# ![@drgrudge Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::16803673.png) @drgrudge Ashwin

Ashwin posts on X about singapore, $mar, india, $hsbc the most. They currently have [------] followers and [----] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::16803673/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::16803673/c:line/m:interactions.svg)

- [--] Week [-------] -61%
- [--] Month [---------] +2.50%
- [--] Months [---------] +255%
- [--] Year [---------] +53%

### Mentions: [--] [#](/creator/twitter::16803673/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::16803673/c:line/m:posts_active.svg)

- [--] Week [--] -18%
- [--] Month [---] -2.40%
- [--] Months [---] +223%
- [--] Year [---] +74%

### Followers: [------] [#](/creator/twitter::16803673/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::16803673/c:line/m:followers.svg)

- [--] Week [------] +0.10%
- [--] Month [------] +0.76%
- [--] Months [------] +8.70%
- [--] Year [------] +18%

### CreatorRank: [-------] [#](/creator/twitter::16803673/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::16803673/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[countries](/list/countries)  [stocks](/list/stocks)  [finance](/list/finance)  [travel destinations](/list/travel-destinations)  [formula 1](/list/formula-1)  #1074 [currencies](/list/currencies)  [technology brands](/list/technology-brands)  [automotive brands](/list/automotive-brands)  [fashion brands](/list/fashion-brands)  [luxury brands](/list/luxury-brands) 

**Social topic influence**
[singapore](/topic/singapore), [$mar](/topic/$mar), [india](/topic/india), [$hsbc](/topic/$hsbc), [japan](/topic/japan), [hotels](/topic/hotels), [qatar](/topic/qatar) #233, [if you](/topic/if-you), [forex](/topic/forex), [$7733t](/topic/$7733t)

**Top accounts mentioned or mentioned by**
[@drgrudge](/creator/undefined) [@ccg33k](/creator/undefined) [@voyagebliss](/creator/undefined) [@pranaysuhasmund](/creator/undefined) [@imyadav31](/creator/undefined) [@narayananh](/creator/undefined) [@suritalreja](/creator/undefined) [@travelsofram](/creator/undefined) [@karanaggarwal86](/creator/undefined) [@ankurmittal](/creator/undefined) [@seatsaero](/creator/undefined) [@shiladitya](/creator/undefined) [@cardswizard](/creator/undefined) [@isatishagarwal](/creator/undefined) [@fahds](/creator/undefined) [@karthic74](/creator/undefined) [@centurionguy1](/creator/undefined) [@srini091](/creator/undefined) [@ravihanda](/creator/undefined) [@sujeethp](/creator/undefined)

**Top assets mentioned**
[Marriott International Inc (MAR)](/topic/$mar) [HSBC Holdings PLC (HSBC)](/topic/$hsbc) [Mastercard, Inc. (MA)](/topic/$ma)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Singapore Airlines has announced the Spontaneous Escapes award promotion for January [----] travel dates. Spontaneous Escapes promo generally gives 30% discount on mileage requirement. However couple of times it was even 50% discount (and Business Class at Economy rates)"  
[X Link](https://x.com/drgrudge/status/1603281629773852673)  2022-12-15T06:51Z 25.2K followers, [--] engagements


"🚨 Singapore Airlines has announced the Spontaneous Escapes award promotion for February [----] travel dates. Spontaneous Escapes promo generally gives 30% discount on mileage requirement. It is one of the good ways to use SQ miles. Singapore Airlines has announced the Spontaneous Escapes award promotion for January [----] travel dates. Spontaneous Escapes promo generally gives 30% discount on mileage requirement. However couple of times it was even 50% discount (and Business Class at Economy rates) https://t.co/Xz3UBaxwpE Singapore Airlines has announced the Spontaneous Escapes award promotion"  
[X Link](https://x.com/drgrudge/status/1614992633969147904)  2023-01-16T14:27Z 25K followers, 30.3K engagements


"🚨 Standard Chartered Banks 5X Insurance offer 16.5% returns on Insurance spends for Ultimate card 🔥 Max [----] points (Rs [-----] sends) Offer valid from [--] Feb to [--] Mar [----] ⚠ As per the terms it is a targetted offer"  
[X Link](https://x.com/drgrudge/status/1625532973134274560)  2023-02-14T16:30Z 27.2K followers, 11.5K engagements


"🚨 Singapore Airlines has announced the Spontaneous Escapes award promotion for March [----] travel dates. ✔ Spontaneous Escapes promo generally gives 30% discount on mileage requirements. It is one of the good ways to use SQ miles. Let us March month routes. 🚨 Singapore Airlines has announced the Spontaneous Escapes award promotion for February [----] travel dates. Spontaneous Escapes promo generally gives 30% discount on mileage requirement. It is one of the good ways to use SQ miles. 🚨 Singapore Airlines has announced the Spontaneous Escapes award promotion for February [----] travel dates."  
[X Link](https://x.com/drgrudge/status/1625787555798200321)  2023-02-15T09:22Z 25K followers, 61.7K engagements


"@travelsofram As a reminder there is no direct transfer partner to Delta. So transferred [------] Marriott Bonvoy points in batches of 60k (for the 5k bonus) to get 180000+ Delta miles 💡 Always transfer Marriott points in batches of 60k to receive the 5k bonus"  
[X Link](https://x.com/drgrudge/status/1627563976732078080)  2023-02-20T07:01Z 30.4K followers, [----] engagements


"✈ Oman Air (WY) ➡ Business Class mileage requirement: BOM-MCT: 12k DEL-MCT: 15k BLR-MCT: 20k Carrier imposed surcharges would be added and would be about Rs 5k. Check WY's chart - Cont. https://buff.ly/3KLvS9v https://buff.ly/3KLvS9v"  
[X Link](https://x.com/drgrudge/status/1630953983484239872)  2023-03-01T15:31Z 26.4K followers, [----] engagements


"Oman Air flies to Europe (LHR CDG FRA ZRH etc.). We can book an India-Muscat-Europe flight and award availability is generally decent"  
[X Link](https://x.com/drgrudge/status/1630953985384357888)  2023-03-01T15:31Z 26.4K followers, [----] engagements


". @kchaitanyya had DMed me a Google Cache version of the new and simplified chart. Etihad own flight chart:"  
[X Link](https://x.com/drgrudge/status/1633131872875102208)  2023-03-07T15:45Z 26.4K followers, [----] engagements


"Partner (Oman Srilankan American Asiana ANA etc.) airline chart:"  
[X Link](https://x.com/drgrudge/status/1633131887823560706)  2023-03-07T15:45Z 26.4K followers, [----] engagements


"⚠ Before going further please be aware of the potential issues: ➖ Cards CVV is collected ➖ Your credit score is known (so they can potentially use it for marketing) ➖ If your payment fails or gets stuck the resolution may take time ➖ Devalued a lot more than earlier and could further be ➖ Reports of certain brand (Blinkit) vouchers not working"  
[X Link](https://x.com/drgrudge/status/1634221337853181953)  2023-03-10T15:55Z 27.1K followers, [----] engagements


"But why should we care ✔ Cathay Pacific (10k to HKG 30k to Australia) ✔ Alaska (25k in Business class to Japan) ✔ American (negligible taxes/surcharges for Qatar qsuites) ✔ Virgin Atlantic (10k to London 20-25k to US 15k to Europe) ✔ Air Canada (7.5k onwards to Maldives) Detailed thread: 👇 🚨 How to transfer Axis Edge points to non Airline transfer partners Like for example from Axis points to Alaska or American 😀 🚨 How to transfer Axis Edge points to non Airline transfer partners Like for example from Axis points to Alaska or American 😀"  
[X Link](https://x.com/drgrudge/status/1634428359315976195)  2023-03-11T05:37Z 25.1K followers, [----] engagements


"🚨 HSBC adds Vistara as a Transfer Partner 🔸 HSBC Classic Gold and Platinum credit cards: 2:1 ratio 🔸 HSBC Premier: 1:1"  
[X Link](https://x.com/drgrudge/status/1648969762406551552)  2023-04-20T08:40Z 27.3K followers, 32.9K engagements


"HDFC to British Airways transfers at a 2:1 ratio but there is a way to get a 1:1 ratio By transferring via Accor 🔥 Steps: 🔸Transfer HDFC points to Accor 🔸Transfer from Iberia to British Airways 🔸Transfer now to Qatar Privilege Club if desired"  
[X Link](https://x.com/drgrudge/status/1653431643661541376)  2023-05-02T16:09Z 25.9K followers, 13.5K engagements


"Another option is Turkish Airways for Star Alliance flights 🔸 Economy: 19k 🔸 Business: 30k Taxes are minimal at Rs [----] only ✖ Issue is AI releases only [--] economy and [--] business seat per flight"  
[X Link](https://x.com/drgrudge/status/1661720867334770689)  2023-05-25T13:08Z 16.5K followers, [----] engagements


"2 Vistara It is cheaper than Vistara chart itself. 😉 Delhi to Frankfurt for 42k miles (J) ➕ Rs 1323"  
[X Link](https://x.com/drgrudge/status/1663529449248247808)  2023-05-30T12:55Z 22.1K followers, [----] engagements


"Mumbai to Mauritius 37k miles (Y return) ➕ Rs 8.5k"  
[X Link](https://x.com/drgrudge/status/1663529451802566656)  2023-05-30T12:55Z 22.1K followers, [----] engagements


"That's it folks A thread like this takes a lot of time & effort to put together. [--]. Please follow me (@drgrudge) for more such content [--]. Like ❤ and retweet 🔁 the first post"  
[X Link](https://x.com/drgrudge/status/1666457847297703941)  2023-06-07T14:51Z 18.4K followers, [----] engagements


"🚨 Lufthansa to fly Frankfurt-Hyderabad from Jan 16th [----] Now we can book them by miles. 💥 Wide open availability as well. 😈 🧵 All you need to know"  
[X Link](https://x.com/drgrudge/status/1674391269294964742)  2023-06-29T14:22Z 18.4K followers, 29.1K engagements


"🚨 Rumoured Axis Bank Magnus & Reserve Cards Devaluation This is brutal and practically makes their cards. .Hero to Zero All you need to know 👇"  
[X Link](https://x.com/drgrudge/status/1677655285752553473)  2023-07-13T03:13Z 18.4K followers, 133.8K engagements


"🔷 Reward Rate Reserve becomes a 1.5% reward card Magnus becomes 1.2% (6.2% with Rs 1L monthly spends) Ouch"  
[X Link](https://x.com/drgrudge/status/1677655417550172160)  2023-07-13T03:13Z 18.4K followers, 12.5K engagements


"🔷 Implications (if true) HDFC Infinia/DCB Amex trifecta Citi Prestige and heck even Indus Avios cards look better The only decent card with Axis would be the Atlas card (coincidently I have applied as my 4th card and not Samsung)"  
[X Link](https://x.com/drgrudge/status/1677655439578742785)  2023-07-13T03:13Z 18.4K followers, 12.3K engagements


"🚨 Axis Bank Brutal Devaluation Confirmed The same rumoured document is uploaded. What should we do now and where to transfer points 👇"  
[X Link](https://x.com/drgrudge/status/1679145347925557253)  2023-07-12T15:08Z 18.4K followers, 47.6K engagements


"🔸 Transfer Ratio 🔻 From 5:4 to 5:1 🔻 Accor ratio is 10:1 😱 🔻 Total 500k points transfer per year 🔸 Travel Edge 🔻 5X points capped to Rs 200k spends per month"  
[X Link](https://x.com/drgrudge/status/1679145409271455744)  2023-07-12T15:08Z 18.4K followers, [----] engagements


"❌ Apart from Reserve the other card devaluated is Select Flipkart and Privilege. Link to the document uploaded:"  
[X Link](https://x.com/drgrudge/status/1679145457170415618)  2023-07-12T15:08Z 18.4K followers, [----] engagements


"What to do 🔸 Transfer points (if not done already) well before Aug [--] 🔸 Close Reserve card before the annual fee is charged 🔸 The only decent card with Axis is Atlas card so you could apply for it 🔷 IndusInd Bank Avios looks good"  
[X Link](https://x.com/drgrudge/status/1679145480637542401)  2023-07-12T15:08Z 18.4K followers, [----] engagements


"1. There is a 10% transfer bonus; transfer [-----] Axis points to ITC. That is either 60k ITC or 90k Marriott points. Flexibility to either use at ITC (maybe buy Cullnaire at 21% discount) or transfer to Marriott"  
[X Link](https://x.com/drgrudge/status/1679145527877971968)  2023-07-12T15:08Z 18.4K followers, [----] engagements


"2. Accor gives a flat Rs [---] per point and more so it is getting devalued to a 10:1 ratio from next month. Transfering to Airline FFPs won't be as simple as it really depends on your requirement and availability. But since we have to choose now"  
[X Link](https://x.com/drgrudge/status/1679145551093436419)  2023-07-12T15:08Z 18.4K followers, [----] engagements


"🚨 Singapore Airlines Spontaneous Escapes Promotion for August [----] 30% discount on award fares to Singapore (and beyond). :      💥"  
[X Link](https://x.com/drgrudge/status/1680862427087249409)  2023-07-24T02:40Z 18.4K followers, 36.8K engagements


"🔸 30% discount on mileage requirements for last-minute bookings 🔸 Book by 31st July for August [----] travel 🔸 Some blackout dates apply for specific routes ❌ No cancellation/change allowed This is one of the best uses of Singapore Airlines' miles 🔥"  
[X Link](https://x.com/drgrudge/status/1680862449598095361)  2023-07-17T08:50Z 18.4K followers, [--] engagements


"🚨 Top [--] Sweetspot Award Redemption - Economy Edition Travel wide and far with low mileage and taxes 💥 Ready to stretch your points and miles 👇"  
[X Link](https://x.com/drgrudge/status/1681311118361505792)  2023-07-18T14:33Z 22.3K followers, 130.4K engagements


"Bonus: London with Virgin Atlantic 💥 What is better than their economy for 10k Their Premium Economy for only [-----] miles 🔥"  
[X Link](https://x.com/drgrudge/status/1681311537020141568)  2023-07-20T00:12Z 18.4K followers, [----] engagements


"'   If you liked my content please 👉 Subscribe to my account for only $1 (exclusive bonus content Space & more) - 👉 Like ❤ and retweet 🔁 the first tweet to share"  
[X Link](https://x.com/drgrudge/status/1681311560340508672)  2023-07-20T00:12Z 18.4K followers, [----] engagements


"🚨 How to Apply 👉 Apply online (referral link): 👉 Call & Upgrade an existing card: easiest way 👉 Offline agent"  
[X Link](https://x.com/drgrudge/status/1682674168838455296)  2023-07-22T08:49Z 18.4K followers, [----] engagements


"🚨 Booking Award Flight to Vietnam with low taxes & surcharges With a free stopover too 💥"  
[X Link](https://x.com/drgrudge/status/1684583441143148544)  2023-08-03T14:58Z 18.4K followers, 37.1K engagements


"🚨 Top [--] Sweetspot Award Redemption - Business Class Edition Travel wide and far with low mileage and taxes. and in style 💥 Ready to stretch your points and miles 👇"  
[X Link](https://x.com/drgrudge/status/1686023921831702528)  2023-07-31T14:40Z 22.3K followers, 43.1K engagements


"7 American Express Platinum Charge 🔸 3X on forex spends; 4.5% returns (60p a point) Forex markup: 4.13% 👉 Effectively .%"  
[X Link](https://x.com/drgrudge/status/1688558037475135489)  2023-08-07T14:29Z 17.4K followers, [----] engagements


"8 Axis Bank Magnus 🔸 2.4% returns Forex markup: 2.36% 👉 Effectively .% (Sept [--] onwards) 👉 .% with Burgundy"  
[X Link](https://x.com/drgrudge/status/1688558101308293120)  2023-08-07T14:29Z 17.8K followers, [----] engagements


"🚨 Singapore Airlines Spontaneous Escapes Promotion for September [----] 30% discount on award fares to Singapore (and beyond) This month it is announced a week earlier and with more destinations 💥"  
[X Link](https://x.com/drgrudge/status/1688924046120173569)  2023-08-08T14:44Z 18.4K followers, 34.3K engagements


"🔸 30% discount on mileage requirements for last-minute bookings 🔸 Book by 31st August for September [----] travel 🔸 Some blackout dates apply for specific routes ❌ No cancellation/change allowed This is one of the best uses of Singapore Airlines' miles 🔥"  
[X Link](https://x.com/drgrudge/status/1688924069172002816)  2023-08-08T14:44Z 18.4K followers, [----] engagements


"❤ Got My First X Creator Earnings Payout $88 isn't a lot but still special as it is my first Twitter ad revenue payout. 😀"  
[X Link](https://x.com/drgrudge/status/1692709286516789646)  2023-08-19T01:25Z 18.4K followers, 44.4K engagements


"🚨 Where to Park Axis Edge Reward Points .particularly when you don't have any firm travel plans"  
[X Link](https://x.com/drgrudge/status/1693600611499937884)  2023-08-21T12:27Z 18.4K followers, 33.8K engagements


"@therealsandeepv I would not do any speculative transfers to JL (or even TK). If you have a firm plan go ahead and transfer. I won't be comfortable with JL"  
[X Link](https://x.com/drgrudge/status/1693613372628197540)  2023-08-21T13:17Z 18.4K followers, [---] engagements


"🚨 Marriott Bonvoy HDFC Bank Credit Card Review All you need to know ➕ How this card help in getting status (including lifetime status) 🔥 ➕ Extend the value of the Free night from 15k points 🔥🔥"  
[X Link](https://x.com/drgrudge/status/1694378235184689411)  2023-08-23T15:57Z 23.5K followers, 167.2K engagements


"🔷 Milestone and Reward Structure Base: 0.8% 😬 👉 Rewards and additional benefits on doing spends: 15k FNA: Rs 6L 2nd FNA: Rs 9L 3rd FNA: Rs 15L"  
[X Link](https://x.com/drgrudge/status/1694378382975193455)  2023-08-23T15:57Z 17.6K followers, [----] engagements


"❤ How Our Masai Mara Trip Came to Life How we booked our trip of a lifetime to Masai Mara Kenya with points and miles The flights transfers visa and everything you need to know 👇"  
[X Link](https://x.com/drgrudge/status/1694699886925558152)  2023-08-24T13:15Z 18.4K followers, 61.9K engagements


"The Mara Lodge then allowed kids so we took our child. Only flexi 'Q2' award was available but Qatar didn't allow booking child only ✖ Q2 be online only so CC couldn't book ✖ Didn't allow name change (change booking to child & I book Q2 for wife) Insane cash rate Rs 1.96L"  
[X Link](https://x.com/drgrudge/status/1694700140496322733)  2023-08-24T13:16Z 18.4K followers, [----] engagements


"So cancelled the Qatar booking Was Independence Day long weekend plus students going to US so cash rate was high. No other options like Ethiopian on miles. Then IndiGo announced Mumbai ➡ Nairobi flight 😉 Fares started to tumble & I booked Air Arabia (5X points; Rs 85k for 3)"  
[X Link](https://x.com/drgrudge/status/1694700163208544670)  2023-08-24T13:16Z 18.4K followers, [----] engagements


"🚨 Marriott's New Global Promotion "Earn [----] bonus points on each stay and more." 🔥 This is a great offer All you need to know. ➕ Double stacking opportunity"  
[X Link](https://x.com/drgrudge/status/1696348228797583570)  2023-08-29T02:25Z 18.4K followers, 17.4K engagements


"🚨 How to Transfer Points Between British Airways and Iberia Avios This is important as: ✅ HDFC to British Airways Avios (in 1:1 ratio) ✅ Accor to Qatar or British Airways Avios ✅ Cheapest way to buy Avios 🔥 Step-by-step tutorial with screenshots 👇"  
[X Link](https://x.com/drgrudge/status/1696840699168043252)  2023-08-30T11:02Z 17.3K followers, 28K engagements


"💡 There is another reason to transfer between these Avios FFPs: Lower taxes 💥 For example Delhi to Hong Kong with Cathay Pacific (economy): BA charges 13k miles ➕ Rs [----] Iberia charges 13k miles ➕ Rs [----] 😈"  
[X Link](https://x.com/drgrudge/status/1696840749403238733)  2023-08-30T11:02Z 18.4K followers, [---] engagements


"🚨 African Wildlife Holiday for Less Get a full board with Safari at Masai Mara National Reserve Use your Accor points and this is a fantastic deal 💥 All you need to know to get the best value for your points 👇"  
[X Link](https://x.com/drgrudge/status/1697516999310524429)  2023-09-01T07:49Z 18.4K followers, 13.8K engagements


"After St. Regis spent a night in Tulum (AirBnB) to explore the famous cenotes"  
[X Link](https://x.com/drgrudge/status/1699443464520245339)  2023-09-06T15:24Z 18.4K followers, [---] engagements


"🚨 Does it make sense to apply for Atlas Short Answer: Absolutely Long Answer: Absolutely but heres why. It is one of the better cards at the moment. Even better than HDFC Infinia. Now would it get devalued Any card can get devalued. But we dont have any information about it. We can only act on the information on hand. Atlas Positives: ✔ Lesser exclusion list ✔ good rewards (base rewards itself 4%) ✔ good multipliers (10% for TravelEdge direct hotel and airline spends) ✔ good milestones benefits and most importantly➖ ✅ No pressure to spend more (like Rs 1.5L plus) ✅ Only Rs 5k fee per year"  
[X Link](https://x.com/drgrudge/status/1699625955541811299)  2023-09-07T03:29Z 18.4K followers, 47.2K engagements


"@ujjwal1600 100% agree. I'm even closing Magnus for Atlas. 😀"  
[X Link](https://x.com/drgrudge/status/1699627235664355373)  2023-09-07T03:34Z 25.2K followers, [----] engagements


"🚨 Rs [-----] Taj Hotels Gift Voucher Annual benefit with the Citi Prestige Card This is in addition to [----] points (10000 airmiles). Miles do not expire so I just let it be till I want for any redemption. ➡ Other option to Taj Voucher: Rs [----] X [--] vouchers of ITC Hotels I usually pair the Taj Voucher with the Rs [-----] voucher given by American Express Platinum Travel Card (plus any more as required for a stay)"  
[X Link](https://x.com/drgrudge/status/1700516245433405583)  2023-09-09T14:27Z 18.4K followers, 30.7K engagements


"Since active on Twitter I have created a ton of threads across topics on air miles hotel loyalty programs credit cards and related topics. I have always been asked where to find my best threads. Fortunately Twitter/X has a Hightlights tab on the profile. 😀 Check it out:"  
[X Link](https://x.com/drgrudge/status/1700836948192207311)  2023-09-10T11:41Z 18.4K followers, 36.9K engagements


"🚨 American Express Targeted Offer ✨ My offer: Spend Rs 1L (before 15th November) and get Rs [----] Amazon/Flipkart voucher Additional 4% returns 🔥 Double Dip with Platinum Travel rewards for 12.5% rewards. 💥 ➡ Apply for an Amex card (my referral): What offer did you get https://desipoints.com/go/amex-cards-first-year-free/ https://desipoints.com/go/amex-cards-first-year-free/"  
[X Link](https://x.com/drgrudge/status/1702560216376893536)  2023-09-15T05:49Z 24.3K followers, 25.9K engagements


"🚨 Singapore Airlines Spontaneous Escapes Promotion for October [----] 30% discount on award fares to Singapore (and beyond) 💥 A look at destinations and award availability during the holiday season (spolier: it is decent) 👇"  
[X Link](https://x.com/drgrudge/status/1702690503630667825)  2023-09-15T14:27Z 18.4K followers, 21.6K engagements


"🔸 30% discount on mileage requirements for last-minute bookings 🔸 Book by 30th September for October [----] travel 🔸 Some blackout dates apply for specific routes ❌ No cancellation/change allowed This is one of the best uses of Singapore Airlines' miles 🔥"  
[X Link](https://x.com/drgrudge/status/1702690526233776379)  2023-09-15T14:27Z 18.4K followers, [----] engagements


"🔷 Premium Economy Class - [-----] miles India - Singapore Mumbai and Delhi Singapore - India Mumbai"  
[X Link](https://x.com/drgrudge/status/1702690637164736785)  2023-09-15T14:27Z 18.4K followers, [--] engagements


"🚨 Maximizing AmericanExpress Gold Charge Card American Express cards are great for beginners who want to use their points for flights or hotel stays. I feel Platinum Travel is the best first Amex card.👍 But let's talk about an underrated card. .The Gold Charge Card"  
[X Link](https://x.com/drgrudge/status/1702957706930200991)  2023-09-16T08:08Z 18.4K followers, [--] engagements


"🚨 Link your Accor account with Air France Flying Blue Account Now with bonus points and miles 💥 ➕ Status nights as welcome benefits ➕ All about double dipping (more value) with Accor Stays"  
[X Link](https://x.com/drgrudge/status/1704137823073235188)  2023-09-19T14:18Z 18.4K followers, 56.3K engagements


"JW Marriott Masai Mara Lodge - Room Tour ❤ I have never done this before. But there is always a first time for everything. So here is the suite tour video. And yes a full review of the stay is coming up soon Wait for it. 😉"  
[X Link](https://x.com/drgrudge/status/1704456863532691858)  2023-09-20T11:25Z 17.9K followers, 87.6K engagements


"🚨 Accor to Air France Transfer with 15% Transfer Bonus ✅ Now transfer [----] Accor points as [----] Air France miles 👍 Valid for people who have linked their Accor with Air France (see attached thread for more) Offer till October [--] only Useful for: HDFC cardholders to get [--] : [----] ratio and folks with Accor points looking for Air France miles One more reason to link Accor 🔛 Air France"  
[X Link](https://x.com/drgrudge/status/1704520003406684512)  2023-09-20T15:36Z 18.4K followers, 29K engagements


"I don't categorize FFPs based on destinations. Like Singapore for Far East Air France for Europe etc. Air France is a good program as availability is generally better than other FFPs SkyTeam redemptions free stopvover (even for partner airlines) multiple flight options from India etc"  
[X Link](https://x.com/drgrudge/status/1704680557626478681)  2023-09-21T02:14Z 18.4K followers, [---] engagements


"🚨 Earn 25X Singapore Airlines KrisFlyer bonus miles Pelago the activities booking platform of Singapore Airlines is back with a good offer. ➕ 30% discount with Singapore Airlines Passengers ➕ 3X SQ miles normally so 28X miles"  
[X Link](https://x.com/drgrudge/status/1705061477030224274)  2023-09-22T03:28Z 17.3K followers, 14.6K engagements


"We could book beyond London too East Coast USA from 15k miles"  
[X Link](https://x.com/drgrudge/status/1707403036300034416)  2023-09-28T14:33Z 18.4K followers, [--] engagements


"West Coast USA from [----] k miles ➡ USA Airports Covered: Atlanta Austin Boston Los Angeles Miami New York San Francisco Seattle Tampa Washington"  
[X Link](https://x.com/drgrudge/status/1707403072706682926)  2023-09-28T14:33Z 17.4K followers, [--] engagements


"🚨 Credit Cards ain't "Buy and Forget" After the recent Axis devaluation I was discussing with my father that we should change our strategy of using his credit cards. He then asked "Why do you keep asking me to change cards" Banks keep changing the reward structure devaluing them (and in some rare cases revaluing) adding restrictions removing certain spending for rewards etc. Thus we need to be on our feet and try to get the best possible cards based on our needs and preferences. How we have changed strategies over a period of time: 👉 Father's Journey: SBI Gold HDFC Freedom HDFC Diners Club"  
[X Link](https://x.com/drgrudge/status/1707588711838363810)  2023-09-29T02:50Z 18.4K followers, 48.9K engagements


"🚨 Convert Hotel/Marriott Points Into United Miles With 30% Bonus Great promotion for American Express cardholders and folks with Marriott points. Almost 3:2 transfer ratio for Amex cards 💥"  
[X Link](https://x.com/drgrudge/status/1708488996551106565)  2023-10-01T14:28Z 18.4K followers, 36.1K engagements


"Upto 5% Rewards with Neu Credit Cards for Air India Flights ⚠ Better offers and ways to book Air India (AI) flights 👇 A better headline would be 🚨 How to Book Flight Ticket for Cheap [--] Directly book on AI site/app with Atlas card ➡ 10% rewards [--] Bank Affiliate sites 🔸 Axis TravelEdge (12/24% rewards with Magnus depending on Burgundy) 🔸 HDFC SmartBuy (5X rewards; 16% rewards) 🔸 Amex Reward Multiplier (2-5X rewards) ❗ Note the points limits per transaction [--] OTA - Bank Offers / Market Place Offers ✧ 10-20% off subject to limits ➕ card base rewards ✧ Double dip with affiliates (check terms"  
[X Link](https://x.com/drgrudge/status/1709166107448185261)  2023-10-03T11:18Z 18.4K followers, 11.7K engagements


"@AdityaPSawant It is old news. Not affected for India. In fact UA has slightly revalued for us. 😉 More here 👇"  
[X Link](https://x.com/drgrudge/status/1710211019367494109)  2023-10-06T08:30Z 18.4K followers, [----] engagements


"@vithanidevesh Yes. That's right. I don't have Burgundy or Burgundy Private"  
[X Link](https://x.com/drgrudge/status/1711260671764213772)  2023-10-09T06:01Z 17K followers, [---] engagements


"❤ The American Express Playing Cards have come 👉 Apply with my referral and get the cards free for a limited period ➕ Amex card First Year Free DM me for any doubts and queries. 😀"  
[X Link](https://x.com/drgrudge/status/1711368029769265288)  2023-10-09T13:08Z 18.4K followers, 15.3K engagements


"🚨 Air Canada Awards Now Bookable Online Such a massive update and relief 🔥 Air Canada Aeroplan is a fantastic program ✅ All you need to know ✅ Sweet spots ✅ How to maximize 💥 The definitive Air Canada Thread"  
[X Link](https://x.com/drgrudge/status/1712471455785779502)  2023-10-12T14:13Z 18.4K followers, 64.1K engagements


"Air Canada (AC) Aeroplan isn't talked about much since their awards don't show up online. Call wait times can be over [--] hours so was avoided. But not anymore. 😀 Transfer partners: 👉 Axis 👉 HDFC (2:1 ratio)"  
[X Link](https://x.com/drgrudge/status/1712471478695014741)  2023-10-12T14:13Z 18.4K followers, [----] engagements


"2 More partner airlines apart from Star Alliance [--] partners and counting Partners like Emirates Etihad Vistara etc. Mix and match awards (like Emirates ➕ Air India on the same PNR)"  
[X Link](https://x.com/drgrudge/status/1712471680504000994)  2023-10-12T14:13Z 18.4K followers, [----] engagements


"➡ India to Mauritius Air Mauritius (now flying to Delhi too) and Vistara to MRU 45k miles in business class"  
[X Link](https://x.com/drgrudge/status/1712471712313512441)  2023-10-12T14:14Z 17.3K followers, [----] engagements


"🚨 Singapore Airlines Global Redemption Sale 25% discount on most Economy award seats 💥 This is a fantastic offer (even summer holidays time) particularly as it allows advance booking 🔥 How to take advantage 👇"  
[X Link](https://x.com/drgrudge/status/1713826157622431795)  2023-10-16T07:56Z 18.4K followers, 36.1K engagements


"Singapore Airlines (SQ) has spontaneous escape promotions every month wherein certain seats for the subsequent month are at 30% discount This month being their 25th Anniversary Year all economy seats are at 25% discount* * Though SQ says all seats not all seats are discounted"  
[X Link](https://x.com/drgrudge/status/1713826163431489599)  2023-10-16T07:56Z 18.4K followers, [----] engagements


"📅 Travel period from January [--] - July [--] [----] Book by 22nd October ❌ Non-changeable and non-cancellable 👍 Certain Premium Economy seats (to USA) also on discount"  
[X Link](https://x.com/drgrudge/status/1713826173267177752)  2023-10-16T07:56Z 18.4K followers, [----] engagements


"Singapore for 15k miles ➡ Singapore to Mumbai"  
[X Link](https://x.com/drgrudge/status/1713826183266390233)  2023-10-16T07:56Z 17.6K followers, [----] engagements


"➡ Delhi to Singapore Even available for [--] adults and during summer holidays/long weekend"  
[X Link](https://x.com/drgrudge/status/1713826193085284565)  2023-10-16T07:56Z 18.4K followers, [----] engagements


"15k is low enough to do any country (within zone [--] & 2) by miles. Bangkok to Bangalore"  
[X Link](https://x.com/drgrudge/status/1713826221392625874)  2023-10-16T07:56Z 17.3K followers, [----] engagements


"🚨 Lufthansa Miles & More Axis Bank - 3X Welcome Bonus Offer [-----] bonus miles for the World Select Card 🔥 ✅ Lufthansa Miles & More definitive guide ✅ Sweetspots and maximizing miles ✅ Review of the card Should you Apply and does it make sense"  
[X Link](https://x.com/drgrudge/status/1714182758099001686)  2023-10-17T07:33Z 16.5K followers, 72.5K engagements


"❤ Welcome to Platinum The American Express Platinum Charge Card is here"  
[X Link](https://x.com/drgrudge/status/1714588612912959917)  2023-10-18T10:25Z 18.4K followers, 115.4K engagements


"@VRaj_In May I know why this is your favorite card 😀"  
[X Link](https://x.com/drgrudge/status/1714593708442779974)  2023-10-18T10:46Z 18.4K followers, [----] engagements


"🚨 African Wildlife Holiday for Less Get a full board with Safari at Masai Mara National Reserve on points. Now at a flexible rate and further discount 🔥 All you need to know 👇"  
[X Link](https://x.com/drgrudge/status/1714953182877475215)  2023-10-19T10:34Z 16.3K followers, 40.8K engagements


"⚠ However note that these rates are till April [--] only During the peak season (migration time) the rates are [-----] points per night And these non-refundable 🚫"  
[X Link](https://x.com/drgrudge/status/1714953544665563281)  2023-10-19T10:36Z 18.4K followers, [---] engagements


"Also consider JW Marriott Masai Mara Lodge The points requirement is on the higher side. Even with the fifth night free it is 500k+ points. Availability is also a challenge. It is a magical place & worth the 500k points My review:"  
[X Link](https://x.com/drgrudge/status/1714953567524536470)  2023-10-19T10:36Z 18.4K followers, [----] engagements


"That's it folks Researching and presenting threads take a lot of effort and time please 👉 Subscribe to my account for only $1 (exclusive bonus content Space & more) - 👉 Like ❤ and retweet 🔁 the first tweet to share:"  
[X Link](https://x.com/drgrudge/status/1714953611971600539)  2023-10-19T10:36Z 18.4K followers, [----] engagements


"➡ Business Class [-----] Miles ➕ Rs 1332"  
[X Link](https://x.com/drgrudge/status/1715331504266461256)  2023-10-20T11:37Z 18.4K followers, [----] engagements


"3 Lufthansa ✨ Popular after the Signup Bonus ➡ Economy Class [-----] Miles ➕ Rs 1416"  
[X Link](https://x.com/drgrudge/status/1715331534356386127)  2023-10-20T11:38Z 16.3K followers, 26.8K engagements


"8+ hours in a narrow body economy is borderline brutal. We can think of Singapore Airline or Thai with a one-stop. Singapore is running a Promo for only 15k miles to Bali"  
[X Link](https://x.com/drgrudge/status/1715331647904649701)  2023-10-20T11:38Z 16.3K followers, [----] engagements


"🚨 Air France - KLM Changes Award Pricing And mostly it a revaluation (for a change) 🔥 Air France/KLM Sweetspots ➕ All you need to know"  
[X Link](https://x.com/drgrudge/status/1717871549426929697)  2023-10-27T11:51Z 18.4K followers, 17.3K engagements


"Air France miles are slightly easier to get Transfer Partners 🔸 Axis 🔸 Citi 🔸 HDFC Plus they have frequent sales on purchasing points 🔸 Currently up to 100% bonus on purchased miles"  
[X Link](https://x.com/drgrudge/status/1717871586760421487)  2023-10-27T11:51Z 16.3K followers, [----] engagements


"➡ San Fransisco to Bangalore for 55k miles in premium economy"  
[X Link](https://x.com/drgrudge/status/1717871825806348629)  2023-10-27T11:52Z 16.4K followers, [--] engagements


"One of the other Air France's Sweetspot is to South America ➡ Mumbai to Sao Paulo for 40k miles"  
[X Link](https://x.com/drgrudge/status/1717871856311529966)  2023-10-27T11:52Z 16.3K followers, [----] engagements


"🚨 Air India Launches Mumbai to Melbourne Flight 3X weekly from 15th December Schedule (Wednesdays Fridays and Sundays): AI310 BOM0050 1810MEL AI311 MEL2000 0235(+1)BOM And now bookable by points and miles 💥 [--] Air Canada Economy: 50k miles Business: 80k miles [--] Singapore Airlines Economy: 48.5k miles Business: 110k miles [--] Air India As a reminder Citi and Axis are both partners of Air India 😉 Economy: 70k miles Business: 140k miles Other Programs: It is not yet loaded in other programs. Turkish is one of the better programs to book these awards. Economy: 41.5k miles Business: 60k miles"  
[X Link](https://x.com/drgrudge/status/1719277514948751678)  2023-10-31T08:57Z 16.5K followers, 14K engagements


"@CardVala It is very mild. Similar to what Singapore Airlines would charge"  
[X Link](https://x.com/drgrudge/status/1719279897741533681)  2023-10-31T09:07Z 16.4K followers, [---] engagements


"❤ A WhatsApp Message from Kenya Our driver who showed us around in Nairobi and Masai Mara messaged me this morning. Felt nice and wanted to share. 😀 He has gone beyond what was commercially agreed and I wont hesitate to use his service or recommend others. Much cheaper than hotel rates or online travel agents. DM me if you wish to avail his service at Nairobi. PS: Not a promo. Have no vested interest"  
[X Link](https://x.com/drgrudge/status/1719681664253874338)  2023-11-01T11:43Z 16.5K followers, 64.9K engagements


"How Many Credit Cards Do You Hold I hold seven cards"  
[X Link](https://x.com/drgrudge/status/1720426633637851491)  2023-11-03T13:04Z 16.6K followers, 104.7K engagements


"Yes Reserve is still the best card for forex transactions (after all fees). However Axis hasn't improved Reserve or has any timeline to fix the anomaly. I have renewed purely based on the current features of the card. I think Axis should improve Reserve for the 59k fees it charges"  
[X Link](https://x.com/drgrudge/status/1720821390561980804)  2023-11-04T15:12Z 16.5K followers, [---] engagements


"🚨 Air Mauritius Now Flies Chennai to Mauritius And bookable with Air Canada 😎 Air Mauritius also flies to Mumbai and Delhi. Might the sign that I would have to plan a trip to Port Louis this summer. 🏖 🚨 Air Canada Awards Now Bookable Online Such a massive update and relief 🔥 Air Canada Aeroplan is a fantastic program ✅ All you need to know ✅ Sweet spots ✅ How to maximize 💥 The definitive Air Canada Thread https://t.co/J1znDSfEpf 🚨 Air Canada Awards Now Bookable Online Such a massive update and relief 🔥 Air Canada Aeroplan is a fantastic program ✅ All you need to know ✅ Sweet spots ✅"  
[X Link](https://x.com/drgrudge/status/1721544194370785691)  2023-11-06T15:04Z 22K followers, 24.4K engagements


"Some examples sweet spot and ideas. [--] USA/Canada 🔸 Economy: 47k miles (Rs 50k with this promo) 🔸 Business: 90k miles (Rs 95k) 🔸 First: 120k miles (Rs 126k) 1/2"  
[X Link](https://x.com/drgrudge/status/1721921901960773675)  2023-11-07T16:05Z 17.6K followers, [----] engagements


"Air India Business Class Fly the ex-Delta [---] from Bangalore"  
[X Link](https://x.com/drgrudge/status/1721921938723844488)  2023-11-07T16:05Z 16.6K followers, [----] engagements


"2 Japan with All Nippon Airways ✅ Economy: 30k and Business: 48k miles 48k miles for ANA Business class is. one of my favourite sweetspot across FFPs 😉"  
[X Link](https://x.com/drgrudge/status/1721921974455214397)  2023-11-07T16:06Z 17.3K followers, [----] engagements


"3 Europe with Lufthansa Swiss Air India or LOT Polish 🔸 Economy: 25k miles 🔸 Business: 45k miles 🔸 First: 60k miles This is the best use of this program. Rs [-----] for a first class seat"  
[X Link](https://x.com/drgrudge/status/1721922003412635960)  2023-11-07T16:06Z 16.5K followers, [----] engagements


"4 Africa with Ethiopian India to Kilimanjaro/Nairobi for those African safari holidays"  
[X Link](https://x.com/drgrudge/status/1721922033129316392)  2023-11-07T16:06Z 16.6K followers, [----] engagements


"✔ Avianca is a Star Alliance member so we can book Singapore Air Air India Lufthansa Swiss ANA etc. ✔ Fuel surcharges aren't passed (low taxes) ✔ Frequent sales on purchasing miles ✔ Simple and easy to book online"  
[X Link](https://x.com/drgrudge/status/1721922055539396938)  2023-11-07T16:06Z 16.6K followers, [----] engagements


"@SumitOnTwitr Can you please screenshot of high taxes Or you are commenting based on my screenshot London APD is slapped so the taxes would be high ex-London. See this post for more:"  
[X Link](https://x.com/drgrudge/status/1722109470661288336)  2023-11-08T04:31Z 16.5K followers, [--] engagements


"Can we use Sodexo (@Pluxee_india) Card Online We can use for Swiggy and Zomato for food ordering. But any other options Is there any way to purchase groceries and vegetables/fruits with a Sodexo card online"  
[X Link](https://x.com/drgrudge/status/1723917238112072145)  2023-11-13T04:14Z 30.4K followers, 35.8K engagements


"🚨 Black Friday Deal Air Canada Points Purchase Promo - up to 125% bonus This is an excellent promotion 💥 Better than recent promotions (particularly if you are targeted for a 115-125% bonus). My account has a 100% bonus and even this is good if you have a redemption in mind. Cost per point: Rs [----] (at a 100% bonus) . and goes down to Re [--] if a 2X forex rewards card like Reserve/Prestige is used). Air Canada now shows award seats online and please check the attached post for sweet spots and ideas from India. 👇"  
[X Link](https://x.com/drgrudge/status/1724116307266654361)  2023-11-13T17:25Z 17.3K followers, 33.3K engagements


"🚨 Air France's Eastern Europe Super Sweet Spot Recently Air France reduced the award flight requirement along with the taxes 👌 How about 15k miles to Ljubljana Slovenia Or 50k miles to Greece in business class 🔥 More on this"  
[X Link](https://x.com/drgrudge/status/1724319114229932397)  2023-11-14T06:51Z 17.1K followers, 31.7K engagements


"🚨 Singapore Airlines Spontaneous Escapes Promotion for December [----] 30% discount on award flight fares to Singapore (and beyond) Good for holiday and vacation travel Particularly to Australia 💥"  
[X Link](https://x.com/drgrudge/status/1724678154411712834)  2023-11-15T06:38Z 17.8K followers, 31.8K engagements


"🔸 30% discount on mileage requirements for last-minute bookings 🔸 Book by 30th November for December [----] travel 🔸 Some blackout dates apply for specific routes ❌ No cancellation or change allowed This is one of the best uses of Singapore Airlines' miles 🔥"  
[X Link](https://x.com/drgrudge/status/1724678177107116385)  2023-11-15T06:38Z 17.6K followers, [----] engagements


"🚨 Transfer American Express Points to Marriott with a 30% Bonus. . even if you are not interested in Marriott stays. 😈 Here's why 👇"  
[X Link](https://x.com/drgrudge/status/1725127175500648472)  2023-11-16T12:22Z 17.3K followers, 49.7K engagements


"Amex Platinum Charge Supplementary Card is Here The wife now gets the Platinum Charge benefits. Mainly interested in: 👉 Marriott Bonvoy Gold Status 👉 Unlimited Lounge Access Plus the Rs [----] Amazon voucher as part of this offer"  
[X Link](https://x.com/drgrudge/status/1725859970921406676)  2023-11-18T12:54Z 17.3K followers, 28.5K engagements


"🚨 Transfer Axis Edge Points to ITC with a 10% Bonus The popular offer is now back Should you transfer 👇"  
[X Link](https://x.com/drgrudge/status/1726515236063056050)  2023-11-20T08:18Z 17.3K followers, 35K engagements


"@BiharKe_Lal Thanks for your views. Agree with your views by and large. There is also another angle. What if one has elite status with Marriott. Marriott's footprint is much more than that of ITC. Further Marriott points are easier to get (Amex is also a partner) and have frequent sales"  
[X Link](https://x.com/drgrudge/status/1726560179108680037)  2023-11-20T11:16Z 17.6K followers, [---] engagements


"🚨 Black Friday Offer Accor's Fairmont Stays up to 30% Discount Till the end of May you can book [--] nights at the Fairmont Mara Safari Club for only Rs [---] [---] 🔥 or [-----] Accor points for a full board experience along with game drives. This is the cheapest rate I have seen yet. 👍 However it is not refundable. So book only if your travel is firm. Please see this attached post for more details"  
[X Link](https://x.com/drgrudge/status/1726626115941216370)  2023-11-20T15:38Z 17.3K followers, 34.4K engagements


"🚨 Black Friday Sale Buy Avianca Lifemiles for a 165% Bonus This is one of the best promotions in the recent Lifemiles promotions 💥"  
[X Link](https://x.com/drgrudge/status/1726914895281561851)  2023-11-21T10:46Z 17.3K followers, 35.7K engagements


"India to Europe for 25k/45k miles So a Bangalore to Frankfurt for Rs 45k in business class Yeeeeeees 😉"  
[X Link](https://x.com/drgrudge/status/1726915049225080978)  2023-11-21T10:46Z 17.3K followers, [---] engagements


"Zurich to Delhi with Swiss"  
[X Link](https://x.com/drgrudge/status/1726915080900558862)  2023-11-21T10:46Z 17.3K followers, [---] engagements


"💡 Should you buy ✅ Buying miles does help sometimes; it could be cheaper than cash booking Rs [----] / mile is good if you have a redemption in mind but do not have miles for it. ⚠ Buy only after you have confirmed availability"  
[X Link](https://x.com/drgrudge/status/1726915169295433878)  2023-11-21T10:47Z 18.4K followers, [----] engagements


"That's it folks Researching and presenting threads take a lot of effort and time and a simple request: 👉 Like ❤ and repost 🔁 the first tweet to share:"  
[X Link](https://x.com/drgrudge/status/1726915191462334828)  2023-11-21T10:47Z 17.3K followers, [----] engagements


"Gold is a decent status having late checkout upgrades spouse stays free (so can book a single pax rate) etc"  
[X Link](https://x.com/drgrudge/status/1726930720004661259)  2023-11-21T11:49Z 17.3K followers, [----] engagements


"Apply for an Amex Platinum Charge Card (ref): DM me for any doubts"  
[X Link](https://x.com/drgrudge/status/1726930742134071493)  2023-11-21T11:49Z 18.4K followers, [----] engagements


"The Cullinaire and the Gold Status offers could be lucrative. Please check for offer validity before committing. I would most likely get the Gold membership by buying the gift card. 😀"  
[X Link](https://x.com/drgrudge/status/1726930744621052395)  2023-11-21T11:49Z 17.3K followers, [----] engagements


"😀 Got the [-----] points for the Magnus August Month Milestones I closed the card before the fee was hit and now got the points credit too. Not bad at all. 😉"  
[X Link](https://x.com/drgrudge/status/1726984575166066885)  2023-11-21T15:23Z 17.4K followers, 28.6K engagements


"@vithanidevesh 👍 Also one needs to assess if holding this card is worth more so if Axis is generally approving [--] cards only. 😀"  
[X Link](https://x.com/drgrudge/status/1727217939387187506)  2023-11-22T06:50Z 17.3K followers, [---] engagements


"@AmitDhatrak4 Spontaneous Escapes is SQ. Don't apply for cards based on promo offers alone. 😀"  
[X Link](https://x.com/drgrudge/status/1727220587746222431)  2023-11-22T07:00Z 17.3K followers, [--] engagements


"@vithanidevesh Mostly they aren't allowing 4th card now. So you may take a call accordingly. Having Magnus or not is your call. But the point I was trying to make is no point in having a card because it is free"  
[X Link](https://x.com/drgrudge/status/1727221179071778855)  2023-11-22T07:03Z 18.4K followers, [--] engagements


"@CenturionGuy1 Wow Thanks for this. I have always thought Cullinaire is the paid dining program only. So I was a top elite status holder for more than a year and didn't feel like one. Anyway Gold/Platinum get 4-5% as points for stays. Cullnaire It doesn't show as a membership tier:"  
[X Link](https://x.com/drgrudge/status/1727258438319952365)  2023-11-22T09:31Z 17.4K followers, [----] engagements


"@CenturionGuy1 @srini091 I think that email may be out of context. Anyway I believe Gold and Cullinaire are a different beast. Let ITC clarify that Cullinaire is the top status. 😀"  
[X Link](https://x.com/drgrudge/status/1727266535956475984)  2023-11-22T10:03Z 18.4K followers, [---] engagements


"@2021Kashif Yeah. This is what I tell folks. One of my first cards (at least the one I started using) is the Amex Platinum Travel. For not so high spending (no high level milestones; no pressure) we get 8+% returns without sweat"  
[X Link](https://x.com/drgrudge/status/1727518004253237581)  2023-11-23T02:42Z 18.4K followers, [----] engagements


"🚨Black Friday Sale Virgin Atlantic 33% off Award Sale Excellent offer and award flight to London from [----] miles only By far the best sale by Virgin Atlantic recently. 💥 All you need to know 👇"  
[X Link](https://x.com/drgrudge/status/1727645689369206858)  2023-11-23T11:10Z 17.8K followers, [----] engagements


"We could book beyond London too East Coast USA from 13.4k miles"  
[X Link](https://x.com/drgrudge/status/1727645886610657562)  2023-11-23T11:10Z 17.3K followers, [----] engagements


"West Coast USA from [----] k miles ➡ USA Airports Covered: Atlanta Austin Boston Los Angeles Miami New York San Francisco Seattle Tampa Washington"  
[X Link](https://x.com/drgrudge/status/1727645917182857398)  2023-11-23T11:10Z 17.3K followers, [----] engagements


"🚨 Black Friday Deals Award Flights Finder Tools on Discount 🔸 Seats .aero: 30% off 🔸 PointsYeah: 40% off 🧵"  
[X Link](https://x.com/drgrudge/status/1728317618375766368)  2023-11-25T07:40Z 17.4K followers, 26.1K engagements


"Seat Alerts - even SMSes You could even set seat alerts for a date range alliances etc"  
[X Link](https://x.com/drgrudge/status/1728317788857434365)  2023-11-25T07:40Z 17.3K followers, [---] engagements


"🔸 Award seat availability (up to one year also for Pro on specific routes) 🔸 Award Space alert (very robust; even SMS and more powerful) 🔸 Search for awards 🔸 Specific cabin tracking like Lufthansa First Class ANA First Class Qatar Qsuites etc"  
[X Link](https://x.com/drgrudge/status/1728317819391992228)  2023-11-25T07:40Z 17.3K followers, [---] engagements


"@SeatsAero The best thing is you can create an alert Even with the free tier. 😀"  
[X Link](https://x.com/drgrudge/status/1728317936660582807)  2023-11-25T07:41Z 17.4K followers, [----] engagements


"@SeatsAero Investing in a good tool that helps you find award flights might make sense. I feel Seats. aero is a great tool and have used it extensively since their initial days. 👉 If my content has helped you please 🔁 repost to spread and support my work"  
[X Link](https://x.com/drgrudge/status/1728317959259533429)  2023-11-25T07:41Z 17.3K followers, [----] engagements


"🚨 Etihad Award Flights now Bookable with Air France It is one of the best ways to book Etihad flights. 💥"  
[X Link](https://x.com/drgrudge/status/1729099332958482544)  2023-11-27T11:26Z 17.4K followers, 28.1K engagements


"As seen in the previous post this is one of the cheapest way to book Etihad flights. The taxes aren't too outrageous. 😉 Delhi to Abu Dhabi is even cheaper. 👇"  
[X Link](https://x.com/drgrudge/status/1729099346380263830)  2023-11-27T11:26Z 17.4K followers, [---] engagements


"Business class at [-----] miles only"  
[X Link](https://x.com/drgrudge/status/1729099359571325416)  2023-11-27T11:26Z 17.4K followers, [----] engagements


"Of course we can look beyond Abu Dhabi Delhi to Nairobi for [-----] miles"  
[X Link](https://x.com/drgrudge/status/1729099371978150271)  2023-11-27T11:26Z 17.4K followers, [---] engagements


"The mileage required depends on the city (distance) and dynamic too. Mumbais requirement:"  
[X Link](https://x.com/drgrudge/status/1729099396875538514)  2023-11-27T11:26Z 17.4K followers, [----] engagements


"This is a great development. Air France gets even stronger 💪 Please like and repost if this post was helpful 😀"  
[X Link](https://x.com/drgrudge/status/1729099402835537994)  2023-11-27T11:26Z 17.4K followers, [----] engagements


"🚨 Axis Bank Vistara Card Further Devaluation ❌ No points for Utilities and Government services My next card to be closed. 😀"  
[X Link](https://x.com/drgrudge/status/1729129707860537500)  2023-11-27T13:27Z 17.4K followers, 37.2K engagements


"🚨 Black Friday and Cyber Monday Deals Roundup A round up of some of the best offers currently live"  
[X Link](https://x.com/drgrudge/status/1729161510637682927)  2023-11-27T15:33Z 17.4K followers, 19.2K engagements


"New Zealand here I come. Visa approved. 😀"  
[X Link](https://x.com/drgrudge/status/1731588728240701542)  2023-12-04T08:18Z 17.6K followers, 56.4K engagements


"HDFC Marriott Card is Approved Also my first HDFC card ❤ This is after over two months of 3-4 escalations (till PNO) sending income proofs and other details as asked by the bank. 👉 Unpopular opinion: Personally I think this is the best HDFC Card for my usage (not generalizing). Even more than Infinia. 😀"  
[X Link](https://x.com/drgrudge/status/1731969250267644012)  2023-12-05T09:30Z 17.6K followers, 129.7K engagements


"🌟 Qatar Airways Privilege Club Award Chart Qatar Airways recently added Off Peak and Normal Dates (read devalued). A neat award chart for your reference 👇 Please ❤ like 🔖 bookmark and 🔁 repost to share"  
[X Link](https://x.com/drgrudge/status/1732256215638413439)  2023-12-06T04:30Z 17.6K followers, 19.2K engagements


"What's the best travel insurance policy I'm planning to take one for my next trip and looking for suggestions. 😀 Any suggestions tips (what riders to add for example) and which insurers to go with"  
[X Link](https://x.com/drgrudge/status/1733390083468980403)  2023-12-09T07:36Z 17.8K followers, 43K engagements


"@IManthanJoshi Thanks. This is for New Zealand. Still good"  
[X Link](https://x.com/drgrudge/status/1733392992587907476)  2023-12-09T07:47Z 17.8K followers, [---] engagements


"Apply for Amex cards - one of the most rewarding cards now Amex cards are the most rewarding cards at the moment. One should take them if eligible. Almost always we get to triple dip: Base + monthly yearly milestones Targetted offers (mostly spend based) Transfer bonuses (30% Marriott running now; previously 30% to Qatar and United) And much more. Cons: Limited city serviceability and acceptance issues I can vouch that they are one of the most rewarding cards now. Apply for the trifecta (the cards in the image) and earn best-in-class rewards of 8+% 😉 Appling with a referral gets you bonus"  
[X Link](https://x.com/drgrudge/status/1733762976375570748)  2023-12-10T08:17Z 17.8K followers, 26.8K engagements


"Last [--] days Left Transfer your Amex points to Marriott with a 30% transfer bonus. This is an excellent offer and mostly only comes occasionally. Whether for Marriott hotel stays or transferring as air miles (better ratio than transferring directly plus many more options) it makes sense to transfer with this offer. I have transferred all my points and even bunched up (planned) spends to take advantage. 😉"  
[X Link](https://x.com/drgrudge/status/1734583310662222305)  2023-12-12T14:37Z 17.8K followers, 29.9K engagements


"🚨 HDFC Infinia/Diners Club Black Card Devaluated Popular redemptions of Accor Turkish and Lifemiles are now at a 2:1 ratio from January [--] So transfer points before the deadline. Now this card becomes a 70-30 SmartBuy redemption or transfer to Air France or Singapore card. For those who don't have Infinia/DCB: While Infinia might make sense for a few folks I guess for the rest we won't miss much now. 😉 Atlas ➕ Amex Trifecta cards (Platinum Travel MRCC and Gold Charge) are much more rewarding"  
[X Link](https://x.com/drgrudge/status/1735335099397239003)  2023-12-14T16:25Z 17.8K followers, 26.7K engagements


"🔷 Premium Economy Class - [-----] miles India - Singapore None Singapore - India Mumbai"  
[X Link](https://x.com/drgrudge/status/1735602307083952523)  2023-12-15T10:06Z 18.4K followers, [---] engagements


"🔷 Business Class - [-----] miles India - Singapore Bangalore Hyderabad and Mumbai Singapore - India Hyderabad Chennai Delhi Mumbai Ahmedabad and Bangalore Delhi is back Just after Republic Day long weekend 👇"  
[X Link](https://x.com/drgrudge/status/1735602337861755333)  2023-12-15T10:06Z 17.8K followers, [----] engagements


"✨ This promo is good for destinations beyond Singapore too A look at Australia and New Zealand Perth to Mumbai for [-----] miles in economy"  
[X Link](https://x.com/drgrudge/status/1735602368182390788)  2023-12-15T10:07Z 18.4K followers, [----] engagements


"One for @imYadav31 😉 Adelaide to Delhi for [-----] miles in business class"  
[X Link](https://x.com/drgrudge/status/1735602492770054601)  2023-12-15T10:07Z 17.8K followers, [----] engagements


"@imYadav31 New Zealand too. 😀 Auckland to Bangalore for 78k miles in business class"  
[X Link](https://x.com/drgrudge/status/1735602527133917481)  2023-12-15T10:07Z 17.8K followers, [---] engagements


"@imYadav31 Auckland to Mumbai for [-----] miles in Premium economy class"  
[X Link](https://x.com/drgrudge/status/1735602642011701372)  2023-12-15T10:08Z 17.8K followers, [---] engagements


"@imYadav31 🔸 There are more destinations like Hong Kong China as well. 🔸 Good for travel to Singapore (& beyond) 🔸 Decent availability; even for [--] pax on certain dates 🔸 Check the cash rate once. Might make sense for Business class for 30k miles & Rs 2k taxes 👍"  
[X Link](https://x.com/drgrudge/status/1735602677260710153)  2023-12-15T10:08Z 17.8K followers, [---] engagements


"Grok is interesting I recently took the Premium+ plan and along with got access to Grok. Grok is good at summarising and searching posts on I asked about Infinia news and strategies going forward. Very well summarised (see below) ------- Do you want to ask Grok something Let me know in the comments; I will select a few good ones and post them. 😀"  
[X Link](https://x.com/drgrudge/status/1735665161795469777)  2023-12-15T14:16Z 22.1K followers, 33.7K engagements


"🚨 Turkish Airlines 30% Off Award Sale to Europe 30% off on already competitive mileage requirements 🔥 Best of all Available over holiday and summer vacation time All you need to know 👇"  
[X Link](https://x.com/drgrudge/status/1736660680814592162)  2023-12-18T08:12Z 17.9K followers, 33.3K engagements


"Transfer Partners: 🔸 Axis 🔸Citi 🔸 HDFC* HDFC Infinia/DCB transfer ratio is going to devalue from January 15th. You may want to consider transferring now to Turkish. It should take T+1 days or less generally for any of the three partners"  
[X Link](https://x.com/drgrudge/status/1736660688209092970)  2023-12-18T08:12Z 17.9K followers, [----] engagements


"City List: Mostly decent enough for European destinations. Athens Amsterdam Budapest Cologne Frankfurt Nairobi Madrid Malaga Rome Salzburg etc. Full list 👇"  
[X Link](https://x.com/drgrudge/status/1736660691442888707)  2023-12-18T08:12Z 17.9K followers, [----] engagements


"Rome to Mumbai for [-----] miles"  
[X Link](https://x.com/drgrudge/status/1736660700179628399)  2023-12-18T08:12Z 17.9K followers, [----] engagements


"Budapest to Delhi for [-----] miles"  
[X Link](https://x.com/drgrudge/status/1736660703732236688)  2023-12-18T08:12Z 17.9K followers, [----] engagements


"Malta to Mumbai 👇"  
[X Link](https://x.com/drgrudge/status/1736660708530491690)  2023-12-18T08:12Z 17.8K followers, [---] engagements


"🚨 Earn [----] Bonus Singapore Airlines KrisFlyer Miles Pelago the activities booking platform of Singapore Airlines is back with an offer. Book activities and get bonus miles 🔥"  
[X Link](https://x.com/drgrudge/status/1737470423971815480)  2023-12-20T13:50Z 17.9K followers, [----] engagements


"The Offer: Booking made by 24th December; activity to be done by 31st March Tiered offer; spend SG$150 (Rs 9400) and get [----] miles plus [---] base miles = [----] SQ miles Can't club other promo codes Need to book with this link only:"  
[X Link](https://x.com/drgrudge/status/1737470454971920749)  2023-12-20T13:50Z 17.9K followers, [---] engagements


"Earn miles for popular Singapore Attractions Universal Studios 👇"  
[X Link](https://x.com/drgrudge/status/1737470488203391368)  2023-12-20T13:50Z 17.9K followers, [---] engagements


"Pelago offers over [-----] activities worldwide so we aren't really limited to Singapore attractions. Disneyland Hong Kong"  
[X Link](https://x.com/drgrudge/status/1737470527415943244)  2023-12-20T13:50Z 17.9K followers, [---] engagements


"2 New Users - [--] times 10% off Max SG$10 discount for new users"  
[X Link](https://x.com/drgrudge/status/1737470581447049626)  2023-12-20T13:50Z 18.4K followers, [----] engagements


"The previous offer was more lucrative: 28X miles (till SG$100) Now fewer miles at a higher spend requirement However this is still a decent platform to book activities and get bonus miles. 👍 Please follow me (@drgrudge) for more travel and credit cards related content. 😀"  
[X Link](https://x.com/drgrudge/status/1737470603697721400)  2023-12-20T13:50Z 18.4K followers, [----] engagements


"@SejalSud Happened to me too sometime back. Had a flight from terminal T2 but came to T1. (Initial days when T2 was opened) 😀"  
[X Link](https://x.com/drgrudge/status/1738383824856433093)  2023-12-23T02:19Z 18K followers, [----] engagements


"@Vgdktk Niva Bupa 😀"  
[X Link](https://x.com/drgrudge/status/1738444832996249919)  2023-12-23T06:22Z 17.9K followers, [---] engagements


"Accor Platinum is here Finally And just in time for a 5-night stay from tomorrow.😀 New Year's Eve at Queenstown 🎇"  
[X Link](https://x.com/drgrudge/status/1741047810404065486)  2023-12-30T10:45Z 23.4K followers, 17.3K engagements


"Happy New Year [----] Folks May this year bless you with great redemption(s) get the card you want and earn the most points for every transaction. 😀 And most importantly good health happiness and family bonding. Enjoy this spectacular fireworks from Queenstown New Zealand 🎇 I wish my family a happy new year We shall continue the journey forward"  
[X Link](https://x.com/drgrudge/status/1741422005751259576)  2023-12-31T11:32Z 24.9K followers, 12.6K engagements


"Credit Card Scene At New Zealand Or how to get more rewards for foreign transactions Photo: Reserve enjoying the view at Wanaka New Zealand 😀"  
[X Link](https://x.com/drgrudge/status/1742131761633784107)  2024-01-02T10:32Z 18.4K followers, 26.4K engagements


"We bought in NZ $165 (Rs 8250) or so in cash for [--] pax and [--] days in New Zealand. Big mistake. Could have come in without a single penny. Sorry cent. 😈 All the stores accept cards. Even the kirana type (General stores as they call here)"  
[X Link](https://x.com/drgrudge/status/1742131766255858072)  2024-01-02T10:32Z 18.4K followers, [----] engagements


"Every day I just have Reserve or Prestige in pocket. And swipe it as we go. No wallet at all. 😀"  
[X Link](https://x.com/drgrudge/status/1742131776863314257)  2024-01-02T10:32Z 18.4K followers, [----] engagements


"But I see most merchants add a transaction fee of 1.5% normally (but a few goes as high as 3.5% too) This is at Accor Christchurch. But even the Queenstown folks add a 2% surcharge. Bigger merchants don't add a surcharge but Accor Lol"  
[X Link](https://x.com/drgrudge/status/1742131786031976541)  2024-01-02T10:32Z 18.4K followers, [----] engagements


"I hold the better cards for Forex transactions 🔸 Axis Reserve - 2X rewards 🔸 Citi Prestige - 2X rewards 🔸 Amex Platinum Charge - 3X rewards Cash forex or debit card doesn't cut it anymore. See this post for the best forex rewards credit card👇 🚨 Best Credit Cards for Forex Spends Are you planning an international trip or make a forex transaction Check out these top credit cards that still offer great value with markup fees included. 😀 The [--] best cards (updated after Axis deval) and my pick of the lot.👇 https://t.co/E7LQLcjpiJ 🚨 Best Credit Cards for Forex Spends Are you planning an"  
[X Link](https://x.com/drgrudge/status/1742131792961032537)  2024-01-02T10:32Z 18.4K followers, [----] engagements


"Travel along with me in New Zealand through my posts Posting more frequently (2-3 times more) at subscriber-only. And of course subscribers get other perks. 😀 Subscriber for just $1/Rs 83:"  
[X Link](https://x.com/drgrudge/status/1742131796660343198)  2024-01-02T10:32Z 17.3K followers, [----] engagements


"The minibar is Complimentary Upgraded as Accor Platinum Base ➡ Executive Room (highest category in this hotel) Hotel: Novotel Wellington Room Upgrade Perks Got upgraded (without asking for it in any way - before the stay or at check-in) to one category at Novotel Christchurch. Gold elite with Accor. Base ➡ Executive room Same room size but two things. [--]. Higher floor rooms [--]. Mini Bar is complimentary 😀 https://t.co/uzKlxRo9Ob Room Upgrade Perks Got upgraded (without asking for it in any way - before the stay or at check-in) to one category at Novotel Christchurch. Gold elite with Accor."  
[X Link](https://x.com/drgrudge/status/1744301738507854189)  2024-01-08T10:15Z 18.4K followers, 14.8K engagements


"First Stay Experience as Accor Platinum Hotel: Novotel Queenstown Lakeside Let's see how my first stay as Platinum went Spoiler: Not so good 😬"  
[X Link](https://x.com/drgrudge/status/1745015993175576910)  2024-01-10T09:33Z 19.8K followers, 29.3K engagements


"❤ This is one of the reasons I renewed my Reserve. Rs 66k value. Plus the 20k airmiles and other stuff. Initially I booked in Sydney for Rs 42k a night Rs 84k for the Accor Plus free nights alone And I redeemed [--] nights consecutively"  
[X Link](https://x.com/drgrudge/status/1745015999525695640)  2024-01-10T09:33Z 18.5K followers, [----] engagements


"Upgrades - Elite Recognition Lol 😂 Zero upgrades. In fact I felt they could have at least given a better room (in terms of views/higher floor)"  
[X Link](https://x.com/drgrudge/status/1745016009319461027)  2024-01-10T09:33Z 18.4K followers, [----] engagements


"Enhanced Internet - Premium Wi-Fi Excellent speed. This is an underrated benefit of Platinum. 👍"  
[X Link](https://x.com/drgrudge/status/1745016048821346708)  2024-01-10T09:33Z 17.6K followers, [----] engagements


"Complimentary breakfast At NZ $34 per pax for two pax it costs $68/Rs [----] per day Platinum is worth only for this benefit (only in Asia - the Pacific including Australia and New Zealand)"  
[X Link](https://x.com/drgrudge/status/1745016059676201268)  2024-01-10T09:33Z 18.4K followers, [----] engagements


"As Platinum the coffee order is included. We always have hot chocolate and Cappuccino as takeaway (in our mug) More than the amount saved (NZ $11/Rs 600) it is super convenient when we hit the roads. 🚘"  
[X Link](https://x.com/drgrudge/status/1745016084267467133)  2024-01-10T09:33Z 18.4K followers, [----] engagements


"Accor isnt a small business to add a 2% credit card surcharge. 😬 Even smaller businesses add 1.5% only (as per the norm here in New Zealand) and medium-bigger merchants dont even add any surcharge"  
[X Link](https://x.com/drgrudge/status/1745016094920990857)  2024-01-10T09:33Z 17.3K followers, [----] engagements


"Overall Stay Probably I would rate 6/10 Best location but service and other stuff needs improvement. We stayed over New Years Eve and Queenstown fireworks and events were just [--] meters away"  
[X Link](https://x.com/drgrudge/status/1745016106820173853)  2024-01-10T09:33Z 18.4K followers, [----] engagements


"Honestly Accor is good for the Rs [---] value per point. And I'm saying this after [--] nights across brands ( ibis Novotel etc) with elite status (Silver to Platinum) and across geographies (Africa Asia and Oceania). They don't have many aspirational properties. Definitely no good elite recognition. Let Accor devalute. And we shall see the fun begin. 😈"  
[X Link](https://x.com/drgrudge/status/1745129300385497094)  2024-01-10T17:03Z 18.4K followers, [----] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing