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# ![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::783308507869093888.png) @Finance_Bareek CA Nitin Kaushik

CA Nitin Kaushik posts on X about finance, money, nifty, longterm the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

### Engagements: XXXXXX [#](/creator/twitter::783308507869093888/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::783308507869093888/c:line/m:interactions.svg)

- X Week XXXXXX -XX%
- X Month XXXXXXX +63%
- X Months XXXXXXX -XX%
- X Year XXXXXXXXX -XX%

### Mentions: XX [#](/creator/twitter::783308507869093888/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::783308507869093888/c:line/m:posts_active.svg)


### Followers: XXXXX [#](/creator/twitter::783308507869093888/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::783308507869093888/c:line/m:followers.svg)

- X Week XXXXX +4.30%
- X Month XXXXX +31%
- X Months XXXXX +190%
- X Year XXXXX +382%

### CreatorRank: XXXXXXX [#](/creator/twitter::783308507869093888/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::783308507869093888/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::783308507869093888/influence)
---

**Social category influence**
[finance](/list/finance)  XXXXX% [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX%

**Social topic influence**
[finance](/topic/finance) #449, [money](/topic/money) 6.57%, [nifty](/topic/nifty) #169, [longterm](/topic/longterm) 3.65%, [india](/topic/india) 2.92%, [investment](/topic/investment) 2.92%, [retirement](/topic/retirement) 2.19%, [rahul](/topic/rahul) 2.19%, [compound](/topic/compound) 2.19%, [illusion](/topic/illusion) XXXX%

**Top accounts mentioned or mentioned by**
[@diepakbhardwaj](/creator/undefined) [@grok](/creator/undefined) [@nipun0201](/creator/undefined) [@mamataofficial](/creator/undefined) [@iamsrk](/creator/undefined) [@balugorade](/creator/undefined) [@narendramodi](/creator/undefined) [@adityakrsaha](/creator/undefined) [@tiqmarqs](/creator/undefined) [@hitmancricket](/creator/undefined) [@loyalsachfan10](/creator/undefined) [@stockmarketind](/creator/undefined) [@skschandra1](/creator/undefined) [@rv65239362](/creator/undefined) [@ashwatthama_07](/creator/undefined) [@asmarzameer](/creator/undefined) [@stock_marketind](/creator/undefined) [@adhirajsinghpa1](/creator/undefined) [@sumanbiswas](/creator/undefined) [@nil20161987](/creator/undefined)
### Top Social Posts [#](/creator/twitter::783308507869093888/posts)
---
Top posts by engagements in the last XX hours

"๐Ÿ”น Step 3: Hold for 3+ Years If your spouse holds the gold for over X years it becomes a long-term capital asset"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949080138869625277) 2025-07-26 12:11:31 UTC 4684 followers, XX engagements


"The Tiger King taught me: Destiny doesnt roar It whispers Sometimes it comes carved in wood And money pride or planning cant stop it All we can do is stay humble stay prepared and accept that control is an illusion"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776760914415974) 2025-07-25 16:06:00 UTC 4686 followers, XX engagements


"Annual Income: 35L Annual Expenses: 15L Savings Potential: 20L/year Whats working: Great savings habit (20L/yr) Lifestyle under control Earning well Whats not working: FD hoarding = dead money Equity exposure too low Real estate is not retirement-ready cash Gold is wealth nostalgia not a wealth builder"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948738983585816975) 2025-07-25 13:35:54 UTC 4685 followers, XX engagements


"โ›ฝ Crude Oil & Coal: The Energy Wildcards Global wars = oil shocks. ๐Ÿ›ข Crude could jump past $100/barrel making transport food and power more expensive. India a major crude importer suffers here. But heres the twist: ๐Ÿชจ Coal exports might boom providing a short-term trade edge"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949109072994906187) 2025-07-26 14:06:30 UTC 4685 followers, XX engagements


"So next time youre: Over-optimizing your finances Believing youve figured it all out Ignoring small scratches in life Remember: Even the most powerful king Was brought down by a wooden tiger ๐Ÿ…"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776765301686542) 2025-07-25 16:06:02 UTC 4685 followers, XX engagements


"Want to express love with ROI ๐Ÿ’‘ Start a joint SIP ๐Ÿ›ก Gift each other term insurance ๐ŸŒด Plan a sabbatical after X years not just a 5-day honeymoon ๐Ÿก Build something togetherproperty purpose or a product Now thats a real power couple"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127402153501104) 2025-07-26 15:19:20 UTC 4687 followers, XX engagements


"๐Ÿ“‰ Tax Angle: Capital gains above X lakh/year are taxed at XX% (LTCG on equity). Theres no indexation benefit on equity funds"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413477510402521) 2025-07-24 16:02:27 UTC 4686 followers, XXX engagements


"๐Ÿ”น Step 2: Gift it to Spouse or Close Relative ๐ŸŽ Gifting gold to your spouse or blood relatives is tax-free under the Income Tax Act. ๐Ÿงพ No tax on gifting assets but future gains from that gift will be taxed in their hands"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949080131684782225) 2025-07-26 12:11:30 UTC 4684 followers, XX engagements


"Gurgaon is now more expensive than New York. Not clickbait. Reality. Why Because land has no factory. But black money has no limit. And as long as unaccounted income fuels real estate average Indians will be locked out of the market"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946973780774981831) 2025-07-20 16:41:37 UTC 4686 followers, XXX engagements


"The 50/30/20 Rule ๐Ÿงฎ A timeless money formula that works: โœ… XX% Needs (Rent bills food) โœ… XX% Wants (Dining travel fun) โœ… XX% Investments/Savings Stick to it in your 20s. Thank yourself in your 30s. #stockmarketcrash #Finance #investingtips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949311285025452095) 2025-07-27 03:30:01 UTC 4687 followers, XXX engagements


"@BaluGorade 7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949006240618516760) 2025-07-26 07:17:53 UTC 4686 followers, XXX engagements


"๐Ÿ‘จ๐Ÿ’ผ Aman started investing 10000/month via SIP at age XX. ๐Ÿ”’ He stopped at age XX after just XX years. Total Investment = XX lakhs He did nothing with it after XX just let it grow. ๐Ÿ‘จ๐Ÿ”ง Rahul started the same 10000 SIP but at age XX. He continued till retirement at XX XX years straight. Total Investment = XXXX lakhs"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413458111684994) 2025-07-24 16:02:22 UTC 4671 followers, XX engagements


"@diepakbhardwaj @narendramodi that makes no sense"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947663388420805061) 2025-07-22 14:21:52 UTC 4671 followers, XX engagements


"The king buys a wooden tiger toy for his son. The toy had a rough edge. It pierced his thumb. A minor infection sets in. And soon The infection spreads and the king dies. Killed by the 100th tiger not real but symbolic. Destiny fulfilled"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776742748860769) 2025-07-25 16:05:56 UTC 4685 followers, XX engagements


"Final Thought: Real estate in India isnt just expensive. Its exclusive built for those with power cash and the right connections. The dream of homeownership Its dying. Not because youre lazy. But because the system was never meant for you"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946973785107710224) 2025-07-20 16:41:38 UTC 4686 followers, XXX engagements


"๐Ÿ“‰ X. Equity (Stocks & Mutual Funds) Markets fall. It happens. But if the business is solid and you stay invested long-term chances of recovery (and even profits) are high. โœ… Risk of loss: Medium to High but recoverable over time"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947660220332904572) 2025-07-22 14:09:16 UTC 4686 followers, XXX engagements


"That one medical emergency. That one unexpected job loss. That one missed opportunity. That one hidden clause in the contract. Theyre not roaring tigers. Theyre SILENT ones. They scratch when youre not looking"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776756342599760) 2025-07-25 16:05:59 UTC 4685 followers, XX engagements


"1 Profits can look great but not all profits are equal ๐Ÿ’ก Zomato reported: ๐Ÿ”ธ Operating Revenue: 12114 Cr ๐Ÿ”ธ Operating Expenses: 12072 Cr ๐Ÿ”ธ EBITDA (Core Profit): XX Cr ๐Ÿ”ธ Net Profit: XXX Cr Confused How did XX Cr turn into XXX Cr Thats an 8X jump but its not what it looks like"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885318809784583) 2025-07-23 05:03:44 UTC 4686 followers, XX engagements


"๐Ÿšจ Still dreaming of moving abroad Heres the reality they dont show you๐Ÿšจ Everyone shows you pictures of clean roads tall skyscrapers and fancy shopping malls abroad. But what they dont show you is the hidden cost the cost you pay emotionally financially and culturally. Read till the end itll change your perspective forever.๐Ÿงต๐Ÿ‘‡ #stockmarketscrash #finance #nifty #investingtips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946188756857319511) 2025-07-18 12:42:12 UTC 4686 followers, 3407 engagements


"โœ… e-Verification = Faster Refund โœ” If you e-verify your return immediately processing starts within a day or two โœ” Offline verification = Slower processing = Refund delay"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037841570893985) 2025-07-23 15:09:48 UTC 4686 followers, XX engagements


"I met a couple last year: 60L wedding 8L personal loan XXX guests Zero investments Today Still paying EMI Still on rent Still arguing over bills But the haldi pics Fire. ๐Ÿ”ฅ"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127386215166077) 2025-07-26 15:19:16 UTC 4686 followers, XX engagements


"In finance we often obsess over control. ๐Ÿ“‰ We predict markets ๐Ÿ“Š Build perfect portfolios ๐Ÿง  Calculate every rupee ๐Ÿ” Insure every outcome But the unknowns the wooden tigers always exist"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776751967904195) 2025-07-25 16:05:58 UTC 4685 followers, XX engagements


"What People Will Say vs. Reality: But who lives in Indore Answer: People who bought flats there in 2020 are sitting on 2x wealth. My job is in Delhi Answer: Remote work hybrid gigs and long-term migration are real. Your flat should serve YOU not your boss"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947687536270172540) 2025-07-22 15:57:49 UTC 4686 followers, XXX engagements


"๐Ÿ’ธ X. Debt Instruments (Corporate Bonds NCDs etc.) People assume these are safe. Not always. If the issuer defaults (think DHFL IL&FS) recovery can be zero. While rare XXX% capital loss is theoretical possibility in unsecured debt. โš  Risk of loss: Low frequency but high severity in bad picks"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947660224808292722) 2025-07-22 14:09:18 UTC 4686 followers, XX engagements


"@HitmanCricket There's no better athlete than Kohli. X out of XX times the man will pull you out from the danger and register a clean win. Not a single other player has that kind of conversion rate"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949400991771848999) 2025-07-27 09:26:29 UTC 4686 followers, 15.7K engagements


"Most Indians dont know these X LEGAL hacks save this before your next highway trip โœ… X Legit Ways to Avoid Paying Toll: ๐Ÿ‘‰ X. Local Resident Pass: โœ” Stay within XX KM of a toll plaza โœ” You can get a Local Resident Pass no toll after that Just carry your Aadhaar & address proof to the toll office. ๐Ÿ‘‰ X. Scanner Not Working Dont Pay Cash Blindly: โœ” If your FASTag has balance but their scanner fails โœ” Its NOT your fault its theirs ๐Ÿ’ก NHAI rules say you shouldnt be charged. BUT if they insist pay take the receipt & raise a complaint on the NHAI portal. ๐Ÿ‘‰ X. Exempted Vehicles = No Toll: โœ”"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948231667531092307) 2025-07-24 04:00:00 UTC 4666 followers, XXX engagements


"5 The Hard Truth: โœ… Avoiding loans entirely doesnt build a strong score. โœ… The system rewards visible responsible credit behaviour. โœ… You dont need huge loans small manageable credit is enough. โœ… Staying invisible in the system delays your financial opportunities"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949464289468895523) 2025-07-27 13:38:00 UTC 4686 followers, XX engagements


"Lets break the math: ๐Ÿ’ธ A wedding that could be done in 20L done in 50L instead = 30L overspent. Now compound that 30L at XX% CAGR for XX years ๐Ÿ‘‰ 30L becomes X Cr+. Thats the real cost of one flashy weekend"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127390950474162) 2025-07-26 15:19:17 UTC 4685 followers, XX engagements


"Current Assets: 5L Gold (sentimental but slow growth) 15L Equity Mutual Funds (growth engine but underpowered) 60L Fixed Deposits (safe but losing to inflation) X Cr House (60L loan still running) Liabilities: 60L Home Loan (EMI eats cash flow)"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948738978699514253) 2025-07-25 13:35:52 UTC 4685 followers, XX engagements


"๐Ÿ’ก Bottom Line: Your credit score isnt about being debt-free its about showing you can handle credit when you use it. Smart small steps can build your score faster than years of inactivity. If your CIBIL score feels unfairly low now you know why. And how to fix it"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949464294032298231) 2025-07-27 13:38:01 UTC 4686 followers, XX engagements


"6 What happens now The case is back to square one. A fresh trial has been ordered to be completed within a year. Till then Saif Ali Khan & family have zero legal ownership over the 15000 crore estate"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375347398865291) 2025-07-24 13:30:56 UTC 4672 followers, XX engagements


"4 Why This Matters for Investors โš  A big jump in net profit looks exciting But if its driven by other income not by actual business operations it may not be sustainable. โœ” Strong businesses grow profits from core operations. โœ” Weak core = profits depend on temporary factors like investments"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885332327997544) 2025-07-23 05:03:47 UTC 4686 followers, XX engagements


"๐Ÿ’ณ STOP Using the WRONG Credit Card Heres What the Smart Spenders Use in 2025 ๐Ÿ’ฅ If youre swiping your card without a strategy youre leaving money & benefits on the table. Heres a quick guide to **Which Credit Card suits YOU**๐Ÿ‘‡ โœ… HDFC Infinia Big Spenders Playground If your spends cross XX Lakhs a year this is the king of rewards. Airport lounges hotel stays premium perks all unlocked. But strictly by invitation. โœ… Axis Atlas The Travellers Best Friend Spending 5-8 Lakhs a year Love flights hotels lounge access This card pays you back with travel benefits and miles. โœ… HDFC Swiggy Card Online"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949333932203499831) 2025-07-27 05:00:00 UTC 4685 followers, XXX engagements


"7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949006315629564214) 2025-07-26 07:18:11 UTC 4686 followers, XXX engagements


"Loan fully paid Dont celebrate just yet X silly miss now can tank your credit score later. Read this BEFORE you close your loan (A thread every Indian borrower needs to see) ๐Ÿ‘‡๐Ÿงต #stockmarketscrash #finance #nifty #investingtips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949094698812887350) 2025-07-26 13:09:23 UTC 4686 followers, XXX engagements


"๐Ÿ”น Step 4: Sell & Show Capital Gains ๐Ÿ’ธ When the gold is sold the gain (based on indexed cost) is taxed at XX% with indexation. โœ… Now the money becomes white shown as long-term capital gains"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949080148973650177) 2025-07-26 12:11:34 UTC 4684 followers, XX engagements


"๐Ÿ’ฃ Saif Ali Khan just lost 15000 crore worth of royal property and the reason will blow your mind ๐Ÿงต๐Ÿ‘‡๐Ÿผ #stockmarketscrash #finance #nifty #investingtips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375320190488662) 2025-07-24 13:30:50 UTC 4676 followers, XXX engagements


"@Stock_marketIND that's like comparing HDFC bank with Utkarsh Small Finance bank to give you a perspective"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949322275657773285) 2025-07-27 04:13:41 UTC 4686 followers, 4382 engagements


"๐Ÿ“Œ Key Takeaways: โžก Start SIPs as early as you can even if its just 2500/month โžก Prefer low-cost Index Funds like Nifty XX โžก Stay invested. Let compounding work for you"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413472380727630) 2025-07-24 16:02:26 UTC 4672 followers, XX engagements


"๐Ÿ”’ Why All This Matters: Because closing a loan wrong can: โš  Hurt your credit score โš  Cause future loan rejection โš  Trigger legal disputes Closing it right = Long-term peace of mind"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949094732522471875) 2025-07-26 13:09:31 UTC 4685 followers, XX engagements


"2 What is EBITDA & Why It Matters ๐Ÿ” EBITDA = Earnings Before Interest Taxes Depreciation & Amortisation. Simply put it shows how much profit a company generates from its core operations before considering financing costs or taxes. For Zomato core expenses include: ๐Ÿ” Delivery partner payouts ๐Ÿ‘จ๐Ÿ’ป Employee salaries ๐Ÿ’ป Technology infrastructure ๐Ÿฌ Commissions to restaurant partners EBITDA helps you judge the health of the main business without distractions"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947885323188638125) 2025-07-23 05:03:45 UTC 4686 followers, XX engagements


"Why Tier X Property Metro Flat for Middle Class: Affordable Entry: No 25L down payment stress Quality of Life: Less chaos more space Rent/Self-Use: You can live lease or sell later Better ROI: Growth potential beats stagnating metro flats"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1947687531241193875) 2025-07-22 15:57:48 UTC 4684 followers, XXX engagements


"Some lessons stay for life. I still think about The Tiger King Not just as a story But as a mirror to how we treat control destiny and risk. Whats your wooden tiger in life or money"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776769693090204) 2025-07-25 16:06:03 UTC 4685 followers, XX engagements


"The Tiger King and the illusion of control Back in Class XX there was one story I never forgot The Tiger King. A king hears a prophecy that the 100th tiger will kill him. He kills XX tigers himself. But fate had its own plan. What happened next blew my mind. Let me tell you why it still hits me today ๐Ÿ‘‡๐Ÿงต #Nostalgia #PersonalFinance #investing #StockMarket #school"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776733244539238) 2025-07-25 16:05:54 UTC 4686 followers, XXX engagements


"๐Ÿšจ The Harsh Truth: Is Life in America Really Better Than India๐Ÿšจ Many young Indians dream of settling abroad imagining a glamorous easy life in the West. But before you chase the Dollar Dream heres a brutally honest comparison of living costs between India and America in 2025 with real figures and facts. Lets break the myth๐Ÿงต๐Ÿ‘‡ #stockmarketscrash #finance #nifty #investingtips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949141152772567304) 2025-07-26 16:13:58 UTC 4686 followers, XXX engagements


"1 Imagine this: You inherit palaces estates land all worth 15000 crore. But the court steps in and says Sorry its not yours. Thats exactly what happened to Bollywoods Nawab Saif Ali Khan"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375325588529607) 2025-07-24 13:30:51 UTC 4671 followers, XX engagements


"This story made me realize something bigger No matter how much control we think we have life has its own plans. You may: earn in crores build multiple income streams insure everything avoid all risks and still be caught off-guard by a wooden tiger"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948776747765563917) 2025-07-25 16:05:57 UTC 4685 followers, XX engagements


"Housing USA: Average 1BHK rent = $2100/month (175000) India: Good 2BHK rent = 2500035000 in Tier-1 cities like Bangalore Pune. Difference: In America youre spending nearly 67x more just for a basic home and that too in normal cities (forget New York or San Francisco)"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949141158640459822) 2025-07-26 16:14:00 UTC 4686 followers, XX engagements


"๐Ÿš€ The Real Hero TIME. ๐Ÿง  Thats compound interest in action. Even though Aman invested for just XX years he gave his money XX years to grow. Rahul gave it only XX. ๐Ÿ“Œ Its not about how much you invest its about how early you start. Even a small SIP can make you a crorepati if you give it TIME to work"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413467557539884) 2025-07-24 16:02:25 UTC 4673 followers, XX engagements


"๐Ÿ“ข Disclaimer: Mutual fund investments are subject to market risks. Past returns future returns. Always read scheme-related documents before investing. ๐Ÿ“Œ This is not financial advice. Just sharing a perspective. Youre free to make your own judgment. Dont wait to be rich to invest. Start investing to get rich. ๐Ÿ’ฏ"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413481889542175) 2025-07-24 16:02:28 UTC 4672 followers, XXX engagements


"๐Ÿ”น PPF Public Provident Fund Investment Limit: Up to XXX lakh per annum. Interest Rate: XXX% for Q1 FY 2025-26. Lock-in Period: XX years with partial withdrawals allowed after X years. Taxation: EEE contributions interest and withdrawals are tax-free. โœ… Pros: Safe investment with tax-free returns. โŒ Cons: Long lock-in period and lower returns compared to other options"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1944017781952790717) 2025-07-12 12:55:31 UTC 4687 followers, XX engagements


"๐Ÿก๐Ÿ’ฃ Want to finish a 30-year home loan in XX years without selling a kidney Most people are stuck with EMIs till retirement. But heres a simple flexible trick to save 34+ lakh in interest and years of stress. A thread that banks wont tell you: ๐Ÿงต๐Ÿ‘‡ #stockmarketscrash #finance #nifty #InvestingTips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949489266515386707) 2025-07-27 15:17:15 UTC 4686 followers, XXX engagements


"๐Ÿ“Š Assumption: SIP invested in Nifty XX Index Fund at XX% CAGR Now at age XX lets look at their wealth: ๐Ÿ’ฐ Amans corpus = XXXX Cr ๐Ÿ’ฐ Rahuls corpus = XXXX Cr Yes Rahul invested nearly 3X more but Amans money outperformed ๐Ÿ”ฅ"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948413462737985784) 2025-07-24 16:02:23 UTC 4670 followers, XX engagements


"๐Ÿ’ธ ITR Refund in X XX XX Days Truth Bomb for 2025 Filers ๐Ÿ’ฃ ITR refund coming in X days Or will it test your patience for XX Heres the real deal minus the confusion. #stockmarketscrash #finance #nifty #InvestingTips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948037827335541022) 2025-07-23 15:09:45 UTC 4686 followers, XXX engagements


"@nipun0201 ๐Ÿ˜‚ that's delusion not optimism"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948870936918106581) 2025-07-25 22:20:14 UTC 4672 followers, XX engagements


"5. Retrieve Your Post-Dated Cheques (PDCs): If you submitted PDCs at loan start ask for the unused ones back. โœ… Prevents fraud/misuse โœ… Ensures clean closure Pro tip: Ask for a written acknowledgment of retrieval"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949094726830817289) 2025-07-26 13:09:29 UTC 4685 followers, XX engagements


"What could 30L have done instead ๐Ÿš€ Started a digital product (499 x 1000 customers = 5L/month) ๐Ÿ  Bought a rental property ๐Ÿ’ก Funded a side hustle ๐Ÿ“ˆ Invested for compounding Thats not frugality. Thats financial foresight"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949127396356948459) 2025-07-26 15:19:18 UTC 4686 followers, XX engagements


"Financial Literacy is compound interest in disguise. Learn it once apply it for life. ๐Ÿ‘‰ 10000 invested at XX% = X lakh in XX years ๐Ÿ‘‰ 10000 wasted = gone forever Read books. Watch markets. Understand debt. One hour a day now = freedom forever. #stockmarketcrash #Finance #investing"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948986641990754782) 2025-07-26 06:00:00 UTC 4678 followers, XX engagements


"๐Ÿ” What does it mean for you ๐Ÿ“‰ Expect rising inflation ๐Ÿ’ต Pressure on the rupee ๐Ÿ“ˆ Potential bull run in commodity-linked Indian stocks (metals energy) ๐Ÿง  Strategy: Hedge with gold/silver eye select commodity stocks and dont ignore global headlines"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949109083136835635) 2025-07-26 14:06:32 UTC 4686 followers, XX engagements


"๐Ÿ’ก Golden Rule: No Loan for Your First Car Heres what you should actually do ๐Ÿš— Start with a second-hand or budget car You learn driving maintenance and control real-world expenses. If scratched No heart attack. Upgrading later is easier when you have savings"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948069246900257002) 2025-07-23 17:14:36 UTC 4686 followers, XX engagements


"๐Ÿงพ Why a 30-year loan makes senseeven if you dont keep it that long People think long tenure = bad idea. But heres the twist: โœ… Lower EMI = More cash flow flexibility Example: ๐Ÿ“Œ 50L loan @ X% 30-year EMI = 36688 20-year EMI = 41822 โžก Difference = 5134/month saved This flexibility is your secret weapon"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1949489272421040432) 2025-07-27 15:17:16 UTC 4687 followers, XX engagements


"5 But on 30th June 2025 that victory was short-lived. The Madhya Pradesh High Court overturned the 2000 verdict. The reason โš– The lower court ignored legal changes and implications of personal law"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1948375343246569556) 2025-07-24 13:30:55 UTC 4671 followers, XX engagements


"๐Ÿ’ฅ How Indians Are Quietly Losing Crores (While Thinking Theyre Investing Smart) Most Indians are unknowingly saying goodbye to crores meant for retirement. Not because they picked the wrong mutual fund. But because they ignored the one investment already working silently for them: EPF Lets break it down ๐Ÿ‘‡๐Ÿงต #stockmarketscrash #finance #nifty #investingtips"  
![@Finance_Bareek Avatar](https://lunarcrush.com/gi/w:16/cr:twitter::783308507869093888.png) [@Finance_Bareek](/creator/x/Finance_Bareek) on [X](/post/tweet/1946214504557367499) 2025-07-18 14:24:31 UTC 4686 followers, 1658 engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@Finance_Bareek Avatar @Finance_Bareek CA Nitin Kaushik

CA Nitin Kaushik posts on X about finance, money, nifty, longterm the most. They currently have XXXXX followers and XXX posts still getting attention that total XXXXXX engagements in the last XX hours.

Engagements: XXXXXX #

Engagements Line Chart

  • X Week XXXXXX -XX%
  • X Month XXXXXXX +63%
  • X Months XXXXXXX -XX%
  • X Year XXXXXXXXX -XX%

Mentions: XX #

Mentions Line Chart

Followers: XXXXX #

Followers Line Chart

  • X Week XXXXX +4.30%
  • X Month XXXXX +31%
  • X Months XXXXX +190%
  • X Year XXXXX +382%

CreatorRank: XXXXXXX #

CreatorRank Line Chart

Social Influence #


Social category influence finance XXXXX% countries XXXX% stocks XXXX%

Social topic influence finance #449, money 6.57%, nifty #169, longterm 3.65%, india 2.92%, investment 2.92%, retirement 2.19%, rahul 2.19%, compound 2.19%, illusion XXXX%

Top accounts mentioned or mentioned by @diepakbhardwaj @grok @nipun0201 @mamataofficial @iamsrk @balugorade @narendramodi @adityakrsaha @tiqmarqs @hitmancricket @loyalsachfan10 @stockmarketind @skschandra1 @rv65239362 @ashwatthama_07 @asmarzameer @stock_marketind @adhirajsinghpa1 @sumanbiswas @nil20161987

Top Social Posts #


Top posts by engagements in the last XX hours

"๐Ÿ”น Step 3: Hold for 3+ Years If your spouse holds the gold for over X years it becomes a long-term capital asset"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 12:11:31 UTC 4684 followers, XX engagements

"The Tiger King taught me: Destiny doesnt roar It whispers Sometimes it comes carved in wood And money pride or planning cant stop it All we can do is stay humble stay prepared and accept that control is an illusion"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:06:00 UTC 4686 followers, XX engagements

"Annual Income: 35L Annual Expenses: 15L Savings Potential: 20L/year Whats working: Great savings habit (20L/yr) Lifestyle under control Earning well Whats not working: FD hoarding = dead money Equity exposure too low Real estate is not retirement-ready cash Gold is wealth nostalgia not a wealth builder"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 13:35:54 UTC 4685 followers, XX engagements

"โ›ฝ Crude Oil & Coal: The Energy Wildcards Global wars = oil shocks. ๐Ÿ›ข Crude could jump past $100/barrel making transport food and power more expensive. India a major crude importer suffers here. But heres the twist: ๐Ÿชจ Coal exports might boom providing a short-term trade edge"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 14:06:30 UTC 4685 followers, XX engagements

"So next time youre: Over-optimizing your finances Believing youve figured it all out Ignoring small scratches in life Remember: Even the most powerful king Was brought down by a wooden tiger ๐Ÿ…"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:06:02 UTC 4685 followers, XX engagements

"Want to express love with ROI ๐Ÿ’‘ Start a joint SIP ๐Ÿ›ก Gift each other term insurance ๐ŸŒด Plan a sabbatical after X years not just a 5-day honeymoon ๐Ÿก Build something togetherproperty purpose or a product Now thats a real power couple"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 15:19:20 UTC 4687 followers, XX engagements

"๐Ÿ“‰ Tax Angle: Capital gains above X lakh/year are taxed at XX% (LTCG on equity). Theres no indexation benefit on equity funds"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 16:02:27 UTC 4686 followers, XXX engagements

"๐Ÿ”น Step 2: Gift it to Spouse or Close Relative ๐ŸŽ Gifting gold to your spouse or blood relatives is tax-free under the Income Tax Act. ๐Ÿงพ No tax on gifting assets but future gains from that gift will be taxed in their hands"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 12:11:30 UTC 4684 followers, XX engagements

"Gurgaon is now more expensive than New York. Not clickbait. Reality. Why Because land has no factory. But black money has no limit. And as long as unaccounted income fuels real estate average Indians will be locked out of the market"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-20 16:41:37 UTC 4686 followers, XXX engagements

"The 50/30/20 Rule ๐Ÿงฎ A timeless money formula that works: โœ… XX% Needs (Rent bills food) โœ… XX% Wants (Dining travel fun) โœ… XX% Investments/Savings Stick to it in your 20s. Thank yourself in your 30s. #stockmarketcrash #Finance #investingtips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 03:30:01 UTC 4687 followers, XXX engagements

"@BaluGorade 7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 07:17:53 UTC 4686 followers, XXX engagements

"๐Ÿ‘จ๐Ÿ’ผ Aman started investing 10000/month via SIP at age XX. ๐Ÿ”’ He stopped at age XX after just XX years. Total Investment = XX lakhs He did nothing with it after XX just let it grow. ๐Ÿ‘จ๐Ÿ”ง Rahul started the same 10000 SIP but at age XX. He continued till retirement at XX XX years straight. Total Investment = XXXX lakhs"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 16:02:22 UTC 4671 followers, XX engagements

"@diepakbhardwaj @narendramodi that makes no sense"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-22 14:21:52 UTC 4671 followers, XX engagements

"The king buys a wooden tiger toy for his son. The toy had a rough edge. It pierced his thumb. A minor infection sets in. And soon The infection spreads and the king dies. Killed by the 100th tiger not real but symbolic. Destiny fulfilled"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:05:56 UTC 4685 followers, XX engagements

"Final Thought: Real estate in India isnt just expensive. Its exclusive built for those with power cash and the right connections. The dream of homeownership Its dying. Not because youre lazy. But because the system was never meant for you"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-20 16:41:38 UTC 4686 followers, XXX engagements

"๐Ÿ“‰ X. Equity (Stocks & Mutual Funds) Markets fall. It happens. But if the business is solid and you stay invested long-term chances of recovery (and even profits) are high. โœ… Risk of loss: Medium to High but recoverable over time"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-22 14:09:16 UTC 4686 followers, XXX engagements

"That one medical emergency. That one unexpected job loss. That one missed opportunity. That one hidden clause in the contract. Theyre not roaring tigers. Theyre SILENT ones. They scratch when youre not looking"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:05:59 UTC 4685 followers, XX engagements

"1 Profits can look great but not all profits are equal ๐Ÿ’ก Zomato reported: ๐Ÿ”ธ Operating Revenue: 12114 Cr ๐Ÿ”ธ Operating Expenses: 12072 Cr ๐Ÿ”ธ EBITDA (Core Profit): XX Cr ๐Ÿ”ธ Net Profit: XXX Cr Confused How did XX Cr turn into XXX Cr Thats an 8X jump but its not what it looks like"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-23 05:03:44 UTC 4686 followers, XX engagements

"๐Ÿšจ Still dreaming of moving abroad Heres the reality they dont show you๐Ÿšจ Everyone shows you pictures of clean roads tall skyscrapers and fancy shopping malls abroad. But what they dont show you is the hidden cost the cost you pay emotionally financially and culturally. Read till the end itll change your perspective forever.๐Ÿงต๐Ÿ‘‡ #stockmarketscrash #finance #nifty #investingtips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-18 12:42:12 UTC 4686 followers, 3407 engagements

"โœ… e-Verification = Faster Refund โœ” If you e-verify your return immediately processing starts within a day or two โœ” Offline verification = Slower processing = Refund delay"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-23 15:09:48 UTC 4686 followers, XX engagements

"I met a couple last year: 60L wedding 8L personal loan XXX guests Zero investments Today Still paying EMI Still on rent Still arguing over bills But the haldi pics Fire. ๐Ÿ”ฅ"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 15:19:16 UTC 4686 followers, XX engagements

"In finance we often obsess over control. ๐Ÿ“‰ We predict markets ๐Ÿ“Š Build perfect portfolios ๐Ÿง  Calculate every rupee ๐Ÿ” Insure every outcome But the unknowns the wooden tigers always exist"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:05:58 UTC 4685 followers, XX engagements

"What People Will Say vs. Reality: But who lives in Indore Answer: People who bought flats there in 2020 are sitting on 2x wealth. My job is in Delhi Answer: Remote work hybrid gigs and long-term migration are real. Your flat should serve YOU not your boss"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-22 15:57:49 UTC 4686 followers, XXX engagements

"๐Ÿ’ธ X. Debt Instruments (Corporate Bonds NCDs etc.) People assume these are safe. Not always. If the issuer defaults (think DHFL IL&FS) recovery can be zero. While rare XXX% capital loss is theoretical possibility in unsecured debt. โš  Risk of loss: Low frequency but high severity in bad picks"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-22 14:09:18 UTC 4686 followers, XX engagements

"@HitmanCricket There's no better athlete than Kohli. X out of XX times the man will pull you out from the danger and register a clean win. Not a single other player has that kind of conversion rate"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 09:26:29 UTC 4686 followers, 15.7K engagements

"Most Indians dont know these X LEGAL hacks save this before your next highway trip โœ… X Legit Ways to Avoid Paying Toll: ๐Ÿ‘‰ X. Local Resident Pass: โœ” Stay within XX KM of a toll plaza โœ” You can get a Local Resident Pass no toll after that Just carry your Aadhaar & address proof to the toll office. ๐Ÿ‘‰ X. Scanner Not Working Dont Pay Cash Blindly: โœ” If your FASTag has balance but their scanner fails โœ” Its NOT your fault its theirs ๐Ÿ’ก NHAI rules say you shouldnt be charged. BUT if they insist pay take the receipt & raise a complaint on the NHAI portal. ๐Ÿ‘‰ X. Exempted Vehicles = No Toll: โœ”"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 04:00:00 UTC 4666 followers, XXX engagements

"5 The Hard Truth: โœ… Avoiding loans entirely doesnt build a strong score. โœ… The system rewards visible responsible credit behaviour. โœ… You dont need huge loans small manageable credit is enough. โœ… Staying invisible in the system delays your financial opportunities"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 13:38:00 UTC 4686 followers, XX engagements

"Lets break the math: ๐Ÿ’ธ A wedding that could be done in 20L done in 50L instead = 30L overspent. Now compound that 30L at XX% CAGR for XX years ๐Ÿ‘‰ 30L becomes X Cr+. Thats the real cost of one flashy weekend"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 15:19:17 UTC 4685 followers, XX engagements

"Current Assets: 5L Gold (sentimental but slow growth) 15L Equity Mutual Funds (growth engine but underpowered) 60L Fixed Deposits (safe but losing to inflation) X Cr House (60L loan still running) Liabilities: 60L Home Loan (EMI eats cash flow)"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 13:35:52 UTC 4685 followers, XX engagements

"๐Ÿ’ก Bottom Line: Your credit score isnt about being debt-free its about showing you can handle credit when you use it. Smart small steps can build your score faster than years of inactivity. If your CIBIL score feels unfairly low now you know why. And how to fix it"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 13:38:01 UTC 4686 followers, XX engagements

"6 What happens now The case is back to square one. A fresh trial has been ordered to be completed within a year. Till then Saif Ali Khan & family have zero legal ownership over the 15000 crore estate"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 13:30:56 UTC 4672 followers, XX engagements

"4 Why This Matters for Investors โš  A big jump in net profit looks exciting But if its driven by other income not by actual business operations it may not be sustainable. โœ” Strong businesses grow profits from core operations. โœ” Weak core = profits depend on temporary factors like investments"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-23 05:03:47 UTC 4686 followers, XX engagements

"๐Ÿ’ณ STOP Using the WRONG Credit Card Heres What the Smart Spenders Use in 2025 ๐Ÿ’ฅ If youre swiping your card without a strategy youre leaving money & benefits on the table. Heres a quick guide to Which Credit Card suits YOU๐Ÿ‘‡ โœ… HDFC Infinia Big Spenders Playground If your spends cross XX Lakhs a year this is the king of rewards. Airport lounges hotel stays premium perks all unlocked. But strictly by invitation. โœ… Axis Atlas The Travellers Best Friend Spending 5-8 Lakhs a year Love flights hotels lounge access This card pays you back with travel benefits and miles. โœ… HDFC Swiggy Card Online"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 05:00:00 UTC 4685 followers, XXX engagements

"7.5L down payment and 7.5L loan at max. Car depreciates your loan should not be more than the total down payment you can make. Unless you have full liquidity and you are invested fully and generating more % returns than the interest you pay on loan"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 07:18:11 UTC 4686 followers, XXX engagements

"Loan fully paid Dont celebrate just yet X silly miss now can tank your credit score later. Read this BEFORE you close your loan (A thread every Indian borrower needs to see) ๐Ÿ‘‡๐Ÿงต #stockmarketscrash #finance #nifty #investingtips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 13:09:23 UTC 4686 followers, XXX engagements

"๐Ÿ”น Step 4: Sell & Show Capital Gains ๐Ÿ’ธ When the gold is sold the gain (based on indexed cost) is taxed at XX% with indexation. โœ… Now the money becomes white shown as long-term capital gains"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 12:11:34 UTC 4684 followers, XX engagements

"๐Ÿ’ฃ Saif Ali Khan just lost 15000 crore worth of royal property and the reason will blow your mind ๐Ÿงต๐Ÿ‘‡๐Ÿผ #stockmarketscrash #finance #nifty #investingtips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 13:30:50 UTC 4676 followers, XXX engagements

"@Stock_marketIND that's like comparing HDFC bank with Utkarsh Small Finance bank to give you a perspective"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 04:13:41 UTC 4686 followers, 4382 engagements

"๐Ÿ“Œ Key Takeaways: โžก Start SIPs as early as you can even if its just 2500/month โžก Prefer low-cost Index Funds like Nifty XX โžก Stay invested. Let compounding work for you"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 16:02:26 UTC 4672 followers, XX engagements

"๐Ÿ”’ Why All This Matters: Because closing a loan wrong can: โš  Hurt your credit score โš  Cause future loan rejection โš  Trigger legal disputes Closing it right = Long-term peace of mind"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 13:09:31 UTC 4685 followers, XX engagements

"2 What is EBITDA & Why It Matters ๐Ÿ” EBITDA = Earnings Before Interest Taxes Depreciation & Amortisation. Simply put it shows how much profit a company generates from its core operations before considering financing costs or taxes. For Zomato core expenses include: ๐Ÿ” Delivery partner payouts ๐Ÿ‘จ๐Ÿ’ป Employee salaries ๐Ÿ’ป Technology infrastructure ๐Ÿฌ Commissions to restaurant partners EBITDA helps you judge the health of the main business without distractions"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-23 05:03:45 UTC 4686 followers, XX engagements

"Why Tier X Property Metro Flat for Middle Class: Affordable Entry: No 25L down payment stress Quality of Life: Less chaos more space Rent/Self-Use: You can live lease or sell later Better ROI: Growth potential beats stagnating metro flats"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-22 15:57:48 UTC 4684 followers, XXX engagements

"Some lessons stay for life. I still think about The Tiger King Not just as a story But as a mirror to how we treat control destiny and risk. Whats your wooden tiger in life or money"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:06:03 UTC 4685 followers, XX engagements

"The Tiger King and the illusion of control Back in Class XX there was one story I never forgot The Tiger King. A king hears a prophecy that the 100th tiger will kill him. He kills XX tigers himself. But fate had its own plan. What happened next blew my mind. Let me tell you why it still hits me today ๐Ÿ‘‡๐Ÿงต #Nostalgia #PersonalFinance #investing #StockMarket #school"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:05:54 UTC 4686 followers, XXX engagements

"๐Ÿšจ The Harsh Truth: Is Life in America Really Better Than India๐Ÿšจ Many young Indians dream of settling abroad imagining a glamorous easy life in the West. But before you chase the Dollar Dream heres a brutally honest comparison of living costs between India and America in 2025 with real figures and facts. Lets break the myth๐Ÿงต๐Ÿ‘‡ #stockmarketscrash #finance #nifty #investingtips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 16:13:58 UTC 4686 followers, XXX engagements

"1 Imagine this: You inherit palaces estates land all worth 15000 crore. But the court steps in and says Sorry its not yours. Thats exactly what happened to Bollywoods Nawab Saif Ali Khan"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 13:30:51 UTC 4671 followers, XX engagements

"This story made me realize something bigger No matter how much control we think we have life has its own plans. You may: earn in crores build multiple income streams insure everything avoid all risks and still be caught off-guard by a wooden tiger"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 16:05:57 UTC 4685 followers, XX engagements

"Housing USA: Average 1BHK rent = $2100/month (175000) India: Good 2BHK rent = 2500035000 in Tier-1 cities like Bangalore Pune. Difference: In America youre spending nearly 67x more just for a basic home and that too in normal cities (forget New York or San Francisco)"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 16:14:00 UTC 4686 followers, XX engagements

"๐Ÿš€ The Real Hero TIME. ๐Ÿง  Thats compound interest in action. Even though Aman invested for just XX years he gave his money XX years to grow. Rahul gave it only XX. ๐Ÿ“Œ Its not about how much you invest its about how early you start. Even a small SIP can make you a crorepati if you give it TIME to work"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 16:02:25 UTC 4673 followers, XX engagements

"๐Ÿ“ข Disclaimer: Mutual fund investments are subject to market risks. Past returns future returns. Always read scheme-related documents before investing. ๐Ÿ“Œ This is not financial advice. Just sharing a perspective. Youre free to make your own judgment. Dont wait to be rich to invest. Start investing to get rich. ๐Ÿ’ฏ"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 16:02:28 UTC 4672 followers, XXX engagements

"๐Ÿ”น PPF Public Provident Fund Investment Limit: Up to XXX lakh per annum. Interest Rate: XXX% for Q1 FY 2025-26. Lock-in Period: XX years with partial withdrawals allowed after X years. Taxation: EEE contributions interest and withdrawals are tax-free. โœ… Pros: Safe investment with tax-free returns. โŒ Cons: Long lock-in period and lower returns compared to other options"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-12 12:55:31 UTC 4687 followers, XX engagements

"๐Ÿก๐Ÿ’ฃ Want to finish a 30-year home loan in XX years without selling a kidney Most people are stuck with EMIs till retirement. But heres a simple flexible trick to save 34+ lakh in interest and years of stress. A thread that banks wont tell you: ๐Ÿงต๐Ÿ‘‡ #stockmarketscrash #finance #nifty #InvestingTips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 15:17:15 UTC 4686 followers, XXX engagements

"๐Ÿ“Š Assumption: SIP invested in Nifty XX Index Fund at XX% CAGR Now at age XX lets look at their wealth: ๐Ÿ’ฐ Amans corpus = XXXX Cr ๐Ÿ’ฐ Rahuls corpus = XXXX Cr Yes Rahul invested nearly 3X more but Amans money outperformed ๐Ÿ”ฅ"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 16:02:23 UTC 4670 followers, XX engagements

"๐Ÿ’ธ ITR Refund in X XX XX Days Truth Bomb for 2025 Filers ๐Ÿ’ฃ ITR refund coming in X days Or will it test your patience for XX Heres the real deal minus the confusion. #stockmarketscrash #finance #nifty #InvestingTips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-23 15:09:45 UTC 4686 followers, XXX engagements

"@nipun0201 ๐Ÿ˜‚ that's delusion not optimism"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-25 22:20:14 UTC 4672 followers, XX engagements

"5. Retrieve Your Post-Dated Cheques (PDCs): If you submitted PDCs at loan start ask for the unused ones back. โœ… Prevents fraud/misuse โœ… Ensures clean closure Pro tip: Ask for a written acknowledgment of retrieval"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 13:09:29 UTC 4685 followers, XX engagements

"What could 30L have done instead ๐Ÿš€ Started a digital product (499 x 1000 customers = 5L/month) ๐Ÿ  Bought a rental property ๐Ÿ’ก Funded a side hustle ๐Ÿ“ˆ Invested for compounding Thats not frugality. Thats financial foresight"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 15:19:18 UTC 4686 followers, XX engagements

"Financial Literacy is compound interest in disguise. Learn it once apply it for life. ๐Ÿ‘‰ 10000 invested at XX% = X lakh in XX years ๐Ÿ‘‰ 10000 wasted = gone forever Read books. Watch markets. Understand debt. One hour a day now = freedom forever. #stockmarketcrash #Finance #investing"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 06:00:00 UTC 4678 followers, XX engagements

"๐Ÿ” What does it mean for you ๐Ÿ“‰ Expect rising inflation ๐Ÿ’ต Pressure on the rupee ๐Ÿ“ˆ Potential bull run in commodity-linked Indian stocks (metals energy) ๐Ÿง  Strategy: Hedge with gold/silver eye select commodity stocks and dont ignore global headlines"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-26 14:06:32 UTC 4686 followers, XX engagements

"๐Ÿ’ก Golden Rule: No Loan for Your First Car Heres what you should actually do ๐Ÿš— Start with a second-hand or budget car You learn driving maintenance and control real-world expenses. If scratched No heart attack. Upgrading later is easier when you have savings"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-23 17:14:36 UTC 4686 followers, XX engagements

"๐Ÿงพ Why a 30-year loan makes senseeven if you dont keep it that long People think long tenure = bad idea. But heres the twist: โœ… Lower EMI = More cash flow flexibility Example: ๐Ÿ“Œ 50L loan @ X% 30-year EMI = 36688 20-year EMI = 41822 โžก Difference = 5134/month saved This flexibility is your secret weapon"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-27 15:17:16 UTC 4687 followers, XX engagements

"5 But on 30th June 2025 that victory was short-lived. The Madhya Pradesh High Court overturned the 2000 verdict. The reason โš– The lower court ignored legal changes and implications of personal law"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-24 13:30:55 UTC 4671 followers, XX engagements

"๐Ÿ’ฅ How Indians Are Quietly Losing Crores (While Thinking Theyre Investing Smart) Most Indians are unknowingly saying goodbye to crores meant for retirement. Not because they picked the wrong mutual fund. But because they ignored the one investment already working silently for them: EPF Lets break it down ๐Ÿ‘‡๐Ÿงต #stockmarketscrash #finance #nifty #investingtips"
@Finance_Bareek Avatar @Finance_Bareek on X 2025-07-18 14:24:31 UTC 4686 followers, 1658 engagements

@Finance_Bareek
/creator/twitter::Finance_Bareek