[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @JimChuong Lazy Canadian Investor The Lazy Canadian Investor has been sharing insights on investing, personal finance, and lifestyle. A key theme is the importance of staying invested, with a simple approach of maintaining an asset allocation, such as 90/10, and allocating more to stocks during market downturns. The investor also shares perspectives on wealth, highlighting that financial success often requires discipline and a long-term approach, rather than relying on get-rich-quick schemes or excessive spending. ### Engagements: XXXXXX [#](/creator/twitter::1272183128136847363/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXXXX +147% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXXX +15% ### Mentions: XX [#](/creator/twitter::1272183128136847363/posts_active)  - X Week XX +38% - X Month XXX +11% - X Months XXX -XX% - X Year XXXXX +31% ### Followers: XXXXXX [#](/creator/twitter::1272183128136847363/followers)  - X Week XXXXXX +0.22% - X Month XXXXXX +1.60% - X Months XXXXXX +8.70% - X Year XXXXXX +36% ### CreatorRank: XXXXXXX [#](/creator/twitter::1272183128136847363/influencer_rank)  ### Social Influence [#](/creator/twitter::1272183128136847363/influence) --- **Social category influence** [finance](/list/finance) [countries](/list/countries) [currencies](/list/currencies) [automotive brands](/list/automotive-brands) [stocks](/list/stocks) [formula 1](/list/formula-1) [cryptocurrencies](/list/cryptocurrencies) **Social topic influence** [money](/topic/money), [investment](/topic/investment) #960, [canada](/topic/canada) #3624, [debt](/topic/debt) #2044, [$30k](/topic/$30k) #59, [$1k](/topic/$1k) #78, [30k](/topic/30k) #189, [all the](/topic/all-the), [over the](/topic/over-the), [build a](/topic/build-a) **Top assets mentioned** [Caduceus Protocol (CAD)](/topic/$cad) [Berkshire Hathaway Inc. (BRK.A)](/topic/berkshire-hathaway) [Bitcoin (BTC)](/topic/bitcoin) ### Top Social Posts [#](/creator/twitter::1272183128136847363/posts) --- Top posts by engagements in the last XX hours "If a primary residence was a good investment all the richest people in the world would have homes worth more than all their business holdings. Fact is the wealthy never allow their primary residence to take up more than XX% of their net worth at any point in their life. Ever" [X Link](https://x.com/JimChuong/status/1979747937224946133) [@JimChuong](/creator/x/JimChuong) 2025-10-19T03:14Z 29.1K followers, 6270 engagements "Finances arent everything. But they will affect everything" [X Link](https://x.com/JimChuong/status/1976359764608319691) [@JimChuong](/creator/x/JimChuong) 2025-10-09T18:51Z 29.1K followers, 3323 engagements "Generational wealth is stupid. I'm not looking to die with as much money as possible. I'm spending it with my friends and family while I'm alive. Shirtsleeves to shirtsleeves in X generations or less. The money will go back to society" [X Link](https://x.com/JimChuong/status/1978475844411736522) [@JimChuong](/creator/x/JimChuong) 2025-10-15T14:59Z 29.1K followers, 6024 engagements "The U.S. economy isnt bad. Its amazing 🤩 Americans in the U.S. are kicking ass Congratulations 👏👏👏 The ONLY way to lose is if you invested nothing over the last XX YEARS - Invest zero. Stay at zero. X You LITERALLY had to invest $X to lose in the U.S" [X Link](https://x.com/JimChuong/status/1979235627099963577) [@JimChuong](/creator/x/JimChuong) 2025-10-17T17:18Z 29.1K followers, 1751 engagements "Two reasons I was able to build a multimillion dollar portfolio in my 30s: X. The U.S. stock market stayed flat for XX years from 1999 to 2012 X. The U.S. foreclosure crisis & $CAD $USD parity combo Both events allowed me to invest at crazy low prices Ready for the next one" [X Link](https://x.com/JimChuong/status/1974134071107420230) [@JimChuong](/creator/x/JimChuong) 2025-10-03T15:26Z 29.1K followers, 2787 engagements "Warren Buffett tries to stay at least XX% invested in equities" [X Link](https://x.com/JimChuong/status/1976671301759901980) [@JimChuong](/creator/x/JimChuong) 2025-10-10T15:28Z 29.1K followers, 2589 engagements "If you only held a passive low-fee U.S. index you did better than family offices university endowments hedge funds private equity and government pension plans. Easily. It wasnt even close" [X Link](https://x.com/JimChuong/status/1979238907448283224) [@JimChuong](/creator/x/JimChuong) 2025-10-17T17:31Z 29.1K followers, 3808 engagements "What is the top holding in your portfolio right now" [X Link](https://x.com/JimChuong/status/1959716076092322122) [@JimChuong](/creator/x/JimChuong) 2025-08-24T20:34Z 29.1K followers, 16.8K engagements "How I invest: ❌ No Canadian ❌ No long bonds ❌ No international ❌ No preset asset allocation ❌ No conventional rebalancing ❌ No conventional diversification ✅ U.S. index ✅ U.S. real estate ✅ Berkshire Hathaway Do not do what I do. Personal finance is personal" [X Link](https://x.com/JimChuong/status/1977028145569317222) [@JimChuong](/creator/x/JimChuong) 2025-10-11T15:06Z 29.1K followers, 6787 engagements "Todays generation: goes out at night and calls in sick to work the next day. Gen X: pre-drinks and smokes at 9pm go clubbing at Plastique until 2am go to Chinese restaurant home at 5am show up to work in the same clothes with neon hand stamp" [X Link](https://x.com/JimChuong/status/1978605271564882031) [@JimChuong](/creator/x/JimChuong) 2025-10-15T23:33Z 29.1K followers, 15.2K engagements "The Woman in Cabin XX is worth a watch. We enjoyed it" [X Link](https://x.com/JimChuong/status/1979693165985853478) [@JimChuong](/creator/x/JimChuong) 2025-10-18T23:36Z 29.1K followers, 3447 engagements "Telus $T.TO raises quarterly dividend to $XXXXXX (+7% vs last year +3.4% versus last quarter). If you own the stock I hope you bought it at the beginning of 2025. Investors who have held for X year and X years have made nothing. Total return dividends. No free lunch" [X Link](https://x.com/JimChuong/status/1920898272937300082) [@JimChuong](/creator/x/JimChuong) 2025-05-09T17:46Z 29.1K followers, 3604 engagements "Canada is going to have a massive single family home correction because all their debt is due right now. Everything over there is an adjustable. Will Grant Cardone be right I adulted into Torontos last real estate collapse and would be interested in experiencing another" [X Link](https://x.com/JimChuong/status/1977934157247344894) [@JimChuong](/creator/x/JimChuong) 2025-10-14T03:07Z 29.1K followers, 55.2K engagements "Canadians are not boycotting travel to the U.S. Poor Canadians are leaving the U.S. because they have no money. Wealthy Canadians have booked U.S. trips a month earlier and paying a XX% premium for the privilege. Ive already booked another trip to the U.S. ✈👍" [X Link](https://x.com/JimChuong/status/1978479116077981847) [@JimChuong](/creator/x/JimChuong) 2025-10-15T15:12Z 29.1K followers, 4133 engagements "My process for investing in the stock market is simple: X. Stay at least XX% invested X. If market down XX% from all time high lump sum XX% of available cash X. If market down XX% from all time high lump sum XX% of available cash X. Rinse and repeat until XXX% invested" [X Link](https://x.com/JimChuong/status/1976775787337728088) [@JimChuong](/creator/x/JimChuong) 2025-10-10T22:24Z 29.1K followers, 1.5M engagements "When you make $30k a month with social media it will be lumpy. Not $1k a day for XX days. Just follow the Launch process and stay consistent. Its the nature of the game" [X Link](https://x.com/JimChuong/status/1979177729435001027) [@JimChuong](/creator/x/JimChuong) 2025-10-17T13:28Z 29.1K followers, 18.3K engagements "People will buy your product or service for only X reasons: X. To make money X. To save money X. To save time X. Identity X. Status No need to over-complicate things" [X Link](https://x.com/JimChuong/status/1979687467256279215) [@JimChuong](/creator/x/JimChuong) 2025-10-18T23:14Z 29.1K followers, 11.1K engagements "Best way to get rid of employees is to give them money. Around 4000 Mercedes employees have accepted cash in exchange for leaving the company - some receiving as much as 540000 ($580000). Smart. No bad press about firings layoffs or terminations - employees all left voluntarily. Better for morale even better for shareholders. Congratulations to everybody at Mercedes" [X Link](https://x.com/JimChuong/status/1979746582279987344) [@JimChuong](/creator/x/JimChuong) 2025-10-19T03:09Z 29.1K followers, 10.5K engagements "When I invest and dont use the capital gain I get to keep it. When I run a business and dont use the profit I get to keep it. When I work in corporate and dont use my salary the government makes sure they take out maximum tax" [X Link](https://x.com/JimChuong/status/1980293479432704487) [@JimChuong](/creator/x/JimChuong) 2025-10-20T15:22Z 29.1K followers, 1667 engagements "Im a simple guy. I dont need much. Just give me A fire pit My friends Good music A clear night sky Single malt scotch And XX million dollars" [X Link](https://x.com/JimChuong/status/1980300305196793915) [@JimChuong](/creator/x/JimChuong) 2025-10-20T15:49Z 29.1K followers, 3353 engagements "Dividend investors all sell. Theyre just not pressing a sell button - the market is selling for them" [X Link](https://x.com/JimChuong/status/1980309924770160723) [@JimChuong](/creator/x/JimChuong) 2025-10-20T16:27Z 29.1K followers, 1308 engagements "@nequalonetrader Helping the company that fired you save billions of dollars is not revenge" [X Link](https://x.com/JimChuong/status/1980657398655434861) [@JimChuong](/creator/x/JimChuong) 2025-10-21T15:28Z 29.1K followers, 3192 engagements "We use debt sparingly.At rare and unpredictable intervals however credit vanishes and debt becomes financially fatal. A Russianroulette equation usually win occasionally dieRational people don't risk what they have and need for what they don't have and don't need. - Warren Buffett" [X Link](https://x.com/JimChuong/status/1977753611502334098) [@JimChuong](/creator/x/JimChuong) 2025-10-13T15:09Z 29.1K followers, 3414 engagements "Typical end of year culling of employees at Scotiabank. Employees at Level X and up told to pack up. Jobs will move to the Dominican Republic. The only job security is financial security. And financial security pays better and has less tax" [X Link](https://x.com/JimChuong/status/1978963271500562447) [@JimChuong](/creator/x/JimChuong) 2025-10-16T23:16Z 29.1K followers, 2969 engagements "If investable Net Worth is 10x annual expenses = Comfortable 25x annual expenses = Semi Rich 50x annual expenses = Rich 100x annual expenses = Semi Wealthy 1000x annual expenses = Wealthy 10000x annual expenses = Very Wealthy 50000x annual expenses = Ultra Wealthy Agree" [X Link](https://x.com/JimChuong/status/1979170417391612327) [@JimChuong](/creator/x/JimChuong) 2025-10-17T12:59Z 29.1K followers, 7084 engagements "Bitcoin is not an investment. It is a non-productive asset for gamblers" [X Link](https://x.com/JimChuong/status/1979919804036207079) [@JimChuong](/creator/x/JimChuong) 2025-10-19T14:37Z 29.1K followers, 8182 engagements "A stock market crash is what taxing the rich would feel like" [X Link](https://x.com/JimChuong/status/1979987922892866014) [@JimChuong](/creator/x/JimChuong) 2025-10-19T19:08Z 29.1K followers, 3128 engagements "Remember the good ol days when the market fell and you invested more Congratulations to you 🍻" [X Link](https://x.com/JimChuong/status/1980302651947696476) [@JimChuong](/creator/x/JimChuong) 2025-10-20T15:58Z 29.1K followers, 1910 engagements "By the time you are XX years old the value of your investment portfolio should be worth more than the mortgage-free value of your primary residence. To have a home with no investments is called poverty. We live IN a home but we live OFF investments" [X Link](https://x.com/JimChuong/status/1980639675934208106) [@JimChuong](/creator/x/JimChuong) 2025-10-21T14:17Z 29.1K followers, 1616 engagements "The average monthly amount for Canada Pension Plan (CPP) in 2025 is $XXX at age XX. The maximum monthly amount for Old Age Security (OAS) ranges between $XXX to $XXX. Can you live on this" [X Link](https://x.com/JimChuong/status/1980658852745085183) [@JimChuong](/creator/x/JimChuong) 2025-10-21T15:34Z 29.1K followers, 3552 engagements "In case youre wondering why people like investing in $SCHD so much From 2013-2024 the Total Return of $SCHD is less than the S&P XXX but hey you got some cash along the way. And if you reinvested the cash you just wanted to be a Total Return investor in the first place" [X Link](https://x.com/JimChuong/status/1976328101685866695) [@JimChuong](/creator/x/JimChuong) 2025-10-09T16:45Z 29.1K followers, 3864 engagements "I love the concept of investing for total return. Think about this. You can retire and be completely done with working and your investments keep showing up every day to work for you. Earning money for you" [X Link](https://x.com/JimChuong/status/1977806311661445137) [@JimChuong](/creator/x/JimChuong) 2025-10-13T18:39Z 29.1K followers, 3705 engagements "Im always mildly amused when I meet people who are all hat no cattle. Bro how do you make 5x than I ever made in corporate but have 5x less and still sell your life away for a salary You hustling backward bruv" [X Link](https://x.com/JimChuong/status/1979956076763050218) [@JimChuong](/creator/x/JimChuong) 2025-10-19T17:01Z 29.1K followers, 2189 engagements "@chrstphrTO Canadian corporations pay federal and provincial corporate income tax on operating profit after expenses/deductions. Tax that is significantly lower compared with earned income. Once that tax is paid the remaining net profit can be kept in the company as retained earnings" [X Link](https://x.com/JimChuong/status/1980296596769448302) [@JimChuong](/creator/x/JimChuong) 2025-10-20T15:34Z 29.1K followers, XX engagements "What advice would you give this person Me: You should expect to sell the rest of your life away for a salary until you die. Good luck" [X Link](https://x.com/JimChuong/status/1980686822511464875) [@JimChuong](/creator/x/JimChuong) 2025-10-21T17:25Z 29.1K followers, 5648 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
The Lazy Canadian Investor has been sharing insights on investing, personal finance, and lifestyle. A key theme is the importance of staying invested, with a simple approach of maintaining an asset allocation, such as 90/10, and allocating more to stocks during market downturns. The investor also shares perspectives on wealth, highlighting that financial success often requires discipline and a long-term approach, rather than relying on get-rich-quick schemes or excessive spending.
Social category influence finance countries currencies automotive brands stocks formula 1 cryptocurrencies
Social topic influence money, investment #960, canada #3624, debt #2044, $30k #59, $1k #78, 30k #189, all the, over the, build a
Top assets mentioned Caduceus Protocol (CAD) Berkshire Hathaway Inc. (BRK.A) Bitcoin (BTC)
Top posts by engagements in the last XX hours
"If a primary residence was a good investment all the richest people in the world would have homes worth more than all their business holdings. Fact is the wealthy never allow their primary residence to take up more than XX% of their net worth at any point in their life. Ever"
X Link @JimChuong 2025-10-19T03:14Z 29.1K followers, 6270 engagements
"Finances arent everything. But they will affect everything"
X Link @JimChuong 2025-10-09T18:51Z 29.1K followers, 3323 engagements
"Generational wealth is stupid. I'm not looking to die with as much money as possible. I'm spending it with my friends and family while I'm alive. Shirtsleeves to shirtsleeves in X generations or less. The money will go back to society"
X Link @JimChuong 2025-10-15T14:59Z 29.1K followers, 6024 engagements
"The U.S. economy isnt bad. Its amazing 🤩 Americans in the U.S. are kicking ass Congratulations 👏👏👏 The ONLY way to lose is if you invested nothing over the last XX YEARS - Invest zero. Stay at zero. X You LITERALLY had to invest $X to lose in the U.S"
X Link @JimChuong 2025-10-17T17:18Z 29.1K followers, 1751 engagements
"Two reasons I was able to build a multimillion dollar portfolio in my 30s: X. The U.S. stock market stayed flat for XX years from 1999 to 2012 X. The U.S. foreclosure crisis & $CAD $USD parity combo Both events allowed me to invest at crazy low prices Ready for the next one"
X Link @JimChuong 2025-10-03T15:26Z 29.1K followers, 2787 engagements
"Warren Buffett tries to stay at least XX% invested in equities"
X Link @JimChuong 2025-10-10T15:28Z 29.1K followers, 2589 engagements
"If you only held a passive low-fee U.S. index you did better than family offices university endowments hedge funds private equity and government pension plans. Easily. It wasnt even close"
X Link @JimChuong 2025-10-17T17:31Z 29.1K followers, 3808 engagements
"What is the top holding in your portfolio right now"
X Link @JimChuong 2025-08-24T20:34Z 29.1K followers, 16.8K engagements
"How I invest: ❌ No Canadian ❌ No long bonds ❌ No international ❌ No preset asset allocation ❌ No conventional rebalancing ❌ No conventional diversification ✅ U.S. index ✅ U.S. real estate ✅ Berkshire Hathaway Do not do what I do. Personal finance is personal"
X Link @JimChuong 2025-10-11T15:06Z 29.1K followers, 6787 engagements
"Todays generation: goes out at night and calls in sick to work the next day. Gen X: pre-drinks and smokes at 9pm go clubbing at Plastique until 2am go to Chinese restaurant home at 5am show up to work in the same clothes with neon hand stamp"
X Link @JimChuong 2025-10-15T23:33Z 29.1K followers, 15.2K engagements
"The Woman in Cabin XX is worth a watch. We enjoyed it"
X Link @JimChuong 2025-10-18T23:36Z 29.1K followers, 3447 engagements
"Telus $T.TO raises quarterly dividend to $XXXXXX (+7% vs last year +3.4% versus last quarter). If you own the stock I hope you bought it at the beginning of 2025. Investors who have held for X year and X years have made nothing. Total return dividends. No free lunch"
X Link @JimChuong 2025-05-09T17:46Z 29.1K followers, 3604 engagements
"Canada is going to have a massive single family home correction because all their debt is due right now. Everything over there is an adjustable. Will Grant Cardone be right I adulted into Torontos last real estate collapse and would be interested in experiencing another"
X Link @JimChuong 2025-10-14T03:07Z 29.1K followers, 55.2K engagements
"Canadians are not boycotting travel to the U.S. Poor Canadians are leaving the U.S. because they have no money. Wealthy Canadians have booked U.S. trips a month earlier and paying a XX% premium for the privilege. Ive already booked another trip to the U.S. ✈👍"
X Link @JimChuong 2025-10-15T15:12Z 29.1K followers, 4133 engagements
"My process for investing in the stock market is simple: X. Stay at least XX% invested X. If market down XX% from all time high lump sum XX% of available cash X. If market down XX% from all time high lump sum XX% of available cash X. Rinse and repeat until XXX% invested"
X Link @JimChuong 2025-10-10T22:24Z 29.1K followers, 1.5M engagements
"When you make $30k a month with social media it will be lumpy. Not $1k a day for XX days. Just follow the Launch process and stay consistent. Its the nature of the game"
X Link @JimChuong 2025-10-17T13:28Z 29.1K followers, 18.3K engagements
"People will buy your product or service for only X reasons: X. To make money X. To save money X. To save time X. Identity X. Status No need to over-complicate things"
X Link @JimChuong 2025-10-18T23:14Z 29.1K followers, 11.1K engagements
"Best way to get rid of employees is to give them money. Around 4000 Mercedes employees have accepted cash in exchange for leaving the company - some receiving as much as 540000 ($580000). Smart. No bad press about firings layoffs or terminations - employees all left voluntarily. Better for morale even better for shareholders. Congratulations to everybody at Mercedes"
X Link @JimChuong 2025-10-19T03:09Z 29.1K followers, 10.5K engagements
"When I invest and dont use the capital gain I get to keep it. When I run a business and dont use the profit I get to keep it. When I work in corporate and dont use my salary the government makes sure they take out maximum tax"
X Link @JimChuong 2025-10-20T15:22Z 29.1K followers, 1667 engagements
"Im a simple guy. I dont need much. Just give me A fire pit My friends Good music A clear night sky Single malt scotch And XX million dollars"
X Link @JimChuong 2025-10-20T15:49Z 29.1K followers, 3353 engagements
"Dividend investors all sell. Theyre just not pressing a sell button - the market is selling for them"
X Link @JimChuong 2025-10-20T16:27Z 29.1K followers, 1308 engagements
"@nequalonetrader Helping the company that fired you save billions of dollars is not revenge"
X Link @JimChuong 2025-10-21T15:28Z 29.1K followers, 3192 engagements
"We use debt sparingly.At rare and unpredictable intervals however credit vanishes and debt becomes financially fatal. A Russianroulette equation usually win occasionally dieRational people don't risk what they have and need for what they don't have and don't need. - Warren Buffett"
X Link @JimChuong 2025-10-13T15:09Z 29.1K followers, 3414 engagements
"Typical end of year culling of employees at Scotiabank. Employees at Level X and up told to pack up. Jobs will move to the Dominican Republic. The only job security is financial security. And financial security pays better and has less tax"
X Link @JimChuong 2025-10-16T23:16Z 29.1K followers, 2969 engagements
"If investable Net Worth is 10x annual expenses = Comfortable 25x annual expenses = Semi Rich 50x annual expenses = Rich 100x annual expenses = Semi Wealthy 1000x annual expenses = Wealthy 10000x annual expenses = Very Wealthy 50000x annual expenses = Ultra Wealthy Agree"
X Link @JimChuong 2025-10-17T12:59Z 29.1K followers, 7084 engagements
"Bitcoin is not an investment. It is a non-productive asset for gamblers"
X Link @JimChuong 2025-10-19T14:37Z 29.1K followers, 8182 engagements
"A stock market crash is what taxing the rich would feel like"
X Link @JimChuong 2025-10-19T19:08Z 29.1K followers, 3128 engagements
"Remember the good ol days when the market fell and you invested more Congratulations to you 🍻"
X Link @JimChuong 2025-10-20T15:58Z 29.1K followers, 1910 engagements
"By the time you are XX years old the value of your investment portfolio should be worth more than the mortgage-free value of your primary residence. To have a home with no investments is called poverty. We live IN a home but we live OFF investments"
X Link @JimChuong 2025-10-21T14:17Z 29.1K followers, 1616 engagements
"The average monthly amount for Canada Pension Plan (CPP) in 2025 is $XXX at age XX. The maximum monthly amount for Old Age Security (OAS) ranges between $XXX to $XXX. Can you live on this"
X Link @JimChuong 2025-10-21T15:34Z 29.1K followers, 3552 engagements
"In case youre wondering why people like investing in $SCHD so much From 2013-2024 the Total Return of $SCHD is less than the S&P XXX but hey you got some cash along the way. And if you reinvested the cash you just wanted to be a Total Return investor in the first place"
X Link @JimChuong 2025-10-09T16:45Z 29.1K followers, 3864 engagements
"I love the concept of investing for total return. Think about this. You can retire and be completely done with working and your investments keep showing up every day to work for you. Earning money for you"
X Link @JimChuong 2025-10-13T18:39Z 29.1K followers, 3705 engagements
"Im always mildly amused when I meet people who are all hat no cattle. Bro how do you make 5x than I ever made in corporate but have 5x less and still sell your life away for a salary You hustling backward bruv"
X Link @JimChuong 2025-10-19T17:01Z 29.1K followers, 2189 engagements
"@chrstphrTO Canadian corporations pay federal and provincial corporate income tax on operating profit after expenses/deductions. Tax that is significantly lower compared with earned income. Once that tax is paid the remaining net profit can be kept in the company as retained earnings"
X Link @JimChuong 2025-10-20T15:34Z 29.1K followers, XX engagements
"What advice would you give this person Me: You should expect to sell the rest of your life away for a salary until you die. Good luck"
X Link @JimChuong 2025-10-21T17:25Z 29.1K followers, 5648 engagements
/creator/twitter::JimChuong