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# ![@RayDalio Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::62603893.png) @RayDalio Ray Dalio

Ray Dalio, founder of Bridgewater Associates, has been sharing his insights on the economy, debt, and investing. He warns that the US debt situation is at a "very dangerous inflection point" with spending exceeding revenue by 40%, and this accumulation of debt service payments is squeezing away buying power. Dalio also emphasizes the importance of being open-minded, radical transparency, and diversification in investing to navigate different economic environments.

### Engagements: XXXXXXX [#](/creator/twitter::62603893/interactions)
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- X Week XXXXXXX -XX%
- X Month XXXXXXXXX -XX%
- X Months XXXXXXXXXX -XX%
- X Year XXXXXXXXXXX +254%

### Mentions: XX [#](/creator/twitter::62603893/posts_active)
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- X Week XX -XX%
- X Month XXX -XXXX%
- X Months XXX +41%
- X Year XXX +51%

### Followers: XXXXXXXXX [#](/creator/twitter::62603893/followers)
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- X Week XXXXXXXXX +0.19%
- X Month XXXXXXXXX +1.20%
- X Months XXXXXXXXX +6.20%
- X Year XXXXXXXXX +23%

### CreatorRank: XXXXXX [#](/creator/twitter::62603893/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::62603893/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #920 [automotive brands](/list/automotive-brands)  XXXX% [social networks](/list/social-networks)  XXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[money](/topic/money) #300, [history](/topic/history) 9.62%, [debt](/topic/debt) #700, [inflation](/topic/inflation) #683, [relationships](/topic/relationships) #1957, [economic downturn](/topic/economic-downturn) #80, [investment](/topic/investment) 3.85%, [if you](/topic/if-you) 3.85%, [for all](/topic/for-all) #98, [reduce](/topic/reduce) XXXX%

**Top accounts mentioned or mentioned by**
[@justaluckyfool](/creator/undefined) [@intelliatric](/creator/undefined) [@vjlveekhout](/creator/undefined) [@epic_dawson](/creator/undefined) [@business](/creator/undefined) [@profgalloway](/creator/undefined) [@tisbest](/creator/undefined) [@donorschoose](/creator/undefined) [@andrewrsorkin](/creator/undefined) [@amandavandyke13](/creator/undefined) [@jeremy_ai_](/creator/undefined) [@futureisbrightg](/creator/undefined) [@zfiscal17199943](/creator/undefined) [@moch_web3](/creator/undefined) [@upstairssuzie](/creator/undefined) [@lemelson](/creator/undefined) [@gaudenzio_eth](/creator/undefined) [@mitleidstour](/creator/undefined) [@firewatcher9999](/creator/undefined) [@ve53831](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last XX hours

"History and logic have made clear that sanctions reduce the demand for fiat currencies and debts denominated in them and support gold. Throughout history before and during shooting wars there have been financial and economic wars that we now call sanctions (which means cutting opponents off from money and needed goods). When there is a debtor-creditor relationship between opponents the debtor choosing to not pay the debt service owed to the opponent creditor country has the beneficial effects of hurting the opponent financially and reducing its own debt service burdens. But it also has the"  
[X Link](https://x.com/RayDalio/status/1981510728692433127)  2025-10-23T23:59Z 1.8M followers, 598.7K engagements


"It is a great paradox that individually we are simultaneously everything and nothing. Through our own eyes we are everything--e.g. when we die the whole world disappears. So to most people (and to other species) dying is the worst thing possible and it is of paramount importance that we have the best life possible. However when we look down on ourselves through the eyes of nature we are of absolutely no significance. It is a reality that each one of us is only one of about seven billion of our species alive today and that our species is only one of about ten million species on our planet."  
[X Link](https://x.com/RayDalio/status/1996652486980141236)  2025-12-04T18:47Z 1.8M followers, 101.7K engagements


"I'm at a stage in my life where my primary goal is to pass along what I've learned to others in the hopes that they find it valuable. One of those lessons is the importance of savoring the important things in life like family. @profgalloway"  
[X Link](https://x.com/RayDalio/status/1992951264062403029)  2025-11-24T13:39Z 1.8M followers, 68.1K engagements


"This year Id encourage you to consider a unique kind of holiday gift a donation your friends and family can give to the charity of their choice. This kind of gift is far more meaningful and it's simple. Anyone can do it. If youre interested check out organizations like @TisBest and @DonorsChoose . I think gifts like these are more in keeping with what the holiday season is really about so I wanted to pass it along. #GivingTuesday #RedefineGifting"  
[X Link](https://x.com/RayDalio/status/1995878036365844640)  2025-12-02T15:29Z 1.8M followers, 57.7K engagements


"By synthesizing I mean converting a lot of data into an accurate picture. Too many people make assessments of people without connecting them to specific data. When you have all the specifics that we have at Bridgewater--the dots meeting tapes etc.--you can and must work from the specifics up and see the patterns in the data. Even without such tools other data such as metrics testing and the input of others can help you form a more complete picture of what the person is like as well as examine what they did. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1996986833306067042)  2025-12-05T16:55Z 1.8M followers, 45K engagements


"I'm looking forward to the AMA Ill be doing on Reddit (r/IAmA) on September 4th from 1-3PM ET. For over XX years Ive been in the business of studying the cause/effect relationships that drive how reality works and developing principles for dealing with reality well. I then programmed these principles into computers as decision rules to bet on them working. Because the causes come before the effects this principles-based approach worked amazingly well for me. Since Im XX Im now at a stage in my life that I want to pass along whats of value. So far Ive passed along my perspectives and"  
[X Link](https://x.com/RayDalio/status/1960721663999332352)  2025-08-27T15:10Z 1.8M followers, 181K engagements


"History shows us that having too much debt during an economic downturn leads to a classic self-reinforcing cycle where: 1) The empire can no longer borrow the money to repay its debts 2) It prints a lot of new money which devalues the currency and raises inflation 3) Living standards decline leading to the rise of political extremism 4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources 5) Populist leaders emerge pledging to take control and bring about order"  
[X Link](https://x.com/RayDalio/status/1986571043948134552)  2025-11-06T23:07Z 1.8M followers, 1.2M engagements


"The greatest gift you can give someone is the power to be successful. Giving people the opportunity to struggle rather than giving them the things they are struggling for will make them stronger. Compliments are easy to give but they don't help people stretch. Pointing out someone's mistakes and weaknesses (so they learn what they need to deal with) is harder and less appreciated but much more valuable in the long run. Though new employees will come to appreciate what you are doing it is typically difficult for them to understand it at first; to be effective you must clearly and repeatedly"  
[X Link](https://x.com/RayDalio/status/1991577483754274960)  2025-11-20T18:40Z 1.8M followers, 106.2K engagements


"In 1971 the US ran out of money and defaulted on its debts. Now they didnt say it that way. But by moving away from the gold standard money as we understood it ended. I expected the stock market to plunge but it went on to rise nearly 25%. That surprised me. But when I looked into it I discovered the exact same thing happened in 1933 and it had the exact same effect. Heres why"  
[X Link](https://x.com/RayDalio/status/1988337065063575763)  2025-11-11T20:04Z 1.8M followers, 978.8K engagements


"One principle that Ive really learned is Pain + Reflect = Progress"  
[X Link](https://x.com/RayDalio/status/1989415032548127006)  2025-11-14T19:27Z 1.8M followers, 94.4K engagements


"Economic bubbles throughout history tend to follow similar patterns but they are never exactly the same. In 1929 and 2008 there was a lot of debt but most of it was owned by the private sector. Today the government sector has a lot of the debt. Still one mans debts are another mans assets. And when the bill comes due and the debt assets arent as appealing as the alternatives some sort of monetization is inevitable. I recently sat down with CNBC's @andrewrsorkin to discuss this in the context of his latest book 1929: Inside the Greatest Crash in Wall Street History and How It Shattered a"  
[X Link](https://x.com/RayDalio/status/1991184254080839727)  2025-11-19T16:38Z 1.8M followers, 227.7K engagements


"While I am still an active investor hooked on the investing game at this stage in my life I am also a teacher trying to pass along what Ive learned about how reality works and the principles that helped me deal with it well. Since I have been a global macro investor for over XX years and learned a lot of lessons from history naturally a lot of what I pass along is about that. This article is about the important difference between wealth and money how that drives bubbles and busts and how that dynamic accompanied by big wealth gaps could prick the bubble and lead to a bust that is socially and"  
[X Link](https://x.com/RayDalio/status/1991569998184067522)  2025-11-20T18:11Z 1.8M followers, 403.6K engagements


"The most important thing is that you have the life that you want to have. So how you define success is important. There isnt one path thats right for everyone. I was lucky in the sense that I fell in love with markets and playing the investment the game which is what Ive done for XX years. I recommend that people think about their own nature and what game theyd love to spend years playing. Its okay to explore different pathsnot everyone knows right away. Think of your journey as a process of discovery"  
[X Link](https://x.com/RayDalio/status/1991865018204201424)  2025-11-21T13:43Z 1.8M followers, 57.5K engagements


"Its important not to let our biases stand in the way of our objectivity. To get good results we need to be analytical rather than emotional. Whenever I observe something in nature that I (or mankind) think is wrong I assume that Im wrong and try to figure out why what nature is doing makes sense. That has taught me a lot. It has changed my thinking about 1) whats good and whats bad 2) what my purpose in life is and 3) what I should do when faced with my most important choices. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1992793444981338286)  2025-11-24T03:12Z 1.8M followers, 112.9K engagements


"Someone who doesnt have much can be more generous giving a little than a rich person giving a lot. Some people respond to the generosity while others respond to the money. You want the rst type with you and you always want to treat them generously. When I had nothing I was as generous as I could be with people who appreciated my generosity more than the higher levels of compensation others could aord to give them. For that reason they stayed with me. I never forgot that and I made a point of making them rich when I had the opportunity to do so. And they in turn were generous to me in their"  
[X Link](https://x.com/RayDalio/status/1993032391544201493)  2025-11-24T19:02Z 1.8M followers, 76.5K engagements


"I wish you a Thanksgiving that is filled with reflections about the most important people and things you are thankful for. Ive found that even in the most challenging times there are always many people and things to be thankful forand that giving thanks is joyous and healthy. I wish for you the capacity and inclination to do that well"  
[X Link](https://x.com/RayDalio/status/1994060407305081050)  2025-11-27T15:07Z 1.8M followers, 95.4K engagements


"Many of you have asked me about finding a work-life balance so I wanted to share some of the principles that have helped me to achieve this. I have found that I can squeeze a whole lot more life into life by knowing how to do a few of these very well. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1994422063881183603)  2025-11-28T15:04Z 1.8M followers, 82.7K engagements


"Trying to figure out your holiday gift giving this year I have a great suggestion for you. There are organizations like @TisBest and @DonorsChoose that will give a donation to your recipients favorite charity on your behalf. I think gifts like these are more in keeping with what the holiday season is really about so I wanted to pass it along"  
[X Link](https://x.com/RayDalio/status/1994824906207343035)  2025-11-29T17:44Z 1.8M followers, 48.5K engagements


"If you just keep doing you will burn out and grind to a halt. Build downtime into your schedule just as you would make time for all the other stuff that needs to get done. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1994904958525944133)  2025-11-29T23:03Z 1.8M followers, 119.4K engagements


"You must be willing to do things in the unique ways you think are best-- and to open-mindedly reflect on the feedback that comes inevitably as a result of being that way. Learning to be radically transparent is like learning to speak in public: While it's initially awkward the more you do it the more comfortable you will be with it. This has been true for me. For example I still instinctively find being as radically transparent in the ways that I am in this book uncomfortable because I am exposing personal material to the public that will attract attention and criticism. Yet I am doing it"  
[X Link](https://x.com/RayDalio/status/1995249666292645888)  2025-11-30T21:52Z 1.8M followers, 90.4K engagements


"In 1979 I was so broke that I had to borrow $4000 from my Dad to help take care of my family. I had calculated that American banks had lent much more money to foreign countries than they would be able to pay back and anticipated an imminent debt crisis. But I couldnt have been more wrong. I didnt fully understand the impacts of quantitative easing and so I lost money for myself and I lost money for my clients. Looking back it was the most painful experience I could imagine but it was also the best thing that ever happened to me because it taught me humility"  
[X Link](https://x.com/RayDalio/status/1995502863548608887)  2025-12-01T14:38Z 1.8M followers, 296.8K engagements


"Easy money is a cure all until its not. Its hard to know when you have to put on the brakes and when things might pop. Today the stock market is at its peak gold is through the roof and the wealth gap continues to increase. And in terms of what comes next it looks like were going to see a significant easing of monetary policy along with less regulation. I recently sat down with CNBC's @andrewrsorkin to discuss all of this and more. You can find the full video at the link in the comments"  
[X Link](https://x.com/RayDalio/status/1996280131250229606)  2025-12-03T18:07Z 1.8M followers, 76.9K engagements


"My view is that buying and holding real estate is not an effective investment strategy in our current economic environment for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive so given our current circumstances it is likely to go down in real terms 2) It is a fixed asset that is easy to tax which limits its impacts on your ability to diversify 3) Real estate is nailed down so investing in it makes it more difficult to move money from one place to another Thats my view in a nutshell. Im curious to hear if you agree. #GovernmentDebt #debt #principles"  
[X Link](https://x.com/RayDalio/status/1954930922689606092)  2025-08-11T15:40Z 1.8M followers, 1M engagements


"History shows us that having too much debt during an economic downturn leads to a classic self-reinforcing cycle where: 1) The empire can no longer borrow the money to repay its debts 2) It prints a lot of new money which devalues the currency and raises inflation 3) Living standards decline leading to the rise of political extremism 4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources 5) Populist leaders emerge pledging to take control and bring about order"  
[X Link](https://x.com/RayDalio/status/1987999761748877572)  2025-11-10T21:44Z 1.8M followers, 751.3K engagements


"If you ask everybody in an organization what percentage of the organization's success they're personally responsible for you'll wind up with a total of about XXX percent. That's just the reality and it shows why you must be precise in attributing specific results to specific people's actions. Otherwise you'll never know who is responsible for what--and even worse you may make the mistake of believing people who wrongly claim to be behind great accomplishments. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1992648871605076453)  2025-11-23T17:38Z 1.8M followers, 90.7K engagements


"If you're not generous with others and others aren't generous with you you won't have a quality relationship. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1993436532636623283)  2025-11-25T21:48Z 1.8M followers, 73.7K engagements


"Make sure youre following the suggestions made in previous principles like building meaningful relationships and constantly getting in sync. Most importantly you have to encourage people to speak up about how things are going for them. Ensuring that their personal development is proceeding appropriately is important too. Close advice from an active mentor should last at least one year. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1993690352369197073)  2025-11-26T14:36Z 1.8M followers, 73.1K engagements


"Explore them openly with the goal of figuring out how you and your people are built so that the right people can be put in the right jobs. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1995604653900529746)  2025-12-01T21:23Z 1.8M followers, 57K engagements


"You almost certainly can't do all these steps well because each requires different types of thinking and virtually nobody can think well in all these ways. For example goal setting (such as determining what you want your life to be) requires you to be good at higher- level thinking like visualization and prioritization. Identifying and not tolerating problems requires you to be perceptive and good at synthesis and maintaining high standards; diagnosis requires you to be logical able to see multiple possibilities and willing to have hard conversations with others; designing requires"  
[X Link](https://x.com/RayDalio/status/1996327981925752872)  2025-12-03T21:17Z 1.8M followers, 58.3K engagements


"You can watch the full conversation here:"  
[X Link](https://x.com/RayDalio/status/1997011484069540095)  2025-12-05T18:33Z 1.8M followers, 45.4K engagements


"Where you go in life will depend on how you see things and who and what you feel connected to (your family your community your country mankind the whole ecosystem everything). You will have to decide to what extent you will put the interests of others above your own and which others you will choose to do so for. That's because you will regularly encounter situations that will force you to make such choices. While such decisions might seem too erudite for your taste you will make them either consciously or subliminally and they will be very important. #principleoftheday"  
[X Link](https://x.com/RayDalio/status/1997421891179683940)  2025-12-06T21:44Z 1.8M followers, 111.1K engagements


"When an empire runs out of its own money it is able to increase the supply of money. However printing more money causes borrowing to increase creating a financial bubble. I urge you to watch The Changing World Order on my YouTube channel to understand how and what it means for all of us. #principles #raydalio"  
[X Link](https://x.com/RayDalio/status/1998043173436727720)  2025-12-08T14:53Z 1.8M followers, 338.5K engagements