fact he sold his options before the stock hit $40. Down over 50% from [--] week highs. Even feds cutting interest rates cant save the company from this clown🤡" [X Link](https://x.com/TheStockFather5/status/1993516034314354725) 2025-11-26T03:03Z [--] followers, [---] engagements "Failed $UPST CEO @davegirouard refused to buy shares at [--] week lows. Now its becoming obvious that no balance sheet news will come out either" [X Link](https://x.com/TheStockFather5/status/1993694595172139482) 2025-11-26T14:53Z [--] followers, [---] engagements "Anyone saying that $UPST is still a shit company is a retard. They were able to become profitable and maintain higher margins than the competition. My problem is with management. They are killing shareholder value. Loans on balance sheet falsely raising guidance stock compensat" [X Link](https://x.com/TheStockFather5/status/1993852973114359838) 2025-11-27T01:22Z [--] followers, [---] engagements "$UPST So cash in q3 was [---] million. Compared to [---] million in q2. Thats a burn of about 300million q/q. If failed CEO @davegirouard decides to screw investors for the millionth time and keep raising balance sheet he will also need to do an offering Q1 [----]. Crash the stock" [X Link](https://x.com/TheStockFather5/status/1994040747914572256) 2025-11-27T13:48Z [--] followers, [---] engagements "@ManufortiCanada @davegirouard Dude YES I would much rather see an $UPST with zero balance sheet loans wth are you even talking about. Thats literally what everyone wants to see. No loans on balance sheet= $120. No loans and BS and profitable is all we want. Fuck the interest income" [X Link](https://x.com/TheStockFather5/status/1994115195887865871) 2025-11-27T18:44Z [--] followers, [---] engagements "$UPST enjoy your small gains now. I still find it funny how failed CEO @davegirouard didnt block me despite all my negatives comments until I said this. More loans on balance sheet and dilution" [X Link](https://x.com/TheStockFather5/status/1994460181141286950) 2025-11-28T17:35Z [--] followers, [---] engagements "$UPST failed CEO @davegirouard leaves his stock price for dead at resistances No funding news in site with [--] days left in the year" [X Link](https://x.com/TheStockFather5/status/1995927268204650715) 2025-12-02T18:45Z [--] followers, [---] engagements "$UPST @paulxgu bought shares in vain. His terrible CEO will lead the company to destruction. #bagholdersunite" [X Link](https://x.com/TheStockFather5/status/1995983153266065724) 2025-12-02T22:27Z [--] followers, [---] engagements "$UPST wants to breakout but failed CEO @davegirouard obviously dosent want that to happen. With [--] more days to announce funding for balance sheet right now would be perfect timing" [X Link](https://x.com/TheStockFather5/status/1996318433311641880) 2025-12-03T20:39Z [--] followers, [---] engagements "@Gubloinvestor @davegirouard I mean the CEO once again is making promises he wont deliver on. Q3 earnings call he said UPST will get funding to start offloading loans off balance sheet before the end of the year. Unless he is waiting last second it looks like nothing will happen" [X Link](https://x.com/TheStockFather5/status/1996374983850012945) 2025-12-04T00:24Z [--] followers, [--] engagements "$UPST Im not saying they should get rid of all the loans on their balance sheet by any means. Research and new products should be a continuing thing. What im saying is cut the balance sheet in half. This will free up $600 million and prevent a capital raise" [X Link](https://x.com/TheStockFather5/status/1996734628762436065) 2025-12-05T00:13Z [--] followers, [---] engagements "Im team $UPST bag holder but I will never deny such beauty of a chart that $PGY is producing. Lets not forget PGY had an amazing earnings and they dont hold loans on balance sheet. Also trading at minuscule multiples with improving margins" [X Link](https://x.com/TheStockFather5/status/1996744095683743750) 2025-12-05T00:51Z [--] followers, [----] engagements "$UPST looking very toppy. Ugly weekly candle and is rounding on the daily right into channel line resistance. According to @davegirouard those who stay will be champions. Could be a bear trap. Good thing about being a bag holder is I hold through volatility" [X Link](https://x.com/TheStockFather5/status/2001579164386889972) 2025-12-18T09:03Z [--] followers, [---] engagements "@macro_guru I could of swore the short interest was around 30% when the stock was around $60. Shorts are not desperate in fact they are still up pretty substantial in their positions" [X Link](https://x.com/TheStockFather5/status/2002114363273195666) 2025-12-19T20:30Z [--] followers, [--] engagements "$UPST Now sure why @paulxgu would buy shares when his CEO may a compulsive liar. Pathetic" [X Link](https://x.com/TheStockFather5/status/2002117974829007010) 2025-12-19T20:44Z [--] followers, [---] engagements "$UPST After a little run looks ready to rollover back to the 30s" [X Link](https://x.com/TheStockFather5/status/2005313150544167226) 2025-12-28T16:21Z [--] followers, [---] engagements "@goddreng10 Other macro factors than rate cuts. I follow price action. $UPST chart does not look strong going into 2026" [X Link](https://x.com/TheStockFather5/status/2005759255643820103) 2025-12-29T21:54Z [--] followers, [---] engagements "@goddreng10 See this is the problem with the $UPST community too many whats ifs. People were saying the same thing about rate cuts and balance sheet last year going into [----]. [--]. Defaults ATHs [--]. CEO sucks and a liar 3.Price action is telling us smart money does not care about rate cuts" [X Link](https://x.com/TheStockFather5/status/2005878881497043350) 2025-12-30T05:49Z [--] followers, [---] engagements "@goddreng10 [--]. Who cares about what CEO says about balance sheet he is a liar. The trend is an increase Q/Q and at this rate $UPST will need to raise cash in Q2 to fund balance sheet [--]. Severe underperformance when all other growth stocks were going up this year" [X Link](https://x.com/TheStockFather5/status/2005879830869606762) 2025-12-30T05:53Z [--] followers, [---] engagements "$UPST bought back the covered calls sold earlier in the week they were up 70%. Due for a slight bounce" [X Link](https://x.com/TheStockFather5/status/2006398006871072775) 2025-12-31T16:12Z [--] followers, [---] engagements "@Harada_TEKKEN See how quick you are to detach yourself from the game. Same reason why its ass. The developer never wanted to play this shit just make money off of it" [X Link](https://x.com/TheStockFather5/status/2006415066804224156) 2025-12-31T17:20Z [--] followers, [--] engagements "$UPST Ive noticed something Iwant to share. @davegirouard never said who would be champions if they stay. Could be a lowkey diss to shareholders that shorts will be the ones that will be and technically are champions" [X Link](https://x.com/TheStockFather5/status/2007109746973880388) 2026-01-02T15:20Z [--] followers, [----] engagements "$UPST I personally dont care about the balance sheet because of default risk. I care about the balance sheet because freeing up cash means no need to do an offering. Also buybacks could be on the table as well. Im more scared of @davegirouard next depressing earnings call" [X Link](https://x.com/TheStockFather5/status/2007925453475168311) 2026-01-04T21:21Z [--] followers, [---] engagements "$UPST This is not an individual run up. Multiple AI growth stocks have been up big the past [--] trading sessions. Questions is will @davegirouard take advantage and show us what he has been babbling about how those who stay will be champions in [----]. @paulxgu" [X Link](https://x.com/TheStockFather5/status/2008318103759843364) 2026-01-05T23:22Z [--] followers, [---] engagements "$UPST If this can get and stay above the [---] SMA do shorts really want to hold their positions going into FOMC and earnings We know that revenue will beat because trustpilot reviews. Solid margins and even if the balance sheet stays decreases slightly is very bullish" [X Link](https://x.com/TheStockFather5/status/2008516703614029946) 2026-01-06T12:31Z [--] followers, [--] engagements "Im going to go on a whim and say $UPST balance sheet has increased in Q4. No way they have the funding for this increase in loan demand. Failed CEO @davegirouard is a nut. Are you buying his tweets Shorts sure aint. Sharp increase in short interest shows that. capital raise" [X Link](https://x.com/TheStockFather5/status/2011557182974914861) 2026-01-14T21:53Z [--] followers, [---] engagements "If $NOW is no longer looked at as a company that can hyper scale the valuation is still extremely high" [X Link](https://x.com/TheStockFather5/status/2012402783560016095) 2026-01-17T05:53Z [--] followers, [--] engagements "$UPST becoming harder and harder to bag hold this name. I mean [--] days into [----] and failed CEO @davegirouard still hasnt given me a reason on why Those who stay will be champions. Complete fucking clown 🤡🤡" [X Link](https://x.com/TheStockFather5/status/2014063336074387577) 2026-01-21T19:51Z [--] followers, [---] engagements "$UPST Those who stay will significantly underperform the $IWO and $IWM. What type of shit is this @davegirouard @paulxgu" [X Link](https://x.com/TheStockFather5/status/2014270279204392986) 2026-01-22T09:33Z [--] followers, [---] engagements "@KobeissiLetter @grok what stocks will benefit" [X Link](https://x.com/TheStockFather5/status/2011981185204064357) 2026-01-16T01:57Z [--] followers, [---] engagements "While $UPST grossly underperforms every major index y/y failed CEO @davegirouard is using this platform to go full blown political. Funny how he can speak up on here but you can barely hear the guy on an earnings call. @paulxgu tell this fool something" [X Link](https://x.com/TheStockFather5/status/2015692297665732776) 2026-01-26T07:44Z [--] followers, [----] engagements "$UPST not a doubt in my mind that FCF will be negative and a capital raise will happen right after earnings" [X Link](https://x.com/TheStockFather5/status/2016571012310327533) 2026-01-28T17:56Z [--] followers, [---] engagements "$UPST How are my fellow bag holders * Cough* I meant champions doing now that UPST will close below [--] daily SMA" [X Link](https://x.com/TheStockFather5/status/2016608662505345407) 2026-01-28T20:25Z [--] followers, [----] engagements "I have said it once and ill say it again. Never in my [--] year tenure as an investor has an executive promoted a succesful company through X. They all end up filing for bankruptcy. @davegirouard is a nut $UPST" [X Link](https://x.com/TheStockFather5/status/2016611432406843404) 2026-01-28T20:36Z [--] followers, [---] engagements "Failed $UPST CEO @davegirouard is a class act. He blamed the reason for not buying shares with @paulxgu on short swing profit rule. The mf has never bought shares in his life💀. He dont believe in this garbage why should you" [X Link](https://x.com/TheStockFather5/status/2016752640819155384) 2026-01-29T05:57Z [--] followers, [---] engagements "$UPST its okay guys @davegirouard says we are champions. Thats all that matters" [X Link](https://x.com/TheStockFather5/status/2016905817551970580) 2026-01-29T16:06Z [--] followers, [---] engagements "$MSTR They will crash BTC in order to bankrupt this company. It was a good run. When you are white in America you can borrow money to buy BTC and call it a company" [X Link](https://x.com/TheStockFather5/status/2016948122912702556) 2026-01-29T18:54Z [--] followers, [--] engagements "$UPST Champions✊" [X Link](https://x.com/TheStockFather5/status/2017259151945256991) 2026-01-30T15:30Z [--] followers, [---] engagements "$UPST Remember when they told you we just needed rate cuts. LMAO" [X Link](https://x.com/TheStockFather5/status/2017259619429834987) 2026-01-30T15:32Z [--] followers, [---] engagements "@macro_guru Jeez you sure flipped the script fast when the stock price started going down. Not a good look" [X Link](https://x.com/TheStockFather5/status/2017331333773816045) 2026-01-30T20:17Z [--] followers, [---] engagements "@MTS_Macro But but UMI" [X Link](https://x.com/TheStockFather5/status/2017331462866145308) 2026-01-30T20:17Z [--] followers, [--] engagements "@MTS_Macro but but but but we are champions" [X Link](https://x.com/TheStockFather5/status/2017334285385265246) 2026-01-30T20:29Z [--] followers, [--] engagements "$UPST Im right here bag holding with you guys but I must say I bag hold smart. If you are constantly wishing for a hopium rally you will never see opportunities to sell covered calls. My average says [--] but over the last [--] months got it down to about [--] selling covered calls" [X Link](https://x.com/TheStockFather5/status/2017335145859322106) 2026-01-30T20:32Z [--] followers, [--] engagements "It was very taunting to not be able to reach [--] during last rally but it happens. Im thinking by [----] ill be able to sell this atrocity for a profit utilizing CC I recommend you guys do the same. Dont bad hold for free" [X Link](https://x.com/anyuser/status/2017335825726665096) 2026-01-30T20:35Z [--] followers, [--] engagements "@macro_guru Despite me being negative all the time about this garbage I still enjoyed seeing your positive comments. Made me feel like there was some hope down the tunnel lol" [X Link](https://x.com/TheStockFather5/status/2017336375222415671) 2026-01-30T20:37Z [--] followers, [--] engagements "$UPST Giving out loans with borrowed shareholder money. Say whatever you want to make yourself feel better but thats the truth. No wonder @davegirouard wont buy this shit. He is a smart man unlike us shareholders" [X Link](https://x.com/anyuser/status/2017684067173777533) 2026-01-31T19:39Z [--] followers, [---] engagements "$UPST where is @davegirouard almost a week and no tweet political or how im a champion. Smells like a capital raise to me" [X Link](https://x.com/anyuser/status/2017719138022789599) 2026-01-31T21:58Z [--] followers, [---] engagements "Market is sending a clear message that its not playing around with fintech stocks. $UPST if its not a double beat with balance sheet decrease we will witness a paypal level decline" [X Link](https://x.com/anyuser/status/2018669121760907293) 2026-02-03T12:53Z [--] followers, [---] engagements "$UPST nothing new here. Killing share holder value for [--] years now. Just wait for @davegirouard to destroy this name" [X Link](https://x.com/anyuser/status/2018704668780634393) 2026-02-03T15:14Z [--] followers, [----] engagements "Warning to the fellow $UPST bag holders to prepare for the worst here. market is punishing tech names big time right now and if failed CEO @davegirouard is playing any games in earnings the share price could drop 30-50%. If you are not willing to take that lost get out" [X Link](https://x.com/anyuser/status/2018804156983869602) 2026-02-03T21:49Z [--] followers, [---] engagements "@macro_guru @davegirouard Mismanaged but not dead" [X Link](https://x.com/TheStockFather5/status/2019521993075552258) 2026-02-05T21:22Z [--] followers, [---] engagements "@davegirouard @paulxgu whats the game plan here guys. Spy is only down 4% this company is down 68%. Do you really go into earnings with a balance sheet increase and a capital raise Are you seriously going to fucking do that man Playing with lava at this point. $UPST" [X Link](https://x.com/TheStockFather5/status/2019570072499683724) 2026-02-06T00:33Z [--] followers, [---] engagements "$UPST There is no balance sheet increase without a capital raise to go along with. I guess shorts really were the champions" [X Link](https://x.com/anyuser/status/2019571641593069668) 2026-02-06T00:39Z [--] followers, [---] engagements "$UPST Rate cuts dont work UMI dont work Trust Pilot dont work + net income dont work Those who stay dont work" [X Link](https://x.com/anyuser/status/2019798476532723747) 2026-02-06T15:40Z [--] followers, [---] engagements "$UPST Just can keep up. Lags other tech names should have been up 20% today" [X Link](https://x.com/anyuser/status/2019925179783344255) 2026-02-07T00:04Z [--] followers, [---] engagements "$UPST institutional holdings at ATH with short interest at highs. Theyre making a killing playing both sides of the trade. Retail was smart and didnt bite the hook last rally.We are forcing them to play a bigger hand to capture momentum investors.@davegirouard dont fuck this up" [X Link](https://x.com/anyuser/status/2020298174070767751) 2026-02-08T00:46Z [--] followers, [---] engagements "$PGY Man the cringy investors getting socked today. Guess all that comparing to $UPST kinda got you no where" [X Link](https://x.com/TheStockFather5/status/2020863388641878490) 2026-02-09T14:12Z [--] followers, [----] engagements "I expect $UPST to be down 30%-40% post earnings. Market is killing high beta growth names and I doubt the balance sheet is in order" [X Link](https://x.com/anyuser/status/2021026339952918935) 2026-02-10T01:00Z [--] followers, [----] engagements "$UPST good ole pump during the day fall during earnings. Hope you guys have your covered calls. Nice delta on those" [X Link](https://x.com/anyuser/status/2021298050191458724) 2026-02-10T18:59Z [--] followers, [---] engagements "$UPST is a win here for now at least. Currently if you are in a high beta growth stock that does not go down 20% on earnings its a win" [X Link](https://x.com/anyuser/status/2021389672333840811) 2026-02-11T01:03Z [--] followers, [---] engagements "$UPST Only thing bad I have to say is with the new CEO and CFO this company just got a lot more speculative. Will have to just sit on this name and wait it out. Next milestone in my opinion is getting to [---] mill quarterly revenue" [X Link](https://x.com/anyuser/status/2021476189110690126) 2026-02-11T06:47Z [--] followers, [---] engagements "$UPST No one has been more accurate about this in the past [--] months than me Told you dave girourd wasnt good( he resigned) said UPST could crash big after earnings because market overall told you shorts were the champions even told you guys to stack covered calls pre earnings" [X Link](https://x.com/anyuser/status/2022060370920427841) 2026-02-12T21:28Z [--] followers, [---] engagements "$UPST If you are buying at this price you are idiot. If you are selling at this price you are also an idiot. Either wait to buy at $20 or wait to sell at $60 imho" [X Link](https://x.com/anyuser/status/2022085842668597400) 2026-02-12T23:10Z [--] followers, [---] engagements "$UPST Stock wise it has went from a Just buy for volatility swing to Hold and hope management and fintech delivers" [X Link](https://x.com/anyuser/status/2022506941512298877) 2026-02-14T03:03Z [--] followers, [---] engagements "$UPST words were spot on. Good work @davegirouard" [X Link](https://x.com/anyuser/status/2022544165457007086) 2026-02-14T05:31Z [--] followers, [---] engagements "$UPST words were spot on. Good work @davegirouard" [X Link](https://x.com/anyuser/status/2022544165457007086) 2026-02-14T05:31Z [--] followers, [---] engagements "$UPST Stock wise it has went from a Just buy for volatility swing to Hold and hope management and fintech delivers" [X Link](https://x.com/anyuser/status/2022506941512298877) 2026-02-14T03:03Z [--] followers, [---] engagements "$UPST If you are buying at this price you are idiot. If you are selling at this price you are also an idiot. Either wait to buy at $20 or wait to sell at $60 imho" [X Link](https://x.com/anyuser/status/2022085842668597400) 2026-02-12T23:10Z [--] followers, [---] engagements "$UPST No one has been more accurate about this in the past [--] months than me Told you dave girourd wasnt good( he resigned) said UPST could crash big after earnings because market overall told you shorts were the champions even told you guys to stack covered calls pre earnings" [X Link](https://x.com/anyuser/status/2022060370920427841) 2026-02-12T21:28Z [--] followers, [---] engagements "$UPST Only thing bad I have to say is with the new CEO and CFO this company just got a lot more speculative. Will have to just sit on this name and wait it out. Next milestone in my opinion is getting to [---] mill quarterly revenue" [X Link](https://x.com/anyuser/status/2021476189110690126) 2026-02-11T06:47Z [--] followers, [---] engagements "$UPST is a win here for now at least. Currently if you are in a high beta growth stock that does not go down 20% on earnings its a win" [X Link](https://x.com/anyuser/status/2021389672333840811) 2026-02-11T01:03Z [--] followers, [---] engagements "$UPST good ole pump during the day fall during earnings. Hope you guys have your covered calls. Nice delta on those" [X Link](https://x.com/anyuser/status/2021298050191458724) 2026-02-10T18:59Z [--] followers, [---] engagements "I expect $UPST to be down 30%-40% post earnings. Market is killing high beta growth names and I doubt the balance sheet is in order" [X Link](https://x.com/anyuser/status/2021026339952918935) 2026-02-10T01:00Z [--] followers, [----] engagements "Can someone explain to me why wouldnt $PGY trade at [--] P/S Risky high beta stock that is very susceptible to macro. Growth has hit a plateau and lenders dont seem to be too confident in the algo. Should trade lower if you ask me" [X Link](https://x.com/anyuser/status/2020977235310870617) 2026-02-09T21:44Z [--] followers, [---] engagements "$PGY Man the cringy investors getting socked today. Guess all that comparing to $UPST kinda got you no where" [X Link](https://x.com/TheStockFather5/status/2020863388641878490) 2026-02-09T14:12Z [--] followers, [----] engagements "$UPST institutional holdings at ATH with short interest at highs. Theyre making a killing playing both sides of the trade. Retail was smart and didnt bite the hook last rally.We are forcing them to play a bigger hand to capture momentum investors.@davegirouard dont fuck this up" [X Link](https://x.com/anyuser/status/2020298174070767751) 2026-02-08T00:46Z [--] followers, [---] engagements "$UPST Just can keep up. Lags other tech names should have been up 20% today" [X Link](https://x.com/anyuser/status/2019925179783344255) 2026-02-07T00:04Z [--] followers, [---] engagements "$UPST Rate cuts dont work UMI dont work Trust Pilot dont work + net income dont work Those who stay dont work" [X Link](https://x.com/anyuser/status/2019798476532723747) 2026-02-06T15:40Z [--] followers, [---] engagements "$UPST There is no balance sheet increase without a capital raise to go along with. I guess shorts really were the champions" [X Link](https://x.com/anyuser/status/2019571641593069668) 2026-02-06T00:39Z [--] followers, [---] engagements "Warning to the fellow $UPST bag holders to prepare for the worst here. market is punishing tech names big time right now and if failed CEO @davegirouard is playing any games in earnings the share price could drop 30-50%. If you are not willing to take that lost get out" [X Link](https://x.com/anyuser/status/2018804156983869602) 2026-02-03T21:49Z [--] followers, [---] engagements "$UPST nothing new here. Killing share holder value for [--] years now. Just wait for @davegirouard to destroy this name" [X Link](https://x.com/anyuser/status/2018704668780634393) 2026-02-03T15:14Z [--] followers, [----] engagements "Market is sending a clear message that its not playing around with fintech stocks. $UPST if its not a double beat with balance sheet decrease we will witness a paypal level decline" [X Link](https://x.com/anyuser/status/2018669121760907293) 2026-02-03T12:53Z [--] followers, [---] engagements "$UPST where is @davegirouard almost a week and no tweet political or how im a champion. Smells like a capital raise to me" [X Link](https://x.com/anyuser/status/2017719138022789599) 2026-01-31T21:58Z [--] followers, [---] engagements "$UPST Giving out loans with borrowed shareholder money. Say whatever you want to make yourself feel better but thats the truth. No wonder @davegirouard wont buy this shit. He is a smart man unlike us shareholders" [X Link](https://x.com/anyuser/status/2017684067173777533) 2026-01-31T19:39Z [--] followers, [---] engagements "It was very taunting to not be able to reach [--] during last rally but it happens. Im thinking by [----] ill be able to sell this atrocity for a profit utilizing CC I recommend you guys do the same. Dont bad hold for free" [X Link](https://x.com/anyuser/status/2017335825726665096) 2026-01-30T20:35Z [--] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@TheStockFather5 Stock Father
Stock Father posts on X about $upst, balance sheet, ceo, if you the most. They currently have [--] followers and [---] posts still getting attention that total [---] engagements in the last [--] hours.
Engagements: [---] #
- [--] Week [-----] +118%
- [--] Month [------] +397%
- [--] Months [------] +9,483%
Mentions: [--] #
- [--] Months [--] +1,200%
Followers: [--] #
- [--] Week [--] +11%
- [--] Month [--] +100%
- [--] Months [--] +150%
CreatorRank: [---------] #
Social Influence
Social category influence stocks finance technology brands social networks cryptocurrencies countries
Social topic influence $upst #52, balance sheet, ceo, if you, shorts, $pgy, balance, money, stocks, hold
Top accounts mentioned or mentioned by @davegirouard @paulxgu @macroguru @manuforticanada @goddreng10 @upstart @mtsmacro @perchlittle @henryinvests @kayschnd @vasilist @gubloinvestor @haradatekken @kobeissiletter @grok
Top assets mentioned Upstart Holdings, Inc. (UPST) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) Arista Networks Inc (ANET) RAI Finance (SOFI) Dave Inc. (DAVE) Affirm Holdings, Inc. (AFRM) Now Coin (NOW) Strategy (MSTR)
Top Social Posts
Top posts by engagements in the last [--] hours
"$ANET Why is this company sitting on soo much cash with no debt Not all debt is bad debt"
X Link 2025-03-03T15:44Z [--] followers, [---] engagements
"For the love of god $ANET please accumulate some debt. Market wants constant growth so why be debt free All debt isnt bad debt. Not to mention hoarding cash isnt useful either"
X Link 2025-03-15T04:59Z [--] followers, [--] engagements
"$UPST Hard pill to swallow is interest rates lowering for this company can be perceived as bad news. you get more loan volume but upst will still be forced to fund thus increasing balance sheet. @davegirouard -270M FCF you dilute to fund the loans or business dont grow. Trash"
X Link 2025-11-06T23:34Z [--] followers, [---] engagements
"$upst hypergrowth is not working for this company. Yes they are going to dilute soon because who else is going to fund these patty cake loans"
X Link 2025-11-06T23:50Z [--] followers, [---] engagements
"@PerchLittle Bad macro crashes them both. $Upst is more risky imo. -270mill FCF upst has to dilute investors heavily to scale. Hypergrowth isnt working for $upst and the market is telling us that"
X Link 2025-11-06T23:56Z [--] followers, [---] engagements
"$UPST So let me get this straight. Im suppose to believe this company is dumb enough to dilute investors for R&D loans Come on man stop with the bs you cant get loans off the books so you write it off as R&D"
X Link 2025-11-06T23:58Z [--] followers, [---] engagements
"@HenryInvests Henry this is no hate I personally appreciate you but how are you advocating for this stock still 23% dilution this year alone -270million FCF with reserves running out. Hypergrowth isnt working for this name and the market is saying that"
X Link 2025-11-07T00:45Z [--] followers, [---] engagements
"@KaySchnd Simple hyper growth isnt working -270million FCF pretty much sums up the issue. They have to dilute shares heavily for growth. They cant get loans of balance sheet to free up cash"
X Link 2025-11-07T13:51Z [--] followers, [---] engagements
"If you ask me what the worst/best company is I have to. say $upst. Soo much potential and is no longer trading at a premium. I dont think its mgmt intention to destroy the stock price but they do not care about what wall street has to say"
X Link 2025-11-08T17:58Z [--] followers, [---] engagements
"@davegirouard How can you build something extraordinary but have a speech impediment every time you have to explain what you are building Im sure you sleep well at night you never hold your stock options always sell sell sell"
X Link 2025-11-08T18:09Z [--] followers, [---] engagements
"@vasilist @Upstart Dude the balance sheet is definitely a red flag. You were probably werenot investing or trading in 08/09 but it was a horrific sight for all financial instruments and institutions. anything like that this stock goes to $2-$3 overnight"
X Link 2025-11-09T21:34Z [--] followers, [---] engagements
"$PGY and $sofi completely dismantling $UPST at its own game"
X Link 2025-11-10T12:21Z [--] followers, [---] engagements
"@davegirouard That Q4 earnings estimate bette have been a sandbag or else this company is cooked. How do you have a company that relies on diluting to fund loans yet management does not care about stock price You are a nut. You are about to let $DAVE pass u in mkt cap $UPST"
X Link 2025-11-10T18:52Z [--] followers, [---] engagements
"So does $upst possibly go too conservative with [----] arguably setting up to be one of the most dovish lending environments since [----] Fed interest rate I think aiming for 2.75-3% and [--] year mortgages"
X Link 2025-11-11T04:51Z [--] followers, [---] engagements
"$UPST CTO @paulxgu buying shares is very bearish imo. Makes him look silly being the only executive to buy shares. We all know @davegirouard wouldnt touch this shit with a yard stick"
X Link 2025-11-17T15:10Z [--] followers, [---] engagements
"$UPST When asked what do you think about the losses from retail investors over the past [--] months CEO @davegirouard responded with Couldnt be me I sell my options #thosewhostay right walks away with an even laugh. (parody)"
X Link 2025-11-17T20:12Z [--] followers, [---] engagements
"$UPST go ahead and post all your invalidated weekly charts"
X Link 2025-11-17T20:26Z [--] followers, [---] engagements
"$UPST Only thing that can hold this company back going into [----] is management to be honest. They are going to keep cutting rates probably to 2.5%. You have a perfect storm with overzealous shorts and improving business. Get the loans off the balance sheet already and thrive"
X Link 2025-11-18T17:06Z [--] followers, [---] engagements
"$UPST How do you restore my faith in this stock other than a new CEO Simple end this month with a hammer candle for an S/R flip"
X Link 2025-11-18T20:27Z [--] followers, [---] engagements
"$UPST [--] more days to get said loans off books. @davegirouard are we waiting last second here or what"
X Link 2025-11-20T13:09Z [--] followers, [--] engagements
"Failed CEO @davegirouard really blamed the stock market being down on the reason why $UPST stock price is down 55% from highs. I bet you also blame the waiter when your food bad. 🤡🤡"
X Link 2025-11-20T15:04Z [--] followers, [---] engagements
"@davegirouard @Upstart When asked Are you shorting $UPST Dave Girouard responded with Im sure as hell aint buying it #thosewhostay right"
X Link 2025-11-20T18:34Z [--] followers, [---] engagements
"$UPST As a man I have to step up and blame myself for my bad decisions. I must say no way I expected failed CEO @davegirouard to get on the conference call depressed and knowing nothing about his own tech. To my fellow baggies only luck will get us through this one"
X Link 2025-11-21T16:37Z [--] followers, [---] engagements
"$UPST I know you blamed the market on why this company is trash. Here is a side by side monthly of SPY VS UPST. Idk dude u seem pretty retarded to me"
X Link 2025-11-21T21:45Z [--] followers, [---] engagements
"@ManufortiCanada @davegirouard $PGY $AFRM $SOFI all up Y/Y so what is your point exactly"
X Link 2025-11-24T09:36Z [--] followers, [---] engagements
"@ManufortiCanada @davegirouard Dude ok so do you want me to compare it to the the $IWM $IWO Still grossly underperforming y/y. It is also not up way more than its competitors. I dont get why you defend such garbage"
X Link 2025-11-24T16:25Z [--] followers, [--] engagements
"Failed $UPST CEO @davegirouard wakes up every day happy about the fact he sold his options before the stock hit $40. Down over 50% from [--] week highs. Even feds cutting interest rates cant save the company from this clown🤡"
X Link 2025-11-26T03:03Z [--] followers, [---] engagements
"Failed $UPST CEO @davegirouard refused to buy shares at [--] week lows. Now its becoming obvious that no balance sheet news will come out either"
X Link 2025-11-26T14:53Z [--] followers, [---] engagements
"Anyone saying that $UPST is still a shit company is a retard. They were able to become profitable and maintain higher margins than the competition. My problem is with management. They are killing shareholder value. Loans on balance sheet falsely raising guidance stock compensat"
X Link 2025-11-27T01:22Z [--] followers, [---] engagements
"$UPST So cash in q3 was [---] million. Compared to [---] million in q2. Thats a burn of about 300million q/q. If failed CEO @davegirouard decides to screw investors for the millionth time and keep raising balance sheet he will also need to do an offering Q1 [----]. Crash the stock"
X Link 2025-11-27T13:48Z [--] followers, [---] engagements
"@ManufortiCanada @davegirouard Dude YES I would much rather see an $UPST with zero balance sheet loans wth are you even talking about. Thats literally what everyone wants to see. No loans on balance sheet= $120. No loans and BS and profitable is all we want. Fuck the interest income"
X Link 2025-11-27T18:44Z [--] followers, [---] engagements
"$UPST enjoy your small gains now. I still find it funny how failed CEO @davegirouard didnt block me despite all my negatives comments until I said this. More loans on balance sheet and dilution"
X Link 2025-11-28T17:35Z [--] followers, [---] engagements
"$UPST failed CEO @davegirouard leaves his stock price for dead at resistances No funding news in site with [--] days left in the year"
X Link 2025-12-02T18:45Z [--] followers, [---] engagements
"$UPST @paulxgu bought shares in vain. His terrible CEO will lead the company to destruction. #bagholdersunite"
X Link 2025-12-02T22:27Z [--] followers, [---] engagements
"$UPST wants to breakout but failed CEO @davegirouard obviously dosent want that to happen. With [--] more days to announce funding for balance sheet right now would be perfect timing"
X Link 2025-12-03T20:39Z [--] followers, [---] engagements
"@Gubloinvestor @davegirouard I mean the CEO once again is making promises he wont deliver on. Q3 earnings call he said UPST will get funding to start offloading loans off balance sheet before the end of the year. Unless he is waiting last second it looks like nothing will happen"
X Link 2025-12-04T00:24Z [--] followers, [--] engagements
"$UPST Im not saying they should get rid of all the loans on their balance sheet by any means. Research and new products should be a continuing thing. What im saying is cut the balance sheet in half. This will free up $600 million and prevent a capital raise"
X Link 2025-12-05T00:13Z [--] followers, [---] engagements
"Im team $UPST bag holder but I will never deny such beauty of a chart that $PGY is producing. Lets not forget PGY had an amazing earnings and they dont hold loans on balance sheet. Also trading at minuscule multiples with improving margins"
X Link 2025-12-05T00:51Z [--] followers, [----] engagements
"$UPST looking very toppy. Ugly weekly candle and is rounding on the daily right into channel line resistance. According to @davegirouard those who stay will be champions. Could be a bear trap. Good thing about being a bag holder is I hold through volatility"
X Link 2025-12-18T09:03Z [--] followers, [---] engagements
"@macro_guru I could of swore the short interest was around 30% when the stock was around $60. Shorts are not desperate in fact they are still up pretty substantial in their positions"
X Link 2025-12-19T20:30Z [--] followers, [--] engagements
"$UPST Now sure why @paulxgu would buy shares when his CEO may a compulsive liar. Pathetic"
X Link 2025-12-19T20:44Z [--] followers, [---] engagements
"$UPST After a little run looks ready to rollover back to the 30s"
X Link 2025-12-28T16:21Z [--] followers, [---] engagements
"@goddreng10 Other macro factors than rate cuts. I follow price action. $UPST chart does not look strong going into 2026"
X Link 2025-12-29T21:54Z [--] followers, [---] engagements
"@goddreng10 See this is the problem with the $UPST community too many whats ifs. People were saying the same thing about rate cuts and balance sheet last year going into [----]. [--]. Defaults ATHs [--]. CEO sucks and a liar 3.Price action is telling us smart money does not care about rate cuts"
X Link 2025-12-30T05:49Z [--] followers, [---] engagements
"@goddreng10 [--]. Who cares about what CEO says about balance sheet he is a liar. The trend is an increase Q/Q and at this rate $UPST will need to raise cash in Q2 to fund balance sheet [--]. Severe underperformance when all other growth stocks were going up this year"
X Link 2025-12-30T05:53Z [--] followers, [---] engagements
"$UPST bought back the covered calls sold earlier in the week they were up 70%. Due for a slight bounce"
X Link 2025-12-31T16:12Z [--] followers, [---] engagements
"@Harada_TEKKEN See how quick you are to detach yourself from the game. Same reason why its ass. The developer never wanted to play this shit just make money off of it"
X Link 2025-12-31T17:20Z [--] followers, [--] engagements
"$UPST Ive noticed something Iwant to share. @davegirouard never said who would be champions if they stay. Could be a lowkey diss to shareholders that shorts will be the ones that will be and technically are champions"
X Link 2026-01-02T15:20Z [--] followers, [----] engagements
"$UPST I personally dont care about the balance sheet because of default risk. I care about the balance sheet because freeing up cash means no need to do an offering. Also buybacks could be on the table as well. Im more scared of @davegirouard next depressing earnings call"
X Link 2026-01-04T21:21Z [--] followers, [---] engagements
"$UPST This is not an individual run up. Multiple AI growth stocks have been up big the past [--] trading sessions. Questions is will @davegirouard take advantage and show us what he has been babbling about how those who stay will be champions in [----]. @paulxgu"
X Link 2026-01-05T23:22Z [--] followers, [---] engagements
"$UPST If this can get and stay above the [---] SMA do shorts really want to hold their positions going into FOMC and earnings We know that revenue will beat because trustpilot reviews. Solid margins and even if the balance sheet stays decreases slightly is very bullish"
X Link 2026-01-06T12:31Z [--] followers, [--] engagements
"Im going to go on a whim and say $UPST balance sheet has increased in Q4. No way they have the funding for this increase in loan demand. Failed CEO @davegirouard is a nut. Are you buying his tweets Shorts sure aint. Sharp increase in short interest shows that. capital raise"
X Link 2026-01-14T21:53Z [--] followers, [---] engagements
"If $NOW is no longer looked at as a company that can hyper scale the valuation is still extremely high"
X Link 2026-01-17T05:53Z [--] followers, [--] engagements
"$UPST becoming harder and harder to bag hold this name. I mean [--] days into [----] and failed CEO @davegirouard still hasnt given me a reason on why Those who stay will be champions. Complete fucking clown 🤡🤡"
X Link 2026-01-21T19:51Z [--] followers, [---] engagements
"$UPST Those who stay will significantly underperform the $IWO and $IWM. What type of shit is this @davegirouard @paulxgu"
X Link 2026-01-22T09:33Z [--] followers, [---] engagements
"@KobeissiLetter @grok what stocks will benefit"
X Link 2026-01-16T01:57Z [--] followers, [---] engagements
"While $UPST grossly underperforms every major index y/y failed CEO @davegirouard is using this platform to go full blown political. Funny how he can speak up on here but you can barely hear the guy on an earnings call. @paulxgu tell this fool something"
X Link 2026-01-26T07:44Z [--] followers, [----] engagements
"$UPST not a doubt in my mind that FCF will be negative and a capital raise will happen right after earnings"
X Link 2026-01-28T17:56Z [--] followers, [---] engagements
"$UPST How are my fellow bag holders * Cough* I meant champions doing now that UPST will close below [--] daily SMA"
X Link 2026-01-28T20:25Z [--] followers, [----] engagements
"I have said it once and ill say it again. Never in my [--] year tenure as an investor has an executive promoted a succesful company through X. They all end up filing for bankruptcy. @davegirouard is a nut $UPST"
X Link 2026-01-28T20:36Z [--] followers, [---] engagements
"Failed $UPST CEO @davegirouard is a class act. He blamed the reason for not buying shares with @paulxgu on short swing profit rule. The mf has never bought shares in his life💀. He dont believe in this garbage why should you"
X Link 2026-01-29T05:57Z [--] followers, [---] engagements
"$UPST its okay guys @davegirouard says we are champions. Thats all that matters"
X Link 2026-01-29T16:06Z [--] followers, [---] engagements
"$MSTR They will crash BTC in order to bankrupt this company. It was a good run. When you are white in America you can borrow money to buy BTC and call it a company"
X Link 2026-01-29T18:54Z [--] followers, [--] engagements
"$UPST Champions✊"
X Link 2026-01-30T15:30Z [--] followers, [---] engagements
"$UPST Remember when they told you we just needed rate cuts. LMAO"
X Link 2026-01-30T15:32Z [--] followers, [---] engagements
"@macro_guru Jeez you sure flipped the script fast when the stock price started going down. Not a good look"
X Link 2026-01-30T20:17Z [--] followers, [---] engagements
"@MTS_Macro But but UMI"
X Link 2026-01-30T20:17Z [--] followers, [--] engagements
"@MTS_Macro but but but but we are champions"
X Link 2026-01-30T20:29Z [--] followers, [--] engagements
"$UPST Im right here bag holding with you guys but I must say I bag hold smart. If you are constantly wishing for a hopium rally you will never see opportunities to sell covered calls. My average says [--] but over the last [--] months got it down to about [--] selling covered calls"
X Link 2026-01-30T20:32Z [--] followers, [--] engagements
"It was very taunting to not be able to reach [--] during last rally but it happens. Im thinking by [----] ill be able to sell this atrocity for a profit utilizing CC I recommend you guys do the same. Dont bad hold for free"
X Link 2026-01-30T20:35Z [--] followers, [--] engagements
"@macro_guru Despite me being negative all the time about this garbage I still enjoyed seeing your positive comments. Made me feel like there was some hope down the tunnel lol"
X Link 2026-01-30T20:37Z [--] followers, [--] engagements
"$UPST Giving out loans with borrowed shareholder money. Say whatever you want to make yourself feel better but thats the truth. No wonder @davegirouard wont buy this shit. He is a smart man unlike us shareholders"
X Link 2026-01-31T19:39Z [--] followers, [---] engagements
"$UPST where is @davegirouard almost a week and no tweet political or how im a champion. Smells like a capital raise to me"
X Link 2026-01-31T21:58Z [--] followers, [---] engagements
"Market is sending a clear message that its not playing around with fintech stocks. $UPST if its not a double beat with balance sheet decrease we will witness a paypal level decline"
X Link 2026-02-03T12:53Z [--] followers, [---] engagements
"$UPST nothing new here. Killing share holder value for [--] years now. Just wait for @davegirouard to destroy this name"
X Link 2026-02-03T15:14Z [--] followers, [----] engagements
"Warning to the fellow $UPST bag holders to prepare for the worst here. market is punishing tech names big time right now and if failed CEO @davegirouard is playing any games in earnings the share price could drop 30-50%. If you are not willing to take that lost get out"
X Link 2026-02-03T21:49Z [--] followers, [---] engagements
"@macro_guru @davegirouard Mismanaged but not dead"
X Link 2026-02-05T21:22Z [--] followers, [---] engagements
"@davegirouard @paulxgu whats the game plan here guys. Spy is only down 4% this company is down 68%. Do you really go into earnings with a balance sheet increase and a capital raise Are you seriously going to fucking do that man Playing with lava at this point. $UPST"
X Link 2026-02-06T00:33Z [--] followers, [---] engagements
"$UPST There is no balance sheet increase without a capital raise to go along with. I guess shorts really were the champions"
X Link 2026-02-06T00:39Z [--] followers, [---] engagements
"$UPST Rate cuts dont work UMI dont work Trust Pilot dont work + net income dont work Those who stay dont work"
X Link 2026-02-06T15:40Z [--] followers, [---] engagements
"$UPST Just can keep up. Lags other tech names should have been up 20% today"
X Link 2026-02-07T00:04Z [--] followers, [---] engagements
"$UPST institutional holdings at ATH with short interest at highs. Theyre making a killing playing both sides of the trade. Retail was smart and didnt bite the hook last rally.We are forcing them to play a bigger hand to capture momentum investors.@davegirouard dont fuck this up"
X Link 2026-02-08T00:46Z [--] followers, [---] engagements
"$PGY Man the cringy investors getting socked today. Guess all that comparing to $UPST kinda got you no where"
X Link 2026-02-09T14:12Z [--] followers, [----] engagements
"I expect $UPST to be down 30%-40% post earnings. Market is killing high beta growth names and I doubt the balance sheet is in order"
X Link 2026-02-10T01:00Z [--] followers, [----] engagements
"$UPST good ole pump during the day fall during earnings. Hope you guys have your covered calls. Nice delta on those"
X Link 2026-02-10T18:59Z [--] followers, [---] engagements
"$UPST is a win here for now at least. Currently if you are in a high beta growth stock that does not go down 20% on earnings its a win"
X Link 2026-02-11T01:03Z [--] followers, [---] engagements
"$UPST Only thing bad I have to say is with the new CEO and CFO this company just got a lot more speculative. Will have to just sit on this name and wait it out. Next milestone in my opinion is getting to [---] mill quarterly revenue"
X Link 2026-02-11T06:47Z [--] followers, [---] engagements
"$UPST No one has been more accurate about this in the past [--] months than me Told you dave girourd wasnt good( he resigned) said UPST could crash big after earnings because market overall told you shorts were the champions even told you guys to stack covered calls pre earnings"
X Link 2026-02-12T21:28Z [--] followers, [---] engagements
"$UPST If you are buying at this price you are idiot. If you are selling at this price you are also an idiot. Either wait to buy at $20 or wait to sell at $60 imho"
X Link 2026-02-12T23:10Z [--] followers, [---] engagements
"$UPST Stock wise it has went from a Just buy for volatility swing to Hold and hope management and fintech delivers"
X Link 2026-02-14T03:03Z [--] followers, [---] engagements
"$UPST words were spot on. Good work @davegirouard"
X Link 2026-02-14T05:31Z [--] followers, [---] engagements
"$UPST words were spot on. Good work @davegirouard"
X Link 2026-02-14T05:31Z [--] followers, [---] engagements
"$UPST Stock wise it has went from a Just buy for volatility swing to Hold and hope management and fintech delivers"
X Link 2026-02-14T03:03Z [--] followers, [---] engagements
"$UPST If you are buying at this price you are idiot. If you are selling at this price you are also an idiot. Either wait to buy at $20 or wait to sell at $60 imho"
X Link 2026-02-12T23:10Z [--] followers, [---] engagements
"$UPST No one has been more accurate about this in the past [--] months than me Told you dave girourd wasnt good( he resigned) said UPST could crash big after earnings because market overall told you shorts were the champions even told you guys to stack covered calls pre earnings"
X Link 2026-02-12T21:28Z [--] followers, [---] engagements
"$UPST Only thing bad I have to say is with the new CEO and CFO this company just got a lot more speculative. Will have to just sit on this name and wait it out. Next milestone in my opinion is getting to [---] mill quarterly revenue"
X Link 2026-02-11T06:47Z [--] followers, [---] engagements
"$UPST is a win here for now at least. Currently if you are in a high beta growth stock that does not go down 20% on earnings its a win"
X Link 2026-02-11T01:03Z [--] followers, [---] engagements
"$UPST good ole pump during the day fall during earnings. Hope you guys have your covered calls. Nice delta on those"
X Link 2026-02-10T18:59Z [--] followers, [---] engagements
"I expect $UPST to be down 30%-40% post earnings. Market is killing high beta growth names and I doubt the balance sheet is in order"
X Link 2026-02-10T01:00Z [--] followers, [----] engagements
"Can someone explain to me why wouldnt $PGY trade at [--] P/S Risky high beta stock that is very susceptible to macro. Growth has hit a plateau and lenders dont seem to be too confident in the algo. Should trade lower if you ask me"
X Link 2026-02-09T21:44Z [--] followers, [---] engagements
"$PGY Man the cringy investors getting socked today. Guess all that comparing to $UPST kinda got you no where"
X Link 2026-02-09T14:12Z [--] followers, [----] engagements
"$UPST institutional holdings at ATH with short interest at highs. Theyre making a killing playing both sides of the trade. Retail was smart and didnt bite the hook last rally.We are forcing them to play a bigger hand to capture momentum investors.@davegirouard dont fuck this up"
X Link 2026-02-08T00:46Z [--] followers, [---] engagements
"$UPST Just can keep up. Lags other tech names should have been up 20% today"
X Link 2026-02-07T00:04Z [--] followers, [---] engagements
"$UPST Rate cuts dont work UMI dont work Trust Pilot dont work + net income dont work Those who stay dont work"
X Link 2026-02-06T15:40Z [--] followers, [---] engagements
"$UPST There is no balance sheet increase without a capital raise to go along with. I guess shorts really were the champions"
X Link 2026-02-06T00:39Z [--] followers, [---] engagements
"Warning to the fellow $UPST bag holders to prepare for the worst here. market is punishing tech names big time right now and if failed CEO @davegirouard is playing any games in earnings the share price could drop 30-50%. If you are not willing to take that lost get out"
X Link 2026-02-03T21:49Z [--] followers, [---] engagements
"$UPST nothing new here. Killing share holder value for [--] years now. Just wait for @davegirouard to destroy this name"
X Link 2026-02-03T15:14Z [--] followers, [----] engagements
"Market is sending a clear message that its not playing around with fintech stocks. $UPST if its not a double beat with balance sheet decrease we will witness a paypal level decline"
X Link 2026-02-03T12:53Z [--] followers, [---] engagements
"$UPST where is @davegirouard almost a week and no tweet political or how im a champion. Smells like a capital raise to me"
X Link 2026-01-31T21:58Z [--] followers, [---] engagements
"$UPST Giving out loans with borrowed shareholder money. Say whatever you want to make yourself feel better but thats the truth. No wonder @davegirouard wont buy this shit. He is a smart man unlike us shareholders"
X Link 2026-01-31T19:39Z [--] followers, [---] engagements
"It was very taunting to not be able to reach [--] during last rally but it happens. Im thinking by [----] ill be able to sell this atrocity for a profit utilizing CC I recommend you guys do the same. Dont bad hold for free"
X Link 2026-01-30T20:35Z [--] followers, [--] engagements
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