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# ![@RafaelNegronX Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1965867626199965696.png) @RafaelNegronX Rafael Negron

Rafael Negron posts on X about $fxaix, money, $mags, $schd the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::1965867626199965696/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1965867626199965696/c:line/m:interactions.svg)

- X Week XXXXX +45%
- X Month XXXXXX -XX%

### Mentions: XX [#](/creator/twitter::1965867626199965696/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1965867626199965696/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +5.50%

### Followers: XXX [#](/creator/twitter::1965867626199965696/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1965867626199965696/c:line/m:followers.svg)

- X Week XXX +27%
- X Month XXX +100%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1965867626199965696/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1965867626199965696/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[$fxaix](/topic/$fxaix) #4, [money](/topic/money) 8.57%, [$mags](/topic/$mags) #14, [$schd](/topic/$schd) #33, [$voo](/topic/$voo) 5.71%, [dividend](/topic/dividend) #618, [level](/topic/level) 2.86%, [$30month](/topic/$30month) 2.86%, [investment](/topic/investment) 2.86%, [make a](/topic/make-a) XXXX%

**Top accounts mentioned or mentioned by**
[@sparkingfirenc](/creator/undefined) [@cantucapital](/creator/undefined) [@itsbankerben](/creator/undefined) [@moneycruncher](/creator/undefined) [@hrmustin](/creator/undefined) [@carsontalkmoney](/creator/undefined) [@boglebitcoiner](/creator/undefined) [@pdoherty972](/creator/undefined) [@noonespecial000](/creator/undefined) [@thealphathought](/creator/undefined) [@karthikponna19](/creator/undefined) [@brianferoldi](/creator/undefined) [@polymarket](/creator/undefined) [@investedinyou](/creator/undefined) [@dadisfire](/creator/undefined) [@xisatimesuck](/creator/undefined) [@leotraydes](/creator/undefined) [@objifdividends](/creator/undefined) [@dividenddollar](/creator/undefined) [@thekatebernal](/creator/undefined)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last XX hours

"@CarsonTalkMoney Finally got into the 800s a couple of months ago. Feels good man Again its wild that youre at this level at XX. I dont even think I had any credit at that age. Did you open a secured credit card or were you added as an authorized user to your parents' cards"  
[X Link](https://x.com/RafaelNegronX/status/1995495297632575733)  2025-12-01T14:08Z XXX followers, XX engagements


"Im currently invested in $FXAIX that has an expense ratio of XXXXX% However I have a question for you. $FXAIX has a slightly higher turnover than $VOO. Does the difference in expense ratio outweigh the turnover Does that difference cause a significant tax drag in my brokerage account Im considering moving net new money into $VOO"  
[X Link](https://x.com/RafaelNegronX/status/1996231406658130186)  2025-12-03T14:53Z XXX followers, XXX engagements


"@x_is_a_timesuck @Leo_Traydes It's such a fun way to continue growing your wealth. I just cancelled a $30/month gym membership (my work now offers a free gym) and instead redirected that money into a new monthly investment in $MAGS"  
[X Link](https://x.com/RafaelNegronX/status/1997852399105626540)  2025-12-08T02:15Z XX followers, XX engagements


"@HRMustin @TheAlphaThought These are all very excellent points Harold. Definitely something Ill need to mull over. It likely depends on your risk tolerance but you make a compelling argument for dividend income. Thanks for your insights"  
[X Link](https://x.com/RafaelNegronX/status/1998765582095708627)  2025-12-10T14:43Z XXX followers, XX engagements


"My local gym closed permanently and while I liked going there Im going to switch to using the free one at the company I work for. This means Ill be funneling the existing $30/mo payment into $MAGS on the first of every month This is the key. You continue investing and redirecting cash whenever an opportunity comes up"  
[X Link](https://x.com/RafaelNegronX/status/1995901859500896706)  2025-12-02T17:04Z XXX followers, XX engagements


"Got some cash on hand. Should I drop it into $FXAIX or $MAGS"  
[X Link](https://x.com/RafaelNegronX/status/1995936053598060925)  2025-12-02T19:20Z XXX followers, XX engagements


"@Dividend_Dollar For growth $SCHG. For dividend probably $SCHD (I no longer do this myself but I realize it's a great choice). For an ETF I'd go with the tried-and-true $VOO"  
[X Link](https://x.com/RafaelNegronX/status/1996424372127695164)  2025-12-04T03:40Z XXX followers, 2957 engagements


"@money_cruncher $FXAIX has an expense ratio of XXXXX% I love it :D"  
[X Link](https://x.com/RafaelNegronX/status/1997449142327545935)  2025-12-06T23:32Z XXX followers, XXX engagements


"My rule is that I should be able to pay my mortgage utilities and property taxes off one paycheck. I make more than $160k and purchased my home in 2021 for $418k at a XXX% interest rate. Im just able to satisfy my rule so to answer your question yes I agree that you cannot afford it"  
[X Link](https://x.com/RafaelNegronX/status/1998053614657450315)  2025-12-08T15:34Z XXX followers, XXX engagements


"@SparkingFIRENC For most people staying the course and being disciplined is the boring part Twitter/X is really great at showing you the winners without the daily friends they went through. Its so easy for us to compare ourselves to other end states. Just. Keep. Buying"  
[X Link](https://x.com/RafaelNegronX/status/1998380741873262680)  2025-12-09T13:14Z XXX followers, XX engagements


"@TheKateBernal Sounds like a great plan With that extra money youre investing not only for your financial future but also for your mental and physical health. A balanced approach is the best"  
[X Link](https://x.com/RafaelNegronX/status/1998395197974040608)  2025-12-09T14:11Z XXX followers, XX engagements


"Alright it's time to start investing in $SPCE"  
[X Link](https://x.com/RafaelNegronX/status/1998402873122574718)  2025-12-09T14:42Z XXX followers, XXX engagements


"Alright time for long puts on tech. Whos with me 🙋♂☀"  
[X Link](https://x.com/RafaelNegronX/status/1998427990364225940)  2025-12-09T16:22Z XXX followers, XX engagements


"I figured as much You should try using Google's Antigravity IDE. They have a generous rate limit for Gemini X Pro and Ive had a fantastic time with the model. Also if you want to get involved with mobile check out Expo Great developer experience and easy to start learning if you already have frontend experience"  
[X Link](https://x.com/RafaelNegronX/status/1998474327184859213)  2025-12-09T19:26Z XXX followers, XX engagements


"I'm anticipating solid cash flow during retirement from real estate rental income and (hopefully) Social Security. Why should I establish an income position (e.g. $SCHD $O etc.) versus going deeper into growth"  
[X Link](https://x.com/RafaelNegronX/status/1998750328368365964)  2025-12-10T13:43Z XXX followers, XX engagements


"@HRMustin @TheAlphaThought Great point Leaving it here for everyone too. If I do establish a position itll likely be in my HSA or Roth IRA accounts. Im thinking of either $O or $SCHD. Ill let the community know"  
[X Link](https://x.com/RafaelNegronX/status/1998766324101583005)  2025-12-10T14:46Z XXX followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@RafaelNegronX Avatar @RafaelNegronX Rafael Negron

Rafael Negron posts on X about $fxaix, money, $mags, $schd the most. They currently have XXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXX +45%
  • X Month XXXXXX -XX%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XX +5.50%

Followers: XXX #

Followers Line Chart

  • X Week XXX +27%
  • X Month XXX +100%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence finance XXXXX% stocks XXXX% technology brands XXXX%

Social topic influence $fxaix #4, money 8.57%, $mags #14, $schd #33, $voo 5.71%, dividend #618, level 2.86%, $30month 2.86%, investment 2.86%, make a XXXX%

Top accounts mentioned or mentioned by @sparkingfirenc @cantucapital @itsbankerben @moneycruncher @hrmustin @carsontalkmoney @boglebitcoiner @pdoherty972 @noonespecial000 @thealphathought @karthikponna19 @brianferoldi @polymarket @investedinyou @dadisfire @xisatimesuck @leotraydes @objifdividends @dividenddollar @thekatebernal

Top assets mentioned Alphabet Inc Class A (GOOGL)

Top Social Posts

Top posts by engagements in the last XX hours

"@CarsonTalkMoney Finally got into the 800s a couple of months ago. Feels good man Again its wild that youre at this level at XX. I dont even think I had any credit at that age. Did you open a secured credit card or were you added as an authorized user to your parents' cards"
X Link 2025-12-01T14:08Z XXX followers, XX engagements

"Im currently invested in $FXAIX that has an expense ratio of XXXXX% However I have a question for you. $FXAIX has a slightly higher turnover than $VOO. Does the difference in expense ratio outweigh the turnover Does that difference cause a significant tax drag in my brokerage account Im considering moving net new money into $VOO"
X Link 2025-12-03T14:53Z XXX followers, XXX engagements

"@x_is_a_timesuck @Leo_Traydes It's such a fun way to continue growing your wealth. I just cancelled a $30/month gym membership (my work now offers a free gym) and instead redirected that money into a new monthly investment in $MAGS"
X Link 2025-12-08T02:15Z XX followers, XX engagements

"@HRMustin @TheAlphaThought These are all very excellent points Harold. Definitely something Ill need to mull over. It likely depends on your risk tolerance but you make a compelling argument for dividend income. Thanks for your insights"
X Link 2025-12-10T14:43Z XXX followers, XX engagements

"My local gym closed permanently and while I liked going there Im going to switch to using the free one at the company I work for. This means Ill be funneling the existing $30/mo payment into $MAGS on the first of every month This is the key. You continue investing and redirecting cash whenever an opportunity comes up"
X Link 2025-12-02T17:04Z XXX followers, XX engagements

"Got some cash on hand. Should I drop it into $FXAIX or $MAGS"
X Link 2025-12-02T19:20Z XXX followers, XX engagements

"@Dividend_Dollar For growth $SCHG. For dividend probably $SCHD (I no longer do this myself but I realize it's a great choice). For an ETF I'd go with the tried-and-true $VOO"
X Link 2025-12-04T03:40Z XXX followers, 2957 engagements

"@money_cruncher $FXAIX has an expense ratio of XXXXX% I love it :D"
X Link 2025-12-06T23:32Z XXX followers, XXX engagements

"My rule is that I should be able to pay my mortgage utilities and property taxes off one paycheck. I make more than $160k and purchased my home in 2021 for $418k at a XXX% interest rate. Im just able to satisfy my rule so to answer your question yes I agree that you cannot afford it"
X Link 2025-12-08T15:34Z XXX followers, XXX engagements

"@SparkingFIRENC For most people staying the course and being disciplined is the boring part Twitter/X is really great at showing you the winners without the daily friends they went through. Its so easy for us to compare ourselves to other end states. Just. Keep. Buying"
X Link 2025-12-09T13:14Z XXX followers, XX engagements

"@TheKateBernal Sounds like a great plan With that extra money youre investing not only for your financial future but also for your mental and physical health. A balanced approach is the best"
X Link 2025-12-09T14:11Z XXX followers, XX engagements

"Alright it's time to start investing in $SPCE"
X Link 2025-12-09T14:42Z XXX followers, XXX engagements

"Alright time for long puts on tech. Whos with me 🙋♂☀"
X Link 2025-12-09T16:22Z XXX followers, XX engagements

"I figured as much You should try using Google's Antigravity IDE. They have a generous rate limit for Gemini X Pro and Ive had a fantastic time with the model. Also if you want to get involved with mobile check out Expo Great developer experience and easy to start learning if you already have frontend experience"
X Link 2025-12-09T19:26Z XXX followers, XX engagements

"I'm anticipating solid cash flow during retirement from real estate rental income and (hopefully) Social Security. Why should I establish an income position (e.g. $SCHD $O etc.) versus going deeper into growth"
X Link 2025-12-10T13:43Z XXX followers, XX engagements

"@HRMustin @TheAlphaThought Great point Leaving it here for everyone too. If I do establish a position itll likely be in my HSA or Roth IRA accounts. Im thinking of either $O or $SCHD. Ill let the community know"
X Link 2025-12-10T14:46Z XXX followers, XX engagements

@RafaelNegronX
/creator/twitter::RafaelNegronX