# ![@IndraStocks Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1412451544012779531.png) @IndraStocks Indra

Indra posts on X about $cvna, $cdlx, $googl, money the most. They currently have [-------] followers and [---] posts still getting attention that total [-----] engagements in the last [--] hours.

### Engagements: [-----] [#](/creator/twitter::1412451544012779531/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1412451544012779531/c:line/m:interactions.svg)

- [--] Week [-------] -80%
- [--] Month [---------] +1,326%
- [--] Months [---------] +290%
- [--] Year [---------] +85%

### Mentions: [--] [#](/creator/twitter::1412451544012779531/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1412451544012779531/c:line/m:posts_active.svg)

- [--] Week [--] -30%
- [--] Month [--] +64%
- [--] Months [---] +54%
- [--] Year [---] +21%

### Followers: [-------] [#](/creator/twitter::1412451544012779531/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1412451544012779531/c:line/m:followers.svg)

- [--] Week [-----] -0.18%
- [--] Month [-----] +1.30%
- [--] Months [-----] +13%
- [--] Year [-----] +27%

### CreatorRank: [---------] [#](/creator/twitter::1412451544012779531/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1412451544012779531/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [technology brands](/list/technology-brands)  [social networks](/list/social-networks)  [countries](/list/countries)  [cryptocurrencies](/list/cryptocurrencies)  [automotive brands](/list/automotive-brands)  [celebrities](/list/celebrities)  [currencies](/list/currencies)  [gaming](/list/gaming) 

**Social topic influence**
[$cvna](/topic/$cvna) #95, [$cdlx](/topic/$cdlx), [$googl](/topic/$googl), [money](/topic/money), [ai](/topic/ai), [meta](/topic/meta), [$kmx](/topic/$kmx), [$meta](/topic/$meta), [stocks](/topic/stocks), [china](/topic/china)

**Top assets mentioned**
[Carvana Co. (CVNA)](/topic/$cvna) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [CarMax, Inc (KMX)](/topic/$kmx) [Metadium (META)](/topic/$meta) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Microsoft Corp. (MSFT)](/topic/$msft) [PacWest Bancorp (PACW)](/topic/$pacw) [Freicoin (FRC)](/topic/$frc) [Taiwan Semiconductor (TSM)](/topic/$tsm) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Tesla, Inc. (TSLA)](/topic/$tsla) [Match Group Inc (MTCH)](/topic/$mtch) [Blend Labs, Inc. (BLND)](/topic/$blnd) [Opendoor Technologies Inc Common Stock (OPEN)](/topic/$open) [Apple, Inc. (AAPL)](/topic/$aapl) [Reddit, Inc.  (RDDT)](/topic/$rddt) [Spotify Technology (SPOT)](/topic/$spot) [Bitcoin (BTC)](/topic/bitcoin) [Snap, Inc. (SNAP)](/topic/$snap) [Fastly, Inc. (FSLY)](/topic/$fsly) [American Express Company (AXP)](/topic/$axp) [Crocs, Inc. (CROX)](/topic/$crox) [Vroom, Inc. (VRM)](/topic/$vrm) [Trade Desk, Inc. (TTD)](/topic/$ttd) [Alibaba Group (BABA)](/topic/$baba) [Cricut, Inc. (CRCT)](/topic/$crct) [Hertz Global Holdings, Inc Common Stock (HTZ)](/topic/hertz) [AppLovin Corporation (APP)](/topic/$app) [Salesforce Inc (CRM)](/topic/$crm)
### Top Social Posts
Top posts by engagements in the last [--] hours

"License suspensions of $CVNA are primarily related to a lack of infrastructure for en masse cross state digital vehicle sales. $VRM faces similar (or worse) problems despite lower volume. Title laws differ between states and DMV's aren't digitally enabled. Overblown issue tbh "Carvana's license at Michigan store suspended over multiple violations. covering titles registrations and odometers" https://t.co/qgc4pGTGQp The second-sleaziest car company on Earth But if you want to be #1 $CVNA you'll have to try harder. You're still no $TSLA "Carvana's license at Michigan store suspended over"  
[X Link](https://x.com/IndraStocks/status/1578921296422785024)  2022-10-09T01:32Z [----] followers, [--] engagements


"If you don't have a pretty solid tech background how do you get comfortable in SaaS $SPLK returns almost negative since IPO $BOX inflected margins heavily last [--] years but stock down due to competition. What % of SaaS co's remain after 10+ years Why is future diff for yours"  
[X Link](https://x.com/IndraStocks/status/1582404579110506496)  2022-10-18T16:13Z [----] followers, [--] engagements


"Not trying to be rude but what is the purpose of writing a letter to a CEO that can't be ousted and which covers topics that are already either enacted or would absolutely not be enacted "Please cut costs" like yeah I'm sure that thought hasn't crossed Zuck's mind $META We just published an Open Letter to Mark Zuckerberg and the Meta Board urging them to tighten their belt and sharpen their investment focus. The plan would 2x annual FCF to $40B double down on AI and put a cap on metaverse related investments. https://t.co/jcvyRyWMjg We just published an Open Letter to Mark Zuckerberg and the"  
[X Link](https://x.com/IndraStocks/status/1584555187577815041)  2022-10-24T14:39Z [----] followers, [--] engagements


"Seems possible even DriveTime is getting dropped off partner listings. Crazy. Should be a meaningful bump to GPU but also a 10% hit volumes. $CVNA Daily Sales Tracking 11/5: Orders: [----] Returns/Cancellations: [---] Net sales: [-----] ASP: $25115 New Marketplace Listings: [--] New Marketplace Listings is down 90% since yesterday. $CVNA Daily Sales Tracking 11/5: Orders: [----] Returns/Cancellations: [---] Net sales: [-----] ASP: $25115 New Marketplace Listings: [--] New Marketplace Listings is down 90% since yesterday"  
[X Link](https://x.com/IndraStocks/status/1589346473191559168)  2022-11-06T19:58Z [----] followers, [--] engagements


"Always interesting to me how misunderstood $CVNA's liquidity profile is. "Cash" balance went down dramatically as they elected to hold more inventory directly on the balance sheet to reduce interest expense. They were clear about this intent. Actual liquidity unaffected by that. Carvanas long-term bonds have declined to distressed levels a sign that investors dont believe they will be paid back in full https://t.co/1IFFc8esjn via @WSJ $CVNA #distress #auto #debt Carvanas long-term bonds have declined to distressed levels a sign that investors dont believe they will be paid back in full"  
[X Link](https://x.com/IndraStocks/status/1590514350816890881)  2022-11-10T01:19Z [----] followers, [--] engagements


"This is true however inventory is at 71k vehicles and partner listings have been dropping since pulling that program. Buy box just varies depending on environment and current environment favors just moving inventory not building. Also have to comp vs demand which is down. The pace of new $CVNA retail listings is significantly decreasing For more insights like these and a proven track record of accuracy ( 1%) please DM me or visit my site below to see my research report service offerings. https://t.co/QhoIEG8e0o https://t.co/IrrLdGFsZY The pace of new $CVNA retail listings is significantly"  
[X Link](https://x.com/IndraStocks/status/1592573198599876608)  2022-11-15T17:40Z [----] followers, [--] engagements


"Top of the funnel web traffic seems to be down for both $CVNA and $KMX over the past few months but has been relatively stable since mid October which corresponds with unit volumes being flat in that timeframe. Hopefully things only get better from here $CVNA Data is showing down trends in top of funnel demand. Weekly Inventory Views 10/17 to 10/23: [--------] Weekly Inventory Views 11/7 to 11/13: [--------] Avg Available Vehicle Views 10/17 to 10/23: [---] Avg Available Vehicle Views 11/7 to 11/13: [---] $CVNA Data is showing down trends in top of funnel demand. Weekly Inventory Views 10/17 to"  
[X Link](https://x.com/IndraStocks/status/1593292241543438337)  2022-11-17T17:17Z [----] followers, [--] engagements


"I'd really like to see $SHOP in the 20's again. Hoping for a Q4 miss and reset on expectations. Tobi seems like an excellent level headed guy and I honestly don't hate the long both $AMZN and $SHOP e-comm basket"  
[X Link](https://x.com/IndraStocks/status/1599812727731814401)  2022-12-05T17:07Z [----] followers, [--] engagements


"My highest level filter for interest in an investment is "Would I give a shit if this business didn't exist" It's actually a pretty stringent filter if you're honest about it imo. Back tests are very good too $AMD $DPZ $WING FAAMG. Would encourage ppl to track fav brands"  
[X Link](https://x.com/IndraStocks/status/1605341716386455552)  2022-12-20T23:17Z [----] followers, [----] engagements


"$KMX earnings are probably going to be rather horrible but who knows if stock has priced in the misses. If $KMX traces down to $40 prob no brainer long. Going to be lower growth than CVNA but far less uncertainty and can spit out cash if they so desire"  
[X Link](https://x.com/IndraStocks/status/1605738323879768064)  2022-12-22T01:33Z [----] followers, [----] engagements


"$CVNA and $KMX are great bc if anyone tells you they know exactly why volumes move they're lying. This guy is dead on which likely partially explains volumes. Also have to factor in large wholesale/retail spreads and how that's a marketing channel etc. Very complex dynamic"  
[X Link](https://x.com/IndraStocks/status/1611436958773030913)  2023-01-06T18:58Z [----] followers, [----] engagements


"$CVNA and $KMX: Manheim value index (wholesale prices) up 1% MoM in December after declining for [--] straight months. CarGurus used vehicles price index down 1.7% trailing [--] days. Indicates the spread between wholesale and retail prices is closing which is accretive to demand"  
[X Link](https://x.com/IndraStocks/status/1612593521529360384)  2023-01-09T23:33Z [----] followers, [----] engagements


"Interesting chart for $KMX or $CVNA Rate related consumer sentiment on upswing despite likely rate hikes over the period (KMX noted in Jan/Dec to have hiked per @AltDataAlpha) Hypothesis is consumers will adjust to rates as sticker shock fades dont need down for demand up"  
[X Link](https://x.com/IndraStocks/status/1615036702955016195)  2023-01-16T17:22Z [----] followers, [----] engagements


"I actually messed this up and apparently CVNA gives vastly different APR's based on the vehicle you select. I am going with the [----] Camry again: CVNA: 9.1% APR - Loan term max also increased from [--] months to [--] months. KMX: 8.7% APR - Loan term Max also increased 6372m"  
[X Link](https://x.com/IndraStocks/status/1616589442004979714)  2023-01-21T00:12Z [----] followers, [---] engagements


"Using CVNA's pre-qual web page gives me a listed minimum APR of 8.25%. KMX does not give a clear listed minimum but the lowest I can find is 5.95% which is a [----] Leaf however I found a [----] Dodge Caliber for 6.25% which is interesting given the age"  
[X Link](https://x.com/IndraStocks/status/1616593410001088513)  2023-01-21T00:27Z [----] followers, [---] engagements


"Dealertrack and Manheim are saying retail used vehicle sales were +5% YoY. $KMX units down like 15% YoY. Anyone close to KMX have any idea why Or anyone in auto industry seeing different picture than +5% Seems hard to square"  
[X Link](https://x.com/IndraStocks/status/1623020969152630784)  2023-02-07T18:08Z [----] followers, [----] engagements


"From $HTZ transcript: Why would you as a renter not list via $CVNA"  
[X Link](https://x.com/IndraStocks/status/1623034112314580992)  2023-02-07T19:01Z [----] followers, [----] engagements


"$KMX IR says unit comps weak as competitors are pricing aggressively yet competitors have maybe $20-30 lower monthly payments. Hard to see that driving -20% alpha. What fundamental reasons could explain KMX unit weakness in Nov/Dec"  
[X Link](https://x.com/IndraStocks/status/1626258006097956867)  2023-02-16T16:31Z [----] followers, [----] engagements


"Rough math is $DDOG trades at like 40x or higher 3y forward GAAP net income assuming flat OpEx (lol) and 25% rev growth. What does an incremental buyer need to believe for that to work out"  
[X Link](https://x.com/IndraStocks/status/1626273106410213376)  2023-02-16T17:31Z [----] followers, 11.4K engagements


"@Alex__Pitti They dont have any significant debt issue is Bridg earnouts and cash situation if macro deteriorates (hence the shelf)"  
[X Link](https://x.com/IndraStocks/status/1631334034474401793)  2023-03-02T16:41Z [----] followers, [---] engagements


"Indra's Thoughts -- $PACW: Rough Analysis - 2x Potential https://indrastocks.substack.com/p/pacw-rough-analysis-2x-potentialutm_source=twitter&utm_campaign=auto_share&r=1majet https://indrastocks.substack.com/p/pacw-rough-analysis-2x-potentialutm_source=twitter&utm_campaign=auto_share&r=1majet"  
[X Link](https://x.com/IndraStocks/status/1637675690244882432)  2023-03-20T04:41Z [----] followers, [----] engagements


"Perhaps still worth a nibble if you are so inclined $PACW. $FRC seems very rough though Indra's Thoughts -- $PACW: Rough Analysis - 2x Potential https://t.co/ElQjM5fA6z Indra's Thoughts -- $PACW: Rough Analysis - 2x Potential https://t.co/ElQjM5fA6z"  
[X Link](https://x.com/IndraStocks/status/1637820448074510337)  2023-03-20T14:16Z [----] followers, [----] engagements


"My rough guess is we try to let $FRC gracefully fail (or perhaps they can remain solvent) and let headlines cool. Panic phase seems largely washed out"  
[X Link](https://x.com/IndraStocks/status/1637937592061796352)  2023-03-20T22:02Z [----] followers, [----] engagements


"If you're interested in playing regional banks such as $FRC and $PACW - $CDLX trades in line with them for whatever reason but has no regional bank revenue exposure and I believe can conservatively 5-10x in 2-3 years Full thesis and model later this week"  
[X Link](https://x.com/IndraStocks/status/1638180257990852611)  2023-03-21T14:06Z [----] followers, 11.3K engagements


"Reminder: $MSFT can acquire $ATVI but $META can't acquire gifs or [--] user fitness apps"  
[X Link](https://x.com/IndraStocks/status/1639320385475989504)  2023-03-24T17:36Z [----] followers, [---] engagements


"Once again asking my followers to apply for a loan at $KMX and $CVNA and screenshot the APR's. Apply for the same car on both sites no credit pull or anything KMX: 12.2% vs 8.7% Jan CVNA: 11.2% vs 9.1% Jan CVNA was higher in October and January previously"  
[X Link](https://x.com/IndraStocks/status/1640774249890869248)  2023-03-28T17:53Z [----] followers, [----] engagements


"What cards can be played to prevent $FRC imploding on earnings and reigniting bank concerns"  
[X Link](https://x.com/IndraStocks/status/1647998530680913921)  2023-04-17T16:20Z [----] followers, [----] engagements


"$FRC earnings Potentially looking at $PACW if FRC bombs out regionals today. Beat Miss Results Beat Miss Results"  
[X Link](https://x.com/IndraStocks/status/1650518561088245760)  2023-04-24T15:14Z [----] followers, [----] engagements


"$FRC Put this on with [--] part long equity [--] parts puts Current return: 40-50% If confirmed equity wipe: 2.4x Somehow live maybe $30 equity - return 1x Should have done it sooner and it would have been a 20-40x on the equity wipe Exited $PACW [--] days ago for 15% return $FRC interesting idea: Long equity and short via 3-4 week out puts Equity is a 5x+ if they can find 30-40b Options pay out 2.5-3x if they can't and FDIC steps in Loss scenario is taking longer than 2-3 weeks to fail $FRC interesting idea: Long equity and short via 3-4 week out puts Equity is a 5x+ if they can find 30-40b Options"  
[X Link](https://x.com/IndraStocks/status/1651972424156721152)  2023-04-28T15:31Z [----] followers, [----] engagements


"$MTCH Beat Miss Results Beat Miss Results"  
[X Link](https://x.com/IndraStocks/status/1653478586509316096)  2023-05-02T19:16Z [----] followers, [----] engagements


"Teeny tiny buys of $TSM $GTLB $HOOD $BLND $QFIN and some larger $TCEHY buys A lot of people hate China which at this point imo seems like hating money"  
[X Link](https://x.com/IndraStocks/status/1658904143459942400)  2023-05-17T18:35Z [----] followers, [--] engagements


"@Alex__Pitti As a $META investor all money requests will happen via WhatsApp"  
[X Link](https://x.com/IndraStocks/status/1660680468730376192)  2023-05-22T16:14Z [----] followers, [--] engagements


"Probably done going to $CMG. Not sure what's so difficult about making semi consistent burritos and it's literally new staff every week"  
[X Link](https://x.com/IndraStocks/status/1660743048647835648)  2023-05-22T20:22Z [----] followers, [--] engagements


"Best decision I've ever made: All in $AMD at $6 Worst decision I've ever made: Sell $AMD at $15"  
[X Link](https://x.com/IndraStocks/status/1661760331658706944)  2023-05-25T15:45Z [----] followers, [----] engagements


"@viggy_krishnan @willis_cap Is this physically possible (haven't ever looked at $NVDA so legitimately curious)"  
[X Link](https://x.com/IndraStocks/status/1661771190908878849)  2023-05-25T16:28Z [----] followers, [---] engagements


"My close my eyes and buy $PACW in my managed account has worked out quite well over the past month. Probably should have done the same in PA but was liquidity constrained due to slightly different strategies. Probably exit soon as thesis was more "special sits" & played out"  
[X Link](https://x.com/IndraStocks/status/1666832166813302784)  2023-06-08T15:38Z [----] followers, [----] engagements


"Small remaining $PACW position getting bought like +70-100% or something on it. Was pretty trade heavy so in and out quite a few times. Hindsight shoulda stuck with $WAL. Wouldn't be surprised if $PACW went better without the hit piece hence the smaller size"  
[X Link](https://x.com/IndraStocks/status/1683977763424968704)  2023-07-25T23:09Z [----] followers, [----] engagements


"Really like $TTD business but at what point will it have GAAP earnings of $2b"  
[X Link](https://x.com/IndraStocks/status/1689384957809221632)  2023-08-09T21:15Z [----] followers, [----] engagements


"$CVNA seemingly doing alright at the post better numbers game. Probably see some slight unit growth QoQ and hopefully YoY growth in Q4/Q1"  
[X Link](https://x.com/IndraStocks/status/1691579403481047098)  2023-08-15T22:35Z [----] followers, [----] engagements


"Perhaps a silly question but why couldn't $NFLX or $SPOT make a dating app Linking to existing accounts creates topics of mutual interest userbases with better gender parity higher quality given sub requirement"  
[X Link](https://x.com/IndraStocks/status/1691948256648151157)  2023-08-16T23:01Z [----] followers, [----] engagements


"@darrenmarble @devahaz Well you're insufferable aren't ya"  
[X Link](https://x.com/IndraStocks/status/1696663112860995970)  2023-08-29T23:16Z [----] followers, [--] engagements


"Simply walk into the stores and notice every discount store besides $FIVE is atrocious and looks/smells like sadness"  
[X Link](https://x.com/IndraStocks/status/1697302243530387857)  2023-08-31T17:36Z [----] followers, [----] engagements


"Friend made an account here: Just sent me a statement where he was paying 1% per month in fees to be allocated to 25% SPY/Cash/Bonds/JPM Value ETF Many financial advisors are snakes. If you are confused and want perspective on yours feel free to dm"  
[X Link](https://x.com/IndraStocks/status/1697676964528787864)  2023-09-01T18:25Z [----] followers, [----] engagements


"@MRatable And bad modelling. Sell side (news) should be fired"  
[X Link](https://x.com/IndraStocks/status/1697678706234495017)  2023-09-01T18:31Z [----] followers, [---] engagements


"2e. With all [--] the narratives got way out of line from facts. This gave me confidence I was not being an idiot incinerating capital. No advice on how to gauge narrative my only advice is go against the market as infrequently as possible and with lots of respect"  
[X Link](https://x.com/IndraStocks/status/1699809689431835085)  2023-09-07T15:39Z [----] followers, [---] engagements


"3. Flexible liquidity: META is exempt here but CVNA and CDLX were not nearly as dire as portrayed. Conventionally highly levered companies are pieces of shit on the tail of their useful lives. These two broke convention and levered to grow faster with some bumps on the road"  
[X Link](https://x.com/IndraStocks/status/1699809695232565591)  2023-09-07T15:39Z [----] followers, [---] engagements


"Overall it's very possible I'm simply a lucky idiot but I do genuinely believe in what I lay out above. If concentrated high conviction stock picking can't consistently outperform I'd rather just index. That experiment is still underway but going well so far. Cheers"  
[X Link](https://x.com/IndraStocks/status/1699809803785453651)  2023-09-07T15:40Z [----] followers, [---] engagements


"@JoeDoeKnowsGuy @TimmyMcCarthy @Rebrand_As_Y Thought experiment for you: if AMZN raised prices 5% what % of volume do you think they lose"  
[X Link](https://x.com/IndraStocks/status/1701486517934571779)  2023-09-12T06:42Z [----] followers, [--] engagements


"My hot take is that funds should not be managed as if they are 100% of net worth. Similar to allocators having a diversified core wealth egg (indices) allows fund to more proactively go after alpha and concentrate"  
[X Link](https://x.com/IndraStocks/status/1701673241910337738)  2023-09-12T19:04Z [----] followers, [----] engagements


"Really curious how $MTCH's $500/m offering goes. Is swiping really necessary long term If not what's the value in extremely high fee swipe payments besides signaling"  
[X Link](https://x.com/IndraStocks/status/1706551251738165294)  2023-09-26T06:08Z [----] followers, [----] engagements


"@MattHansle42265 @nikzealand Thing is stocks priced on future returns. Price in [----] will be based on 2028-2030 projections. Technicals are whatever. If drawing lines made money it'd get arbitraged"  
[X Link](https://x.com/IndraStocks/status/1706620656694284450)  2023-09-26T10:44Z [----] followers, [--] engagements


"The issue ofc being that out doing pod or l/s as a LO in short time lines is rather difficult. Perhaps a vague formula is to look in spaces where the industry is hated due to dubious unpredictable concerns such as rates/macro but have secular tailwinds and strong products"  
[X Link](https://x.com/IndraStocks/status/1706993654433497505)  2023-09-27T11:26Z [----] followers, [---] engagements


"This seems rather silly and self evident but the way you work with that can differ. Some try to really peg down valuations and outcomes to define "risk". Some skirt all responsibility with faux humility and repeat "you don't know what you don't know" ad nauseum"  
[X Link](https://x.com/IndraStocks/status/1706997008417137108)  2023-09-27T11:39Z [----] followers, [--] engagements


"My 2c is that if you are going to put capital down put it down in situations where you are very very confident of an outcome and if that outcome does not materialize as expected figure it out or get out. Outcomes in this case being business results not stock price"  
[X Link](https://x.com/IndraStocks/status/1706997010656829491)  2023-09-27T11:39Z [----] followers, [---] engagements


"@MattHansle42265 Please post your investment returns from going levered long tech from [----] to [----] given that clear and concise thesis"  
[X Link](https://x.com/IndraStocks/status/1706997405856735314)  2023-09-27T11:41Z [----] followers, [---] engagements


"$META $AMZN $GOOGL Are three things I can just lazily buy probably forever. Essentially the bar for any other investments which is a rather high bar"  
[X Link](https://x.com/IndraStocks/status/1707603252525850628)  2023-09-29T03:48Z [----] followers, [----] engagements


"What makes a thesis good Heard plenty that make sense but what makes them good Curious to others thoughts"  
[X Link](https://x.com/IndraStocks/status/1711712179987325165)  2023-10-10T11:56Z [----] followers, [----] engagements


"Realistically maybe some staples are just mediocre businesses that took a lot of price while reducing quality over the past 5-10 years and that isn't a tenable business strategy HSY trading at 30x earnings with little to no growth was perhaps silly"  
[X Link](https://x.com/IndraStocks/status/1712325449529930037)  2023-10-12T04:32Z [----] followers, [----] engagements


"Bought quite a bit of $CVNA here. Much less reliant on ALLY than one would expect and should cleanly beat Q3 on better than expected units and GPU. Forward outlook looks much better given solid economics on expanding units QoQ"  
[X Link](https://x.com/IndraStocks/status/1712471212277084178)  2023-10-12T14:12Z [----] followers, [----] engagements


"@Katapult_Invest @chumbawamba22 The end goal here is to sell millions of cars per year at $1000-2000 earnings per car sold"  
[X Link](https://x.com/IndraStocks/status/1712501588701466868)  2023-10-12T16:12Z [----] followers, [---] engagements


"Many seem to be realizing for the first time that regardless of institution the average student is an idiot. There are indeed [---] Harvard idiots just expressed differently than your benign community college dropout who's a great mechanic"  
[X Link](https://x.com/IndraStocks/status/1712826909346660435)  2023-10-13T13:45Z [----] followers, [----] engagements


"My hot take is that a family office is a total waste of time unless you have so much money you will have liquidity issues. Just do it yourself or find a wealth manager you trust. Family office level fees are silly for the outcomes I typically see"  
[X Link](https://x.com/IndraStocks/status/1712827370451743073)  2023-10-13T13:47Z [----] followers, [----] engagements


"$MSFT got fleeced on this $ATVI deal. Probably could have paid half if they waited a couple years"  
[X Link](https://x.com/IndraStocks/status/1712837641522024881)  2023-10-13T14:28Z [----] followers, [----] engagements


"@LeviathanCapit1 It's pretty shit either way"  
[X Link](https://x.com/anyuser/status/1714204413202448490)  2023-10-17T08:59Z [--] followers, [---] engagements


"$CVNA was slightly diff as they focused on optimizing econs vs immediately cutting but once that was clear in Q3 last year it was a pretty easy underwrite. Often times with new ideas I can see how it would make sense earnings grow over time but the lack of catalysts is hard"  
[X Link](https://x.com/IndraStocks/status/1714235947452076090)  2023-10-17T11:04Z [----] followers, [---] engagements


"$META interestingly there wasn't a clear "catalyst" except in terms of investor perception. FoA was obviously not dying and it was rather obvious all of FAAMG could shit out money if they wanted to. It worked out anyways obviously as numbers didn't deteriorate and capex down"  
[X Link](https://x.com/IndraStocks/status/1714235950404915590)  2023-10-17T11:04Z [----] followers, [---] engagements


"Off the top - the issue with $PYPL vs $META is that meta had [--] competition as a "real id" for online. Meta also had very easy earnings dial to turn PYPL margins don't allow similar moves. PYPL is facing legitimate competitive pressures with tight margins. How does that change"  
[X Link](https://x.com/IndraStocks/status/1714237768686076407)  2023-10-17T11:11Z [----] followers, [---] engagements


"$MSFT makes the worst fucking consumer facing software on this earth. This is not a serious company"  
[X Link](https://x.com/IndraStocks/status/1715420719713227151)  2023-10-20T17:32Z [----] followers, [----] engagements


"@devahaz I just can't imagine running a seed fund and going yeah our models spit out a 30% IRR. We wrote [--] checks and assume [--] works"  
[X Link](https://x.com/IndraStocks/status/1715432360714596638)  2023-10-20T18:18Z [----] followers, [--] engagements


"Why wouldn't $TSM work from here (Besides geopolitics)"  
[X Link](https://x.com/IndraStocks/status/1715442454789554673)  2023-10-20T18:58Z [----] followers, [----] engagements


"Heading to LA area on the 1st and coming back on the 5th. Happy to catch-up with anyone interested prior to $CDLX earnings and perhaps post $CVNA earnings. Feel free to dm and can figure out timing"  
[X Link](https://x.com/IndraStocks/status/1717658973397262470)  2023-10-26T21:46Z [----] followers, [----] engagements


"@LongHillRoadCap Yeah a long those lines but seeing validity proven in prediction markets would be interesting"  
[X Link](https://x.com/IndraStocks/status/1718082531873141246)  2023-10-28T01:49Z [----] followers, [---] engagements


"It's kind of interesting how many don't seem to realize the military dominance of the US. Probably because its a rather peaceful super power Iranian and Russian war making capabilities could be knocked offline within a week if the US so desired. Global war isn't happening"  
[X Link](https://x.com/IndraStocks/status/1718708230292210114)  2023-10-29T19:15Z [----] followers, [----] engagements


"Man who even takes the news seriously these days [--] Minutes discussing that COVID was spread via air particles and it's like yeah no shit You're telling me 6ft and washing my hands is just a precaution not elimination Who didn't figure that out day 1"  
[X Link](https://x.com/IndraStocks/status/1718872408105656555)  2023-10-30T06:08Z [----] followers, [----] engagements


"Have two ideas I really really like currently. One is $CDLX and the other not by any means public If any talented SWE's follow me would love to chat Dms open"  
[X Link](https://x.com/IndraStocks/status/1718992732038021468)  2023-10-30T14:06Z [----] followers, [----] engagements


"I'd like to do a Q4 Twitter activity. Below I created a form where you can submit estimates for revenue at $AMZN $GOOGL $TSLA $NVDA $MSFT $AAPL $META in Q4. The user with the closest estimates will get a $100 Amazon gift card. RT's appreciated"  
[X Link](https://x.com/IndraStocks/status/1719504967839735847)  2023-11-01T00:01Z [----] followers, [----] engagements


"@CCM_Brett Terminal value is $0 if someone else figures out match making and that is a timeline. Makes it tough to pay up when shareholder returns aren't a priority"  
[X Link](https://x.com/IndraStocks/status/1721626678152278218)  2023-11-06T20:32Z [----] followers, [----] engagements


"Why is $VRM putting inv on their floor plan with $150-200m of cash Just burning interest expense for fun"  
[X Link](https://x.com/IndraStocks/status/1722003937979404584)  2023-11-07T21:31Z [----] followers, [----] engagements


"@willis_cap When'd they sell tho"  
[X Link](https://x.com/IndraStocks/status/1722018104895488014)  2023-11-07T22:28Z [----] followers, [----] engagements


"This week seems to be the week we pretend smb CMOs have predictive powers of [----] GDP growth. $TTD very attractive business but very expensive stock so we thank those CMO's for their service"  
[X Link](https://x.com/IndraStocks/status/1722754973191307740)  2023-11-09T23:16Z [----] followers, [----] engagements


"CDLX for example: Incremental offer redemptions cost $0.001 Expenses are: [--]. SW dev (fixed) [--]. Bank support engineers (mostly fixed) [--]. Data team (fixed) [--]. S&M to advertisers: CapEx+variable [--]. Bank Relationship rep: Mostly fixed [--]. Internal costs: Slightly variable As you dump scale into the platform the only additional cost required is the AWS cost to serve the ad and the sales team to get budgets to max. That's actually the problem with the stock as you can't just cut costs you need top line and Q4 guide is puzzlingly weak"  
[X Link](https://x.com/IndraStocks/status/1722769223313953080)  2023-11-10T00:12Z [----] followers, [---] engagements


"How different would pub markets be if accountjng was updated on an ongoing basis (basically you real time update of bs/income state/cf as quarter happens)"  
[X Link](https://x.com/IndraStocks/status/1723227095864836242)  2023-11-11T06:32Z [----] followers, [----] engagements


"Big fan of alt data but re $SE need to understand how GMV data is gathered. You're going to get very unprecise cc panels or other proxies. Alt data for car/home sales on the other hand is almost perfect due to ability to 1:1 link sales. Can't blindly follow data you don't know"  
[X Link](https://x.com/IndraStocks/status/1724499728715624476)  2023-11-14T18:49Z [----] followers, [----] engagements


"@ShufanWen @Swany407 It kinda depends. It's always an ongoing goal for CDLX to give a lower partner share. The banks will likely need something in return. For Chase that seemed to be the new UI launch whether that is true for BofA and WFC depends on those banks. I'd imagine its possible but idk when"  
[X Link](https://x.com/IndraStocks/status/1726087388462751766)  2023-11-19T03:57Z [----] followers, [---] engagements


"Would take this even further Know some1 invested in an eastern europe fintech. He needs opinion on every fintech in that country surrounding politics internal rule of law and political standing likelihood of international expansion by competitors etc. "Knowing" is hard"  
[X Link](https://x.com/IndraStocks/status/1727006314793213972)  2023-11-21T16:49Z [----] followers, [----] engagements


"@surya_drapery @Swany407 @ShufanWen Conversations for better terms are basically constant don't need full renewal as Austin mentioned"  
[X Link](https://x.com/IndraStocks/status/1727103238917517477)  2023-11-21T23:14Z [----] followers, [--] engagements


"@ErnestWongBWM [--] scenarios [--]. Stable company - implies incompetence of capital allocation [--]. Growing company - implies optionality of cash is higher value than buybacks (maybe true maybe not) [--]. Capital constrained company - Very financially prudent"  
[X Link](https://x.com/IndraStocks/status/1729362499039117739)  2023-11-28T04:52Z [----] followers, [----] engagements


"@breadcrumbsre Well on a long enough time scale. He's just being a long term oriented VC"  
[X Link](https://x.com/IndraStocks/status/1729428610828914748)  2023-11-28T09:14Z [----] followers, [---] engagements


"IME incentives are perhaps the laziest area of research from both allocators and funds. You'll see literal checkboxes for "high portion of net worth invested" and that's it. Incentives go far beyond the $ and in many cases the $ is the least important factor"  
[X Link](https://x.com/IndraStocks/status/1732494656393662589)  2023-12-06T20:18Z [----] followers, [----] engagements


"All the answers to this are long term stock perf. Just ask "what will QQQ close at next week" and leverage up on some options. Make money don't look smart lol"  
[X Link](https://x.com/IndraStocks/status/1736106913560191242)  2023-12-16T19:31Z [----] followers, [----] engagements


"At the core much of recent stock moves are rate based. At the same time it was very possible to realize different economic futures were priced into different stocks. This doesn't make the investing non-fundamental but it definitely looks different than lots are used to"  
[X Link](https://x.com/IndraStocks/status/1737140566994108695)  2023-12-19T15:59Z [----] followers, [----] engagements


"@IntrinsicInv This has been happening for a decade"  
[X Link](https://x.com/IndraStocks/status/1738034672716898700)  2023-12-22T03:12Z [----] followers, [---] engagements


"@puppyeh1 I would not take anything that guy (the president) says particularly seriously fwiw Still maybe interesting but nonetheless"  
[X Link](https://x.com/IndraStocks/status/1739991307194658848)  2023-12-27T12:47Z [----] followers, [----] engagements


"As a note if you haven't followed previously my PA is essentially the same names just different exposures and may be 10-30% levered. OPM has constraints on leverage and derivatives. Also do some "test" trades in PA like $FRC / $PACW pair trade earlier this year"  
[X Link](https://x.com/IndraStocks/status/1740948984309617147)  2023-12-30T04:12Z [----] followers, [----] engagements


"It's rather surprising honestly how most fund fees have very little tie in to baseline index performance. Most hurdles ime are some flat percent and many don't even compound Gets very very silly with years like [----] when you have a 7% hurdle"  
[X Link](https://x.com/IndraStocks/status/1742667747891519508)  2024-01-03T22:02Z [----] followers, [----] engagements


"What industries are interesting currently (no tech)"  
[X Link](https://x.com/IndraStocks/status/1743022160707555805)  2024-01-04T21:30Z [----] followers, 16.1K engagements


"@nikhiln17 I have some friends doing phd's here and medschool. Definetly some neat stuff going on but no clue how to invest in it yet"  
[X Link](https://x.com/IndraStocks/status/1743031968240181725)  2024-01-04T22:09Z [----] followers, [---] engagements


"Tossed up the first blog post of the year. Not on a specific name and not particularly polished but maybe interesting reading if you're so inclined. Link in bio"  
[X Link](https://x.com/IndraStocks/status/1743735219352703369)  2024-01-06T20:44Z [----] followers, [----] engagements


"Random worthless prediction is that the video game market expands to more of an "interactive digital entertainment market" over the next 10-15 years and 10x's in size. Imo this is why you see almost all of FAANG doing little investments here and there"  
[X Link](https://x.com/IndraStocks/status/1744849365649539337)  2024-01-09T22:31Z [----] followers, [----] engagements


"#1 thing in anyone's life is what is bigger than them that inspires them a good chunk of this is media and interactive media is a great way to express what inspires you. It's a sort of social media [---] in a sense"  
[X Link](https://x.com/anyuser/status/1744850755629281502)  2024-01-09T22:36Z [--] followers, [---] engagements


"Tossed some $ at $BABA and $TCEHY this morning. Generally not nearly as concerned about geopolitical stuff as average market participant. If that's correct then hard to justify current valuations imo unless the businesses randomly implode. Hard to see how that happens"  
[X Link](https://x.com/IndraStocks/status/1747414628169334854)  2024-01-17T00:24Z [----] followers, [----] engagements


"@shirishgone For both there is concerns of financial decoupling between the US and China over the next 5-10 years combined with an eventual invasion of Taiwan. I doubt either of those happen. BABA has come competitive pressure from PDD and others while TCEHY has some regulatory hiccups"  
[X Link](https://x.com/IndraStocks/status/1747620844681978177)  2024-01-17T14:04Z [----] followers, [--] engagements


"Prediction market fun facts for China: Chance invade Taiwan next 4-6 years is 25-30% Chance GDP growth 5% this year is 35% Chance of recession this year 35% Will China ever pass US GDP is 50% Chance of US/China war this century is 36% 76% US military intervenes if TW invaded"  
[X Link](https://x.com/IndraStocks/status/1747635724281938127)  2024-01-17T15:03Z [----] followers, [----] engagements


"The US strategy is to engage in trade proxy wars and such in an effort to domesticate more advanced manufacturing (CHIPS act etc) to lessen the importance of Taiwan because fighting China would be moronic if we can simply replace the asset over time with the benefit of domestic"  
[X Link](https://x.com/IndraStocks/status/1747639209870184884)  2024-01-17T15:17Z [----] followers, [---] engagements


"The China strategy is to sit and wait and continue investing in domestic tech until the US gets bored or can't feasibly stop a takeover that would be entirely peaceful as a goal. Lots of propaganda and messaging in the interim"  
[X Link](https://x.com/IndraStocks/status/1747639211866619907)  2024-01-17T15:17Z [----] followers, [---] engagements


"@thexworrior Yeah $TCEHY and $BABA ADR's"  
[X Link](https://x.com/IndraStocks/status/1747789956888809517)  2024-01-18T01:16Z [----] followers, [---] engagements


"@randominv3str My issue is like - that discount has existed forever so why would that change I should actually check what the discount has been over time as I'd imagine there's some slack that can make it unattractive if volatility is high"  
[X Link](https://x.com/IndraStocks/status/1747881845352783913)  2024-01-18T07:21Z [----] followers, [---] engagements


"@stockthoughts81 Vast majority of people should not try to be exceptional as it's an easy way to get caught in delusions. Another angle is imo he doesn't emphasize enough the "how to improve" which I think is something very collaborative in nature personally"  
[X Link](https://x.com/IndraStocks/status/1747934604756156600)  2024-01-18T10:50Z [----] followers, [---] engagements


"Abdiel selling $CRCT might start making it interesting Need to update everything but probably get a mix of LT illiquid shareholder exiting+easing comps for a nice valuation reset. It is quite sticky historically and while new user growth was slow churn was pretty flat in 22/23"  
[X Link](https://x.com/IndraStocks/status/1748332816390320535)  2024-01-19T13:13Z [----] followers, [----] engagements


"@Maverick_Invstr To be clear I was never excited about materials portion of the business it's very easy to substitute. I do think the software isn't a bad offering. It's a bit tricky to gauge user base wide perceptions given the core demographic isn't exactly known for being tech savvy"  
[X Link](https://x.com/IndraStocks/status/1748403784940978618)  2024-01-19T17:55Z [----] followers, [---] engagements


"@FrankieFF_ Paying the same cap gains as someone with 1000x your net worth stings"  
[X Link](https://x.com/IndraStocks/status/1748749488871846035)  2024-01-20T16:49Z [----] followers, [---] engagements


"What would be really key is the ability to model cohorts. If you knew a general retention model after X quarters you could probably cleanly map out future user numbers - gets you subs - basically gets you the entirety of GP. Add some OpEx assumptions and valuation ezpz"  
[X Link](https://x.com/IndraStocks/status/1749147282573029747)  2024-01-21T19:09Z [----] followers, [--] engagements


"Sadly I have no idea - Given they're dumping out dividends vs significant buybacks would imagine the math isn't super pretty still Largest share holder IPO'd it at $20 and afaik hasn't sold a share since. Could easily take it private again if they found it compelling"  
[X Link](https://x.com/IndraStocks/status/1749147283785236955)  2024-01-21T19:09Z [----] followers, [---] engagements


"To toss out some #'s - Sub GP $70m a Q in [--]. Machine idk $5m A&M maybe $10m Gets you $340m or so GP. Not close to OpEx sadly but say they can kick it to $220m or something gets you $120m Op Income vs $1.1b mkt cap and $1b EV. Not super sexy still for declining biz"  
[X Link](https://x.com/IndraStocks/status/1749147284980605348)  2024-01-21T19:09Z [----] followers, [---] engagements


"Not shorting $VRM probably a large mistake given rather clear picture of no path to volumes required for solvency. Also data showing inventory sell down was prob writing on the wall. Unfortunate"  
[X Link](https://x.com/IndraStocks/status/1749566503631060996)  2024-01-22T22:55Z [----] followers, [----] engagements


"$CVNA starting their tax season email spam offering to buy a car. What's interesting is their ASP's have actually increased last month or so while market wide is supposedly down. Q1 looking pretty solid if Q4 is tolerable to the market"  
[X Link](https://x.com/IndraStocks/status/1750497254048457139)  2024-01-25T12:34Z [----] followers, [----] engagements


"@dalibali2 Question is does he actually believe what he says or is it an attempt to spin an "honest and open minded" narrative to appear more trustworthy"  
[X Link](https://x.com/anyuser/status/1751035926544023806)  2024-01-27T00:14Z [--] followers, [---] engagements


"Also big opportunity cost to downside volatility - encourages some diversification not just in position count but factor/geography/sector/etc. Good to have at least [--] "themes" in any portfolio imo One of the most commonly spouted investment belief is that if you invest with a long term horizon you can ignore volatility. This is dangerously wrong. One of the most commonly spouted investment belief is that if you invest with a long term horizon you can ignore volatility. This is dangerously wrong"  
[X Link](https://x.com/IndraStocks/status/1751886080348217591)  2024-01-29T08:32Z [----] followers, [----] engagements


"3Q22 told my boss META was like 10x earnings with some minor adjustments while having perpetual user growth and monetization improvements due to being the only online real id social media. Was impressively simple really. Still don't quite get why it went to $80"  
[X Link](https://x.com/IndraStocks/status/1753600125258412441)  2024-02-03T02:03Z [----] followers, [----] engagements


"@MetacriticCap Yeah that's fair. I think an underpinning is that a lot of people thought VR was a total money pit. I disagreed (although the IRR might not be sexy Tbd). Zuck is also a "favorite CEO" for me whereas a lot thought he was being silly. Seemed like a smart and reasonable guy to me"  
[X Link](https://x.com/IndraStocks/status/1753613529779994985)  2024-02-03T02:57Z [----] followers, [---] engagements


"All I'm saying is if I believed the super bowl was rigged so Swift and Kelce get PR I'd be putting my life savings on a Chiefs win instead of posting on Facebook"  
[X Link](https://x.com/IndraStocks/status/1753617397754528208)  2024-02-03T03:12Z [----] followers, [----] engagements


"Man thats crazy $SNAP down on earnings that never happens About to uninstall $SNAP since it started sending notifications for their "feed". Wonder if that's good for bad for earnings About to uninstall $SNAP since it started sending notifications for their "feed". Wonder if that's good for bad for earnings"  
[X Link](https://x.com/IndraStocks/status/1754980232115986888)  2024-02-06T21:27Z [----] followers, [----] engagements


"$BABA higher buyback auth than most of these SaaS cos have market caps and the concern is "you won't see capital returns". If that same view was applied to domestic tech markets multiples would be cut in half"  
[X Link](https://x.com/IndraStocks/status/1755357666925568279)  2024-02-07T22:27Z [----] followers, [----] engagements


"To be clear there are reasons for BABA to have a relatively depressed multiple but stuff like $SNAP $RBLX $SPOT I doubt ever returns significant investor capital"  
[X Link](https://x.com/IndraStocks/status/1755358542524276767)  2024-02-07T22:31Z [----] followers, [----] engagements


"New blog on $CVNA and $VRM - particularly forward looking competitive dynamics and what makes CVNA such a durable winner (in my opinion). Link in bio as always. Cheers"  
[X Link](https://x.com/IndraStocks/status/1755375800553992359)  2024-02-07T23:39Z [----] followers, [----] engagements


"@Alex__Pitti @CCM_Brett Zyn is just an acquisition recently. If it was still independent as Swedish Match the stock would have ballooned"  
[X Link](https://x.com/IndraStocks/status/1755684139519656121)  2024-02-08T20:04Z [----] followers, [---] engagements


"The main thing that could have drastically improved my returns over the past couple years is being far more aggressive when I know I've got something dead to rights. It's pretty rare and very tight windows but can be an absurd boost to returns especially on lower capital values"  
[X Link](https://x.com/IndraStocks/status/1755688518750523882)  2024-02-08T20:22Z [----] followers, [----] engagements


"The lack of I believe is generally rooted in paranoia that the market is efficient and I'm missing something. Examples include $FRC $PACW pair trade last year (people panicking) $CVNA this week (bought some shares could have done calls due to info adv) These trades can be 100% ROIC"  
[X Link](https://x.com/IndraStocks/status/1755689304645665194)  2024-02-08T20:25Z [----] followers, [----] engagements


"To be clear I haven't deep dived $PINS But can someone explain to me a reason an ex-growth fad with minimal opportunities should trade at 10x revs with negative bottom line Is there some non-recurring SBC that justifies it being 25% of revenue"  
[X Link](https://x.com/IndraStocks/status/1755698899829006598)  2024-02-08T21:03Z [----] followers, [----] engagements


"Are these stupid companies like $SNAP $PINS $DOCU $SPOT just going to be stuck as perpetually inefficient passively allocated zombies Valuation way too obscene to feasibly take private and cut 80% of staff. Employee base prob culturally spoiled. When does reality hit"  
[X Link](https://x.com/IndraStocks/status/1755703228937748760)  2024-02-08T21:20Z [----] followers, [----] engagements


"@Alex__Pitti 25x 1yr forward FCF on something spending egregiously on SBC is still a dumb as fuck valuation. Especially something where management is clearly inept at capital allocation (wtf were they hiring for during covid)"  
[X Link](https://x.com/IndraStocks/status/1755709409181958219)  2024-02-08T21:45Z [----] followers, [---] engagements


"@LeviathanCapit1 Everyone is guessing what storage requirements are in 5-10 years and hoping it's exponential. Estimates on that timeframe are made up and stock holders believe they are drastically higher"  
[X Link](https://x.com/IndraStocks/status/1755712156157514192)  2024-02-08T21:56Z [----] followers, [---] engagements


"@Alex__Pitti @CCM_Brett Haven't checked most recent Q and may be wrong but have to breakout ARPU by geographies since most user growth is RoW which is naturally lower ARPU so can be dilutive"  
[X Link](https://x.com/IndraStocks/status/1755712501503898068)  2024-02-08T21:57Z [----] followers, [--] engagements


"@viggy_krishnan I think cutting some slack for COVID and then realizing it's necessary is fair. Part of it I think is the implicit assumption that other cos should but aren't so an effort to be encouraging"  
[X Link](https://x.com/IndraStocks/status/1756584082908356785)  2024-02-11T07:40Z [----] followers, [---] engagements


"Just put Taylor Swift on the field thanks"  
[X Link](https://x.com/IndraStocks/status/1756852488832164078)  2024-02-12T01:27Z [----] followers, [----] engagements


"Scalped a quick 50% on $PINS earnings puts. While lofty valuations elsewhere can be arguable I think PINS is far too mature to trade where it does. Curious what the long thesis is"  
[X Link](https://x.com/IndraStocks/status/1757153086412644594)  2024-02-12T21:21Z [----] followers, [----] engagements


"Have a small long on Chinese property development. Either going to be the best position I've ever owned or the worst. My China basket underperforming SPY/QQQ so far due to prop developer and BABA"  
[X Link](https://x.com/IndraStocks/status/1757153837419577635)  2024-02-12T21:24Z [----] followers, [----] engagements


"@nope_its_lily Buying arguably the best home builder in theory should prevent one from being fully wiped out (otherwise who's left to serve increasing home demand). Vaguely similar to US $BLND thesis that housing demand is pretty steady and slack will be made up for"  
[X Link](https://x.com/IndraStocks/status/1757156397287108917)  2024-02-12T21:35Z [----] followers, [---] engagements


"$HOOD super interesting if the giant cash on bs can get utilized. Still mind blowing how bad the UI/UX is on other brokers even if their product is better for higher asset values"  
[X Link](https://x.com/IndraStocks/status/1757514724676420077)  2024-02-13T21:18Z [----] followers, [----] engagements


"It's very dangerous to short companies with high data fidelity and transparent unit econs based on market wide comps. Just bc Joe Bob auto is dropping ASP doesn't mean $CVNA is. CVNA was also subsidizing users prior to [----]. Hedgeye GPU estimates prob $1000 too low etc"  
[X Link](https://x.com/IndraStocks/status/1758142452840702009)  2024-02-15T14:53Z [----] followers, [----] engagements


"$TTD most interesting earnings today with pretty decent overlap wrt $CDLX. Vibes seems like better market in Q1 which is nice when NTM liquidity is your top concern"  
[X Link](https://x.com/IndraStocks/status/1758146465724244372)  2024-02-15T15:09Z [----] followers, [----] engagements


"@TheRealDonaldC3 It's a good consumer proposition. Bad public company tho"  
[X Link](https://x.com/IndraStocks/status/1760074443660161237)  2024-02-20T22:50Z [----] followers, [--] engagements


"@AlexClouse Just for you"  
[X Link](https://x.com/IndraStocks/status/1760074519384129556)  2024-02-20T22:50Z [----] followers, [---] engagements


"Tried a $META quest [--] last weekend. Pass through and hand controls are definitely great features. Give it 1-2 generations of improvements and could easily see it being a bigger staple of screen time. Going hands free with high fidelity would be huge"  
[X Link](https://x.com/IndraStocks/status/1760357735579935038)  2024-02-21T17:36Z [----] followers, [----] engagements


"@dalibali2 Sorry my ESG fund can't invest until there's enough women. Please drop everything to implement"  
[X Link](https://x.com/IndraStocks/status/1760370131136651283)  2024-02-21T18:25Z [----] followers, [---] engagements


"@dalibali2 Breed itself is not related to behavior but genetics is Lol"  
[X Link](https://x.com/IndraStocks/status/1760373521648333235)  2024-02-21T18:38Z [----] followers, [---] engagements


"$RIVN and $ETSY continuing the trend of shitco misses. Pretty sure hit rate is close to 100% if you just asked me what businesses seemed dumb and shorted them this Q"  
[X Link](https://x.com/IndraStocks/status/1760413044008681663)  2024-02-21T21:15Z [----] followers, [----] engagements


"Theoretically if $RIVN were to go bankrupt what happens with car servicing now that software updates and digital diagnostics are so integrated Would the keys be handed over to somebody How Who pays for update servers in perpetuity"  
[X Link](https://x.com/IndraStocks/status/1760420996904038454)  2024-02-21T21:47Z [----] followers, [----] engagements


"@DJSup2 Not saying it is just in theory curious what happens as vehicles become far more complex and more software integrated in the case one goes bankrupt"  
[X Link](https://x.com/IndraStocks/status/1760437683288236327)  2024-02-21T22:53Z [----] followers, [---] engagements


"@AdamB1438 Incorrect the part that matters are the unit economics improving when the thesis and alt data are significant unit growth"  
[X Link](https://x.com/IndraStocks/status/1760779676715528301)  2024-02-22T21:32Z [----] followers, [----] engagements


"@AdamB1438 If you're going to be repeatedly wrong you can at least be intellectually honest and wonder why"  
[X Link](https://x.com/IndraStocks/status/1760780144300769726)  2024-02-22T21:34Z [----] followers, [---] engagements


"@nope_its_lily In all honesty I think its actually a pretty worthwhile platform and data set just run terribly which is potentially smoothed over eventually via being public. It'd be great if it IPO's as a bubble and gets forgotten about"  
[X Link](https://x.com/IndraStocks/status/1760785406470299868)  2024-02-22T21:55Z [----] followers, [---] engagements


"@heartbreakout Very possible but when operating income starts posting positive with units growing it will be very hard to refute"  
[X Link](https://x.com/IndraStocks/status/1760816361587266007)  2024-02-22T23:58Z [----] followers, [---] engagements


"@drbKahunaNui Probably December yea need time to ramp"  
[X Link](https://x.com/IndraStocks/status/1761120652671824247)  2024-02-23T20:07Z [----] followers, [--] engagements


"@bubbleboy_08 @AggieCapitalist @heartbreakout CVNA is growing so that point is moot and he doesn't know how to interpret their income statement. It's pretty common"  
[X Link](https://x.com/IndraStocks/status/1761508784470626419)  2024-02-24T21:49Z [----] followers, [---] engagements


"$CVNA posting a stellar earnings report right as tax refunds kick up to get some headlines is pretty slick"  
[X Link](https://x.com/IndraStocks/status/1761509122586075437)  2024-02-24T21:51Z [----] followers, [----] engagements


"@KevinLMak @JaredKubin @John_Hempton Yeah he's baiting in retail traders en masse across [---] stocks And you teach"  
[X Link](https://x.com/IndraStocks/status/1762858892663632249)  2024-02-28T15:14Z [----] followers, [---] engagements


"@t_fluffin @MrMonopoly86 @KerrisdaleCap I'm well aware of how they report it and it has been quite transparent for a long time on outbound logistics. If that was unclear to anyone they're just illiterate and it has no impact on the economics. Kerrisdale letter doesn't even correctly quote where the expense is"  
[X Link](https://x.com/IndraStocks/status/1762861251104059855)  2024-02-28T15:24Z [----] followers, [--] engagements


"Small $NTES long as part of China basket. Pretty simple thesis - established video game companies are a huge beneficiary of gen AI digital entertainment secular tailwinds China discount etc"  
[X Link](https://x.com/IndraStocks/status/1763041143598752115)  2024-02-29T03:18Z [----] followers, [----] engagements


"@atelicinvest I think it's pretty similar to self driving cars in terms of public hysteria. One car hits someone and it's all over the news shitty drivers hit [---] people and it's Wednesday. Given the use is primarily enterprise wouldn't be surprised if they just chug along nicely"  
[X Link](https://x.com/IndraStocks/status/1763073223653298235)  2024-02-29T05:26Z [----] followers, [---] engagements


"@atelicinvest Many of these companies have already been using less sophisticated internal tools for CS agents anyways that are very very similar. Shouldn't be surprising if those just become more public facing and more fleshed out"  
[X Link](https://x.com/IndraStocks/status/1763073437793403353)  2024-02-29T05:27Z [----] followers, [---] engagements


"I am truly sorry about this but for whatever reason Google Sheets is telling me there were [--] responses to this sheet. I doubt this is true but unfortunately without any responses it is impossible to allocate a reward. I will be doing something similar with better architecture in the coming weeks for Q1 of [----] and with a higher monetary reward. I'd like to do a Q4 Twitter activity. Below I created a form where you can submit estimates for revenue at $AMZN $GOOGL $TSLA $NVDA $MSFT $AAPL $META in Q4. The user with the closest estimates will get a $100 Amazon gift card. RT's appreciated"  
[X Link](https://x.com/IndraStocks/status/1763351716630806917)  2024-02-29T23:53Z [----] followers, [----] engagements


"Not commenting on the stock but one of the funnier graphs I've seen in an earnings deck from $CCOI"  
[X Link](https://x.com/IndraStocks/status/1763357384548995470)  2024-03-01T00:15Z [----] followers, [----] engagements


"@nope_its_lily Lot's of variables for the first month right I do agree on a longer time horizon but others not rushing towards it with new builds gives some pause"  
[X Link](https://x.com/IndraStocks/status/1763363053268353433)  2024-03-01T00:38Z [----] followers, [---] engagements


"@dalibali2 Ig im just curious when the last big consumer tech launch was. Tiktok ofc notable but the short video space was criminally underserved since Vine died (which showed demand) and Shorts/Reels still playing catchup despite already having giant user bases"  
[X Link](https://x.com/IndraStocks/status/1765541914177368465)  2024-03-07T00:56Z [----] followers, [----] engagements


"Will feel very silly if $CDLX can't workout from here. Pretty much everything I've ever owned or been interested in is up drastically over the past [--] months as I've concentrated into CDLX. Think it's a big win but always possible I'm just missing something"  
[X Link](https://x.com/IndraStocks/status/1765744367334207649)  2024-03-07T14:20Z [----] followers, [----] engagements


"$BLND is a 3x for me in the last year $CVNA 7x or so $META was a 3-4x etc. Had I not owned CDLX total portfolio probably be 2x larger. In theory CDLX can easily make that up but time isn't their greatest ally"  
[X Link](https://x.com/IndraStocks/status/1765745529525621107)  2024-03-07T14:25Z [----] followers, [----] engagements


"@rizz_riley_ Operating leverage with additional revenue from new product launches means bottom line can balloon very quickly and create a stock with a monopoly at LSD forward P/E. If it works it'd be worth $50 pretty quickly"  
[X Link](https://x.com/IndraStocks/status/1765745852423995862)  2024-03-07T14:26Z [----] followers, [---] engagements


"While I benefit from the current bond market shenanigans I cannot believe we had people buying 0-2% yields with a straight face. Also CVNA getting deals at 2% cap rates was just hilariously nonsensical. At some point you turn off the data feeds and realize it's stupid no"  
[X Link](https://x.com/IndraStocks/status/1765748875296661688)  2024-03-07T14:38Z [----] followers, [----] engagements


"@Rodx52 @rizz_riley_ The public ones such as new ad UI just launching it at WFC/BofA and getting a consolidated GTM strategy for more advertiser contracts"  
[X Link](https://x.com/IndraStocks/status/1765749460028751932)  2024-03-07T14:40Z [----] followers, [---] engagements


"@JoeDoeKnowsGuy Many people making financial decisions are sales people"  
[X Link](https://x.com/IndraStocks/status/1765751621492052050)  2024-03-07T14:49Z [----] followers, [---] engagements


"FWIW I'm bullish video game companies to an insane degree. Gen AI is a huge cost savings + CSR savings. Very tech forward businesses generally as well so would expect faster adoption curves (they've been working on these tools prior to LLM hype)"  
[X Link](https://x.com/IndraStocks/status/1765901890573991966)  2024-03-08T00:46Z [----] followers, [----] engagements


"Gotta say perhaps we're starting to get a little bit silly on the valuations"  
[X Link](https://x.com/IndraStocks/status/1766102669708624082)  2024-03-08T14:04Z [----] followers, [----] engagements


"$RDDT peak market cap when it IPO's"  
[X Link](https://x.com/IndraStocks/status/1767222118041981294)  2024-03-11T16:12Z [----] followers, [----] engagements


"@MetacriticCap I had a Discover card for gas then swapped to getting gas at Costco who didn't take discover. Small stuff like that makes it annoying to use versus just having all in one card"  
[X Link](https://x.com/IndraStocks/status/1767247343227978107)  2024-03-11T17:52Z [----] followers, [----] engagements


"@TMTLongShort @MetacriticCap @Noahpinion Houthi situation definitely perplexing. Have to imagine Israel/Gaza is a large part of the hesitancy vs Ukraine Would imagine domestic support of keeping Taiwan independent is high enough to justify enough of a headache to not be worthwhile"  
[X Link](https://x.com/IndraStocks/status/1767269969044427183)  2024-03-11T19:22Z [----] followers, [---] engagements


"@MetacriticCap For Q4 sure but its an ad business so FY24 net income probably still negative If CEO was good at monetizing users and believed he could do it well it would be criminal to IPO here"  
[X Link](https://x.com/IndraStocks/status/1767276317215715788)  2024-03-11T19:48Z [----] followers, [---] engagements


"$CRCT Abdiel now fully exited this one at $5. They were buying at $25-30. Had "no thesis change" at $15. Unfortunately company is probably around fair value currently. If it's left for dead down to $3 or so maybe worth a swing"  
[X Link](https://x.com/IndraStocks/status/1767657204235342275)  2024-03-12T21:01Z [----] followers, [----] engagements


"@devahaz Ah I see. Don't have a spending account with any of those I guess so haven't noticed"  
[X Link](https://x.com/IndraStocks/status/1767658713144524893)  2024-03-12T21:07Z [----] followers, [--] engagements


"@dalibali2 Microsoft cannot make consumer software and the only reason Office is popular is because everyone grew up on it + business lock-in. Xbox is awful. Teams is awful. Skype was awful. Phones awful. Browsers awful etc"  
[X Link](https://x.com/IndraStocks/status/1767659460112376048)  2024-03-12T21:10Z [----] followers, [---] engagements


"CVNA at the bottom was a bit under $1b market cap. To hit $100b would likely require taking up a double digit % of the US used car market. A levered near bankrupt turnaround to monopoly MIGHT qualify if we look at just market cap and not EV. 1b-100b doesnt happen in pub mkts I want to write a lot more deep dives this year. Whats one company currently worth less than $1B that you think has the best shot of being worth $100B+ I want to write a lot more deep dives this year. Whats one company currently worth less than $1B that you think has the best shot of being worth $100B+"  
[X Link](https://x.com/IndraStocks/status/1767680809748901934)  2024-03-12T22:35Z [----] followers, [----] engagements


"@TMTLongShort They're nuts but they see the prompt earlier than implied and the questions are somewhat studyable. My high school had a whole year long class dedicated to studying for these"  
[X Link](https://x.com/IndraStocks/status/1767891646539251781)  2024-03-13T12:33Z [----] followers, [---] engagements


"Also something I forgot to mention - this report is delayed so probably get some form of announcement. Naturally would expect a bank partner announcement given Q3 call comments but could be anything"  
[X Link](https://x.com/IndraStocks/status/1768280959592620081)  2024-03-14T14:20Z [----] followers, [----] engagements


"Final tally was +50% on the day. Doubt I ever beat that again. Still think CDLX is cheap and happy to be along for the ride"  
[X Link](https://x.com/IndraStocks/status/1768785605893496928)  2024-03-15T23:45Z [----] followers, [----] engagements


"$CDLX being a great example of why market transactions by companies can be totally nonsense signals. ATM offering was way too early and unnecessarily dilutive. Thankfully if they execute on product a few % dilution is immaterial but silly nonetheless"  
[X Link](https://x.com/IndraStocks/status/1769861820897226780)  2024-03-18T23:01Z [----] followers, [----] engagements


"You also had insider sales months before an earnings report that popped the stock 80%. Just seems like a management team that doesn't understand the value of their own company. Ones that do (such as the Garcia's with $CVNA) are quite rare actually. Similar to $METa buybacks in 22"  
[X Link](https://x.com/IndraStocks/status/1769862164507230436)  2024-03-18T23:03Z [----] followers, [----] engagements


"@KvetchNRelease That said might be a requirement from AmEx (or a potential other partner)"  
[X Link](https://x.com/IndraStocks/status/1772598403190624541)  2024-03-26T12:16Z [----] followers, [---] engagements


"@Liftthatbid Like [--] or something"  
[X Link](https://x.com/IndraStocks/status/1772600221559660791)  2024-03-26T12:23Z [----] followers, [---] engagements


"@KvetchNRelease AmEx ripping out internal offers system to replace with CDLX may be stipulating certain bs requirements. How exactly they achieve that is of course somewhat up to them but the timelines and amounts may not be"  
[X Link](https://x.com/IndraStocks/status/1772600529341784182)  2024-03-26T12:24Z [----] followers, [---] engagements


"Will be in SF/Bay Area today til Sunday. If anyone would like to chat $CVNA $CDLX alt data/start ups/etc have some availability. Feel free to DM"  
[X Link](https://x.com/IndraStocks/status/1772600898516054186)  2024-03-26T12:26Z [----] followers, [----] engagements


"This $HOOD promotion is rather obscene if you read terms. $1100 cash payment for [--] referrals (that pay $5/month). Strategy seems to be launching margin neutral or negative sweet heart products to hook younger demos. Wonder when they stop subsidizing https://robinhood.com/creditcardreferral_code=da17be16 https://robinhood.com/creditcardreferral_code=da17be16"  
[X Link](https://x.com/IndraStocks/status/1774656021711180185)  2024-04-01T04:32Z [----] followers, [----] engagements


"I was using Robinhood for IRA match prior to income making me ineligible to contribute. A 3% cash back general use card however just seems strictly better than my other cards. IBKR still a lock for my non-US shenanigans and Fidelity for large accounts but worth watching $HOOD"  
[X Link](https://x.com/IndraStocks/status/1774656697040273874)  2024-04-01T04:35Z [----] followers, [----] engagements


"I am curious to what extent $HOOD can drive competition in card holder benefits Interchange already facing pressure and now they're just doing an extra 1% over other generalist cards. Makes the case for $CDLX stronger at traditional card issuers imo This $HOOD promotion is rather obscene if you read terms. $1100 cash payment for [--] referrals (that pay $5/month). Strategy seems to be launching margin neutral or negative sweet heart products to hook younger demos. Wonder when they stop subsidizing https://t.co/5UMIVL1vW4 This $HOOD promotion is rather obscene if you read terms. $1100 cash"  
[X Link](https://x.com/IndraStocks/status/1774852721830678889)  2024-04-01T17:33Z [----] followers, [----] engagements


"@stockthoughts81 @GHadjia @Rebrand_As_Y Additional users and spend are higher marketing requirements given degradation of brand image and overall movement outwards from core demo. Straight dating app space competitive beyond core comps with social networks and such. My 2c but dunno what mgmt justifies with"  
[X Link](https://x.com/IndraStocks/status/1774917296487829545)  2024-04-01T21:50Z [----] followers, [---] engagements


"Medicare part D cap to $2000 from $8000 (iirc) might be a drastic downgrade to $GDRX volumes into [----]. Instead of getting anyone spending like $0-$12k now they only get $0-$3k. Why would this not lead to MAU loss when implemented in 2025"  
[X Link](https://x.com/IndraStocks/status/1774922811494309915)  2024-04-01T22:12Z [----] followers, [----] engagements


"Is there good data on $MTCH user split by sex across different geo's Playing with some dating app ideas and curious what's available to shape understanding"  
[X Link](https://x.com/IndraStocks/status/1775259698616508867)  2024-04-02T20:31Z [----] followers, [----] engagements


"@Alex__Pitti @dalibali2 did recommend certain SF activities. Just seems like a better business than MTCH but dunno if it's cheap. Question is if MTCH sucking is MTCH fault straight fault or dating apps sucking"  
[X Link](https://x.com/IndraStocks/status/1775319462599909447)  2024-04-03T00:28Z [----] followers, [---] engagements


"New short article on $HOOD including the Robinhood Gold IRA transfer match. This is perhaps the only time I can guarantee literally free money to my followers I've likely generated well into [--] figures now for friends and family so hopefully we can add to it. Link in bio"  
[X Link](https://x.com/IndraStocks/status/1775611760332190014)  2024-04-03T19:50Z [----] followers, 22.9K engagements


"@Or_Benayoun Yeah I owned a touch at $9 or something last year. Super interesting business"  
[X Link](https://x.com/IndraStocks/status/1775612208690684263)  2024-04-03T19:51Z [----] followers, [----] engagements


"As I publish an article musing on competition in the cc market we get a WSJ article from $JPM regarding $CDLX and their offer program. Part of the CDLX thesis is that banks will proactively promote the platform to advertisers and consumers. AmEx similar. New short article on $HOOD including the Robinhood Gold IRA transfer match. This is perhaps the only time I can guarantee literally free money to my followers I've likely generated well into [--] figures now for friends and family so hopefully we can add to it. Link in bio"  
[X Link](https://x.com/IndraStocks/status/1775642098878083495)  2024-04-03T21:50Z [----] followers, [----] engagements

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