[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @GHadjia George Hadjia George Hadjia posts on X about $fico, $snps, $par, $googl the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours. ### Engagements: XXX [#](/creator/twitter::719356127742263300/interactions)  - X Week XXXXXX -XX% - X Month XXXXXX -XX% - X Months XXXXXXX -XX% - X Year XXXXXXX -XX% ### Mentions: XX [#](/creator/twitter::719356127742263300/posts_active)  - X Week XX -XX% - X Month XX +42% - X Months XXX +10% - X Year XXX +8.60% ### Followers: XXXXXX [#](/creator/twitter::719356127742263300/followers)  - X Week XXXXXX +0.15% - X Month XXXXXX +0.46% - X Months XXXXXX +6% - X Year XXXXXX +17% ### CreatorRank: XXXXXXXXX [#](/creator/twitter::719356127742263300/influencer_rank)  ### Social Influence [#](/creator/twitter::719356127742263300/influence) --- **Social category influence** [stocks](/list/stocks) XXXXX% [cryptocurrencies](/list/cryptocurrencies) XXXX% [technology brands](/list/technology-brands) XXXX% [finance](/list/finance) XXXX% **Social topic influence** [$fico](/topic/$fico) #14, [$snps](/topic/$snps) #16, [$par](/topic/$par) #7, [$googl](/topic/$googl) 4.62%, [$efx](/topic/$efx) #7, [over the](/topic/over-the) 3.08%, [fico](/topic/fico) #32, [$asml](/topic/$asml) #103, [asml](/topic/asml) #222, [signals](/topic/signals) XXXX% **Top accounts mentioned or mentioned by** [@itsdanielwu](/creator/undefined) [@joinyellowbrick](/creator/undefined) [@zappadappadu](/creator/undefined) [@bchesky](/creator/undefined) [@compoundpapi](/creator/undefined) [@scobleizer](/creator/undefined) [@orthonormalist](/creator/undefined) [@thelonghappy](/creator/undefined) [@rudenokav](/creator/undefined) [@thelongaj](/creator/undefined) [@nocapcapital5](/creator/undefined) [@uzocapital](/creator/undefined) [@b3i_insights](/creator/undefined) [@attaboytales](/creator/undefined) [@foldedthronecap](/creator/undefined) [@pettiford_matt](/creator/undefined) [@nickdavisnz](/creator/undefined) [@invest091](/creator/undefined) [@parvenucapital](/creator/undefined) [@aggie_cio](/creator/undefined) **Top assets mentioned** [Fair Isaac, Corp. (FICO)](/topic/$fico) [Synopsys, Inc. (SNPS)](/topic/$snps) [Parachute (PAR)](/topic/$par) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [Effect.AI (EFX)](/topic/$efx) [Apple, Inc. (AAPL)](/topic/$aapl) [NVIDIA Corp. (NVDA)](/topic/$nvda) [Alibaba Group (BABA)](/topic/$baba) ### Top Social Posts [#](/creator/twitter::719356127742263300/posts) --- Top posts by engagements in the last XX hours "$EFX decision to price VantageScore at $XXXX for the next two years is actually bullish for $FICO. It signals that Equifax has limited levers to counter FICOs direct-licensing push. The main risks were" [X Link](https://x.com/GHadjia/status/1975705394568962355) [@GHadjia](/creator/x/GHadjia) 2025-10-07T23:30Z 10.1K followers, 9884 engagements "$EFX is pricing VS only $XXXX less than $FICOs cost under this performance-based model. This wont be nearly enough to drive adoption of VS particularly when given the risk of higher loan losses and/or a risk premium required by MBS mkt when VS-scored loans are securitised" [X Link](https://x.com/GHadjia/status/1975705407286124995) [@GHadjia](/creator/x/GHadjia) 2025-10-07T23:30Z 10.1K followers, 1766 engagements "Overall this looks like a strategically smart move by $FICO that could result in a step function change in growth that the market hasnt fully appreciated yet" [X Link](https://x.com/GHadjia/status/1975705409353883854) [@GHadjia](/creator/x/GHadjia) 2025-10-07T23:30Z 10.1K followers, 1678 engagements "The Bristlemoon Global Fund returned XXX percent for the September 2025 quarter with a XXX percent return for the month of September 2025 net of fees. For the fifteen-month period since inception the Fund has produced a cumulative XXXX percent return net of fees" [X Link](https://x.com/GHadjia/status/1976381314262827135) [@GHadjia](/creator/x/GHadjia) 2025-10-09T20:16Z 10.1K followers, 8435 engagements "$PAR was a material detractor to our performance in the qtr given the stock fell XX% in the span of X months. We detail why we still believe the future is bright for PAR" [X Link](https://x.com/GHadjia/status/1976381350363136197) [@GHadjia](/creator/x/GHadjia) 2025-10-09T20:16Z 10.1K followers, XXX engagements "The FICO Score very much is not just a number referenced by lenders but is integral to the plumbing of the U.S. mortgage system in a way that makes the score very sticky. This has supported an aggressive pricing strategy that carries wonderful economics" [X Link](https://x.com/GHadjia/status/1966253120247443783) [@GHadjia](/creator/x/GHadjia) 2025-09-11T21:30Z 10.1K followers, 2155 engagements "2) the CRAs withholding credit-file data from resellers (the probability of them doing this probably rounds down to zero given anti-trust risks)" [X Link](https://x.com/GHadjia/status/1975705398922649805) [@GHadjia](/creator/x/GHadjia) 2025-10-07T23:30Z 10.1K followers, XXX engagements "We detail the headwinds facing $SNPS in our letter and estimate that they only effect FY25 and FY26 earnings by mid-teens % vs. the -XX% stock price reaction which seemed like a significant overreaction to us" [X Link](https://x.com/GHadjia/status/1976381348161245279) [@GHadjia](/creator/x/GHadjia) 2025-10-09T20:16Z 10.1K followers, XXX engagements "Bristlemoon just published a 16k+ word report on $FICO the credit score monopolist that has increased its mortgage scores prices by XXX% over the last three years. We explore how entrenched FICO is in the US credit ecosystem and whether the company still has pricing power" [X Link](https://x.com/GHadjia/status/1966253118276120764) [@GHadjia](/creator/x/GHadjia) 2025-09-11T21:30Z 10.1K followers, 37.2K engagements "The new direct licensing program from $FICO is a HUGE change whereby resellers can calculate and distribute FICO Scores directly to customers. Both pricing models announced by FICO represent a price increase. FICO introduced a new performance model whereby it will receive a $XXXX royalty (which is a XX% reduction in average score fees into the tri-merge resellers due to the elimination of the credit bureau markup). In addition there's a funded loan fee of $XX per borrower per score when a FICO-secured loan is closed. It's thus a success-based model whereby FICO is paid a higher fee but only" [X Link](https://x.com/GHadjia/status/1973727880514597110) [@GHadjia](/creator/x/GHadjia) 2025-10-02T12:32Z 10.1K followers, 11.1K engagements "Probably worth reposting this today given the news. We break out the FICO and credit bureau economics for a typical credit report in granular detail. It provides a helpful framework for understanding the implications of the recent $FICO announcement" [X Link](https://x.com/GHadjia/status/1973728194063954411) [@GHadjia](/creator/x/GHadjia) 2025-10-02T12:34Z 10.1K followers, 2324 engagements "In the letter below we talk about $ASML $GOOGL $SNPS and $PAR" [X Link](https://x.com/GHadjia/status/1976381316515103186) [@GHadjia](/creator/x/GHadjia) 2025-10-09T20:16Z 10.1K followers, XXX engagements "Google is in the enviable position of having state-of-the-art AI capabilities best-in-class AI hardware for its internal workloads and the operating cash flow to fund its ambitious AI infrastructure buildout" [X Link](https://x.com/GHadjia/status/1976381341253198053) [@GHadjia](/creator/x/GHadjia) 2025-10-09T20:16Z 10.1K followers, XXX engagements "$SNPS is the leading vendor of electronic design automation (EDA) software tools used for integrated circuit design and the #2 licensor of chip design IP. EDA tools are mission critical for anyone who wants to design chips (e.g. $NVDA $AAPL $BABA etc)" [X Link](https://x.com/GHadjia/status/1976381343694266493) [@GHadjia](/creator/x/GHadjia) 2025-10-09T20:16Z 10.1K followers, XXX engagements "Reposting as this disappeared from my profile after posting. Writeups on $ASML $GOOGL $SNPS and $PAR for those interested in our Q3 quarterly letter. Would love to hear thoughts and any pushback" [X Link](https://x.com/GHadjia/status/1977656772870787233) [@GHadjia](/creator/x/GHadjia) 2025-10-13T08:44Z 10.1K followers, 4618 engagements
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@GHadjia George Hadjia
George Hadjia posts on X about $fico, $snps, $par, $googl the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.
Engagements: XXX #
- X Week XXXXXX -XX%
- X Month XXXXXX -XX%
- X Months XXXXXXX -XX%
- X Year XXXXXXX -XX%
Mentions: XX #
- X Week XX -XX%
- X Month XX +42%
- X Months XXX +10%
- X Year XXX +8.60%
Followers: XXXXXX #
- X Week XXXXXX +0.15%
- X Month XXXXXX +0.46%
- X Months XXXXXX +6%
- X Year XXXXXX +17%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence stocks XXXXX% cryptocurrencies XXXX% technology brands XXXX% finance XXXX%
Social topic influence $fico #14, $snps #16, $par #7, $googl 4.62%, $efx #7, over the 3.08%, fico #32, $asml #103, asml #222, signals XXXX%
Top accounts mentioned or mentioned by @itsdanielwu @joinyellowbrick @zappadappadu @bchesky @compoundpapi @scobleizer @orthonormalist @thelonghappy @rudenokav @thelongaj @nocapcapital5 @uzocapital @b3i_insights @attaboytales @foldedthronecap @pettiford_matt @nickdavisnz @invest091 @parvenucapital @aggie_cio
Top assets mentioned Fair Isaac, Corp. (FICO) Synopsys, Inc. (SNPS) Parachute (PAR) Alphabet Inc Class A (GOOGL) Effect.AI (EFX) Apple, Inc. (AAPL) NVIDIA Corp. (NVDA) Alibaba Group (BABA)
Top Social Posts #
Top posts by engagements in the last XX hours
"$EFX decision to price VantageScore at $XXXX for the next two years is actually bullish for $FICO. It signals that Equifax has limited levers to counter FICOs direct-licensing push. The main risks were"
X Link @GHadjia 2025-10-07T23:30Z 10.1K followers, 9884 engagements
"$EFX is pricing VS only $XXXX less than $FICOs cost under this performance-based model. This wont be nearly enough to drive adoption of VS particularly when given the risk of higher loan losses and/or a risk premium required by MBS mkt when VS-scored loans are securitised"
X Link @GHadjia 2025-10-07T23:30Z 10.1K followers, 1766 engagements
"Overall this looks like a strategically smart move by $FICO that could result in a step function change in growth that the market hasnt fully appreciated yet"
X Link @GHadjia 2025-10-07T23:30Z 10.1K followers, 1678 engagements
"The Bristlemoon Global Fund returned XXX percent for the September 2025 quarter with a XXX percent return for the month of September 2025 net of fees. For the fifteen-month period since inception the Fund has produced a cumulative XXXX percent return net of fees"
X Link @GHadjia 2025-10-09T20:16Z 10.1K followers, 8435 engagements
"$PAR was a material detractor to our performance in the qtr given the stock fell XX% in the span of X months. We detail why we still believe the future is bright for PAR"
X Link @GHadjia 2025-10-09T20:16Z 10.1K followers, XXX engagements
"The FICO Score very much is not just a number referenced by lenders but is integral to the plumbing of the U.S. mortgage system in a way that makes the score very sticky. This has supported an aggressive pricing strategy that carries wonderful economics"
X Link @GHadjia 2025-09-11T21:30Z 10.1K followers, 2155 engagements
"2) the CRAs withholding credit-file data from resellers (the probability of them doing this probably rounds down to zero given anti-trust risks)"
X Link @GHadjia 2025-10-07T23:30Z 10.1K followers, XXX engagements
"We detail the headwinds facing $SNPS in our letter and estimate that they only effect FY25 and FY26 earnings by mid-teens % vs. the -XX% stock price reaction which seemed like a significant overreaction to us"
X Link @GHadjia 2025-10-09T20:16Z 10.1K followers, XXX engagements
"Bristlemoon just published a 16k+ word report on $FICO the credit score monopolist that has increased its mortgage scores prices by XXX% over the last three years. We explore how entrenched FICO is in the US credit ecosystem and whether the company still has pricing power"
X Link @GHadjia 2025-09-11T21:30Z 10.1K followers, 37.2K engagements
"The new direct licensing program from $FICO is a HUGE change whereby resellers can calculate and distribute FICO Scores directly to customers. Both pricing models announced by FICO represent a price increase. FICO introduced a new performance model whereby it will receive a $XXXX royalty (which is a XX% reduction in average score fees into the tri-merge resellers due to the elimination of the credit bureau markup). In addition there's a funded loan fee of $XX per borrower per score when a FICO-secured loan is closed. It's thus a success-based model whereby FICO is paid a higher fee but only"
X Link @GHadjia 2025-10-02T12:32Z 10.1K followers, 11.1K engagements
"Probably worth reposting this today given the news. We break out the FICO and credit bureau economics for a typical credit report in granular detail. It provides a helpful framework for understanding the implications of the recent $FICO announcement"
X Link @GHadjia 2025-10-02T12:34Z 10.1K followers, 2324 engagements
"In the letter below we talk about $ASML $GOOGL $SNPS and $PAR"
X Link @GHadjia 2025-10-09T20:16Z 10.1K followers, XXX engagements
"Google is in the enviable position of having state-of-the-art AI capabilities best-in-class AI hardware for its internal workloads and the operating cash flow to fund its ambitious AI infrastructure buildout"
X Link @GHadjia 2025-10-09T20:16Z 10.1K followers, XXX engagements
"$SNPS is the leading vendor of electronic design automation (EDA) software tools used for integrated circuit design and the #2 licensor of chip design IP. EDA tools are mission critical for anyone who wants to design chips (e.g. $NVDA $AAPL $BABA etc)"
X Link @GHadjia 2025-10-09T20:16Z 10.1K followers, XXX engagements
"Reposting as this disappeared from my profile after posting. Writeups on $ASML $GOOGL $SNPS and $PAR for those interested in our Q3 quarterly letter. Would love to hear thoughts and any pushback"
X Link @GHadjia 2025-10-13T08:44Z 10.1K followers, 4618 engagements