[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @ScFidelis Stephen Stephen posts on X about stocks, banking, nigeria, governance the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::213326073/interactions)  - X Week XXXXXXX +79% - X Month XXXXXXX +203% - X Months XXXXXXXXX +560% - X Year XXXXXXXXX +11,264% ### Mentions: XX [#](/creator/twitter::213326073/posts_active)  - X Week XX -XX% - X Month XXX +79% - X Months XXX +198% - X Year XXX +343% ### Followers: XXXXX [#](/creator/twitter::213326073/followers)  - X Week XXXXX +7.50% - X Month XXXXX +26% - X Months XXXXX +237% - X Year XXXXX +1,483% ### CreatorRank: XXXXXXX [#](/creator/twitter::213326073/influencer_rank)  ### Social Influence [#](/creator/twitter::213326073/influence) --- **Social category influence** [finance](/list/finance) #4014 [countries](/list/countries) [travel destinations](/list/travel-destinations) [exchanges](/list/exchanges) [stocks](/list/stocks) **Social topic influence** [stocks](/topic/stocks), [banking](/topic/banking), [nigeria](/topic/nigeria) #165, [governance](/topic/governance), [fixed income](/topic/fixed-income), [primary market](/topic/primary-market) #13, [london](/topic/london), [listings](/topic/listings), [exchanges](/topic/exchanges), [money](/topic/money) ### Top Social Posts [#](/creator/twitter::213326073/posts) --- Top posts by engagements in the last XX hours "GTCO is on the cusp of history. Now trading at XX it's inching closer to the XXX mark for the first time ever. Big moment for one of Nigerias most valuable banking stocks. 👏📈"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1943618539257987115) 2025-07-11 10:29:05 UTC 9219 followers, 58.3K engagements "Why Im closely watching banks' outstanding shares This one metric will set the tone for future dividend payments and the value of your bank stocks on NGX. Lets break it down👇🏽:"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1936806763837198483) 2025-06-22 15:21:31 UTC 9212 followers, 30.9K engagements "In a Profit or Loss (P/L) statement there are X possibilities: ✅ Profit ❌ Loss ➖ Breakeven (no profit no loss) We see plenty of profits. We see lots of losses. But who has ever seen a published P/L that broke even 👀"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945027050584068330) 2025-07-15 07:46:00 UTC 9219 followers, 2805 engagements "Banks are still raising capital. But as things stand: It takes ACCESS 53.3bn to pay X dividend. That same amount lets Stanbic IBTC pay XXXX. Recapitalisation ends March 2026 but the power of a lower share count is already clear"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1943314612507554146) 2025-07-10 14:21:23 UTC 9052 followers, 15.6K engagements "@FinPlanKaluAja1 Same way NigeriaAir worked that year until it stopped working😆😆😆 Governance by Propaganda"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1944339979083116619) 2025-07-13 10:15:49 UTC 9019 followers, 1038 engagements "Chams Holding Plc: Rights Issue Incoming The company is offering 2.35bn new shares at XXXX each. 📌 Basis: X new share for every X held 📌 Qualification Date: June XX 2025 📌 Current Market Price: XXXX If youre a shareholder by that date you qualify"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1936786634521149516) 2025-06-22 14:01:32 UTC 9050 followers, 5868 engagements "GTCO has officially listed on the London Stock Exchange (LSE) under the ticker GTHC. This follows the successful pricing of its equity offering on July X 2025"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1942965146025947398) 2025-07-09 15:12:44 UTC 9208 followers, 24.2K engagements "Investing should be more like watching paint dry or watching grass grow. If you want excitement take $XXX and go to Las Vegas. Paul Samuelson"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945036143143145795) 2025-07-15 08:22:08 UTC 9219 followers, 2433 engagements "NIDF an infra fund by Chapel Hill Denham is one of just X NGX-listed stocks that pay dividends quarterly (the other is SEPLAT). ✅ Q1 Dividend: XXXX ✅ Q2 Dividend: XXXX 📌 Current Price: XXX Among the best dividend yields on NGX"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1943227163462734304) 2025-07-10 08:33:53 UTC 9052 followers, 12.6K engagements "Frequency of Dividend Payments on NGX: 📍Quarterly: Only SEPLAT 📍Twice a year: Most companies (interim & final) 📍Once a year: Some pay only at year-end 📍Occasionally: Special dividends - from retained earnings or exceptional profits Know the pattern. Plan the cashflow"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1915485897572700297) 2025-04-24 19:20:00 UTC 9052 followers, 7671 engagements "1 Read this article from Proshare: Impact of the Global Financial Crisis on the Nigerian Economy"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945048693666619898) 2025-07-15 09:12:00 UTC 9219 followers, 1671 engagements "Listed Stocks on NGX with Dual Listing: 📍AIRTEL NGX & LSE 📍SEPLAT NGX & LSE 📍GTCO NGX & LSE 📍OANDO NGX & JSE Dual listings improve visibility liquidity access to global capital and corporate governance standards"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1943944417087205732) 2025-07-12 08:04:00 UTC 9217 followers, 8162 engagements "Eagerly waiting for the half-year results of some listed companies on NGX. Lets see whos really delivering and whos just coasting"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1942488119762399525) 2025-07-08 07:37:12 UTC 9041 followers, 1105 engagements "2 For context: 📊 NGX equity market: XX trillion 💼 Fixed income market: XX trillion 💰 Mutual funds: X trillion Theres massive room for growth"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945188122850996339) 2025-07-15 18:26:02 UTC 9219 followers, 3233 engagements "For those asking: FUGAZ = FirstHoldCo UBA GTCO Access Zenith SWEFF = Stanbic Wema ETI Fidelity FCMB FUGAZ = Tier X banks the industry leaders. SWEFF = Tier X banks the challengers in the sector. Thats the current structure of Nigerias banking hierarchy"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1928837174004154481) 2025-05-31 15:33:13 UTC 9195 followers, 73.2K engagements "1. FMDQ Explained 🧾 FG raises funds by issuing bonds via the DMO thats the primary market. Once issued these bonds are listed on FMDQ the secondary market"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1944833676295938266) 2025-07-14 18:57:36 UTC 9212 followers, 7886 engagements "Mutual Funds Industry in Nigeria (a thread) X Market participation is low. Only XXX% of Nigerians are in mutual funds. Thats just X in every XXX people. Even the industry size is small - X trillion"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945188119512305792) 2025-07-15 18:26:02 UTC 9219 followers, 51.5K engagements "Fun Fact: Nigeria has X major exchanges: 📈 NGX the main stock exchange 📊 NASD OTC market for unlisted public companies 💵 FMDQ for fixed income & currencies"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1944683170663665718) 2025-07-14 08:59:33 UTC 9214 followers, 22K engagements "Banks need to make more money with their new capital levels. If not dividend per share will drop and share price may suffer"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1936806774645895512) 2025-06-22 15:21:33 UTC 9050 followers, 2163 engagements "Dear SBO MTN says everywhere you go. Thats a promise. Whats yours What are you telling your customers and are you delivering on it daily Your product should feel like happiness delivered. Just like Zappos"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1940713125667656132) 2025-07-03 10:04:00 UTC 9138 followers, 1077 engagements "@moyo54 Not everyone can invest directly in those instruments. 50m for Tbills at primary market Fixed deposit with banks only pays meaning rates at bigger amouns. Most people can't CPs The same thing MMF is the alternative to all that"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945208925940277284) 2025-07-15 19:48:42 UTC 9219 followers, 2124 engagements "@abu_omya For you to have breakeven in P/L Total revenue = total cost (expenses). Always very rare"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945064462756540504) 2025-07-15 10:14:40 UTC 9120 followers, XX engagements "For the price of a bottle of Coke you can own X units of GTCO - Nigerias top banking brand. No excuses. Start where you are"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1943619628791439573) 2025-07-11 10:33:24 UTC 9219 followers, 75.8K engagements "GTCO welcomes you all to the new world of price discovery. Ladies & Gentlement GTCO @ XXX. History made and affirmed"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945433060905738343) 2025-07-16 10:39:20 UTC 9219 followers, 81.3K engagements "3 FY 2024 Highlights 📈 Revenue: 13.9bn (+55%) 💰 Operating Income: 26.1bn (+37%) 💸 OPEX: 12.4bn (+58%) 🧾 PBT: 13.8bn (+24%) 🟢 PAT: 11.9bn (+19%)"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1944685799573798945) 2025-07-14 09:09:59 UTC 9186 followers, 1318 engagements "4 Take MMFs for example: You can start with as little as 10000. But many people dont know. So they leave money idle in savings accounts earning near-zero interest"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945188131436695825) 2025-07-15 18:26:05 UTC 9219 followers, 2924 engagements "4 Investor Metrics 📍ROE: XX% 📍EPS: 239k (+18%) 📍DPS: XXXX 📍Payout Ratio: 74%"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1944685802904338759) 2025-07-14 09:10:00 UTC 9186 followers, 1060 engagements "Good question. All funds (mutual funds REITs etc) under the supervision of the SEC have standard fees attached to them. These fees go to the parties to the funds - fund manager custodian trustees"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945529199852245493) 2025-07-16 17:01:22 UTC 9219 followers, 1913 engagements "If Nigerias credit system starts to really work Buy Now Pay Later (BNPL) will explode. Phones electronics cars appliances - record sales everywhere. People dont hate buying. They hate being broke. If credit flows demand will follow"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1937818131231371461) 2025-06-25 10:20:20 UTC 9205 followers, 67.3K engagements "2 Go see the movie The Big Short. Its about the 2008/09 financial crisis. X You can also see The Wolf of Wall Street. Its about stock market in general. You'd love it"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945048696615231857) 2025-07-15 09:12:01 UTC 9217 followers, XXX engagements "MTN Nigeria is now the 2nd most valuable stock on the NGX at 400/share. Market cap: XXX trillion Second only to Airtel Africa at XXXX trillion. The telecom giants are leading the pack. 📶📈"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945574335046959118) 2025-07-16 20:00:43 UTC 9219 followers, 7214 engagements "INTERNATIONAL BREWERIES PLC has XXXXX billion shares - the highest among quoted companies on NGX. To pay just X dividend it would need 168.3bn. Let that sink in"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1943930827223838818) 2025-07-12 07:10:00 UTC 9182 followers, 16.2K engagements "5 The Mutual Fund Industry must step up: 📍Massive awareness 📍Strong financial education 📍Clear relatable campaigns Theres a big opportunity to grow this market"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945188136083992621) 2025-07-15 18:26:06 UTC 9219 followers, 2830 engagements "NGX Group is expanding its reach. With a stake in Ethiopian Securities Exchange (ESX) and talks on dual listings with Shanghai & Hong Kong Exchanges its pushing for regional and global capital market integration"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945547795248677137) 2025-07-16 18:15:15 UTC 9219 followers, 10.9K engagements "@olumidecapital 3m will cover your CFA Level X cost plus some change for flexing. This is for option C people"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1944429335076577705) 2025-07-13 16:10:53 UTC 9214 followers, 9234 engagements "MTN Nigeria is now the 3rd largest listed company on the NGX with a market cap of XXXX trillion. Only BUA Foods (8.64t) and Airtel Africa (8.68t) are ahead. The telecoms giant continues to climb"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1935984196310516134) 2025-06-20 08:52:55 UTC 9177 followers, 20.2K engagements "There are also professionals to the fund - auditors rating agency registrar etc. Then SEC fees. All of these fees are covered by the fund. The expenses put together must not surpass XXX% of the fund size per SEC regulation"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945529202754666684) 2025-07-16 17:01:22 UTC 9219 followers, XXX engagements "NGX Invest the digital platform simplifying access to public offers launched in 2024. Since then it has boosted primary market participation and facilitated over X trillion in capital raised key to the ongoing banking recapitalisation"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945550163268796620) 2025-07-16 18:24:40 UTC 9219 followers, 1716 engagements "Thats over 106bn extra that banks need if they want to sustain a X per share dividend for example"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1936806770556453361) 2025-06-22 15:21:32 UTC 9050 followers, 2264 engagements "@franktochy Are you aware that GTCO & Stanbic are the only X in the sector without forebearance loans What is that if not fundamental How about measuring with dividend. How about ROE Net margins cost to income ratio Corporate Governance Who beats GTCO in all of that"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945723625450979397) 2025-07-17 05:53:56 UTC 9219 followers, XXX engagements "@Rufyb I hope his ego does not get further battered: GTCO is raising $105m in London this July has no forbearance loans to deal with like Zenith and growing its non-bank subsidiaries. Audited Half year results of both firms will soon be out"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1941898150949613721) 2025-07-06 16:32:52 UTC 9051 followers, 1182 engagements "@Magician_lee Stanbic is a good Stock in its own right"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945521224156688397) 2025-07-16 16:29:40 UTC 9219 followers, 1086 engagements "Shoutout to you if you lived through: 📍The 2008/09 financial crisis 📍Local recessions 📍COVID-19 market crash 📍The 2023/24 currency devaluation Youve seen things. Youve learnt lessons others can only imagine"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945023778880131181) 2025-07-15 07:33:00 UTC 9219 followers, 6711 engagements "@moyo54 For bonds its same problem. So many are better off with a bond (of fixed income) fund. Only Equity offers some respite since entry amount is low. But then again for those who lack knowedge/skill they need expert guidance to DIY equity investing. Overall it all depends"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945209748413882683) 2025-07-15 19:51:58 UTC 9183 followers, XXX engagements "BREAKING: OANDO posts FY 2024 results: 📍Revenue: X trillion 📍Profit After Tax: XXX billion 📍EPS: XX Despite the strong numbers no dividend was declared. Retained Earnings still negative at XXX billion"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1930199087229358469) 2025-06-04 09:44:58 UTC 9198 followers, 36.8K engagements "Both banks are similar in size revenue and profit. But clearly the market is saying something. 📍GTCO Price: XXXX Valuation: XXXX trillion 📍Zenith Bank Price: XXXX Valuation: XXXX trillion Always pay attention to what the market is pricing in"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1941878303792513132) 2025-07-06 15:14:00 UTC 9187 followers, 40.8K engagements "@Rufyb XX% is very good compared to our recent past. But compared to other emerging markets (SAIndia) we still have room for growth. Progress all the same"  [@ScFidelis](/creator/x/ScFidelis) on [X](/post/tweet/1945028903988310338) 2025-07-15 07:53:22 UTC 9219 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@ScFidelis Stephen
Stephen posts on X about stocks, banking, nigeria, governance the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXXX +79%
- X Month XXXXXXX +203%
- X Months XXXXXXXXX +560%
- X Year XXXXXXXXX +11,264%
Mentions: XX #
- X Week XX -XX%
- X Month XXX +79%
- X Months XXX +198%
- X Year XXX +343%
Followers: XXXXX #
- X Week XXXXX +7.50%
- X Month XXXXX +26%
- X Months XXXXX +237%
- X Year XXXXX +1,483%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance #4014 countries travel destinations exchanges stocks
Social topic influence stocks, banking, nigeria #165, governance, fixed income, primary market #13, london, listings, exchanges, money
Top Social Posts #
Top posts by engagements in the last XX hours
"GTCO is on the cusp of history. Now trading at XX it's inching closer to the XXX mark for the first time ever. Big moment for one of Nigerias most valuable banking stocks. 👏📈"
@ScFidelis on X 2025-07-11 10:29:05 UTC 9219 followers, 58.3K engagements
"Why Im closely watching banks' outstanding shares This one metric will set the tone for future dividend payments and the value of your bank stocks on NGX. Lets break it down👇🏽:" @ScFidelis on X 2025-06-22 15:21:31 UTC 9212 followers, 30.9K engagements
"In a Profit or Loss (P/L) statement there are X possibilities: ✅ Profit ❌ Loss ➖ Breakeven (no profit no loss) We see plenty of profits. We see lots of losses. But who has ever seen a published P/L that broke even 👀" @ScFidelis on X 2025-07-15 07:46:00 UTC 9219 followers, 2805 engagements
"Banks are still raising capital. But as things stand: It takes ACCESS 53.3bn to pay X dividend. That same amount lets Stanbic IBTC pay XXXX. Recapitalisation ends March 2026 but the power of a lower share count is already clear" @ScFidelis on X 2025-07-10 14:21:23 UTC 9052 followers, 15.6K engagements
"@FinPlanKaluAja1 Same way NigeriaAir worked that year until it stopped working😆😆😆 Governance by Propaganda" @ScFidelis on X 2025-07-13 10:15:49 UTC 9019 followers, 1038 engagements
"Chams Holding Plc: Rights Issue Incoming The company is offering 2.35bn new shares at XXXX each. 📌 Basis: X new share for every X held 📌 Qualification Date: June XX 2025 📌 Current Market Price: XXXX If youre a shareholder by that date you qualify" @ScFidelis on X 2025-06-22 14:01:32 UTC 9050 followers, 5868 engagements
"GTCO has officially listed on the London Stock Exchange (LSE) under the ticker GTHC. This follows the successful pricing of its equity offering on July X 2025" @ScFidelis on X 2025-07-09 15:12:44 UTC 9208 followers, 24.2K engagements
"Investing should be more like watching paint dry or watching grass grow. If you want excitement take $XXX and go to Las Vegas. Paul Samuelson" @ScFidelis on X 2025-07-15 08:22:08 UTC 9219 followers, 2433 engagements
"NIDF an infra fund by Chapel Hill Denham is one of just X NGX-listed stocks that pay dividends quarterly (the other is SEPLAT). ✅ Q1 Dividend: XXXX ✅ Q2 Dividend: XXXX 📌 Current Price: XXX Among the best dividend yields on NGX" @ScFidelis on X 2025-07-10 08:33:53 UTC 9052 followers, 12.6K engagements
"Frequency of Dividend Payments on NGX: 📍Quarterly: Only SEPLAT 📍Twice a year: Most companies (interim & final) 📍Once a year: Some pay only at year-end 📍Occasionally: Special dividends - from retained earnings or exceptional profits Know the pattern. Plan the cashflow" @ScFidelis on X 2025-04-24 19:20:00 UTC 9052 followers, 7671 engagements
"1 Read this article from Proshare: Impact of the Global Financial Crisis on the Nigerian Economy" @ScFidelis on X 2025-07-15 09:12:00 UTC 9219 followers, 1671 engagements
"Listed Stocks on NGX with Dual Listing: 📍AIRTEL NGX & LSE 📍SEPLAT NGX & LSE 📍GTCO NGX & LSE 📍OANDO NGX & JSE Dual listings improve visibility liquidity access to global capital and corporate governance standards" @ScFidelis on X 2025-07-12 08:04:00 UTC 9217 followers, 8162 engagements
"Eagerly waiting for the half-year results of some listed companies on NGX. Lets see whos really delivering and whos just coasting" @ScFidelis on X 2025-07-08 07:37:12 UTC 9041 followers, 1105 engagements
"2 For context: 📊 NGX equity market: XX trillion 💼 Fixed income market: XX trillion 💰 Mutual funds: X trillion Theres massive room for growth" @ScFidelis on X 2025-07-15 18:26:02 UTC 9219 followers, 3233 engagements
"For those asking: FUGAZ = FirstHoldCo UBA GTCO Access Zenith SWEFF = Stanbic Wema ETI Fidelity FCMB FUGAZ = Tier X banks the industry leaders. SWEFF = Tier X banks the challengers in the sector. Thats the current structure of Nigerias banking hierarchy" @ScFidelis on X 2025-05-31 15:33:13 UTC 9195 followers, 73.2K engagements
"1. FMDQ Explained 🧾 FG raises funds by issuing bonds via the DMO thats the primary market. Once issued these bonds are listed on FMDQ the secondary market" @ScFidelis on X 2025-07-14 18:57:36 UTC 9212 followers, 7886 engagements
"Mutual Funds Industry in Nigeria (a thread) X Market participation is low. Only XXX% of Nigerians are in mutual funds. Thats just X in every XXX people. Even the industry size is small - X trillion" @ScFidelis on X 2025-07-15 18:26:02 UTC 9219 followers, 51.5K engagements
"Fun Fact: Nigeria has X major exchanges: 📈 NGX the main stock exchange 📊 NASD OTC market for unlisted public companies 💵 FMDQ for fixed income & currencies" @ScFidelis on X 2025-07-14 08:59:33 UTC 9214 followers, 22K engagements
"Banks need to make more money with their new capital levels. If not dividend per share will drop and share price may suffer" @ScFidelis on X 2025-06-22 15:21:33 UTC 9050 followers, 2163 engagements
"Dear SBO MTN says everywhere you go. Thats a promise. Whats yours What are you telling your customers and are you delivering on it daily Your product should feel like happiness delivered. Just like Zappos" @ScFidelis on X 2025-07-03 10:04:00 UTC 9138 followers, 1077 engagements
"@moyo54 Not everyone can invest directly in those instruments. 50m for Tbills at primary market Fixed deposit with banks only pays meaning rates at bigger amouns. Most people can't CPs The same thing MMF is the alternative to all that" @ScFidelis on X 2025-07-15 19:48:42 UTC 9219 followers, 2124 engagements
"@abu_omya For you to have breakeven in P/L Total revenue = total cost (expenses). Always very rare" @ScFidelis on X 2025-07-15 10:14:40 UTC 9120 followers, XX engagements
"For the price of a bottle of Coke you can own X units of GTCO - Nigerias top banking brand. No excuses. Start where you are" @ScFidelis on X 2025-07-11 10:33:24 UTC 9219 followers, 75.8K engagements
"GTCO welcomes you all to the new world of price discovery. Ladies & Gentlement GTCO @ XXX. History made and affirmed" @ScFidelis on X 2025-07-16 10:39:20 UTC 9219 followers, 81.3K engagements
"3 FY 2024 Highlights 📈 Revenue: 13.9bn (+55%) 💰 Operating Income: 26.1bn (+37%) 💸 OPEX: 12.4bn (+58%) 🧾 PBT: 13.8bn (+24%) 🟢 PAT: 11.9bn (+19%)" @ScFidelis on X 2025-07-14 09:09:59 UTC 9186 followers, 1318 engagements
"4 Take MMFs for example: You can start with as little as 10000. But many people dont know. So they leave money idle in savings accounts earning near-zero interest" @ScFidelis on X 2025-07-15 18:26:05 UTC 9219 followers, 2924 engagements
"4 Investor Metrics 📍ROE: XX% 📍EPS: 239k (+18%) 📍DPS: XXXX 📍Payout Ratio: 74%" @ScFidelis on X 2025-07-14 09:10:00 UTC 9186 followers, 1060 engagements
"Good question. All funds (mutual funds REITs etc) under the supervision of the SEC have standard fees attached to them. These fees go to the parties to the funds - fund manager custodian trustees" @ScFidelis on X 2025-07-16 17:01:22 UTC 9219 followers, 1913 engagements
"If Nigerias credit system starts to really work Buy Now Pay Later (BNPL) will explode. Phones electronics cars appliances - record sales everywhere. People dont hate buying. They hate being broke. If credit flows demand will follow" @ScFidelis on X 2025-06-25 10:20:20 UTC 9205 followers, 67.3K engagements
"2 Go see the movie The Big Short. Its about the 2008/09 financial crisis. X You can also see The Wolf of Wall Street. Its about stock market in general. You'd love it" @ScFidelis on X 2025-07-15 09:12:01 UTC 9217 followers, XXX engagements
"MTN Nigeria is now the 2nd most valuable stock on the NGX at 400/share. Market cap: XXX trillion Second only to Airtel Africa at XXXX trillion. The telecom giants are leading the pack. 📶📈" @ScFidelis on X 2025-07-16 20:00:43 UTC 9219 followers, 7214 engagements
"INTERNATIONAL BREWERIES PLC has XXXXX billion shares - the highest among quoted companies on NGX. To pay just X dividend it would need 168.3bn. Let that sink in" @ScFidelis on X 2025-07-12 07:10:00 UTC 9182 followers, 16.2K engagements
"5 The Mutual Fund Industry must step up: 📍Massive awareness 📍Strong financial education 📍Clear relatable campaigns Theres a big opportunity to grow this market" @ScFidelis on X 2025-07-15 18:26:06 UTC 9219 followers, 2830 engagements
"NGX Group is expanding its reach. With a stake in Ethiopian Securities Exchange (ESX) and talks on dual listings with Shanghai & Hong Kong Exchanges its pushing for regional and global capital market integration" @ScFidelis on X 2025-07-16 18:15:15 UTC 9219 followers, 10.9K engagements
"@olumidecapital 3m will cover your CFA Level X cost plus some change for flexing. This is for option C people" @ScFidelis on X 2025-07-13 16:10:53 UTC 9214 followers, 9234 engagements
"MTN Nigeria is now the 3rd largest listed company on the NGX with a market cap of XXXX trillion. Only BUA Foods (8.64t) and Airtel Africa (8.68t) are ahead. The telecoms giant continues to climb" @ScFidelis on X 2025-06-20 08:52:55 UTC 9177 followers, 20.2K engagements
"There are also professionals to the fund - auditors rating agency registrar etc. Then SEC fees. All of these fees are covered by the fund. The expenses put together must not surpass XXX% of the fund size per SEC regulation" @ScFidelis on X 2025-07-16 17:01:22 UTC 9219 followers, XXX engagements
"NGX Invest the digital platform simplifying access to public offers launched in 2024. Since then it has boosted primary market participation and facilitated over X trillion in capital raised key to the ongoing banking recapitalisation" @ScFidelis on X 2025-07-16 18:24:40 UTC 9219 followers, 1716 engagements
"Thats over 106bn extra that banks need if they want to sustain a X per share dividend for example" @ScFidelis on X 2025-06-22 15:21:32 UTC 9050 followers, 2264 engagements
"@franktochy Are you aware that GTCO & Stanbic are the only X in the sector without forebearance loans What is that if not fundamental How about measuring with dividend. How about ROE Net margins cost to income ratio Corporate Governance Who beats GTCO in all of that" @ScFidelis on X 2025-07-17 05:53:56 UTC 9219 followers, XXX engagements
"@Rufyb I hope his ego does not get further battered: GTCO is raising $105m in London this July has no forbearance loans to deal with like Zenith and growing its non-bank subsidiaries. Audited Half year results of both firms will soon be out" @ScFidelis on X 2025-07-06 16:32:52 UTC 9051 followers, 1182 engagements
"@Magician_lee Stanbic is a good Stock in its own right" @ScFidelis on X 2025-07-16 16:29:40 UTC 9219 followers, 1086 engagements
"Shoutout to you if you lived through: 📍The 2008/09 financial crisis 📍Local recessions 📍COVID-19 market crash 📍The 2023/24 currency devaluation Youve seen things. Youve learnt lessons others can only imagine" @ScFidelis on X 2025-07-15 07:33:00 UTC 9219 followers, 6711 engagements
"@moyo54 For bonds its same problem. So many are better off with a bond (of fixed income) fund. Only Equity offers some respite since entry amount is low. But then again for those who lack knowedge/skill they need expert guidance to DIY equity investing. Overall it all depends" @ScFidelis on X 2025-07-15 19:51:58 UTC 9183 followers, XXX engagements
"BREAKING: OANDO posts FY 2024 results: 📍Revenue: X trillion 📍Profit After Tax: XXX billion 📍EPS: XX Despite the strong numbers no dividend was declared. Retained Earnings still negative at XXX billion" @ScFidelis on X 2025-06-04 09:44:58 UTC 9198 followers, 36.8K engagements
"Both banks are similar in size revenue and profit. But clearly the market is saying something. 📍GTCO Price: XXXX Valuation: XXXX trillion 📍Zenith Bank Price: XXXX Valuation: XXXX trillion Always pay attention to what the market is pricing in" @ScFidelis on X 2025-07-06 15:14:00 UTC 9187 followers, 40.8K engagements
"@Rufyb XX% is very good compared to our recent past. But compared to other emerging markets (SAIndia) we still have room for growth. Progress all the same" @ScFidelis on X 2025-07-15 07:53:22 UTC 9219 followers, XXX engagements