[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @SMQKEDQG SMQKE Ripple is gaining traction with its XRP token, with over XXX banks using it in test mode, and major financial institutions like Bank of America and Santander serving as advisors to the Ripple network. The company is positioning itself for a potential IPO in 2026, with its value tied to the market price of XRP. Ripple's technology is being recognized globally, with the IMF, World Bank, and BIS exploring its potential for cross-border payments and digital currencies. ### Engagements: XXXXXXX [#](/creator/twitter::1754115222141329408/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXXXX -XXXX% - X Months XXXXXXXXXX +17% - X Year XXXXXXXXXX +93% ### Mentions: XX [#](/creator/twitter::1754115222141329408/posts_active)  - X Week XXX -XX% - X Month XXX +13% - X Months XXXXX +13% - X Year XXXXX +31% ### Followers: XXXXXX [#](/creator/twitter::1754115222141329408/followers)  - X Week XXXXXX +0.55% - X Month XXXXXX +3.40% - X Months XXXXXX +33% - X Year XXXXXX +165% ### CreatorRank: XXXXXX [#](/creator/twitter::1754115222141329408/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) #3208 [cryptocurrencies](/list/cryptocurrencies) #221 [stocks](/list/stocks) #1003 [countries](/list/countries) XXXX% [exchanges](/list/exchanges) #59 [technology brands](/list/technology-brands) #5610 [social networks](/list/social-networks) XXXX% [events](/list/events) XXXX% [currencies](/list/currencies) XXXX% **Social topic influence** [xrp](/topic/xrp) #145, [crypto](/topic/crypto) #1107, [xlm](/topic/xlm) #8, [bank](/topic/bank) #53, [blockchain](/topic/blockchain) #2790, [the first](/topic/the-first) 4.31%, [apple](/topic/apple) 3.45%, [ledger](/topic/ledger) #378, [liquidity](/topic/liquidity) #392, [bank of](/topic/bank-of) #64 **Top accounts mentioned or mentioned by** [@realallincrypto](/creator/undefined) [@joshuahugh33498](/creator/undefined) [@hempireceo](/creator/undefined) [@xfinancebull](/creator/undefined) [@eksrp123](/creator/undefined) [@yocinla](/creator/undefined) [@obx1obx](/creator/undefined) [@monero_marine87](/creator/undefined) [@samuelc27064](/creator/undefined) [@ripple_x](/creator/undefined) [@catfishfishy](/creator/undefined) [@investorie](/creator/undefined) [@wayne541509329](/creator/undefined) [@edwardfarina](/creator/undefined) [@klavskronbergs](/creator/undefined) [@pncbank](/creator/undefined) [@bisinnovationhub](/creator/undefined) [@bankofengland](/creator/undefined) [@banquedefrance](/creator/undefined) [@bancaditalia](/creator/undefined) **Top assets mentioned** [XRP (XRP)](/topic/xrp) [Bitcoin (BTC)](/topic/bitcoin) [Stellar (XLM)](/topic/$xlm) [Goldman Sachs (GS)](/topic/goldman-sachs) [BlackRock Inc (BLK)](/topic/blackrock) [Ethereum (ETH)](/topic/ethereum) [Solana (SOL)](/topic/solana) [Hedera (HBAR)](/topic/$hbar) [Coinbase Global, Inc. (COIN)](/topic/coinbase) [Bank of America (BAC)](/topic/bank-of-america) [Boeing Co (BA)](/topic/$ba) [Cardano (ADA)](/topic/cardano) [Chainlink (LINK)](/topic/chainlink) [Dogecoin (DOGE)](/topic/dogecoin) [EUR CoinVertible (EURCV)](/topic/$eurcv) ### Top Social Posts Top posts by engagements in the last XX hours "JUST IN: NOVEMBER 2025 BANK OF JAPAN NOTICE CONFIRMS SUCCESSFUL MIGRATION TO ISO 20022 Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1993258312683733367) 2025-11-25T09:59Z 72.2K followers, 81.1K engagements "With Vanguard now opening access to crypto ETFs theres no better time to bring this back up.๐ถ๐ซ Former eToro U.S. CEO Lule Demmissie said it clearly: Digital assets are the FIRST asset class in HISTORY that the REGULAR PERSON ENTERED BEFORE INSTITUTIONS. ๐ฅ And here you are the regular person who got in before the biggest players.๐คท So ask yourself: why get bearish right as the largest financial institutions step in to lift the very assets you already hold ๐" [X Link](https://x.com/SMQKEDQG/status/1995782793180197194) 2025-12-02T09:11Z 72.2K followers, 85.1K engagements "Confirmed by Barclays: 2026 = The Year of Active Crypto Implementation.โ Documented below.๐๐" [X Link](https://x.com/SMQKEDQG/status/1996165864316416034) 2025-12-03T10:33Z 72.2K followers, 38.3K engagements "WISDOMTREE REPORT REVEALS XRP IS THE ONLY CRYPTOCURRENCY WITH SUSTAINED INSTITUTIONAL INFLOWS ACROSS ALL REGIONS A new report from Wisdomtree confirms XRP is the ONLY major cryptocurrency that institutions continued to buy across every region and product type even during a month when most other assets saw heavy selling.๐โ In Europe XRP brought in $XXX million of new money this year. That is more than Ethereum ($185 million) more than Solana (which is now losing money quickly after an earlier $XXX million total) and more than every other single coin or basket product except Bitcoin ($1.764" [X Link](https://x.com/SMQKEDQG/status/1996904009936879843) 2025-12-05T11:26Z 72.2K followers, 128K engagements "APPLE IS ONE OF THE FIRST TECH GIANTS THAT ADOPTED RIPPLES INTERLEDGER PROTOCOL Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1994918996206862731) 2025-11-29T23:58Z 72.2K followers, 185.6K engagements "RIPPLES INTERLEDGER PROTOCOL SOLUTION FOR APPLE PAY Apples recent update to the Apple Pay system introduces the Payment Request API and more noteworthy Ripples Interledger Protocol.โ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1995092360045490425) 2025-11-30T11:27Z 72.2K followers, 160.3K engagements "The United States is playing a deliberate double game.๐ฏ Washingtons public ambiguity around CBDCs looks confusing only if you ignore the broader strategy.๐ฏ The U.S. will almost certainly launch a CBDC. Just not yet.๐ถ๐ซ For now it is delaying its own digital dollar to preserve the strength of the current system.โ At the same time it is using its influence across global financial infrastructure such as SWIFT and Fedwire to slow the progress of competing projects like the Digital Euro and the Digital Yuan.๐โ This is a geopolitical move designed to prevent rival CBDCs from gaining momentum" [X Link](https://x.com/SMQKEDQG/status/1998369394032808307) 2025-12-09T12:29Z 72.2K followers, 44.7K engagements "Read this. And understand why youre not late yet.๐ถ๐ซ๐งฉ" [X Link](https://x.com/SMQKEDQG/status/1857892139994145044) 2024-11-16T21:02Z 72.2K followers, 815.3K engagements "New Ripple video features Ondo Finances tokenization illustration showing the XRP Ledger connected to BlackRocks BUIDL fund Franklin Templetons BENJI fund Goldman Sachs Citi and J.P. Morgan.โ Watch.๐ถ๐ซ๐" [X Link](https://x.com/SMQKEDQG/status/1952485931421766085) 2025-08-04T21:44Z 72.2K followers, 354.2K engagements "XRP ALREADY HAS MULTIPLE ENTRY POINTS INTO THE SWIFT NETWORK HERES A LIST OF THE THIRD-PARTY PROVIDERS MAKING IT POSSIBLE Many still ask how XRP could ever reach SWIFTs 11000 customers.๐โ The answer is that Ripple chose the fastest and most efficient path: deploying XRPL technology through several SWIFT connected technology providers. These firms are ISO 20022 compliant CBPR+ certified and integrated with Ripple enabling XRP usage across the SWIFT network.๐ To understand this it is important to note that ISO 20022 opens SWIFTs network to new payment rails and digital asset usage. CBPR+" [X Link](https://x.com/SMQKEDQG/status/1974555930483204347) 2025-10-04T19:23Z 72.2K followers, 311.5K engagements "For anyone who wants to see the actual code linking XRP to ISO 20022 and SWIFT heres direct proof: Image X shows RippleNets Payment schema referencing the "ISO 20022 ExternalClearingSystemIdentificationCode List". โ This confirms XRPs infrastructure is built on ISO 20022 messaging standards. Image X comes from R3 Cordas codebase importing modules like "XrpPayment" "XrpSettlement" "SWIFTService" and "SWIFTPaymentStatusType". This places XRP and SWIFT functionality in the same system. โ Why this matters: Any token or company that wants to operate on the SWIFT network must be ISO" [X Link](https://x.com/SMQKEDQG/status/1992228787199615263) 2025-11-22T13:48Z 72.2K followers, 293.1K engagements "Remember Quants Overledger Platform supports interoperability with ISO 20022 compliant assets such as XRP XLM and IOTA.โ Documented 3x.๐๐จ" [X Link](https://x.com/SMQKEDQG/status/1993632908695806376) 2025-11-26T10:48Z 72.2K followers, 22K engagements "XRP XLM & ALGOTHE INFRASTRUCTURE BEHIND GOVERNMENT-ALIGNED LIQUIDITY A distinct category is emerging: digital assets and infrastructures designed or positioned for government-aligned functions.๐ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1993680864937443542) 2025-11-26T13:58Z 72.2K followers, 23.5K engagements "FDIC presentation XRP โ Documented below.๐๐" [X Link](https://x.com/SMQKEDQG/status/1995800899977908520) 2025-12-02T10:23Z 72.2K followers, 49.6K engagements "@KlavsKronbergs No one" [X Link](https://x.com/SMQKEDQG/status/1996960033775419464) 2025-12-05T15:09Z 72.2K followers, 1330 engagements "XRP RECORDED ITS BIGGEST WEEKLY INFLOWS EVER EVEN AS THE BROADER MARKET PULLED BACK Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1998001336084811889) 2025-12-08T12:06Z 72.2K followers, 78K engagements "Ripple ๐ค PNC Bank ๐" [X Link](https://x.com/SMQKEDQG/status/1998395110175002913) 2025-12-09T14:11Z 72.2K followers, 143.6K engagements "Blockchain Technology in the Russian Economy Document Special attention is paid to the possibilities of XRP tokens use as payment currency BRIDGE.๐โ Confidential JP Morgan document provided for the exclusive use of SBERBANK OF RUSSIA: - Ripple has the potential to disrupt cross-border payments across the industry GLOBALLY. - Ripple is the MOST APPEALING DIGITAL ASSET FOR FINANCIAL INSTITUTIONS for applications AT SCALE" [X Link](https://x.com/SMQKEDQG/status/1840820132169597295) 2024-09-30T18:24Z 72.2K followers, 40.7K engagements "JUST IN: Bank of Russia is now allowing crypto purchases for qualified investors.โ Remember a J.P. Morgan document created exclusively for Sberbank of Russia stated that Ripple is the most appealing digital asset for financial institutions for applications at scale. ๐๐จ Ripple ๐ค Russia Documented.๐๐ฎ๐จ" [X Link](https://x.com/SMQKEDQG/status/1899818392476954670) 2025-03-12T13:42Z 72.2K followers, 32K engagements "REMEMBERJ.P. MORGAN IDENTIFIED RIPPLE (XRP) AS THE MOST APPEALING DIGITAL ASSET FOR FINANCIAL INSTITUTIONS IN AN EXCLUSIVE DOCUMENT PREPARED FOR SBERBANK OF RUSSIA Documented.๐๐จ" [X Link](https://x.com/SMQKEDQG/status/1945861926216696161) 2025-07-17T15:03Z 72.2K followers, 64.6K engagements "Over XXX Banks are using XRP in the Ripple ecosystem in Test Mode. This includes Santander Bank of America and Standard Chartered.โ The largest banks in the world are committed to using XRP.๐ถ๐ซ Documented.๐๐จ" [X Link](https://x.com/SMQKEDQG/status/1950170181419823296) 2025-07-29T12:22Z 72.2K followers, 78.2K engagements "JULY 2025: IOTA LAUNCHES FIRST-OF-ITS-KIND BLOCKCHAIN DIGITAL PASSPORT TO TRACK PRODUCTS FROM CREATION TO RECYCLING Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1951579508999323972) 2025-08-02T09:43Z 72.2K followers, 51.6K engagements "IOTA + ISO 20022 + AUTONOMOUS COMPUTERIZED CARS Cars are safer/more dependable as a result of real-time IOTA software updates which track car usage and ownership enabling fraud prevention pay-per-use and usage-based insurances.๐ IOTA promises to form the backbone of the Internet of Things financial system.๐ฏ IOTA is poised to play a central role in the next industrial revolution enabling economic relationships between machines and bridging the human and machine economies. This is all documented below.๐๐จ" [X Link](https://x.com/SMQKEDQG/status/1957405433330913761) 2025-08-18T11:33Z 72.2K followers, 14.5K engagements "๐จ HEDERAS BOARD HAS UNIQUE CONNECTIONS THAT OTHER CHAINS STRUGGLE TO MATCH ๐จ Pradeep Iyer Avery Dennisonโ - Fortune XXX supply chain & labeling giant driving tokenization at scale Brian Jeffords Boeingโ - Aerospace & defense security expertise at the highest level Ian Putter Standard Bankโ - Africas largest bank opening new markets for digital assets Brett McDowell FIDO Alliance - Global identity standards leader with ties to Google Microsoft PayPal Scott Thiel DLA Piperโ - One of the worlds top law firms embedded directly into Hedera governance Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1966138541068681679) 2025-09-11T13:55Z 72.2K followers, 34K engagements "XRP = Deflationary โ Which means: XRP token cannot be mined and its quantity will constantly decrease and everything that exists in a limited amount and is actively used is becoming more expensive therefore with the growth of the network the XRP price will increase significantly.๐ Documented 4x.๐๐จ" [X Link](https://x.com/SMQKEDQG/status/1979534905257152556) 2025-10-18T13:07Z 72.2K followers, 73.2K engagements "SWIFT SIBOS: XRP AND XLM WILL PLAY A SIGNIFICANT ROLE IN THE FLYWHEEL ADOPTION OF CRYPTOCURRENCIES XRP + XLM SWIFT knows.๐ถ๐ซ Listen closely.๐" [X Link](https://x.com/SMQKEDQG/status/1982949302130364658) 2025-10-27T23:15Z 72.2K followers, 74.6K engagements "RIPPLE HOLDS CLEAR ADVANTAGE OVER STELLAR ALGORAND AND SWIFT IN BLOCKCHAIN PAYMENTS Ripples advantage comes from being the ONLY platform that unites real time settlements digital asset custody and stablecoin liquidity in ONE SYSTEM.โ While Stellar Algorand and SWIFT serve specific functions Ripple delivers a full infrastructure designed for banks and enterprises that prioritize compliance and scale.๐ This is documented below.๐๐" [X Link](https://x.com/SMQKEDQG/status/1985459980523524472) 2025-11-03T21:32Z 72.2K followers, 88.8K engagements "BLACKROCK AND J.P MORGAN ARE ACCUMULATING ISO 20022-COMPLIANT PROTOCOLS Read closely.๐ถ๐ซ XRP XLM HBAR XDC QNT and ALGO (ISO-compliant protocols) are gaining traction with central banks with XX% of SWIFT transactions expected to integrate ISO standards by 2026.๐ We are at the front of a major adoption wave. The likes of BlackRock Fidelity JPMorgan and many other institutional giants are currently stacking up on these assets while simultaneously getting the best price after scaring retail investors out.๐ถ๐ซ We must remind you that these entities control the major news conglomerates as well." [X Link](https://x.com/SMQKEDQG/status/1991515825174380624) 2025-11-20T14:35Z 72.2K followers, 249.4K engagements "SWIFT HAS ALREADY TESTED ITS ISO 20022 FRAMEWORK WITH XRP XLM ALGO HBAR AND QNT Industry observers expect that by January 2026 further integration of CBDCs and tokenized assets will take place potentially supporting new models of digital monetary transactions and cross-network interoperability.โ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1991906800661102934) 2025-11-21T16:29Z 72.2K followers, 63.3K engagements "IN CASE YOU MISSED IT: THE ISO 20022 SITE IS SHOWING AN APPROVED REQUEST TO ENABLE RIPPLES INTERLEDGER ON THE SWIFT NETWORK Just in time for the migration.๐๐จ ๐" [X Link](https://x.com/SMQKEDQG/status/1992069280272355726) 2025-11-22T03:15Z 72.2K followers, 381.4K engagements "BLOCKCHAIN CAN COMBINE MESSAGING AND MONEY TRANSFER FOR INTERNATIONAL TRANSACTIONS RIPPLE IS THE MOST ADVANCED IN THIS FIELD Read closely.๐ถ๐ซ Blockchain can combine messaging and transfer of money as explained above but for international transactions this would REQUIRE AN INTERNATIONAL CRYPTOCURRENCY.๐๐งฉ XRP = THE REQUIRED INTERNATIONAL CRYPTOCURRENCY โ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1992376062253138176) 2025-11-22T23:34Z 72.2K followers, 62K engagements "JUST IN: QUANT CEO SHARES DOCUMENT REVEALING RIPPLE/STELLARS INTEGRATION WITH THE ISO 20022 INTEROPERABILITY FRAMEWORK Watch closely.๐ถ๐ซ๐" [X Link](https://x.com/SMQKEDQG/status/1992659820114317434) 2025-11-23T18:21Z 72.2K followers, 115.4K engagements "XRP ETFs See $XXX Million in Inflows While Bitcoin and Ethereum ETFs Experience $XXX Billion in Outflows๐ The rotation of institutional capital toward utility-focused assets is now underway.๐๐จ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1993071089195327730) 2025-11-24T21:35Z 72.2K followers, 134.4K engagements "SWIFTS ANDRE CASTERMAN CONFIRMS XRP AND XLM WILL OPERATE ALONGSIDE GOVERNMENT-BACKED CURRENCIES Read closely.๐ถ๐ซ Overtime we should also expect the number of cross-border payments networks to specialise further. In addition we should expect new currencies such as crypto assets to prove their relevance and find niche roles next to government-backed currencies. Examples include XRP and Stellar which are embedded in Ripple's and IBM's propositions respectively.โ This is documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1993354219798065313) 2025-11-25T16:20Z 72.2K followers, 114.9K engagements "2025 REPORT REVEALS INSTITUTIONAL INVESTORS ARE QUIETLY ACCUMULATING ISO 20022 TOKENS These tokens (XRP ADA ALGO etc.) are noted to be less resource-heavy (in terms of energy use and carbon footprint) and they can be integrated into the central bank payment system thus supporting efficient cross-border payments and supporting financial innovation and transformation of the traditional financial landscape.โ Moreover with some cryptocurrencies having close links with ISO20022 they are likely to influence the global financial system and receive greater regulatory support in the future.๐ฅ" [X Link](https://x.com/SMQKEDQG/status/1993751374048497915) 2025-11-26T18:39Z 72.2K followers, 9576 engagements "Tether has been promising a full audit of its stablecoin reserves for the past eight years.๐โ Yet a full audit of Tethers reserves has not been provided.๐ถ๐ซ This understandably has drawn a fair share of criticism.๐" [X Link](https://x.com/SMQKEDQG/status/1993993646866108747) 2025-11-27T10:41Z 72.2K followers, 48.4K engagements "S&P GLOBALS DOWNGRADE OF TETHER HIGHLIGHTS THE SIGNIFICANT UNCERTAINTIES SURROUNDING THE STABLECOIN The downgrade reflects growing concerns about the composition of Tether's reserves and the rising share of assets that carry meaningful market and credit risk.๐โ Transparency remains a recurring issue. Tether still does not disclose the identity or credit quality of custodians counterparties or banks. Money market fund holdings are also undisclosed. The same applies to the composition of loans and other investments.๐ซ S&P also notes that Tether's reporting frequency is lower than that of" [X Link](https://x.com/SMQKEDQG/status/1994377465272164620) 2025-11-28T12:06Z 72.2K followers, 20.6K engagements "REMEMBER: RIPPLES ESCROW WAS CREATED TO PROTECT THE PRICE OF XRP The escrow framework was built to avoid sudden XRP inflows that could cause sharp price swings maintaining a predictable release schedule. โ This mechanism is intended to ensure that a large number of XRP will not enter the market at one time and lead to a substantial reduction in the price of XRP. ๐ฏ Ripple cannot access or sell the escrowed XRP whenever it chooses since the tokens are cryptographically secured and only unlocked through preset monthly contracts. ๐ This provides added clarity and confidence around XRPs future" [X Link](https://x.com/SMQKEDQG/status/1994900315468923217) 2025-11-29T22:44Z 72.2K followers, 74K engagements "XRP๐คApple Pay Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1995195066084892774) 2025-11-30T18:15Z 72.2K followers, 84.3K engagements "Yes Ripple helped edit the Payment Request API for Apple Pay through W3C ๐ฏ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1995305491174490255) 2025-12-01T01:34Z 72.2K followers, 57.1K engagements "DONT FORGET: XRP + IOTA = INTERNET OF VALUE PROTOCOLS Read closely.๐ถ๐ซ Specific protocols that propel the development of the IoV (Internet of Value) such as XRP and IOTA.โ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1996337170320380252) 2025-12-03T21:54Z 72.2K followers, 12.8K engagements "Institutions were keeping their eyes on IOTA in 2025.๐๐จ And now its being listed on major exchanges.๐ค Foresight matters.๐" [X Link](https://x.com/SMQKEDQG/status/1996340733599793633) 2025-12-03T22:08Z 72.2K followers, 12.4K engagements "IOTA-powered back-end payment integrations for embedded devices.๐ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1996540732488974648) 2025-12-04T11:22Z 72.2K followers, 21.1K engagements "Official SWIFT commercials highlight the importance of ISO 20022 and reaffirm SWIFTs central role in global finance.๐ Watch closely.๐" [X Link](https://x.com/SMQKEDQG/status/1982177505470521709) 2025-10-25T20:08Z 72.2K followers, 95.2K engagements "3 ISO 20022-compliant cryptocurrencies: XRP XLM ADAโ ๐" [X Link](https://x.com/SMQKEDQG/status/1995553360578015486) 2025-12-01T17:59Z 72.2K followers, 18.1K engagements "IOTAs long term plan๐โ Continental roll out ACROSS ALL XX COUNTRIES.๐ Documented below.๐๐" [X Link](https://x.com/SMQKEDQG/status/1996599002662425069) 2025-12-04T15:14Z 72.2K followers, 19.2K engagements "Societe Generale is set to offer Ripple Custody services while Ripple-partnered Temenos is already supporting the banks digital transformation strategy.โ And now the $EURCV stablecoin in the XRPL.๐โ Full circle moment" [X Link](https://x.com/SMQKEDQG/status/1857083048749093160) 2024-11-14T15:27Z 72.2K followers, 16.2K engagements "XDC NETWORKS ISO 20022 COMPLIANT MESSAGING SYSTEM ENSURES FULL INTEROPERABILITY WITH SWIFT Documented below.๐๐" [X Link](https://x.com/SMQKEDQG/status/1992254412849623348) 2025-11-22T15:30Z 72.2K followers, 13.9K engagements "BY END OF 2025 ISO 20022 GOES UNIVERSAL + NON-COMPLIANT INSTITUTIONS RISK LOSING INTERNATIONAL PAYMENT CAPABILITY Documented below.๐๐" [X Link](https://x.com/SMQKEDQG/status/1996196598951612641) 2025-12-03T12:35Z 72.2K followers, 26K engagements "HOW XRP RISES TO A SIGNIFICANTLY HIGH + STABLE VALUE As more Banks integrate Ripples DLT for International Payments overall Transaction Flow across the network increases.๐ Payment Service Providers such as Finastra Volante and CGI will tap into XRPLs Cross-Currency RTGS functions and its Neutral Liquidity Marketplace adding even more activity to the network.๐ฏ This momentum drives continued expansion of the XRP Ecosystem.๐งฉ XRPs SUPPLY steadily declines over time because a small amount is DESTROYED with every transaction.๐ฅ With SUPPLY TIGHTENING and DEMAND RISING DEMAND naturally" [X Link](https://x.com/SMQKEDQG/status/1996670242538602709) 2025-12-04T19:57Z 72.2K followers, 37.8K engagements "Dont forget who you are up against: The Bankers.๐ฆ They move with patience that most retail investors never see. They make decisions long before the public understands what is happening. This is why firms like Vanguard and BlackRock operate in silence behind the scenes.๐ถ๐ซ Retail only hears about their crypto moves once they are already in position. Do not mistake their silence for stagnation.๐โ While retail is fed fear noise and volatility headlines institutional players are quietly preparing for the next shift. They are accumulating. They are aligning. They are shaping what comes next." [X Link](https://x.com/SMQKEDQG/status/1997255315679527069) 2025-12-06T10:42Z 72.2K followers, 87.7K engagements "THE U.S. GENIUS FRAMEWORK DOLLAR INTEGRATION THROUGH REGULATION The GENIUS Act positions the United States to CONSOLIDATE ITS MONETARY DOMINANCE by embedding USD stablecoins within the regulated banking system. โ The extension of the USD through regulation will maintain United States global financial supremacy through compliance rather than conquest. ๐โ Usage of the dollar will be embedded into every layer of digital finance from settlements to consumer payments ensuring the USD remains the default asset rails of the global economy.๐ฏ Documented.๐๐" [X Link](https://x.com/SMQKEDQG/status/1998482151025606701) 2025-12-09T19:57Z 72.2K followers, 18.2K engagements
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@SMQKEDQG SMQKERipple is gaining traction with its XRP token, with over XXX banks using it in test mode, and major financial institutions like Bank of America and Santander serving as advisors to the Ripple network. The company is positioning itself for a potential IPO in 2026, with its value tied to the market price of XRP. Ripple's technology is being recognized globally, with the IMF, World Bank, and BIS exploring its potential for cross-border payments and digital currencies.
Social category influence finance #3208 cryptocurrencies #221 stocks #1003 countries XXXX% exchanges #59 technology brands #5610 social networks XXXX% events XXXX% currencies XXXX%
Social topic influence xrp #145, crypto #1107, xlm #8, bank #53, blockchain #2790, the first 4.31%, apple 3.45%, ledger #378, liquidity #392, bank of #64
Top accounts mentioned or mentioned by @realallincrypto @joshuahugh33498 @hempireceo @xfinancebull @eksrp123 @yocinla @obx1obx @monero_marine87 @samuelc27064 @ripple_x @catfishfishy @investorie @wayne541509329 @edwardfarina @klavskronbergs @pncbank @bisinnovationhub @bankofengland @banquedefrance @bancaditalia
Top assets mentioned XRP (XRP) Bitcoin (BTC) Stellar (XLM) Goldman Sachs (GS) BlackRock Inc (BLK) Ethereum (ETH) Solana (SOL) Hedera (HBAR) Coinbase Global, Inc. (COIN) Bank of America (BAC) Boeing Co (BA) Cardano (ADA) Chainlink (LINK) Dogecoin (DOGE) EUR CoinVertible (EURCV)
Top posts by engagements in the last XX hours
"JUST IN: NOVEMBER 2025 BANK OF JAPAN NOTICE CONFIRMS SUCCESSFUL MIGRATION TO ISO 20022 Documented.๐๐"
X Link 2025-11-25T09:59Z 72.2K followers, 81.1K engagements
"With Vanguard now opening access to crypto ETFs theres no better time to bring this back up.๐ถ๐ซ Former eToro U.S. CEO Lule Demmissie said it clearly: Digital assets are the FIRST asset class in HISTORY that the REGULAR PERSON ENTERED BEFORE INSTITUTIONS. ๐ฅ And here you are the regular person who got in before the biggest players.๐คท So ask yourself: why get bearish right as the largest financial institutions step in to lift the very assets you already hold ๐"
X Link 2025-12-02T09:11Z 72.2K followers, 85.1K engagements
"Confirmed by Barclays: 2026 = The Year of Active Crypto Implementation.โ
Documented below.๐๐"
X Link 2025-12-03T10:33Z 72.2K followers, 38.3K engagements
"WISDOMTREE REPORT REVEALS XRP IS THE ONLY CRYPTOCURRENCY WITH SUSTAINED INSTITUTIONAL INFLOWS ACROSS ALL REGIONS A new report from Wisdomtree confirms XRP is the ONLY major cryptocurrency that institutions continued to buy across every region and product type even during a month when most other assets saw heavy selling.๐โ In Europe XRP brought in $XXX million of new money this year. That is more than Ethereum ($185 million) more than Solana (which is now losing money quickly after an earlier $XXX million total) and more than every other single coin or basket product except Bitcoin ($1.764"
X Link 2025-12-05T11:26Z 72.2K followers, 128K engagements
"APPLE IS ONE OF THE FIRST TECH GIANTS THAT ADOPTED RIPPLES INTERLEDGER PROTOCOL Documented.๐๐"
X Link 2025-11-29T23:58Z 72.2K followers, 185.6K engagements
"RIPPLES INTERLEDGER PROTOCOL SOLUTION FOR APPLE PAY Apples recent update to the Apple Pay system introduces the Payment Request API and more noteworthy Ripples Interledger Protocol.โ
Documented.๐๐"
X Link 2025-11-30T11:27Z 72.2K followers, 160.3K engagements
"The United States is playing a deliberate double game.๐ฏ Washingtons public ambiguity around CBDCs looks confusing only if you ignore the broader strategy.๐ฏ The U.S. will almost certainly launch a CBDC. Just not yet.๐ถ๐ซ For now it is delaying its own digital dollar to preserve the strength of the current system.โ
At the same time it is using its influence across global financial infrastructure such as SWIFT and Fedwire to slow the progress of competing projects like the Digital Euro and the Digital Yuan.๐โ This is a geopolitical move designed to prevent rival CBDCs from gaining momentum"
X Link 2025-12-09T12:29Z 72.2K followers, 44.7K engagements
"Read this. And understand why youre not late yet.๐ถ๐ซ๐งฉ"
X Link 2024-11-16T21:02Z 72.2K followers, 815.3K engagements
"New Ripple video features Ondo Finances tokenization illustration showing the XRP Ledger connected to BlackRocks BUIDL fund Franklin Templetons BENJI fund Goldman Sachs Citi and J.P. Morgan.โ
Watch.๐ถ๐ซ๐"
X Link 2025-08-04T21:44Z 72.2K followers, 354.2K engagements
"XRP ALREADY HAS MULTIPLE ENTRY POINTS INTO THE SWIFT NETWORK HERES A LIST OF THE THIRD-PARTY PROVIDERS MAKING IT POSSIBLE Many still ask how XRP could ever reach SWIFTs 11000 customers.๐โ The answer is that Ripple chose the fastest and most efficient path: deploying XRPL technology through several SWIFT connected technology providers. These firms are ISO 20022 compliant CBPR+ certified and integrated with Ripple enabling XRP usage across the SWIFT network.๐ To understand this it is important to note that ISO 20022 opens SWIFTs network to new payment rails and digital asset usage. CBPR+"
X Link 2025-10-04T19:23Z 72.2K followers, 311.5K engagements
"For anyone who wants to see the actual code linking XRP to ISO 20022 and SWIFT heres direct proof: Image X shows RippleNets Payment schema referencing the "ISO 20022 ExternalClearingSystemIdentificationCode List". โ
This confirms XRPs infrastructure is built on ISO 20022 messaging standards. Image X comes from R3 Cordas codebase importing modules like "XrpPayment" "XrpSettlement" "SWIFTService" and "SWIFTPaymentStatusType". This places XRP and SWIFT functionality in the same system. โ
Why this matters: Any token or company that wants to operate on the SWIFT network must be ISO"
X Link 2025-11-22T13:48Z 72.2K followers, 293.1K engagements
"Remember Quants Overledger Platform supports interoperability with ISO 20022 compliant assets such as XRP XLM and IOTA.โ
Documented 3x.๐๐จ"
X Link 2025-11-26T10:48Z 72.2K followers, 22K engagements
"XRP XLM & ALGOTHE INFRASTRUCTURE BEHIND GOVERNMENT-ALIGNED LIQUIDITY A distinct category is emerging: digital assets and infrastructures designed or positioned for government-aligned functions.๐ Documented.๐๐"
X Link 2025-11-26T13:58Z 72.2K followers, 23.5K engagements
"FDIC presentation XRP โ
Documented below.๐๐"
X Link 2025-12-02T10:23Z 72.2K followers, 49.6K engagements
"@KlavsKronbergs No one"
X Link 2025-12-05T15:09Z 72.2K followers, 1330 engagements
"XRP RECORDED ITS BIGGEST WEEKLY INFLOWS EVER EVEN AS THE BROADER MARKET PULLED BACK Documented.๐๐"
X Link 2025-12-08T12:06Z 72.2K followers, 78K engagements
"Ripple ๐ค PNC Bank ๐"
X Link 2025-12-09T14:11Z 72.2K followers, 143.6K engagements
"Blockchain Technology in the Russian Economy Document Special attention is paid to the possibilities of XRP tokens use as payment currency BRIDGE.๐โ Confidential JP Morgan document provided for the exclusive use of SBERBANK OF RUSSIA: - Ripple has the potential to disrupt cross-border payments across the industry GLOBALLY. - Ripple is the MOST APPEALING DIGITAL ASSET FOR FINANCIAL INSTITUTIONS for applications AT SCALE"
X Link 2024-09-30T18:24Z 72.2K followers, 40.7K engagements
"JUST IN: Bank of Russia is now allowing crypto purchases for qualified investors.โ
Remember a J.P. Morgan document created exclusively for Sberbank of Russia stated that Ripple is the most appealing digital asset for financial institutions for applications at scale. ๐๐จ Ripple ๐ค Russia Documented.๐๐ฎ๐จ"
X Link 2025-03-12T13:42Z 72.2K followers, 32K engagements
"REMEMBERJ.P. MORGAN IDENTIFIED RIPPLE (XRP) AS THE MOST APPEALING DIGITAL ASSET FOR FINANCIAL INSTITUTIONS IN AN EXCLUSIVE DOCUMENT PREPARED FOR SBERBANK OF RUSSIA Documented.๐๐จ"
X Link 2025-07-17T15:03Z 72.2K followers, 64.6K engagements
"Over XXX Banks are using XRP in the Ripple ecosystem in Test Mode. This includes Santander Bank of America and Standard Chartered.โ
The largest banks in the world are committed to using XRP.๐ถ๐ซ Documented.๐๐จ"
X Link 2025-07-29T12:22Z 72.2K followers, 78.2K engagements
"JULY 2025: IOTA LAUNCHES FIRST-OF-ITS-KIND BLOCKCHAIN DIGITAL PASSPORT TO TRACK PRODUCTS FROM CREATION TO RECYCLING Documented.๐๐"
X Link 2025-08-02T09:43Z 72.2K followers, 51.6K engagements
"IOTA + ISO 20022 + AUTONOMOUS COMPUTERIZED CARS Cars are safer/more dependable as a result of real-time IOTA software updates which track car usage and ownership enabling fraud prevention pay-per-use and usage-based insurances.๐ IOTA promises to form the backbone of the Internet of Things financial system.๐ฏ IOTA is poised to play a central role in the next industrial revolution enabling economic relationships between machines and bridging the human and machine economies. This is all documented below.๐๐จ"
X Link 2025-08-18T11:33Z 72.2K followers, 14.5K engagements
"๐จ HEDERAS BOARD HAS UNIQUE CONNECTIONS THAT OTHER CHAINS STRUGGLE TO MATCH ๐จ Pradeep Iyer Avery Dennisonโ
- Fortune XXX supply chain & labeling giant driving tokenization at scale Brian Jeffords Boeingโ
- Aerospace & defense security expertise at the highest level Ian Putter Standard Bankโ
- Africas largest bank opening new markets for digital assets Brett McDowell FIDO Alliance - Global identity standards leader with ties to Google Microsoft PayPal Scott Thiel DLA Piperโ
- One of the worlds top law firms embedded directly into Hedera governance Documented.๐๐"
X Link 2025-09-11T13:55Z 72.2K followers, 34K engagements
"XRP = Deflationary โ
Which means: XRP token cannot be mined and its quantity will constantly decrease and everything that exists in a limited amount and is actively used is becoming more expensive therefore with the growth of the network the XRP price will increase significantly.๐ Documented 4x.๐๐จ"
X Link 2025-10-18T13:07Z 72.2K followers, 73.2K engagements
"SWIFT SIBOS: XRP AND XLM WILL PLAY A SIGNIFICANT ROLE IN THE FLYWHEEL ADOPTION OF CRYPTOCURRENCIES XRP + XLM SWIFT knows.๐ถ๐ซ Listen closely.๐"
X Link 2025-10-27T23:15Z 72.2K followers, 74.6K engagements
"RIPPLE HOLDS CLEAR ADVANTAGE OVER STELLAR ALGORAND AND SWIFT IN BLOCKCHAIN PAYMENTS Ripples advantage comes from being the ONLY platform that unites real time settlements digital asset custody and stablecoin liquidity in ONE SYSTEM.โ
While Stellar Algorand and SWIFT serve specific functions Ripple delivers a full infrastructure designed for banks and enterprises that prioritize compliance and scale.๐ This is documented below.๐๐"
X Link 2025-11-03T21:32Z 72.2K followers, 88.8K engagements
"BLACKROCK AND J.P MORGAN ARE ACCUMULATING ISO 20022-COMPLIANT PROTOCOLS Read closely.๐ถ๐ซ XRP XLM HBAR XDC QNT and ALGO (ISO-compliant protocols) are gaining traction with central banks with XX% of SWIFT transactions expected to integrate ISO standards by 2026.๐ We are at the front of a major adoption wave. The likes of BlackRock Fidelity JPMorgan and many other institutional giants are currently stacking up on these assets while simultaneously getting the best price after scaring retail investors out.๐ถ๐ซ We must remind you that these entities control the major news conglomerates as well."
X Link 2025-11-20T14:35Z 72.2K followers, 249.4K engagements
"SWIFT HAS ALREADY TESTED ITS ISO 20022 FRAMEWORK WITH XRP XLM ALGO HBAR AND QNT Industry observers expect that by January 2026 further integration of CBDCs and tokenized assets will take place potentially supporting new models of digital monetary transactions and cross-network interoperability.โ
Documented.๐๐"
X Link 2025-11-21T16:29Z 72.2K followers, 63.3K engagements
"IN CASE YOU MISSED IT: THE ISO 20022 SITE IS SHOWING AN APPROVED REQUEST TO ENABLE RIPPLES INTERLEDGER ON THE SWIFT NETWORK Just in time for the migration.๐๐จ ๐"
X Link 2025-11-22T03:15Z 72.2K followers, 381.4K engagements
"BLOCKCHAIN CAN COMBINE MESSAGING AND MONEY TRANSFER FOR INTERNATIONAL TRANSACTIONS RIPPLE IS THE MOST ADVANCED IN THIS FIELD Read closely.๐ถ๐ซ Blockchain can combine messaging and transfer of money as explained above but for international transactions this would REQUIRE AN INTERNATIONAL CRYPTOCURRENCY.๐๐งฉ XRP = THE REQUIRED INTERNATIONAL CRYPTOCURRENCY โ
Documented.๐๐"
X Link 2025-11-22T23:34Z 72.2K followers, 62K engagements
"JUST IN: QUANT CEO SHARES DOCUMENT REVEALING RIPPLE/STELLARS INTEGRATION WITH THE ISO 20022 INTEROPERABILITY FRAMEWORK Watch closely.๐ถ๐ซ๐"
X Link 2025-11-23T18:21Z 72.2K followers, 115.4K engagements
"XRP ETFs See $XXX Million in Inflows While Bitcoin and Ethereum ETFs Experience $XXX Billion in Outflows๐ The rotation of institutional capital toward utility-focused assets is now underway.๐๐จ Documented.๐๐"
X Link 2025-11-24T21:35Z 72.2K followers, 134.4K engagements
"SWIFTS ANDRE CASTERMAN CONFIRMS XRP AND XLM WILL OPERATE ALONGSIDE GOVERNMENT-BACKED CURRENCIES Read closely.๐ถ๐ซ Overtime we should also expect the number of cross-border payments networks to specialise further. In addition we should expect new currencies such as crypto assets to prove their relevance and find niche roles next to government-backed currencies. Examples include XRP and Stellar which are embedded in Ripple's and IBM's propositions respectively.โ
This is documented.๐๐"
X Link 2025-11-25T16:20Z 72.2K followers, 114.9K engagements
"2025 REPORT REVEALS INSTITUTIONAL INVESTORS ARE QUIETLY ACCUMULATING ISO 20022 TOKENS These tokens (XRP ADA ALGO etc.) are noted to be less resource-heavy (in terms of energy use and carbon footprint) and they can be integrated into the central bank payment system thus supporting efficient cross-border payments and supporting financial innovation and transformation of the traditional financial landscape.โ
Moreover with some cryptocurrencies having close links with ISO20022 they are likely to influence the global financial system and receive greater regulatory support in the future.๐ฅ"
X Link 2025-11-26T18:39Z 72.2K followers, 9576 engagements
"Tether has been promising a full audit of its stablecoin reserves for the past eight years.๐โ Yet a full audit of Tethers reserves has not been provided.๐ถ๐ซ This understandably has drawn a fair share of criticism.๐"
X Link 2025-11-27T10:41Z 72.2K followers, 48.4K engagements
"S&P GLOBALS DOWNGRADE OF TETHER HIGHLIGHTS THE SIGNIFICANT UNCERTAINTIES SURROUNDING THE STABLECOIN The downgrade reflects growing concerns about the composition of Tether's reserves and the rising share of assets that carry meaningful market and credit risk.๐โ Transparency remains a recurring issue. Tether still does not disclose the identity or credit quality of custodians counterparties or banks. Money market fund holdings are also undisclosed. The same applies to the composition of loans and other investments.๐ซ S&P also notes that Tether's reporting frequency is lower than that of"
X Link 2025-11-28T12:06Z 72.2K followers, 20.6K engagements
"REMEMBER: RIPPLES ESCROW WAS CREATED TO PROTECT THE PRICE OF XRP The escrow framework was built to avoid sudden XRP inflows that could cause sharp price swings maintaining a predictable release schedule. โ
This mechanism is intended to ensure that a large number of XRP will not enter the market at one time and lead to a substantial reduction in the price of XRP. ๐ฏ Ripple cannot access or sell the escrowed XRP whenever it chooses since the tokens are cryptographically secured and only unlocked through preset monthly contracts. ๐ This provides added clarity and confidence around XRPs future"
X Link 2025-11-29T22:44Z 72.2K followers, 74K engagements
"XRP๐คApple Pay Documented.๐๐"
X Link 2025-11-30T18:15Z 72.2K followers, 84.3K engagements
"Yes Ripple helped edit the Payment Request API for Apple Pay through W3C ๐ฏ Documented.๐๐"
X Link 2025-12-01T01:34Z 72.2K followers, 57.1K engagements
"DONT FORGET: XRP + IOTA = INTERNET OF VALUE PROTOCOLS Read closely.๐ถ๐ซ Specific protocols that propel the development of the IoV (Internet of Value) such as XRP and IOTA.โ
Documented.๐๐"
X Link 2025-12-03T21:54Z 72.2K followers, 12.8K engagements
"Institutions were keeping their eyes on IOTA in 2025.๐๐จ And now its being listed on major exchanges.๐ค Foresight matters.๐"
X Link 2025-12-03T22:08Z 72.2K followers, 12.4K engagements
"IOTA-powered back-end payment integrations for embedded devices.๐ Documented.๐๐"
X Link 2025-12-04T11:22Z 72.2K followers, 21.1K engagements
"Official SWIFT commercials highlight the importance of ISO 20022 and reaffirm SWIFTs central role in global finance.๐ Watch closely.๐"
X Link 2025-10-25T20:08Z 72.2K followers, 95.2K engagements
"3 ISO 20022-compliant cryptocurrencies: XRP XLM ADAโ
๐"
X Link 2025-12-01T17:59Z 72.2K followers, 18.1K engagements
"IOTAs long term plan๐โ Continental roll out ACROSS ALL XX COUNTRIES.๐ Documented below.๐๐"
X Link 2025-12-04T15:14Z 72.2K followers, 19.2K engagements
"Societe Generale is set to offer Ripple Custody services while Ripple-partnered Temenos is already supporting the banks digital transformation strategy.โ
And now the $EURCV stablecoin in the XRPL.๐โ Full circle moment"
X Link 2024-11-14T15:27Z 72.2K followers, 16.2K engagements
"XDC NETWORKS ISO 20022 COMPLIANT MESSAGING SYSTEM ENSURES FULL INTEROPERABILITY WITH SWIFT Documented below.๐๐"
X Link 2025-11-22T15:30Z 72.2K followers, 13.9K engagements
"BY END OF 2025 ISO 20022 GOES UNIVERSAL + NON-COMPLIANT INSTITUTIONS RISK LOSING INTERNATIONAL PAYMENT CAPABILITY Documented below.๐๐"
X Link 2025-12-03T12:35Z 72.2K followers, 26K engagements
"HOW XRP RISES TO A SIGNIFICANTLY HIGH + STABLE VALUE As more Banks integrate Ripples DLT for International Payments overall Transaction Flow across the network increases.๐ Payment Service Providers such as Finastra Volante and CGI will tap into XRPLs Cross-Currency RTGS functions and its Neutral Liquidity Marketplace adding even more activity to the network.๐ฏ This momentum drives continued expansion of the XRP Ecosystem.๐งฉ XRPs SUPPLY steadily declines over time because a small amount is DESTROYED with every transaction.๐ฅ With SUPPLY TIGHTENING and DEMAND RISING DEMAND naturally"
X Link 2025-12-04T19:57Z 72.2K followers, 37.8K engagements
"Dont forget who you are up against: The Bankers.๐ฆ They move with patience that most retail investors never see. They make decisions long before the public understands what is happening. This is why firms like Vanguard and BlackRock operate in silence behind the scenes.๐ถ๐ซ Retail only hears about their crypto moves once they are already in position. Do not mistake their silence for stagnation.๐โ While retail is fed fear noise and volatility headlines institutional players are quietly preparing for the next shift. They are accumulating. They are aligning. They are shaping what comes next."
X Link 2025-12-06T10:42Z 72.2K followers, 87.7K engagements
"THE U.S. GENIUS FRAMEWORK DOLLAR INTEGRATION THROUGH REGULATION The GENIUS Act positions the United States to CONSOLIDATE ITS MONETARY DOMINANCE by embedding USD stablecoins within the regulated banking system. โ
The extension of the USD through regulation will maintain United States global financial supremacy through compliance rather than conquest. ๐โ Usage of the dollar will be embedded into every layer of digital finance from settlements to consumer payments ensuring the USD remains the default asset rails of the global economy.๐ฏ Documented.๐๐"
X Link 2025-12-09T19:57Z 72.2K followers, 18.2K engagements
/creator/twitter::SMQKEDQG