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# ![@HenryInvests Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1405936339753787393.png) @HenryInvests Henry

Henry posts on X about $upst, $grnd, balance sheet, has been the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

### Engagements: XXXXX [#](/creator/twitter::1405936339753787393/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1405936339753787393/c:line/m:interactions.svg)

- X Week XXXXXX +58%
- X Month XXXXXXX +109%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +346%

### Mentions: XX [#](/creator/twitter::1405936339753787393/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1405936339753787393/c:line/m:posts_active.svg)

- X Week XX -XXXX%
- X Month XX -XXXX%
- X Months XXX -XX%
- X Year XXXXX +146%

### Followers: XXXXX [#](/creator/twitter::1405936339753787393/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1405936339753787393/c:line/m:followers.svg)

- X Week XXXXX +0.53%
- X Month XXXXX +3.80%
- X Months XXXXX +37%
- X Year XXXXX +158%

### CreatorRank: XXXXXXX [#](/creator/twitter::1405936339753787393/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1405936339753787393/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1405936339753787393/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX%

**Social topic influence**
[$upst](/topic/$upst) #4, [$grnd](/topic/$grnd) #7, [balance sheet](/topic/balance-sheet) #540, [has been](/topic/has-been) 0.48%, [credit union](/topic/credit-union) #24, [$tmdx](/topic/$tmdx) #51, [signals](/topic/signals) 0.24%, [trumps](/topic/trumps) 0.24%, [canada](/topic/canada) 0.24%, [money](/topic/money) XXXX%

**Top accounts mentioned or mentioned by**
[@playsmart9](/creator/undefined) [@upstart](/creator/undefined) [@wayne81573](/creator/undefined) [@bjmtweets](/creator/undefined) [@stockzombie22](/creator/undefined) [@vasilist](/creator/undefined) [@caleb___ford](/creator/undefined) [@douglaschadwel4](/creator/undefined) [@kshriramsharma](/creator/undefined) [@boilerjoe99](/creator/undefined) [@davegirouard](/creator/undefined) [@goddreng10](/creator/undefined) [@macneillpatrick](/creator/undefined) [@japdongsanee](/creator/undefined) [@gfilche](/creator/undefined) [@ptreeh](/creator/undefined) [@kayschnd](/creator/undefined) [@mapletreecap](/creator/undefined) [@upstarts](/creator/undefined) [@rajthegreat100](/creator/undefined)

**Top assets mentioned**
[Upstart Holdings, Inc. Common stock (UPST)](/topic/$upst) [SuperWalk (GRND)](/topic/$grnd) [TransMedics Group, Inc. Common Stock (TMDX)](/topic/$tmdx) [Goldman Sachs (GS)](/topic/goldman-sachs) [Electronic Arts Inc. (EA)](/topic/$ea) [UiPath, Inc. (PATH)](/topic/$path)
### Top Social Posts [#](/creator/twitter::1405936339753787393/posts)
---
Top posts by engagements in the last XX hours

"🚨 LIVE: A @Rebellionair3 Exclusive: @Upstart $UPST Trustpilot Index (#UTPI) has re-accelerated Q4 is off to the strongest start ever of the UTPI era. Risks remain - UTPI's August hiccup constrained Q3 growth leaves questions surrounding new product verticals and balance sheet exposure. Read the entire report 👇"  
[X Link](https://x.com/HenryInvests/status/1976714382496481325) [@HenryInvests](/creator/x/HenryInvests) 2025-10-10T18:20Z 5655 followers, 15.6K engagements


"Remember: as UMI (macro risk) goes higher approvals/conversion decrease. Growing originations into rising UMI signals enhanced/improved underwriting that trumps macro. Thats why @davegirouard says when macro clouds rescind the goodness of $UPST business will truly begin to show. I still dont think the broader market understands how strong these macro tailwinds will eventually be"  
[X Link](https://x.com/HenryInvests/status/1978077784497946736) [@HenryInvests](/creator/x/HenryInvests) 2025-10-14T12:37Z 5655 followers, 4547 engagements


"Upstart $UPST expands to Canada"  
[X Link](https://x.com/HenryInvests/status/1975666586452434989) [@HenryInvests](/creator/x/HenryInvests) 2025-10-07T20:56Z 5655 followers, 11.2K engagements


"That feeling when your $GRND January 2028 $XX LEAPS go to $X b/c big shareholders pledged stock as collateral for personal ventures and defaulted forcing a buyout at $15"  
[X Link](https://x.com/HenryInvests/status/1977776516491624804) [@HenryInvests](/creator/x/HenryInvests) 2025-10-13T16:40Z 5655 followers, 3231 engagements


"@energy_tech_inv Still trying to find them wbu"  
[X Link](https://x.com/HenryInvests/status/1978070069860008110) [@HenryInvests](/creator/x/HenryInvests) 2025-10-14T12:07Z 5657 followers, XX engagements


"All the money is flowing into energy and data center build-out plays. Seems irrefutable to me that the people with enormous amounts of capital are all in on AI. From here the question becomes how do we apply AI Obviously there are LLMs ontology-driven decision making etc. BUT what about further applications of applied AI Robotics Agentic AI Lots to look into"  
[X Link](https://x.com/HenryInvests/status/1977742880002261195) [@HenryInvests](/creator/x/HenryInvests) 2025-10-13T14:27Z 5655 followers, 2702 engagements


"Credit losses came in much lower than expected across the board during bank earnings this morning. Goldman Sachs: $339M vs $369M est Wells Fargo: $681M vs $1.17B est JP Morgan $2.4B vs $3.08B est Someone call BTIG and ask them about the credit blowup $UPST"  
[X Link](https://x.com/HenryInvests/status/1978070304741114334) [@HenryInvests](/creator/x/HenryInvests) 2025-10-14T12:08Z 5655 followers, 13.8K engagements


"$EA is $XXX today the Saudis will be paying $210/share and the deal closes in June. That's an extremely likely X% return over the next X months or XXX% CAGR. Would you hold your EA shares Or is the opportunity cost too great 🤔"  
[X Link](https://x.com/HenryInvests/status/1975201737310097521) [@HenryInvests](/creator/x/HenryInvests) 2025-10-06T14:09Z 5657 followers, 1749 engagements


"This ABS securitization news for $UPST definitely explains the sell-off as defaults rose quickly in July and August. During July and August UMI increased XX points from XXXX in June to XXXX in August. Keep in mind the Upstart guidance assumes a UMI of XXXX. This seems to align with the industry as non-prime Auto has been under a lot of stress (i.e. Tricolor CarMax). However in the August UMI release Upstart did say that "prepayments have been rising" adding that "may be some cause for optimism" suggesting Upstart is aware of the elevated default pressure. This could explain the #UTPI dip seen"  
[X Link](https://x.com/HenryInvests/status/1972652303241855133) [@HenryInvests](/creator/x/HenryInvests) 2025-09-29T13:18Z 5657 followers, 17.3K engagements


"Corporate America Family Credit Union brings $830M in AUM and over 68000 members to the @Upstart Referral Network $UPST"  
[X Link](https://x.com/HenryInvests/status/1978461930785272183) [@HenryInvests](/creator/x/HenryInvests) 2025-10-15T14:04Z 5655 followers, 6216 engagements


"@PopCrave $GRND Grindr is public for those wondering business has been doing very well as of late"  
[X Link](https://x.com/HenryInvests/status/1904620355391807859) [@HenryInvests](/creator/x/HenryInvests) 2025-03-25T19:44Z 5658 followers, 16.9K engagements


"Just found a company with the following business model (see if you can guess): 1) sells a one-time expensive product upfront 2) then sell an incremental additional product needed each time first product is used 3) offer an end-to-end platform that helps customer manage workflows and logistics of product 4) the product is a net positive for society now that sounds like a good business"  
[X Link](https://x.com/HenryInvests/status/1974169639912439815) [@HenryInvests](/creator/x/HenryInvests) 2025-10-03T17:48Z 5656 followers, 16K engagements


"The answer is $TMDX. I am absolutely enthralled by the network they have created. In particular I am very impressed they lease/rent OCS (heart in a box technology) instead of selling it outright. This gives them huge leverage over their customers. From here they sell disposable kits that are needed for each transplant and they offer the logistical backend as well (24/7 support proprietary aviation fleet). Expansion into additional transplants (such as Kidney) should expand the imbedded network effects of their business. Expansion into Europe (where XX% of all global transplants occur) has"  
[X Link](https://x.com/HenryInvests/status/1975611721470648404) [@HenryInvests](/creator/x/HenryInvests) 2025-10-07T17:18Z 5655 followers, 12.3K engagements


"Corporate America Family Credit Union Selects Upstart $UPST for Personal Loans HELOCs and Auto Refinance Loans"  
[X Link](https://x.com/HenryInvests/status/1978448479417458875) [@HenryInvests](/creator/x/HenryInvests) 2025-10-15T13:10Z 5655 followers, 23.2K engagements


"RPA will not imo grow at that scale as a standalone. AI will be able to replicate RPA workflows. The advantage of having an RPA backbone is that it greatly enhances the development of an ontology for organizations which gives UiPath's $PATH Agentic AI product Maestro a competitive advantage. But competitive pressures are high and Palantir could work downstream"  
[X Link](https://x.com/HenryInvests/status/1977758146564125065) [@HenryInvests](/creator/x/HenryInvests) 2025-10-13T15:27Z 5655 followers, XXX engagements


"$GRND Grindr explores take-private after lender calls insiders loans"  
[X Link](https://x.com/HenryInvests/status/1977768150235029747) [@HenryInvests](/creator/x/HenryInvests) 2025-10-13T16:07Z 5655 followers, 11.4K engagements


"After speaking with $UPST investor relations I can offer some context here: Upstart Mortgage an affiliate of Upstart originates HELOCs and CAFCU has the ability to purchase these loans from that entity on an ongoing basis through a forward flow agreement. This is not a sale of existing HELOCs off balance sheet. Instead it represents a new funding source for one of Upstarts new products"  
[X Link](https://x.com/HenryInvests/status/1978538426434740626) [@HenryInvests](/creator/x/HenryInvests) 2025-10-15T19:08Z 5655 followers, 9544 engagements


"Actively trying to learn everything possible about $TMDX. Could you all please point me in the direction of some deep dives Thank you"  
[X Link](https://x.com/HenryInvests/status/1975936655954735514) [@HenryInvests](/creator/x/HenryInvests) 2025-10-08T14:49Z 5656 followers, 2234 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@HenryInvests Avatar @HenryInvests Henry

Henry posts on X about $upst, $grnd, balance sheet, has been the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXX engagements in the last XX hours.

Engagements: XXXXX #

Engagements Line Chart

  • X Week XXXXXX +58%
  • X Month XXXXXXX +109%
  • X Months XXXXXXXXX -XX%
  • X Year XXXXXXXXX +346%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XXXX%
  • X Month XX -XXXX%
  • X Months XXX -XX%
  • X Year XXXXX +146%

Followers: XXXXX #

Followers Line Chart

  • X Week XXXXX +0.53%
  • X Month XXXXX +3.80%
  • X Months XXXXX +37%
  • X Year XXXXX +158%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXX% countries XXXX% stocks XXXX% technology brands XXXX%

Social topic influence $upst #4, $grnd #7, balance sheet #540, has been 0.48%, credit union #24, $tmdx #51, signals 0.24%, trumps 0.24%, canada 0.24%, money XXXX%

Top accounts mentioned or mentioned by @playsmart9 @upstart @wayne81573 @bjmtweets @stockzombie22 @vasilist @caleb___ford @douglaschadwel4 @kshriramsharma @boilerjoe99 @davegirouard @goddreng10 @macneillpatrick @japdongsanee @gfilche @ptreeh @kayschnd @mapletreecap @upstarts @rajthegreat100

Top assets mentioned Upstart Holdings, Inc. Common stock (UPST) SuperWalk (GRND) TransMedics Group, Inc. Common Stock (TMDX) Goldman Sachs (GS) Electronic Arts Inc. (EA) UiPath, Inc. (PATH)

Top Social Posts #


Top posts by engagements in the last XX hours

"🚨 LIVE: A @Rebellionair3 Exclusive: @Upstart $UPST Trustpilot Index (#UTPI) has re-accelerated Q4 is off to the strongest start ever of the UTPI era. Risks remain - UTPI's August hiccup constrained Q3 growth leaves questions surrounding new product verticals and balance sheet exposure. Read the entire report 👇"
X Link @HenryInvests 2025-10-10T18:20Z 5655 followers, 15.6K engagements

"Remember: as UMI (macro risk) goes higher approvals/conversion decrease. Growing originations into rising UMI signals enhanced/improved underwriting that trumps macro. Thats why @davegirouard says when macro clouds rescind the goodness of $UPST business will truly begin to show. I still dont think the broader market understands how strong these macro tailwinds will eventually be"
X Link @HenryInvests 2025-10-14T12:37Z 5655 followers, 4547 engagements

"Upstart $UPST expands to Canada"
X Link @HenryInvests 2025-10-07T20:56Z 5655 followers, 11.2K engagements

"That feeling when your $GRND January 2028 $XX LEAPS go to $X b/c big shareholders pledged stock as collateral for personal ventures and defaulted forcing a buyout at $15"
X Link @HenryInvests 2025-10-13T16:40Z 5655 followers, 3231 engagements

"@energy_tech_inv Still trying to find them wbu"
X Link @HenryInvests 2025-10-14T12:07Z 5657 followers, XX engagements

"All the money is flowing into energy and data center build-out plays. Seems irrefutable to me that the people with enormous amounts of capital are all in on AI. From here the question becomes how do we apply AI Obviously there are LLMs ontology-driven decision making etc. BUT what about further applications of applied AI Robotics Agentic AI Lots to look into"
X Link @HenryInvests 2025-10-13T14:27Z 5655 followers, 2702 engagements

"Credit losses came in much lower than expected across the board during bank earnings this morning. Goldman Sachs: $339M vs $369M est Wells Fargo: $681M vs $1.17B est JP Morgan $2.4B vs $3.08B est Someone call BTIG and ask them about the credit blowup $UPST"
X Link @HenryInvests 2025-10-14T12:08Z 5655 followers, 13.8K engagements

"$EA is $XXX today the Saudis will be paying $210/share and the deal closes in June. That's an extremely likely X% return over the next X months or XXX% CAGR. Would you hold your EA shares Or is the opportunity cost too great 🤔"
X Link @HenryInvests 2025-10-06T14:09Z 5657 followers, 1749 engagements

"This ABS securitization news for $UPST definitely explains the sell-off as defaults rose quickly in July and August. During July and August UMI increased XX points from XXXX in June to XXXX in August. Keep in mind the Upstart guidance assumes a UMI of XXXX. This seems to align with the industry as non-prime Auto has been under a lot of stress (i.e. Tricolor CarMax). However in the August UMI release Upstart did say that "prepayments have been rising" adding that "may be some cause for optimism" suggesting Upstart is aware of the elevated default pressure. This could explain the #UTPI dip seen"
X Link @HenryInvests 2025-09-29T13:18Z 5657 followers, 17.3K engagements

"Corporate America Family Credit Union brings $830M in AUM and over 68000 members to the @Upstart Referral Network $UPST"
X Link @HenryInvests 2025-10-15T14:04Z 5655 followers, 6216 engagements

"@PopCrave $GRND Grindr is public for those wondering business has been doing very well as of late"
X Link @HenryInvests 2025-03-25T19:44Z 5658 followers, 16.9K engagements

"Just found a company with the following business model (see if you can guess): 1) sells a one-time expensive product upfront 2) then sell an incremental additional product needed each time first product is used 3) offer an end-to-end platform that helps customer manage workflows and logistics of product 4) the product is a net positive for society now that sounds like a good business"
X Link @HenryInvests 2025-10-03T17:48Z 5656 followers, 16K engagements

"The answer is $TMDX. I am absolutely enthralled by the network they have created. In particular I am very impressed they lease/rent OCS (heart in a box technology) instead of selling it outright. This gives them huge leverage over their customers. From here they sell disposable kits that are needed for each transplant and they offer the logistical backend as well (24/7 support proprietary aviation fleet). Expansion into additional transplants (such as Kidney) should expand the imbedded network effects of their business. Expansion into Europe (where XX% of all global transplants occur) has"
X Link @HenryInvests 2025-10-07T17:18Z 5655 followers, 12.3K engagements

"Corporate America Family Credit Union Selects Upstart $UPST for Personal Loans HELOCs and Auto Refinance Loans"
X Link @HenryInvests 2025-10-15T13:10Z 5655 followers, 23.2K engagements

"RPA will not imo grow at that scale as a standalone. AI will be able to replicate RPA workflows. The advantage of having an RPA backbone is that it greatly enhances the development of an ontology for organizations which gives UiPath's $PATH Agentic AI product Maestro a competitive advantage. But competitive pressures are high and Palantir could work downstream"
X Link @HenryInvests 2025-10-13T15:27Z 5655 followers, XXX engagements

"$GRND Grindr explores take-private after lender calls insiders loans"
X Link @HenryInvests 2025-10-13T16:07Z 5655 followers, 11.4K engagements

"After speaking with $UPST investor relations I can offer some context here: Upstart Mortgage an affiliate of Upstart originates HELOCs and CAFCU has the ability to purchase these loans from that entity on an ongoing basis through a forward flow agreement. This is not a sale of existing HELOCs off balance sheet. Instead it represents a new funding source for one of Upstarts new products"
X Link @HenryInvests 2025-10-15T19:08Z 5655 followers, 9544 engagements

"Actively trying to learn everything possible about $TMDX. Could you all please point me in the direction of some deep dives Thank you"
X Link @HenryInvests 2025-10-08T14:49Z 5656 followers, 2234 engagements

@HenryInvests
/creator/twitter::HenryInvests