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# ![@LatticeInvestor Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1989027473854722051.png) @LatticeInvestor Lattice Investor

Lattice Investor posts on X about $wise, wise, $ma, investment the most. They currently have XX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::1989027473854722051/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1989027473854722051/c:line/m:interactions.svg)

- X Week XXXXX +77%

### Mentions: XX [#](/creator/twitter::1989027473854722051/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1989027473854722051/c:line/m:posts_active.svg)

- X Week XX +57%

### Followers: XX [#](/creator/twitter::1989027473854722051/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1989027473854722051/c:line/m:followers.svg)

- X Week XX +39%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1989027473854722051/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1989027473854722051/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX% [stocks](/list/stocks)  XXXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXXX% [technology brands](/list/technology-brands)  XXXX% [luxury brands](/list/luxury-brands)  XXX% [automotive brands](/list/automotive-brands)  XXX%

**Social topic influence**
[$wise](/topic/$wise) 8.11%, [wise](/topic/wise) 8.11%, [$ma](/topic/$ma) 8.11%, [investment](/topic/investment) 8.11%, [$fico](/topic/$fico) #4, [business](/topic/business) 5.41%, [$msci](/topic/$msci) 5.41%, [$asml](/topic/$asml) 5.41%, [asml](/topic/asml) 5.41%, [$nu](/topic/$nu) XXXX%

**Top accounts mentioned or mentioned by**
[@realroseceline](/creator/undefined) [@capexandchill](/creator/undefined) [@manuinvests](/creator/undefined) [@leveragedfun](/creator/undefined) [@alphainvest480](/creator/undefined) [@dutchinvestors](/creator/undefined) [@thezackzhu](/creator/undefined) [@likelybadadvice](/creator/undefined) [@longequity](/creator/undefined) [@commonsenseplay](/creator/undefined) [@themattharbaugh](/creator/undefined) [@sashinvesting](/creator/undefined) [@dividendgrowth](/creator/undefined) [@juancampero](/creator/undefined) [@qualityinvest5](/creator/undefined) [@mplycap](/creator/undefined) [@dividenddynasty](/creator/undefined) [@the_zack_zhu](/creator/undefined) [@juancampero_](/creator/undefined) [@invest091](/creator/undefined)

**Top assets mentioned**
[Wise (WISE)](/topic/$wise) [Mastercard, Inc. (MA)](/topic/$ma) [Fair Isaac, Corp. (FICO)](/topic/$fico) [Msci Inc (MSCI)](/topic/$msci) [NuCypher (NU)](/topic/$nu) [MercadoLibre Inc (MELI)](/topic/$meli) [Adobe, Inc. (ADBE)](/topic/$adbe) [Minted (MTD)](/topic/$mtd) [Zoetis Inc (ZTS)](/topic/$zts) [PTC Inc (PTC)](/topic/$ptc) [Taiwan Semiconductor (TSM)](/topic/$tsm) [Now Coin (NOW)](/topic/$now) [Sea Limited (SE)](/topic/$se) [On Holding AG (ONON)](/topic/$onon) [Booking Holdings Inc (BKNG)](/topic/$bkng) [S&P Global Inc (SPGI)](/topic/$spgi) [Moody's Corporation (MCO)](/topic/$mco) [Ferrari N.V. (RACE)](/topic/$race) [The Root Network (ROOT)](/topic/$root)
### Top Social Posts
Top posts by engagements in the last XX hours

"My bottom X holdings $ZTS $TOI $PTC $FICO $TSM $NOW $MTD $WISE The bottom X are X% of the portfolio"  
[X Link](https://x.com/LatticeInvestor/status/1996694523632635935)  2025-12-04T21:34Z XX followers, XXX engagements


"@long_equity $V is my 4th largest position I hold since 2012. $MSCI also significant position $FICO tiny corridor position Lam I've passed I prefer $ASML 's business model for exposure to the sector"  
[X Link](https://x.com/LatticeInvestor/status/1998432154313756792)  2025-12-09T16:38Z XX followers, XXX engagements


"@CapexAndChill NLPs will show during a deep recession it's then that the wheat and the chaff separate. Similar concern for $NU. Let's not forget MBS up until 2008 were considered safe() low volatility() and they had been for decades"  
[X Link](https://x.com/LatticeInvestor/status/1994578153860141542)  2025-11-29T01:24Z XX followers, XXX engagements


"@CapexAndChill if you know firsthand that's all you need to know. Personally I wouldn't trust any rating agency. Ratings are sticky for 3M and calculated by analysts who work till 3am for peanuts. I'm not saying $SE has bad credit practices btw I simply have no clue and no way to know"  
[X Link](https://x.com/LatticeInvestor/status/1994598163412652227)  2025-11-29T02:43Z XX followers, XX engagements


"Moonshots 🚀 🌙 I have X moonshots in my portfolio - $WISE - On $ONON - Red Violet $RDVT Interesting risky companies that try to create moats. They're not SWAN like $V $MA but they offer asymmetric upside. All X combined are X% of my portfolio What are your 🚀 🌙"  
[X Link](https://x.com/LatticeInvestor/status/1994795259092775286)  2025-11-29T15:47Z XX followers, XX engagements


"@DutchInvestors $WISE is such an interesting company. The sector is very competitive. I have a (very small) long position position size reflects the sector economics love the company. I'm also a client since they launched more than a decade ago so it's an emotional investment as well for me"  
[X Link](https://x.com/LatticeInvestor/status/1995619510955770012)  2025-12-01T22:22Z XX followers, XX engagements


"@juancampero_ $NU is a credit business in a region where credit hasn't been stable. If consumers become insolvent during a credit crisis machine learning won't help with anything. If credit conditions stay good though $NU likely outperforms.But that's a risk I don't want to take For me $MELI"  
[X Link](https://x.com/LatticeInvestor/status/1996344761679220924)  2025-12-03T22:24Z XX followers, XX engagements


"@mply_cap I sold my less moaty holdings ( eg $BKNG ) to buy $ADBE this is a generational opportunity. Personally I'd never sell $V $MCO ( neither $MA $SPGI ) for any reason but at these valuations for $ADBE it's probably justified"  
[X Link](https://x.com/LatticeInvestor/status/1996687961455247579)  2025-12-04T21:08Z XX followers, XXX engagements


"My top X holdings X. $MA X. $MELI X. $ASML X. $V X. $MSCI X. $RMS ( Hermes ) X. $ADBE X. $RACE Top X are XX% of my portfolio. Some of these holdings have been there for more than a decade. Adobe was added a week ago. Financials e-commerce & logistics technology luxury"  
[X Link](https://x.com/LatticeInvestor/status/1996692701551730788)  2025-12-04T21:26Z XX followers, XXX engagements


"@realroseceline Haven't looked into $ROOT and my main portfolio is locked 🔐 into a don't-touch mode so will pass but best of luck. It's always exciting to analyse potential 10-baggers the market may not be paying sufficient attention to"  
[X Link](https://x.com/LatticeInvestor/status/1998074950755000363)  2025-12-08T16:59Z XX followers, XX engagements


"@DividendDynasty The best investment for XXXXX% of people. Has made plenty of people wealthy over the long run. Helps SWAN. Only choose something else over this of you have very specific & good reasons and have done substantial own research"  
[X Link](https://x.com/LatticeInvestor/status/1998109429258985807)  2025-12-08T19:16Z XX followers, XX engagements


"@ManuInvests Earnings collapses cannot be predicted in general"  
[X Link](https://x.com/LatticeInvestor/status/1998111026651259184)  2025-12-08T19:22Z XX followers, XX engagements


"@ManuInvests So let's say if it all goes rosy then valuations are indeed ok but no margin of error on the rosiness is priced in"  
[X Link](https://x.com/LatticeInvestor/status/1998111207585358123)  2025-12-08T19:23Z XX followers, XX engagements


"@ManuInvests We can't predict earnings growth but imo market is seeing things too rosy atm. I wouldn't call it a dot com and I haven't but returns are earnings growth + div yield + multiple change"  
[X Link](https://x.com/LatticeInvestor/status/1998111602286207289)  2025-12-08T19:25Z XX followers, XX engagements


"@ManuInvests Leading to low cagr for prices"  
[X Link](https://x.com/LatticeInvestor/status/1998111914782519680)  2025-12-08T19:26Z XX followers, XX engagements


"@ManuInvests Now what will earnings growth I have no crystal ball 🔮. But anything less than rosy isn't priced in. And who knows we may get that but we may also not get that"  
[X Link](https://x.com/LatticeInvestor/status/1998112203296133602)  2025-12-08T19:27Z XX followers, XX engagements


"@realroseceline @LeveragedFun @Alphainvest480 So eg for EU payment cos the thesis is buy a utility while it's still masquaraded as a growth company ( and has some growth ahead ) like utilities in the 1950s turned out to be good investments"  
[X Link](https://x.com/LatticeInvestor/status/1998461349316153784)  2025-12-09T18:34Z XX followers, XX engagements


"@realroseceline @LeveragedFun @Alphainvest480 It's a rather long term thesis though and clearly its assumptions have their risks. At utility status they will have a moat ( a licence to use the cbdc ledger ) and they likely won't have a a ROCE controlled by regulators early on"  
[X Link](https://x.com/LatticeInvestor/status/1998462014931312954)  2025-12-09T18:37Z XX followers, XX engagements


"@realroseceline @LeveragedFun @Alphainvest480 So in a sense the thesis is buy the grower with the weak moat because in that scenario it becomes a quality company at the end of the journey"  
[X Link](https://x.com/LatticeInvestor/status/1998462459309326605)  2025-12-09T18:39Z XX followers, XX engagements


"@realroseceline @LeveragedFun @Alphainvest480 The EU will move towards CDBC so EU domiciled payment processors may fall on that track"  
[X Link](https://x.com/LatticeInvestor/status/1998462759667708331)  2025-12-09T18:40Z XX followers, XX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@LatticeInvestor Avatar @LatticeInvestor Lattice Investor

Lattice Investor posts on X about $wise, wise, $ma, investment the most. They currently have XX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXX +77%

Mentions: XX #

Mentions Line Chart

  • X Week XX +57%

Followers: XX #

Followers Line Chart

  • X Week XX +39%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence finance XXXXX% stocks XXXXX% cryptocurrencies XXXXX% technology brands XXXX% luxury brands XXX% automotive brands XXX%

Social topic influence $wise 8.11%, wise 8.11%, $ma 8.11%, investment 8.11%, $fico #4, business 5.41%, $msci 5.41%, $asml 5.41%, asml 5.41%, $nu XXXX%

Top accounts mentioned or mentioned by @realroseceline @capexandchill @manuinvests @leveragedfun @alphainvest480 @dutchinvestors @thezackzhu @likelybadadvice @longequity @commonsenseplay @themattharbaugh @sashinvesting @dividendgrowth @juancampero @qualityinvest5 @mplycap @dividenddynasty @the_zack_zhu @juancampero_ @invest091

Top assets mentioned Wise (WISE) Mastercard, Inc. (MA) Fair Isaac, Corp. (FICO) Msci Inc (MSCI) NuCypher (NU) MercadoLibre Inc (MELI) Adobe, Inc. (ADBE) Minted (MTD) Zoetis Inc (ZTS) PTC Inc (PTC) Taiwan Semiconductor (TSM) Now Coin (NOW) Sea Limited (SE) On Holding AG (ONON) Booking Holdings Inc (BKNG) S&P Global Inc (SPGI) Moody's Corporation (MCO) Ferrari N.V. (RACE) The Root Network (ROOT)

Top Social Posts

Top posts by engagements in the last XX hours

"My bottom X holdings $ZTS $TOI $PTC $FICO $TSM $NOW $MTD $WISE The bottom X are X% of the portfolio"
X Link 2025-12-04T21:34Z XX followers, XXX engagements

"@long_equity $V is my 4th largest position I hold since 2012. $MSCI also significant position $FICO tiny corridor position Lam I've passed I prefer $ASML 's business model for exposure to the sector"
X Link 2025-12-09T16:38Z XX followers, XXX engagements

"@CapexAndChill NLPs will show during a deep recession it's then that the wheat and the chaff separate. Similar concern for $NU. Let's not forget MBS up until 2008 were considered safe() low volatility() and they had been for decades"
X Link 2025-11-29T01:24Z XX followers, XXX engagements

"@CapexAndChill if you know firsthand that's all you need to know. Personally I wouldn't trust any rating agency. Ratings are sticky for 3M and calculated by analysts who work till 3am for peanuts. I'm not saying $SE has bad credit practices btw I simply have no clue and no way to know"
X Link 2025-11-29T02:43Z XX followers, XX engagements

"Moonshots 🚀 🌙 I have X moonshots in my portfolio - $WISE - On $ONON - Red Violet $RDVT Interesting risky companies that try to create moats. They're not SWAN like $V $MA but they offer asymmetric upside. All X combined are X% of my portfolio What are your 🚀 🌙"
X Link 2025-11-29T15:47Z XX followers, XX engagements

"@DutchInvestors $WISE is such an interesting company. The sector is very competitive. I have a (very small) long position position size reflects the sector economics love the company. I'm also a client since they launched more than a decade ago so it's an emotional investment as well for me"
X Link 2025-12-01T22:22Z XX followers, XX engagements

"@juancampero_ $NU is a credit business in a region where credit hasn't been stable. If consumers become insolvent during a credit crisis machine learning won't help with anything. If credit conditions stay good though $NU likely outperforms.But that's a risk I don't want to take For me $MELI"
X Link 2025-12-03T22:24Z XX followers, XX engagements

"@mply_cap I sold my less moaty holdings ( eg $BKNG ) to buy $ADBE this is a generational opportunity. Personally I'd never sell $V $MCO ( neither $MA $SPGI ) for any reason but at these valuations for $ADBE it's probably justified"
X Link 2025-12-04T21:08Z XX followers, XXX engagements

"My top X holdings X. $MA X. $MELI X. $ASML X. $V X. $MSCI X. $RMS ( Hermes ) X. $ADBE X. $RACE Top X are XX% of my portfolio. Some of these holdings have been there for more than a decade. Adobe was added a week ago. Financials e-commerce & logistics technology luxury"
X Link 2025-12-04T21:26Z XX followers, XXX engagements

"@realroseceline Haven't looked into $ROOT and my main portfolio is locked 🔐 into a don't-touch mode so will pass but best of luck. It's always exciting to analyse potential 10-baggers the market may not be paying sufficient attention to"
X Link 2025-12-08T16:59Z XX followers, XX engagements

"@DividendDynasty The best investment for XXXXX% of people. Has made plenty of people wealthy over the long run. Helps SWAN. Only choose something else over this of you have very specific & good reasons and have done substantial own research"
X Link 2025-12-08T19:16Z XX followers, XX engagements

"@ManuInvests Earnings collapses cannot be predicted in general"
X Link 2025-12-08T19:22Z XX followers, XX engagements

"@ManuInvests So let's say if it all goes rosy then valuations are indeed ok but no margin of error on the rosiness is priced in"
X Link 2025-12-08T19:23Z XX followers, XX engagements

"@ManuInvests We can't predict earnings growth but imo market is seeing things too rosy atm. I wouldn't call it a dot com and I haven't but returns are earnings growth + div yield + multiple change"
X Link 2025-12-08T19:25Z XX followers, XX engagements

"@ManuInvests Leading to low cagr for prices"
X Link 2025-12-08T19:26Z XX followers, XX engagements

"@ManuInvests Now what will earnings growth I have no crystal ball 🔮. But anything less than rosy isn't priced in. And who knows we may get that but we may also not get that"
X Link 2025-12-08T19:27Z XX followers, XX engagements

"@realroseceline @LeveragedFun @Alphainvest480 So eg for EU payment cos the thesis is buy a utility while it's still masquaraded as a growth company ( and has some growth ahead ) like utilities in the 1950s turned out to be good investments"
X Link 2025-12-09T18:34Z XX followers, XX engagements

"@realroseceline @LeveragedFun @Alphainvest480 It's a rather long term thesis though and clearly its assumptions have their risks. At utility status they will have a moat ( a licence to use the cbdc ledger ) and they likely won't have a a ROCE controlled by regulators early on"
X Link 2025-12-09T18:37Z XX followers, XX engagements

"@realroseceline @LeveragedFun @Alphainvest480 So in a sense the thesis is buy the grower with the weak moat because in that scenario it becomes a quality company at the end of the journey"
X Link 2025-12-09T18:39Z XX followers, XX engagements

"@realroseceline @LeveragedFun @Alphainvest480 The EU will move towards CDBC so EU domiciled payment processors may fall on that track"
X Link 2025-12-09T18:40Z XX followers, XX engagements

@LatticeInvestor
/creator/twitter::LatticeInvestor