[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @Rahul_J_Mathur Rahul Mathur Rahul Mathur posts on X about india, wealthfront, lakh, byd the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours. ### Engagements: XXXXXXX [#](/creator/twitter::3115134108/interactions)  - X Week XXXXXXX -XXXX% - X Month XXXXXXXXX +8.40% - X Months XXXXXXXXX +61% - X Year XXXXXXXXXX -XXXX% ### Mentions: XX [#](/creator/twitter::3115134108/posts_active)  - X Month XX -XX% - X Months XXX +18% - X Year XXX +37% ### Followers: XXXXXXX [#](/creator/twitter::3115134108/followers)  - X Week XXXXXXX +0.25% - X Month XXXXXXX +1.40% - X Months XXXXXXX +8.30% - X Year XXXXXXX +17% ### CreatorRank: XXXXXX [#](/creator/twitter::3115134108/influencer_rank)  ### Social Influence [#](/creator/twitter::3115134108/influence) --- **Social category influence** [finance](/list/finance) #5775 [stocks](/list/stocks) XXXXX% [countries](/list/countries) #3005 [technology brands](/list/technology-brands) XXXX% [automotive brands](/list/automotive-brands) #410 [vc firms](/list/vc-firms) XXX% [travel destinations](/list/travel-destinations) XXX% [social networks](/list/social-networks) XXX% [luxury brands](/list/luxury-brands) XXX% [nfl](/list/nfl) XXX% **Social topic influence** [india](/topic/india) #484, [wealthfront](/topic/wealthfront) 6.31%, [lakh](/topic/lakh) #13, [byd](/topic/byd) #2, [money](/topic/money) 5.41%, [$1bn](/topic/$1bn) 4.5%, [$pep](/topic/$pep) #133, [investment](/topic/investment) #482, [biz](/topic/biz) 3.6%, [coca cola](/topic/coca-cola) #117 **Top accounts mentioned or mentioned by** [@kapilchopra72](/creator/undefined) [@rishii25](/creator/undefined) [@me_smartest](/creator/undefined) [@khan_atlarge](/creator/undefined) [@avnish](/creator/undefined) [@suvirsujan](/creator/undefined) [@twtrahul](/creator/undefined) [@rajanm](/creator/undefined) [@pinegaphq](/creator/undefined) [@zero1byzerodha](/creator/undefined) [@devcglobal](/creator/undefined) [@mohitsadaani](/creator/undefined) [@deechowdhary](/creator/undefined) [@loom](/creator/undefined) [@whimsical](/creator/undefined) [@nedwize](/creator/undefined) [@acquiredfm](/creator/undefined) [@johnjanuszczak](/creator/undefined) [@shankerr_reddy](/creator/undefined) [@jayprashanth](/creator/undefined) **Top assets mentioned** [PepsiCo, Inc. (PEP)](/topic/$pep) [Microsoft Corp. (MSFT)](/topic/microsoft) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [Tesla, Inc. (TSLA)](/topic/tesla) [Uber Technologies, Inc. (UBER)](/topic/$uber) [Hundred Million (100M)](/topic/$100m) [General Electric Company (GE)](/topic/$ge) ### Top Social Posts [#](/creator/twitter::3115134108/posts) --- Top posts by engagements in the last XX hours "Marketing on steroids - cricket first Today during IPL games you will only be able to purchase a Campa Cola drink; since 2023 RCPL has partnered with: (i) Lucknow Super Giants (ii) Sunrisers Hyderabad (iii) Punjab Kings In 2024 Campa Cola became the official sponsor of BCCI for a X year period Ive written X posts about Campa Cola to date - in each instance people have told me - Campa wins on price not on taste - so I decided to do some homework:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618857525821875) 2025-07-14 04:43:59 UTC 101.8K followers, 5966 engagements "AUM growth: 2013: $XX million 2014 $XXX million 2015: $1bn 2023: $55bn turned profitable 2025: $80bn (expected) Today it is the 4th largest robo advisor in the US - behind household names like Vanguard Charles Schwab etc True PMF: XX% of Wealthfront's new clients come from referrals. From the outside this looks like a straight ride to Mars - but it honestly wasnt - Wealthfront has been through quite a journey:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802839568572611) 2025-07-09 04:27:47 UTC 101.7K followers, XXX engagements "2Despite LLMflation - cost remains 2nd most imp. factor in model selection LLMflation refers to the declining cost of AI inference - which is decreasing at the rate of 10x per year. But Jevons Paradox has kicked in - lower cost MUCH higher utilization due to use-case explosion. Cost wasnt a Top X criteria in XX - now as usage skyrockets it has become a Top X consideration. How will this hold in 2026 Assuming we have another X10 decline - will Cost remain a concern"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943890750875611247) 2025-07-12 04:30:45 UTC 101.6K followers, 2335 engagements "BYD in India BYD launched in India in 2022 with the Atto X SUV which it was assembling in a Chennai plant In May 2025 it recorded peak sales of XXX units in India which is very small: (a) Less than X% of its global sales (b) Less than XXXX% of EV sales in India BYD has run into problems in India: (i) Geopolitical tension b/w India & China (ii) $1bn JV investment for domestic manufacturing got blocked (iii) Preference for Western OEMs e.g. Tesla But there are several EV fleets in India using BYDs now:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945346054750396711) 2025-07-16 04:53:36 UTC 101.8K followers, 11K engagements "CFS is already being used at large financial institutions like Bridgewater Capital Commonwealth Bank AIG etc The best testimonial they have received comes from the Norwegian Sovereign Wealth Fund: "With Claude we estimate that we have achieved XX% productivity gains - equivalent to 213000 hours. From automating monitoring of newsflow for 9000 companies to enabling more efficient voting Claude has become indispensable." But why is Anthropic (a foundation model company) building vertical applications"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945478282411159996) 2025-07-16 13:39:02 UTC 101.8K followers, 1671 engagements "Expedia Group ($21bn MCap) started life as a subsidiary of Microsoft MSFT would net over $1bn in X years by selling a majority stake to IAC (InterActiveCorp) At the time of founding Microsoft appointed a young product manager Rich Barton as CEO; he went on to found Zillow ($16bn MCap) & Glassdoor (acquired for $1.2bn) Heres a quick recap of the story"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1930488407765188804) 2025-06-05 04:54:37 UTC 101.7K followers, 13.1K engagements "2010-2015: Robo advisor boom - fees compressed due to excess competition 2018 -2021: COVID era crisis - company specific due to their entry into high yield savings a/c 2022: UBS acquisition fall through But Wealthfront came out each time:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802841858630144) 2025-07-09 04:27:47 UTC 101.7K followers, XXX engagements "2 weeks ago Coatue ($50bn AUM) shared that AI could capture XX% of US market cap in the next decade Coatue has deployed $1.5bn into AI (CoreWeave Norm AI Hugging Face Cerebras etc) and is apparently raising another $1bn dedicated AI fund. Last decade: Software ate the world - every company either uses software or is a software biz. Now it is AIs turn to eat software & the world I read Coatues XXX page EMW 2025 report - sharing 3x interesting takeaways for both public & private market investors"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1941368121824285018) 2025-07-05 05:26:43 UTC 101.7K followers, 24.9K engagements "ICONIQ puts their money where their mouth is - they have invested in Glean Databricks Snowflake etc behind the AI trendline I continue to remain a big fan of ICONIQ & the quality of their work & investments - theyve had a center seat to everything AI given their growth investments Their India portfolio is incredible - includes Flipkart Groww and Policybazaar. Their global portfolio is a different league of course I had written a long post about ICONIQ a few month back (linked below you can bookmark it for later)"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943890767971602894) 2025-07-12 04:30:49 UTC 101.8K followers, 2269 engagements "Building a 1000 crore brand in India is HARD - HUL has XX brands in its vast portfolio which are 1000 crore each - and these XX contribute XX% to HUL revenue Coca Cola and Pepsi Co generate 14000 crore and 8500 crore in Sales respectively - Campa Cola has headroom to grow at least X5 from here. 🤔Can Campa become a 5000 crore brand Difficult but possible 🤔Can RCPL build a 5000 crore carbonated beverages portfolio I think YES - because it owns Campa Sosyo RasKik Spinner etc (more below) Discl: Shared for informational purposes only. Views are my own. Family & affiliates own RIL. DYOR - not"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618864433844243) 2025-07-14 04:44:01 UTC 101.8K followers, 6030 engagements "There are several such great takeaways from "State of AI in Design" report (May 2025) published by Designer Fund and Foundation Capital - based on interviews with 400+ product designers and leaders. Highlight: In a post AI world good enough is NOT good enough anymore X messages stood out to me from this report"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1939910071884116024) 2025-07-01 04:52:57 UTC 101.7K followers, XXX engagements "My AI agent heard XX episodes of the No Priors podcast this weekend I used Aida (a browser AI agent) and ChatGPT Projects to help me synthesize ALL discussions regarding AI. In total I spent X hours this weekend asking questions taking notes & thinking about what I was reading. Sharing my top X takeaways below"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1941724649248915693) 2025-07-06 05:03:26 UTC 101.8K followers, 146.5K engagements "What I find most interesting is that Zomato hasnt launched a new co-brand card here - they are simply piggybacking off Tata Neu. Odd because Swiggy has a co-branded card. And even more odd given the trouble which Tata Neu is going through Id imagine many banks would line up to partner with Zomato. Perhaps given HDFCs Swiggy partnership there is some exclusivity clause which HDFC is by-passing by using Tata Neu as the front"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943528178624139468) 2025-07-11 04:30:01 UTC 101.7K followers, 4977 engagements "HDFC Bank takes on ICICI Bank ⚔ Co-branded credit cards are a major customer acquisition channel. Here ICICI Bank has dominated. Why ICICI Bank is the co-brand partner for Amazon since 2018 The Amazon card was the 1st co-brand card to cross XX Lakh issuances (i.e. 1/3rd of ICICIs outstanding credit cards back then) And HDFC wasnt able to partner with Flipkart; Axis Bank did so instead HDFC missed e-commerce but has dominated delivery: HDFC partnered with Swiggy in July XX and now through Tata Neu it has partnered with Zomato in May XX We dont have the latest numbers on the Swiggy or Amazon"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943528174736019632) 2025-07-11 04:30:00 UTC 101.6K followers, 4378 engagements "Zomatos previous credit card 💳 March 20: Launched two variants Classic (5% cashback) and Black (10% cashback); powered by RBL Bank Doomed to fail there were no caps on spending cards were nerfed in Sept XX and in April XX the co-brand partnership ended Swiggy on the other hand learned all the right lessons - capped cashback at 1.5K per month from Swiggy spends and a few more which are detailed below (bookmark & revisit):"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943528164879475033) 2025-07-11 04:29:58 UTC 101.6K followers, 7176 engagements "About BYD 🔋 Today BYD has a MCap of $135bn and employs X Lakh people BYD was initially a battery manufacturer it entered the automobile manufacturing business in 2003 when it acquired Xian Qinchuan Automobile; its first EV was the e6 launched in 2009 Berkshire Hathway bought XXXX% of BYD for $230M in 2008 - it is widely believed that Wang drank some of the battery fluid during an investor meeting to show how safe it was 😂 The companys vehicle output has skyrocketed from X Lakh vehicles in 2017 to XX Lakh vehicles in 2024 BYD is all about efficiency: Their 1st overseas plant (Thailand) went"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945346049306165425) 2025-07-16 04:53:35 UTC 101.8K followers, 13.7K engagements "My first BYD experience was with Shoffr earlier this year at the BLR Airport: Shoffr is a BLR based chauffer service which has approx. 200+ BYD vehicles deployed in its fleet across BLR and NCR I use Shoffr for all of my BLR airport commutes BYD vehicles are a real luxury with a ton of boot space My first Shoffr experience: While I have major regret for not investing in Shoffr I have enjoyed the experience with them - whole heartedly recommend using them"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945346057761890811) 2025-07-16 04:53:37 UTC 101.8K followers, 11K engagements "And the best part is all X of these folks are very approachable - @avnish @suvirsujan @twtrahul & @rajanm - but they keep a very low profile on social media"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1780815699260359149) 2024-04-18 04:28:43 UTC 101.7K followers, 7186 engagements "Berkshires 15x from BYD 📈 BYD has a slightly complicated share structure - while I said Berkshire bought XXXX% of BYD - I should have clarified that it bought XXXX% of BYDs H-shares. This is because BYD is a dual listed company: (a) H-shares in Hong Kong (foreign investors) (b) A-shares in Shenzhen (domestic Chinese investors) As of today Berkshire has trimmed the BYD H-shares position to XXXX% Net: It invested $230M - the position (including realized gains) is $3.6bn to $4.5bn Late Mr Munger would be proud of this capital allocation decision 🙏"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945346052347031870) 2025-07-16 04:53:36 UTC 101.8K followers, 11.5K engagements "ICONIQ published its XX page State of AI report for 2025 They interviewed 300+ executives at AI companies to understanding what has changed & what hasn't in the world of AI Hint: AI is eating labor but this isn't a smooth ride Sharing X notable takeaways"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943890742654775380) 2025-07-12 04:30:43 UTC 101.8K followers, 34K engagements "The Chainsmokers now run their own VC fund called Mantis - they have transitioned from musicians to professional investors who now manage $200M According to them: The relationship between an artist and a record label is the same as the relationship between a founder and their VC investor. The media business & VC have a lot in common"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1938098218711330934) 2025-06-26 04:53:18 UTC 101.7K followers, 38.9K engagements "Why is Zomato doing this 🤔 (1) F&B growth has stalled Zomato shut down Quick this year & its F&B order value is growing X% YOY - slower than Swiggy (which is still running Bolt) With Rapido entering F&B delivery & some competition in Quick Food Zomatos F&B biz is under pressure - price sensitive customers might opt to go elsewhere hence you need some loyalty stick (cashback) (2) Its peer Swiggy has a super successful partnership with HDFC Bank We dont have any data about this partnership but anecdotally all of my friends who order on Swiggy have this card . And incidentally it is because of"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943528172173300153) 2025-07-11 04:29:59 UTC 101.6K followers, 4715 engagements "The Cola Price wars began in 2023: RCPL launched X flavors to take on the whole market at one go: Campa Cola Coke v/s Coca Cola & Pepsi Campa Lemon v/s 7Up & Sprite Campa Orange v/s Fanta & Miranda And the pricing was extremely attractive: 200ml for XX 500ml for XX 2L was being sold for XX during a promotion (literally 1/3rd of what competition was priced at) Even the Chairman of Varun Beverages acknowledged this during their earnings call in 2024: "Campa Cola is formidable competition. If need be we will make a range which will fight Camp Cola's pricing as well." But:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618845119111606) 2025-07-14 04:43:56 UTC 101.8K followers, 8717 engagements "AI X Financial Services will remain a hot-bed of activity - the incumbent Bloomberg has done X product launches this yr - AI powered news summarization (Jan 25) & document insights (April 25) I believe we are still seeing skeuomorphic innovation - Perplexity Finance CFS etc all look like Bloomberg. Native innovation will come from startups e.g. PineGap AI @PineGapHQ which we invested into - sharp focus on the US hedge fund industry with a clear POV on which exclusive data sets to gather & why"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945478298584453266) 2025-07-16 13:39:06 UTC 101.8K followers, 1449 engagements "First lets understand why Gobbleclube is in a good position to share these QC insights: In X months of launch Gobblecube is used by 200+ brands to get insights on their e-comm & quick comm sales (1) The founders are ex Blinkit - Manas was part of Blinkits founding team; hence they have had a ringside view of how Quick Comm has exploded in India (2) Funding - Raised total $5.4M - $3.5M led by InfoEdge Ventures and $1.9M led by Kae Capital (3) As of last week they crossed $2M ARR Now that you know they are credible & have proprietary insights let us get into the takeaways:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944980569005416774) 2025-07-15 04:41:18 UTC 101.8K followers, 3381 engagements "It is incredible to see Anthropic take Perplexity head on in Financial Services: Yesterday Anthropic did a big stage demo of Claude for Financial Services (CFS) In this demo they showed how an Analyst was able to create a complete investment recommendation (memo financial model supporting docs etc) in XX mins"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945478278506266680) 2025-07-16 13:39:01 UTC 101.8K followers, 12.7K engagements "While BYD will struggle with its India market entry - Tesla is finally ready to go live in India on 1st August 2025 - Tesla aims to produce X Lakh units per month in India. BYD has recently overtaken Tesla in global EV sales for X quarters now - which is a remarkable achievement Keeping geopolitics aside one has to admire both Musk and Wang for building Tesla & BYD into global powerhouses (quite literally) - Musk is out there Wang is a quiet man - both approaches work - both vehicles have an engaged fan base 👍"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945346060274294810) 2025-07-16 04:53:38 UTC 101.8K followers, 9609 engagements "May 18: De Beers (which controls XX% of natural diamond supply) launched its own LGD brand called Lightbox - they literally shut this brand down last month Then CEO said: Consumers regard lab-grown diamonds as a fun pretty product that shouldnt cost that much. Lab-grown diamonds are a product of technology and as weve seen with synthetic sapphires rubies and emeralds as the technology advances products become more affordable. August 18: The president of ALROSA (which controls XX% of natural diamond supply) stepped down from his role to launch his own LGD venture So if the big daddys of the"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942431609124425987) 2025-07-08 03:52:38 UTC 101.7K followers, 19.7K engagements "The IPL team CSK is a $1bn sports franchise can it one day be worth $10bn like the Dallas Cowboys (an NFL team) CVC Capital Partners (a PE firm) bought the Gujrat Titans for 5600 crore in 2021 and on 11th Feb this year Torrent Group bought a XX% stake for 5000 core:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1903080441483243538) 2025-03-21 13:45:09 UTC 101.7K followers, 21.7K engagements "Andy Rachleff was not your ordinary founder: (1) He co-founded the legendary Benchmark Capital in 1995 (yes the investor in Uber Snapchat etc) (2) He retired in 2004 to teach at Stanford GSB; IPOs happened much faster than the eBay investment was life altering money for the partners. (3) The Wealthfront idea came to him when he was serving on the board of UPenns Endowment Fund Andy saw how a large institution was able to allocate capital correctly with the right access to tools & advisors. He wanted to democratize this - in his own words: This is going to sound corny but to do a social good."  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802824347410625) 2025-07-09 04:27:43 UTC 101.7K followers, XXX engagements "The response from Coke & Pepsi - "price war retaliation" (a) Pepsi dropped its XXX ml bottle price from XX to XX ; just to match Campas XXX ml. (b) In West Bengal Coke offered XX packs of XXX ml bottles as a promotional counter but later withdrew without resorting to all out price war. (c) Both Coke and Pepsi rolled out XX nosugar/light variants (Coke Zero Pepsi NoSugar) to compete with Campas low-priced variants. Btw if you think RCPL spent a fortune on advertising Campa Cola - Coke & Pepsi spend MUCH more. PepsiCo India spent XXX cr per year v/s XX cr allocated for Campa by RCPL However"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618850382942661) 2025-07-14 04:43:57 UTC 101.8K followers, 6874 engagements "Many congratulations to Saurabh Harish & team Stable Money on raising a $15M Series A financing led by RTP Global & Z47 (f.k.a. Matrix Partners India) This one is personal - Saurabh & I first chatted because of the Stable soft launch on the GrowthX slack community in 2023. Ive spent too many afternoons helping my grandfather with renewing his FDs It is amazing to see how many feedback points from that Slack thread are today functional features in the Stable app. ✅Stable Money has also now publicly disclosed its plan to enter the secured credit card space by January 2025. Secured credits cards"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1818196565405708385) 2024-07-30 08:06:56 UTC 101.7K followers, 28.3K engagements "Hats off to Andy Dan & the Wealthfront team - there are few institutions that can stay the course for XX years through everything (GFC mobile crypto AI etc) and stick to the basics of investing. It is hard to be successful in both investing & business - but Andy has done it: patiently compounding the money of others - and in the process his own 🙏"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802853862728044) 2025-07-09 04:27:50 UTC 101.7K followers, 1168 engagements "We now live in a Copycat economy i.e. features can be cloned in days (this used to months earlier). In a16zs Top XX Consumer AI apps - there are literally X ChatGPT clones 😂 David Hoang Head of Design (AI) @ Atlassian said: Brand and taste become the enduring differentiators in a world where means of production are easily accessible. In 2025 foundation model cos provide intelligence latency memory. The axis of competition is now building GenUI i.e. UX which allows the user to tap into the models superpower. Nan Yu Head of Product @ Linear said: AI adoption won't come from more powerful"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1939910068960674273) 2025-07-01 04:52:56 UTC 101.7K followers, XXX engagements "In the past X months we have covered: (1) Commerce 🛍 Quick Comm ONDC Value Commerce (2) Finance 💸 M&A in Brands Embedded Finance Bajaj Finance (3) Business Models 🏦 IPL teams B2B Marketplaces (4) India Macro DeepTech VC Fund Performance in India All the videos are recorded before/after late night flights into & out of BLR - the Aeos Media team does a phenomenal job keeping the studio running at 9PM/12PM or whenever I land up at the office. They are superheroes behind the scenes"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1927959558632116366) 2025-05-29 05:25:53 UTC 101.7K followers, 3199 engagements "A few years back in October 2020 as I was packing my bags to head back to India from the UK Z47 (then know as Matrix Partners India) launched the 1st version of its State of the FinTech Union report. I remember taking a print out of the report and reading it on the flight back home - it was a fantastic primer on FinTech in India for someone like me who was just getting back up to speed after X years outside the country. Fast forward X years yesterday I had the chance to see our team at Z47 unveil the latest edition of this report with the folks at BCG at the Global Fintech Fest 2024 It is a"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1830833300874895379) 2024-09-03 05:00:48 UTC 101.7K followers, 23K engagements "Quick Comm was initially dismissed as a fad - but it has now become the norm for consumers & brands. In fact most of the consumer brands in the @DeVC_Global portfolio are live on QC e.g. X. Terractive in athleisure X. Moms Made in regional snacks X. Boba Bhai in ice-creams & bubble teas X. Legend of Toys in RC toys Mohit @mohitsadaani & Divyanshi @dee_chowdhary from our team are constantly on the look-out for QC native brands who are backwards integrated - feel free to reach out Our team firmly believes that every distribution channel shift creates a major opening for new brands to be built 😊"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944980596280975651) 2025-07-15 04:41:24 UTC 101.8K followers, 2105 engagements "Andys co-founder Dan is the quiet one. So here are a few memorable Andy quotes: (a) On the role of software in Wealth Mgt: Only through software can you lower the cost of delivering a service enough to make money with your clients and not from them (b) The low pricing by Wealthfront Were a software company doing investing not an investing company doing software We offer very little value and price accordingly (c) Wealthfront vision Our vision is to automate all of your finances we call this self-driving money"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802849466908896) 2025-07-09 04:27:49 UTC 101.7K followers, 1373 engagements "Sharing a few notes from my offline research: (a) The Reliance store near my house has priced Campa Cola on par with Coke and Pepsi. 2L of Campa XX v/s 2.25L of Coke XX (b) When I gave samples to a few friends who had come home for dinner - the group was split on which drink they found better (I didnt tell them which was Campa) (c) Apparently XX% of Campa sales are coming from RIL controlled distribution points; the rest XX% is coming from general trade"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618861690810763) 2025-07-14 04:44:00 UTC 101.8K followers, 5384 engagements "✅Operational challenge check-list Most people forget that running a successful consumer brand involves a trifecta: (i) R&D / product excellence (ii) Marketing & brand (iii) Logistics / fulfilling the brand promise "The cost to serve on quick commerce is fairly high for brands is what most founders say - cost control is critical - most things go wrong at the warehouse and the below check-list is a good starting point PS: If any of the metrics here dont make sense - you should check the report linked here:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944980591935455705) 2025-07-15 04:41:23 UTC 101.8K followers, 1223 engagements "Coca Cola has XX% market share in carbonated drinks India; it has over 50+ sub-brands (including Thums Up Sprite Fanta Lima etc) PepsiCo is a distant 2nd place with XX% market share; it reaches only XX Lakh outlets in India while Coke (CCIPL) touches XXX lakh outlets in India. Indias first Cola Wars happened in the 1993 when Coke re-entered India by acquiring Thums Up. Now Reliance has started Indias 2nd Cola Wars"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618835996495906) 2025-07-14 04:43:54 UTC 101.8K followers, 96.6K engagements "Last month BYD sold XXX units in India - which is XXX% of its global sales (3.8 Lakh units) With a X minute charge the newest BYDs in China offer 500+ km range - this is almost x50 faster than the time it takes for my 2022 MG ZS to charge up for the same range Wang Chuanfu Chairman of BYD said: Our goal is to make charging as fast as refueling petrol cars. There is a reason why Buffett bought XXXX% of this company and has made 15x return on BYD"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945346040133226961) 2025-07-16 04:53:33 UTC 101.8K followers, 234.9K engagements "In fact Anthropic has taken the solutions approach X layers further by: (a) Launching a $100M VC fund called Anthology Fund with Menlo VC to support AI application software cos building on Anthropics stack (b) Partnering with Systems Integrators (SIs) & consulting firms like PWC KPMG & Deloitte - to do further customizations & deployment"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945478295270858776) 2025-07-16 13:39:05 UTC 101.8K followers, XXX engagements "I read the entire XXX page "AI Trends" report by legendary investor Mary Meeker which was released XX hours ago. Mary used to publish the famous annual Internet Trends before most of us were born - her insights are invaluable. Sharing XX takeaways from this report"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1929115989871915299) 2025-06-01 10:01:07 UTC 101.8K followers, 1.3M engagements "The story of diamonds is closed linked with our history: (1) Golconda (modern day Telangana) was the 1st place where diamonds were discovered in XXX BC (2) Our artisans produced the 1st diamond engagement ring in 1477 AD for Mary of Burgundy (3) In the year of our independence 1947 DeBeers launched the legendary "A Diamond is Forever" advertising campaign which changed how we perceive diamonds. India processes XX% of all natural diamonds used in jewelry; the sector employs XX lakh people - X lakh of whom are based in Surat So when did this LGD story begin"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942431603470524431) 2025-07-08 03:52:37 UTC 101.7K followers, 27.6K engagements "Wealthfront generates over $1M of revenue per employee it beats most Tech companies apart from the MAG7. But in 2022 they had X months of cash left UBS offered $1.4bn to acquire the company. Wealthfront said no. Why Founder Andy Rachleff is no ordinary person - he was a successful retired VC with an incredible track record & clear vision: ONLY software would allow a wealth management firm to make money with clients and not from them XX years after founding Wealthfront filed its IPO docs"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802820245422529) 2025-07-09 04:27:42 UTC 101.7K followers, 6084 engagements "Btw the opportunity here is immense: This is why Apollo Hospitals Group has decided to spin out Apollo NewCo i.e. its offline pharma biz + digital health biz. In some sense Apollo has realized the opportunity Apollo NewCo would be an identical biz to Tata 1mg. And the 3rd horse in this race is XXX ONE owned API Holdings. This omni-channel digital health space is going to heat up a lot - X players with extremely deep pockets: Tata behind 1mg Apollo behind NewCo and XXX ONE behind API Holdings. The battlefront is well defined: Omni-channel quick deliveries offline stores digital health services"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942082498751799409) 2025-07-07 04:45:24 UTC 101.7K followers, 2499 engagements "Today you can buy a X carat diamond necklace from True Diamond for 80000 - this would have cost you over X lakh just XX years ago Lab grown diamonds are indistinguishable from natural diamonds and now XX% of US engagement rings are LGDs But what about India And the impact on our natural diamond industry"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942431600907841868) 2025-07-08 03:52:36 UTC 101.8K followers, 217K engagements "Remember: We associate diamonds with jewelry diamonds also have commercial use-cases e.g. cutting Rewind to 1954 - General Electric (GE) create the 1st ever synthetic diamond as part of Project Superpressure - these were too ugly hence could only be used for industrial use GE had a clear motive - reduce dependency on natural diamonds R&D continued by the 1970s - GE had now started to create synthetic diamonds which were gem grade i.e. could be set in jewelry BUT it was still too expensive. GE created a process HPHT (High Pressure High Temp) - but by early 2010s CVD (Chemical Vapour"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942431606402343419) 2025-07-08 03:52:38 UTC 101.7K followers, 22.6K engagements "The neu XX% cashback with Tata & HDFC HDFC & Tata Neu have X credit cards: (1) Neu Infinity - XX% Zomato cashback (2) Neu Plus - X% Zomato cashback Now you can read everything on the website - I want to draw your attention to some of the fine print: (a) Sometimes you wont see the discount auto-applied you would have to use the code NEUCARD5 or NEUCARD10 (b) Like the Swiggy card there is a spending cap per month for F&B: 8K per month for Infinity 3.5K per month for Plus The discounts are slightly nerfed (in my opinion) compared to the Swiggy HDFC card (check end of the thread for details of"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943528168935334142) 2025-07-11 04:29:59 UTC 101.6K followers, 6300 engagements "Aeos (Varun & Achina) created Breakdown without the intent to chase subscriber growth therefore Zero1 by Zerodha (Sagar Prateek & Swati) have been incredible supporters - running a studio with 8+ people is expensive & taxing Zero1 has been an anchor The first video was hard the next became easier. Breakdown has now released XX videos featuring me - with about 5-6 more in pre-production / recording stage. Unlike writing long form video allows me to take the audience deep into a topic trend or theme (a Breakdown) and stitch a narrative together with data & a storyline"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1927959556463739190) 2025-05-29 05:25:52 UTC 101.7K followers, 3661 engagements "An automated financial investment tool with NO human touch with some cool features: (1) No advisory fee on the first $25000 (2) XXXX% mgt fee beyond i.e. XX% cheaper than alternatives (3) Modern web interface But all this seems vanilla (today) right But there was ONE nuance - the customer whom Wealthfront targeted:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802832438223330) 2025-07-09 04:27:45 UTC 101.7K followers, XXX engagements "Our clients pay us not to talk to them. Andys reputation as a VC was enough signal to others in the Tech world. Wealthfronts target persona was ESOP holders at Tech companies who had just minted a fortune from IPOs or other exits. This was a very specific archetype: (a) Aged below XX Internet native (b) New to money skeptical of the suit & tie banker (c) Quirky preferred to not deal with humans Andy even went so far to say: For those who need human advice our products are not a fit. And it worked - not suddenly but slowly:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942802836791886197) 2025-07-09 04:27:46 UTC 101.7K followers, XXX engagements "1 Hallucinations is still the no.1 challenge for deploying AI Honestly I resonate with this XXX% - even ChatGPT sometimes acts like a nut-case and misreads the source info incorrectly. The way I think of it - you can run the Agent through all the evals you want even Phelps has got DQed in a race. Agents are superhuman - but also human in that they make errors The explainability concern seems more reflective of regulated industries like BFSI where underwriting rules need to be fair & conveyed to the regulator Most interesting is accessing GPUs is NOT a top rated challenge. But remember the"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943890746479948177) 2025-07-12 04:30:44 UTC 101.6K followers, 2610 engagements "On Saturday I began my 10000 hours of AI journey in earnest So far Ive been a fringe observer / user but reality has hit: A large % of our portfolio is Enterprise AI (count & $ amount) the founder quality in AI continues to remain top notch. My naive take is that in the next XX yrs the majority of net new MCap creation will come from AI (infrastructure vertical agents model providers service vendors etc) Therefore Ive decided to really double down on X activities"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1939547232845561944) 2025-06-30 04:51:10 UTC 101.8K followers, 71.3K engagements "Will we see OpenAI also launch ChatGPT for Financial Services I honestly wont be surprised - they already have Codex for coding & the same horizontal tools as Anthropics Claude. Id expect to see more model companies move into the application layer - rumors are that some of these model companies have full fledged delivery teams (dont quote me on this) The challenge which model companies will go up against is that each vertical has infinite depth - each category within the vertical has infinite depth too. This is at the core of the @DeVC_Global investment thesis for AI: partner with a GTM"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945478301704917483) 2025-07-16 13:39:07 UTC 101.8K followers, 1329 engagements "Announcing our $60M Series B today🔥 This round is co-led by Mitsubishi Financial Group (Japan) & BNP Paribas (France) - two leading financial conglomerates. The Series B is a follow on to the $150M Series A announced in Feb '23. Sharing a few pointers about the business:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1712003472940482604) 2023-10-11 07:13:30 UTC 101.7K followers, 128.3K engagements "Zomato has re-entered the credit card business with X new partners: HDFC Bank and Tata Neu Zomato had a previous unsuccessful partnership with RBL Bank which lasted X years. You can now get a XX% cashback on Zomato orders via the HDFC Tata Neu credit cards There is SO much to unpack here: HDFC Bank has taken ICICI Bank had on it now powers XX% discounts for both Zomato & Swiggy"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943528162333462533) 2025-07-11 04:29:57 UTC 101.8K followers, 57.7K engagements "This is a profound statement in our post AI world: AI tools can do: X. Prompt to Prototype X. Conversation to Code X. Wireframe To Code X. Text to UI components AI can do the all of the above with superhuman capability. But AI needs you (PM Designer CEO) to have Taste to decide what should be done"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1939910064154058875) 2025-07-01 04:52:55 UTC 101.7K followers, 7067 engagements "✅In 2022 Yulu launched the famous DeX bike - built for logistics: (1) Grey in color neutral enough to be used by a Swiggy Zomato or Blinkit delivery boy (blue would have created a color contrast) (2) XX kgs storage in the back ready for QC & F&B orders to be batched together & delivered @ low cost (3) High Tech @ Low Cost IoT tracking 4G connectivity easy battery swapping etc"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1930857814026563658) 2025-06-06 05:22:31 UTC 101.7K followers, 1701 engagements "Quick Commerce sales crossed 60000 crore in FY25 - X6 what it was just X years ago QC is expected to grow another X6 in the next X years - the Quick India Movement is unstoppable now - every consumer brand has a QC strategy. Last week DSG Partners & Gobblecube published a report titled Quick Comm Playbook 2025 which is a must read for Consumer Brand founders. Sharing X key takeaways for brand owners"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944980565968748574) 2025-07-15 04:41:17 UTC 101.8K followers, 43.1K engagements "Enter Campa Cola - now by Reliance (1) Reliance Industries subsidiary Reliance Consumer Products (RCPL) acquired Campa in 2022 for XX crores from Pure Drinks Group (2) Btw Pure Drinks Group had introduced Coca Cola into India in 1949; they held exclusive distribution rights on the product until Coke left India in 1977 (3) Pure Drinks Group launched Campa Cola in 1977 with the slogan The Great Indian Taste (4) Post liberalization the brand went on a downward spiral - it shut down its bottling plant in 2009 In true Reliance style they launched with a dhamaka:"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944618839913988524) 2025-07-14 04:43:55 UTC 101.8K followers, 10.7K engagements "Indias 70000 crore paint industry is growing fast at X% p.a. But there's a small catch here: Over 35000 crore half the industrys revenue sits with one company: Asian Paints With a XX% market share and 1.6+ lakh dealers & outlets Asian Paints had long stood unchallenged. Until recently"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1940271267665650142) 2025-07-02 04:48:13 UTC 101.7K followers, 62.4K engagements "The profit levers for 1mg are clear: (1) Sell private label medicines 💊 1mg works with contract manufacturers to sell its own 1mg branded generics; these can be nearly X3 the margin profile (albeit come with working capital constraints). PS: I have a 1mg branded multi-vitamin (2) Upsell diagnostics services 💉 1mg has its own diagnostics biz called 1mg Labs - they offer at home services for 200+ tests. (3) Upsell tele-health services ☎ 1mg offers Tele-Health services which do 3K+ consults per day & cumulative XX Lakh lifetime consults (4) Sell insurance ☔ MedPlus and Wellness Forever have"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1942082496004243816) 2025-07-07 04:45:23 UTC 101.7K followers, 2762 engagements "AI isnt about apps agents or browsers. It is about building The Platform i.e. the next App Store. Every successful product becomes a platform. Every platform needs a killer app. But there is one important caveat here which everyone overlooks. Former Microsoft CEO Steve Ballmer (now worth $200bn) said: You want to own the top first-party app that runs on your platform; otherwise your platform can't get good. i.e. to build a successful platform you need to own the killer app. AI is at the cusp of its product to platform moment - heres what is happening"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1944755723621281907) 2025-07-14 13:47:50 UTC 101.8K followers, 4235 engagements "There are dedicated teams for verticals along with customizations to Claude to deliver vertical specific solutions: (1) Coding - Claude Code (2) Financial Services - CFS (3) Education - Claude Learning mode (4) Support - Anthropic Console (5) Enterprise Search - Claude Enterprise Obviously each vertical has infinite depth - CFS has integrates with Morningstar Pitchbook FactSet etc. There is a huge list of long tail data vendors"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1945478290837586031) 2025-07-16 13:39:04 UTC 101.8K followers, 1205 engagements "5Outcome based selling isnt here (yet) OAAS has been shilled to Uranus (quite literally) and back at this point. Outcome based pricing is still early (6% of cos) But the wings of change are here - XX% of cos have hybrid pricing And one quote points to this: The subscription model is not working for us. Power users tend to use a lot resulting in negative margins considering LLM API costs while users who aren't using are at risk of churn. - VP Product @ AI Native company This reminds me of Sam Altmans - your thank you & please is costing us millions - youre welcome 👍 ICONIQs report is linked"  [@Rahul_J_Mathur](/creator/x/Rahul_J_Mathur) on [X](/post/tweet/1943890764536459286) 2025-07-12 04:30:48 UTC 101.7K followers, 2655 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@Rahul_J_Mathur Rahul Mathur
Rahul Mathur posts on X about india, wealthfront, lakh, byd the most. They currently have XXXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours.
Engagements: XXXXXXX #
- X Week XXXXXXX -XXXX%
- X Month XXXXXXXXX +8.40%
- X Months XXXXXXXXX +61%
- X Year XXXXXXXXXX -XXXX%
Mentions: XX #
- X Month XX -XX%
- X Months XXX +18%
- X Year XXX +37%
Followers: XXXXXXX #
- X Week XXXXXXX +0.25%
- X Month XXXXXXX +1.40%
- X Months XXXXXXX +8.30%
- X Year XXXXXXX +17%
CreatorRank: XXXXXX #
Social Influence #
Social category influence finance #5775 stocks XXXXX% countries #3005 technology brands XXXX% automotive brands #410 vc firms XXX% travel destinations XXX% social networks XXX% luxury brands XXX% nfl XXX%
Social topic influence india #484, wealthfront 6.31%, lakh #13, byd #2, money 5.41%, $1bn 4.5%, $pep #133, investment #482, biz 3.6%, coca cola #117
Top accounts mentioned or mentioned by @kapilchopra72 @rishii25 @me_smartest @khan_atlarge @avnish @suvirsujan @twtrahul @rajanm @pinegaphq @zero1byzerodha @devcglobal @mohitsadaani @deechowdhary @loom @whimsical @nedwize @acquiredfm @johnjanuszczak @shankerr_reddy @jayprashanth
Top assets mentioned PepsiCo, Inc. (PEP) Microsoft Corp. (MSFT) Charles Schwab Corporation (SCHW) Tesla, Inc. (TSLA) Uber Technologies, Inc. (UBER) Hundred Million (100M) General Electric Company (GE)
Top Social Posts #
Top posts by engagements in the last XX hours
"Marketing on steroids - cricket first Today during IPL games you will only be able to purchase a Campa Cola drink; since 2023 RCPL has partnered with: (i) Lucknow Super Giants (ii) Sunrisers Hyderabad (iii) Punjab Kings In 2024 Campa Cola became the official sponsor of BCCI for a X year period Ive written X posts about Campa Cola to date - in each instance people have told me - Campa wins on price not on taste - so I decided to do some homework:"
@Rahul_J_Mathur on X 2025-07-14 04:43:59 UTC 101.8K followers, 5966 engagements
"AUM growth: 2013: $XX million 2014 $XXX million 2015: $1bn 2023: $55bn turned profitable 2025: $80bn (expected) Today it is the 4th largest robo advisor in the US - behind household names like Vanguard Charles Schwab etc True PMF: XX% of Wealthfront's new clients come from referrals. From the outside this looks like a straight ride to Mars - but it honestly wasnt - Wealthfront has been through quite a journey:" @Rahul_J_Mathur on X 2025-07-09 04:27:47 UTC 101.7K followers, XXX engagements
"2Despite LLMflation - cost remains 2nd most imp. factor in model selection LLMflation refers to the declining cost of AI inference - which is decreasing at the rate of 10x per year. But Jevons Paradox has kicked in - lower cost MUCH higher utilization due to use-case explosion. Cost wasnt a Top X criteria in XX - now as usage skyrockets it has become a Top X consideration. How will this hold in 2026 Assuming we have another X10 decline - will Cost remain a concern" @Rahul_J_Mathur on X 2025-07-12 04:30:45 UTC 101.6K followers, 2335 engagements
"BYD in India BYD launched in India in 2022 with the Atto X SUV which it was assembling in a Chennai plant In May 2025 it recorded peak sales of XXX units in India which is very small: (a) Less than X% of its global sales (b) Less than XXXX% of EV sales in India BYD has run into problems in India: (i) Geopolitical tension b/w India & China (ii) $1bn JV investment for domestic manufacturing got blocked (iii) Preference for Western OEMs e.g. Tesla But there are several EV fleets in India using BYDs now:" @Rahul_J_Mathur on X 2025-07-16 04:53:36 UTC 101.8K followers, 11K engagements
"CFS is already being used at large financial institutions like Bridgewater Capital Commonwealth Bank AIG etc The best testimonial they have received comes from the Norwegian Sovereign Wealth Fund: "With Claude we estimate that we have achieved XX% productivity gains - equivalent to 213000 hours. From automating monitoring of newsflow for 9000 companies to enabling more efficient voting Claude has become indispensable." But why is Anthropic (a foundation model company) building vertical applications" @Rahul_J_Mathur on X 2025-07-16 13:39:02 UTC 101.8K followers, 1671 engagements
"Expedia Group ($21bn MCap) started life as a subsidiary of Microsoft MSFT would net over $1bn in X years by selling a majority stake to IAC (InterActiveCorp) At the time of founding Microsoft appointed a young product manager Rich Barton as CEO; he went on to found Zillow ($16bn MCap) & Glassdoor (acquired for $1.2bn) Heres a quick recap of the story" @Rahul_J_Mathur on X 2025-06-05 04:54:37 UTC 101.7K followers, 13.1K engagements
"2010-2015: Robo advisor boom - fees compressed due to excess competition 2018 -2021: COVID era crisis - company specific due to their entry into high yield savings a/c 2022: UBS acquisition fall through But Wealthfront came out each time:" @Rahul_J_Mathur on X 2025-07-09 04:27:47 UTC 101.7K followers, XXX engagements
"2 weeks ago Coatue ($50bn AUM) shared that AI could capture XX% of US market cap in the next decade Coatue has deployed $1.5bn into AI (CoreWeave Norm AI Hugging Face Cerebras etc) and is apparently raising another $1bn dedicated AI fund. Last decade: Software ate the world - every company either uses software or is a software biz. Now it is AIs turn to eat software & the world I read Coatues XXX page EMW 2025 report - sharing 3x interesting takeaways for both public & private market investors" @Rahul_J_Mathur on X 2025-07-05 05:26:43 UTC 101.7K followers, 24.9K engagements
"ICONIQ puts their money where their mouth is - they have invested in Glean Databricks Snowflake etc behind the AI trendline I continue to remain a big fan of ICONIQ & the quality of their work & investments - theyve had a center seat to everything AI given their growth investments Their India portfolio is incredible - includes Flipkart Groww and Policybazaar. Their global portfolio is a different league of course I had written a long post about ICONIQ a few month back (linked below you can bookmark it for later)" @Rahul_J_Mathur on X 2025-07-12 04:30:49 UTC 101.8K followers, 2269 engagements
"Building a 1000 crore brand in India is HARD - HUL has XX brands in its vast portfolio which are 1000 crore each - and these XX contribute XX% to HUL revenue Coca Cola and Pepsi Co generate 14000 crore and 8500 crore in Sales respectively - Campa Cola has headroom to grow at least X5 from here. 🤔Can Campa become a 5000 crore brand Difficult but possible 🤔Can RCPL build a 5000 crore carbonated beverages portfolio I think YES - because it owns Campa Sosyo RasKik Spinner etc (more below) Discl: Shared for informational purposes only. Views are my own. Family & affiliates own RIL. DYOR - not" @Rahul_J_Mathur on X 2025-07-14 04:44:01 UTC 101.8K followers, 6030 engagements
"There are several such great takeaways from "State of AI in Design" report (May 2025) published by Designer Fund and Foundation Capital - based on interviews with 400+ product designers and leaders. Highlight: In a post AI world good enough is NOT good enough anymore X messages stood out to me from this report" @Rahul_J_Mathur on X 2025-07-01 04:52:57 UTC 101.7K followers, XXX engagements
"My AI agent heard XX episodes of the No Priors podcast this weekend I used Aida (a browser AI agent) and ChatGPT Projects to help me synthesize ALL discussions regarding AI. In total I spent X hours this weekend asking questions taking notes & thinking about what I was reading. Sharing my top X takeaways below" @Rahul_J_Mathur on X 2025-07-06 05:03:26 UTC 101.8K followers, 146.5K engagements
"What I find most interesting is that Zomato hasnt launched a new co-brand card here - they are simply piggybacking off Tata Neu. Odd because Swiggy has a co-branded card. And even more odd given the trouble which Tata Neu is going through Id imagine many banks would line up to partner with Zomato. Perhaps given HDFCs Swiggy partnership there is some exclusivity clause which HDFC is by-passing by using Tata Neu as the front" @Rahul_J_Mathur on X 2025-07-11 04:30:01 UTC 101.7K followers, 4977 engagements
"HDFC Bank takes on ICICI Bank ⚔ Co-branded credit cards are a major customer acquisition channel. Here ICICI Bank has dominated. Why ICICI Bank is the co-brand partner for Amazon since 2018 The Amazon card was the 1st co-brand card to cross XX Lakh issuances (i.e. 1/3rd of ICICIs outstanding credit cards back then) And HDFC wasnt able to partner with Flipkart; Axis Bank did so instead HDFC missed e-commerce but has dominated delivery: HDFC partnered with Swiggy in July XX and now through Tata Neu it has partnered with Zomato in May XX We dont have the latest numbers on the Swiggy or Amazon" @Rahul_J_Mathur on X 2025-07-11 04:30:00 UTC 101.6K followers, 4378 engagements
"Zomatos previous credit card 💳 March 20: Launched two variants Classic (5% cashback) and Black (10% cashback); powered by RBL Bank Doomed to fail there were no caps on spending cards were nerfed in Sept XX and in April XX the co-brand partnership ended Swiggy on the other hand learned all the right lessons - capped cashback at 1.5K per month from Swiggy spends and a few more which are detailed below (bookmark & revisit):" @Rahul_J_Mathur on X 2025-07-11 04:29:58 UTC 101.6K followers, 7176 engagements
"About BYD 🔋 Today BYD has a MCap of $135bn and employs X Lakh people BYD was initially a battery manufacturer it entered the automobile manufacturing business in 2003 when it acquired Xian Qinchuan Automobile; its first EV was the e6 launched in 2009 Berkshire Hathway bought XXXX% of BYD for $230M in 2008 - it is widely believed that Wang drank some of the battery fluid during an investor meeting to show how safe it was 😂 The companys vehicle output has skyrocketed from X Lakh vehicles in 2017 to XX Lakh vehicles in 2024 BYD is all about efficiency: Their 1st overseas plant (Thailand) went" @Rahul_J_Mathur on X 2025-07-16 04:53:35 UTC 101.8K followers, 13.7K engagements
"My first BYD experience was with Shoffr earlier this year at the BLR Airport: Shoffr is a BLR based chauffer service which has approx. 200+ BYD vehicles deployed in its fleet across BLR and NCR I use Shoffr for all of my BLR airport commutes BYD vehicles are a real luxury with a ton of boot space My first Shoffr experience: While I have major regret for not investing in Shoffr I have enjoyed the experience with them - whole heartedly recommend using them" @Rahul_J_Mathur on X 2025-07-16 04:53:37 UTC 101.8K followers, 11K engagements
"And the best part is all X of these folks are very approachable - @avnish @suvirsujan @twtrahul & @rajanm - but they keep a very low profile on social media" @Rahul_J_Mathur on X 2024-04-18 04:28:43 UTC 101.7K followers, 7186 engagements
"Berkshires 15x from BYD 📈 BYD has a slightly complicated share structure - while I said Berkshire bought XXXX% of BYD - I should have clarified that it bought XXXX% of BYDs H-shares. This is because BYD is a dual listed company: (a) H-shares in Hong Kong (foreign investors) (b) A-shares in Shenzhen (domestic Chinese investors) As of today Berkshire has trimmed the BYD H-shares position to XXXX% Net: It invested $230M - the position (including realized gains) is $3.6bn to $4.5bn Late Mr Munger would be proud of this capital allocation decision 🙏" @Rahul_J_Mathur on X 2025-07-16 04:53:36 UTC 101.8K followers, 11.5K engagements
"ICONIQ published its XX page State of AI report for 2025 They interviewed 300+ executives at AI companies to understanding what has changed & what hasn't in the world of AI Hint: AI is eating labor but this isn't a smooth ride Sharing X notable takeaways" @Rahul_J_Mathur on X 2025-07-12 04:30:43 UTC 101.8K followers, 34K engagements
"The Chainsmokers now run their own VC fund called Mantis - they have transitioned from musicians to professional investors who now manage $200M According to them: The relationship between an artist and a record label is the same as the relationship between a founder and their VC investor. The media business & VC have a lot in common" @Rahul_J_Mathur on X 2025-06-26 04:53:18 UTC 101.7K followers, 38.9K engagements
"Why is Zomato doing this 🤔 (1) F&B growth has stalled Zomato shut down Quick this year & its F&B order value is growing X% YOY - slower than Swiggy (which is still running Bolt) With Rapido entering F&B delivery & some competition in Quick Food Zomatos F&B biz is under pressure - price sensitive customers might opt to go elsewhere hence you need some loyalty stick (cashback) (2) Its peer Swiggy has a super successful partnership with HDFC Bank We dont have any data about this partnership but anecdotally all of my friends who order on Swiggy have this card . And incidentally it is because of" @Rahul_J_Mathur on X 2025-07-11 04:29:59 UTC 101.6K followers, 4715 engagements
"The Cola Price wars began in 2023: RCPL launched X flavors to take on the whole market at one go: Campa Cola Coke v/s Coca Cola & Pepsi Campa Lemon v/s 7Up & Sprite Campa Orange v/s Fanta & Miranda And the pricing was extremely attractive: 200ml for XX 500ml for XX 2L was being sold for XX during a promotion (literally 1/3rd of what competition was priced at) Even the Chairman of Varun Beverages acknowledged this during their earnings call in 2024: "Campa Cola is formidable competition. If need be we will make a range which will fight Camp Cola's pricing as well." But:" @Rahul_J_Mathur on X 2025-07-14 04:43:56 UTC 101.8K followers, 8717 engagements
"AI X Financial Services will remain a hot-bed of activity - the incumbent Bloomberg has done X product launches this yr - AI powered news summarization (Jan 25) & document insights (April 25) I believe we are still seeing skeuomorphic innovation - Perplexity Finance CFS etc all look like Bloomberg. Native innovation will come from startups e.g. PineGap AI @PineGapHQ which we invested into - sharp focus on the US hedge fund industry with a clear POV on which exclusive data sets to gather & why" @Rahul_J_Mathur on X 2025-07-16 13:39:06 UTC 101.8K followers, 1449 engagements
"First lets understand why Gobbleclube is in a good position to share these QC insights: In X months of launch Gobblecube is used by 200+ brands to get insights on their e-comm & quick comm sales (1) The founders are ex Blinkit - Manas was part of Blinkits founding team; hence they have had a ringside view of how Quick Comm has exploded in India (2) Funding - Raised total $5.4M - $3.5M led by InfoEdge Ventures and $1.9M led by Kae Capital (3) As of last week they crossed $2M ARR Now that you know they are credible & have proprietary insights let us get into the takeaways:" @Rahul_J_Mathur on X 2025-07-15 04:41:18 UTC 101.8K followers, 3381 engagements
"It is incredible to see Anthropic take Perplexity head on in Financial Services: Yesterday Anthropic did a big stage demo of Claude for Financial Services (CFS) In this demo they showed how an Analyst was able to create a complete investment recommendation (memo financial model supporting docs etc) in XX mins" @Rahul_J_Mathur on X 2025-07-16 13:39:01 UTC 101.8K followers, 12.7K engagements
"While BYD will struggle with its India market entry - Tesla is finally ready to go live in India on 1st August 2025 - Tesla aims to produce X Lakh units per month in India. BYD has recently overtaken Tesla in global EV sales for X quarters now - which is a remarkable achievement Keeping geopolitics aside one has to admire both Musk and Wang for building Tesla & BYD into global powerhouses (quite literally) - Musk is out there Wang is a quiet man - both approaches work - both vehicles have an engaged fan base 👍" @Rahul_J_Mathur on X 2025-07-16 04:53:38 UTC 101.8K followers, 9609 engagements
"May 18: De Beers (which controls XX% of natural diamond supply) launched its own LGD brand called Lightbox - they literally shut this brand down last month Then CEO said: Consumers regard lab-grown diamonds as a fun pretty product that shouldnt cost that much. Lab-grown diamonds are a product of technology and as weve seen with synthetic sapphires rubies and emeralds as the technology advances products become more affordable. August 18: The president of ALROSA (which controls XX% of natural diamond supply) stepped down from his role to launch his own LGD venture So if the big daddys of the" @Rahul_J_Mathur on X 2025-07-08 03:52:38 UTC 101.7K followers, 19.7K engagements
"The IPL team CSK is a $1bn sports franchise can it one day be worth $10bn like the Dallas Cowboys (an NFL team) CVC Capital Partners (a PE firm) bought the Gujrat Titans for 5600 crore in 2021 and on 11th Feb this year Torrent Group bought a XX% stake for 5000 core:" @Rahul_J_Mathur on X 2025-03-21 13:45:09 UTC 101.7K followers, 21.7K engagements
"Andy Rachleff was not your ordinary founder: (1) He co-founded the legendary Benchmark Capital in 1995 (yes the investor in Uber Snapchat etc) (2) He retired in 2004 to teach at Stanford GSB; IPOs happened much faster than the eBay investment was life altering money for the partners. (3) The Wealthfront idea came to him when he was serving on the board of UPenns Endowment Fund Andy saw how a large institution was able to allocate capital correctly with the right access to tools & advisors. He wanted to democratize this - in his own words: This is going to sound corny but to do a social good." @Rahul_J_Mathur on X 2025-07-09 04:27:43 UTC 101.7K followers, XXX engagements
"The response from Coke & Pepsi - "price war retaliation" (a) Pepsi dropped its XXX ml bottle price from XX to XX ; just to match Campas XXX ml. (b) In West Bengal Coke offered XX packs of XXX ml bottles as a promotional counter but later withdrew without resorting to all out price war. (c) Both Coke and Pepsi rolled out XX nosugar/light variants (Coke Zero Pepsi NoSugar) to compete with Campas low-priced variants. Btw if you think RCPL spent a fortune on advertising Campa Cola - Coke & Pepsi spend MUCH more. PepsiCo India spent XXX cr per year v/s XX cr allocated for Campa by RCPL However" @Rahul_J_Mathur on X 2025-07-14 04:43:57 UTC 101.8K followers, 6874 engagements
"Many congratulations to Saurabh Harish & team Stable Money on raising a $15M Series A financing led by RTP Global & Z47 (f.k.a. Matrix Partners India) This one is personal - Saurabh & I first chatted because of the Stable soft launch on the GrowthX slack community in 2023. Ive spent too many afternoons helping my grandfather with renewing his FDs It is amazing to see how many feedback points from that Slack thread are today functional features in the Stable app. ✅Stable Money has also now publicly disclosed its plan to enter the secured credit card space by January 2025. Secured credits cards" @Rahul_J_Mathur on X 2024-07-30 08:06:56 UTC 101.7K followers, 28.3K engagements
"Hats off to Andy Dan & the Wealthfront team - there are few institutions that can stay the course for XX years through everything (GFC mobile crypto AI etc) and stick to the basics of investing. It is hard to be successful in both investing & business - but Andy has done it: patiently compounding the money of others - and in the process his own 🙏" @Rahul_J_Mathur on X 2025-07-09 04:27:50 UTC 101.7K followers, 1168 engagements
"We now live in a Copycat economy i.e. features can be cloned in days (this used to months earlier). In a16zs Top XX Consumer AI apps - there are literally X ChatGPT clones 😂 David Hoang Head of Design (AI) @ Atlassian said: Brand and taste become the enduring differentiators in a world where means of production are easily accessible. In 2025 foundation model cos provide intelligence latency memory. The axis of competition is now building GenUI i.e. UX which allows the user to tap into the models superpower. Nan Yu Head of Product @ Linear said: AI adoption won't come from more powerful" @Rahul_J_Mathur on X 2025-07-01 04:52:56 UTC 101.7K followers, XXX engagements
"In the past X months we have covered: (1) Commerce 🛍 Quick Comm ONDC Value Commerce (2) Finance 💸 M&A in Brands Embedded Finance Bajaj Finance (3) Business Models 🏦 IPL teams B2B Marketplaces (4) India Macro DeepTech VC Fund Performance in India All the videos are recorded before/after late night flights into & out of BLR - the Aeos Media team does a phenomenal job keeping the studio running at 9PM/12PM or whenever I land up at the office. They are superheroes behind the scenes" @Rahul_J_Mathur on X 2025-05-29 05:25:53 UTC 101.7K followers, 3199 engagements
"A few years back in October 2020 as I was packing my bags to head back to India from the UK Z47 (then know as Matrix Partners India) launched the 1st version of its State of the FinTech Union report. I remember taking a print out of the report and reading it on the flight back home - it was a fantastic primer on FinTech in India for someone like me who was just getting back up to speed after X years outside the country. Fast forward X years yesterday I had the chance to see our team at Z47 unveil the latest edition of this report with the folks at BCG at the Global Fintech Fest 2024 It is a" @Rahul_J_Mathur on X 2024-09-03 05:00:48 UTC 101.7K followers, 23K engagements
"Quick Comm was initially dismissed as a fad - but it has now become the norm for consumers & brands. In fact most of the consumer brands in the @DeVC_Global portfolio are live on QC e.g. X. Terractive in athleisure X. Moms Made in regional snacks X. Boba Bhai in ice-creams & bubble teas X. Legend of Toys in RC toys Mohit @mohitsadaani & Divyanshi @dee_chowdhary from our team are constantly on the look-out for QC native brands who are backwards integrated - feel free to reach out Our team firmly believes that every distribution channel shift creates a major opening for new brands to be built 😊" @Rahul_J_Mathur on X 2025-07-15 04:41:24 UTC 101.8K followers, 2105 engagements
"Andys co-founder Dan is the quiet one. So here are a few memorable Andy quotes: (a) On the role of software in Wealth Mgt: Only through software can you lower the cost of delivering a service enough to make money with your clients and not from them (b) The low pricing by Wealthfront Were a software company doing investing not an investing company doing software We offer very little value and price accordingly (c) Wealthfront vision Our vision is to automate all of your finances we call this self-driving money" @Rahul_J_Mathur on X 2025-07-09 04:27:49 UTC 101.7K followers, 1373 engagements
"Sharing a few notes from my offline research: (a) The Reliance store near my house has priced Campa Cola on par with Coke and Pepsi. 2L of Campa XX v/s 2.25L of Coke XX (b) When I gave samples to a few friends who had come home for dinner - the group was split on which drink they found better (I didnt tell them which was Campa) (c) Apparently XX% of Campa sales are coming from RIL controlled distribution points; the rest XX% is coming from general trade" @Rahul_J_Mathur on X 2025-07-14 04:44:00 UTC 101.8K followers, 5384 engagements
"✅Operational challenge check-list Most people forget that running a successful consumer brand involves a trifecta: (i) R&D / product excellence (ii) Marketing & brand (iii) Logistics / fulfilling the brand promise "The cost to serve on quick commerce is fairly high for brands is what most founders say - cost control is critical - most things go wrong at the warehouse and the below check-list is a good starting point PS: If any of the metrics here dont make sense - you should check the report linked here:" @Rahul_J_Mathur on X 2025-07-15 04:41:23 UTC 101.8K followers, 1223 engagements
"Coca Cola has XX% market share in carbonated drinks India; it has over 50+ sub-brands (including Thums Up Sprite Fanta Lima etc) PepsiCo is a distant 2nd place with XX% market share; it reaches only XX Lakh outlets in India while Coke (CCIPL) touches XXX lakh outlets in India. Indias first Cola Wars happened in the 1993 when Coke re-entered India by acquiring Thums Up. Now Reliance has started Indias 2nd Cola Wars" @Rahul_J_Mathur on X 2025-07-14 04:43:54 UTC 101.8K followers, 96.6K engagements
"Last month BYD sold XXX units in India - which is XXX% of its global sales (3.8 Lakh units) With a X minute charge the newest BYDs in China offer 500+ km range - this is almost x50 faster than the time it takes for my 2022 MG ZS to charge up for the same range Wang Chuanfu Chairman of BYD said: Our goal is to make charging as fast as refueling petrol cars. There is a reason why Buffett bought XXXX% of this company and has made 15x return on BYD" @Rahul_J_Mathur on X 2025-07-16 04:53:33 UTC 101.8K followers, 234.9K engagements
"In fact Anthropic has taken the solutions approach X layers further by: (a) Launching a $100M VC fund called Anthology Fund with Menlo VC to support AI application software cos building on Anthropics stack (b) Partnering with Systems Integrators (SIs) & consulting firms like PWC KPMG & Deloitte - to do further customizations & deployment" @Rahul_J_Mathur on X 2025-07-16 13:39:05 UTC 101.8K followers, XXX engagements
"I read the entire XXX page "AI Trends" report by legendary investor Mary Meeker which was released XX hours ago. Mary used to publish the famous annual Internet Trends before most of us were born - her insights are invaluable. Sharing XX takeaways from this report" @Rahul_J_Mathur on X 2025-06-01 10:01:07 UTC 101.8K followers, 1.3M engagements
"The story of diamonds is closed linked with our history: (1) Golconda (modern day Telangana) was the 1st place where diamonds were discovered in XXX BC (2) Our artisans produced the 1st diamond engagement ring in 1477 AD for Mary of Burgundy (3) In the year of our independence 1947 DeBeers launched the legendary "A Diamond is Forever" advertising campaign which changed how we perceive diamonds. India processes XX% of all natural diamonds used in jewelry; the sector employs XX lakh people - X lakh of whom are based in Surat So when did this LGD story begin" @Rahul_J_Mathur on X 2025-07-08 03:52:37 UTC 101.7K followers, 27.6K engagements
"Wealthfront generates over $1M of revenue per employee it beats most Tech companies apart from the MAG7. But in 2022 they had X months of cash left UBS offered $1.4bn to acquire the company. Wealthfront said no. Why Founder Andy Rachleff is no ordinary person - he was a successful retired VC with an incredible track record & clear vision: ONLY software would allow a wealth management firm to make money with clients and not from them XX years after founding Wealthfront filed its IPO docs" @Rahul_J_Mathur on X 2025-07-09 04:27:42 UTC 101.7K followers, 6084 engagements
"Btw the opportunity here is immense: This is why Apollo Hospitals Group has decided to spin out Apollo NewCo i.e. its offline pharma biz + digital health biz. In some sense Apollo has realized the opportunity Apollo NewCo would be an identical biz to Tata 1mg. And the 3rd horse in this race is XXX ONE owned API Holdings. This omni-channel digital health space is going to heat up a lot - X players with extremely deep pockets: Tata behind 1mg Apollo behind NewCo and XXX ONE behind API Holdings. The battlefront is well defined: Omni-channel quick deliveries offline stores digital health services" @Rahul_J_Mathur on X 2025-07-07 04:45:24 UTC 101.7K followers, 2499 engagements
"Today you can buy a X carat diamond necklace from True Diamond for 80000 - this would have cost you over X lakh just XX years ago Lab grown diamonds are indistinguishable from natural diamonds and now XX% of US engagement rings are LGDs But what about India And the impact on our natural diamond industry" @Rahul_J_Mathur on X 2025-07-08 03:52:36 UTC 101.8K followers, 217K engagements
"Remember: We associate diamonds with jewelry diamonds also have commercial use-cases e.g. cutting Rewind to 1954 - General Electric (GE) create the 1st ever synthetic diamond as part of Project Superpressure - these were too ugly hence could only be used for industrial use GE had a clear motive - reduce dependency on natural diamonds R&D continued by the 1970s - GE had now started to create synthetic diamonds which were gem grade i.e. could be set in jewelry BUT it was still too expensive. GE created a process HPHT (High Pressure High Temp) - but by early 2010s CVD (Chemical Vapour" @Rahul_J_Mathur on X 2025-07-08 03:52:38 UTC 101.7K followers, 22.6K engagements
"The neu XX% cashback with Tata & HDFC HDFC & Tata Neu have X credit cards: (1) Neu Infinity - XX% Zomato cashback (2) Neu Plus - X% Zomato cashback Now you can read everything on the website - I want to draw your attention to some of the fine print: (a) Sometimes you wont see the discount auto-applied you would have to use the code NEUCARD5 or NEUCARD10 (b) Like the Swiggy card there is a spending cap per month for F&B: 8K per month for Infinity 3.5K per month for Plus The discounts are slightly nerfed (in my opinion) compared to the Swiggy HDFC card (check end of the thread for details of" @Rahul_J_Mathur on X 2025-07-11 04:29:59 UTC 101.6K followers, 6300 engagements
"Aeos (Varun & Achina) created Breakdown without the intent to chase subscriber growth therefore Zero1 by Zerodha (Sagar Prateek & Swati) have been incredible supporters - running a studio with 8+ people is expensive & taxing Zero1 has been an anchor The first video was hard the next became easier. Breakdown has now released XX videos featuring me - with about 5-6 more in pre-production / recording stage. Unlike writing long form video allows me to take the audience deep into a topic trend or theme (a Breakdown) and stitch a narrative together with data & a storyline" @Rahul_J_Mathur on X 2025-05-29 05:25:52 UTC 101.7K followers, 3661 engagements
"An automated financial investment tool with NO human touch with some cool features: (1) No advisory fee on the first $25000 (2) XXXX% mgt fee beyond i.e. XX% cheaper than alternatives (3) Modern web interface But all this seems vanilla (today) right But there was ONE nuance - the customer whom Wealthfront targeted:" @Rahul_J_Mathur on X 2025-07-09 04:27:45 UTC 101.7K followers, XXX engagements
"Our clients pay us not to talk to them. Andys reputation as a VC was enough signal to others in the Tech world. Wealthfronts target persona was ESOP holders at Tech companies who had just minted a fortune from IPOs or other exits. This was a very specific archetype: (a) Aged below XX Internet native (b) New to money skeptical of the suit & tie banker (c) Quirky preferred to not deal with humans Andy even went so far to say: For those who need human advice our products are not a fit. And it worked - not suddenly but slowly:" @Rahul_J_Mathur on X 2025-07-09 04:27:46 UTC 101.7K followers, XXX engagements
"1 Hallucinations is still the no.1 challenge for deploying AI Honestly I resonate with this XXX% - even ChatGPT sometimes acts like a nut-case and misreads the source info incorrectly. The way I think of it - you can run the Agent through all the evals you want even Phelps has got DQed in a race. Agents are superhuman - but also human in that they make errors The explainability concern seems more reflective of regulated industries like BFSI where underwriting rules need to be fair & conveyed to the regulator Most interesting is accessing GPUs is NOT a top rated challenge. But remember the" @Rahul_J_Mathur on X 2025-07-12 04:30:44 UTC 101.6K followers, 2610 engagements
"On Saturday I began my 10000 hours of AI journey in earnest So far Ive been a fringe observer / user but reality has hit: A large % of our portfolio is Enterprise AI (count & $ amount) the founder quality in AI continues to remain top notch. My naive take is that in the next XX yrs the majority of net new MCap creation will come from AI (infrastructure vertical agents model providers service vendors etc) Therefore Ive decided to really double down on X activities" @Rahul_J_Mathur on X 2025-06-30 04:51:10 UTC 101.8K followers, 71.3K engagements
"Will we see OpenAI also launch ChatGPT for Financial Services I honestly wont be surprised - they already have Codex for coding & the same horizontal tools as Anthropics Claude. Id expect to see more model companies move into the application layer - rumors are that some of these model companies have full fledged delivery teams (dont quote me on this) The challenge which model companies will go up against is that each vertical has infinite depth - each category within the vertical has infinite depth too. This is at the core of the @DeVC_Global investment thesis for AI: partner with a GTM" @Rahul_J_Mathur on X 2025-07-16 13:39:07 UTC 101.8K followers, 1329 engagements
"Announcing our $60M Series B today🔥 This round is co-led by Mitsubishi Financial Group (Japan) & BNP Paribas (France) - two leading financial conglomerates. The Series B is a follow on to the $150M Series A announced in Feb '23. Sharing a few pointers about the business:" @Rahul_J_Mathur on X 2023-10-11 07:13:30 UTC 101.7K followers, 128.3K engagements
"Zomato has re-entered the credit card business with X new partners: HDFC Bank and Tata Neu Zomato had a previous unsuccessful partnership with RBL Bank which lasted X years. You can now get a XX% cashback on Zomato orders via the HDFC Tata Neu credit cards There is SO much to unpack here: HDFC Bank has taken ICICI Bank had on it now powers XX% discounts for both Zomato & Swiggy" @Rahul_J_Mathur on X 2025-07-11 04:29:57 UTC 101.8K followers, 57.7K engagements
"This is a profound statement in our post AI world: AI tools can do: X. Prompt to Prototype X. Conversation to Code X. Wireframe To Code X. Text to UI components AI can do the all of the above with superhuman capability. But AI needs you (PM Designer CEO) to have Taste to decide what should be done" @Rahul_J_Mathur on X 2025-07-01 04:52:55 UTC 101.7K followers, 7067 engagements
"✅In 2022 Yulu launched the famous DeX bike - built for logistics: (1) Grey in color neutral enough to be used by a Swiggy Zomato or Blinkit delivery boy (blue would have created a color contrast) (2) XX kgs storage in the back ready for QC & F&B orders to be batched together & delivered @ low cost (3) High Tech @ Low Cost IoT tracking 4G connectivity easy battery swapping etc" @Rahul_J_Mathur on X 2025-06-06 05:22:31 UTC 101.7K followers, 1701 engagements
"Quick Commerce sales crossed 60000 crore in FY25 - X6 what it was just X years ago QC is expected to grow another X6 in the next X years - the Quick India Movement is unstoppable now - every consumer brand has a QC strategy. Last week DSG Partners & Gobblecube published a report titled Quick Comm Playbook 2025 which is a must read for Consumer Brand founders. Sharing X key takeaways for brand owners" @Rahul_J_Mathur on X 2025-07-15 04:41:17 UTC 101.8K followers, 43.1K engagements
"Enter Campa Cola - now by Reliance (1) Reliance Industries subsidiary Reliance Consumer Products (RCPL) acquired Campa in 2022 for XX crores from Pure Drinks Group (2) Btw Pure Drinks Group had introduced Coca Cola into India in 1949; they held exclusive distribution rights on the product until Coke left India in 1977 (3) Pure Drinks Group launched Campa Cola in 1977 with the slogan The Great Indian Taste (4) Post liberalization the brand went on a downward spiral - it shut down its bottling plant in 2009 In true Reliance style they launched with a dhamaka:" @Rahul_J_Mathur on X 2025-07-14 04:43:55 UTC 101.8K followers, 10.7K engagements
"Indias 70000 crore paint industry is growing fast at X% p.a. But there's a small catch here: Over 35000 crore half the industrys revenue sits with one company: Asian Paints With a XX% market share and 1.6+ lakh dealers & outlets Asian Paints had long stood unchallenged. Until recently" @Rahul_J_Mathur on X 2025-07-02 04:48:13 UTC 101.7K followers, 62.4K engagements
"The profit levers for 1mg are clear: (1) Sell private label medicines 💊 1mg works with contract manufacturers to sell its own 1mg branded generics; these can be nearly X3 the margin profile (albeit come with working capital constraints). PS: I have a 1mg branded multi-vitamin (2) Upsell diagnostics services 💉 1mg has its own diagnostics biz called 1mg Labs - they offer at home services for 200+ tests. (3) Upsell tele-health services ☎ 1mg offers Tele-Health services which do 3K+ consults per day & cumulative XX Lakh lifetime consults (4) Sell insurance ☔ MedPlus and Wellness Forever have" @Rahul_J_Mathur on X 2025-07-07 04:45:23 UTC 101.7K followers, 2762 engagements
"AI isnt about apps agents or browsers. It is about building The Platform i.e. the next App Store. Every successful product becomes a platform. Every platform needs a killer app. But there is one important caveat here which everyone overlooks. Former Microsoft CEO Steve Ballmer (now worth $200bn) said: You want to own the top first-party app that runs on your platform; otherwise your platform can't get good. i.e. to build a successful platform you need to own the killer app. AI is at the cusp of its product to platform moment - heres what is happening" @Rahul_J_Mathur on X 2025-07-14 13:47:50 UTC 101.8K followers, 4235 engagements
"There are dedicated teams for verticals along with customizations to Claude to deliver vertical specific solutions: (1) Coding - Claude Code (2) Financial Services - CFS (3) Education - Claude Learning mode (4) Support - Anthropic Console (5) Enterprise Search - Claude Enterprise Obviously each vertical has infinite depth - CFS has integrates with Morningstar Pitchbook FactSet etc. There is a huge list of long tail data vendors" @Rahul_J_Mathur on X 2025-07-16 13:39:04 UTC 101.8K followers, 1205 engagements
"5Outcome based selling isnt here (yet) OAAS has been shilled to Uranus (quite literally) and back at this point. Outcome based pricing is still early (6% of cos) But the wings of change are here - XX% of cos have hybrid pricing And one quote points to this: The subscription model is not working for us. Power users tend to use a lot resulting in negative margins considering LLM API costs while users who aren't using are at risk of churn. - VP Product @ AI Native company This reminds me of Sam Altmans - your thank you & please is costing us millions - youre welcome 👍 ICONIQs report is linked" @Rahul_J_Mathur on X 2025-07-12 04:30:48 UTC 101.7K followers, 2655 engagements