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# ![@MaliknitinNitin Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::3260040188.png) @MaliknitinNitin Nitin Malik

Nitin Malik posts on X about finance, lack of, $hdb, should be the most. They currently have XXX followers and XX posts still getting attention that total XX engagements in the last XX hours.

### Engagements: XX [#](/creator/twitter::3260040188/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3260040188/c:line/m:interactions.svg)

- X Week XXXXX -XX%
- X Month XXXXX +13,680%
- X Months XXXXXX -XX%
- X Year XXXXXX +175%

### Mentions: X [#](/creator/twitter::3260040188/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3260040188/c:line/m:posts_active.svg)

- X Week XX -XXXX%
- X Month XX +1,500%
- X Months XX -XX%
- X Year XXX +119%

### Followers: XXX [#](/creator/twitter::3260040188/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3260040188/c:line/m:followers.svg)

- X Week XXX no change
- X Month XXX -XXXX%
- X Months XXX +41%
- X Year XXX +100%

### CreatorRank: undefined [#](/creator/twitter::3260040188/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::3260040188/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::3260040188/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXXX%

**Social topic influence**
[finance](/topic/finance) 15.38%, [lack of](/topic/lack-of) 7.69%, [$hdb](/topic/$hdb) 7.69%, [should be](/topic/should-be) XXXX%

**Top accounts mentioned or mentioned by**
[@paulg](/creator/undefined)

**Top assets mentioned**
[HDFC Bank Limited (HDB)](/topic/$hdb)
### Top Social Posts [#](/creator/twitter::3260040188/posts)
---
Top posts by engagements in the last XX hours

"L&T Finance Svatantra Microfinance CreditAccess Grameen Satin Creditcare may have emerged stronger from the current Microfinance downcycle"  
[X Link](https://x.com/MaliknitinNitin/status/1977212860557038013) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-12T03:20Z XXX followers, XXX engagements


"Bandhan Bank XXX Asset Strategy: (1/n) In my opinion this is where leadership of Mr. Partha Pratim Sengupta would make significant difference. Bandhan Bank vs HDFC Bank GNPA by sector"  
[X Link](https://x.com/MaliknitinNitin/status/1872883368976892241) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2024-12-28T05:52Z XXX followers, 1918 engagements


"AU Small Finance Bank Ujjivan Small Finance Bank and Jana Small Finance Bank may have emerged stronger from the current Microfinance downcycle"  
[X Link](https://x.com/MaliknitinNitin/status/1977215397351796876) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-12T03:31Z XXX followers, 1625 engagements


"Banks (e.g. Bandhan Bank and IndusInd Bank) hold a significant share of the microfinance industry asset book but show mixed overall performance. Some hypothesis - Lack of focus - Internal culture clash between MFI and non-MFI business - Low Risk tolerance - Lack of significant economies of scale - Diseconomies perhaps"  
[X Link](https://x.com/MaliknitinNitin/status/1977256795992170770) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-12T06:15Z XXX followers, XXX engagements


"Bandhan Bank XXX (Asset Strategy Update March 2025): - Microfinance (Priority Lending) had a challenging year with asset quality below expectations. - The Bandhan team should prioritize maintaining asset quality"  
[X Link](https://x.com/MaliknitinNitin/status/1977298641678131516) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-12T09:01Z XXX followers, XXX engagements


"Bandhan Bank 2.0: Areas of Improvement (Investor Communication to Enhance Stakeholder Trust) As late as October XX 2024 Bandhan Bank's Interim CEO presented an optimistic outlook: - Credit Cost: XXX% to X% - Advances Growth: XX% Source:"  
[X Link](https://x.com/MaliknitinNitin/status/1977315194616565947) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-12T10:07Z XXX followers, XXX engagements


"Possible Playbook for Bandhan Bank (becoming HDFC Bank may be a long process but as a bank it should be much ahead of HDB Financial in diversification and risk management) - HDB Financial has maintained much better asset quality - HDB Financial has diversified well in both products and geography"  
[X Link](https://x.com/MaliknitinNitin/status/1978661511179444428) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-16T03:17Z XXX followers, XXX engagements


"Why Bandhan Bank should study HDB Financial and emulate its best practices: - Market gives 3x P/B multiple to good-quality non-prime lenders - Market currently gives 1x P/B multiple to Bandhan Bank"  
[X Link](https://x.com/MaliknitinNitin/status/1978663457370083529) [@MaliknitinNitin](/creator/x/MaliknitinNitin) 2025-10-16T03:25Z XXX followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@MaliknitinNitin Nitin Malik

Nitin Malik posts on X about finance, lack of, $hdb, should be the most. They currently have XXX followers and XX posts still getting attention that total XX engagements in the last XX hours.