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# ![@GuyTalksFinance Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1363011694952394752.png) @GuyTalksFinance Finance Guy

Finance Guy posts on X about bitcoin, money, housing market, retirement the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/twitter::1363011694952394752/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1363011694952394752/c:line/m:interactions.svg)

- X Week XXXXXXX +264%
- X Month XXXXXXXXX +348%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::1363011694952394752/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1363011694952394752/c:line/m:posts_active.svg)

- X Week XX +108%
- X Month XXX +25%
- X Months XXX -XX%
- X Year XXXXX -XX%

### Followers: XXXXXX [#](/creator/twitter::1363011694952394752/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1363011694952394752/c:line/m:followers.svg)

- X Week XXXXXX +0.88%
- X Month XXXXXX +2%
- X Months XXXXXX +9.70%
- X Year XXXXXX +20%

### CreatorRank: XXXXXX [#](/creator/twitter::1363011694952394752/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1363011694952394752/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1363011694952394752/influence)
---

**Social category influence**
[finance](/list/finance)  #3494 [cryptocurrencies](/list/cryptocurrencies)  #154 [currencies](/list/currencies)  XXXX% [stocks](/list/stocks)  XXXX%

**Social topic influence**
[bitcoin](/topic/bitcoin) #76, [money](/topic/money) #4262, [housing market](/topic/housing-market) #60, [retirement](/topic/retirement) #736, [debt](/topic/debt) #194, [investment](/topic/investment) #745, [over the](/topic/over-the) #2757, [affordable](/topic/affordable) 0.26%, [stocks](/topic/stocks) #845, [$150k](/topic/$150k) #44

**Top accounts mentioned or mentioned by**
[@adrianviewpoint](/creator/undefined) [@saylor_btracker](/creator/undefined) [@dj_highharry](/creator/undefined) [@sullymichaelvan](/creator/undefined) [@dividendescape](/creator/undefined) [@glen_nqdc](/creator/undefined) [@grok](/creator/undefined) [@thedivengineer](/creator/undefined) [@darrelltalksfi](/creator/undefined) [@moderndayinves](/creator/undefined) [@herodividend](/creator/undefined) [@rockets4all2](/creator/undefined) [@thewealthmill](/creator/undefined) [@themrshodl](/creator/undefined) [@aastack](/creator/undefined) [@fortwaynecpa](/creator/undefined) [@chrisdrz](/creator/undefined) [@thercn10](/creator/undefined) [@charliesinvests](/creator/undefined) [@perrywelch16](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [Dave Inc. Class A Common Stock (DAVE)](/topic/$dave) [Fidelity BTC Trust (FBTC)](/topic/$fbtc) [SPDR GOLD ETF (GLD)](/topic/$gld)
### Top Social Posts [#](/creator/twitter::1363011694952394752/posts)
---
Top posts by engagements in the last XX hours

"@0xReflection Waiting to buy a house has never been a good idea. Theres only been X major housing market crashes in the last XXX years. Youre going to be waiting a while"  
[X Link](https://x.com/GuyTalksFinance/status/1978867019555504144) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-16T16:53Z 49.4K followers, 27.3K engagements


"If you cant pay your workers a livable wage and rely on customers to tip dont open a restaurant"  
[X Link](https://x.com/GuyTalksFinance/status/1975716112177525088) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-08T00:13Z 48.5K followers, 10.9K engagements


"Ive never met a single wealthy person that doesnt work at XX. From mega rich ultra-millionaires that live in the Hamptons to everyday working class millionaires all of them work. The richer they are the more they work. None of them sit back and play golf all day"  
[X Link](https://x.com/GuyTalksFinance/status/1978159104523689994) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-14T18:00Z 48.3K followers, 8738 engagements


"@Antonio82687742 Minimum wage should be $0"  
[X Link](https://x.com/GuyTalksFinance/status/1978483004587549176) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-15T15:28Z 48.4K followers, 1011 engagements


"Renting is a better financial decision compared to owning for most people"  
[X Link](https://x.com/GuyTalksFinance/status/1978592948519309446) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-15T22:44Z 48.3K followers, 1917 engagements


"Have I committed a crime in the Bitcoin community"  
[X Link](https://x.com/GuyTalksFinance/status/1979564225036157196) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T15:04Z 48.5K followers, XXX engagements


"Year to Date Returns: Gold: +60.9% Bitcoin: +18.9%"  
[X Link](https://x.com/GuyTalksFinance/status/1978637210770432367) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-16T01:40Z 49.4K followers, 5580 engagements


"@mikealfred A few months ago you said Gold topped. Since then: Gold: +25% Bitcoin: +12%"  
[X Link](https://x.com/GuyTalksFinance/status/1979308847836635580) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T22:09Z 49.4K followers, 1872 engagements


"@EducatingBTC Tough love is part of the journey 🫡"  
[X Link](https://x.com/GuyTalksFinance/status/1979739021501985133) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T02:38Z 49.4K followers, 1930 engagements


"@Finding_53 I wish. I need more money to buy more Bitcoin"  
[X Link](https://x.com/GuyTalksFinance/status/1979739384846176457) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T02:40Z 49.4K followers, XXX engagements


"Housing isnt unaffordable. you just dont want to commute XX minutes to work. Rent isnt overpriced. you just want to live in the heart of the city. Inflation isnt stealing your money. you spend $500/month on tv subscriptions. People have become entitled into thinking they deserve to live a certain lifestyle when they dont"  
[X Link](https://x.com/GuyTalksFinance/status/1978248573075509745) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-14T23:56Z 49.4K followers, 37.2K engagements


"Was just browsing Zillow for fun. Noticed the house I grew up in is listed for $X million dollars with $20k/yearly property taxes. The middle-class neighborhood I grew up in now cost a million dollars to live in"  
[X Link](https://x.com/GuyTalksFinance/status/1979304038811447461) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T21:50Z 49.4K followers, 28.5K engagements


"How to build wealth: Buy Gold Buy Stocks Buy Bitcoin Buy Real Estate Convert your dollars to assets"  
[X Link](https://x.com/GuyTalksFinance/status/1979542723922178286) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T13:38Z 49.4K followers, 27.9K engagements


"Went from this -- to this:"  
[X Link](https://x.com/GuyTalksFinance/status/1979673132798771542) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T22:17Z 49.4K followers, 145.1K engagements


"@TheBTCTherapist Thanks for accepting me despite my past hate 🫡"  
[X Link](https://x.com/GuyTalksFinance/status/1979696529368891583) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T23:50Z 49.4K followers, 2234 engagements


"@drstevenvet Id rather have my initial views be proven wrong and make a bunch of money of my investment. Also Ive had a massive lack in faith of USD and dont see the situation getting better. Gold and Bitcoin seems to be the only alternatives"  
[X Link](https://x.com/GuyTalksFinance/status/1979712274739896399) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T00:52Z 49.4K followers, 3588 engagements


"1. Devalued dollar and increasing debt with no talks of a solution. X. Id rather be wrong and make money than be right and have a Venezuela style economy X. I like Gold so if Bitcoin is digital gold Ill be a part of that. I still dont like how it was created by an unknown entity and at some point it can become a financial disaster"  
[X Link](https://x.com/GuyTalksFinance/status/1979743042698445286) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T02:54Z 49.4K followers, 1225 engagements


"@SullyMichaelvan When Bitcoin goes through big swings down and doesnt collapse I have to start thinking to myself maybe Im wrong"  
[X Link](https://x.com/GuyTalksFinance/status/1979893789721583915) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T12:53Z 49.4K followers, 1177 engagements


"Im XX years old. I just bought a house. I have $100000 invested for retirement. I have zero debt outside of my mortgage. I have a six month emergency fund in cash Imagine not liking me then seeing me complete all of the financial accomplishments you want. Tough day to be a hater"  
[X Link](https://x.com/GuyTalksFinance/status/1975654802949611672) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-07T20:09Z 48.9K followers, 36.3K engagements


"What happened to the housing market crash that everyone was predicting last year Over the last year real estate prices have increased nationwide plus interest rates are dropping. Waiting to buy a house has always been a bad idea"  
[X Link](https://x.com/GuyTalksFinance/status/1975898113308332499) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-08T12:16Z 49K followers, 5985 engagements


"So you started buying dividend stocks at twenty years old Yes Dave Because you wanted to collect passive income Absolutely right Dave And you did this instead of doubling your money with growth index funds What about the dividend income Dave"  
[X Link](https://x.com/GuyTalksFinance/status/1975927370121982088) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-08T14:12Z 48.9K followers, 31K engagements


"A close friend of mine is an electrician for the local union. He gets paid $65/hour in his pocket. Then an extra $65/hour goes towards benefits. Hes making over $1800/week after taxes. On top of that he gets an employer funded annuity 401k contributions pension and health insurance. Trade workers are getting paid great money. Dont listen to people that talk down on these jobs"  
[X Link](https://x.com/GuyTalksFinance/status/1976402925879705923) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-09T21:42Z 48.9K followers, 14.5K engagements


"@AndySwan I would go as far as to say one person making $150k can support a family of four with a reasonable middle class lifestyle"  
[X Link](https://x.com/GuyTalksFinance/status/1978859932670668839) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-16T16:25Z 48.8K followers, XXX engagements


"@stockboildown They will rent in the affordable housing built by the city in apartment buildings for a high cost or rent from people that own multiple homes inherited by boomer parents. Whats going to make the housing market crash"  
[X Link](https://x.com/GuyTalksFinance/status/1978992918984618210) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T01:14Z 48.8K followers, XXX engagements


"Friendly reminder: the stock market and real estate market are not in a bubble just because random strangers online say they are. Asset prices can continue increasing for years before any type of correction happens. Dont miss out on gains because people are spreading fear"  
[X Link](https://x.com/GuyTalksFinance/status/1978979103563809271) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T00:19Z 49.4K followers, 4816 engagements


"My favorite investment strategy is to index fund and chill. $VOO S&P XXX $GLD Gold $FBTC Bitcoin Are my top picks"  
[X Link](https://x.com/GuyTalksFinance/status/1979587197075681292) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T16:35Z 49.4K followers, 17.2K engagements


"@themrshodl @carlinpenner @AAStack Ive been exiled"  
[X Link](https://x.com/GuyTalksFinance/status/1979678714972741980) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T22:39Z 49.4K followers, XXX engagements


"Theres things I understand and like. Theres things I understand and dont like. Theres things I dont understand and not sure I need or want to understand at the moment. Mainly I know the current situation with the dollar is not sustainable. Maybe Bitcoin or Gold is the alternative"  
[X Link](https://x.com/GuyTalksFinance/status/1979679369132900728) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T22:41Z 49.4K followers, 1874 engagements


"@Tech_Fizz_ Im already setup with funds in my brokerage account. For me its just way easier to buy in my Fidelity account"  
[X Link](https://x.com/GuyTalksFinance/status/1979681500552671381) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T22:50Z 49.4K followers, XXX engagements


"Talking to an older guy today that was telling how he will be retiring at the end of the year. I asked him if him and his wife had any special retirement plans. He said: She doesnt have enough money saved to retire yet so Ill be traveling without her. I cant imagine retiring and traveling without my wife while shes stuck working. This is what happens when married couples dont combine finances"  
[X Link](https://x.com/GuyTalksFinance/status/1977892000041939174) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-14T00:19Z 49.3K followers, 25.8K engagements


"No mortgage no car payment no credit card debt. Being debt free is the ultimate flex make this your financial goal"  
[X Link](https://x.com/GuyTalksFinance/status/1978104416755417404) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-14T14:23Z 49.4K followers, 2889 engagements


"Making $75000 - $100000 yearly is plenty of money for most people to live a reasonable lifestyle with. With this income you can: rent a nice apartment or own a home in a LCOL area. take two big yearly vacations. invest for retirement. eat out frequently. This is a nice lifestyle for a middle class person. Anything more is a luxury of upper-middle class"  
[X Link](https://x.com/GuyTalksFinance/status/1978563129169862942) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-15T20:46Z 49.4K followers, 9053 engagements


"A $150k yearly salary is still a comfortable yearly income for a household despite what people on social media say"  
[X Link](https://x.com/GuyTalksFinance/status/1978854818434183290) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-16T16:05Z 49.4K followers, 17.8K engagements


"Over the last 100-years theres only been X major housing market crashes. Waiting for the next crash to buy is a bad idea. Youre going to be waiting a while"  
[X Link](https://x.com/GuyTalksFinance/status/1978883041045975356) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-16T17:57Z 49.4K followers, 2325 engagements


"In the past whenever Bitcoin dropped like this I would make fun of it being a store of value I would think this would finally be the time Bitcoin would collapse. I was wrong every time. So this time Im using the drop as a buying opportunity"  
[X Link](https://x.com/GuyTalksFinance/status/1979165189338538215) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T12:38Z 49.4K followers, 444.4K engagements


"@TheWealthMill Nah I still think Bitcoin maxis like Saylor and others on here are still crazy"  
[X Link](https://x.com/GuyTalksFinance/status/1979199838240559498) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T14:56Z 49.4K followers, 10K engagements


"If I were making an income of $150k/yearly or more Id tell my wife to quit working full time and to get a part time job instead. Its crazy to me that some people value money over happiness"  
[X Link](https://x.com/GuyTalksFinance/status/1979248987203916281) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T18:11Z 49.4K followers, 4039 engagements


"@adrianviewpoint Fully agree"  
[X Link](https://x.com/GuyTalksFinance/status/1979312497069797767) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-17T22:24Z 49.4K followers, 8659 engagements


"Crazy to me that restaurants are still packed even though going out to dinner cost $100/hour"  
[X Link](https://x.com/GuyTalksFinance/status/1979363572213023092) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T01:47Z 49.4K followers, 4536 engagements


"@SullyMichaelvan Appreciate it 🫡"  
[X Link](https://x.com/GuyTalksFinance/status/1979376111923408922) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T02:36Z 49.4K followers, 8757 engagements


"@real_MikeBarnes I think $70k is a good income for most of the country. It was a good enough income for me to save money to buy a home not too far from where I grew up. If you want to live in Manhattan or LA it might not be enough but thats not how I look at things"  
[X Link](https://x.com/GuyTalksFinance/status/1979525648847675760) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T12:31Z 49.4K followers, 1420 engagements


"@BitcoinIsaiah @adrianviewpoint I think this goes to what adrian is saying. I look at Bitcoin as more of an investment over anything else. Hopefully whatever it is just gets adopted further because what we have is clearly not working"  
[X Link](https://x.com/GuyTalksFinance/status/1979532885779746875) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T12:59Z 49.4K followers, XXX engagements


"@AAStack @themrshodl Definitely"  
[X Link](https://x.com/GuyTalksFinance/status/1979611703425052752) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T18:13Z 49.4K followers, 50.2K engagements


"@BitcoinUndisc What percentage should I"  
[X Link](https://x.com/GuyTalksFinance/status/1979613711485882449) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T18:21Z 49.4K followers, 1979 engagements


"@SullyMichaelvan Appreciating all of the positive feedback 🫡"  
[X Link](https://x.com/GuyTalksFinance/status/1979631641913069828) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T19:32Z 49.4K followers, XXX engagements


"@themrshodl @knightseek @AAStack Haha exactly. At the moment Im comfortable buying in my retirement account through fidelity. As I get more comfortable I might open a wallet but its just a more complicated process"  
[X Link](https://x.com/GuyTalksFinance/status/1979654813517492363) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T21:04Z 49.3K followers, XXX engagements


"@nobrainflip Over the last XXX years theres only been X major housing market crashes. Waiting to buy a house has always been a bad idea. Also trust me bro is not the advice you want when it comes to buying a house"  
[X Link](https://x.com/GuyTalksFinance/status/1979680077471510684) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-18T22:44Z 49.4K followers, 2203 engagements


"@TheJakeHanna @saifedean Is there an audio version available"  
[X Link](https://x.com/GuyTalksFinance/status/1979710595441291539) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T00:46Z 49.4K followers, 1065 engagements


"@Jay_Sea_Btc Yeah"  
[X Link](https://x.com/GuyTalksFinance/status/1979713406140928494) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T00:57Z 49.4K followers, 2449 engagements


"Shes a 10/10 But wont Bitcoin and Chill Dump her"  
[X Link](https://x.com/GuyTalksFinance/status/1979732085364642212) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T02:11Z 49.4K followers, 16.4K engagements


"Why did you change your views on Bitcoin Because of this:"  
[X Link](https://x.com/GuyTalksFinance/status/1979887017795199338) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T12:27Z 49.4K followers, 58.9K engagements


"@MarcusBurelius Sell everything to buy Bitcoin Never 😅"  
[X Link](https://x.com/GuyTalksFinance/status/1979893984375038381) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T12:54Z 49.4K followers, XXX engagements


"U.S. national debt just hit another record high. If you needed a reason to buy Gold & Bitcoin there it is"  
[X Link](https://x.com/GuyTalksFinance/status/1979915118898020754) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T14:18Z 49.4K followers, 7971 engagements


"@darrelltalksfi XXX% chance Bitcoin and Gold go higher because of it"  
[X Link](https://x.com/GuyTalksFinance/status/1979974868616487327) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T18:16Z 49.4K followers, XX engagements


"@MrNQDC Volatility Risk"  
[X Link](https://x.com/GuyTalksFinance/status/1979975239988609246) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T18:17Z 49.4K followers, XXX engagements


"Theres X% chance the government pays off the national debt. Theres XXX% chance the debt overload causes Bitcoin and Gold to go higher and higher"  
[X Link](https://x.com/GuyTalksFinance/status/1979977045959458925) [@GuyTalksFinance](/creator/x/GuyTalksFinance) 2025-10-19T18:24Z 49.4K followers, 8096 engagements