[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

# ![@KaySchnd Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::134560313.png) @KaySchnd Kay

Kay posts on X about $upst, $owl, $zion, $wal the most. They currently have XX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::134560313/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::134560313/c:line/m:interactions.svg)

- X Week XXXXX -XX%
- X Month XXXXXX +2,600%
- X Months XXXXXX +1,219%
- X Year XXXXXX +556%

### Mentions: X [#](/creator/twitter::134560313/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::134560313/c:line/m:posts_active.svg)

- X Week X no change
- X Month XX +150%
- X Months XX +145%
- X Year XX +388%

### Followers: XX [#](/creator/twitter::134560313/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::134560313/c:line/m:followers.svg)

- X Week XX +12%
- X Month XX +28%
- X Months XX +104%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::134560313/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::134560313/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::134560313/influence)
---

**Social category influence**
[stocks](/list/stocks)  [cryptocurrencies](/list/cryptocurrencies)  [finance](/list/finance) 

**Social topic influence**
[$upst](/topic/$upst) #17, [$owl](/topic/$owl) #5, [$zion](/topic/$zion), [$wal](/topic/$wal), [wal](/topic/wal), [rates](/topic/rates)

**Top assets mentioned**
[Upstart Holdings, Inc. Common stock (UPST)](/topic/$upst) [OwlDAO (OWL)](/topic/$owl) [Zions Bancorporation, NA. (ZION)](/topic/$zion) [Walrus (WAL)](/topic/$wal)
### Top Social Posts [#](/creator/twitter::134560313/posts)
---
Top posts by engagements in the last XX hours

"Regional banks are getting pressured because of $ZION and $WAL write offs (most likely from same fraudulent borrower). Thats why $UPST gets sold off as well even though they are actually helping to improve lending standards to avoid such instances. Happy to take your shares 🤓"  
[X Link](https://x.com/KaySchnd/status/1978907263541633120) [@KaySchnd](/creator/x/KaySchnd) 2025-10-16T19:33Z XX followers, 1222 engagements


"@EyalH11 I was talking about $OWL earnings as an early indicator for $UPST results on Nov 4"  
[X Link](https://x.com/KaySchnd/status/1979094148146717125) [@KaySchnd](/creator/x/KaySchnd) 2025-10-17T07:56Z XX followers, XXX engagements


"$OWL CEO confirmed that they dont see rising defaults or companies struggling. (earnings on 30/10). $UPST TP reviews are ramping up significantly and CEO confirmed early Sep that rising defaults are not an issue. I dont mind seeing 42-45 range and finally going up from here 😁"  
[X Link](https://x.com/KaySchnd/status/1979087337821700555) [@KaySchnd](/creator/x/KaySchnd) 2025-10-17T07:29Z XX followers, 1201 engagements


"Who is selling $UPST at 44.xx Come on man just give them away for free as I cant take them otherwise 😂"  
[X Link](https://x.com/KaySchnd/status/1979099718505386319) [@KaySchnd](/creator/x/KaySchnd) 2025-10-17T08:18Z XX followers, 1095 engagements


"Lets see when people will start realizing that $UPST is not necessarily dependent on rate cuts to perform well (but its a tailwind for sure)"  
[X Link](https://x.com/KaySchnd/status/1978343549067264119) [@KaySchnd](/creator/x/KaySchnd) 2025-10-15T06:13Z XX followers, 1364 engagements