# ![@ProfRipplEffect Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1908673403441086464.png) @ProfRipplEffect ProfessoRipplEffect

Ripple and XRP are gaining attention for their potential to disrupt traditional banking systems, with some experts and institutions, such as Goldman Sachs, recognizing their value. Discussions are also underway about the technology's ability to facilitate fast and secure transactions, and its potential to be used by thousands of major banks worldwide. Ripple's partnerships and integrations, such as with Temenos and Deloitte, are also being highlighted.

### Engagements: [---] [#](/creator/twitter::1908673403441086464/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:interactions.svg)

- [--] Week [------] -80%
- [--] Month [---------] +125%
- [--] Months [---------] +4,909%

### Mentions: [--] [#](/creator/twitter::1908673403441086464/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:posts_active.svg)

- [--] Week [--] -52%
- [--] Month [---] +63%
- [--] Months [---] +319%

### Followers: [-----] [#](/creator/twitter::1908673403441086464/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:followers.svg)

- [--] Week [-----] -0.01%
- [--] Month [-----] +76%
- [--] Months [-----] +2,091%

### CreatorRank: [---------] [#](/creator/twitter::1908673403441086464/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1908673403441086464/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[cryptocurrencies](/list/cryptocurrencies)  50% [finance](/list/finance)  31.37% [stocks](/list/stocks)  18.63% [technology brands](/list/technology-brands)  10.78% [countries](/list/countries)  9.8% [financial services](/list/financial-services)  7.84% [celebrities](/list/celebrities)  2.94% [automotive brands](/list/automotive-brands)  1.96% [events](/list/events)  #972 [social networks](/list/social-networks)  1.96%

**Social topic influence**
[xrp](/topic/xrp) 36.27%, [bitcoin](/topic/bitcoin) 13.73%, [swift](/topic/swift) 12.75%, [in the](/topic/in-the) 9.8%, [ceo](/topic/ceo) 7.84%, [bank of](/topic/bank-of) 7.84%, [xlm](/topic/xlm) 7.84%, [bank](/topic/bank) 7.84%, [link](/topic/link) 6.86%, [money](/topic/money) 6.86%

**Top accounts mentioned or mentioned by**
[@digitalassetbuy](/creator/undefined) [@smqkedqg](/creator/undefined) [@tangem](/creator/undefined) [@nfadotcrypto](/creator/undefined) [@saylor](/creator/undefined) [@monica033491789](/creator/undefined) [@ripple](/creator/undefined) [@domkwok](/creator/undefined) [@ayyylex44](/creator/undefined) [@mckinsey](/creator/undefined) [@nfa](/creator/undefined) [@stuartxrp451](/creator/undefined) [@fundstrat](/creator/undefined) [@francis37879301](/creator/undefined) [@ladoger](/creator/undefined) [@natcryptoassoc](/creator/undefined) [@salderoty](/creator/undefined) [@joannbarefoot](/creator/undefined) [@airinnovate](/creator/undefined) [@dewarphil](/creator/undefined)

**Top assets mentioned**
[XRP (XRP)](/topic/xrp) [Bitcoin (BTC)](/topic/bitcoin) [Ethereum (ETH)](/topic/ethereum) [Mastercard, Inc. (MA)](/topic/$ma) [BlackRock Inc (BLK)](/topic/blackrock) [Goldman Sachs (GS)](/topic/goldman-sachs) [Linea (LINEA)](/topic/linea) [Microsoft Corp. (MSFT)](/topic/microsoft) [Solana (SOL)](/topic/solana) [USDC (USDC)](/topic/usdc) [Fartcoin (FARTCOIN)](/topic/fartcoin)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Ripple's Marcus Treacher & the former Mayor of London discussing digital currency and fiat. Listen carefully⚠ #CBDC #XRPL"  
[X Link](https://x.com/ProfRipplEffect/status/2021547779894784461)  2026-02-11T11:32Z [----] followers, [----] engagements


"So BG123 loves their riddles right And what usually pops up in those riddles Pirates 🏴☠ But we still dont know who this mysterious riddler really is 🤔 I was lucky enough to come across some images from a [----] Ripple Developer Day where Ripple team members were presenting. And guess what was all over the slides Pirate imagery. Even better the official hashtag for the event was: #PiratesOfBanking Again in the words of @NFAdotcrypto: What the heck is goin on 🐻🐻🐻🌻🧩 #XRP #Ripple #XRPL"  
[X Link](https://x.com/ProfRipplEffect/status/1959776992821227873)  2025-08-25T00:37Z [----] followers, 20.9K engagements


"WAIT🙏⚠⚠⚠⚠ Dont loan out your XRP (or any tokens) just yet ⚠ ⚠Whether youre in the U.S. EU or UK the legal ground for crypto lending and investor protection is still shifting. Until regulation is fully in place and tested you risk losing your assets if a platform collapses or faces legal trouble. 📍 United States The Clarity for Digital Tokens Act of [----] (H.R.4451) was introduced in Congress to distinguish between securities and utility tokens. Its aim is to protect holders by giving legal certainty. Until legislation like this (or a similar bill) passes lending out tokens in the U.S."  
[X Link](https://x.com/anyuser/status/1969755771362484622)  2025-09-21T13:29Z [----] followers, [----] engagements


"⚠Michael Saylor/MicroStrategy says YOU DO NOT SELL YOUR BITCOIN and yet here he is implying that MicroStrategy would if need be⚠ 💥DOCUMENTED💥 🌷On page [--] of MicroStrategys [----] Annual Report (filed in 2024) the highlighted clause states: 🌷 bitcoin held by us with bitcoin serving as the primary treasury reserve asset on an ongoing basis subject to market conditions and anticipated needs of the business for Cash Assets (MicroStrategy Incorporated [----] p.7). ⚠This is the key contradiction: ⚡Public messaging (Michael Saylor / MicroStrategy) You do not sell your Bitcoin. Bitcoin is positioned"  
[X Link](https://x.com/ProfRipplEffect/status/1973514097481097638)  2025-10-01T22:23Z [----] followers, 10.1K engagements


"💥Tell me youre going to use XRP without saying youre going to use XRP.💥 📖 "A public untrusted network is always inevitably better than a private one based on trust. Robert Palatnick Managing Director & Chief Technology Architect DTCC."✍ 💥To the left of Mr Platanick is Mr Lee Braine of Barclays Bank and to the right is R3 Corda CEO Mr David Rutter.💥 Remember⚠ The host is a Ripple Advisor speaking with members of Barclays Bank DTCC and R3 Corda🌹 #xrp #xrpl #ripple 💥DTCC & Ripple 💥 🌹 Current Ripple Advisor Former CEO of DTCC Outlined DTCCs Essential Demands Which Mirror the XRP"  
[X Link](https://x.com/ProfRipplEffect/status/1978547896007237766)  2025-10-15T19:45Z [----] followers, 167.9K engagements


"Let us go deeper down the rabbit-hole Alice🐇. Bill Gates Mojaloop Ripple XRP Interledger Protocol and the World Bank🌹 #xrp #xrpl #ripple #BillGates MORE PROOF that Ripple is EVERYWHERE🌹 💥How Ripple the World Bank the Federal Reserve and SWIFT align through international payment frameworks💥 As usual it's all documented👇 The International Payments Framework Association (IPFA) was established in [----] as a non-profit https://t.co/rvqRoFn8AW MORE PROOF that Ripple is EVERYWHERE🌹 💥How Ripple the World Bank the Federal Reserve and SWIFT align through international payment frameworks💥 As"  
[X Link](https://x.com/ProfRipplEffect/status/1979226005257572779)  2025-10-17T16:40Z [----] followers, 16.6K engagements


"⚠ We debunked the Ripple vs. Stellar Feud Now Lets Talk SWIFT vs. Ripple ⚠ Everything is documented below👇🏻 💡 In [----] Gottfried Leibbrandt (then CEO of SWIFT) tweeted: Seems to me #Ripple has just reinvented Correspondent Banking. 🚀 Later he called SWIFT gpi the biggest innovation in SWIFTs 40-year history. (a direct response to Ripples disruption). 🎤 On stage with Ripple execs Leibbrandt often argued Ripple wouldnt replace SWIFT yet openly admitted it was a catalyst for change. 🔗 He still follows (and is followed by) Chris Larsen co-founder of Ripple. 🏦 Before SWIFT Leibbrandt was a"  
[X Link](https://x.com/ProfRipplEffect/status/1981511153638412676)  2025-10-24T00:00Z [----] followers, 27K engagements


"World Bank Ripple Central Banks & Mastercard ⚠ 👇🏻 Link provided below 👇🏻 🌹 Both were present at the [----] Alliance for Financial Inclusion (AFI) Global Policy Forum a closed-door policy event for central banks regulators development institutions and payment innovators. For the World Bank 🏛 Gloria Grandolini For Ripple 💧 Karen Gifford Private-sector payment networks: Ripple Mastercard [--] central banks 🌐 Banco de Moambique (Mozambique) Bank of Tanzania Bangladesh Bank Central Bank of Kenya Bangko Sentral ng Pilipinas (Philippines) Peoples Bank of China 🔥 BCEAO Central Bank of West"  
[X Link](https://x.com/ProfRipplEffect/status/2015087001502924824)  2026-01-24T15:39Z [----] followers, [----] engagements


"FIRST clip WE SEE JAPANESE bulletin suggesting JAPANESE FINANCIAL CRISIS under Brad Garlinghouse news. Second clip speaks about ditching the Dollar for a new global currency. under Brad Garlinghouse news 🤔🐦🔥🔥🌹 Credit to @NFA FOR THE second half of this video #XRPL Just a crazy coincidence 🧐 On September [--] [----] CNBC reported that Brad Garlinghouse was hired to run AOL. but listen to the segment that directly follows: Is it time to ditch the dollar The United Nations calls for a new global currency. So could this herald the https://t.co/3zaaeBKVgk Just a crazy coincidence 🧐 On September"  
[X Link](https://x.com/ProfRipplEffect/status/2015395957030912023)  2026-01-25T12:06Z [----] followers, 44.6K engagements


"VIDEO PRESENTATION to the INFAMOUS EVERIS/NTT Data document⚠ RIPPLE XRPL XRP Interledger Protocol and more If you weren't confident in what you hold before. You will be after hearing this ⚠LISTEN VERY CAREFULLY⚠ Many have seen the infamous Everis/NNT Data. But few have seen the September [----] presentation of this incredible document. Listen carefully as Isaac Arruebarrena an enterprise technology / blockchain consultant guides you through the revolutionary concept of the transition from an Internet of information to an Internet of value. A brief overview of Isaac Arruebarrena's career"  
[X Link](https://x.com/ProfRipplEffect/status/2016192964838441401)  2026-01-27T16:53Z [----] followers, 14.1K engagements


"RIPPLE & the Central Bank of Finland (June 2015) 🌹 Before redeployment to Amazon Web Services Nilesh Dusane appeared before the Central Bank of Finland and the European Central Bank on behalf of Ripple Labs 🌹 #XRPL https://www.ecb.europa.eu/press/conferences/shared/pdf/retpaym_150604/Conference_programme.pdfa5130ec850814a4c2cc50efa3d32b90a&a5130ec850814a4c2cc50efa3d32b90a ⚠AWS RIPPLE SIBOS⚠ NOBODY LEAVES RIPPLE They're Redeployed⚠ A compilation video featuring Nilesh Dusane Head of Institutional Payments at AWS formerly Vice President of Global Sales and Client Relations at Ripple"  
[X Link](https://x.com/ProfRipplEffect/status/2016930872029544556)  2026-01-29T17:46Z [----] followers, [----] engagements


"⚠You havent seen this⚠ R3 Corda Interledger Protocol & Ripple. More from Everis/NTT Data. #XRPL Just a heads up for Tom Lee @fundstrat & Michael Saylor @saylor . Ethereum and Bitcoin are great experimental technologies. #XRPL https://t.co/ZHOEmFvSZ7 Just a heads up for Tom Lee @fundstrat & Michael Saylor @saylor . Ethereum and Bitcoin are great experimental technologies. #XRPL https://t.co/ZHOEmFvSZ7"  
[X Link](https://x.com/ProfRipplEffect/status/2017025988245258461)  2026-01-30T00:04Z [----] followers, [----] engagements


"Stellar at G20 Techsprint🌹 Bank of Indonesia In the G20 TechSprint e-Rupiah prototype Stellar Development Foundation is used as the settlement and interoperability ledger. e-Rupiah is issued and controlled by the central bank (via eCurrency) with banks remaining intermediaries. Stellars role is to move and settle CBDC value between institutions. #STELLAR #XLM ⚠ All dots connect ⚠ Ripple BIS BlackRock IMF Bretton Woods Committee 🌹👇🏻 A former BlackRock employee and Bretton Woods Committee member speaking at the IMF alongside another Bretton Woods Committee member discussing emerging"  
[X Link](https://x.com/ProfRipplEffect/status/2018107557186011147)  2026-02-01T23:41Z [----] followers, [----] engagements


"@Francis37879301 You mean the person narrating the video 😅🥴"  
[X Link](https://x.com/ProfRipplEffect/status/2018115570999177373)  2026-02-02T00:13Z [----] followers, [--] engagements


"Ross Edwards. Global Head of Client Solutions at Ripple. Discussion involves Swift and Ripple's clientele. This had less than [---] views when I discovered it. Enjoy🌹 FYI Ross is the person in the top left 👍🏻 #XRPL"  
[X Link](https://x.com/ProfRipplEffect/status/2018773248335393225)  2026-02-03T19:47Z [----] followers, [----] engagements


"More RIPPLE / BANK OF ENGLAND CONNECTIONS (documents provided in video). Enjoy 🔥🌹 #XRPL"  
[X Link](https://x.com/ProfRipplEffect/status/2019003045955387527)  2026-02-04T11:00Z [----] followers, [----] engagements


"YOU NEED TO HEAR THIS ⚠🤔👇🏻 🐦🔥🌹 Digital Pound Foundation closing speech from Michael Mainelli who served as the 695th Lord Mayor from [----] to [----]. QUOTE👇🏻 "I pointed out to the House of Lords that the people will soon realize the power of a CBDC system to support various taxation initiatives. Remember fiat currency is just tax credits. How many times youve watched Question Time and I dont know what it is Question Time has got to be one of the greatest creators of instantaneous tax proposals I've ever seen. You know 'people are obese we need an obesity tax'; you know 'there's too much"  
[X Link](https://x.com/ProfRipplEffect/status/2019068394666901517)  2026-02-04T15:19Z [----] followers, 10.1K engagements


"@saylor @LaDoger It'd save time and money if you bought yourself some xrp xlm xdc shx velo hbar algo Quant ondo. Heck even some fartcoin will settle quicker than bitcoin. But hey. it's your birthday not mine 😅👍🏻"  
[X Link](https://x.com/ProfRipplEffect/status/2019174448415518853)  2026-02-04T22:21Z [----] followers, [---] engagements


"@NatCryptoAssoc @s_alderoty @JoAnnBarefoot @AIRinnovate Step 1: avoid the general media narrative surrounding fintech. Step [--]. Look to seminal material not third party vendors for information. 🌹"  
[X Link](https://x.com/ProfRipplEffect/status/2019198646227726832)  2026-02-04T23:57Z [----] followers, [--] engagements


"R3 Corda's Dan G Brown🌹 [---] views for a Dan G Brown Speech is obscene⚠ His closing words were spot on👇🏻 08:23 'It's very hard to make predictions especially about the future. but what I've found about that in a different angle is you might not be able to predict the future but if you're actually helping create it you get a lot more influence." #R3Corda #XRPL YOU NEED TO HEAR THIS ⚠🤔👇🏻 🐦🔥🌹 Digital Pound Foundation closing speech from Michael Mainelli who served as the 695th Lord Mayor from [----] to [----]. QUOTE👇🏻 "I pointed out to the House of Lords that the people will soon realize"  
[X Link](https://x.com/ProfRipplEffect/status/2019207362175754443)  2026-02-05T00:32Z [----] followers, [----] engagements


"Taking a break from social media for a while. Im just a little tired and need to prioritise family 🌹 I wish everyone the absolute best on their journey. The bottom isnt in yet. Play it safe. Dont use leverage. Know what you own. Keep it safe in cold storage. Best wishes Prof 🌹"  
[X Link](https://x.com/ProfRipplEffect/status/2019450061546045809)  2026-02-05T16:36Z [----] followers, [----] engagements


"@Monica033491789 Great understanding They don't want new currencies either. What Michael Mainelli was also saying was crypto without usecase or technology that isnintegratable with current infrastructure is not useful (bitcoin)🌹"  
[X Link](https://x.com/ProfRipplEffect/status/2021558230623854876)  2026-02-11T12:13Z [----] followers, [--] engagements


"I believe this is a stalling phase to allow banks to on-ramp properly. For XRP to function as a neutral bridge asset institutions need prior consensus on holding itreplacing a basket of nostro/vostro currencies with XRP liquidity. Without participants holding XRP in advance the infrastructure simply cant work.🌹 https://twitter.com/i/web/status/2021607311429566504 https://twitter.com/i/web/status/2021607311429566504"  
[X Link](https://x.com/ProfRipplEffect/status/2021607311429566504)  2026-02-11T15:28Z [----] followers, [--] engagements


"⚠AWS RIPPLE SIBOS⚠ NOBODY LEAVES RIPPLE They're Redeployed⚠ A compilation video featuring Nilesh Dusane Head of Institutional Payments at AWS formerly Vice President of Global Sales and Client Relations at Ripple discussing Agentified AI at Sibos [----]. I included additional clips to support the connections to Ripple and further to the XRPL. Enjoy🌹 #XRPL https://twitter.com/i/web/status/2015902851273306527 https://twitter.com/i/web/status/2015902851273306527"  
[X Link](https://x.com/ProfRipplEffect/status/2015902851273306527)  2026-01-26T21:41Z [----] followers, 18K engagements


"I think X is shadowbanning a lot of us. I've seen a [--] to 97% reduction in viewership in the last [--] weeks. Any thoughts from others would be greatly appreciated 🌹"  
[X Link](https://x.com/ProfRipplEffect/status/2021911827211595839)  2026-02-12T11:38Z [----] followers, [---] engagements


"⚠This video is registered as 🔎UNLISTED on YouTube meaning it cannot be found through normal search and is only accessible via a direct link. I located it while navigating the official Bank for International Settlements (BIS) website❗I recommend watching the full presentation. ✅ I have also left an easter egg towards the end.🫡 What the video provides: The webinar titled CPMI Report on Cross-Border Payments (2020) is hosted by the Institute of International Finance (IIF) in collaboration with the BIS. It features Tara Rice Head of the Secretariat supporting the Committee on Payments and"  
[X Link](https://x.com/anyuser/status/1970458190388007193)  2025-09-23T12:00Z [----] followers, [----] engagements


"⚠XRP Stellar and IOTA: Transactional Payment Systems Bitcoin and Ethereum: Speculative Assets💥 Documented below💪 Not financial advice⚠ Abstract🍁 This post examines how policymakers have distinguished speculative cryptoassets from transactional systems. It highlights a [----] Canadian parliamentary submission categorising XRP Stellar and IOTA as payment-focused tokens and connects this to the [----] BIS/IIF roadmap of [--] building blocks for cross-border payment reform. (NFA Not Financial Advice) 🍁A [----] submission to Canadas House of Commons Standing Committee on Finance provides a clear"  
[X Link](https://x.com/anyuser/status/1970638971387416600)  2025-09-23T23:58Z [----] followers, [---] engagements


"Mr Saylor knows this to be true❗ 🟨Bitcoins design flaws have been clear for years. Even the Federal Reserve Bank of Boston (2014) said they may eventually prove fatal. Its role was pioneering to show that decentralised digital payments were possible. But just as dial-up gave way to fiber optics Bitcoins function was only ever transitional. The Fed itself highlighted 💧Ripple as the payment technology that builds on that legacy faster cheaper and more practical.⚡ $XRP $Xrpl #Ripple"  
[X Link](https://x.com/anyuser/status/1970815063188553891)  2025-09-24T11:38Z [----] followers, [----] engagements


"🍁Mr. Gary Gensler your own co-authored paper contradicts you.🍁 🍁In the Geneva Report on the World Economy (2018) you and colleagues outlined XRPs: Independent use case Distinguishability from Ripple Ability to compete with or replace SWIFT 🍁The report makes it plain: XRP has been usable in some fashion since [----] and XRP and the Ripple network might still exist even if Ripple the company disappeared. (Casey et al. [----] p.43) 🍁And: Ripple has developed a blockchain solution to rival SWIFT to streamline settlement processes. (Casey et al. [----] p.101) ✅ Clear settlement role. ✅ Global"  
[X Link](https://x.com/anyuser/status/1970976441429877000)  2025-09-24T22:19Z [----] followers, 11.1K engagements


"⚠Linea Poses No Threat to XRP or the XRPL: ISO [-----] Deadline Nears as SWIFT Moves Forward with Global Standardization Summary As this is a long and detailed research-based post those not interested in the archaeological excavation of blockchain documentation may wish to skip ahead. In short the conclusion is straightforward: ConsenSys Linea does not compete with XRP or the XRP Ledger. Linea is designed to scale Ethereum applications (ConsenSys 2025a; 2025b) whereas XRP and XRPL are built for cross-border settlement and liquidity (Ripple Labs 2014; 2024a). Furthermore SWIFT has already"  
[X Link](https://x.com/anyuser/status/1972121661286531372)  2025-09-28T02:10Z [----] followers, [----] engagements


"Sorry but this is epic if I do say so myself❗💥⚡ Ripple and XRP are about to become a force to be reckoned with 💪 Documented on video Enjoy 🙏 $xrp #xrpl #ripple"  
[X Link](https://x.com/ProfRipplEffect/status/1972299548883403174)  2025-09-28T13:57Z [----] followers, 132.6K engagements


"🌷They're not telling you because they don't want you to profit❗❗❗ ⚠BlackRock (finance) Amazon (commerce) Nvidia (technology) Ripple (payments) ConsenSys (infrastructure): Converging into a symbiotic environment for seamless settlement.⚠💥💥 🍁The increasing institutional engagement with blockchain technologies demonstrates a coordinated movement across financial technological and payment sectors. In the Decrypting Crypto explainer series BlackRock and Goldman Sachs are highlighted alongside technology leaders such as IBM Nvidia Oracle and Amazon all of whom are investing in blockchain"  
[X Link](https://x.com/anyuser/status/1972815836424593596)  2025-09-30T00:08Z [----] followers, [----] engagements


"⚠DO NOT BE MANIPULATED They want you out before the change happens⚠ Below I have systematically documented the psychology behind fear and greed/ hype vs fact using historical events based in both hype and or fear to help you identify this cyclical process. They've always done this and now it's Fintech's turn🖊 I hope it helps you to make informed decisions✅ VIDEO included 🖊Introduction Financial markets are rarely presented with neutrality. Headlines are designed to provoke emotion amplifying either optimism or catastrophe. This binary framing of hype and fear is characteristic of how"  
[X Link](https://x.com/anyuser/status/1973096322367381737)  2025-09-30T18:43Z [----] followers, [----] engagements


"Satoshi's words. #XRP #XRPL #RIPPLE"  
[X Link](https://x.com/anyuser/status/1973163109763182997)  2025-09-30T23:08Z [----] followers, 148.8K engagements


"⚠ Ripple has not lost this isnt a war whether certain factions of the crypto community believe this to be so or not.🍁 Its the financial system being reassigned. XRP already plays a role with or without Ripple whether critics like it or not.💥 🌷Preface A lot of people online have been jeering at Ripples future after SWIFT announced its new DLT plans with 30+ banks. Some frame this as a rival to Ripple. This is not the case. See below documented💪 🍁The XRP Ledger (XRPL) is decentralized; validators are independent and Ripple runs only a minority of nodes n.d.). 🍁Protocol changes require 80%"  
[X Link](https://x.com/anyuser/status/1973565903632556063)  2025-10-02T01:49Z [----] followers, 15K engagements


"Satoshi was humble enough to critique his own creation Try to Keep an open mind I have referenced everything💪 🌷Bitcoin Moores Law and the Implicit Faith in Hardware Scaling: A Critical Reassessment 🌹Preface For those approaching this analysis from the perspective of Bitcoin maximalism or for those who consider critical evaluation inappropriate when discussing seminal contributions such as those of Satoshi Nakamoto it is important to emphasise the purpose of research. The essence of academic inquiry lies in recognising both the strengths and the limitations of ones work. This is precisely"  
[X Link](https://x.com/ProfRipplEffect/status/1973917977993982225)  2025-10-03T01:08Z [----] followers, [----] engagements


"A KENDRA HILL CONSPIRACY short video🌷 🌷This short video presents a series of selected quotations from Kendra Hill accompanied by supporting documents and images that substantiate her remarkable foresight regarding the future role of XRP and the XRPL within the global financial system. The purpose of this work is to illustrate how statements made several years ago are increasingly aligned with subsequent developments in international banking digital assets and financial infrastructure. ⚠I do not own the rights to the music used in this video and it is not monetised. Special thanks to"  
[X Link](https://x.com/anyuser/status/1974118027856626127)  2025-10-03T14:23Z [----] followers, [----] engagements


"Goldman Sachs flagged Ripple as a disruptor to correspondent banking as early as March [----]. See documented source below🌷💪 #xrp #xrpl #ripple #GoldmanSachs"  
[X Link](https://x.com/ProfRipplEffect/status/1974184773527744954)  2025-10-03T18:48Z [----] followers, 13.5K engagements


"🌷J.P. Morgans [----] Global Research recognises Ripple (XRP) as a direct competitor to SWIFT faster cheaper and built for banks. Their own data shows XRP transactions were 99.98% cheaper than Bitcoin. Documented proof below. 🌍⚡ #xrp #xrpl #ripple #JPMorgan 💥"  
[X Link](https://x.com/anyuser/status/1974544747525214328)  2025-10-04T18:38Z [----] followers, [----] engagements


"⚠NASA acknowledges Ripple and XRP in official blockchain presentation❗ Link available here💪 #XRP #XRPL #RIPPLE https://ntrs.nasa.gov/api/citations/20170009470/downloads/20170009470.pdf https://ntrs.nasa.gov/api/citations/20170009470/downloads/20170009470.pdf https://ntrs.nasa.gov/api/citations/20170009470/downloads/20170009470.pdf https://ntrs.nasa.gov/api/citations/20170009470/downloads/20170009470.pdf"  
[X Link](https://x.com/ProfRipplEffect/status/1974963085044789312)  2025-10-05T22:21Z [----] followers, 28.2K engagements


"@RippleXrpie @Ripple Are you okay with crediting me for my find buddy. I appreciate what you do all the same 🥰"  
[X Link](https://x.com/anyuser/status/1974967548803502151)  2025-10-05T22:38Z [----] followers, [----] engagements


"🌷Ripple is explicitly named as an example of a permissioned distributed ledger in front of the global aerospace and defense community. I have listed the companies who attended below🙏💪💥 📍 34th Space Symposium Technical Track 📅 April [--] [----] 📍 Colorado Springs Colorado USA 📝 Quote (pg. [--] of 12): Ripple created for banks and payment networks is an example of an open permissioned or trusted ledger which acts as a transaction validator. The main idea of Ripple was to create a system of direct asset transfers in real-time which would be cheaper and more transparent. (34th Space Symposium"  
[X Link](https://x.com/ProfRipplEffect/status/1974999208521355269)  2025-10-06T00:44Z [----] followers, [----] engagements


"🌷BNY Mellons own Innovation Center panel lineup from July [----] featuring Ripples David Schwartz 🌷They announced a Ripple partnership a decade later ❗ Who else is going to announce a partnership🌷 #xrp #xrpl #ripple #BNYMELLON"  
[X Link](https://x.com/anyuser/status/1975027740022841353)  2025-10-06T02:38Z [----] followers, [----] engagements


"🌷With thanks to @VersanAljarrah and his brother @vandell33 from BlackSwanCapitalist. The World Bank Group highlighted Stablecoins XRP and XLM in its documentation (pg. 31). I combined this section with their own words to make it easier for newcomers to see the connection clearly. Video documented proof below 🌷💪 #xrp #xlm #stellarfoundation #ripple @paulbarron"  
[X Link](https://x.com/anyuser/status/1975318860149526905)  2025-10-06T21:54Z [----] followers, 31.4K engagements


"🌹 Ripples Hidden Walmart Connection❗❗ 🌷 [----] Ria Money Transfer (subsidiary of Euronet provider of Walmarts money transfer services) joined RippleNet. 🌹 $40B annual volume 377k+ locations 155+ countries 🌸 RippleNet faster settlement transparency tracking. 🌺 Since Ria underpins Walmarts remittance network Ripple is already indirectly improving Walmarts payments efficiency. 🌻 Speculative question: But I do wonder if Walmart will eventually adopt Ripple rails too⚡ #xrp #xrpl #ripple"  
[X Link](https://x.com/ProfRipplEffect/status/1975399144450671025)  2025-10-07T03:13Z [----] followers, [----] engagements


"Ripple bKash Mastercard and the list continues🌹 Images and links provided 💪🙏 🌷 Ripples partnership with bKash (Bangladeshs largest remittance wallet) gives Ripple an indirect link to Mastercard. 🌷 This adds to Ripples global connections SBI Holdings Ria Transfer Stellar the Digital Dollar Project and even the former MoneyGram partnership all showing how RippleNet is threading into the future of global payments. 🌹 #xrp #xrpl #ripple https://ripple.com/insights/bkash-and-mobile-money-connect-through-ripplenet-to-power-wallet-to-wallet-remittances/"  
[X Link](https://x.com/anyuser/status/1975690580005908614)  2025-10-07T22:31Z [----] followers, [----] engagements


"⚡ Lightning Networks own white paper outlines why it cannot scale to global payments 🐢. 🌹 I have documented precisely where to look in their whitepaper 📑👇 I also provided the accompanying video with thanks to @digitalassetbuy . I may have tweaked the video a little 😈. ⚡ Deep Dive: Lightning White Paper vs. Reality 🐢 Problem Statement (p. 3) It is absolutely not possible to handle a large amount of micropayments on the network or to encompass all global transactions. The authors concede Bitcoin alone 🐢 cannot scale. Claimed Solution (p. 2) By deferring telling the entire world about"  
[X Link](https://x.com/anyuser/status/1975721116279972090)  2025-10-08T00:33Z [----] followers, [----] engagements


"🌹🌷 Everyone focused on the front page of Ripples bank charter. Did anyone scroll down 🌹🌷 🌹🌷 The document includes individuals with long careers across institutions such as the Federal Reserve Bank of England Bank for International Settlements and BNY Mellon. These roles are not incidental but reflect a pattern of experience that is now positioned within Ripples advisory structures. 🌹🌷 🌹🌷 Ripple also holds over [----] NDAs which remain outside public scrutiny. These agreements are likely to involve partnerships integrations and regulatory discussions that have not yet been disclosed."  
[X Link](https://x.com/anyuser/status/1975772838926688301)  2025-10-08T03:58Z [----] followers, 25.1K engagements


"⚠🔎 🌹🌷🌻 Everyone missed an important detail amidst all the noise in the news. Ill show you what theyve been hiding in plain sight. 🌹🌷🌻 ⚠🔎I have documented everything and highlighted the important content that draws connections back to Ripple🍂 🌹🌷🌻 In March [----] the California Assembly Banking & Finance Committee ran Innovation and Transformation in Payments Technology (Mar [--] 1:304:00 pm Room 444) listing Visa (Stephanie Ericksen) UC Berkeley Law & Paul Hastings (Thomas Brown) Coinbase (Fred Ehrsam) and Ripple Labs (Chris Larsen; Karen Gifford). (Assembly Committee on Banking and"  
[X Link](https://x.com/ProfRipplEffect/status/1976078788925513784)  2025-10-09T00:14Z [----] followers, 23.1K engagements


"⚠THEY KNOW⚠ Paul Walker (Goldman Sachs) Chris Larsen (Ripple) Barry Silbert (SecondMarket/DCG) James Freis (ex-FinCEN) and Michael Bloomberg (Bloomberg LP) 💐 🌹 I may have uncovered something remarkable I came across language in Digital Gold (Popper 2015) that appears to have gone largely unnoticed in public discussion. It shows that as early as [----] major banks and institutions 🏦 were seeking ways to separate blockchain technology from the inefficiencies of Bitcoin mining ⚠. When this is considered alongside primary documents from R3 🤝 the Bank for International Settlements (BIS) 🌍 and"  
[X Link](https://x.com/ProfRipplEffect/status/1976383174621139151)  2025-10-09T20:24Z [----] followers, 26K engagements


"⚠ More Goldman Sachs and Ripple Proof Right Here In Goldmans Own Words and Research Report ⚠ 🌹 Goldman Sachs does and seeks to do business with companies covered in its research reports. As a result investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. 🌷 🌹 Ripple network enables real-time international payments. Ripple is a promising innovator in this field and uses customized protocols based on blockchain technology similar to the standardized protocols which allow emails to be sent seamlessly from one email system to"  
[X Link](https://x.com/anyuser/status/1976724483126763879)  2025-10-10T19:00Z [----] followers, [----] engagements


"It still feels surreal to see my content explored alongside @SMQKEDQG 🌹🌷🍁🍂🙏 . Thank you both @APEXCONSULTNFA @DPGmaximus ⚡💪 @ProfRipplEffect @SMQKEDQG @MrManXRP @DPGmaximus @APEXCONSULTNFA 👀👇👍👍👍🔥FLIP THAT SWITCH Here's How The Fed Will Use XRP For Bulk Payments https://t.co/3hzKkhU5kO via @YouTube @ProfRipplEffect @SMQKEDQG @MrManXRP @DPGmaximus @APEXCONSULTNFA 👀👇👍👍👍🔥FLIP THAT SWITCH Here's How The Fed Will Use XRP For Bulk Payments https://t.co/3hzKkhU5kO via @YouTube"  
[X Link](https://x.com/anyuser/status/1976774974708105630)  2025-10-10T22:20Z [----] followers, [----] engagements


"🌹 The financial evolution is coming soon. 🌻 #xrp #xrpl #ripple"  
[X Link](https://x.com/anyuser/status/1977113144393965763)  2025-10-11T20:44Z [----] followers, 14.2K engagements


"Could Deloitte and Temenos Aid Ripple in Potentially Linking to Thousands of Major Banks Worldwide❗❗❗ Documented👇 🌼 Here is a quick overview of the research for anyone who hasn't the time to read the entire post 🙏 🌹 Global Reach Temenos powers 3000+ banks worldwide including [--] of the top [--] while Deloitte supports 90% of the Fortune Global [---] (Temenos 2021; Temenos 2020; Deloitte Global 2025). 🌼 Proven Integration Deloitte has already demonstrated Ripple embedded within Temenos T24 for real-time cross-border payments (Deloitte 2016; Deloitte 2019). 🌷 Policy Alignment Ripple Deloitte"  
[X Link](https://x.com/anyuser/status/1977597254878875802)  2025-10-13T04:48Z [----] followers, [----] engagements


"⚠ Former Chief Comission Officer at Ripple Mr. Greg Kidd plus some incredible connections to Deloitte and Temenos ⚡ With thanks to @PlanXRP 🙏🌷 #XRP #XRPL #Ripple Let me be very clear: Banks are aware ⚠ Deadlines bring announcements.✍🤝"  
[X Link](https://x.com/ProfRipplEffect/status/1977630638602850561)  2025-10-13T07:01Z [----] followers, [----] engagements


"💥DTCC & Ripple 💥 🌹 Current Ripple Advisor Former CEO of DTCC Outlined DTCCs Essential Demands Which Mirror the XRP Consensus Mechanism 🌹🌷🌺 Rare DTCC Video and documents below 👇 🌹 Donahue on Central Management (2016) It is imperative to have transactions flow through something that can be subjected to central management. Donald Donahue former CEO of DTCC DTCC Blockchain Symposium Future of Blockchain 🌷 Schwartz on Ripple Consensus (2018) Through the consensus process validators agree on a specific subset of the candidate transactions servers communicate and update proposals until a"  
[X Link](https://x.com/ProfRipplEffect/status/1978070016303009875)  2025-10-14T12:06Z [----] followers, 125.9K engagements


"⚠MAXIS NEED TO UNDERSTAND THIS❗❗ ⚠ ✍Below I have provided documentation supporting the rebuttal to the longstanding argument posed by Bitcoin maximalists and others: XRP is required for settlement xCurrent is merely an upgrade to the SWIFT messaging system 💪. Both SWIFT and xCurrent still require banks to maintain costly and time-consuming nostro/vostro accounts pre-funding reserves at both point A (nostro) and point B (vostro). Ripple continues to offer this option for legacy institutions that may prefer it but this does not diminish XRPs unique role in enabling true settlement through"  
[X Link](https://x.com/anyuser/status/1978294589409632355)  2025-10-15T02:59Z [----] followers, [----] engagements


"MORE PROOF that Ripple is EVERYWHERE🌹 💥How Ripple the World Bank the Federal Reserve and SWIFT align through international payment frameworks💥 As usual it's all documented👇 The International Payments Framework Association (IPFA) was established in [----] as a non-profit member organisation to address inefficiencies in cross-border low-value payments. Its purpose was to create a shared rulebook and implement ISO 20022-based translation standards to enable interoperability between domestic clearing systems (Banco Central do Brasil 2010). The Federal Reserves Retail Payments Office and Equens"  
[X Link](https://x.com/ProfRipplEffect/status/1979011842140717298)  2025-10-17T02:29Z [----] followers, 11.6K engagements


"🌹 Ripple: Powering the Internet of Value 🌹 #xrp #interstellar #ripple #xrpl"  
[X Link](https://x.com/anyuser/status/1979737507542741129)  2025-10-19T02:32Z [----] followers, [----] engagements


"Ripple and Stellar ARE working together🌹 🌷Don't believe me Ill provide more documentation.🌷 ⚠Watch the entire video. There are names you dont want to miss.⚠ #xrp #xlm #ripple #stellarfoundation"  
[X Link](https://x.com/ProfRipplEffect/status/1980233599506067804)  2025-10-20T11:24Z [----] followers, 26.5K engagements


"Even more Ripple connections🌹 🌹Following up on David Milibands connections to Ripple and the Stellar Foundationheres his mentor former UK Prime Minister Sir Tony Blair speaking at the @wef on technological advancements. Ive included key clips in this video to highlight why this segment is so important.🌹 #xrp #xlm #ripple #xrpl Ripple and Stellar ARE working together🌹 🌷Don't believe me Ill provide more documentation.🌷 ⚠Watch the entire video. There are names you dont want to miss.⚠ #xrp #xlm #ripple #stellarfoundation https://t.co/nqUafpiXtk Ripple and Stellar ARE working together🌹"  
[X Link](https://x.com/anyuser/status/1980384211644076396)  2025-10-20T21:22Z [----] followers, 11.7K engagements


"⚠ XRPL Stellar and Stronghold Ukraine is the Testing Ground for Scalable Payment Infrastructure ⚠ ⚠There is no competition between Stellar and Ripple⚠ I utilise the white papers to support this overview👇 📚🌹 XRPL (Ripple Labs) Consensus via Ripple Protocol Consensus Algorithm (RPCA). Achieves ledger finality in seconds without proof-of-work. Optimised for low-cost cross-border settlement. Functions as a bridge asset network enabling liquidity between different systems (Schwartz Youngs & Britto [----] pp.14). 📚🌹 Stellar (SDF) Uses Stellar Consensus Protocol (SCP) with federated Byzantine"  
[X Link](https://x.com/ProfRipplEffect/status/1980439088969794012)  2025-10-21T01:00Z [----] followers, [----] engagements


"⚠Ripple and the @DigiEuro Association/Christine Lagarde acknowledges Ripple as a disruptor⚠. 🌹Matthew Osborne (Ripple) at the [----] Digital Euro Conference (Digital Euro Association). 🌹Back in [----] Christine Lagarde now President of the European Central Bank acknowledged Ripple as one of the true disruptors in digital payments. Six years later Ripple is presenting at the Digital Euro seminar itself. 🌷Christine Lagarde: So thats where I see changes happening now if you think of Circle and Ripple and all those thats where they are active and helpful. There are no coincidences. 🌹 #xrp #ripple"  
[X Link](https://x.com/ProfRipplEffect/status/1980590226872410567)  2025-10-21T11:01Z [----] followers, 11.5K engagements


"💥More proof💥 ⚠ Townsend of the Stellar Foundation: Research on the Synergistic Relationship Between Ripple (For-Profit) and the Stellar Development Foundation (Not-for-Profit) in Collaboration with David Milibands IRC (connecting to Ukraine aid🌹) ⚠ I have also included my post covering the IRC and David Miliband to couple with this current research on Townsends paper. He is the man from the Stellar Foundation. It is interesting how Ripple and Stellar are supposedly seen as enemies but this shows more documentation proving they have always been connected.🤝🏻 📄 Tiered Flow of Value"  
[X Link](https://x.com/anyuser/status/1980970683900248267)  2025-10-22T12:13Z [----] followers, [----] engagements


"💥 Ripple Mastercard Visa PayPal (XMoney) 💥 💥Once again we see the main players in innovative financial technology either partnering with one another or appearing together in major documentation.💥 👉 The information below is indicative of a connection whether direct or indirect between Ripple Visa Mastercard and PayPal. Everything is documented below. 👇 🌊💰 Ripples CFO Bret Allenbach previously held senior positions at both PayPal and Visa before joining Ripple Labs. Joined Ripple in [----] 🌊💰 Visa acquired Earthport a cross-border network that had already integrated RippleNet several"  
[X Link](https://x.com/ProfRipplEffect/status/1981164324316930165)  2025-10-23T01:02Z [----] followers, [----] engagements


"⚠Galaxy is telling you they will be using XRP⚠ Link available below👇🏻 🌹 Who wrote this Written by Mike Giampapa General Partner at Galaxy Ventures (owned by Mike Novogratz a well-known Bitcoin advocate). 🌹 What Rail actually is Rail is simply a fintech payments layer. It does not have its own blockchain global settlement corridors or a native stablecoin. So why did Galaxy say this This is not true 😶🌫 🌹 Where Ripple steps in The digital asset infrastructure Rail references is XRPL the stablecoin is RLUSD and the bridge for cross-border liquidity is XRP. Without Ripple Rail cannot"  
[X Link](https://x.com/ProfRipplEffect/status/1981186678132723965)  2025-10-23T02:31Z [----] followers, [----] engagements


"🌹Bitcoiners: The Movie coming never to a theatre near you.👇💥 Just a light-hearted spoof of my most-loved Bitcoin Maximalist moments. This is strictly for fun. I dont own the rights to any of the additional clips. All credit goes to the insanely talented @meatcanyon who has brought me to tears with laughter more times than I can count 🙏🏻🤣😇. Enjoy 😅🌹 #bitcoin #bitcoinmaxi #ripple #xrp #xrpl"  
[X Link](https://x.com/anyuser/status/1981305988385755442)  2025-10-23T10:25Z [----] followers, [----] engagements


"⚠ Compelling evidence that Microsoft is working with Ripple & the Interledger Protocol behind the scenes.⚠ ⚠WARNINGSome images appear repetitive upon first site but I 'azure' you this is not the case💪🏻 📑 Everything is documented. 👀 Enjoy & thank you for watching. Guest featuring: David E. Rutter (CEO of R3)🌹 #xrp #xrpl #ripple #Microsoft #ILP #InterledgerProtocol"  
[X Link](https://x.com/anyuser/status/1981764127912546525)  2025-10-24T16:46Z [----] followers, 16.8K engagements


"Microsoft/Ripple🤝🏻 💥Ripple are miles ahead of the competition💥 Link below👇🏻 🌹Microsofts active interest in ILP led by someone like Marley Gray at Azure bolsters the argument that Ripples tech is ready for implementation while Ethereum remains more in the platform for development and experimentation." Gray's words not mine.💪🏻 #xrp #xrpl #ripple #ILP #Microsoft"  
[X Link](https://x.com/anyuser/status/1982048471692525776)  2025-10-25T11:35Z [----] followers, [----] engagements


"⚠Stellar & Ripple were chosen⚠ 🌹Professor Robert Townsend of Velo Labs (which issues the VELO token on the Stellar Network and uses Stellar for settlement) examines how the validation systems of both Ripple and Stellar arose to deal with the problems faced by Bitcoin. 💪🏻 Documentation provided as always.👇🏻🌹 #xlm #xrp #ripple #stellarfoundation #velo #SHX https://twitter.com/i/web/status/1982535831094165893 https://twitter.com/i/web/status/1982535831094165893"  
[X Link](https://x.com/anyuser/status/1982535831094165893)  2025-10-26T19:52Z [----] followers, 11.5K engagements


"⚠ XRP is here to stay (documented) ⚠ See @SMQKEDQG video below too He's always an incredible asset to the XRP comunity🙏🏻🩵 The XRP Ledger (XRPL) was designed to enable financial-grade payments and settlement. The white paper outlines its ability to process transactions in [--] seconds without mining making it suitable for institutional use. Since [----] the XRPL has operated continuously without halts. Evidence of adoption is clear: Ripples On-Demand Liquidity (ODL) uses XRP directly for cross-border settlement and has been implemented by Santander SBI Holdings and Tranglo. Regulatory"  
[X Link](https://x.com/ProfRipplEffect/status/1982631836996993440)  2025-10-27T02:14Z [----] followers, 19.8K engagements


"👉 Linea is not an XRP competitor⚠ This is misleading⚠ 👇🏻Documentation below👇🏻 🌹 XRP is for money movement and institutional settlement. 🍂 Linea is for Ethereum developers and dApps not real-time settlement rails. #xrp #ripple #xrpl #SWIFT ⚘References ConsenSys (2025) Linea Docs: Overview. Available at: (Accessed: [--] October 2025). ConsenSys (2025) Architecture Linea Docs. Available at: (Accessed: [--] October 2025). Schwartz D. Youngs N. and Britto A. (2014) The Ripple Protocol Consensus Algorithm. Ripple Labs. Available at: (Accessed: [--] October 2025). (2025) Payments XRPL Use Cases."  
[X Link](https://x.com/anyuser/status/1982970613539979679)  2025-10-28T00:40Z [----] followers, [----] engagements


"👉 In some ways I think about what Amazon was to books as Ripple is to cross-border payments. Brad Garlinghouse CEO of Ripple🧡 #xrp #ripple #xrpl #XRAPID Ripple prime. like Amazon prime but for banks and financial institutions 👌🏁 https://t.co/mHA9SYIJaW Ripple prime. like Amazon prime but for banks and financial institutions 👌🏁 https://t.co/mHA9SYIJaW"  
[X Link](https://x.com/ProfRipplEffect/status/1983033841972302264)  2025-10-28T04:51Z [----] followers, [----] engagements


"🌹Bank of Zambia knows🌹 Beautiful Country #xrp #xrpl #ripple"  
[X Link](https://x.com/anyuser/status/1983158275492458931)  2025-10-28T13:05Z [----] followers, [----] engagements


"⚠Ethereum and Solana are TOO SLOW⚠ 🌹Kevin OLeary Fox News October [--] [----] #xrp #ripple #xlm #shx"  
[X Link](https://x.com/ProfRipplEffect/status/1983191978100559882)  2025-10-28T15:19Z [----] followers, 49.2K engagements


"For anyone who didn't know about the Google/Ripple connection 🙏🏻🌹 #xrp #xrpl #ripple #Google Excited to welcome OpenCoin to the portfolio. Making waves with open payment network @Ripple: http://t.co/Yzb3Z7YkD4 Excited to welcome OpenCoin to the portfolio. Making waves with open payment network @Ripple: http://t.co/Yzb3Z7YkD4"  
[X Link](https://x.com/anyuser/status/1983330617636036746)  2025-10-29T00:30Z [----] followers, [----] engagements


"⚠HIDDEN ROAD + DRW + BOA CIRCLE and more. ⚠ Watch all the way through ⚠ Documents are included within the video 🙏🌹 This video will help you connect the dots back to Ripple and more specifically XRP 🌹 #XRP #RIPPLE #HiddenRoad"  
[X Link](https://x.com/anyuser/status/1983581553876779351)  2025-10-29T17:07Z [----] followers, 11.3K engagements


"🌹 In the words of The Dom himself @dom_kwok: Billions are cool but trillions are cooler ⚠ 🌹To solidify a direct connection between Ripple SWIFT and J.P. Morgan through GTreasury here are images sourced directly from the official websites so that nobody can mistake the facts. SWIFT and J.P. Morgan announced this on their own websites. I took the liberty of including the GTreasury images too for reference 🙏🏻 Working links below 👇🏻 🔗 SWIFT (GTreasury SS LLC listing): 🔗 J.P. Morgan (GTreasury partnership page): #xrp #GTreasury #Ripple #SWIFT #JPmorgan"  
[X Link](https://x.com/anyuser/status/1983904872089977049)  2025-10-30T14:32Z [----] followers, [----] engagements


"⚠THEY HID RIPPLE IN INSIDE THE LATEST WORLD ECONOMIC FORUM VIDEO⚠ But I caught it⚘ 🪶The most recent World Economic Forum video has a little surprise hidden within the first [--] seconds ⚘🌹. This may not be a big deal to most but it speaks volumes to me personally 🌹. I screenshotted every frame that showed the list of Technology Pioneers and only Ripple is specifically a crypto/blockchain-related company. Here is the list along with the video to see for yourselves. They are everywhere in plain sight.👇🏻 Ripple is gping to play one of the biggest roles in financial history ⚠ Just wait and"  
[X Link](https://x.com/ProfRipplEffect/status/1984031839812460796)  2025-10-30T22:57Z [----] followers, 14.4K engagements


"🎃👻🦇 Ripples Departures or Strategic Deployments 🦇👻🎃 Video included🌹 🎃Jed McCaleb Co-Founder of Stellar (XLM) 🎃Nik Bougalis CTO of Algorand Foundation 🎃Stefan Thomas Founder of Coil / Interledger Protocol 🎃David Schwartz Strategic Advisor at Evernorth Holdings (XRP Treasury) 🎃Asheesh Birla CEO of Evernorth XRP Digital Asset Treasury 🎃Ginger Baker Director of Payments Partnerships at Meta 🎃Robbie Mitchnick Head of Digital Assets at BlackRock #xrp #xlm #ripple #xrpl"  
[X Link](https://x.com/ProfRipplEffect/status/1984419966867652866)  2025-11-01T00:39Z [----] followers, [----] engagements


"⚠Why XRP will Not be Volatile⚠ ⚠Based on Cboe BZX Exchange filing to list the Canary XRP ETF Trust (SR-CboeBZX-2025-022 p. 34)⚠ 🌷Market design not price stillness: XRPs stability arises from its structural integrity rather than the absence of price movement. 🌷Global liquidity: XRP is traded across a vast number of exchanges worldwide maintaining deep and continuous liquidity. 🌷Continuous trading: Its 24/7 market activity limits the formation of artificial price gaps and reduces the impact of isolated events. 🌷Geographic diversity: Trading occurs across multiple jurisdictions and time"  
[X Link](https://x.com/ProfRipplEffect/status/1984752237050998901)  2025-11-01T22:39Z [----] followers, 26.1K engagements


"⚠ XRP is a different beast entirely ⚠ Even debt will increase its value💥 Documents provided 🌹 ⚘World Economic forum⚘ The Solana Chainlink and Bitcoin maximalists think XRP is just for cross-border payments. What they fail to realise is that with ODL on the XRPL which uses XRP for liquidity the network can also tokenise debt. And even through debt XRPs value will rise. 🤣🤣💪🏻💥💪🏻💥 It cant lose. Debt and credit will drive XRPs price higher. Its like a machine that turns any form of value even debt into greater value for itself. 🤣🤣💪🏻💪🏻💪🏻💪🏻😂🤣😭 #xrp #xrpl #ripple"  
[X Link](https://x.com/ProfRipplEffect/status/1984995510906650940)  2025-11-02T14:46Z [----] followers, [----] engagements


"⚠Ripple had 47banks in Japan 90+ globally (including Santander Bank of America and Axis Bank) back in 2017.⚠ ⚠And yet you still wonder whether instant settlement (not GPI message forwarding Settlement) will be using XRP😵💫 The official Ripple post literally says it👇🏻 ⚠The consortium of [--] banks have successfully completed a pilot implementation of Ripple in Japan enabling real-time money transfers both domestically and internationally.⚠ ⚠Real-time settlement. Not messaging. Not a testnet fantasy. Settlement.💥 And Ill say it again instant settlement The very thing XRP and the XRP Ledger"  
[X Link](https://x.com/anyuser/status/1985146927428600101)  2025-11-03T00:48Z [----] followers, [----] engagements


"🌹EVERYTHING ON THE XRPL WILL BURN XRP. FACTS Sorry maximalists but the white paper specifies this here👇🏻 ⚘'Every transaction must specify how much XRP to destroy to pay the transaction cost. The transaction cost is not paid to any party: the XRP is irrevocably destroyed. ⚘ 💥The Ripple Protocol Consensus Algorithm (David Schwartz Noah Youngs Arthur Britto 2014)💥 This statement applies universally to every transaction on the XRPL not just XRP-to-XRP transfers.🌹 #xrp #xrpl #ripple #rlusd"  
[X Link](https://x.com/ProfRipplEffect/status/1985382941216629235)  2025-11-03T16:25Z [----] followers, 41.1K engagements


"💥 Ripple stands alone as the only network that actually settles real value. 💥 See official diagram provided by Finastra 👇🏻 ⚘Among the systems illustrated most facilitate instructions rather than value movement: 🌹1. SWIFT transmits messages 🍂2. Visa and Mastercard rely on deferred settlement 🌹3. PayPal and Thunes operate within closed networks 🍂4. Regional infrastructures such as TIPS Buna or PayNet settle domestically only #xrp #xrpl #ripple #finastra"  
[X Link](https://x.com/ProfRipplEffect/status/1985697789825671664)  2025-11-04T13:17Z [----] followers, 38.3K engagements


"🔥Even if people use 🟢USDT OR 🔵USDC. XRP will be BURNED 🔥 Documented in the XRPL white paper💪🏻 🔥 More Traffic = Higher Base Fee = More XRP Burn🔥 White paper quote The minimum transaction cost is [-------] XRP (10 drops). It automatically increases when the network is under heavy load. 🔥 🌹Example: Base fee [-------] XRP However⚠ More traffic on XRPL would result in ⚘Higher load (fees) [-------] XRP TO SUMMARISE❗ When network activity ramps up and more people start sending (EXAMPLE USDC USDT (just so were not being biased with RLUSD 😉) or any other token the fees rise💰 and because those"  
[X Link](https://x.com/anyuser/status/1985859548045803670)  2025-11-04T23:59Z [----] followers, 23.6K engagements


"⚠The XRPL architecture fulfills EVERY technical and operational standard required by the IMF/BIS definitions of a reserve-grade asset⚠ 🔥To support this I provide side-by-side comparison documentation from both the BIS and IMF and assess their requirements against the XRPL criteria.🔥 🌐1. IMF What Defines a Reserve Asset IMF BPM6 [----] (primary source): Reserve assets are those external assets readily available to and controlled by monetary authorities for balance-of-payments financing FX intervention or related purposes. 🔗 IMF BPM6 Manual 🌏XRPL Proof (White Paper): Once consensus is"  
[X Link](https://x.com/ProfRipplEffect/status/1986050856605675866)  2025-11-05T12:39Z [----] followers, 17.4K engagements


"⚠If you're Worried About Quantum Hacking ⚠ 💚Here is a simple quantum-safe way to manage your wallets without fear💚 Everything is supported by evidence-based research💯👇 . . . Most people panic when they see scary posts claiming: ⚠QUANTUM COMPUTERS WILL BREAK CRYPTO IN [--] YEARS⚠. 💚What they never explain is that you can avoid 99% of the risk just by organising your wallets in a clean sensible way.💚 I will attempt to outline a three-wallet system designed to keep your long-term storage completely protected and completely separate from anything that ever touches an exchange💯 🔵 WALLET A The"  
[X Link](https://x.com/ProfRipplEffect/status/1986449432536031502)  2025-11-06T15:03Z [----] followers, 14.6K engagements


"🔥🔥🔥🔥🔥🔥🔥🔥 Huge shoutout to @ayyylex44 for raising a brilliant question: 👉 If Wallet B must never expose its public key what happens when you finally need to sell and Wallet B has to send to Wallet C Doesnt that expose it ✅ Yes And thats the one caveat. Once Wallet B sends a transaction its public key becomes visible on-chain. That means its no longer a pure cold-storage wallet. The solution is simple and 100% safe: 🔹 After you send from Wallet B Wallet C 🔹 Retire that Wallet B (it has now been exposed) 🔹 Move any remaining funds into a completely new freshly unboxed Wallet B 🔹"  
[X Link](https://x.com/ProfRipplEffect/status/1986600290015916234)  2025-11-07T01:03Z [----] followers, [----] engagements


"XRP PRICE HAS THE POTENTIAL TO EXPLODE ⚠ THIS IS NOT BASED ON RANDOM/SPECULATIVE guesswork⚠ I provide documentation for every last part of this working theory.💪 ⚠Always DYOR⚠ 🌹 A working (theory) on XRP price valuation evidence from market infrastructures (DTCC SWIFT CLS) central banks and standards (BIS IMF FSB CPMI ISO 20022) U.S. policy (Federal Reserve FPTF OCC) enterprise rails (R3/Corda BNY Mellon) and vendor connectivity (ACI Finastra CGI Volante Temenos TAS) thoroughly documented below 🌹 . . . . . . ⚠ Why these estimates remain conservative Before outlining the valuation model it"  
[X Link](https://x.com/ProfRipplEffect/status/1986838453678489635)  2025-11-07T16:49Z [----] followers, 80.8K engagements


"⚠Ripple Stellar Fortress and Pantera have been talking for over a DECADE⚠ I have documentation to support this in the short video provided🌹 Reference with worming link is listed at the bottom of this post🙏🏻👇🏻 What is known👇🏻 🌹 Brad Garlinghouse was on stage with Dan Morehead (Founder & CEO of Pantera Capital) in [----]. During that fireside chat Brad explicitly said he attended a crypto gathering at Dans house around a decade ago. 🌹What people do not know👇🏻 Dans house is located by Lake Tahoe as documented in Digital Gold (2015). See the following pages for further reference👇🏻💪🏻"  
[X Link](https://x.com/anyuser/status/1987345104210710768)  2025-11-09T02:22Z [----] followers, 23K engagements


"⚠ You Know Youre Onto Something When History Repeats Itself: PayPal once Faced the Same Treatment that Ripple endured for all these years⚠ Documentation included👇🏻🌹 🌹The historical tensions between PayPal and the US regulatorybanking nexus map almost one-to-one onto what Ripple has experienced with the Securities and Exchange Commission. The pattern is predictable: whenever a technology threatens the established revenue architecture of banks the first response is defensive not cooperative. 🌹The excerpt above illustrates this clearly. In the early 2000s PayPal was treated as a structural"  
[X Link](https://x.com/anyuser/status/1987593731298468258)  2025-11-09T18:50Z [----] followers, 17.7K engagements


"⚠SWIFT CITI & Ripple ⚠ 🌹Kalyani Bhatia: Global Head of Payments & PMI SWIFT 🌹Ryan Rugg: Head of Digital Assets Citi TTS 🌹Pegah Soltani: Head of Payment Products Ripple 🔥SWIFT Citi and Ripple are coordinating to build the new global payment rails. They are NOT competing. Listen from 2:06 to hear from SWIFT how they are cooperating not competing 💪🏻. 🙏🏻Sorry Solana/Bitcoin/Chainlink maxis the adults are speaking and it seems a multi-chain world is on the cards 😉. Link to the full podcast from November 8th 2023👇🏻 #xrp #xrpl #ripple #swift #citibank"  
[X Link](https://x.com/ProfRipplEffect/status/1987893811624767653)  2025-11-10T14:43Z [----] followers, 18.7K engagements


"🌐BANKS WILL CAP REGULAR PEOPLE'S DIGITAL CASH HOLDINGS❗ ⚠Banks are already preparing to control how much you will be allowed to hold in your own DIGITAL WALLETS once digitised payments and stablecoins become mainstream.⚠ Article published: 10th November [----]. Working link included below👇🏻 🌹Summary: The Bank of England has stated that as digital money becomes widely adopted it intends to impose strict holding limits likely between 🔥10000 and [-----] per person🔥. The concern is that rapid outflows of deposits into digital money would reduce the deposit base of commercial banks constrain"  
[X Link](https://x.com/anyuser/status/1988220621877100819)  2025-11-11T12:21Z [----] followers, [----] engagements


"XRPs ANTI-Clawback Mechanism 🤝🏻🙏🏻💪🏻 Documentation to confirm this. Youll be okay💪🏻 Just keep your cold-wallet hygiene healthy (keep both your public and private keys safe)🔥 I included my previous post regarding cold wallet hygiene fir anyone who isn't sure bmhowntindo this🙏🏻🌹. #xrp #xrpl #ripple #ANTICLAWBACK @Tangem 🔥🔥🔥🔥🔥🔥🔥🔥 Huge shoutout to @ayyylex44 for raising a brilliant question: 👉 If Wallet B must never expose its public key what happens when you finally need to sell and Wallet B has to send to Wallet C Doesnt that expose it ✅ Yes And thats the one caveat. Once"  
[X Link](https://x.com/ProfRipplEffect/status/1988237604995612967)  2025-11-11T13:29Z [----] followers, [----] engagements


"🔥Proof of Concept in Real Time SEPA Off-Ramp Using Interledger and the XRPL Giving XRP Exposure to Over [----] European Banks🔥 All documented below with video walkthrough📝 November 6th [----] 🔥🔥🔥 🌹This demonstration shows a SEPA off-ramp in real time with euros moving through the Interledger Protocol and settling via the XRPL. It marks a tangible step toward unifying Europes regulated payment network (SEPA) with open interoperable blockchain infrastructure. The integration of GateHub ILP and XRP illustrates how digital assets can act as compliant liquidity rails at the edges of the EUs"  
[X Link](https://x.com/ProfRipplEffect/status/1988592755279368622)  2025-11-12T13:00Z [----] followers, 64.5K engagements


"⚠ It has to burn to power the XRPL network ⚠ IT DOES NOT REPLACE XRP🤡 As cited by (@AMINABankGlobal on X 13:59 14th July 2025)🌹 So sorry to any Maxi/🫏 desperately trying to misinform investors regarding this concept 🫏 #xrp #xrpl #ripple #RLUSD 🌹EVERYTHING ON THE XRPL WILL BURN XRP. FACTS Sorry maximalists but the white paper specifies this here👇🏻 ⚘'Every transaction must specify how much XRP to destroy to pay the transaction cost. The transaction cost is not paid to any party: the XRP is irrevocably https://t.co/DiDWrnXfXA 🌹EVERYTHING ON THE XRPL WILL BURN XRP. FACTS Sorry maximalists"  
[X Link](https://x.com/anyuser/status/1988965538429817252)  2025-11-13T13:41Z [----] followers, 13K engagements


"⚠LOOK IN THE NEWS TICKER OF THIS BLOOMBERG CLIP⚠ Sep [--] 2009: AOL names Brad Garlinghouse president. Same day: Bloomberg warns Japan may face catastrophic finances. Aug [--] 2009: Japan election won (DPJ). Sep [--] 2009: Yukio Hatoyama formally becomes Prime Minister. #XRPL"  
[X Link](https://x.com/ProfRipplEffect/status/2015392664850493592)  2026-01-25T11:53Z [----] followers, 13K engagements


"⚠ Former IMF board member breaks silence on positive views toward Ripple ⚠ [----] Less than [---] views online upon discovery 🌹 Sunil Sabharwal: Former IMF U.S. Board Member representing the United States speaks with Anja Manuel (member of Ripples Board of Directors). I included documents in this clip I condensed down from [--] minutes #XRPL https://twitter.com/i/web/status/2015616585319305515 https://twitter.com/i/web/status/2015616585319305515"  
[X Link](https://x.com/ProfRipplEffect/status/2015616585319305515)  2026-01-26T02:43Z [----] followers, [----] engagements


"BILL GATES/ RIPPLE 🌹 #XRPL Let us go deeper down the rabbit-hole Alice🐇. Bill Gates Mojaloop Ripple XRP Interledger Protocol and the World Bank🌹 #xrp #xrpl #ripple #BillGates https://t.co/Xl3OTuQBZw Let us go deeper down the rabbit-hole Alice🐇. Bill Gates Mojaloop Ripple XRP Interledger Protocol and the World Bank🌹 #xrp #xrpl #ripple #BillGates https://t.co/Xl3OTuQBZw"  
[X Link](https://x.com/ProfRipplEffect/status/2017328496444317907)  2026-01-30T20:06Z [----] followers, [----] engagements


"⚠ All dots connect ⚠ Ripple BIS BlackRock IMF Bretton Woods Committee 🌹👇🏻 A former BlackRock employee and Bretton Woods Committee member speaking at the IMF alongside another Bretton Woods Committee member discussing emerging technologies over the past five years since the inception of the G20 TechSprint. Includes footage from the [----] G20 TechSprint involving Ripple and the BIS 🌹 #XRPL"  
[X Link](https://x.com/ProfRipplEffect/status/2017575291191697492)  2026-01-31T12:26Z [----] followers, 17.8K engagements


"This (brief) segment might help to explain why: 🕵♂ Intelligence Agencies That Use Riddles [--]. NSA (National Security Agency) Recruitment riddles: The NSA is infamous for its online puzzle challenges especially around Cryptologic History Month and Codebreaker Challenge events. Public billboard puzzle: In the early 2000s a puzzle billboard with the phrase QntmZzxx was linked to NSA recruitment. Quote: NSA insiders have said solving puzzles is the "litmus test" for future cryptanalysts. [--]. CIA (Central Intelligence Agency) Interview process: The CIA is known for asking lateral thinking puzzles"  
[X Link](https://x.com/ProfRipplEffect/status/1953211556319379611)  2025-08-06T21:48Z [----] followers, [--] engagements

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