# ![@FundBreakdown Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::2011074527997145088.png) @FundBreakdown Fund Breakdown

Fund Breakdown posts on X about $oscr, $hood, health, $hims the most. They currently have [---] followers and [---] posts still getting attention that total [--] engagements in the last [--] hours.

### Engagements: [--] [#](/creator/twitter::2011074527997145088/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2011074527997145088/c:line/m:interactions.svg)

- [--] Week [------] -58%
- [--] Month [-------] +49,470%

### Mentions: [--] [#](/creator/twitter::2011074527997145088/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2011074527997145088/c:line/m:posts_active.svg)


### Followers: [---] [#](/creator/twitter::2011074527997145088/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2011074527997145088/c:line/m:followers.svg)

- [--] Week [---] +38%
- [--] Month [---] +5,490%

### CreatorRank: undefined [#](/creator/twitter::2011074527997145088/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::2011074527997145088/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [automotive brands](/list/automotive-brands)  [cryptocurrencies](/list/cryptocurrencies)  [technology brands](/list/technology-brands)  [social networks](/list/social-networks) 

**Social topic influence**
[$oscr](/topic/$oscr) #88, [$hood](/topic/$hood), [health](/topic/health), [$hims](/topic/$hims), [insurance](/topic/insurance), [business](/topic/business), [$btc](/topic/$btc), [$tsla](/topic/$tsla), [market](/topic/market), [growth](/topic/growth)

**Top accounts mentioned or mentioned by**
[@investingwithac](/creator/undefined) [@hypergrowth102](/creator/undefined) [@thevaluetrade](/creator/undefined) [@brutusvti](/creator/undefined) [@growthrapidly](/creator/undefined) [@investorsince21](/creator/undefined) [@trdetoscale](/creator/undefined) [@grindeoptions](/creator/undefined) [@goooonnney](/creator/undefined) [@stockboildown](/creator/undefined) [@tradingdeskty](/creator/undefined) [@triberuffner](/creator/undefined) [@schdaccumulator](/creator/undefined) [@alexcaninvest](/creator/undefined) [@drp825](/creator/undefined) [@yodastockinvest](/creator/undefined) [@kresooptions](/creator/undefined) [@darkminer71](/creator/undefined) [@sheslee](/creator/undefined) [@ariavanblair](/creator/undefined)

**Top assets mentioned**
[Oscar Health, Inc.  (OSCR)](/topic/$oscr) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Bitcoin (BTC)](/topic/$btc) [Tesla, Inc. (TSLA)](/topic/$tsla) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [BlackRock Inc (BLK)](/topic/blackrock) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [UnitedHealth Group (UNH)](/topic/$unh) [Blackstone, Inc. (BX)](/topic/$bx) [Apple, Inc. (AAPL)](/topic/$aapl) [Netflix Inc (NFLX)](/topic/$nflx) [Iris Energy Limited (IREN)](/topic/$iren) [Duolingo, Inc.  (DUOL)](/topic/$duol) [Costco Wholesale Corporation (COST)](/topic/costco)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@SCHDaccumulator And it's insulated from large cap tech"  
[X Link](https://x.com/FundBreakdown/status/2011456671202349498)  2026-01-14T15:13Z [--] followers, [--] engagements


"@SCHDaccumulator As a SCHD accumulator are you looking at price return that much or mainly looking at dividend yield"  
[X Link](https://x.com/FundBreakdown/status/2011512942509113483)  2026-01-14T18:57Z [--] followers, [---] engagements


"@WheelieInvestor Thats wild to me. Guess its a bit of a bubble on the investing side of X"  
[X Link](https://x.com/FundBreakdown/status/2012345920340296145)  2026-01-17T02:07Z [--] followers, [---] engagements


"@DvdndDiplomats Only a small VYM position in my Roth. Im mostly in growth equities but have been pleased with VYM. Its biggest holding is AVGO explaining the growth"  
[X Link](https://x.com/FundBreakdown/status/2012704569659125847)  2026-01-18T01:52Z [--] followers, [--] engagements


"@TheValueTrade Long $BTC $OSCR and $TSLA for me"  
[X Link](https://x.com/FundBreakdown/status/2012706071568134370)  2026-01-18T01:58Z [--] followers, [---] engagements


"@AlexCanInvest $QQQ its worked out great so far"  
[X Link](https://x.com/FundBreakdown/status/2012716446980215019)  2026-01-18T02:39Z [--] followers, [--] engagements


"@investingwithac The growth is steady but the real story is the tech stack. Oscar can spin up new markets like AL and MS with far less overhead than legacy insurers"  
[X Link](https://x.com/FundBreakdown/status/2012727504608338214)  2026-01-18T03:23Z [--] followers, [---] engagements


"@BrutusVTI All the new money is flowing into robinhood while legacy brokers just sit there and watch it happen"  
[X Link](https://x.com/FundBreakdown/status/2012733229267030314)  2026-01-18T03:46Z [--] followers, [--] engagements


"@BrutusVTI I still don't use it as my main brokerage but I'm on the app everyday checking out the market. Robinhood's UI is the best and i can't believe no legacy brokerage has been able to put anything decent together for years. They don't deserve the next generation's business"  
[X Link](https://x.com/FundBreakdown/status/2012740397450039459)  2026-01-18T04:14Z [--] followers, [--] engagements


"The $HOOD thesis is simple: all the new money is flowing into Robinhood and the old money is starting to follow. Every billion $HOOD adds to its AUC is a billion leaking out of a legacy firm. Which legacy brokerage loses the most AUM to Robinhood in [----] Charles Schwab (The primary target for active traders) Fidelity (The retirement giant) Vanguard (The passive index crowd) E*TRADE / MS (The "old" digital disruptor) https://twitter.com/i/web/status/2012743395354030575 https://twitter.com/i/web/status/2012743395354030575"  
[X Link](https://x.com/FundBreakdown/status/2012743395354030575)  2026-01-18T04:26Z [---] followers, [---] engagements


"@drp825_ Anything more that $5 million"  
[X Link](https://x.com/FundBreakdown/status/2012744608522842386)  2026-01-18T04:31Z [--] followers, [--] engagements


"@drp825_ Yes. Assuming 8% return you can generate 400k a year from [--] million. If spending responsibility that should be more than enough to live off and invest more. Now if 2+ million is tied up in primary resident real estate its a different story"  
[X Link](https://x.com/FundBreakdown/status/2012896873950986370)  2026-01-18T14:36Z [--] followers, [--] engagements


"@AlexCanInvest What fits the criteria for dumb stuff"  
[X Link](https://x.com/FundBreakdown/status/2012897266453872866)  2026-01-18T14:38Z [--] followers, [--] engagements


"@YodaStockInvest Personally i like $OSCR the most since it has the most runway for growth but all these have a promising future"  
[X Link](https://x.com/FundBreakdown/status/2012908244226707848)  2026-01-18T15:21Z [---] followers, [---] engagements


"@KresoOptions Robinhood built and marketed the platform that brought retail investors into the options market. You and I are simply participating in it. By selling options our odds of profit are astronomically higher"  
[X Link](https://x.com/FundBreakdown/status/2012938552384888941)  2026-01-18T17:22Z [--] followers, [---] engagements


"@growthrapidly Robinhood is great for trading but their options spreads make closing CCs and CSPs way more expensive than it should be"  
[X Link](https://x.com/FundBreakdown/status/2012959258761929017)  2026-01-18T18:44Z [--] followers, [--] engagements


"@growthrapidly My main complaint with robinhood on the options side is their bad pricing when trying to close out a CC/CSP position. Etrade will let me buy the same position back for a dollar but robinhood charges $5"  
[X Link](https://x.com/FundBreakdown/status/2012977693969482007)  2026-01-18T19:57Z [--] followers, [--] engagements


"@YodaStockInvest Im interested in $HIMS as well. Lots of upside potential and far less capital-intensive than a traditional insurance business. I just know way more about $OSCR's business since i have a position"  
[X Link](https://x.com/FundBreakdown/status/2012978262226375124)  2026-01-18T19:59Z [--] followers, [---] engagements


"$OSCR MLR (Medical loss ratio) = % of premiums spent on care. Lower is better because it creates operating leverage. Oscar is improving it faster than legacy insurers. Thats the business model"  
[X Link](https://x.com/FundBreakdown/status/2013047064507068895)  2026-01-19T00:33Z [---] followers, [---] engagements


"@MSBInvests @GrindeOptions On what"  
[X Link](https://x.com/FundBreakdown/status/2013058460808515621)  2026-01-19T01:18Z [--] followers, [--] engagements


"@goooonnney I love the daily investing feature on Robinhood"  
[X Link](https://x.com/FundBreakdown/status/2013088481858167183)  2026-01-19T03:17Z [--] followers, [--] engagements


"@goooonnney Not that i know of. I too have a daily buy into $btc on robinhood"  
[X Link](https://x.com/FundBreakdown/status/2013090864210248014)  2026-01-19T03:27Z [--] followers, [--] engagements


"@investingwithac @OscarHealth @mtbert Cool guy too. Walked around the office with his german shepard following him off lease"  
[X Link](https://x.com/FundBreakdown/status/2013091650982023210)  2026-01-19T03:30Z [--] followers, [---] engagements


"@GrindeOptions Will $TSLA remove safety drivers in 2026"  
[X Link](https://x.com/FundBreakdown/status/2013092148187476263)  2026-01-19T03:32Z [--] followers, [---] engagements


"@GrindeOptions $TSLA will hit $1000 the day they remove safety drivers. It'll force wall street to admit FSD works. All the other logistics about the robotaxi business are trivial"  
[X Link](https://x.com/FundBreakdown/status/2013104658907123965)  2026-01-19T04:22Z [--] followers, [--] engagements


"@investingwithac @asym_investor Wont be sub $20 for long 😉"  
[X Link](https://x.com/FundBreakdown/status/2013263613339791535)  2026-01-19T14:53Z [--] followers, [--] engagements


"@jtrader @lau_kasper we're all gonna need it after the macro news that dropped this weekend"  
[X Link](https://x.com/FundBreakdown/status/2013283200768913432)  2026-01-19T16:11Z [--] followers, [--] engagements


"$OSCR why the tech stack matters Oscar rolled out Oswell back in October an AI health agent built into the member app. It uses real claims and care data to help members understand symptoms coverage and costs and to get to the right care faster. Legacy insurers talk about AI. Oscar put it in the product. https://twitter.com/i/web/status/2013292501642174499 https://twitter.com/i/web/status/2013292501642174499"  
[X Link](https://x.com/FundBreakdown/status/2013292501642174499)  2026-01-19T16:48Z [---] followers, [----] engagements


"@Darkminer71 Is this a taxable brokerage or 529"  
[X Link](https://x.com/FundBreakdown/status/2013295109031227435)  2026-01-19T16:58Z [---] followers, [---] engagements


"@Darkminer71 Gotcha. It doesnt seem Robinhood offers 529s yet so I imagine they will soon"  
[X Link](https://x.com/FundBreakdown/status/2013323854437904429)  2026-01-19T18:53Z [--] followers, [--] engagements


"@TheValueTrade $OSCR"  
[X Link](https://x.com/FundBreakdown/status/2013324166808629396)  2026-01-19T18:54Z [---] followers, [----] engagements


"@joecarlsonshow Salesforce owns slack and every startup to mid-size company heavily relies on it for all internal comms"  
[X Link](https://x.com/FundBreakdown/status/2013338242423075084)  2026-01-19T19:50Z [---] followers, [---] engagements


"@stockboildown @TheValueTrade Yup if things werent so uncertain the opportunity for outsized returns wouldnt exist"  
[X Link](https://x.com/FundBreakdown/status/2013351800963801369)  2026-01-19T20:44Z [---] followers, [--] engagements


"@sheslee The open enrollment data looks promising"  
[X Link](https://x.com/FundBreakdown/status/2013437557883785293)  2026-01-20T02:24Z [---] followers, [---] engagements


"@stockboildown @TheValueTrade Yes lets remain calm in the face of uncertainty"  
[X Link](https://x.com/FundBreakdown/status/2013437990240940363)  2026-01-20T02:26Z [---] followers, [--] engagements


"@TradingDeskTy I agree. Also HIMS products arent one-time purchases theyre ongoing treatments so if retention holds the revenue model looks a lot more durable than the stock is implying"  
[X Link](https://x.com/FundBreakdown/status/2013441895872029017)  2026-01-20T02:42Z [---] followers, [---] engagements


"@BrutusVTI @AriaVanblair I have a watcher position of [--] share of $HOOD now and looking to get my hands on more. It's not a buy-at-any-price for me but i'd like to own it as a long-term hold"  
[X Link](https://x.com/FundBreakdown/status/2013442366141583693)  2026-01-20T02:44Z [--] followers, [--] engagements


"@AriaVanblair Somehow i think we end tuesday green for $TSLA just a hunch"  
[X Link](https://x.com/FundBreakdown/status/2013442610317132163)  2026-01-20T02:45Z [---] followers, [--] engagements


"@ThetaBanking Yup a red day will just be another opportunity if it even happens"  
[X Link](https://x.com/FundBreakdown/status/2013445926833057820)  2026-01-20T02:58Z [---] followers, [--] engagements


"@sheslee Yet the stock price has been range bound for years getting caught up in macro headwind. This is a golden setup"  
[X Link](https://x.com/FundBreakdown/status/2013454404322537919)  2026-01-20T03:31Z [---] followers, [--] engagements


"@CuriousPejjy Everythings red in the pre-market bro"  
[X Link](https://x.com/FundBreakdown/status/2013560331847573898)  2026-01-20T10:32Z [---] followers, [----] engagements


"@CuriousPejjy Hell yeah bro. I've been following you on youtube for years. You've reinforced my conviction to hold through the tough times more than once"  
[X Link](https://x.com/FundBreakdown/status/2013568712431780205)  2026-01-20T11:06Z [---] followers, [---] engagements


"@strengthPlan Are you adding to the position now"  
[X Link](https://x.com/FundBreakdown/status/2013574076019716231)  2026-01-20T11:27Z [--] followers, [--] engagements


"@squawksquare Feels like the stocks trading the deal noise more than the core business right now. If earnings stay solid that matters a lot more over time than who ends up with WB"  
[X Link](https://x.com/FundBreakdown/status/2013576905568477512)  2026-01-20T11:38Z [---] followers, [---] engagements


"@JOBhakdi Yup big nothing. We're probably green by day's end"  
[X Link](https://x.com/FundBreakdown/status/2013578188476031391)  2026-01-20T11:43Z [---] followers, [---] engagements


"@aincomeinvestor I like $BTC under 90k"  
[X Link](https://x.com/FundBreakdown/status/2013654819634880571)  2026-01-20T16:48Z [---] followers, [----] engagements


"Sold Jan [--] $15.50 cash-secured puts on $OSCR. $247 in premium. Risk defined entry defined"  
[X Link](https://x.com/FundBreakdown/status/2013702807077986491)  2026-01-20T19:58Z [---] followers, [----] engagements


"@squawksquare Baller"  
[X Link](https://x.com/FundBreakdown/status/2013710923752452552)  2026-01-20T20:31Z [---] followers, [---] engagements


"@goooonnney From a traditional wealth building sense: high. Relative to the crowd on X: low"  
[X Link](https://x.com/FundBreakdown/status/2013716860764573979)  2026-01-20T20:54Z [---] followers, [--] engagements


"@sto_spencer @KresoOptions $OSCR and $TSLA. Actually just sold some CSP on Oscar today. What are yours"  
[X Link](https://x.com/FundBreakdown/status/2013775750197899698)  2026-01-21T00:48Z [---] followers, [---] engagements


"@NetWorthNotes $50 a day into $BTC"  
[X Link](https://x.com/FundBreakdown/status/2013783023380987905)  2026-01-21T01:17Z [---] followers, [--] engagements


"@DolcePep @TheRonnieVShow Not OP but yes i like $OSCR more than $HIMS"  
[X Link](https://x.com/FundBreakdown/status/2013808023358079318)  2026-01-21T02:57Z [---] followers, [---] engagements


"Been DCAing $50 a day into $BTC on Robinhood. Just crossed [---] BTC. Boring consistency works"  
[X Link](https://x.com/FundBreakdown/status/2013810951783387215)  2026-01-21T03:08Z [---] followers, [---] engagements


"@GrahamStephan People think BlackRock owns the world. In reality theyre mostly a custodian and asset manager They manage capital on behalf of others. They dont own those assets"  
[X Link](https://x.com/FundBreakdown/status/2013823805609640391)  2026-01-21T03:59Z [---] followers, [---] engagements


"@iamtomnash How much runway is left in $PLTR"  
[X Link](https://x.com/FundBreakdown/status/2013952468325957813)  2026-01-21T12:31Z [---] followers, [---] engagements


"@cashflow_king94 Can probably multiple all these figures by [--] to account for inflation since Munger said this"  
[X Link](https://x.com/FundBreakdown/status/2013954365921300576)  2026-01-21T12:38Z [---] followers, [---] engagements


"@qualtrim Do you think Bill Ackman is happy he sold $GOOGL is doing well since he reallocated"  
[X Link](https://x.com/FundBreakdown/status/2013958730254016912)  2026-01-21T12:55Z [---] followers, [---] engagements


"@VotrubaLog @MarketMovesMatt Yup incredibly risky when the underlying (TSLA) is already so volatile"  
[X Link](https://x.com/FundBreakdown/status/2013964712103334104)  2026-01-21T13:19Z [---] followers, [--] engagements


"@growthrapidly OSCR is getting impacted by $UNH news that they will rebate ACA profits lowering political risk around subsidy negotiations"  
[X Link](https://x.com/FundBreakdown/status/2013997574579990602)  2026-01-21T15:30Z [---] followers, [---] engagements


"@TradingDeskTy Interesting growth profile but the key question is sustainability. Cash advance models live or die on underwriting discipline and customer acquisition costs. Do you have a position"  
[X Link](https://x.com/FundBreakdown/status/2014009069942562961)  2026-01-21T16:15Z [---] followers, [--] engagements


"@DudeWhoInvests Theyre still the big dog in town but competition is nipping at their heels"  
[X Link](https://x.com/FundBreakdown/status/2014009497568633121)  2026-01-21T16:17Z [---] followers, [---] engagements


"@BrutusVTI @DividendMil Smart. 100% of my retirement is in broad-based ETFs (VT/VTI/QQQ)"  
[X Link](https://x.com/FundBreakdown/status/2014078017862066402)  2026-01-21T20:49Z [---] followers, [--] engagements


"@swangentr Wages stayed flat while housing healthcare and education 3x'd"  
[X Link](https://x.com/FundBreakdown/status/2014173959168708738)  2026-01-22T03:11Z [---] followers, [---] engagements


"@TradingDeskTy Multiple says growth story still intact even if sentiments shot. Markets not done betting yet"  
[X Link](https://x.com/FundBreakdown/status/2014314520655663604)  2026-01-22T12:29Z [---] followers, [--] engagements


"@BuyH1gh_SellL0w Completely agree. Most of the timeline is trading noise not actual investing"  
[X Link](https://x.com/FundBreakdown/status/2014314764910948794)  2026-01-22T12:30Z [---] followers, [--] engagements


"@InvestorSince21 @mariots Well done it's great to be a part of this budding $OSCR retail community"  
[X Link](https://x.com/FundBreakdown/status/2014340253029417346)  2026-01-22T14:11Z [---] followers, [---] engagements


"@CapitalCultureX This is what a bifurcated economy looks like: asset-rich households cruising while everyone else stacks high-interest debt just to get by"  
[X Link](https://x.com/FundBreakdown/status/2014343064521699710)  2026-01-22T14:23Z [---] followers, [--] engagements


"@investingwithac What did Cramer say"  
[X Link](https://x.com/FundBreakdown/status/2014424356164673968)  2026-01-22T19:46Z [---] followers, [---] engagements


"@Masters_of_C If theres a bubble here its very selectively placed"  
[X Link](https://x.com/FundBreakdown/status/2014452176941142508)  2026-01-22T21:36Z [---] followers, [--] engagements


"@DudeDivvy I mostly hold AMZN through index funds but I have a small individual position Ive been holding since 2021"  
[X Link](https://x.com/FundBreakdown/status/2014467799402299837)  2026-01-22T22:38Z [---] followers, [--] engagements


"@TrdeToScale Mostly $VT"  
[X Link](https://x.com/FundBreakdown/status/2014470041509429449)  2026-01-22T22:47Z [---] followers, [--] engagements


"@TrdeToScale I know its boring"  
[X Link](https://x.com/FundBreakdown/status/2014470109075562555)  2026-01-22T22:47Z [---] followers, [--] engagements


"@danxtrades You didnt miss the boat if the goal is diversification"  
[X Link](https://x.com/FundBreakdown/status/2014529128939020372)  2026-01-23T02:42Z [---] followers, [--] engagements


"@aincomeinvestor Consistency automation and not panic selling will get you there"  
[X Link](https://x.com/FundBreakdown/status/2014529785335107647)  2026-01-23T02:45Z [---] followers, [---] engagements


"@TrdeToScale I'm curious about your holdings"  
[X Link](https://x.com/FundBreakdown/status/2014530225745375585)  2026-01-23T02:46Z [---] followers, [--] engagements


"@investingwithac Key thing Ill be listening for is whether they think [----] was peak morbidity or if it carries into 2026"  
[X Link](https://x.com/FundBreakdown/status/2014688074249159159)  2026-01-23T13:14Z [---] followers, [--] engagements


"@benMarcus613 Yup you're right. Thanks for the correction"  
[X Link](https://x.com/FundBreakdown/status/2014707877508764015)  2026-01-23T14:32Z [---] followers, [--] engagements


"@stockboildown Hard to beat health + work + ownership. Well said"  
[X Link](https://x.com/FundBreakdown/status/2014908580269293578)  2026-01-24T03:50Z [---] followers, [--] engagements


"@growthrapidly Do you think it's too late to jump in"  
[X Link](https://x.com/FundBreakdown/status/2014918088202867165)  2026-01-24T04:28Z [---] followers, [--] engagements


"@nateobrienn Why do you want to invest in commercial real estate"  
[X Link](https://x.com/FundBreakdown/status/2014921862199833005)  2026-01-24T04:43Z [---] followers, [---] engagements


"@TheBrilliantBu1 Remains to be seen for me but looks like youre doing something right. Well done"  
[X Link](https://x.com/FundBreakdown/status/2015056560771240169)  2026-01-24T13:38Z [---] followers, [--] engagements


"@delta_wizard Great time to get into OSCR. Should be an exciting earnings call coming up Feb 10"  
[X Link](https://x.com/FundBreakdown/status/2015093458898161941)  2026-01-24T16:04Z [---] followers, [--] engagements


"@Dividend_Dollar $BX and i have no idea why"  
[X Link](https://x.com/FundBreakdown/status/2015098753061924971)  2026-01-24T16:25Z [---] followers, [---] engagements


"@Rajatsoni What's your [----] BTC price target"  
[X Link](https://x.com/FundBreakdown/status/2015104220047855750)  2026-01-24T16:47Z [---] followers, [--] engagements


"@FiscalChirp Are you rolling with this allocation through 2026"  
[X Link](https://x.com/FundBreakdown/status/2015109962083512500)  2026-01-24T17:10Z [---] followers, [--] engagements


"@TrdeToScale Let's go keep up the momentum"  
[X Link](https://x.com/FundBreakdown/status/2015122397221847163)  2026-01-24T17:59Z [---] followers, [--] engagements


"@danxtrades My crypto portfolio is 100% in BTC for now. Haven't seen a real need to diversify yet but might change that soon"  
[X Link](https://x.com/FundBreakdown/status/2015153374002282634)  2026-01-24T20:02Z [---] followers, [--] engagements


"@FreedomFinLB RIP AAPL yet so many people are trapped in their ecosystem"  
[X Link](https://x.com/FundBreakdown/status/2015268451233730588)  2026-01-25T03:40Z [---] followers, [--] engagements


"@CaesarCapitalz Revenue growth looks great. What's behind the stock volatility"  
[X Link](https://x.com/FundBreakdown/status/2015271227934335219)  2026-01-25T03:51Z [---] followers, [---] engagements


"@INVESTinRM Social media can be a mess but moments like that remind you there are still solid people and real communities out there. Appreciate you sharing that"  
[X Link](https://x.com/FundBreakdown/status/2015274680748298549)  2026-01-25T04:05Z [---] followers, [--] engagements


"@CaesarCapitalz Yeah space isnt some sci-fi side quest anymore. Costs are coming down"  
[X Link](https://x.com/FundBreakdown/status/2015276843331363118)  2026-01-25T04:13Z [---] followers, [--] engagements


"@DudeDivvy $HIMS $IREN $NFLX"  
[X Link](https://x.com/FundBreakdown/status/2015282349106233725)  2026-01-25T04:35Z [---] followers, [---] engagements


"@FiscalChirp Thats how Im thinking about it too. The ad engine is clearly back so the debate really comes down to AI spend and timing. If they can show even small signs of efficiency or early monetization the market will give them a lot of credit"  
[X Link](https://x.com/FundBreakdown/status/2015414662351704091)  2026-01-25T13:21Z [---] followers, [--] engagements


"@_Sgr_A_Star @MattG0204 Curious how youre getting visibility into revenue early. Traffic app data or just early trend work Always interested in what signals people are watching pre-earnings"  
[X Link](https://x.com/FundBreakdown/status/2015534012672913503)  2026-01-25T21:15Z [---] followers, [---] engagements


"@D2CWealth Im starting to come around on $HIMS. Whats interesting to me isnt just growth its who theyre reaching. A lot of first-time patients who werent engaging with the system at all. That feels like market expansion not just share shift"  
[X Link](https://x.com/FundBreakdown/status/2015534414986387544)  2026-01-25T21:17Z [---] followers, [---] engagements


"@longriverCM Absolutely anthropic (Claude) is unmatched when you want to do anything technical. I cant wait to get my hands on the stock if they ipo at a reasonable price. Also amzn owns 15% of anthropic so bullish on amzn as well"  
[X Link](https://x.com/FundBreakdown/status/2015584588643340603)  2026-01-26T00:36Z [---] followers, [--] engagements


"@SixSigmaCapital Yeah the UI is honestly top-tier. I actually use Robinhood mostly just to check the market and prices not really to actively trade"  
[X Link](https://x.com/FundBreakdown/status/2015636503829836195)  2026-01-26T04:02Z [---] followers, [---] engagements


"@BAMBossie81 Id actually argue the core business is more than fine. Demand retention and expansion are all still there. GLP-1s are just one piece of the puzzle"  
[X Link](https://x.com/FundBreakdown/status/2015781094914744644)  2026-01-26T13:37Z [---] followers, [--] engagements


"@moninvestor Exactly. The model scales horizontally. Once the brand and distribution are built new categories arent linear growth theyre step changes in TAM"  
[X Link](https://x.com/FundBreakdown/status/2015830343849230405)  2026-01-26T16:53Z [---] followers, [---] engagements


"@Stockfins Thanks for pointing that out it's a real risk. They're betting on testosterone menopause diabetes to pick up the slack. We'll see"  
[X Link](https://x.com/FundBreakdown/status/2015912042029314461)  2026-01-26T22:17Z [---] followers, [---] engagements


"@investingwithac You know youre making noise when you have to issue a disclaimer like this keep up the good work"  
[X Link](https://x.com/FundBreakdown/status/2013015798906822754)  2026-01-18T22:29Z [---] followers, [--] engagements


"@InvestorSince21 I'm with you here the chart looks good. If management keeps executing the charts will take care of themself"  
[X Link](https://x.com/FundBreakdown/status/2013335186964967901)  2026-01-19T19:38Z [---] followers, [--] engagements


"@alc2022 Was $DUOL massively overvaluesd before Haven't been following this one but did growth projections get cut"  
[X Link](https://x.com/FundBreakdown/status/2013569604660998512)  2026-01-20T11:09Z [---] followers, 15.4K engagements


"@InvestorSince21 The growth is there. The opportunity is showing that tech-enabled underwriting can work consistently in ACA"  
[X Link](https://x.com/FundBreakdown/status/2014042758353129748)  2026-01-21T18:29Z [---] followers, [---] engagements


"$OSCR: 598K 2.1M members. First profitable year ever in [----]. The MLR spike in Q2Q3 [----] wasnt Oscar-specific. From Oscars Q2 [----] 10-Q (filed 08/07/2025): Third-party reports indicate a meaningful market-wide increase in morbidity in [----]. The entire ACA risk pool got sicker. Context matters: [----] MLR: 88.9% [----] MLR: 81.7% (profitability achieved) Scale is real. The [----] spike was cyclical not structural. https://twitter.com/i/web/status/2014313833783816352 https://twitter.com/i/web/status/2014313833783816352"  
[X Link](https://x.com/FundBreakdown/status/2014313833783816352)  2026-01-22T12:26Z [---] followers, [----] engagements


"$OSCR burned $2.9B over [--] years. Then turned profitable in [----]. [----] Back in the red. Here's why. From Q2 [----] 10-Q: "Members who have enrolled in the ACA through the Medicaid redetermination process are higher utilizers of care and have increased the overall morbidity of the Health Insurance Marketplace." Translation: Millions got kicked off Medicaid. They flooded into ACA plans. They're sicker and use more care. The whole market's MLR spiked not just Oscar. 2024: First profit ever (+$26M) [----] YTD: -$91M (through Q3) The question for Feb [--] earnings: Did Q4 save the year"  
[X Link](https://x.com/FundBreakdown/status/2014681266503791082)  2026-01-23T12:46Z [---] followers, [----] engagements


"$OSCR Net Promoter Score (NPS): [--] Health insurance industry average: [--] Net Promoter Score measures how likely customers are to recommend a company. For context Apples NPS is [--]. From Oscars Q4 [----] results: Our Net Promoter Score reached [--] meaningfully higher than the industry average. People actually like their health insurance. Thats rare. Have you ever had a bad experience with a health insurance company https://twitter.com/i/web/status/2014917914864816451 https://twitter.com/i/web/status/2014917914864816451"  
[X Link](https://x.com/FundBreakdown/status/2014917914864816451)  2026-01-24T04:27Z [---] followers, [----] engagements


"Starting a deep dive on $HIMS. On pace for $2.3B revenue in [----]. Up from $272M in [----]. But here's what caught my attention from the [----] 10-K: "The large majority of our first time customers indicate that they are seeking treatment for their particular conditions for the first time." They're not stealing customers from doctors. They're reaching people who were too embarrassed to go. That's market expansion not market share. More to come. https://twitter.com/i/web/status/2015465868759609799 https://twitter.com/i/web/status/2015465868759609799"  
[X Link](https://x.com/FundBreakdown/status/2015465868759609799)  2026-01-25T16:44Z [---] followers, 42.5K engagements


"@DivIncomeBcast Nice portfolio What percentage is in each holding Always curious to hear how other investors split their ETF and individual holdings"  
[X Link](https://x.com/FundBreakdown/status/2015637192660398442)  2026-01-26T04:05Z [---] followers, [--] engagements


"@InvestorSince21 I voted for OSCR but UNH earning are tomorrow so couldnt hurt to see some charts on them. Their business is massive and really hard to understand"  
[X Link](https://x.com/FundBreakdown/status/2015763289586745539)  2026-01-26T12:26Z [---] followers, [--] engagements


"Continuing my research on $HIMS Revenue per subscriber is up. But gross margin dipped from 82% to 75%. Why GLP-1s are more expensive to make and ship than hair loss pills. That's the trade-off. But here's what matters: Net income: -$23.5M (2023) +$126M (2024) +$108M (9 months of 2025) They're making less per dollar but way more dollars per customer. https://twitter.com/i/web/status/2015901395098984600 https://twitter.com/i/web/status/2015901395098984600"  
[X Link](https://x.com/FundBreakdown/status/2015901395098984600)  2026-01-26T21:35Z [---] followers, [----] engagements


"$OSCR made three quiet acquisitions in May 2025: An enrollment platform A brokerage A consumer education site Why From their 10-K: "We continue to believe that ICHRA will disrupt traditional employer group coverage and expand individual insurance beyond the traditional ACA market." ICHRA lets employers give employees money to buy their own health plan instead of offering group insurance. Oscar's CEO says if employers under [----] employees adopt ICHRA their addressable market grows from 21M to 96M lives. The acquisitions are the distribution play. They're positioning themselves to be the"  
[X Link](https://x.com/FundBreakdown/status/2016326290890981629)  2026-01-28T01:43Z [---] followers, [----] engagements


"@StocksCashFlow Exactly. Bertolini ran Aetna for a decade. He knows how this game works"  
[X Link](https://x.com/FundBreakdown/status/2016339483386413063)  2026-01-28T02:36Z [---] followers, [--] engagements


"$OSCR ICHRA (Individual Coverage Health Reimbursement Arrangement): The TAM Expansion Nobody's Talking About Oscar has grown membership at 39% CAGR since [----] (402K 2.1M). Everyone's debating subsidies. Meanwhile Oscar is quietly building ICHRA infrastructure. The setup: 150M people in employer-sponsored insurance 23M in the individual market Oscar has 2.1M members today ICHRA lets employers give employees money to buy their own plan on the individual market. Growing 34% YoY. Oscar's already on it. From their 10-K: "Employees whose employers have chosen to offer an ICHRA are also able to"  
[X Link](https://x.com/FundBreakdown/status/2016701092935966944)  2026-01-29T02:33Z [---] followers, [----] engagements


"Why $OSCR can scale without scaling headcount: When you go to the doctor a claim gets sent to your insurer. "Adjudication" is the process of deciding: Is this covered How much do we pay How much does the patient owe Most insurers auto-adjudicate 80% of claims. The other 20% need a human to review. Oscar hits 98%. That 18% gap Fewer employees per claim. Lower cost to operate. Pure operating leverage. How they built it: Stateless pipeline any claim can be reprocessed anytime. No async jobs conflicting with each other. Custom rules engine pricing and benefits configured without engineers. Ops"  
[X Link](https://x.com/FundBreakdown/status/2017215993517318563)  2026-01-30T12:39Z [---] followers, 11.9K engagements


"@investingwithac @whodeyjb Same too much risk of leaving gains on the table"  
[X Link](https://x.com/FundBreakdown/status/2017365682967486970)  2026-01-30T22:33Z [---] followers, [--] engagements


"Follow-up to my $OSCR claims pipeline post: I showed how Oscar auto-adjudicates 98% of claims vs 80% industry. Here's what that looks like in the financials: SG&A ratio (Selling General & Administrative) = admin costs as a % of revenue. In [----] for every $1 Oscar brought in [--] cents went to overhead. Think salaries IT commissions claims processing staff. By [----] that dropped to [--] cents. [----] bps of margin improvement in [--] years. Revenue 3x'd. Overhead per dollar shrank. That's operating leverage. The tech is showing up in the numbers. https://twitter.com/i/web/status/2017684198539010308"  
[X Link](https://x.com/FundBreakdown/status/2017684198539010308)  2026-01-31T19:39Z [---] followers, [----] engagements


"$HIMS is running the Costco algorithm on healthcare. Since [----] they've built the full stack: platform pharmacy compounding peptides labs. Each layer = more data lower costs harder to replicate. Over half of subscribers now use personalized treatments. They're not selling generic pills they're tailoring doses to you. "Not dying as a service" is the most valuable subscription on earth. https://twitter.com/i/web/status/2018006224881479687 https://twitter.com/i/web/status/2018006224881479687"  
[X Link](https://x.com/FundBreakdown/status/2018006224881479687)  2026-02-01T16:59Z [---] followers, [----] engagements


"$OSCR had Mark Bertolini (ex-Aetna CEO) advising for years before he became CEO in [----]. One of his moves: let +Oscar die. +Oscar was their B2B tech platform licensing Oscar's software stack to other insurers and healthcare providers. It was supposed to be the "platform company" growth story. Revenue peaked at $65M in [----]. Under Bertolini it flatlined. Quietly wound down. Why Focus. The core ACA insurance business needed all the attention. Result: First profitable year in [----]. Bertolini knows how to run an insurance company. Sometimes killing your darlings is the strategy."  
[X Link](https://x.com/FundBreakdown/status/2018316113826762907)  2026-02-02T13:30Z [---] followers, [----] engagements


"$HIMS trades at 3x EV/Sales. Palantir: 110x. Tesla: 16x. HIMS grew revenue 69% last year. Palantir grew 29%. One trades at 35x the multiple of the other. HIMS skips the insurance system entirely. No middlemen no membership fees. Direct to consumer. Market is pricing in GLP-1 risk. It's not pricing in the healthcare platform labs peptides AI"  
[X Link](https://x.com/FundBreakdown/status/2019034363317440697)  2026-02-04T13:04Z [---] followers, [----] engagements


"@BrycePa09160521 Exactly. Half the revenue 1/70th the market cap"  
[X Link](https://x.com/FundBreakdown/status/2019412171638403091)  2026-02-05T14:05Z [---] followers, [--] engagements


"@BreakerGol80811 Fair points. HIMS gross margins are 79% basically the same as Palantir. The margin compression is [--] points. Does that justify a 35x valuation gap"  
[X Link](https://x.com/FundBreakdown/status/2019413891235868686)  2026-02-05T14:12Z [---] followers, [---] engagements


"@Tradingedge007 Retail was early on Tesla and Palantir too. Noise doesn't change the fundamentals"  
[X Link](https://x.com/FundBreakdown/status/2019414166952636505)  2026-02-05T14:13Z [---] followers, [--] engagements


"@JM_Investment0 Molina's juggling Medicaid Medicare and ACA. Oscar's laser-focused on ACA with a modern tech stack. We'll get more info on Feb 10"  
[X Link](https://x.com/FundBreakdown/status/2019836573202932168)  2026-02-06T18:12Z [---] followers, [---] engagements


"@brent_e_trader @TribeRuffner Not all 435K will switch some will drop coverage. But competitor exits still mean less competition for the ones who stay in the market"  
[X Link](https://x.com/FundBreakdown/status/2019864602603921533)  2026-02-06T20:03Z [---] followers, [---] engagements


"@TribeRuffner Not assuming all of them just some. And I think the ACA contraction narrative is overstated in general"  
[X Link](https://x.com/FundBreakdown/status/2019879066824843542)  2026-02-06T21:01Z [---] followers, [---] engagements


"3 days before $OSCR earnings. I want to remember Bright Health. Same playbook. Tech-first ACA insurer IPO'd in [----] massive growth ambitions. Bright hit 103% MLR burned through hundreds of millions and is gone from the market. They rebranded sold off the pieces and went private. Joshua Kushner called Bright "a disaster." He was right. Bankruptcy as an insurtech is a very real outcome. That's what makes Oscar's execution stand out. 529K members at IPO to 2.1M today. SG&A compressing. They never hit the death spiral MLR that killed Bright. MLR spiked to 88.5% in Q3. But management has been"  
[X Link](https://x.com/FundBreakdown/status/2020157171644662023)  2026-02-07T15:26Z [---] followers, [----] engagements


"@hypergrowth102 Point [--] is the one people keep missing. Revenue ex-GLP-1 grew 43% last year and hit $1.2B on its own. That's not a weight loss company"  
[X Link](https://x.com/FundBreakdown/status/2020173909077741950)  2026-02-07T16:32Z [---] followers, [---] engagements


"@anders_sb_ Exactly i'm seeing a similar story play out with Oscar Health now"  
[X Link](https://x.com/FundBreakdown/status/2020178162995311062)  2026-02-07T16:49Z [---] followers, [--] engagements


"@anders_sb_ Yes because i know more about how health insurance operates in the US. I've yet to dive deep on lemonade as it's not in my immediate circle of competence"  
[X Link](https://x.com/FundBreakdown/status/2020181407382077588)  2026-02-07T17:02Z [---] followers, [--] engagements


"@Thetreatment2 Oct [----] comp is solid. Balance sheet is way stronger now $4.8B cash 2x the members. $12 feels like worst case already baked in. Tuesday we'll see"  
[X Link](https://x.com/FundBreakdown/status/2020196158375883058)  2026-02-07T18:01Z [---] followers, [---] engagements


"@MarvenzzFranc Yeah i think you're right. The market has misunderstood this company since its IPO. We'll see a rapid repricing sometime in [----] i think"  
[X Link](https://x.com/FundBreakdown/status/2020196803228893436)  2026-02-07T18:03Z [---] followers, [---] engagements


"@damendrizzi Yup Oscars been dealing with headwinds since the IPO but they keep executing anyway"  
[X Link](https://x.com/FundBreakdown/status/2020228921258831884)  2026-02-07T20:11Z [---] followers, [--] engagements


"@myzero True. I trust mark"  
[X Link](https://x.com/FundBreakdown/status/2020300189727137931)  2026-02-08T00:54Z [---] followers, [---] engagements


"$HIMS The GLP-1 flip-flop is actually bullish long-term. Everyone's mad about the 48-hour launch-and-pull. I get it. Embarrassing hurt customer trust people ordered pills that disappeared overnight. Contrarian take: better to retreat early than fight a losing regulatory battle that destroys the entire platform. FDA crackdown + DOJ referral would've been much worse if they stayed stubborn. Meanwhile ex-GLP-1 revenue went from $527M (FY2022) to an estimated $1.6B run rate (2025). Hair loss sexual health skin care mental health testosterone labs. That's 3x in three years. The diversified"  
[X Link](https://x.com/FundBreakdown/status/2020549126958563582)  2026-02-08T17:23Z [---] followers, [----] engagements


"@hypergrowth102 Thanks Theres so much negativity around this company youd think they were in Chapter 11"  
[X Link](https://x.com/FundBreakdown/status/2020551909493346728)  2026-02-08T17:34Z [---] followers, [---] engagements


"@B2F_Investing It's worth knowing that in your example the hypotheical insurance company would have to issue rebates since MLR falls below 80% assuming small group coverage like Oscar. Worth knowing because this might actually happen to Oscar if enhanced ACA gets extended"  
[X Link](https://x.com/FundBreakdown/status/2020700169986273507)  2026-02-09T03:23Z [---] followers, [---] engagements


"@AllIn_ETFs Whats your pick"  
[X Link](https://x.com/FundBreakdown/status/2020895370918682661)  2026-02-09T16:19Z [---] followers, [--] engagements


"$OSCR guided for [---] million members but 400K of those are expected to drop off by end of Q1. They were $0 premium enrollees who got passively renewed into plans that now cost actual money. They're in a grace period through March. If they don't pay they're off the books. So the real number is [--] million paying members. That's 47% growth over 2025's [--] million. Stock's up 2% on earnings day. They just guided full year [----] for $18.7-19B in revenue and $250-450M in earnings from operations. Pretty muted for a company guiding back to profitability after a brutal 87.4% MLR year. I think the 400K"  
[X Link](https://x.com/FundBreakdown/status/2021347987985727586)  2026-02-10T22:18Z [---] followers, [----] engagements


"@mariots Well done Mario and team On the call Mark mentioned two agentic AIs and a third coming soon. Are the first two already live or still rolling out Curious what workflows they're targeting"  
[X Link](https://x.com/FundBreakdown/status/2021591218359034282)  2026-02-11T14:24Z [---] followers, [---] engagements


"Bullish signal for $OSCR: Molina is retreating from ACA. $MOH just guided for a 66% cut to their ACA Marketplace membership. 655K 220K. They lost $2.75/share in Q4. Full year EPS down 50%. Stock dropped 28%. [------] people need a new health plan. Oscar grew ACA membership from 1.1M to 2.0M in two years. When competitors retreat someone picks up the pieces https://twitter.com/i/web/status/2019808204993995163 https://twitter.com/i/web/status/2019808204993995163"  
[X Link](https://x.com/FundBreakdown/status/2019808204993995163)  2026-02-06T16:19Z [---] followers, [----] engagements


"$OSCR The subsidy cliff was supposed to be the bear case for the entire ACA market. Oscar turned it into a share grab. 47% membership growth $18.7-19B revenue guidance and a product lineup built for the post-subsidy world while competitors were still hoping for an extension. The plan mix tells the story. Quick context: ACA plans come in metal tiers. Bronze = low premium high deductible (cheap monthly expensive when you use it). Silver = middle ground. Gold = high premium low deductible (more monthly less at the doctor). Silver dominated while enhanced subsidies were active because it was the"  
[X Link](https://x.com/FundBreakdown/status/2021724687428981195)  2026-02-11T23:15Z [---] followers, [----] engagements

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