[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @GuyTalksFinance Finance Guy Finance Guy posts on X about money, bitcoin, debt, stocks the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::1363011694952394752/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXXXX +341% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::1363011694952394752/posts_active)  - X Week XX -XX% - X Month XXX +192% - X Months XXX -XX% - X Year XXXXX -XXXX% ### Followers: XXXXXX [#](/creator/twitter::1363011694952394752/followers)  - X Week XXXXXX +0.42% - X Month XXXXXX +1.50% - X Months XXXXXX +9.90% - X Year XXXXXX +21% ### CreatorRank: XXXXXXX [#](/creator/twitter::1363011694952394752/influencer_rank)  ### Social Influence [#](/creator/twitter::1363011694952394752/influence) --- **Social category influence** [finance](/list/finance) #4570 [cryptocurrencies](/list/cryptocurrencies) XXXX% [stocks](/list/stocks) XXXX% [technology brands](/list/technology-brands) XXXX% [automotive brands](/list/automotive-brands) XXXX% [formula 1](/list/formula-1) XXXX% [countries](/list/countries) XXXX% **Social topic influence** [money](/topic/money) #2454, [bitcoin](/topic/bitcoin) 4.92%, [debt](/topic/debt) #118, [stocks](/topic/stocks) #1217, [rates](/topic/rates) 2.19%, [investment](/topic/investment) #1972, [dividend](/topic/dividend) 1.64%, [retirement](/topic/retirement) #227, [affordable](/topic/affordable) 1.09%, [$voo](/topic/$voo) XXXX% **Top accounts mentioned or mentioned by** [@ruffinfinance](/creator/undefined) [@nori_nyc](/creator/undefined) [@smartmoneymove_](/creator/undefined) [@4004t4](/creator/undefined) [@luke_swanson_](/creator/undefined) [@herodividend](/creator/undefined) [@matthew14580682](/creator/undefined) [@dilksjay](/creator/undefined) [@drivedebtfree](/creator/undefined) [@lazaroinvestor](/creator/undefined) [@americarus2024](/creator/undefined) [@anybodies76](/creator/undefined) [@grok](/creator/undefined) [@barbellfi](/creator/undefined) [@stevewagsinvest](/creator/undefined) [@nickpeitsch](/creator/undefined) [@insurancebozo](/creator/undefined) [@loveleesfinance](/creator/undefined) [@slurpeeromance](/creator/undefined) [@daddyjax87](/creator/undefined) **Top assets mentioned** [Bitcoin (BTC)](/topic/bitcoin) [Dave Inc. Class A Common Stock (DAVE)](/topic/$dave) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [SPDR GOLD ETF (GLD)](/topic/$gld) [UnitedHealth Group (UNH)](/topic/$unh) [Bitcoin Gold (BTG)](/topic/bitcoin-gold) [JPMorgan Chase (JPM)](/topic/$jpm) ### Top Social Posts [#](/creator/twitter::1363011694952394752/posts) --- Top posts by engagements in the last XX hours "Three years ago I started a Roth IRA account with $2000. Today that account has grown to over $10000. My year to date return is +36.7% Tax free growth is the best kind of growth"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947715681866121467) 2025-07-22 17:49:40 UTC 46.9K followers, 3614 engagements "@HeroDividend This guy has predicted a market crash every other week for the last two years"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946536867966451755) 2025-07-19 11:45:28 UTC 46.8K followers, 1000 engagements "From 2019 - 2022 Austin Texas saw real estate prices increase by around +110% From the peak in 2022 - 2025 real estate prices have dropped around -XX% This is not a real estate market crash this is a buying opportunity"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1945820992808333314) 2025-07-17 12:20:50 UTC 46.9K followers, 3417 engagements "1. Pay off all consumer debt smallest to largest. X. Invest at least XX% of your income into index funds. X. Stay employed and avoid consumer debt. These are the three basic steps anyone needs to succeed financially its not complicated"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948071093727580573) 2025-07-23 17:21:56 UTC 46.9K followers, 3405 engagements "Breakdown of a $70000 yearly salary: Monthly Gross Income: $5833 Taxes: $XXX Health insurance: $XXX 401k contributions: $1166 Thats $3148/month left over for Rent Groceries Phone and whatever life necessities someone has. This is plenty of money for someone to live comfortably on and retire as a multi-millionaire"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1945299221231415475) 2025-07-16 01:47:30 UTC 46.9K followers, 23.5K engagements "The WNBA is proof that the female wage gap is a myth"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946904782318563366) 2025-07-20 12:07:26 UTC 46.8K followers, 3365 engagements "@BarbellFi I would only do a small percentage into Bitcoin depending on risk tolerance. Im definitely not a big fan of Bitcoin but passing on returns would be silly"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947692371677786475) 2025-07-22 16:17:02 UTC 46.9K followers, XXX engagements "Starbucks baristas demanding a $XX minimum wage"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946924699096920510) 2025-07-20 13:26:35 UTC 46.9K followers, 4822 engagements "In September of 2024 people were telling me not to buy a house. They were telling me to wait for Donald Trump to lower interest rates and make housing more affordable. Since then interest rates have gone up and home prices have stayed flat or increased. Moral of the story: do whats best for you. dont listen to people trying to predict the market"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947457066655711642) 2025-07-22 00:42:01 UTC 46.8K followers, 2715 engagements "If you drive a Honda Civic but have $250k invested into the S&P XXX people think youre broke. If you drive a Mercedes with zero dollars invested and a bunch of debt people think youre rich"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944744205873717711) 2025-07-14 13:02:04 UTC 46.9K followers, 49.3K engagements "One year returns: $VOO: +14.8% $SCHD: +4.1% The S&P XXX is outperforming by over two years of dividend income"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947785671646843327) 2025-07-22 22:27:46 UTC 46.9K followers, 11.5K engagements "A $100000 yearly salary is half of a million dollars after X years. If youre smart with this money it can easily turn you into a multi-millionaire"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947269613923754190) 2025-07-21 12:17:09 UTC 46.8K followers, 5686 engagements "@Cobratate Youre rich not wealthy. A wealthy person would be spending their time and money to be with family. All you have is money not wealth thats why youre looking for things to buy like a child"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947750371964682710) 2025-07-22 20:07:30 UTC 46.9K followers, 100.7K engagements "You can build wealth by dollar cost averaging into the S&P XXX. You can build wealth by dollar cost averaging into Bitcoin. You can build wealth by dollar cost averaging into Gold. All of these are good options to build wealth make sure youre buying at least one of them"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946196809166045560) 2025-07-18 13:14:12 UTC 46.8K followers, 5336 engagements "Today is my 30th Birthday 🎉 What financial advice would you give me to follow for the next twenty years"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948397807942946836) 2025-07-24 15:00:11 UTC 46.9K followers, 7121 engagements "My biggest financial accomplishments by the age of 30: Reached a net worth of $200000. Paid off all of my consumer debt. Purchased my first home. Im excited to see what other financial goals I can accomplish while in my thirties"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948473614954541295) 2025-07-24 20:01:25 UTC 46.9K followers, 10.6K engagements "Before buying a home X. Pay off all debt including student loans. X. Have a X month emergency fund saved. X. Can invest XX% of your income for retirement after mortgage payments. X. Plan to spend an extra $500+ per month on unexpected repairs and renovations. X. Will be happy living in the home and area for at least X years before moving. Following these steps will make sure that buying a home is a blessing not a curse for you"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944376315160715266) 2025-07-13 12:40:12 UTC 46.8K followers, 9499 engagements "The less debt someone has the more freedom they have to take risks. Someone is more likely to stay invested into the stock market or find a new job if theyre debt free. The freedom of being debt free is unmatched"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948195058827645053) 2025-07-24 01:34:32 UTC 46.9K followers, 2686 engagements "The stock market is at an all time high image whats going to happen when they finally cut interest rates"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944912823269908895) 2025-07-15 00:12:06 UTC 46.8K followers, 17.7K engagements "One Year Returns: S&P 500: +13% Bitcoin: +105% Gold: +44% Must be tough being a young dividend investor watching this growth fly by. Total Return Dividends"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944480042794283249) 2025-07-13 19:32:23 UTC 46.9K followers, 76.7K engagements "The housing market crash is on pause until further notice"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948049789611839751) 2025-07-23 15:57:17 UTC 46.9K followers, 3275 engagements "Dave Ramsey offers the best financial advice for most people to follow. Someone following his advice will end up being XX years old with a paid off house and million dollar retirement portfolio. Thats a pretty good scenario for a lot of people"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948717531352482201) 2025-07-25 12:10:39 UTC 46.9K followers, 3620 engagements "New investors should always pay off their consumer debt before starting to invest"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947804400451256722) 2025-07-22 23:42:12 UTC 46.9K followers, 3766 engagements "From 2020 - 2024 I was able to turn my $25000 investment into nearly $200000. Now Ill be growing my $10000 portfolio to $25000. The best part is it will be all tax free"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948093347786068351) 2025-07-23 18:50:22 UTC 46.9K followers, 2581 engagements "Im not saying boomers didnt work hard to get what they have. I am saying they didnt have to work nearly as hard as the current generation does. Boomers coasted by life then retired millionaires. Things werent so bad for them"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947374696707596649) 2025-07-21 19:14:42 UTC 46.8K followers, 7434 engagements "Dave Ramsey offers the best financial advice for most people to follow. Someone following his advice will end up being XX years old with a paid off house and multi-million dollar retirement portfolio. Thats a pretty good scenario for a lot of people"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948715553457111220) 2025-07-25 12:02:47 UTC 46.9K followers, XXX engagements "A dividend payment does not create any wealth it just transfers money from one hand to another. Imagine the stock you own is a wallet with money inside when a company pays a dividend its like taking cash out of the wallet. The amount of cash in your hand but the value of your wallet (stock) goes down. You havent created new money you just moved money around"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944514007370481805) 2025-07-13 21:47:21 UTC 46.8K followers, 28.5K engagements "Most people have a spending problem that they confuse with an income problem. The truth is $70k yearly is plenty of money for most people to live comfortably on"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1945130287861514606) 2025-07-15 14:36:14 UTC 46.8K followers, 13.6K engagements "These people have a spending problem not an income problem"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946743891241095626) 2025-07-20 01:28:07 UTC 46.8K followers, 4349 engagements "I got paid $XX for two weeks worth of posting on X Thats $XXX per month. If invested into the S&P XXX every month this money will grow to $284000 when Im ready to retire. Thats a quarter million dollars for just posting on social media"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946704628520779859) 2025-07-19 22:52:06 UTC 46.9K followers, 3318 engagements "The median household net worth in the United States is $192000. Dont be fooled by people on the internet that say $X million dollars is not a lot of money thats life changing money"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948574291290681511) 2025-07-25 02:41:28 UTC 46.9K followers, 2260 engagements "Your first $50000 should be invested into index funds. After that its okay to put a small percentage of your portfolio towards single stocks"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947048818547052959) 2025-07-20 21:39:47 UTC 46.8K followers, 13.7K engagements "The biggest financial problem Americans face is entitlement. Everyone feels entitled to live a more luxurious life than their income can provide. Life would be way more affordable for a lot of people if they lived with their means instead of always expecting more"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1945530917549719938) 2025-07-16 17:08:11 UTC 46.8K followers, 11.3K engagements "I was able to buy a house in my late twenties because I focused on saving money in my early twenties. People are within a X year reach of any goal they want to accomplish if they work hard enough to achieve it"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947082257686024199) 2025-07-20 23:52:39 UTC 46.8K followers, 2795 engagements "Ive got about $4500 in cash sitting in my brokerage account. What stocks should I buy with this money"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948416169276211685) 2025-07-24 16:13:09 UTC 46.9K followers, 4354 engagements "A $60k salary is a lot of money. A $80k salary is a lot of money. A $100k salary is a lot of money. A $150k salary is a lot of money. Dont let the internet fool you"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944802236065874398) 2025-07-14 16:52:40 UTC 46.9K followers, 57.2K engagements "S&P XXX is at an all-time high. Bitcoin is near an all-time high. Gold is near an all-time high. Real Estate prices are near an all-time high. Asset prices arent getting any cheaper and if youre not buying them youre getting broker"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946016286812626969) 2025-07-18 01:16:52 UTC 46.8K followers, 7110 engagements "Wondering if I should convert some $GLD to Bitcoin 🤔"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1943474635204628737) 2025-07-11 00:57:15 UTC 46.8K followers, 8628 engagements "The housing market is going to crash once the government stops printing money and devaluing our dollars. Until then prices will keep going up"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947387139869532348) 2025-07-21 20:04:09 UTC 46.8K followers, 2688 engagements "Friendly reminder: most investment advisors will underperform the S&P XXX. Dont waste your money hiring one"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948034337464553708) 2025-07-23 14:55:53 UTC 46.9K followers, 4019 engagements "Investing $XXX monthly into the S&P XXX is all you need to do to become a millionaire. Theres no excuses for anyone not to retire a millionaire"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946633361406984340) 2025-07-19 18:08:54 UTC 46.9K followers, 30.5K engagements "Since becoming a home owner I have probably spent around $10000 on upgrades renovations and maintenance. Thats on top of making my monthly mortgage payment. People say renting is a waste of money but I never had to spend thousands of dollars renovating my apartment"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1944041897502122404) 2025-07-12 14:31:21 UTC 46.8K followers, 17.3K engagements "Once you reach $100000 invested into index funds its okay to start taking some more risks. Ive built a solid portfolio foundation and now Ill be taking on more growth opportunities. What stocks should I buy with my $10000"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948057886816408074) 2025-07-23 16:29:28 UTC 46.9K followers, 4083 engagements "My Roth IRA has seen some serious growth over the last few years. My main holdings in this portfolio are $GOOGL and $UNH What stocks would you add to help grow this portfolio"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948434958273442080) 2025-07-24 17:27:48 UTC 46.9K followers, 1227 engagements "Consumerism and lifestyle inflation is the main reason people are finding life so unaffordable. Blaming it on inflation is a much easier excuse instead of taking accountability"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946674802829259106) 2025-07-19 20:53:35 UTC 46.8K followers, 2537 engagements "Glad I sold some of my $GOOGL call options yesterday. Hopefully I can sell the remaining amount tomorrow before losing all of it"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948118817709675002) 2025-07-23 20:31:35 UTC 46.9K followers, 3479 engagements "If you think real estate prices are high now wait until mortgage rates go back down to X% or lower"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946186880560590917) 2025-07-18 12:34:45 UTC 46.8K followers, 7468 engagements "I own XXX Bitcoin so Im basically a millionaire right"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1943809657727840725) 2025-07-11 23:08:31 UTC 46.9K followers, 17K engagements "Boomers bought homes for $150k that theyre selling for over a million dollars. They had +20 years of an incredible bull market for stocks. They get all of their social security benefits. Now theyre complaining about paying $9000 yearly for property taxes. Give me a break"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947346106574135370) 2025-07-21 17:21:06 UTC 46.9K followers, 6688 engagements "If youre a new investor I would split my first $10000 investment between: S&P XXX Bitcoin Gold These three assets should be the foundation of a portfolio"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947622798643396738) 2025-07-22 11:40:34 UTC 46.9K followers, 39.8K engagements "@charliekirk11 Blue Collar workers will be the new class of millionaires"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947280053164728373) 2025-07-21 12:58:38 UTC 46.9K followers, 17.5K engagements "Its still possible for the average person in middle class to build wealth. S&P XXX Gold Bitcoin Real Estate Those are the assets you need to get there"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1945983297663770821) 2025-07-17 23:05:47 UTC 46.9K followers, 25.5K engagements "Convert every dollar you can to assets like Gold Stocks Bitcoin and Real Estate before its too late. As the dollar loses value these assets will increase drastically in price. When the Fed cuts rates things will get even worse"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1943466602722398346) 2025-07-11 00:25:20 UTC 46.8K followers, 9609 engagements "Investing at least XX% of your income with a XX% average return should be plenty of money to retire on in XX years. If that doesnt seem like enough you should focus on increasing your income instead of gambling for higher returns"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1946297710773960737) 2025-07-18 19:55:09 UTC 46.8K followers, 2539 engagements "Over a 20-year time period an average investor had less than a X% annual return compared to X% from the S&P XXX This is exactly why most people are better off buying $VOO and paying off debt before investing"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1948140636189995480) 2025-07-23 21:58:17 UTC 46.9K followers, 4414 engagements "Friend of mine showed me his investment portfolio that hes paying an advisor to manage. It was a hot mess of index funds. He owned every ETF you could think of. Just a crazy amount of overlap with no logic. Please please do not pay a financial advisor to do this for you"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947990479561249040) 2025-07-23 12:01:36 UTC 46.9K followers, 2822 engagements "They would never give an employee X months notice before laying them off"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1945502502385820062) 2025-07-16 15:15:16 UTC 46.9K followers, 31K engagements "Inflation has created a generation that feels like gambling is the only way for them to make it. Buying index funds just doesnt cut it for them"  [@GuyTalksFinance](/creator/x/GuyTalksFinance) on [X](/post/tweet/1947816348739830144) 2025-07-23 00:29:40 UTC 46.9K followers, 4649 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@GuyTalksFinance Finance Guy
Finance Guy posts on X about money, bitcoin, debt, stocks the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXXX -XX%
- X Month XXXXXXXXX +341%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX -XX%
Mentions: XX #
- X Week XX -XX%
- X Month XXX +192%
- X Months XXX -XX%
- X Year XXXXX -XXXX%
Followers: XXXXXX #
- X Week XXXXXX +0.42%
- X Month XXXXXX +1.50%
- X Months XXXXXX +9.90%
- X Year XXXXXX +21%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance #4570 cryptocurrencies XXXX% stocks XXXX% technology brands XXXX% automotive brands XXXX% formula 1 XXXX% countries XXXX%
Social topic influence money #2454, bitcoin 4.92%, debt #118, stocks #1217, rates 2.19%, investment #1972, dividend 1.64%, retirement #227, affordable 1.09%, $voo XXXX%
Top accounts mentioned or mentioned by @ruffinfinance @nori_nyc @smartmoneymove_ @4004t4 @luke_swanson_ @herodividend @matthew14580682 @dilksjay @drivedebtfree @lazaroinvestor @americarus2024 @anybodies76 @grok @barbellfi @stevewagsinvest @nickpeitsch @insurancebozo @loveleesfinance @slurpeeromance @daddyjax87
Top assets mentioned Bitcoin (BTC) Dave Inc. Class A Common Stock (DAVE) Alphabet Inc Class A (GOOGL) SPDR GOLD ETF (GLD) UnitedHealth Group (UNH) Bitcoin Gold (BTG) JPMorgan Chase (JPM)
Top Social Posts #
Top posts by engagements in the last XX hours
"Three years ago I started a Roth IRA account with $2000. Today that account has grown to over $10000. My year to date return is +36.7% Tax free growth is the best kind of growth"
@GuyTalksFinance on X 2025-07-22 17:49:40 UTC 46.9K followers, 3614 engagements
"@HeroDividend This guy has predicted a market crash every other week for the last two years" @GuyTalksFinance on X 2025-07-19 11:45:28 UTC 46.8K followers, 1000 engagements
"From 2019 - 2022 Austin Texas saw real estate prices increase by around +110% From the peak in 2022 - 2025 real estate prices have dropped around -XX% This is not a real estate market crash this is a buying opportunity" @GuyTalksFinance on X 2025-07-17 12:20:50 UTC 46.9K followers, 3417 engagements
"1. Pay off all consumer debt smallest to largest. X. Invest at least XX% of your income into index funds. X. Stay employed and avoid consumer debt. These are the three basic steps anyone needs to succeed financially its not complicated" @GuyTalksFinance on X 2025-07-23 17:21:56 UTC 46.9K followers, 3405 engagements
"Breakdown of a $70000 yearly salary: Monthly Gross Income: $5833 Taxes: $XXX Health insurance: $XXX 401k contributions: $1166 Thats $3148/month left over for Rent Groceries Phone and whatever life necessities someone has. This is plenty of money for someone to live comfortably on and retire as a multi-millionaire" @GuyTalksFinance on X 2025-07-16 01:47:30 UTC 46.9K followers, 23.5K engagements
"The WNBA is proof that the female wage gap is a myth" @GuyTalksFinance on X 2025-07-20 12:07:26 UTC 46.8K followers, 3365 engagements
"@BarbellFi I would only do a small percentage into Bitcoin depending on risk tolerance. Im definitely not a big fan of Bitcoin but passing on returns would be silly" @GuyTalksFinance on X 2025-07-22 16:17:02 UTC 46.9K followers, XXX engagements
"Starbucks baristas demanding a $XX minimum wage" @GuyTalksFinance on X 2025-07-20 13:26:35 UTC 46.9K followers, 4822 engagements
"In September of 2024 people were telling me not to buy a house. They were telling me to wait for Donald Trump to lower interest rates and make housing more affordable. Since then interest rates have gone up and home prices have stayed flat or increased. Moral of the story: do whats best for you. dont listen to people trying to predict the market" @GuyTalksFinance on X 2025-07-22 00:42:01 UTC 46.8K followers, 2715 engagements
"If you drive a Honda Civic but have $250k invested into the S&P XXX people think youre broke. If you drive a Mercedes with zero dollars invested and a bunch of debt people think youre rich" @GuyTalksFinance on X 2025-07-14 13:02:04 UTC 46.9K followers, 49.3K engagements
"One year returns: $VOO: +14.8% $SCHD: +4.1% The S&P XXX is outperforming by over two years of dividend income" @GuyTalksFinance on X 2025-07-22 22:27:46 UTC 46.9K followers, 11.5K engagements
"A $100000 yearly salary is half of a million dollars after X years. If youre smart with this money it can easily turn you into a multi-millionaire" @GuyTalksFinance on X 2025-07-21 12:17:09 UTC 46.8K followers, 5686 engagements
"@Cobratate Youre rich not wealthy. A wealthy person would be spending their time and money to be with family. All you have is money not wealth thats why youre looking for things to buy like a child" @GuyTalksFinance on X 2025-07-22 20:07:30 UTC 46.9K followers, 100.7K engagements
"You can build wealth by dollar cost averaging into the S&P XXX. You can build wealth by dollar cost averaging into Bitcoin. You can build wealth by dollar cost averaging into Gold. All of these are good options to build wealth make sure youre buying at least one of them" @GuyTalksFinance on X 2025-07-18 13:14:12 UTC 46.8K followers, 5336 engagements
"Today is my 30th Birthday 🎉 What financial advice would you give me to follow for the next twenty years" @GuyTalksFinance on X 2025-07-24 15:00:11 UTC 46.9K followers, 7121 engagements
"My biggest financial accomplishments by the age of 30: Reached a net worth of $200000. Paid off all of my consumer debt. Purchased my first home. Im excited to see what other financial goals I can accomplish while in my thirties" @GuyTalksFinance on X 2025-07-24 20:01:25 UTC 46.9K followers, 10.6K engagements
"Before buying a home X. Pay off all debt including student loans. X. Have a X month emergency fund saved. X. Can invest XX% of your income for retirement after mortgage payments. X. Plan to spend an extra $500+ per month on unexpected repairs and renovations. X. Will be happy living in the home and area for at least X years before moving. Following these steps will make sure that buying a home is a blessing not a curse for you" @GuyTalksFinance on X 2025-07-13 12:40:12 UTC 46.8K followers, 9499 engagements
"The less debt someone has the more freedom they have to take risks. Someone is more likely to stay invested into the stock market or find a new job if theyre debt free. The freedom of being debt free is unmatched" @GuyTalksFinance on X 2025-07-24 01:34:32 UTC 46.9K followers, 2686 engagements
"The stock market is at an all time high image whats going to happen when they finally cut interest rates" @GuyTalksFinance on X 2025-07-15 00:12:06 UTC 46.8K followers, 17.7K engagements
"One Year Returns: S&P 500: +13% Bitcoin: +105% Gold: +44% Must be tough being a young dividend investor watching this growth fly by. Total Return Dividends" @GuyTalksFinance on X 2025-07-13 19:32:23 UTC 46.9K followers, 76.7K engagements
"The housing market crash is on pause until further notice" @GuyTalksFinance on X 2025-07-23 15:57:17 UTC 46.9K followers, 3275 engagements
"Dave Ramsey offers the best financial advice for most people to follow. Someone following his advice will end up being XX years old with a paid off house and million dollar retirement portfolio. Thats a pretty good scenario for a lot of people" @GuyTalksFinance on X 2025-07-25 12:10:39 UTC 46.9K followers, 3620 engagements
"New investors should always pay off their consumer debt before starting to invest" @GuyTalksFinance on X 2025-07-22 23:42:12 UTC 46.9K followers, 3766 engagements
"From 2020 - 2024 I was able to turn my $25000 investment into nearly $200000. Now Ill be growing my $10000 portfolio to $25000. The best part is it will be all tax free" @GuyTalksFinance on X 2025-07-23 18:50:22 UTC 46.9K followers, 2581 engagements
"Im not saying boomers didnt work hard to get what they have. I am saying they didnt have to work nearly as hard as the current generation does. Boomers coasted by life then retired millionaires. Things werent so bad for them" @GuyTalksFinance on X 2025-07-21 19:14:42 UTC 46.8K followers, 7434 engagements
"Dave Ramsey offers the best financial advice for most people to follow. Someone following his advice will end up being XX years old with a paid off house and multi-million dollar retirement portfolio. Thats a pretty good scenario for a lot of people" @GuyTalksFinance on X 2025-07-25 12:02:47 UTC 46.9K followers, XXX engagements
"A dividend payment does not create any wealth it just transfers money from one hand to another. Imagine the stock you own is a wallet with money inside when a company pays a dividend its like taking cash out of the wallet. The amount of cash in your hand but the value of your wallet (stock) goes down. You havent created new money you just moved money around" @GuyTalksFinance on X 2025-07-13 21:47:21 UTC 46.8K followers, 28.5K engagements
"Most people have a spending problem that they confuse with an income problem. The truth is $70k yearly is plenty of money for most people to live comfortably on" @GuyTalksFinance on X 2025-07-15 14:36:14 UTC 46.8K followers, 13.6K engagements
"These people have a spending problem not an income problem" @GuyTalksFinance on X 2025-07-20 01:28:07 UTC 46.8K followers, 4349 engagements
"I got paid $XX for two weeks worth of posting on X Thats $XXX per month. If invested into the S&P XXX every month this money will grow to $284000 when Im ready to retire. Thats a quarter million dollars for just posting on social media" @GuyTalksFinance on X 2025-07-19 22:52:06 UTC 46.9K followers, 3318 engagements
"The median household net worth in the United States is $192000. Dont be fooled by people on the internet that say $X million dollars is not a lot of money thats life changing money" @GuyTalksFinance on X 2025-07-25 02:41:28 UTC 46.9K followers, 2260 engagements
"Your first $50000 should be invested into index funds. After that its okay to put a small percentage of your portfolio towards single stocks" @GuyTalksFinance on X 2025-07-20 21:39:47 UTC 46.8K followers, 13.7K engagements
"The biggest financial problem Americans face is entitlement. Everyone feels entitled to live a more luxurious life than their income can provide. Life would be way more affordable for a lot of people if they lived with their means instead of always expecting more" @GuyTalksFinance on X 2025-07-16 17:08:11 UTC 46.8K followers, 11.3K engagements
"I was able to buy a house in my late twenties because I focused on saving money in my early twenties. People are within a X year reach of any goal they want to accomplish if they work hard enough to achieve it" @GuyTalksFinance on X 2025-07-20 23:52:39 UTC 46.8K followers, 2795 engagements
"Ive got about $4500 in cash sitting in my brokerage account. What stocks should I buy with this money" @GuyTalksFinance on X 2025-07-24 16:13:09 UTC 46.9K followers, 4354 engagements
"A $60k salary is a lot of money. A $80k salary is a lot of money. A $100k salary is a lot of money. A $150k salary is a lot of money. Dont let the internet fool you" @GuyTalksFinance on X 2025-07-14 16:52:40 UTC 46.9K followers, 57.2K engagements
"S&P XXX is at an all-time high. Bitcoin is near an all-time high. Gold is near an all-time high. Real Estate prices are near an all-time high. Asset prices arent getting any cheaper and if youre not buying them youre getting broker" @GuyTalksFinance on X 2025-07-18 01:16:52 UTC 46.8K followers, 7110 engagements
"Wondering if I should convert some $GLD to Bitcoin 🤔" @GuyTalksFinance on X 2025-07-11 00:57:15 UTC 46.8K followers, 8628 engagements
"The housing market is going to crash once the government stops printing money and devaluing our dollars. Until then prices will keep going up" @GuyTalksFinance on X 2025-07-21 20:04:09 UTC 46.8K followers, 2688 engagements
"Friendly reminder: most investment advisors will underperform the S&P XXX. Dont waste your money hiring one" @GuyTalksFinance on X 2025-07-23 14:55:53 UTC 46.9K followers, 4019 engagements
"Investing $XXX monthly into the S&P XXX is all you need to do to become a millionaire. Theres no excuses for anyone not to retire a millionaire" @GuyTalksFinance on X 2025-07-19 18:08:54 UTC 46.9K followers, 30.5K engagements
"Since becoming a home owner I have probably spent around $10000 on upgrades renovations and maintenance. Thats on top of making my monthly mortgage payment. People say renting is a waste of money but I never had to spend thousands of dollars renovating my apartment" @GuyTalksFinance on X 2025-07-12 14:31:21 UTC 46.8K followers, 17.3K engagements
"Once you reach $100000 invested into index funds its okay to start taking some more risks. Ive built a solid portfolio foundation and now Ill be taking on more growth opportunities. What stocks should I buy with my $10000" @GuyTalksFinance on X 2025-07-23 16:29:28 UTC 46.9K followers, 4083 engagements
"My Roth IRA has seen some serious growth over the last few years. My main holdings in this portfolio are $GOOGL and $UNH What stocks would you add to help grow this portfolio" @GuyTalksFinance on X 2025-07-24 17:27:48 UTC 46.9K followers, 1227 engagements
"Consumerism and lifestyle inflation is the main reason people are finding life so unaffordable. Blaming it on inflation is a much easier excuse instead of taking accountability" @GuyTalksFinance on X 2025-07-19 20:53:35 UTC 46.8K followers, 2537 engagements
"Glad I sold some of my $GOOGL call options yesterday. Hopefully I can sell the remaining amount tomorrow before losing all of it" @GuyTalksFinance on X 2025-07-23 20:31:35 UTC 46.9K followers, 3479 engagements
"If you think real estate prices are high now wait until mortgage rates go back down to X% or lower" @GuyTalksFinance on X 2025-07-18 12:34:45 UTC 46.8K followers, 7468 engagements
"I own XXX Bitcoin so Im basically a millionaire right" @GuyTalksFinance on X 2025-07-11 23:08:31 UTC 46.9K followers, 17K engagements
"Boomers bought homes for $150k that theyre selling for over a million dollars. They had +20 years of an incredible bull market for stocks. They get all of their social security benefits. Now theyre complaining about paying $9000 yearly for property taxes. Give me a break" @GuyTalksFinance on X 2025-07-21 17:21:06 UTC 46.9K followers, 6688 engagements
"If youre a new investor I would split my first $10000 investment between: S&P XXX Bitcoin Gold These three assets should be the foundation of a portfolio" @GuyTalksFinance on X 2025-07-22 11:40:34 UTC 46.9K followers, 39.8K engagements
"@charliekirk11 Blue Collar workers will be the new class of millionaires" @GuyTalksFinance on X 2025-07-21 12:58:38 UTC 46.9K followers, 17.5K engagements
"Its still possible for the average person in middle class to build wealth. S&P XXX Gold Bitcoin Real Estate Those are the assets you need to get there" @GuyTalksFinance on X 2025-07-17 23:05:47 UTC 46.9K followers, 25.5K engagements
"Convert every dollar you can to assets like Gold Stocks Bitcoin and Real Estate before its too late. As the dollar loses value these assets will increase drastically in price. When the Fed cuts rates things will get even worse" @GuyTalksFinance on X 2025-07-11 00:25:20 UTC 46.8K followers, 9609 engagements
"Investing at least XX% of your income with a XX% average return should be plenty of money to retire on in XX years. If that doesnt seem like enough you should focus on increasing your income instead of gambling for higher returns" @GuyTalksFinance on X 2025-07-18 19:55:09 UTC 46.8K followers, 2539 engagements
"Over a 20-year time period an average investor had less than a X% annual return compared to X% from the S&P XXX This is exactly why most people are better off buying $VOO and paying off debt before investing" @GuyTalksFinance on X 2025-07-23 21:58:17 UTC 46.9K followers, 4414 engagements
"Friend of mine showed me his investment portfolio that hes paying an advisor to manage. It was a hot mess of index funds. He owned every ETF you could think of. Just a crazy amount of overlap with no logic. Please please do not pay a financial advisor to do this for you" @GuyTalksFinance on X 2025-07-23 12:01:36 UTC 46.9K followers, 2822 engagements
"They would never give an employee X months notice before laying them off" @GuyTalksFinance on X 2025-07-16 15:15:16 UTC 46.9K followers, 31K engagements
"Inflation has created a generation that feels like gambling is the only way for them to make it. Buying index funds just doesnt cut it for them" @GuyTalksFinance on X 2025-07-23 00:29:40 UTC 46.9K followers, 4649 engagements