#  @InvestForAnna Mike Yi Mike Yi posts on X about $upst, market, $upsts, have the the most. They currently have [--] followers and [--] posts still getting attention that total [-----] engagements in the last [--] hours. ### Engagements: [-----] [#](/creator/twitter::1995502597978132480/interactions)  - [--] Week [-----] +1,192% ### Mentions: [--] [#](/creator/twitter::1995502597978132480/posts_active)  ### Followers: [--] [#](/creator/twitter::1995502597978132480/followers)  - [--] Week [--] +225% ### CreatorRank: [---------] [#](/creator/twitter::1995502597978132480/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) [finance](/list/finance) [cryptocurrencies](/list/cryptocurrencies) [technology brands](/list/technology-brands) **Social topic influence** [$upst](/topic/$upst) #82, [market](/topic/market), [$upsts](/topic/$upsts), [have the](/topic/have-the), [ceo](/topic/ceo), [balance sheet](/topic/balance-sheet), [auto](/topic/auto), [business](/topic/business), [$root](/topic/$root), [insurance](/topic/insurance) **Top accounts mentioned or mentioned by** [@upstart](/creator/undefined) [@davegirouard](/creator/undefined) [@upstarthas](/creator/undefined) [@thebigdog258](/creator/undefined) [@wazarakencho](/creator/undefined) [@topsecretstocks](/creator/undefined) [@wealthmatica](/creator/undefined) [@henryinvests](/creator/undefined) [@jerrybaaa](/creator/undefined) [@spacanpanman](/creator/undefined) [@bradsferguson](/creator/undefined) [@goddreng10](/creator/undefined) [@perchlittle](/creator/undefined) [@stockzombie222](/creator/undefined) [@paulxgu](/creator/undefined) [@barry59700119](/creator/undefined) **Top assets mentioned** [Upstart Holdings, Inc. (UPST)](/topic/$upst) [The Root Network (ROOT)](/topic/$root) [Pagaya Technologies Ltd. Class A Ordinary Shares (PGY)](/topic/$pgy) [Duolingo, Inc. (DUOL)](/topic/$duol) ### Top Social Posts Top posts by engagements in the last [--] hours "Been following $ROOT for a while nowbought a starter position for my daughter at $68. Will keep adding as research continues. A ton to like here: Huge TAM in US auto insurance Strong underwriting: gross accident period loss ratio 59% (beats most legacy players) Already profitable $650M cash on hand with only $1B market cap Balance sheet looks rock-solid for growth/runway. Like $UPST in personal loans I believe the best model in auto insurance will win at the end as well. Recent pullback feels like an opportunity if they keep executing. Thoughts $ROOT" [X Link](https://x.com/anyuser/status/2016883085221253216) 2026-01-29T14:36Z [--] followers, [---] engagements "All eyes will be on the balance sheet. That's the main thing that will determine the kind of multiple the market gives $UPST. Is it a capital-light tech platform or just another lender I personally don't think the balance sheet is a major concern as long as the loans are performing well. But I'm just wondering if other retail investors would run out of patience if the offloading progress is slow https://twitter.com/i/web/status/2018715896446070828 https://twitter.com/i/web/status/2018715896446070828" [X Link](https://x.com/InvestForAnna/status/2018715896446070828) 2026-02-03T15:59Z [--] followers, [---] engagements "@wazarakencho @Upstart AI need tons of real life data to build and train a model. Claude might be able to code but it cannot generate data itself. It's more like general intelligence vs $UPST's specialized data" [X Link](https://x.com/InvestForAnna/status/2019799838708396387) 2026-02-06T15:46Z [--] followers, [---] engagements "@topsecretstocks @wealthmatica I guess gross margin in $PGY isnt that great compared to $UPST" [X Link](https://x.com/InvestForAnna/status/2020712924164325606) 2026-02-09T04:14Z [--] followers, [---] engagements "@HenryInvests @jerrybaaa A lot of investors chasing $PGY because they trade much lower multiple than $UPST but failed to understand they are two companies with completely different business models $UPST could be a revolutionary company for credit while $PGY is just another lender" [X Link](https://x.com/InvestForAnna/status/2020841148810678493) 2026-02-09T12:44Z [--] followers, [---] engagements "So $PGY's "proactive action in late Q4" doesn't seem very proactive given $UPST did that in Q3 Now they have a soft guide for Q1 while #UPTI might have the best quarter gives me great confidence about the earnings we have tomorrow" [X Link](https://x.com/anyuser/status/2020846736269517136) 2026-02-09T13:06Z [--] followers, [----] engagements "During the past a couple of months the CEO of upstart @davegirouard has made a lot of tweets implying [----] will be a great year for $UPST and it's investors Just to list a few: Cant wait to show you what@upstarthas in store for [----] 🤩 #thosewhostay [----] will be a year of unprecedented change for @Upstart [----] FTW Those who stay will be champions. Now we'll have the Q4 earnings after market close today and we'll see the guaidiance for [----] What are your expectations for the year of [----] given the optimistic from Dave https://twitter.com/i/web/status/2021228794666008685" [X Link](https://x.com/anyuser/status/2021228794666008685) 2026-02-10T14:24Z [--] followers, [----] engagements "@spacanpanman Just wondering why would you focus on $UPST's multiple Even though they are in the same space however two completely different business models" [X Link](https://x.com/InvestForAnna/status/2021240215579320498) 2026-02-10T15:09Z [--] followers, [---] engagements "@bradsferguson @goddreng10 I don't think as an investor there's much more you can ask from this $upst earnings The selling seems irrational but that's what the market feels like doing at the moment" [X Link](https://x.com/InvestForAnna/status/2021605757200777231) 2026-02-11T15:22Z [--] followers, [---] engagements "I don't think there's any problems with $UPST the market is just looking to sell regardless of the earnings. #thosewhostay" [X Link](https://x.com/anyuser/status/2021977688412762549) 2026-02-12T16:00Z [--] followers, [----] engagements "@TheBigDog258 I think it is not $upst specific it's happening to a lot of stocks at the moment. But it does hurt in the time being" [X Link](https://x.com/InvestForAnna/status/2021989076392694097) 2026-02-12T16:45Z [--] followers, [---] engagements "@PerchLittle I don't think no quarterly guidance is a problem given $upst is going to publish loan originated on their platform every month. That'll give great clarity on how the business is doing. Nothing seems right when the stock price goes down😌" [X Link](https://x.com/InvestForAnna/status/2022011844882575703) 2026-02-12T18:16Z [--] followers, [---] engagements "@StockZombie222 @paulxgu @Upstart Paul has been managing the general operations of $UPST s emerging Auto and Home loan businesses During the [----] fiscal year Upstart reported that Auto and Home originations each grew 5x LET'S F*CKING GU" [X Link](https://x.com/InvestForAnna/status/2022340344403382759) 2026-02-13T16:01Z [--] followers, [---] engagements "Not sure if this was shared before but it was an interesting video from [----] of $UPST's new CEO talking about prediction market how upstart started with income sharing agreements(didn't know that before) then changed to personal lending how he met Dave 🤣 and some Q&As about upstart You can see the passion from his face as the times goes on in this video he was great listening to [--] minutes went quite fast https://www.youtube.com/watchv=HkG3fNoHXqY https://www.youtube.com/watchv=HkG3fNoHXqY" [X Link](https://x.com/anyuser/status/2022690170844385680) 2026-02-14T15:11Z [--] followers, [----] engagements "Not sure if this was shared before but it was an interesting video from [----] of $UPST's new CEO talking about prediction market how upstart started with income sharing agreements(didn't know that before) then changed to personal lending how he met Dave 🤣 and some Q&As about upstart You can see the passion from his face as the times goes on in this video he was great listening to [--] minutes went quite fast https://www.youtube.com/watchv=HkG3fNoHXqY https://www.youtube.com/watchv=HkG3fNoHXqY" [X Link](https://x.com/anyuser/status/2022690170844385680) 2026-02-14T15:11Z [--] followers, [----] engagements "I don't think there's any problems with $UPST the market is just looking to sell regardless of the earnings. #thosewhostay" [X Link](https://x.com/anyuser/status/2021977688412762549) 2026-02-12T16:00Z [--] followers, [----] engagements "$UPST Q4 and FY [----] results are inrecord revenue and rising demand across every lending product. Highlights below 👇" [X Link](https://x.com/anyuser/status/2021330005968728132) 2026-02-10T21:06Z 19.3K followers, [----] engagements "During the past a couple of months the CEO of upstart @davegirouard has made a lot of tweets implying [----] will be a great year for $UPST and it's investors Just to list a few: Cant wait to show you what@upstarthas in store for [----] 🤩 #thosewhostay [----] will be a year of unprecedented change for @Upstart [----] FTW Those who stay will be champions. Now we'll have the Q4 earnings after market close today and we'll see the guaidiance for [----] What are your expectations for the year of [----] given the optimistic from Dave https://twitter.com/i/web/status/2021228794666008685" [X Link](https://x.com/anyuser/status/2021228794666008685) 2026-02-10T14:24Z [--] followers, [----] engagements "So $PGY's "proactive action in late Q4" doesn't seem very proactive given $UPST did that in Q3 Now they have a soft guide for Q1 while #UPTI might have the best quarter gives me great confidence about the earnings we have tomorrow" [X Link](https://x.com/anyuser/status/2020846736269517136) 2026-02-09T13:06Z [--] followers, [----] engagements "Started using $duol [--] days ago with a free-trial. Now I'm a paying customer with a streak of [--] days it's been a fun experience learning Japanese and chess. Made some really good progress with Japanese. I mean better than when I learnt it in college lol. Wondering if anyone is also testing the app before investing in it How did it go for you" [X Link](https://x.com/anyuser/status/2018721929964961880) 2026-02-03T16:23Z [--] followers, [---] engagements "Been following $ROOT for a while nowbought a starter position for my daughter at $68. Will keep adding as research continues. A ton to like here: Huge TAM in US auto insurance Strong underwriting: gross accident period loss ratio 59% (beats most legacy players) Already profitable $650M cash on hand with only $1B market cap Balance sheet looks rock-solid for growth/runway. Like $UPST in personal loans I believe the best model in auto insurance will win at the end as well. Recent pullback feels like an opportunity if they keep executing. Thoughts $ROOT" [X Link](https://x.com/anyuser/status/2016883085221253216) 2026-01-29T14:36Z [--] followers, [---] engagements "Today my little girl Anna turns [--] year old 🎉 The moment I held her something changed within me. As a new dad all I want is to give her the world: keep her safe and healthy get her into a decent school fill her days with activities she loves take her travelling and let her grow up knowing she can chase any dream without money being the thing that holds her back. But we live in Australia right now and lets be honest: inflation is brutal housing feels impossible and a normal job probably wont cut it if we want real comfort and choices. I dont want Anna stressing about bills when shes [--] or 25" [X Link](https://x.com/anyuser/status/1996219987384730103) 2025-12-03T14:08Z [--] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@InvestForAnna Mike Yi
Mike Yi posts on X about $upst, market, $upsts, have the the most. They currently have [--] followers and [--] posts still getting attention that total [-----] engagements in the last [--] hours.
Engagements: [-----] #
- [--] Week [-----] +1,192%
Mentions: [--] #
Followers: [--] #
- [--] Week [--] +225%
CreatorRank: [---------] #
Social Influence
Social category influence stocks finance cryptocurrencies technology brands
Social topic influence $upst #82, market, $upsts, have the, ceo, balance sheet, auto, business, $root, insurance
Top accounts mentioned or mentioned by @upstart @davegirouard @upstarthas @thebigdog258 @wazarakencho @topsecretstocks @wealthmatica @henryinvests @jerrybaaa @spacanpanman @bradsferguson @goddreng10 @perchlittle @stockzombie222 @paulxgu @barry59700119
Top assets mentioned Upstart Holdings, Inc. (UPST) The Root Network (ROOT) Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) Duolingo, Inc. (DUOL)
Top Social Posts
Top posts by engagements in the last [--] hours
"Been following $ROOT for a while nowbought a starter position for my daughter at $68. Will keep adding as research continues. A ton to like here: Huge TAM in US auto insurance Strong underwriting: gross accident period loss ratio 59% (beats most legacy players) Already profitable $650M cash on hand with only $1B market cap Balance sheet looks rock-solid for growth/runway. Like $UPST in personal loans I believe the best model in auto insurance will win at the end as well. Recent pullback feels like an opportunity if they keep executing. Thoughts $ROOT"
X Link 2026-01-29T14:36Z [--] followers, [---] engagements
"All eyes will be on the balance sheet. That's the main thing that will determine the kind of multiple the market gives $UPST. Is it a capital-light tech platform or just another lender I personally don't think the balance sheet is a major concern as long as the loans are performing well. But I'm just wondering if other retail investors would run out of patience if the offloading progress is slow https://twitter.com/i/web/status/2018715896446070828 https://twitter.com/i/web/status/2018715896446070828"
X Link 2026-02-03T15:59Z [--] followers, [---] engagements
"@wazarakencho @Upstart AI need tons of real life data to build and train a model. Claude might be able to code but it cannot generate data itself. It's more like general intelligence vs $UPST's specialized data"
X Link 2026-02-06T15:46Z [--] followers, [---] engagements
"@topsecretstocks @wealthmatica I guess gross margin in $PGY isnt that great compared to $UPST"
X Link 2026-02-09T04:14Z [--] followers, [---] engagements
"@HenryInvests @jerrybaaa A lot of investors chasing $PGY because they trade much lower multiple than $UPST but failed to understand they are two companies with completely different business models $UPST could be a revolutionary company for credit while $PGY is just another lender"
X Link 2026-02-09T12:44Z [--] followers, [---] engagements
"So $PGY's "proactive action in late Q4" doesn't seem very proactive given $UPST did that in Q3 Now they have a soft guide for Q1 while #UPTI might have the best quarter gives me great confidence about the earnings we have tomorrow"
X Link 2026-02-09T13:06Z [--] followers, [----] engagements
"During the past a couple of months the CEO of upstart @davegirouard has made a lot of tweets implying [----] will be a great year for $UPST and it's investors Just to list a few: Cant wait to show you what@upstarthas in store for [----] 🤩 #thosewhostay [----] will be a year of unprecedented change for @Upstart [----] FTW Those who stay will be champions. Now we'll have the Q4 earnings after market close today and we'll see the guaidiance for [----] What are your expectations for the year of [----] given the optimistic from Dave https://twitter.com/i/web/status/2021228794666008685"
X Link 2026-02-10T14:24Z [--] followers, [----] engagements
"@spacanpanman Just wondering why would you focus on $UPST's multiple Even though they are in the same space however two completely different business models"
X Link 2026-02-10T15:09Z [--] followers, [---] engagements
"@bradsferguson @goddreng10 I don't think as an investor there's much more you can ask from this $upst earnings The selling seems irrational but that's what the market feels like doing at the moment"
X Link 2026-02-11T15:22Z [--] followers, [---] engagements
"I don't think there's any problems with $UPST the market is just looking to sell regardless of the earnings. #thosewhostay"
X Link 2026-02-12T16:00Z [--] followers, [----] engagements
"@TheBigDog258 I think it is not $upst specific it's happening to a lot of stocks at the moment. But it does hurt in the time being"
X Link 2026-02-12T16:45Z [--] followers, [---] engagements
"@PerchLittle I don't think no quarterly guidance is a problem given $upst is going to publish loan originated on their platform every month. That'll give great clarity on how the business is doing. Nothing seems right when the stock price goes down😌"
X Link 2026-02-12T18:16Z [--] followers, [---] engagements
"@StockZombie222 @paulxgu @Upstart Paul has been managing the general operations of $UPST s emerging Auto and Home loan businesses During the [----] fiscal year Upstart reported that Auto and Home originations each grew 5x LET'S F*CKING GU"
X Link 2026-02-13T16:01Z [--] followers, [---] engagements
"Not sure if this was shared before but it was an interesting video from [----] of $UPST's new CEO talking about prediction market how upstart started with income sharing agreements(didn't know that before) then changed to personal lending how he met Dave 🤣 and some Q&As about upstart You can see the passion from his face as the times goes on in this video he was great listening to [--] minutes went quite fast https://www.youtube.com/watchv=HkG3fNoHXqY https://www.youtube.com/watchv=HkG3fNoHXqY"
X Link 2026-02-14T15:11Z [--] followers, [----] engagements
"Not sure if this was shared before but it was an interesting video from [----] of $UPST's new CEO talking about prediction market how upstart started with income sharing agreements(didn't know that before) then changed to personal lending how he met Dave 🤣 and some Q&As about upstart You can see the passion from his face as the times goes on in this video he was great listening to [--] minutes went quite fast https://www.youtube.com/watchv=HkG3fNoHXqY https://www.youtube.com/watchv=HkG3fNoHXqY"
X Link 2026-02-14T15:11Z [--] followers, [----] engagements
"I don't think there's any problems with $UPST the market is just looking to sell regardless of the earnings. #thosewhostay"
X Link 2026-02-12T16:00Z [--] followers, [----] engagements
"$UPST Q4 and FY [----] results are inrecord revenue and rising demand across every lending product. Highlights below 👇"
X Link 2026-02-10T21:06Z 19.3K followers, [----] engagements
"During the past a couple of months the CEO of upstart @davegirouard has made a lot of tweets implying [----] will be a great year for $UPST and it's investors Just to list a few: Cant wait to show you what@upstarthas in store for [----] 🤩 #thosewhostay [----] will be a year of unprecedented change for @Upstart [----] FTW Those who stay will be champions. Now we'll have the Q4 earnings after market close today and we'll see the guaidiance for [----] What are your expectations for the year of [----] given the optimistic from Dave https://twitter.com/i/web/status/2021228794666008685"
X Link 2026-02-10T14:24Z [--] followers, [----] engagements
"So $PGY's "proactive action in late Q4" doesn't seem very proactive given $UPST did that in Q3 Now they have a soft guide for Q1 while #UPTI might have the best quarter gives me great confidence about the earnings we have tomorrow"
X Link 2026-02-09T13:06Z [--] followers, [----] engagements
"Started using $duol [--] days ago with a free-trial. Now I'm a paying customer with a streak of [--] days it's been a fun experience learning Japanese and chess. Made some really good progress with Japanese. I mean better than when I learnt it in college lol. Wondering if anyone is also testing the app before investing in it How did it go for you"
X Link 2026-02-03T16:23Z [--] followers, [---] engagements
"Been following $ROOT for a while nowbought a starter position for my daughter at $68. Will keep adding as research continues. A ton to like here: Huge TAM in US auto insurance Strong underwriting: gross accident period loss ratio 59% (beats most legacy players) Already profitable $650M cash on hand with only $1B market cap Balance sheet looks rock-solid for growth/runway. Like $UPST in personal loans I believe the best model in auto insurance will win at the end as well. Recent pullback feels like an opportunity if they keep executing. Thoughts $ROOT"
X Link 2026-01-29T14:36Z [--] followers, [---] engagements
"Today my little girl Anna turns [--] year old 🎉 The moment I held her something changed within me. As a new dad all I want is to give her the world: keep her safe and healthy get her into a decent school fill her days with activities she loves take her travelling and let her grow up knowing she can chase any dream without money being the thing that holds her back. But we live in Australia right now and lets be honest: inflation is brutal housing feels impossible and a normal job probably wont cut it if we want real comfort and choices. I dont want Anna stressing about bills when shes [--] or 25"
X Link 2025-12-03T14:08Z [--] followers, [--] engagements
Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing