# ![@EACinvestor Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1678619379192197121.png) @EACinvestor East African Community Investor

East African Community Investor posts on X about investment, money, dividend, retirement the most. They currently have [-----] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::1678619379192197121/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1678619379192197121/c:line/m:interactions.svg)

- [--] Week [-------] +2,200%
- [--] Month [-------] +325%
- [--] Months [---------] +309%
- [--] Year [---------] +181%

### Mentions: [--] [#](/creator/twitter::1678619379192197121/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1678619379192197121/c:line/m:posts_active.svg)

- [--] Week [--] +39%
- [--] Month [--] -16%
- [--] Months [---] +67%
- [--] Year [---] +6.20%

### Followers: [-----] [#](/creator/twitter::1678619379192197121/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1678619379192197121/c:line/m:followers.svg)

- [--] Week [-----] +3.50%
- [--] Month [-----] +5.30%
- [--] Months [-----] +34%
- [--] Year [-----] +76%

### CreatorRank: [-------] [#](/creator/twitter::1678619379192197121/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1678619379192197121/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  91.2% [countries](/list/countries)  15.2% [currencies](/list/currencies)  #2127 [stocks](/list/stocks)  4% [technology brands](/list/technology-brands)  3.2% [social networks](/list/social-networks)  2.4% [cryptocurrencies](/list/cryptocurrencies)  1.6% [travel destinations](/list/travel-destinations)  1.6% [automotive brands](/list/automotive-brands)  0.8% [products](/list/products)  0.8%

**Social topic influence**
[investment](/topic/investment) #613, [money](/topic/money) #4249, [dividend](/topic/dividend) #573, [retirement](/topic/retirement) #159, [kenya](/topic/kenya) 9.6%, [if you](/topic/if-you) 9.6%, [debt](/topic/debt) 8.8%, [$1m](/topic/$1m) 8.8%, [crypto](/topic/crypto) 7.2%, [we are](/topic/we-are) 6.4%

**Top accounts mentioned or mentioned by**
[@waruhiufranklin](/creator/undefined) [@xysist](/creator/undefined) [@mamatigari](/creator/undefined) [@ianonyango](/creator/undefined) [@wiseshilling](/creator/undefined) [@nse_investors](/creator/undefined) [@mytradesignals](/creator/undefined) [@mutugigathumbi](/creator/undefined) [@juliusonstocks](/creator/undefined) [@patmu7](/creator/undefined) [@johnhiuhu](/creator/undefined) [@2030divah70555](/creator/undefined) [@ndungup_](/creator/undefined) [@biggiznesh](/creator/undefined) [@vaultramx](/creator/undefined) [@mbitimwondi](/creator/undefined) [@watesh](/creator/undefined) [@max4emperor](/creator/undefined) [@alexthuo10](/creator/undefined) [@nseplc](/creator/undefined)

**Top assets mentioned**
[Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Been there been left. My ex left because shell technically make more money than me in retirement (I plan to retire at 38). Kept on insisting I find another source of income in retirement to supplement my passive income. I declined - I wanted to pursue hobbies and whatever I wanted in retirement not start working again. She probably thought grass is greener on the other side. Turned [--] last year & started throwing hints of getting together. All of a sudden her making more money was not an issue. We are cordial but I moved on. These corporate women will always be searching for a reason to leave"  
[X Link](https://x.com/EACinvestor/status/2021571553951961272)  2026-02-11T13:06Z [----] followers, 439.9K engagements


"@biggiznEsh Of course. [--] year emergency fund & reinvesting atleast half of dividend income. Diversification into bonds to account atleast 30% of yearly income for stable cash flow"  
[X Link](https://x.com/EACinvestor/status/2021691757335822440)  2026-02-11T21:04Z [----] followers, [---] engagements


"Since today we are talking about Centum if shareholders fired that CEO and I took the reins Im selling all money incinerating businesses and only keeping Nabo Sidian Isuzu & nas servair. Then Ill focus on buying quality businesses in EAC and across the world. For example Ill get decent stakes in CARB/BOC. There are decent options in the banking sector especially high growing like family bank/HF/I&M. Or just increase ownership in Sidian. Ill venture outside Kenya - a good template to follow is South African based Naspers. Now that would be the definition of creating tangible wealth"  
[X Link](https://x.com/EACinvestor/status/2005879430988619889)  2025-12-30T05:51Z [----] followers, [----] engagements


"Seriously thinking about moving most of my trading accounts to Charles Schwab. This boomer brokerage is so damn boring Ive actually found myself trading less vs robinhood & fidelity (even after their shittier upgrade from last year)"  
[X Link](https://x.com/EACinvestor/status/2014948226168705142)  2026-01-24T06:27Z [----] followers, [----] engagements


"The better question @NSSF_ke is when will you allow or give an options for individuals to invest their contributions I mean take a look at the US 401K plans that allow individuals to trade allocate investments of their savings If it was an option most will get better returns After working in Kenya for over a decade my savings in NSSF is exactly [-----] Ksh 😂. You can access your statement by dialing *303# to check how many retirement cows you own. Mine is a small Boran/zebu cow. @NSSF_ke can I get this money before [--] if I left Kenya https://t.co/0RLwPBAOv3 After working in Kenya for over a"  
[X Link](https://x.com/EACinvestor/status/2017066781039333460)  2026-01-30T02:46Z [----] followers, [----] engagements


"Nice Give us a review especially people like us who bought the iPhone [--] [--] years after release and still not feeling the itch or need for an upgrade yet🤣🤣 Are we missing much Congrats on that KPLC move. Its only natural to reward yourself @EACinvestor @okeyo_wilfred I am currently using iPhone [--] Pro Max nimeitunza for [--] years. I have extracted immense value from it. iPhone [--] Pro Max is not debatable. @EACinvestor @okeyo_wilfred I am currently using iPhone [--] Pro Max nimeitunza for [--] years. I have extracted immense value from it. iPhone [--] Pro Max is not debatable"  
[X Link](https://x.com/EACinvestor/status/2018916969156686309)  2026-02-04T05:18Z [----] followers, [----] engagements


"Unpopular opinion: Most women lose good men because they are always takers. No man wants to hang out with a lady and be deep in the red each time. A lady that is considerate and that tries to save her man money will win most of the time. He will even spend more on her"  
[X Link](https://x.com/EACinvestor/status/2019067636055769435)  2026-02-04T15:16Z [----] followers, [----] engagements


"@VaultRAMX Not sure. Havent heard any communication. But last I heard they were recruiting or encouraging kenyan investment banks/brokerages to apply and be licensed. That might open up a way for Kenyans to invest"  
[X Link](https://x.com/EACinvestor/status/2019077887006019675)  2026-02-04T15:57Z [----] followers, [--] engagements


"If you already have a career or are building why stress yourself with side hustles & etc. Youre in uganda - bonds still offer good yields. Buy into mature businesses like BOBU SBC & MTN and enjoy capital gains + dividends. Get an IBKR account & invest in $VOO + many more. What business would you recommend for a [--] to 30-year-old looking to earn extra income one that isnt capital or labour intensive while theyre still building their career What business would you recommend for a [--] to 30-year-old looking to earn extra income one that isnt capital or labour intensive while theyre still building"  
[X Link](https://x.com/EACinvestor/status/2020020326386790518)  2026-02-07T06:22Z [----] followers, [----] engagements


"In crisis its the best times to step up and shore up or start new positions in the market. Last week was an example and I deployed $5.3K in index funds MSFT & AMZN. As tech & software continues to sell off will continue to deplete my cash reserves to buy into equities"  
[X Link](https://x.com/EACinvestor/status/2020131838254014636)  2026-02-07T13:45Z [----] followers, [----] engagements


"@WaruhiuFranklin Financial advisor or manager How affordable bro"  
[X Link](https://x.com/EACinvestor/status/2020179064007585867)  2026-02-07T16:53Z [----] followers, [----] engagements


"@MutugiGathumbi Or buying BTC or BTC ETFs too can work from here"  
[X Link](https://x.com/EACinvestor/status/2020180342133649844)  2026-02-07T16:58Z [----] followers, [--] engagements


"@MaMatigari Not really. Do not have to buy a whole share. Investment is not a sprint its more like a marathon"  
[X Link](https://x.com/EACinvestor/status/2020308852034662634)  2026-02-08T01:29Z [----] followers, [--] engagements


"@MaMatigari Thats not money that will get me on Forbes or business daily. At 8-10B maybe can make it to business daily lols"  
[X Link](https://x.com/EACinvestor/status/2020309610528403748)  2026-02-08T01:32Z [----] followers, [---] engagements


"@WaruhiuFranklin Not bad. In retirement when Ill not be too interested in following markets as closely as I do now Ill be open to the idea"  
[X Link](https://x.com/EACinvestor/status/2020309932097302947)  2026-02-08T01:33Z [----] followers, [---] engagements


"@NSE_Investors Dont get my hopes too high. Was thinking 18-19.5 final dividend"  
[X Link](https://x.com/EACinvestor/status/2020311513312231493)  2026-02-08T01:39Z [----] followers, [----] engagements


"Both are not listening to each other and both have a point. High inflation can lead to lower returns. But also note current & projected inflation isnt going to get to pandemic levels (Unless uganda defaults on its debt - very unlikely as of today). There are no risk free investments out there. That is why I advocate for balanced portfolios. I recommend higher allocation to equities for younger investors as they have more time ride out volatility. For older investors or those in or near retirement I recommend higher allocation to bonds for steady income. Dont forget to allocate to real estate"  
[X Link](https://x.com/EACinvestor/status/2020315503785296248)  2026-02-08T01:55Z [----] followers, [----] engagements


"What Alex is trying to say is some of the prices for real estate uganda are ridiculous. You cannot possibly make better returns vs current or even future bond yields. The only way to outperform bond yields is maybe by buying land and developing yourself"  
[X Link](https://x.com/EACinvestor/status/2020318823505936657)  2026-02-08T02:08Z [----] followers, [---] engagements


"Its been a good investment. On top of capital gains in [----] alone you were paid UGX 29/share in dividends. @EACinvestor I entered MTNU at 170/- it has been a goldmine and their dividends have been good too. @EACinvestor I entered MTNU at 170/- it has been a goldmine and their dividends have been good too"  
[X Link](https://x.com/EACinvestor/status/2020523140380557786)  2026-02-08T15:40Z [----] followers, [----] engagements


"Get into a habit of not worrying too much on short term progress especially if heavily invested in equities. As long as you find a formula that keeps you consistent in investing have a long and short term plans you are executing the numbers will be chasing you And dont forget to allocate for your hobbies or things that make you happy. It makes the journey much more memorable and enjoyable. https://twitter.com/i/web/status/2020741798981664844 https://twitter.com/i/web/status/2020741798981664844"  
[X Link](https://x.com/EACinvestor/status/2020741798981664844)  2026-02-09T06:09Z [----] followers, [--] engagements


"Curious is equity afya a profitable venture for owners I can see how EQTY makes money (financing loan to open cut on gross income & etc) but how do owners make money with the very low fees for services Just honestly curious @mbiti_mwondi American companies willingly pay me $200 per hour as a healthcare consultantKenyan county governments and healthcare parastatals want me to bribe them for a Medical officer job. Thats how fucked up we are as a country on matters healthcare https://t.co/pOKonFfKWX American companies willingly pay me $200 per hour as a healthcare consultantKenyan county"  
[X Link](https://x.com/EACinvestor/status/2020886646451830883)  2026-02-09T15:44Z [----] followers, [----] engagements


"@IanOnyango @mbiti_mwondi But to open one you have to be a medical officer (MO). Of course some own more than one and can hire a CO or have CO cover on off day(s). They actually do have specialists that come in certain days in some clinics"  
[X Link](https://x.com/EACinvestor/status/2021299085907554545)  2026-02-10T19:03Z [----] followers, [--] engagements


"@ndungup_ Most are just trying it out. If the bull market continues a lot of these mkurima mdogo will start making more frequent & higher ticket trades. New investors are more likely to invest more if theyre getting good returns. Thats when Ziidi will start making a difference on NSE"  
[X Link](https://x.com/EACinvestor/status/2021444149988425842)  2026-02-11T04:40Z [----] followers, [----] engagements


"@watesh You would think so but most are not investing because they think its out of reach. Before bonds & MMFs become popular sentiment was not great. Your average kenyan thought those were products for the rich. Same with special funds like mansa-X. You never know"  
[X Link](https://x.com/EACinvestor/status/2021474341318545811)  2026-02-11T06:40Z [----] followers, [---] engagements


"@Max4Emperor Its a buy because SCOM keeps finding ways to generate more revenue. Thats in addition to narrowing losses in Ethiopia. You can see the company is turning a corner especially with improvement in profitability & hiking dividend payout"  
[X Link](https://x.com/EACinvestor/status/2021474984863166632)  2026-02-11T06:42Z [----] followers, [---] engagements


"@kagondu_yvonne Pole But its still worth it if you are planning to invest a significant amount. Which brokerage are you trying to open with"  
[X Link](https://x.com/EACinvestor/status/2021476480187081146)  2026-02-11T06:48Z [----] followers, [---] engagements


"@JuliusOnStocks Wewe umeona ring And Im just hyping my Botswana trip🤣"  
[X Link](https://x.com/EACinvestor/status/2021584733017190494)  2026-02-11T13:58Z [----] followers, [---] engagements


"MTNU at 428/share and SBU at 70/share😳 What did I miss from last week especially the run from the 360s to [---] for MTNU This also shows why patient longs always end up making money. Its only in June [----] secondary offer was pricing the shares at [---] (excluding bonus shares)"  
[X Link](https://x.com/EACinvestor/status/2020519565382320392)  2026-02-08T15:26Z [----] followers, [----] engagements


"Once I buy I dont care much about short term price action. Especially now when investors are taking positions for projected dividend payout in June/July. I actually prefer it stays or trades below my average/share. Id still like to buy another KSH0.5-0.7M worth of shares. @EACinvestor Tufike sh [---] first @EACinvestor Tufike sh [---] first"  
[X Link](https://x.com/EACinvestor/status/2021466593876902111)  2026-02-11T06:09Z [----] followers, [----] engagements


"@AlexThuo10 Oh I even forgot there was an interim dividend. I must have bought after book closure. Congratulations now re-invest that cash"  
[X Link](https://x.com/EACinvestor/status/2022032562915618990)  2026-02-12T19:38Z [----] followers, [--] engagements


"I buy what I believe is most undervalued (of course after fundamental analysis). I started buying COOP at 10.5/share. It has had one of the best returns on my portfolio. I bought SBU at 21-24 now its at [--] But going back to coop I bought for dividend income to balance my growth dominated portfolio. They have a solid base of customers (saccos); so earnings and growth is not as fast as EQTY but steady. Like EQTY they have a CEO who is invested in the company & have skin in the game. Whatever decision James Mwangi or Gideon makes I dont question it as much because after all theyre investors in"  
[X Link](https://x.com/EACinvestor/status/2022039970777800773)  2026-02-12T20:07Z [----] followers, [----] engagements


"DTB has always been undervalued since I entered NSE but has had really bad ROE/ROC. The majority shareholders (also look at Jubilee) dont really care much about maximizing return (not factual but my thought🤣). For me to buy I have to see decent returns. But it has been hot recently moving from the 40s to almost [---]. I still dont regret not buying - Im content with what Im holding on the banking sector. https://twitter.com/i/web/status/2022041827906379781 https://twitter.com/i/web/status/2022041827906379781"  
[X Link](https://x.com/EACinvestor/status/2022041827906379781)  2026-02-12T20:15Z [----] followers, [--] engagements


"Tell me how this is not screaming a BUY for Safaricom. Accounting for 55% of all share orders is CRAZY Brokerages/investment banks must be having sleepless nights. The omnibus argument Ive seen lately is just philosophical. I own thousands of shares in multiple counters but I never attend AGMs or been too keen to vote during AGMs. Why Because my few thousand votes are inconsequential. What retail investors want is capital gains + dividend payouts. ZIIDI trader will be like having an MPESA account but for shares. If you lose your number Safaricom still keeps your shares balance. You can then"  
[X Link](https://x.com/EACinvestor/status/2021439659809616091)  2026-02-11T04:22Z [----] followers, 23K engagements


"One thing I know is that in my lifetime $7.8M (KSH [--] billion) net worth must be reached. Top [--] Richest People in NSE [--]. Philip Ndegwa family Portfolio value: $180.80 million (KSh23.3 billion) Holdings: 14.94% stake in NCBA Group [--]. Mama Ngina Kenyatta & family Portfolio value: $159.75 million (Ksh.20.5 billion) Holdings: 13.2% stake in NCBA Group [--]. Zarin Merali Top [--] Richest People in NSE [--]. Philip Ndegwa family Portfolio value: $180.80 million (KSh23.3 billion) Holdings: 14.94% stake in NCBA Group [--]. Mama Ngina Kenyatta & family Portfolio value: $159.75 million (Ksh.20.5 billion) Holdings:"  
[X Link](https://x.com/EACinvestor/status/2020132957101416539)  2026-02-07T13:50Z [----] followers, 40.9K engagements


"@javadude_ @xysist @anton_milimo Thats a good question. It depends on you. Ive thought about and it makes sense for me. But remember that dividend taxation is higher in SA. There is also potential forex losses in remitting dividends or capital gains if you sell"  
[X Link](https://x.com/EACinvestor/status/2022298014048485530)  2026-02-13T13:13Z [----] followers, [--] engagements


"The @NSE_PLC currently looks like a dumpster fire and all instincts point to selling everything and running away Unlike most people I've decided to add between 30-40K shares of SCOM in the next 1-2 months. Here is my opinion why. bear with me it's long post"  
[X Link](https://x.com/anyuser/status/1717772888722251911)  2023-10-27T05:19Z [----] followers, 37.1K engagements


"Mmmh Im at KES 81K/month on local holdings. I want this to get to minimum 120K/month. I plan on living around Nakuru and can comfortably live on 60-70K/month. I dont plan on touching ANY of my offshore holdings (except for an international vacation here and there). @EACinvestor More impressive is the financial unplugging. Whats your target for passive income at [--] (or if not possible to say what informed the number ) @EACinvestor More impressive is the financial unplugging. Whats your target for passive income at [--] (or if not possible to say what informed the number )"  
[X Link](https://x.com/EACinvestor/status/2021588303913365889)  2026-02-11T14:13Z [----] followers, 15.8K engagements


"@Nerosiro Go read up on FIRE (especially lean FIRE which Im working toward) and then come back for questions. Reddit is a great place"  
[X Link](https://x.com/EACinvestor/status/2021690659497820425)  2026-02-11T20:59Z [----] followers, 10.3K engagements


"I like that the NCBA FOMO is dying down. In the KES 89-92 thats where I want to build my position. Plan has been set in motion. Road to 10K shares by June/July might be possible. Or before merger completed. Over next few days to months trimming a total of KSH 600K of KCB & COOP and buying NCBA. Goal is eventually own 10K shares before Nedbank transaction is completed. Will tender NCBA for Nedbank shares. Not final decision but this is what Im leaning toward. Over next few days to months trimming a total of KSH 600K of KCB & COOP and buying NCBA. Goal is eventually own 10K shares before"  
[X Link](https://x.com/EACinvestor/status/2021898495997993324)  2026-02-12T10:45Z [----] followers, [----] engagements


"I like that excitement has moved to other counters like sasini SBIC DTB KPLC & etc. Dont have extra cash but EABL has started to interest me. Might be next add if it keeps falling"  
[X Link](https://x.com/EACinvestor/status/2021900167671427235)  2026-02-12T10:52Z [----] followers, [----] engagements


"Retirement is mostly hobbies: biking hiking giving free financial literacy classes exploring mostly Africa (travel I guess) a little light farming and raising a family. My FIRE number in Kenya is KES 24M invested ( ideally 60% equities/40% bonds) with an annual net return of atleast 8.0% (Note I intentionally use lower yield to be conservative). That is about 1.9M/year or 160K/month. Before kids my budget will ideally be about 60-70K/month and 90-100K/month should be reinvested. Kids: Ideally [--]. For Primary & secondary school Im budgeting about KES 60-70K/year of fees per child. For college I"  
[X Link](https://x.com/EACinvestor/status/2022314364137583072)  2026-02-13T14:18Z [----] followers, [----] engagements


"@patmu7 @IanOnyango Its very possible. It all depends on your budget and what kind of lifestyle you choose. My number and budget will allow me to still continue compounding. For example with 10M and can live at or under 50K/month youll never run out of money"  
[X Link](https://x.com/EACinvestor/status/2022323250957595123)  2026-02-13T14:53Z [----] followers, [---] engagements


"Thank you Yes I have been aggressive with a high risk tolerance. Ill reduce my aggressiveness (no more options or swing trades) but will still hold more equities than bonds. At [--] there is plenty of time to weather volatility and still generate more wealth with the stock market vs bond market. Whats the downside of being heavy on equities I have to start with like a years worth of an emergency fund - helps tune out the day to day noise in the market. But in my 50s my holdings will most likely resemble yours (60% bonds/40% equities). What I can say is that stick to what is working for you."  
[X Link](https://x.com/EACinvestor/status/2022329753831628968)  2026-02-13T15:19Z [----] followers, [---] engagements


"Happy valentines to all my guys here. If you feel the urge to propose today revise our prenup talking points. For the married & partnered folks put some effort & make her day. These are the little things women live for - dont disappoint - single ninjas. Well be back kesho"  
[X Link](https://x.com/EACinvestor/status/2022536584885944556)  2026-02-14T05:01Z [----] followers, [---] engagements


"Nobody ever wishes the guys happy valentines. Even happy birthday. Im trying to get you guys to feel special today🤣🤣🤣 Tutafungua market kesho anyway"  
[X Link](https://x.com/EACinvestor/status/2022543807527489892)  2026-02-14T05:29Z [----] followers, [--] engagements


"Net Worth Update (Jan) 🏠Primary Home: $475K 🏝Land: $84.8K 📈Investment Acc: $170K 📈Retirement Acc: $192K 🪙Crypto: $6.3K 🚗🛻Vehicles: $15K 👨🎓Student Debt: -$254K 💳CC Debt: -$2.3K Total: $686.8K Change: -$24.5K Goal: $1M Completion: 68.6% Net worth declined slightly from last month but still on course for $0.8M (retirement goal) in 1-2 years and $1M in 3-5 years. Fears of stagflation has introduced volatility in the US stock market. Job numbers were higher than expected showing that the US economy might not be slowing down as expected. A hot economy means we will see the Fed Reserve"  
[X Link](https://x.com/anyuser/status/1878310334567432578)  2025-01-12T05:17Z [----] followers, [----] engagements


"@kahome_steve Its two things: [--]. Wachana na maneno ya ploti- focus on cash flowing investments [--]. Compounding is the 8th wonder of the world - the earlier you start the better"  
[X Link](https://x.com/anyuser/status/1878391919912308888)  2025-01-12T10:41Z [----] followers, [----] engagements


"Why do we have dementia & can only remember things from yesterday. Yes its good to see him stand up to Ruto & he should continue. not sure why the need to compare & diminish what omtatah has accomplished. We are quick to forget his activism & continued fight in the courtroom with KK unlawful laws"  
[X Link](https://x.com/EACinvestor/status/1881634977495842888)  2025-01-21T09:28Z [----] followers, [----] engagements


"A year has gone by and this EAC portfolio has increased by 57% to KES 9.47M ($74K) from KES 6M Changes include full exits from BAMB JUB & CTUM. New counters include WTK & BOBU. Here is the breakdown of what Im holding 🧵 🧵 BANKING 41.3% KCB: 10.29% COOP: 9.92% SBU: 9.12% SCBK: 5.93% EQTY: 5.4% BOBU: 0.66% - New Position TELECOMS: 38% SCOM: 22.47% MTNU: 15.57% MANUFACTURING 10.69% BAT: 7.60% EABL: 3.09% Cash/Bonds/MMFs: 4.47% REITS: 2.53% AGRICULTURE 1.78% (Underweight) WTK: 1.36% - New Position Kakuzi: 0.42% OIL/GAS: 1.1% (Underweight) TOTAL: 1.1% Total holdings: $74K/KES 9.47M/UGX 265M 2025"  
[X Link](https://x.com/anyuser/status/1881935237547962606)  2025-01-22T05:21Z [----] followers, 11.1K engagements


"Ok like I promised only sharing what I hold my average & price point I will consider adding. Recently added or if I had cash will continue to add: BAT: avg: [---] adding below [---] WTK: avg: [---] adding below [---] On watchlist (do not own) Carbacid: will add at or below [--] (best entry will be [----] or below) Holding not adding currently Coop: avg [-----] will add below [--] Eabl: avg [---] will add below [---] EQTY : avg [----] will add below [--] KCB: avg [--] will add below [--] SCBK: avg [---] will add below [---] SCOM: avg [-----] will add below [--] Total : avg [--] will add below [--] Avg = my average Never take full"  
[X Link](https://x.com/anyuser/status/1883381942332137706)  2025-01-26T05:10Z [----] followers, [----] engagements


"9.8% really @SafaricomPLC These guys managing this MMF are not even trying How do you go from 13%+ to this in less than [--] months"  
[X Link](https://x.com/anyuser/status/1887725593434689840)  2025-02-07T04:50Z [----] followers, 28.6K engagements


"Looking forward to March as most banks announce their earnings on NSE. When I come back to the market later this year Im looking to allocate up to KES 700K on CARB SCOM WTK COOP & EABL But itll all depend on my target price. If other counters are on discount will add"  
[X Link](https://x.com/anyuser/status/1891702954962366715)  2025-02-18T04:15Z [----] followers, [----] engagements


"Exactly why I will never put my money in a Sacco + some out there are lead by thieves. Youll never know when its your Sacco going insolvent Let's say Kenyans buy shares worth KES [--] billion in a SACCO in a year the SACCO can do whatever they want with the cash they really never have to give it back. If they make say KES [---] million in a year they can give you KES [---] million and keep the KES [----] billion. Yes Let's say Kenyans buy shares worth KES [--] billion in a SACCO in a year the SACCO can do whatever they want with the cash they really never have to give it back. If they make say KES 170"  
[X Link](https://x.com/EACinvestor/status/1894381533705674894)  2025-02-25T13:38Z [----] followers, [----] engagements


"$1.64M house on a half acre somewhere in Nairobi🤯 Do people know you can own better houses and still have a lot of cash left in places like Europe US Dubai & etc Or invest $900K-$1M in the USA and get a permanent residence card Ksh.210M 5Bedroom in Lower Kabete Nairobi. If interested call Ray +254719186889 https://t.co/MLWa7AGcwC Ksh.210M 5Bedroom in Lower Kabete Nairobi. If interested call Ray +254719186889 https://t.co/MLWa7AGcwC"  
[X Link](https://x.com/EACinvestor/status/1895832931060564400)  2025-03-01T13:46Z [----] followers, 11.2K engagements


"Net Worth (March) 🏠 Primary Home: $475K 🏝 Land: $84.8K 📈 Investment Acc: $181.7K 📈 Retirement Acc: $189.4K 🪙 Crypto: $5.5K 🚗🛻 Vehicles: $15K 👨🎓 Student Debt: -$260K 💳 CC Debt: -$1.5K Total: $689.5K Change: -$23.1K Goal: $1M Completion: 68.9% The word on the street is tariffs. Will Trump implement them or will he not. Is it a negotiating tactic All this uncertainty is not good for the stock market. So we are seeing high volatility where we constantly see swings of 1% in the market on a daily basis. In these times I have not done much. I've held and not made any significant moves. On"  
[X Link](https://x.com/EACinvestor/status/1898947672351940725)  2025-03-10T04:03Z [----] followers, [----] engagements


"Not specific but general cycles I avoid buying on NSE during earnings season/dividend season (so from Feb to August). I start buying AFTER dividends have been paid out + few months out (so July to Nov). Last buys usually in Jan - you find a few deals here too. @EACinvestor Do you have a specific cycle you follow I'd like to learn how you build and manage your portfolio. Thanks @EACinvestor Do you have a specific cycle you follow I'd like to learn how you build and manage your portfolio. Thanks"  
[X Link](https://x.com/EACinvestor/status/1907517579926638855)  2025-04-02T19:36Z [----] followers, [----] engagements


"Net Worth (April) 🏠 Primary Home: $475K 🏝Land: $84.8K 📈 Investment Acc: $167.3K 📈 Retirement Acc: $180.9K 🪙Crypto: $5.7K 🚗Vehicles: $15K 👨🎓Student Debt: -$260K 💳CC Debt: -$1.1K Total: $667.6K Change: -$21.9K Change (YTD): -$19.2K (-2.8%) Goal: $1M Completion: $67.7% Trade & Tariff policy uncertainty has introduced a lot of volatility in the world stock market. As long as we are still not sure of what Washington really wants volatility will be around for most of this year or even for the next [--] years. Not much activity on the US portfolio other than swing adds of Amazon and robinhood."  
[X Link](https://x.com/anyuser/status/1911070461141676188)  2025-04-12T14:54Z [----] followers, [----] engagements


"I already hold the following (largest to smallest holding) KCBCOOP SBU SCBK BOBU & EQTY. I feel Im quite diversified. But If I had to add itll be NMB then buy more BOBU/KCB at current levels. Others I may be interested in are I&M & NCBA. @EACinvestor @Muantus @wiseshilling @mwesigwa18 @cheruiyotkb which banks would you consider if you were to add to your EAC portfolio @EACinvestor @Muantus @wiseshilling @mwesigwa18 @cheruiyotkb which banks would you consider if you were to add to your EAC portfolio"  
[X Link](https://x.com/EACinvestor/status/1914402657789166010)  2025-04-21T19:35Z [----] followers, [----] engagements


"For long term investing stocks will always outperform bonds. So stocks all the way if in kenya. But in uganda a [--] year bond at 14.125% is very attractive. Its a good place to park cash & use proceeds to buy equities over the next [--] years. Hii mwaka mnanunua Stocks ama Bonds Hii mwaka mnanunua Stocks ama Bonds"  
[X Link](https://x.com/anyuser/status/1920920212087439368)  2025-05-09T19:14Z [----] followers, [----] engagements


"Net Worth (May) 🏠Primary Home: $475K 🏝Land: $84.8K 📈Investment Acc: $172.1K 📈Retirement Acc: $194.5K 🪙Crypto: $7.1K 🚗Vehicles: $15K 👨🎓Student Debt: -$260K 💳CC Debt: -$0.7K Total: $687.8K Change: $20.2K Goal: $1M Completion: 68.8% The US indices have sprung back to almost where they were the day before liberation day. Do not see further upward trajectory unless we start seeing constructive negotiations between the US and China + other trade deals/frameworks from major US trade allies like Japan EU Canada & etc. Had another quiet month with minimal moves except starting a position in"  
[X Link](https://x.com/anyuser/status/1921583678305472806)  2025-05-11T15:10Z [----] followers, [----] engagements


"As dividend season on NSE is upon us its not too late to start planning for next year & the year after that Here are [--] counters with potential 14% net dividend returns Im eying this year. This is just my accumulation trigger prices. I do this yearly with all my holdings"  
[X Link](https://x.com/anyuser/status/1921868957641789591)  2025-05-12T10:04Z [----] followers, [----] engagements


"Finally turned positive on this. From KES 620K in paper losses to KES 100K in paper gains. Added 22K more shares & collected KES 180K so far in dividends Should get to KES KES 250K by end of the year. And $SCOM is only getting started. Give me 30-35/share come [----] So Im currently sitting at KES 620K+ in paper losses in SCOM. People here dont usually share this side of investing. Its always the gains & financial moves that have resulted in profit. Losses have not deterred me & Im confident on continuing to accumulate the counter. https://t.co/6lPe3N7tU8 So Im currently sitting at KES 620K+ in"  
[X Link](https://x.com/anyuser/status/1923248215463182365)  2025-05-16T05:24Z [----] followers, [----] engagements


"Im waiting to buy more $SCOM at KESH 15-16.5/share sometime after dividend payout or before December. Im daydreaming Is it possible Anyone waiting on that pullback opportunity too"  
[X Link](https://x.com/anyuser/status/1923252315164721488)  2025-05-16T05:40Z [----] followers, [----] engagements


"Please dont stop spending. I need EABL shares to hit KSH [---] & hike up their dividend🤣🤣 I think 200K is not enough. You can do 500K mkuu Spending 200k in a club is just bogusI need to change or perish. Spending 200k in a club is just bogusI need to change or perish"  
[X Link](https://x.com/EACinvestor/status/1926565472331300924)  2025-05-25T09:06Z [----] followers, 12K engagements


"Mmmh US stock market has the potential to create generational wealth so why Im heavily invested there. Most of my buys in EAC are dividend reinvestments. I buy using my savings when I see good opportunities eg 2021/22 (valuations were great) and [----] (KE shilling depreciation). At 10% return add in inflation + currency depreciation to the dollar you are left with 3-4% returns in dollar terms. You can easily buy Pepsi or S&P [---] & get that return effortlessly. So key is valuation in the EAC or any emerging markets. To illustrate take for example SCBK bought at KSH 132/share. Thats a net"  
[X Link](https://x.com/anyuser/status/1928789645783085110)  2025-05-31T12:24Z [----] followers, [----] engagements


"I believe @mwiti_frank has been listening to what investors have been lamenting about the NSE. Pushing for accountability on listed companies corporate actions/financial publications lowering trading fees & transparency on NSE decisions are not grounds to be ousted"  
[X Link](https://x.com/EACinvestor/status/1928797605963669948)  2025-05-31T12:55Z [----] followers, [----] engagements


"Story reminds me of my EX. Shes a doctor & works [--] jobs brings KSH 200K/month net. Told her in a year or two Id retire and max I can bring in is 60K/month. I never reveal to my dates how much Im worth by the way. And this applies to my family & friends. She Just couldnt believe. She has a general idea I have a little money (we traveled quite a few and I always paid for everything except air tickets/transportation if within Kenya). She told me she cannot comprehend a situation where a wife makes more money than the husband. Kept asking questions on how I plan to increase my income. I simply"  
[X Link](https://x.com/EACinvestor/status/1931714339137794233)  2025-06-08T14:06Z [----] followers, 26.6K engagements


"Net Worth (June) 🏡Primary Home: $467K 🏝Land: $84.8K 📈Investment Acc: $185.5K 📈Retirement Acc: $205.6K 🪙Crypto: $6.8K 🚗Vehicles: $15K 👨🎓Student Debt: -$260K 💳CC Debt: -$2.6K Total: $702.1K Change: $14.3K Goal: $1M Completion: 70.2% A shift back to raising the debt ceiling passing the budget and tax cuts in Washington has temporarily silenced the noise on trade and tariffs. S&P finally closed above [----] as both the dow and NASDAQ rallied higher on a mostly decent earning season and jobs numbers showing the US economy remains resilient. Last month I had started a UNH position at $401. I"  
[X Link](https://x.com/EACinvestor/status/1931718489217106360)  2025-06-08T14:22Z [----] followers, [----] engagements


"Lets circle back to why I shared this. Make sure you have that financial conversation with your partner before you settle down You can be in love compatible on hobbies & etc but as long as youre not compatible financially it will not last 50%+ divorce due to finances Story reminds me of my EX. Shes a doctor & works [--] jobs brings KSH 200K/month net. Told her in a year or two Id retire and max I can bring in is 60K/month. I never reveal to my dates how much Im worth by the way. And this applies to my family & friends. She Just Story reminds me of my EX. Shes a doctor & works [--] jobs brings KSH"  
[X Link](https://x.com/EACinvestor/status/1931784451903955403)  2025-06-08T18:44Z [----] followers, [----] engagements


"@entle_pitso Girls had their fun in their 20s and want to settle in their 30s. Our value is only increasing in our 30s and we are becoming more financially stable. So yes well have fun a little and settle down in our late 30s with a late 20s or early 30s babe🤣🤣"  
[X Link](https://x.com/EACinvestor/status/1932320884062097772)  2025-06-10T06:16Z [----] followers, [----] engagements


"With benchmark CBK rates now at 9.75% equities should be winners as they can give better returns. Are we poised for a continued rally on @NSE_PLC"  
[X Link](https://x.com/EACinvestor/status/1932524441285624160)  2025-06-10T19:45Z [----] followers, [----] engagements


"EAC portfolio FY [--] dividend update Its June & Im back on the EAC market. Strong performances/hikes in dividend payouts from BOBU EQTY SCBK MTNU & SBU have informed a revision of FY [--] dividend payout from KSH 700K to 780-795K So far have been paid & reinvested KSH 334K as follows: 143.8K: $WTK 51.3K ($400) $FICO 32K: $BOBU 15K: $SBIC 3.9K: REITs 88K: CASH FY [--] projected: 860-900K FY [--] revised to 780K FY [--] 590K FY [--] 350K FY [--] 176K First time diverting EAC dividends to buy an offshore counter. This should be common starting FY 27/28 as any dividends in excess of KSH 1.2M will be invested"  
[X Link](https://x.com/anyuser/status/1933001809515229422)  2025-06-12T03:21Z [----] followers, 15.8K engagements


"Show us your returns vs even a [--] T-bill. There are better places to put your money. This REIT has been and still will underperform vs most assets available in Kenya right now. Speaking from experience This morning if you have Ksh [----] buy shares in Qwetu Hostels through @VukaInvestment and start walking around kama shareholder. The investment is by REITS where resources are pulled invested in a projects and process shared as dividends. Use this link sahi Sahi and This morning if you have Ksh [----] buy shares in Qwetu Hostels through @VukaInvestment and start walking around kama shareholder."  
[X Link](https://x.com/anyuser/status/1937458501548228668)  2025-06-24T10:31Z [----] followers, 19.4K engagements


"What is @dkmaraga waiting on Set up a [----] campaign and well start fundraising. Please get on same page with @OkiyaOmtatah to consolidate the youth & chart a path forward. We want to fund and run candidates for special elections. Im pledging KSH 500K to this campaign. David Maragas security withdrawn https://t.co/iLdOTrb2eY David Maragas security withdrawn https://t.co/iLdOTrb2eY"  
[X Link](https://x.com/anyuser/status/1938605595331875073)  2025-06-27T14:29Z [----] followers, 17K engagements


"Kwani Im I the only one @StanChartKE hasnt paid to push their priority banking. Nirushie kakitu I swear Ill post a promotional 🧵 🤣🤣🤣 Anyway why Im I seeing lots of posts about Stanchart wealth management & priority banking"  
[X Link](https://x.com/EACinvestor/status/1939782192382746765)  2025-06-30T20:24Z [----] followers, [----] engagements


"Alaa daktari Please throw those few shillings in $MSFT $AMZN or $GOOGL. They own Azure AWS & Google Cloud respectively the biggest cloud infrastructure & compute in the world. Can even buy $SCOM for exposure as they resale cloud services from AWS Azure & Google No need to re-invent the wheel. What they are selling is not new & has very high risks. Real estate but inform of digital infrastructure I decide to put my small small savings here instead of MMFs . Can be anything from a portion of a server to several servers or the entire data center lol depends with how much you want to invest"  
[X Link](https://x.com/anyuser/status/1940621860992929907)  2025-07-03T04:01Z [----] followers, [----] engagements


"Net Worth (July) 🏡Primary Home: $467K 🏝Land: $84.8K 📈Investment Acc: $201.1K 📈Retirement Acc: $216.7K 🪙Crypto: $7.1K 🚗Vehicles: $15K 👨🎓Student Debt: -$260K 💳CC Debt: -$3.1K Total: $729.2K Change: +$27.1K Goal: $1M Completion: $72.9% Unexpected good job numbers and certainty of passing "the big beautiful bill" had major indices finish at their highest levels ever. We head into an uncertain week ahead as the [--] day pause on tariffs come to an end. We'll have to wait and see what the Trump administration does and that will be the source of volatility in the next week or two. No"  
[X Link](https://x.com/EACinvestor/status/1941459544510497276)  2025-07-05T11:30Z [----] followers, [----] engagements


"My OG NSE portfolio. Havent added a single share since Q1 [----] (SCOM). Contributes about 65% of dividends that are reinvested yearly in a different account (quoted tweet) Cap gains of about KSH 1.75M led by SCOM. Just mid last year was down 620K just on SCOM on my two NSE accounts. That juicy cap gain tells me we are at the end of NSE earnings & dividend rally. Going forward just holding on to cash unless an opportunity presents itself. Its always about quality & playing the longterm game. Its about buying when everyone is selling + being disciplined to sell or hold cash when everyone is"  
[X Link](https://x.com/anyuser/status/1943190010477301851)  2025-07-10T06:06Z [----] followers, 21.9K engagements


"@Bookten8 Nyanza Kenya is usually more sensitized to HIV. They test more frequently vs other regions. Wait until you hear how prevalent cancer diabetes and etc is in Kenya once healthcare improves and testing is cheap and readily available"  
[X Link](https://x.com/anyuser/status/1946668695775830168)  2025-07-19T20:29Z [----] followers, 17.9K engagements


"@ahmednasirlaw 😂😂😂. Such 🚮 takes are funny. Itll shock you all that some people are not corrupt or corruptly grabbing public resources. Funny old folks think its a disgrace for politicians/people running for office not to be millionaires"  
[X Link](https://x.com/EACinvestor/status/1947543103205724309)  2025-07-22T06:23Z [----] followers, 11.2K engagements


"Why Im always telling everyone to ignore whats being shown to you on social media. I getting puzzled looks and confusion from friends & family when I tell them Im aiming at $15-16/day kind of retirement in Kenya or Rwanda. That puts me solidly in middle class"  
[X Link](https://x.com/anyuser/status/1947857455624356350)  2025-07-23T03:13Z [----] followers, [----] engagements


"Net Worth (Aug) 🏠Primary Home: $467K 🏝Land: $84.8K 📈Investment Acc: $187.1K 📈Retirement Acc: $208.6K 🪙Crypto: $6.6K 🚗Vehicles: $15K 👨🎓Student Debt: -$260K 💳CC Dent: - $2.6K Total: $706.5K Change: -$22.7K Goal: $1M Completion: 70.6% While my EAC portfolio continues to perform well (KSH 334K invested YTD & holding KSH 270K) the offshore portfolio is seeing continued downward pressure. While $GOOGL & $HOOD continue performing well there has been multiple headwinds in $UNH $FICO & $NVO. So far bought a little of NVO nibbling on $FICO on the way down from $1500 to potentially $1100. $FICO"  
[X Link](https://x.com/anyuser/status/1954467803014337012)  2025-08-10T09:00Z [----] followers, [----] engagements


"Hey @Jayriq @mtucreativity @wiseshilling and @Afro__Investor Can you guys help me with this Have got a few folks having difficulty funding their Interactive broker accounts from Kenya. Can any of you do a step by step on how to deposit Especially using wise"  
[X Link](https://x.com/anyuser/status/1955552816984207455)  2025-08-13T08:51Z [----] followers, 16.2K engagements


"So finally Im trimming two positions in my portfolio. [--]. $SCBK - 150% cap gains plus really great dividend returns over the past few years. [--]. $BOBU - Over 70% return over last [--] months. That brings my cash pile (UG+KE) to KSH 1.1M. Im open to re-enter BOBU at 27-30"  
[X Link](https://x.com/anyuser/status/1956661407098851348)  2025-08-16T10:16Z [----] followers, [----] engagements


"@sholard_mancity Keep up the good work. Sad we have journalists and TV stations that are all about sensational stories"  
[X Link](https://x.com/EACinvestor/status/1959943755961663953)  2025-08-25T11:39Z [----] followers, 15.2K engagements


"Power of compounding and long term investing Sounds simple when he says buy & hold but its really hard. Sometimes the best trade is doing nothing. Someone retweeted my post from May 27th when my profit was 163K I have checked again today its now at 900K just [--] months later (excluding dividends) This is the power of letting your money do the heavy lifting. Dont trade buy and hold quality. Keep Investing Keep Stacking https://t.co/ATdGmYBLda Someone retweeted my post from May 27th when my profit was 163K I have checked again today its now at 900K just [--] months later (excluding dividends) This"  
[X Link](https://x.com/EACinvestor/status/1961150530941849921)  2025-08-28T19:34Z [----] followers, [----] engagements


"The post by @WaruhiuFranklin was about accountability/breach of contract. It wasnt about harassment or making her number public (she has publicly posted her number on TL). Like I have said if 2K is so insignificant she should have paid or communicated instead of ignoring. It's disgusting that Somebody set Njoki up for online harassment due to 2k. Y'all don't know how much such shit affects people. Love and light to you love♥ @Njoki_Njanja It's disgusting that Somebody set Njoki up for online harassment due to 2k. Y'all don't know how much such shit affects people. Love and light to you love♥"  
[X Link](https://x.com/EACinvestor/status/1961693630336237943)  2025-08-30T07:33Z [----] followers, [----] engagements


"For bond lovers😊 Here is a 10YR Uganda Bond with a yield of 16.25%. Not a bad idea Vs other options/yields across EAC. Anyway I think itll be a good idea for CBK to publish a full year calendar of auctions just like Bank of Uganda. Itll aid in planning for investors"  
[X Link](https://x.com/anyuser/status/1962466845916594400)  2025-09-01T10:45Z [----] followers, [----] engagements


"Net Worth (Sept) 🏠Primary Home: $444K 🏝Land: $96.5K 📈Investment Acc: $229.1K 📈Retirement Acc: $226.6K 🪙Crypto: $6.5K 🚗Vehicles: $13K 👨🎓Student Debt: -$260K 💳CC Debt: -$4.8K Total: $750.9K Change: +$44.4K Goal: $1M Completion: 75% US portfolio recovered from the lows of August led by GOOGL after better than expected judgement on the DOJs anti-trust case. UNH that has been dragging this portfolio has recovered a little fueled by Warren Buffet and other super investors taking a stake in the company. It still remains undervalued but we might not see a lot of movement until Q1 [----] &"  
[X Link](https://x.com/anyuser/status/1964326558270988322)  2025-09-06T13:55Z [----] followers, [----] engagements


"2 years of tracking my net worth and so far; Retirement: +$162K Investments: +$126K House -$42K Net worth: +$265K Wish I had started on this journey earlier in my 20s. Basics are to be financially literate start early and be consistent. August Net Worth - As Promised: 🏡 Primary Home: $486K (net equity) 🏝 Land/REITs: $74K 📈 Investment Acc: $63K 📈Retirement Acc: $100K 📈Bonds: $3K 🛻🚗 [--] Vehicles: $17K 👨🎓 Student Debt: -$256K 💳 CC Debt: -$2.5K Total: $484.5K Goal: $1M Completion = 48.45% August Net Worth - As Promised: 🏡 Primary Home: $486K (net equity) 🏝 Land/REITs: $74K 📈 Investment"  
[X Link](https://x.com/anyuser/status/1964383636863496426)  2025-09-06T17:42Z [----] followers, [----] engagements


"Guys this is good news. It means if the trend continues cheap prices are coming just in time before Christmas. Be ready. Keep increasing that cash pile (Warren buffet style🤣). There might be opportunities ahead. Foreigners were net sellers at the NSE last week recording a KES 1.18bn outflow against a KES 456m inflow the previous week. The largest outflows came on Thursday (KES 436m) and Tuesday (KES 318m). https://t.co/wcdkRPOSoq Foreigners were net sellers at the NSE last week recording a KES 1.18bn outflow against a KES 456m inflow the previous week. The largest outflows came on Thursday"  
[X Link](https://x.com/EACinvestor/status/1964923502156525755)  2025-09-08T05:27Z [----] followers, [----] engagements


"Mmmh a few things. Here are top [--] [--]. Rent instead of buying [--]. Dont listen to my dad on investing. Mzee was like buy land each time I had extra money (see now I have a bunch of idle land). [--]. Seek financial literacy earlier. I became financially literate in [----]. So since I started working in late [----] there is nothing substantial to show (other than land and house). This also led to losing substantial money in 2020-2022 in the SPAC mania - which almost wiped me out. [--]. Not to partner with family on business or projects - another wipeout story of tens of thousands of dollars. [--]. Should have"  
[X Link](https://x.com/anyuser/status/1965100642550382927)  2025-09-08T17:11Z [----] followers, 18.6K engagements


"@deejayjim_ He probably saved and invested wisely from an early age. And there were no Twitter/social media to influence spending & lifestyles"  
[X Link](https://x.com/EACinvestor/status/1965107524316856705)  2025-09-08T17:38Z [----] followers, 16.9K engagements


"My NSE guys who really like SCBK have been cracking me up all day. We really dont want to hear any good news from Stanchart. Ati good news should start coming in after we load up at 200/share🤣🤣"  
[X Link](https://x.com/EACinvestor/status/1965134922542404025)  2025-09-08T19:27Z [----] followers, [----] engagements


"Politics aside this is worth watching. If you love listening to great talks about money youll enjoy this. BUSINESS PEOPLE MUST WATCH MP NDINDI NYORO DELIVERS AN INSPIRING SPEECH. via @YouTube https://youtu.be/wv9HpU1vXcYsi=l7N6oiURKduCp-1E https://youtu.be/wv9HpU1vXcYsi=l7N6oiURKduCp-1E"  
[X Link](https://x.com/anyuser/status/1965238367572099202)  2025-09-09T02:18Z [----] followers, 11.1K engagements


"Mmmh So I spend about 30% of my monthly gross pay on mortgage. Thats excluding Mantaince & higher utility bills for a house. If I rented that goes down to 11%. Lower utility bills & no mantaince cost (landlords problem). So if I rented my saving/investment rate would have been higher. Compounding at 10-15 percent (just passive investing tracking S&P 500) would be about same or higher than net equity on my house. But Ive compounded higher over last few years compared to S&P [---]. So I would have been in a better position financially by choosing to rent. Its never obvious to most as our instinct"  
[X Link](https://x.com/anyuser/status/1965339265971487192)  2025-09-09T08:59Z [----] followers, [----] engagements


"Dont worry I got you. Will keep it very basic & simple (finance guys no nitpicking🤣). What he means is there are other assets you can put your money into and earn BETTER returns than a flat on Thika road. So lets break it down to simple math. Lets say you want to invest KSH [---] bob in the following [--] assets (there are plenty others this is just for explanation). [--]. Stocks (lets use BAT on NSE) [--]. IFB(latest infrastructure bond) [--]. Flat on Thika road. On average real estate in Kenya returns about 4-8% on invested capital. Well be generous and use the 8% return. So to make it simple for every"  
[X Link](https://x.com/anyuser/status/1965624353346711850)  2025-09-10T03:52Z [----] followers, [----] engagements


"I dont give advice on investing or manage anyones money except this one for my mom. She had an old 401K sitting around returning 7-8% per year. Full of bonds and high fee proprietary funds. Decided to roll it over so I can manage it this July and we are up 17% Im not aggressive at all and will probably sell some UNH & get her some VOO My joy was buying MSCI in the low 530s and regret not having more money to buy more. Looks like I might get a chance tomorrow or in the next few days"  
[X Link](https://x.com/anyuser/status/1965995917670035660)  2025-09-11T04:28Z [----] followers, 22.1K engagements


"@babeRisper_ 🤣🤣. Ghai hakuna hata dirisha mgefungua kwa hiyo nyumba"  
[X Link](https://x.com/EACinvestor/status/1966010583037391259)  2025-09-11T05:27Z [----] followers, 13.4K engagements


"This is why you should not get pressure from social media. The crowd on X is so privileged and out of touch with the common man/woman. This is also why we cannot understand the peoples choice for the current crop of politicians. Lets get off the Ubers personal cars & etc and take that matatu. Walk and engage with our neighbors to convince them the only way to improve their lives is voting in leaders like Okiya Maraga Kangata & etc. Current crop of politicians are not interested in making the Kenyan peoples lives better or easier. They want to be begged to disburse bursaries to donate to"  
[X Link](https://x.com/EACinvestor/status/1966813727883211118)  2025-09-13T10:38Z [----] followers, 17.6K engagements


"Sawa sawa my guys. Start getting ready to scoop up those shares. Dont be too greedy & buy all at once. There is a possibility of a long draw down. Ill be placing my first small order at 250/60/share. StanChart Kenya has issued a profit warning stating that net earnings for FY25 will be 25% lower than last year due to pension tribunal costs. The bank assures it remains adequately capitalized. https://t.co/Qm0Qb8gyh5 StanChart Kenya has issued a profit warning stating that net earnings for FY25 will be 25% lower than last year due to pension tribunal costs. The bank assures it remains"  
[X Link](https://x.com/EACinvestor/status/1967681973574574381)  2025-09-15T20:08Z [----] followers, 13.4K engagements


"@theminamano Her body her choice. Women are each others worst enemy out there"  
[X Link](https://x.com/EACinvestor/status/1969008126008480185)  2025-09-19T11:58Z [----] followers, 11.3K engagements


"The shylocks are raking in more money in revenue than tier II banks. I like seeing profits growing as revenue grows not the opposite. So not my cup of tea If you want to own a piece of this Car & General on NSE owns like 30% of Watu. Watu grew its gross revenues from Sh17.9bn in [----] to Sh29.9bn in [----]. Growth was driven by smartphone financing and the consolidation of reporting across all Watu markets (2023 reflected East Africa only) The company is targeting a revenue of Sh44bn this year. 1/7 https://t.co/rl6N4r8jJr Watu grew its gross revenues from Sh17.9bn in [----] to Sh29.9bn in 2024."  
[X Link](https://x.com/anyuser/status/1971437059283001817)  2025-09-26T04:49Z [----] followers, 13.6K engagements


"From DM How do you guys minimize your cost of investing offshore with IBK or other brokerages @wiseshilling @mtucreativity @Afro__Investor @Luznut @Jayriq looks like an opportunity we can solve maybe"  
[X Link](https://x.com/anyuser/status/1972654096990519349)  2025-09-29T13:26Z [----] followers, 12.5K engagements


"EAC dividends are KSH 700K+ ✅ $800K net worth - loading. I have a feeling this will be the month I get to $800K a few months before target of Dec [----]. This month would probably be last monthly net worth update. By early/mid next year this account will be no more [--]. When I hit $1M - the journey ends - thatll be my last post in regards to my financial journey/net worth [--]. For retirement Ill start seriously considering it when a) Im solidly at about $700-800K + b) my dividend income in EAC is at minimum KES 700K/year. I think I can [--]. When I hit $1M - the journey ends - thatll be my last post"  
[X Link](https://x.com/EACinvestor/status/1974087262955778339)  2025-10-03T12:20Z [----] followers, 12.9K engagements


"Net Worth (Oct) Finally hit my retirement goal of $800K. Really excited but this is probably the last monthly update. Thanks for those who have been following me on this journey 🏠Primary Home: $444K 🏝Land: $96.5K 📈Investment Acc: $272.2K 📈Retirement Acc: $253.1K 🪙Crypto: $7.1K 🚗Vehicles: $13K 👨🎓Student Debt: -$261K 💳 CC Debt: -$5.4K Total: $819.5K Change: $68.6K Goal:1M Completion: 81.9% Market at all time highs so makes sense for my net worth to be at all time highs too. Overall great month as most of my holdings performed really well (UNH FICO GOOGL & HOOD). Continued buying in"  
[X Link](https://x.com/anyuser/status/1974439838783783363)  2025-10-04T11:41Z [----] followers, 25.2K engagements


"If picking stocks its always great to own a few promising growth companies. You should own these alongside those with the greatest moats outside mag [--] (my fav mag [--] are GOOGL AMZN & MSFT) Here are my favorites"  
[X Link](https://x.com/anyuser/status/1974710342468202737)  2025-10-05T05:36Z [----] followers, [----] engagements


"This Guy & Kimani of Kakuzi are NSE GOATs 📈 Investor Baloobhai Patel expands his portfolio with a KES 626M stake in Absa Bank Kenya. He now holds: 1.7% of Co-op Bank (KES 2.08B) 49.9% of Carbacid (KES 3.4B) KES 44.8M in Britam Strengthening his position as a top individual investor on the #NSE https://t.co/51mJXtYrL5 📈 Investor Baloobhai Patel expands his portfolio with a KES 626M stake in Absa Bank Kenya. He now holds: 1.7% of Co-op Bank (KES 2.08B) 49.9% of Carbacid (KES 3.4B) KES 44.8M in Britam Strengthening his position as a top individual investor on the #NSE https://t.co/51mJXtYrL5"  
[X Link](https://x.com/anyuser/status/1975172628106129780)  2025-10-06T12:13Z [----] followers, 11K engagements


"Interesting. The 2.5% annual fee is not too terrible. Are they positioning themselves as the equity of managed funds with the low entry/top up + fees The floodgates are open in the managed fund sector in Kenya. Definitely a positive for Kenyan investors. CIC Asset Management has launched the CIC Global Balanced Special Fund a medium to high-risk multi-asset fund investing in equities bonds money markets and ETFs globally. Minimum investment is USD [----] with a USD [---] top-up and a 2.5% annual management fee. https://t.co/x2MFmeumoY CIC Asset Management has launched the CIC Global Balanced"  
[X Link](https://x.com/EACinvestor/status/1976007629538459736)  2025-10-08T19:31Z [----] followers, [----] engagements


"A 1/4 an acre villa in Runda for a cool $2M. I like how real estate in Nairobi is shifting to quoting prices in dollars🤣 Only $2M"  
[X Link](https://x.com/anyuser/status/1976247931851448756)  2025-10-09T11:26Z [----] followers, 59.9K engagements


"Really good take & sound advice. Only slight disagreement is Sacco savings. Do it only if you think youll need a loan in the future. When I was earning 70k my savings were 40k a month. I figured early enough that the more I get older the more the responsibilities so I front loaded my savings Now I can save the 14k mentioned here but the [--] I saved for at least [--] years gave me a good head start. Always save. When I was earning 70k my savings were 40k a month. I figured early enough that the more I get older the more the responsibilities so I front loaded my savings Now I can save the 14k"  
[X Link](https://x.com/anyuser/status/1977356504819728763)  2025-10-12T12:51Z [----] followers, [----] engagements


"EAC portfolio FY [--] dividend update So far have been paid KSH 657K & reinvested KSH 337K in these counters: FICO BOC REIT BOBU WTK Kakuzi Anticipated unpaid dividends KSH 137K Still keeping FY [--] projections unchanged. FY [--] projected: 860-900K FY [--] revised to 780K FY [--] 590K FY [--] 350K FY [--] 176K Updates on EAC portfolio: If youve been following since last update (June 25) I had bought into SBIC and made a full exit. Thats why its not listed above. Trimmed BOBU at [--] SCBK at [---] and WTK at 330-340. Will be a buyer again on WTK at 100-120 and SCBK at [---]. EAC portfolio FY [--] dividend update"  
[X Link](https://x.com/anyuser/status/1977950947356582303)  2025-10-14T04:13Z [----] followers, [----] engagements


"Not too long. Been in formal employment for [--] years. Started gambling in US stock market in [----]. Lost most of my money by early [----]. Started buying stocks in EAC end of 2021/early [----]. Got back to investing in US markets in [----] and here we are in [----]. @EACinvestor For how long have you been investing @EACinvestor For how long have you been investing"  
[X Link](https://x.com/EACinvestor/status/1977975414745149637)  2025-10-14T05:51Z [----] followers, [----] engagements


"Here are my two cents on the SBIC + NCBA rumored merger.🧵🧵 The biggest news in the kenyan banking sector from yesterday via Bloomberg was that SBIC is in talks to buy NCBA Group. If true short term will be buying NCBA as theyll be bought at a premium. Long term SBIC will be the 3rd largest bank behind KCB & EQTY in assets. If integrated properly with NCBA there will the new bank will achieve great scale and synergies to rival EQTY/KCB/CBE for dominance in East Africa. Being a long term investor I bought a starter position in SBIC. Will keep adding until it equals or is close to my KCB"  
[X Link](https://x.com/anyuser/status/1978327948810658012)  2025-10-15T05:11Z [----] followers, [----] engagements


"RIP Raila Odinga. We are thankful for your fight for democracy and especially the COK2010. Condolences to his family & friends"  
[X Link](https://x.com/anyuser/status/1978348081214099768)  2025-10-15T06:31Z [----] followers, [----] engagements


"Almost [--] years down the road and this is how majority of my retirement acc. looks like. Still love holding Russell [----] (no option for S&P [---] as thatll be my favorite to hold) & Large cap index fund Added international index fund & decided to save some dry powder in MMF as volatility is guaranteed as long as Trump is in office. Not as exciting & quite boring vs my individual acc. where trading is frequent & own a lot of individual stocks. If you have a retirement plan it's crucial that you take an active role in managing it while keeping it as simple as possible. Retirement plans"  
[X Link](https://x.com/anyuser/status/1978687463674556553)  2025-10-16T05:00Z [----] followers, [----] engagements


"So another KSH [----] interim dividend for SCOM tomorrow"  
[X Link](https://x.com/EACinvestor/status/1986091304279793760)  2025-11-05T15:20Z [----] followers, [----] engagements


"Centum about to announce HY results but hasnt even paid dividends from FY24 WTF🤷🏾♂ @JohnHiuhu @johnam85 KCB is scheduled to publish Q3 results on 19th November [----]. https://t.co/6oxNMCwJc9 @JohnHiuhu @johnam85 KCB is scheduled to publish Q3 results on 19th November [----]. https://t.co/6oxNMCwJc9"  
[X Link](https://x.com/anyuser/status/1986097871771332886)  2025-11-05T15:46Z [----] followers, [----] engagements


"This is what has worked for me 30-35% telco 40% banks 20% manufacturing 5-10% other Banking I like SCBK/SBU COOP KCB/EQTY manufacturing : BAT & EABL Others: WTK TOTAL KNRE/JUBILEE @cheruiyotkb Which are ur best six in a diversified balanced portifolio With 200k in mind for investing. Thank you. @cheruiyotkb Which are ur best six in a diversified balanced portifolio With 200k in mind for investing. Thank you"  
[X Link](https://x.com/anyuser/status/1987796166919041288)  2025-11-10T08:15Z [----] followers, 17.9K engagements


"Step 1: find an approved broker Step 2: register on easy portal for an SCD acct. Then trade. Or after step [--] ask for the broker to assist to get SCD account. @EACinvestor @xysist How did you get USE @EACinvestor @xysist How did you get USE"  
[X Link](https://x.com/EACinvestor/status/1987823248466203105)  2025-11-10T10:02Z [----] followers, [----] engagements


"If you dont want to follow exactly what Im holding here are other substitutes or add ons that are solid. Banks: absa/sbic/ncba/I&M Manufacturing: carbacid/boc. Other: Kakuzi Obviously some of these are holds and few are still buys at current prices. This is what has worked for me 30-35% telco 40% banks 20% manufacturing 5-10% other Banking I like SCBK/SBU COOP KCB/EQTY manufacturing : BAT & EABL Others: WTK TOTAL KNRE/JUBILEE This is what has worked for me 30-35% telco 40% banks 20% manufacturing 5-10% other Banking I like SCBK/SBU COOP KCB/EQTY manufacturing : BAT & EABL Others: WTK TOTAL"  
[X Link](https://x.com/EACinvestor/status/1987886478249099318)  2025-11-10T14:14Z [----] followers, [----] engagements


"Why we keep telling you to reinvest your dividends. This is not my OG portfolio this is my dividend reinvested portfolio on NSE. Small portion goes to USE. KSH 600K reinvested so far this year. Of the KES 1.116M received in dividends from my EAC portfolio over the last [--] years KES 1.038M has been invested on NSE (BAT WTK SCOM KCB & COOP) KES 78K has been reinvested on USE (BOBU MTN & SBU). USE is a smaller market & hoping to invest atleast KES 60K/yr going forward https://t.co/s0EvurMDSZ Of the KES 1.116M received in dividends from my EAC portfolio over the last [--] years KES 1.038M has been"  
[X Link](https://x.com/EACinvestor/status/1987900125314789638)  2025-11-10T15:08Z [----] followers, 12.3K engagements


"Hey bro Sometimes dont worry too much about these fancy return metrics to a point theyll deter you from investing. In the long term if you dont overpay for a quality stock youll come out just fine. For context between USE & NSE I invested about KSH 6M between 2022- first [--] months in [----]. Since then havent invested any additional cash out of my pocket - only dividends Whole portfolio is about KSH 13.3M and collecting about 800K/year in dividends. Next year based on how Ive reinvested + asset realignment itll be about 950K/year. When I started COOP was issuing KSH [--] dividend/year. EQTY was 0"  
[X Link](https://x.com/anyuser/status/1988139229235261472)  2025-11-11T06:58Z [----] followers, [----] engagements


"Final EAC FY [--] dividends Paid & reinvested: KES 972K vs projected 700K Deployed as follows: Cash: 98K Rest in SBIC SCOM BOC WTK & SBU SBIC was largest buy at 500K+ USE reinvestment KES 101K vs 78K LY FY [--] Projected: 1.1M FY 25: 972K FY 24: 590K FY 23: 350K FY 22: 176K Of the KES 1.116M received in dividends from my EAC portfolio over the last [--] years KES 1.038M has been invested on NSE (BAT WTK SCOM KCB & COOP) KES 78K has been reinvested on USE (BOBU MTN & SBU). USE is a smaller market & hoping to invest atleast KES 60K/yr going forward https://t.co/s0EvurMDSZ Of the KES 1.116M received in"  
[X Link](https://x.com/EACinvestor/status/2002001643383001213)  2025-12-19T13:02Z [----] followers, [----] engagements


"Top picks here for me are [--]. $RNMBY ADR + 10.6% [--]. $BAESY ADR + 11.4% Or looking at ETF $EUAD Other ones can consider include Airbus Thales group Leonardo Leonardo & Hansoldt. The US is increasingly isolating itself from Europe. Europe will have to spend more on their defense. European defense companies that have played second fiddle to US counterparts will be at the center of this spending. Any 1-2 worth a swing trade There is money to be made The US is increasingly isolating itself from Europe. Europe will have to spend more on their defense. European defense companies that have played"  
[X Link](https://x.com/EACinvestor/status/1896569683488522451)  2025-03-03T14:33Z [----] followers, [----] engagements

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