#  @CamSmithD Cameron Smith Cameron Smith posts on X about money, investment, canada, stocks the most. They currently have [---] followers and [---] posts still getting attention that total [--] engagements in the last [--] hours. ### Engagements: [--] [#](/creator/twitter::1501377093887832065/interactions)  - [--] Week [---] +16,325% - [--] Month [---] -80% - [--] Months [------] -60% - [--] Year [------] -19% ### Mentions: [--] [#](/creator/twitter::1501377093887832065/posts_active)  - [--] Months [--] -58% - [--] Year [---] -39% ### Followers: [---] [#](/creator/twitter::1501377093887832065/followers)  - [--] Month [---] -0.81% - [--] Months [---] +8.90% - [--] Year [---] +25% ### CreatorRank: undefined [#](/creator/twitter::1501377093887832065/influencer_rank)  ### Social Influence **Social category influence** [pga golfers](/list/pga-golfers) [finance](/list/finance) [technology brands](/list/technology-brands) [social networks](/list/social-networks) [countries](/list/countries) [stocks](/list/stocks) [travel destinations](/list/travel-destinations) [celebrities](/list/celebrities) [cryptocurrencies](/list/cryptocurrencies) [gaming](/list/gaming) **Social topic influence** [money](/topic/money), [investment](/topic/investment), [canada](/topic/canada), [stocks](/topic/stocks), [retirement](/topic/retirement), [in the](/topic/in-the), [hot](/topic/hot), [linkedin](/topic/linkedin), [finance](/topic/finance), [check](/topic/check) **Top accounts mentioned or mentioned by** [@markmcgrathcfp](/creator/undefined) [@aravindsitham](/creator/undefined) [@jasonpereira](/creator/undefined) [@danielcrosby](/creator/undefined) [@eviljdubs](/creator/undefined) [@bytesizedblog](/creator/undefined) [@cgwmmuhs](/creator/undefined) [@jasonwattbcc](/creator/undefined) [@aaronhectorcfp](/creator/undefined) [@johnyboy1853](/creator/undefined) [@benjaminwfelix](/creator/undefined) [@juliachungfp](/creator/undefined) [@viclough](/creator/undefined) [@mikaylasith](/creator/undefined) [@looniesandsense](/creator/undefined) [@futureproofac](/creator/undefined) [@willbarreca](/creator/undefined) [@fpcollective](/creator/undefined) [@davidpoleary](/creator/undefined) [@jstock](/creator/undefined) **Top assets mentioned** [Sigma (SIGMA)](/topic/sigma) ### Top Social Posts Top posts by engagements in the last [--] hours "Hot pot at a friend's place . 'I put the HP sauce in for the white guy'. Rev up the engine house of parliament we're going places tonight. Nobody mentioned that other sauce" [X Link](https://x.com/anyuser/status/1634352949475287046) 2023-03-11T00:38Z [---] followers, [---] engagements "Please be referring to Fortress Investment Group. JP Morgan is a fortress JP Morgan is a fortress" [X Link](https://x.com/CamSmithD/status/1634637506057588739) 2023-03-11T19:28Z [---] followers, [---] engagements "Great thread about what's really important about benchmarking how it can be manipulated and what it means to investors. A short thread on benchmarks/benchmarking for retail clients and advisors. Benchmarking is simply picking something to compare/contrast your portfolio returns against. Sounds simple right Not so fast. A short thread on benchmarks/benchmarking for retail clients and advisors. Benchmarking is simply picking something to compare/contrast your portfolio returns against. Sounds simple right Not so fast" [X Link](https://x.com/anyuser/status/1638356560454852608) 2023-03-22T01:46Z [---] followers, [---] engagements "@TheDividendGuy @67Dodge @Jdougie1313 @thenelsonsmith @johnyboy1853 @NewcomerInvest That i had a turkey sandwich for lunch is a useless fact. What about @67Dodge 's assertion that 'the Canadian banks beat the market' which the chart clearly shows otherwise Is that a useless fact" [X Link](https://x.com/roonsvest/status/1661811286127116299) 2023-05-25T19:07Z [---] followers, [--] engagements "@TheDividendGuy @67Dodge @Jdougie1313 @thenelsonsmith @johnyboy1853 @NewcomerInvest So what conclusions are you making I don't understand your tweet. What do you need 10+ years of a chart to give you to conclude something" [X Link](https://x.com/roonsvest/status/1661834597565341824) 2023-05-25T20:40Z [---] followers, [--] engagements "@thenelsonsmith @TheDividendGuy @67Dodge @Jdougie1313 @johnyboy1853 @NewcomerInvest I'm asking a person who called out Markus and can't respond with any clear reasoning on his conclusions" [X Link](https://x.com/roonsvest/status/1661854408227864577) 2023-05-25T21:59Z [---] followers, [--] engagements "@TheDividendGuy @67Dodge @Jdougie1313 @thenelsonsmith @johnyboy1853 @NewcomerInvest I didn't take anything away from [--] months of bank stocks underperforming aside from the fact that they did" [X Link](https://x.com/roonsvest/status/1661881315422085120) 2023-05-25T23:45Z [---] followers, [--] engagements "@thenelsonsmith @TheDividendGuy @67Dodge @Jdougie1313 @johnyboy1853 @NewcomerInvest Then hit him where it hurts show him some research on dividend investing Sure he was taking shots at those clowns you see on this app who go on about bank stocks hit him with some proof. All I see is proof that what happened happened. Not much use in that" [X Link](https://x.com/roonsvest/status/1661884768563109890) 2023-06-30T00:23Z [---] followers, [---] engagements "@MarkMcGrathCFP @AaronHectorCFP @Byte_Sized_Blog Classic total return Bros who don't want to evolve with the times 😘" [X Link](https://x.com/roonsvest/status/1699145279906238727) 2023-09-05T19:39Z [---] followers, [--] engagements "Louis is a must read for basketball fans. Great follow" [X Link](https://x.com/roonsvest/status/1706441068646920601) 2023-09-25T22:50Z [---] followers, [---] engagements "@HeroDividend @LichtmanSamuel [--]. You lied about an event materially which puts your sense of ethics into question. [--]. You took another tweet and made it your own. [--]. If it did happen as told should you not bear the responsibility that someone with credentials has" [X Link](https://x.com/anyuser/status/1710263696692240786) 2023-10-06T12:00Z [---] followers, [---] engagements "@shntzl @CGWM_Muhs The option is always available to them to reinvest in their business and find new frontiers or shore up their balance sheet. They could buy back their own stock (a more efficient way to return money to return money to shareholders)" [X Link](https://x.com/roonsvest/status/1711151567611527642) 2023-10-08T22:48Z [---] followers, [--] engagements "Check out my latest article: Myth: An Advisor can pick a Concentrated Portfolio of Stocks 'They Really Like' via @LinkedIn" [X Link](https://x.com/roonsvest/status/1714723365313712219) 2023-10-18T19:21Z [---] followers, [--] engagements "@Byte_Sized_Blog In what world did a company sell the job cuts as shoring up their balance sheet while taking said balance sheet and increases the dividend Worried about your business or worried about your comp 👀" [X Link](https://x.com/roonsvest/status/1730398940099489927) 2023-12-01T01:30Z [---] followers, [--] engagements "@jasonpereira @RealMikeFortin @MarkMcGrathCFP @johnyboy1853 The math is simple. You own [---] bags of doritos they pay a dividend of [--] bags total. Now you have [---] bags. The dividend yield is [--] remainder [--] %. Did I do that right" [X Link](https://x.com/roonsvest/status/1737638835784450447) 2023-12-21T00:59Z [---] followers, [--] engagements "@johnyboy1853 @jasonpereira @MarkMcGrathCFP @MacKinnon29 @CGWM_Muhs John fidelity will pay you $10 mil per year to do this. Wall Street hires MIT grads left and right trying to get what you claim to be doing. Get a clue" [X Link](https://x.com/roonsvest/status/1737688593202602084) 2023-12-21T04:16Z [---] followers, [--] engagements "Acumen allocation and action the ability to think plan and do are what separate strategic thinkers from the rest and they are behaviors that can be learned and applied to create superior value. https://advisorstream.com/read/how-to-become-a-better-strategic-thinker/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjkwNTU1MzQsImRlc3RfaWQiOjExNDUxNTQwLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.xzHM83p7o6e-hauKn7CT90E16fxWzBNN1qLC5657gLA" [X Link](https://x.com/CamSmithD/status/1738622980391842073) 2023-12-23T18:09Z [---] followers, [--] engagements "Fewer than half of all boomers have saved enough for retirement. Their kids are going to pay the price. https://advisorstream.com/read/boomer-retirement-bomb/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjkxNjMxNzAsImRlc3RfaWQiOjExNTU4MTc4LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.UORnVFxHY8viDjhIEj_VFQg5cba7TSTAufOYiPI3m_M" [X Link](https://x.com/CamSmithD/status/1745780736999690600) 2024-01-12T12:12Z [---] followers, [--] engagements "Check out my latest article: How Gambling has Become Like Investment Management via @LinkedIn" [X Link](https://x.com/anyuser/status/1746192451977552166) 2024-01-13T15:28Z [--] followers, [---] engagements "@planwithchapman @LinkedIn Thanks Jeff glad you liked it. You're right on so many ways - the addition of emotional Fandom is one heck of a thing" [X Link](https://x.com/anyuser/status/1746332462848905596) 2024-01-14T00:44Z [--] followers, [--] engagements "@MeasureTwiceMNY Appropriate asset allocation shouldn't make anyone glad. It's like a pair of pants that fit weird to ride a high on those pants nice when you're not thinking about it. Tol & cap'y are dif parts of a risk profile. Edu on risk is important for advisors. R u talking composure" [X Link](https://x.com/roonsvest/status/1746879271426036107) 2024-01-15T12:57Z [---] followers, [--] engagements "I love Toronto traffic" [X Link](https://x.com/anyuser/status/1753165533891994057) 2024-02-01T21:16Z [---] followers, [----] engagements "This man knows what he's doing 👏 follow @AravindSitham I am recommending a $3000 contribution to an RRSP for a client on EI. They will save $500 in income tax. Low right They will also see their Canada Child Benefit increase by $800 👀 That's 43% back today. They won't be paying 43% in retirement. THAT'S TAX PLANNING💪 I am recommending a $3000 contribution to an RRSP for a client on EI. They will save $500 in income tax. Low right They will also see their Canada Child Benefit increase by $800 👀 That's 43% back today. They won't be paying 43% in retirement. THAT'S TAX PLANNING💪" [X Link](https://x.com/anyuser/status/1753203125958201631) 2024-02-01T23:46Z [---] followers, [----] engagements "Great thread here. 70% of women change financial advisors w/in [--] yr of their baby boomer husband passing away 🤯 By [----] US women may control much of the $30 trillion in assets that baby boomers possess via @McKinsey Do you have a marketing & comms strategy to engage women No Start here👇 https://t.co/LdEFU3nFLx 70% of women change financial advisors w/in [--] yr of their baby boomer husband passing away 🤯 By [----] US women may control much of the $30 trillion in assets that baby boomers possess via @McKinsey Do you have a marketing & comms strategy to engage women No Start here👇" [X Link](https://x.com/CamSmithD/status/1755194181704704066) 2024-02-07T11:37Z [---] followers, [---] engagements "@jasonpereira @danielcrosby Have you tried the Angry Whopper though Obviously too spicy for @MarkMcGrathCFP might change things" [X Link](https://x.com/CamSmithD/status/1755767924709634279) 2024-02-09T01:37Z [---] followers, [--] engagements "@danielcrosby how many bags of ketchup chips did you round up for the big game" [X Link](https://x.com/CamSmithD/status/1756804537971601592) 2024-02-11T22:16Z [---] followers, [---] engagements "@LichtmanSamuel Love it Sam" [X Link](https://x.com/CamSmithD/status/1756804671119745475) 2024-02-11T22:17Z [---] followers, [--] engagements "@brianportnoy @neilbage @jasonpereira @courtranstrom @tomowenmorgan @LaraCrigger Who is the guy 2nd from the left" [X Link](https://x.com/CamSmithD/status/1756844009866109346) 2024-02-12T00:53Z [---] followers, [--] engagements "@jasonpereira @brianportnoy @neilbage @courtranstrom @tomowenmorgan @LaraCrigger That was quick" [X Link](https://x.com/CamSmithD/status/1756844390201380934) 2024-02-12T00:55Z [---] followers, [--] engagements "@jasonpereira @brianportnoy @neilbage @courtranstrom @tomowenmorgan @LaraCrigger That's Teams speed" [X Link](https://x.com/CamSmithD/status/1756849591155109919) 2024-02-12T01:15Z [---] followers, [--] engagements "@MarkMcGrathCFP @Deborah64402252 @Simply_GenX @edrempel @benjaminwfelix @daydreamingmian I'm aware" [X Link](https://x.com/CamSmithD/status/1756861501879484833) 2024-02-12T02:03Z [---] followers, [---] engagements "If you travel during the offseason you can beat the crowds save money and actually have a more fulfilling experience. Our writer ventures to a winter beach townand finds many rewards" [X Link](https://x.com/CamSmithD/status/1759642072288501785) 2024-02-19T18:12Z [---] followers, [--] engagements "@MarkMcGrathCFP @jasonpereira @edrempel @tglieberr @CGWM_Muhs Ed's moving the goalposts here though Mark. He's equating a field with identifiable persistence with one without" [X Link](https://x.com/CamSmithD/status/1761521966081610211) 2024-02-24T22:42Z [---] followers, [---] engagements "@MacKinnon29 I see your enjoying a [--] assist night @AaronHectorCFP is pulling for you" [X Link](https://x.com/CamSmithD/status/1761567853189235111) 2024-02-25T01:44Z [---] followers, [---] engagements "@edrempel @willbarreca @MarkMcGrathCFP @RubinJMiller @niranabraham I'm so confused what do you advise your clients to do" [X Link](https://x.com/CamSmithD/status/1761577243745153474) 2024-02-25T02:21Z [---] followers, [--] engagements "@edrempel @willbarreca @MarkMcGrathCFP @RubinJMiller @niranabraham So. you're clients are not getting outperforming investments" [X Link](https://x.com/CamSmithD/status/1761582610361221514) 2024-02-25T02:43Z [---] followers, [--] engagements "@MelissaJoyCFP Hope you had a wonderful birthday" [X Link](https://x.com/CamSmithD/status/1761807396270170463) 2024-02-25T17:36Z [---] followers, [--] engagements "@monegenix @eric_a_bruns I agree that they don't have to lie I just wonder why the industry doesn't do a better job of punishing the ones who do" [X Link](https://x.com/CamSmithD/status/1762612145986924599) 2024-02-27T22:54Z [---] followers, [--] engagements "Putting off retirement for just a little while can significantly boost your retirement income. https://advisorstream.com/read/how-delaying-retirement-can-significantly-boost-your-total-income/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk0ODE0MzMsImRlc3RfaWQiOjExODQ2ODYxLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.ZmmUpUrd9WK_bznTxfyN4pPkUp3v4n9HwgUN2f6P5xQ" [X Link](https://x.com/CamSmithD/status/1763265797126811985) 2024-02-29T18:11Z [---] followers, [--] engagements "Did you know: It takes an average of 7-10 times to hear or see a message before it starts to be internalized. The more important something is the more often you will need to talk about it" [X Link](https://x.com/CamSmithD/status/1763537645349523527) 2024-03-01T12:11Z [---] followers, [--] engagements "Discover what happens to your investment profits" [X Link](https://x.com/CamSmithD/status/1765077526358135254) 2024-03-05T18:10Z [---] followers, [--] engagements "Check out my latest article: Index Investing can be a lot of Things: Quick tips so you don't get left behind. via @LinkedIn https://www.linkedin.com/pulse/index-investing-can-lot-things-quick-tips-so-you-dont-smith-cim--l2pcc https://www.linkedin.com/pulse/index-investing-can-lot-things-quick-tips-so-you-dont-smith-cim--l2pcc" [X Link](https://x.com/anyuser/status/1765423241810645290) 2024-03-06T17:04Z [---] followers, [----] engagements "One-third of state regulators expect artificial intelligence to be the top threat to retail investors in 2024" [X Link](https://x.com/CamSmithD/status/1765440296647536708) 2024-03-06T18:12Z [---] followers, [--] engagements "The best pieces of advice are about your money mindset automating your savings and paying yourself first" [X Link](https://x.com/CamSmithD/status/1765802219960516945) 2024-03-07T18:10Z [---] followers, [--] engagements "A comprehensive guide from Entrepreneur on how to find your passion in life outlining practical steps such as reflecting on what you love exploring new interests and identifying your values" [X Link](https://x.com/CamSmithD/status/1766074283967627325) 2024-03-08T12:11Z [---] followers, [--] engagements "Achieving true alignment requires intrinsic motivation and self-awareness. Here are ways you can realign your work with your purpose" [X Link](https://x.com/CamSmithD/status/1766526665386062056) 2024-03-09T18:09Z [---] followers, [--] engagements "If you feel you don't have enough time to do it all you're not alone. But doing this one simple activity every week could change everything for you" [X Link](https://x.com/CamSmithD/status/1768323744571740419) 2024-03-14T17:10Z [---] followers, [--] engagements "This. @preetbanerjee @fpacanada Preet delivered a rapid fire set of takeaways but the two that stick in mind for me: 1) Delivering a FINANCIAL PLAN is associated with better outcomes 2) Bank branch advice - is statistically insignificant from no advice.unless there is a FINANCIAL PLAN. @preetbanerjee @fpacanada Preet delivered a rapid fire set of takeaways but the two that stick in mind for me: 1) Delivering a FINANCIAL PLAN is associated with better outcomes 2) Bank branch advice - is statistically insignificant from no advice.unless there is a FINANCIAL PLAN" [X Link](https://x.com/CamSmithD/status/1768406158723665931) 2024-03-14T22:37Z [---] followers, [---] engagements "@MikaylaSith @AravindSitham" [X Link](https://x.com/CamSmithD/status/1769410998786482542) 2024-03-17T17:10Z [---] followers, [---] engagements "@MarkMcGrathCFP Great job Mark" [X Link](https://x.com/CamSmithD/status/1770885664365498678) 2024-03-21T18:50Z [---] followers, [---] engagements "Last week CBC Marketplace published a report and accompanying video of their hidden camera work at the big [--] Canadian banks exposing some of the heinous sales practices they saw. I want to break down another claim made in the piece: the average interest you get is at least 10%. At least sets a floor value guarantee it sounds too good to be true continue reading" [X Link](https://x.com/anyuser/status/1771222002130461032) 2024-03-22T17:06Z [---] followers, 18.5K engagements "The easiest thing a charlatan can do to make a sale in investment products is to over promise. When people feel cheated the story usually starts with but the advisor said ________. Most introductory meetings I have had throughout my career have included a question like what kind of returns have your clients been getting" [X Link](https://x.com/anyuser/status/1771222003933925690) 2024-03-22T17:06Z [---] followers, [----] engagements "Advisors hear this question all the time and it doesnt take a well tuned ear to understand the real question behind it internally theyre asking what kind of returns can we expect As a practitioner this is a slippery slope. There are two forces at play [--]. What the investor wants to hear (some form of great returns with lower risk) and [--]. What they want to feel (will my money will be safe and provide us with the life we want to live). How we answer this question distinguishes whether we are in the business of sales or helping clients achieve their goals" [X Link](https://x.com/CamSmithD/status/1771222005611712780) 2024-03-22T17:06Z [---] followers, [----] engagements "Two ways to answer the question: We could answer the exact question theyre asking what kind of returns have our clients been getting: Over the last [--] years clients have averaged __%. While this may be factually correct it ignores the past performance is not indicative of future performance part entirely. Take for example the last [--] decades for the US total market. The 2010s have been a good time to be an investor oversimplified version inflation and interest rates were low relative geopolitical stability and asset prices rose as a result. Contrast that with the 2000s the lost decade in US" [X Link](https://x.com/CamSmithD/status/1771222007494893979) 2024-03-22T17:06Z [---] followers, [----] engagements "TIP: If someone answers with past performance have your radar on high alert. Be sure to follow up with and what do you expect in the future to give the advisor no doubt as to what the underlying questions really are and give clarification" [X Link](https://x.com/CamSmithD/status/1771222009030045711) 2024-03-22T17:06Z [---] followers, [----] engagements "Alternatively we can answer the underlying question from the standpoint of research valid expectations and help give clients the tools and information they need to achieve their financial goals which I will outline in this post. Lets first address the itch we all want scratched in some form or another how can we get high investment returns with lower volatility It doesnt really exist if it did someone would be doing it. (LINK) There are no magic beans out there. The presumption must always be that the price of assets (stocks bonds currencies etc.) reflect all information publicly available." [X Link](https://x.com/CamSmithD/status/1771222010800062973) 2024-03-22T17:06Z [---] followers, [----] engagements "Back to the initial question What are reasonable returns The advisor should not be saying what I am hoping for returns everyone wants the results to be higher Im sure what were looking for are reasonable returns the kind that families can plan around. Professional standards are that should not be making up number. I rely on Ortec Finances work along with FP Canada or PWLs market expectations which are all roughly in line. For this piece I will use only Ortecs figures for consistency purposes and it is also the data set I use in my practice for risk and return expectations" [X Link](https://x.com/CamSmithD/status/1771222012460933491) 2024-03-22T17:06Z [---] followers, [----] engagements "TIP: You should never hear someone extrapolating past performance into the future using a hunch or trying to impress anyone with false expectations" [X Link](https://x.com/CamSmithD/status/1771222013924737433) 2024-03-22T17:06Z [---] followers, [----] engagements "The following represents five generic asset allocation models their long-term return expectations and the annual volatility expected (as measured by standard deviation)" [X Link](https://x.com/CamSmithD/status/1771222015694807512) 2024-03-22T17:06Z [---] followers, [---] engagements "Each of the five generic portfolios with different allocations to risky assets in the top section. Below you will see the long-term return projections (Ill expand on this below factoring in the fees paid). Finally the standard deviation or expected annual volatility of those returns. Quick refresher from high school math in a normal distribution one standard deviation in either direction of the average represents 68% of expected observations [--] standard deviations are 95% and [--] are 99.7%. For example using the data a balanced portfolio would expect to have return ranges at different" [X Link](https://x.com/CamSmithD/status/1771222017984901446) 2024-03-22T17:06Z [---] followers, [---] engagements "For the Balanced Portfolio: In a normal year (arbitrarily defined as 68% of the time) it would be expected that the returns in the portfolio would be between -6.09% and 16.37% by combining the two middle rows. On the positive side 13.5% of the time the returns would fall between 16.37% and 27.6% and in 2.5% of occurrences the returns would be higher than 27.6%. On the negative side 13.5% of the time the returns would fall between -6.09% and -17.32% and in 2.5% of occurrences the expected returns would be lower than negative 17.32%" [X Link](https://x.com/CamSmithD/status/1771222019859689982) 2024-03-22T17:06Z [---] followers, [---] engagements "Quantifying the Bankers at least 10% claim: In the context of the initial question how much of a guarantee is a 10% or greater return from these portfolios this can be calculated using probability tables/excel to solve how often each of the portfolios would be expected to have returns higher than 10%" [X Link](https://x.com/CamSmithD/status/1771222022007185865) 2024-03-22T17:06Z [---] followers, [---] engagements "From this [--] things are evident First that a guaranteed rate of return of 10% comes with anything but a guarantee with failing to achieve this being fully expected far more often than not. Secondly - that in any asset allocation these rates of return exist but are far from normal or expected. Out of curiosity I wanted to know the equally likely adverse returns (so the same distance from the average to 10% going the other way) - not nearly as compelling as "10% guaranteed"" [X Link](https://x.com/CamSmithD/status/1771222024356020449) 2024-03-22T17:06Z [---] followers, [---] engagements "What are reasonable returns What should that bank advisor have said instead [--]. Reasonable returns are on a spectrum and guarantees are beyond disingenuous. Before the costs of investing the Balanced Portfolio noted above would have an expected long-term return of 5.14% - the short-term however could be anything between negative 17.23% to positive 27.6% when removing the furthest tail risk (while acknowledging its possibility). Your advisor should outline this during the planning stages while they are reviewing your risk profile (and no a risk profile is not a [--] question multiple choice). We" [X Link](https://x.com/CamSmithD/status/1771222026306359778) 2024-03-22T17:06Z [---] followers, [---] engagements "2. The overwhelming majority of mutual funds have underperformed their benchmark after fees. This is a trend we can expect to continue. If I add in a 1.5% fee to the investment at the bank (low by their standards which is a topic for another day) and re-run the success rate of achieving a 10% minimal return we get the following:" [X Link](https://x.com/CamSmithD/status/1771222028235747549) 2024-03-22T17:06Z [---] followers, [---] engagements "Again the equal likelihood of returns in the opposite direction after fees would be:" [X Link](https://x.com/CamSmithD/status/1771222030341329186) 2024-03-22T17:06Z [---] followers, [---] engagements "3. Investing is one of the final steps in the order. A topic for another time making an investment decision cannot be made without proper context. A 45-minute meeting at the branch and somehow making an investment decision means that the advisor cannot possibly have diagnosed the situation properly and developed a justifiable reason for the investment implementation. Selecting investments comes in the late stages of financial planning and has no business being in a 45-minute meeting. Key Takeaways: High return promises dont match reality. Realistic and justified return expectations are" [X Link](https://x.com/CamSmithD/status/1771222032161595811) 2024-03-22T17:06Z [---] followers, [---] engagements "If you liked this post - hit like if you really like it retweet it for others to see" [X Link](https://x.com/CamSmithD/status/1771222033805807978) 2024-03-22T17:06Z [---] followers, [---] engagements "@NadionInc No saying "there are no guarantees" after an anomaly diffuses people's critical thinking and can be positioned as a disclaimer that nobody reads. Lean into it leave no doubt people will be left off in a better place" [X Link](https://x.com/CamSmithD/status/1771259806667399198) 2024-03-22T19:37Z [---] followers, [--] engagements "@truenorth12mike Heh yeah. Meanwhile the Banks:" [X Link](https://x.com/CamSmithD/status/1771261760336536053) 2024-03-22T19:44Z [---] followers, [--] engagements "@CGWM_Muhs If Mark McGrath's hot sauce takes were reincarnated it would be this take" [X Link](https://x.com/CamSmithD/status/1771861137337815526) 2024-03-24T11:26Z [---] followers, [--] engagements "The Federal Reserve held interest rates steady but policymakers indicated they still expect to reduce them by three-quarters of a percentage point by the end of 2024" [X Link](https://x.com/CamSmithD/status/1772309866025046050) 2024-03-25T17:09Z [---] followers, [--] engagements "The William ONeil companies closely study market history to derive and constantly update our investment methodology. https://advisorstream.com/read/forbes/money/how-long-can-this-bull-market-last/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2NTM3OTQsImRlc3RfaWQiOjEyMDEwMjc2LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.0ELlLNw2xy2WxSrTG4VT3zAcKSPR1Jvi8AF0LCw_6Rg" [X Link](https://x.com/CamSmithD/status/1773034818797727912) 2024-03-27T17:10Z [---] followers, [--] engagements "If you can sublet rooms in your apartment you can make passive income each month. If you view your home as an investment remember that it might not be the best investment. You could instead invest that money in stocks or an entrep https://advisorstream.com/read/3-ways-renting-could-make-you-wealthier-than-owning-a-home-/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2NjA5NjYsImRlc3RfaWQiOjEyMDE2NzgxLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.9qwIfpG1sFJ1tHI0x0ytvd7PgKJd6p3ZaplnY7MInOc" [X Link](https://x.com/CamSmithD/status/1773396737077420487) 2024-03-28T17:08Z [---] followers, [--] engagements "Get to know your cash flow cushiona lesser-known but equally vital component of financial stability. https://advisorstream.com/read/forbes/money/this-one-habit-will-help-you-stop-living-paycheck-to-paycheck/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2Nzk4MzMsImRlc3RfaWQiOjEyMDIzOTY0LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.z03jnsE1gRCv9rYDaJ1CvTI1QaFegApz7HjWiyGCfM0" [X Link](https://x.com/CamSmithD/status/1773669968996966759) 2024-03-29T11:14Z [---] followers, [--] engagements "Using these [--] low-cost marketing ideas you can take your business to the next level. Plus marketing and advertising advice from industry veterans. https://advisorstream.com/read/31-ways-to-market-your-business-on-a-budget/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2ODI3ODMsImRlc3RfaWQiOjEyMDI4MzA3LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.Q33uGqU5pLz-9TJ_wWstC_mxRQk1uTncpcUgrjblCFU" [X Link](https://x.com/CamSmithD/status/1774122499019575555) 2024-03-30T17:12Z [---] followers, [--] engagements "Great video from Preet on Canada's carbon tax how it works how much it costs (or doesn't) the average family and provides good context to help understand it. A primer on Canadas Carbon Tax: -Why its going up on Monday -Why charge it and then give it back in a rebate -How much you could receive -Why it has been poorly understood -Why have it in the first place -and more https://t.co/RKgnXcLmxa A primer on Canadas Carbon Tax: -Why its going up on Monday -Why charge it and then give it back in a rebate -How much you could receive -Why it has been poorly understood -Why have it in the first place" [X Link](https://x.com/CamSmithD/status/1774400527205319119) 2024-03-31T11:37Z [---] followers, [---] engagements ""FP Collective exists for one reason: to help Canadians cut through the noise and find trustworthy personal finance information" Beleive it or not this is NOT an April Fools gag We just thought it would be funny to launch today https://t.co/uFx0av1y4t Beleive it or not this is NOT an April Fools gag We just thought it would be funny to launch today https://t.co/uFx0av1y4t" [X Link](https://x.com/anyuser/status/1774804672999497835) 2024-04-01T14:23Z [---] followers, [---] engagements "Your Majesty your empire awaits. @Byte_Sized_Blog Happy April 1st or the countdown to @AravindSithams birthday as its known in our house. Ive decided that every day until his birthday Im going to gift him a daily meme or reel about him. All done with love of course. https://t.co/0n56X1Dj6V Happy April 1st or the countdown to @AravindSithams birthday as its known in our house. Ive decided that every day until his birthday Im going to gift him a daily meme or reel about him. All done with love of course. https://t.co/0n56X1Dj6V" [X Link](https://x.com/anyuser/status/1774885472151458242) 2024-04-01T19:44Z [---] followers, [----] engagements "@evil_Jdubs @BoomerandEcho @tglieberr @MarkMcGrathCFP @CGWM_Muhs Manager persistence in the top is not a thing J Dubs. You know this" [X Link](https://x.com/CamSmithD/status/1775043727737679921) 2024-04-02T06:12Z [---] followers, [--] engagements "@CGWM_Muhs @MarkMcGrathCFP [--]. Become an oilers fan on obviously misguided information [--]. Convince others to Become oilers fans and further the misinformation. [--]. [--]. Profit. You know what you're doing hurts people" [X Link](https://x.com/CamSmithD/status/1775046421403586721) 2024-04-02T06:23Z [---] followers, [---] engagements "@Byte_Sized_Blog @MikaylaSith We want the roast" [X Link](https://x.com/CamSmithD/status/1775145365454340333) 2024-04-02T12:56Z [---] followers, [--] engagements "FP Collective is live First day of @FP_Collective_ and @CamSmithD Is leadoff hitting https://t.co/xosAR8UN6K First day of @FP_Collective_ and @CamSmithD Is leadoff hitting https://t.co/xosAR8UN6K" [X Link](https://x.com/anyuser/status/1775169234584183172) 2024-04-02T14:31Z [---] followers, [----] engagements "@MarkMcGrathCFP I wrote [----] on seg funds in [--] mins using chat gpt. Wished you had reached out would have loved to save you some time" [X Link](https://x.com/CamSmithD/status/1775255730272002492) 2024-04-02T20:15Z [---] followers, [--] engagements "@JasonWattBCC @CGWM_Muhs @MarkMcGrathCFP" [X Link](https://x.com/CamSmithD/status/1775317963681210874) 2024-04-03T00:22Z [---] followers, [--] engagements "@ianweiner90 Eggos this morning "dad I. DIDNT. WANT. MAPLE. SYRUP.UGH"" [X Link](https://x.com/CamSmithD/status/1775490879140090351) 2024-04-03T11:49Z [---] followers, [--] engagements "Good post on mindset and time management @LichtmanSamuel Something that changed how I run my business was when I learned how important consistency and longevity is to success. Imagine doing [--] thing as best you can for [--] hours a day for [--] year. Something that changed how I run my business was when I learned how important consistency and longevity is to success. Imagine doing [--] thing as best you can for [--] hours a day for [--] year" [X Link](https://x.com/CamSmithD/status/1775491354497319340) 2024-04-03T11:51Z [---] followers, [---] engagements "Great post by @AravindSitham on the Canada Child Benefit 👏. Good info for parents with children [--] and under to plan around and take advantage of. Batting second on day two for @FP_Collective_ today is @AravindSitham https://t.co/j31XIIvVzZ Batting second on day two for @FP_Collective_ today is @AravindSitham https://t.co/j31XIIvVzZ" [X Link](https://x.com/anyuser/status/1775529763894882635) 2024-04-03T14:24Z [---] followers, [---] engagements "The transformation of the labor market continues here's how it could affect your career and business. https://advisorstream.com/read/4-ways-the-labor-market-is-changing-right-now/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk3MDY3MjksImRlc3RfaWQiOjEyMDU0MjAzLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.G0OqFUf2NiyTbKiFiVFfaMm2xz4M8UtdqR26H8nuOYI" [X Link](https://x.com/CamSmithD/status/1775571548113453418) 2024-04-03T17:10Z [---] followers, [--] engagements "@jasonpereira @MicrosoftTeams What a lovely conversation clear viewing clean audio I'd also like to say thanks @MicrosoftTeams" [X Link](https://x.com/CamSmithD/status/1775617897890566552) 2024-04-03T20:14Z [---] followers, [--] engagements "@ServoWealth The presentation isn't real" [X Link](https://x.com/CamSmithD/status/1775656957296153078) 2024-04-03T22:49Z [---] followers, [---] engagements "Update: @JuliaChungFP had a client call earlier where the cottage question came up - "I'll send you a great piece from @FP_Collective_ " thanks for the content Great post on the Collective today helpful piece in cottage planning by @JuliaChungFP Great post on the Collective today helpful piece in cottage planning by @JuliaChungFP" [X Link](https://x.com/anyuser/status/1775961618045657552) 2024-04-04T19:00Z [---] followers, [---] engagements "@JuliaChungFP @FP_Collective_ Mine did too" [X Link](https://x.com/CamSmithD/status/1775969277662634228) 2024-04-04T19:30Z [---] followers, [--] engagements "@LooniesAndSense @LichtmanSamuel @flairairlines I'm surprised the didn't want traveler's cheques" [X Link](https://x.com/CamSmithD/status/1776314439798497510) 2024-04-05T18:22Z [---] followers, [---] engagements "Instant bookmark Okay - let's level up this tax planning. This is a long thread but it's a good one. I promise. First - reacquaint yourself with the below thread if you haven't already read it then read it. then come back and read the below advanced tax planning thread. Okay - let's level up this tax planning. This is a long thread but it's a good one. I promise. First - reacquaint yourself with the below thread if you haven't already read it then read it. then come back and read the below advanced tax planning thread" [X Link](https://x.com/CamSmithD/status/1777111118374109236) 2024-04-07T23:08Z [---] followers, [---] engagements "Becoming the only staffer with certain skills or information might feel like insurance. To some bosses its a red flag. https://advisorstream.com/read/the-big-work-lie-being-indispensable-will-save-your-job/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk3MzU1NTUsImRlc3RfaWQiOjEyMDgwNzAwLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.64NRzs2eo3CQdZFe1DZCZ7khrXjED8elw7CHhyN63uc" [X Link](https://x.com/CamSmithD/status/1777383665669984550) 2024-04-08T17:11Z [---] followers, [---] engagements "Meet Tim follow Tim very smart man thoughtful great planner. Oh hey We probably don't know each other but that's a 'me' problem. Cole's notes: Im a fan of self-deprecating jokes being on the receiving end of a good chirp tiger tail ice cream and being intermittently disconnected from the world. Want to know more Oh hey We probably don't know each other but that's a 'me' problem. Cole's notes: Im a fan of self-deprecating jokes being on the receiving end of a good chirp tiger tail ice cream and being intermittently disconnected from the world. Want to know more" [X Link](https://x.com/CamSmithD/status/1777523919978639701) 2024-04-09T02:28Z [---] followers, [---] engagements "@jasonpereira Survey answer: 'all employees have access and regularly use automated systems where the programs implement discretion and efficiency far beyond what a human could possibly accomplish' Real answer: Office [----] has autosave" [X Link](https://x.com/CamSmithD/status/1777638827584106758) 2024-04-09T10:04Z [---] followers, [---] engagements "Mrs. out for dinner kids in bed tunes on writing words about the silliness of quarterly investment commentary - what's your least favorite part of investment commentary" [X Link](https://x.com/anyuser/status/1777860240005853547) 2024-04-10T00:44Z [---] followers, [----] engagements "@willbarreca This is correct. Problem is If I write 'everything' I don't get to listen to the tunes" [X Link](https://x.com/CamSmithD/status/1777876015441719626) 2024-04-10T01:47Z [---] followers, [---] engagements "@FrankFiduciary Bingo. I like it. I'm going for the 'inside baseball' approach of 'here's what they always say' 'here's what they really mean' 'here's what's really important your answer 💯" [X Link](https://x.com/CamSmithD/status/1777877751921295656) 2024-04-10T01:54Z [---] followers, [---] engagements "@Daresalmon @MarkMcGrathCFP And" [X Link](https://x.com/CamSmithD/status/1777903131038212329) 2024-04-10T03:35Z [---] followers, [---] engagements "Being a parent is like nothing else. Seeing siblings interact and be proud of each other is such a feeling My 1-year-old daughter took her first steps today. When I told my 6-year-old son he started crying. "Why are you crying son" "It's just amazing I'm so proud of her" And my heart grew [--] sizes today My 1-year-old daughter took her first steps today. When I told my 6-year-old son he started crying. "Why are you crying son" "It's just amazing I'm so proud of her" And my heart grew [--] sizes today" [X Link](https://x.com/CamSmithD/status/1778624865534173462) 2024-04-12T03:23Z [---] followers, [---] engagements "@AaronHectorCFP Love it @AaronHectorCFP" [X Link](https://x.com/CamSmithD/status/1779298632048500934) 2024-04-14T00:00Z [---] followers, [---] engagements "@AravindSitham Love it. I did an illustration yesterday where the Monte Carlo changed dramatically by delaying. Was lucky too prospect just signed up for cpp in Feb at [--]. so we can cancel and repay within [--] months" [X Link](https://x.com/CamSmithD/status/1779308467968184458) 2024-04-14T00:39Z [---] followers, [----] engagements "@Paulbwi @AravindSitham Totally agree can't beat it. Female prospects mother lived to 101" [X Link](https://x.com/CamSmithD/status/1779321987338232085) 2024-04-14T01:33Z [---] followers, [---] engagements "@Byte_Sized_Blog Way to go Sam You're going to do great at Birds Eye. You can build your process in your own terms without the nonsense of the bank. Your empathy and EQ will shine" [X Link](https://x.com/CamSmithD/status/1779377830117130509) 2024-04-14T05:15Z [---] followers, [---] engagements "@RAINE46686 @AaronHectorCFP @trevor_cole Wait until you see the financial planning in @AaronHectorCFP 's" [X Link](https://x.com/CamSmithD/status/1779646265824882979) 2024-04-14T23:01Z [---] followers, [---] engagements "@AaronHectorCFP 👀" [X Link](https://x.com/CamSmithD/status/1779662673703055425) 2024-04-15T00:07Z [---] followers, [---] engagements "@Byte_Sized_Blog just launched Birds Eye Wealth Partners in Toronto and I couldn't be happier for him. He's one of the best Canada has to offer. Here's a thread on my experience first meeting him and what that meant for me" [X Link](https://x.com/CamSmithD/status/1779873315013956024) 2024-04-15T14:04Z [---] followers, [---] engagements "As someone [--] years into my career as an investment advisor at the time I was at the epicentre of the Dunning Krueger Effect. By the standards of my peers at the bank I was at creating plans. During COVID I opened my eyes to the transformation that has been going on in the wealth management industry globally and in the US in particular and quickly found out how much Canadians truly were not getting from this industry" [X Link](https://x.com/CamSmithD/status/1779873319354761568) 2024-04-15T14:04Z [---] followers, [--] engagements "I knew I had to unlearn and learn a lot of things. I Knew I needed to find new people to learn from. One name that stood out on the speakers list someone who I was eager to listen speak was @Byte_Sized_Blog" [X Link](https://x.com/CamSmithD/status/1779873320894148831) 2024-04-15T14:04Z [---] followers, [--] engagements "If you want to retire in the next [--] years lower your spending and increase your income. Paying off debt can give you more money to save and invest and free up your budget later. Increasing your income with a raise or side hust https://advisorstream.com/read/4-ways-to-save-enough-now-to-retire-in-10-years/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk3ODg4ODAsImRlc3RfaWQiOjEyMTMxMDAyLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.hvGDKWGR7vdTFN_iR6ACGVlERue6bC33RqhlSm6cytw" [X Link](https://x.com/CamSmithD/status/1779921081018560913) 2024-04-15T17:13Z [---] followers, [--] engagements "Edited for profanity The only #CanadaBudget tweet you need tonight https://t.co/9ogPKTy099 The only #CanadaBudget tweet you need tonight https://t.co/9ogPKTy099" [X Link](https://x.com/CamSmithD/status/1780398654391542102) 2024-04-17T00:51Z [---] followers, [---] engagements "@AravindSitham @Byte_Sized_Blog @AaronHectorCFP Just some edgework Sam" [X Link](https://x.com/CamSmithD/status/1780402520378003697) 2024-04-17T01:06Z [---] followers, [--] engagements "I mentioned the other day that @AaronHectorCFP is the advisor advisors go for tax tips. He's put on a clinic today - I and my clients thank you. Master Thread - Capital Gains Tax Changes Below are the facts that relate to individuals broken out for each province and territory. This assumes top marginal tax rates across the board. Changes effective June [--] [----] Master Thread - Capital Gains Tax Changes Below are the facts that relate to individuals broken out for each province and territory. This assumes top marginal tax rates across the board. Changes effective June [--] 2024" [X Link](https://x.com/CamSmithD/status/1780413745354732002) 2024-04-17T01:51Z [---] followers, [----] engagements "If you're going to @Wealth__Edge find @AravindSitham I'm excited to be @Wealth__Edge's Next Gen Ambassador for their [----] conference Stay tuned for tips & tricks to make this conference a success as a young tenured advisor Thanks to @fpacanada for the introduction & @InformaConnect for the opportunity https://t.co/WTKy1ATnsK https://t.co/u7U4OzFBYl I'm excited to be @Wealth__Edge's Next Gen Ambassador for their [----] conference Stay tuned for tips & tricks to make this conference a success as a young tenured advisor Thanks to @fpacanada for the introduction & @InformaConnect for the" [X Link](https://x.com/CamSmithD/status/1780414701370749283) 2024-04-17T01:55Z [---] followers, [---] engagements "@GesualdiMichael @AaronHectorCFP There is nobody better realistically there is nobody in second place. Different league all together" [X Link](https://x.com/CamSmithD/status/1780417761535017138) 2024-04-17T02:07Z [---] followers, [--] engagements "Aaron has been crushing it lately. @CGWM_Muhs 🎯 @CGWM_Muhs 🎯" [X Link](https://x.com/CamSmithD/status/1781086041417424897) 2024-04-18T22:22Z [---] followers, [----] engagements "@Byte_Sized_Blog This 1000%. Way to go Sam" [X Link](https://x.com/CamSmithD/status/1781113589790605572) 2024-04-19T00:12Z [---] followers, [--] engagements "One of the top athletes of this generation clinched the arena series racing challenge today. First time in history it has been clinched on Canadian soil. What a time to be alive" [X Link](https://x.com/CamSmithD/status/1781734886254006317) 2024-04-20T17:21Z [---] followers, [---] engagements "@Paul_D_Heaslip @MarkMcGrathCFP @BestStephenD Self aware Read any word you've written in this exchange Paul. You are so out of your depths here. You're being smug condescending and can't point out a single problem with Mark's work. Apologize and admit it" [X Link](https://x.com/CamSmithD/status/1781914366813553096) 2024-04-21T05:14Z [---] followers, [--] engagements "@MarkMcGrathCFP @JuliaChungFP @benjaminwfelix Shoebox of receipts and hand written notes" [X Link](https://x.com/CamSmithD/status/1782875038166786233) 2024-04-23T20:51Z [---] followers, [---] engagements "@MarkMcGrathCFP @JuliaChungFP @benjaminwfelix" [X Link](https://x.com/CamSmithD/status/1782876342800850958) 2024-04-23T20:56Z [---] followers, [--] engagements "@johnyboy1853 @MarkMcGrathCFP @Lovey1973 @67Dodge @myownadvisor So why spend it only to appease Bay Street's [--] month targets when they could spend it on fiber optic cable and position themselves for the next [--] years" [X Link](https://x.com/CamSmithD/status/1782886337680437632) 2024-04-23T21:36Z [---] followers, [--] engagements "@danielcrosby @jasonpereira @moseleywilliams It is well documented that @danielcrosby prefers a diet coke with his poutine" [X Link](https://x.com/CamSmithD/status/1783634940262838477) 2024-04-25T23:11Z [---] followers, [---] engagements "Aaron writes I read I bookmark. Man am I ever interested to see if the application of the capital gains reserve will be kept consistent with the current flow of Schedule [--]. A capital gains reserve is an option when youve sold an asset but dont get paid fully until a following year. The portion of the gain https://t.co/3SiKCNSSgF Man am I ever interested to see if the application of the capital gains reserve will be kept consistent with the current flow of Schedule [--]. A capital gains reserve is an option when youve sold an asset but dont get paid fully until a following year. The portion of" [X Link](https://x.com/CamSmithD/status/1783681327834730654) 2024-04-26T02:15Z [---] followers, [---] engagements "@JarrettHolmesFP Sweet memes too" [X Link](https://x.com/CamSmithD/status/1783946516475846721) 2024-04-26T19:49Z [---] followers, [--] engagements "@johnyboy1853 @MarkMcGrathCFP What on earth are you talking about" [X Link](https://x.com/CamSmithD/status/1784221059903864936) 2024-04-27T14:00Z [---] followers, [--] engagements "In the midst of all this economic uncertainty planning for retirement requires a lot of care. The way you're saving and investing money should change as you get close to retirement. This article is part of "The Finish Line" a seri https://advisorstream.com/read/5-things-to-do-with-your-money-when-youre-5-years-away-from-retirement/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk4ODU1MTAsImRlc3RfaWQiOjEyMjE1NDk1LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.ESyuI-CHPQsDIRxv8NVBW_NE6OEWGXugwzW87rZ-qXk" [X Link](https://x.com/CamSmithD/status/1784993312216084975) 2024-04-29T17:09Z [---] followers, [--] engagements "Great post @JasonWattBCC. For anyone looking to write the CFP exam check it out If you're preparing for the CFP Exam or if you're just curious about what students writing this exam face @OfficialFPCan hosts a webinar each exam session to help students prep. a thread: https://t.co/hLI0PO8MPZ If you're preparing for the CFP Exam or if you're just curious about what students writing this exam face @OfficialFPCan hosts a webinar each exam session to help students prep. a thread: https://t.co/hLI0PO8MPZ" [X Link](https://x.com/CamSmithD/status/1785822859018858595) 2024-05-02T00:05Z [---] followers, [---] engagements "Top minds in Canadian wealth management matched only by a restaurateur with good taste. Why am I smiling so much in this photo I got to have drinks with one of the brightest minds in financial planning in Canada @AaronHectorCFP and the restaurant refused to offer Tabasco sauce https://t.co/25Ljrl43RH Why am I smiling so much in this photo I got to have drinks with one of the brightest minds in financial planning in Canada @AaronHectorCFP and the restaurant refused to offer Tabasco sauce https://t.co/25Ljrl43RH" [X Link](https://x.com/CamSmithD/status/1786182397467222201) 2024-05-02T23:54Z [---] followers, [---] engagements "Finance Minister Chrystia Freeland plans to ask Parliament to approve the measure in a stand-alone bill. https://advisorstream.com/read/controversial-changes-to-capital-gains-tax-not-included-in-motion-to-introduce-budget-bill/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5MjA0NzEsImRlc3RfaWQiOjEyMjQ1OTA4LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.YydNbksY-2mRyBSBDtiCRff3GTp0BsfkJf24SKqPpog" [X Link](https://x.com/CamSmithD/status/1786352704354185716) 2024-05-03T11:10Z [---] followers, [--] engagements "@SchulichMBA @CBC Yup @preetbanerjee and @AaronHectorCFP are great role models for not smoking in the restaurant. I didn't notice they weren't smoking good catch" [X Link](https://x.com/CamSmithD/status/1786401761223123017) 2024-05-03T14:25Z [---] followers, [---] engagements "What you need to know about the purchasing power of money and how it changes https://advisorstream.com/read/inflation-what-it-is-how-it-can-be-controlled-and-extreme-examples-/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5MjMzOTMsImRlc3RfaWQiOjEyMjQ5NzQ0LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.ZhxuoIuSxuUlQUp4OdAnsI8KkC1ajyqXybTrdg6-Ark" [X Link](https://x.com/CamSmithD/status/1786804941991956730) 2024-05-04T17:07Z [---] followers, [---] engagements "Grant Packard associate professor of marketing at York University talks with Financial Post's Larysa Harapyn about a planned consumer boycott of Loblaw brands in May over food inflation. https://advisorstream.com/read/video-how-loblaw-became-target-for-grocery-anger/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5MzIxNzUsImRlc3RfaWQiOjEyMjU3ODQxLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.hH-AQYHphcTE89ewripV96wHywHcQwu6kj7DgFu6ABo" [X Link](https://x.com/CamSmithD/status/1787529814804451541) 2024-05-06T17:08Z [---] followers, [--] engagements "Take a moment out of your day to read this story. This story is pretty personal and I want to thank my parents for choosing Canada. Below are just some of the ways living in this country made it possible for me to be me🧵 This story is pretty personal and I want to thank my parents for choosing Canada. Below are just some of the ways living in this country made it possible for me to be me🧵" [X Link](https://x.com/CamSmithD/status/1788871794985734598) 2024-05-10T10:00Z [---] followers, [---] engagements "If your work or lifestyle relies on access to a car acquiring your next car can be stressful given todays interest rate landscape and recent inflation. https://advisorstream.com/read/forbes/money/7-financial-considerations-and-strategies-for-getting-your-next-car/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5NzMxMTUsImRlc3RfaWQiOjEyMjg5ODQ1LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.5BlzQ_LtCQczGaAP4Ol5zPzsfQPhaHhNy2HwRfst2hE" [X Link](https://x.com/CamSmithD/status/1788889603430096913) 2024-05-10T11:11Z [---] followers, [--] engagements "@courtranstrom This is awful. I can't imagine coming up with such a heinous policy idea" [X Link](https://x.com/CamSmithD/status/1789082023635632508) 2024-05-10T23:56Z [---] followers, [--] engagements "The loonie appears to be a 'petro-currency' no longer. https://advisorstream.com/read/this-important-driver-of-the-canadian-dollar-is-broken-economist-says/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5NzYyMDEsImRlc3RfaWQiOjEyMjkzODQ2LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.GZ_mlSZQf-XSGxWqsJfbwOJIAxLWP1lLSTQRa6nTvo4" [X Link](https://x.com/CamSmithD/status/1789341935674572966) 2024-05-11T17:08Z [---] followers, [--] engagements "@MarkMcGrathCFP @CGWM_Muhs @DanHallett @preetbanerjee @JasonWattBCC @LooniesAndSense Wow a @MarkMcGrathCFP Terrible food take.I'm shocked" [X Link](https://x.com/CamSmithD/status/1790316108244783578) 2024-05-14T09:39Z [---] followers, [--] engagements "Saying that the top 0.13% is utterly disingenuous. Using a (made up) population and quoting "average" income vs. Median makes it sound like these people are far more of outliers than they are. I have a number of clients who this will affect none of which ear $1.4m per yr. Its time to change the capital gains tax. Heres why: https://t.co/a1X1z8rFTu Its time to change the capital gains tax. Heres why: https://t.co/a1X1z8rFTu" [X Link](https://x.com/CamSmithD/status/1790507734896447630) 2024-05-14T22:21Z [---] followers, [----] engagements "@niranabraham Lol the partisan die hards will spin it as 'He's not lying he's acting like he's telling the truth and doing a darn good job of it'" [X Link](https://x.com/CamSmithD/status/1790690548711399827) 2024-05-15T10:27Z [---] followers, [--] engagements "@CanAmSuperShow You know the tax policy is flawed when every day people are subject to a tax policy designed for '0.13%' of the mega wealthy. 'Looking' rich" [X Link](https://x.com/CamSmithD/status/1790692015597912335) 2024-05-15T10:33Z [---] followers, [--] engagements "@Byte_Sized_Blog @cvalle0625 @MichaelKitces @jasonpereira @AravindSitham With the Ultimate Warrior theme music playing as he runs through the curtain" [X Link](https://x.com/CamSmithD/status/1790733479316955249) 2024-05-15T13:18Z [---] followers, [--] engagements "@Byte_Sized_Blog @cvalle0625 @MichaelKitces @jasonpereira @AravindSitham @AravindSitham when the last sauce has been eaten and he remains unscathed" [X Link](https://x.com/CamSmithD/status/1790826370936795317) 2024-05-15T19:27Z [---] followers, [---] engagements "@AaronHectorCFP Great question Aaron" [X Link](https://x.com/CamSmithD/status/1791291043607920727) 2024-05-17T02:14Z [---] followers, [---] engagements "Great episode @danielcrosby and @jasonpereira There's a lot of talk about AI lately but not many true experts. @jasonpereira is the exception and my go to when I have questions about the future of tech. Listen in to hear where AI will and won't impact the future of advice. https://t.co/6jc9eMMWiI @orionwealthtech There's a lot of talk about AI lately but not many true experts. @jasonpereira is the exception and my go to when I have questions about the future of tech. Listen in to hear where AI will and won't impact the future of advice. https://t.co/6jc9eMMWiI @orionwealthtech" [X Link](https://x.com/CamSmithD/status/1791424376102891724) 2024-05-17T11:03Z [---] followers, [----] engagements "@tylermeredith were you able to sort this out yet To me it looks like the numbers on the chart and video don't add up with reality. I kept scrolling and couldn't find a reply on this one. @tylermeredith @AaronHectorCFP @AravindSitham So let me get this straight.To prove the point that the rich got richer they took the total wealth of the top 20% of the country and failed to represent the applicable scale which makes it easier to interpret as a per-household value vs the actual per-household value of [---] @tylermeredith @AaronHectorCFP @AravindSitham So let me get this straight.To prove the" [X Link](https://x.com/CamSmithD/status/1791600856858526136) 2024-05-17T22:45Z [---] followers, [---] engagements "@danielcrosby trifecta on a long weekend" [X Link](https://x.com/CamSmithD/status/1792634178262979053) 2024-05-20T19:11Z [---] followers, [---] engagements "@danielcrosby Don't be so hard on yourself it's a great book" [X Link](https://x.com/CamSmithD/status/1792659884485263840) 2024-05-20T20:53Z [---] followers, [--] engagements "Hi @tylermeredith hope you had a good long weekend - did you get a chance to comb through this It isn't adding up for me. @tylermeredith were you able to sort this out yet To me it looks like the numbers on the chart and video don't add up with reality. I kept scrolling and couldn't find a reply on this one. @tylermeredith were you able to sort this out yet To me it looks like the numbers on the chart and video don't add up with reality. I kept scrolling and couldn't find a reply on this one" [X Link](https://x.com/CamSmithD/status/1793001704264176071) 2024-05-21T19:31Z [---] followers, [----] engagements "@tylermeredith don't listen to the naysayers I'm sure 99.87% of the population knows the PMs chart obviously requires multiplying by [-------]. "Honey look the PM is saying the quintile of net worth has $12M right now." "No Rick you need to multiply by [-------] for the aggregate wealth the household net worth is closer to $3M"" [X Link](https://x.com/CamSmithD/status/1793375481125089553) 2024-05-22T20:16Z [---] followers, [---] engagements "Retirement is full of surprises both good and bad. Many wonder how much is needed in order to retire. We examine here whether or not $500000 is enough to retire on and what it would entail. https://advisorstream.com/read/forbes/money/can-you-retire-with-500000-in-savings-and-investments/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMDYyNjY3LCJkZXN0X2lkIjoxMjM2Nzg4OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.neyTimLHPdOPoN-80jj92MdClIx-Jur0sEn67S2rAYI" [X Link](https://x.com/CamSmithD/status/1793695017770328558) 2024-05-23T17:26Z [---] followers, [--] engagements "Marlene Flowers didn't start bodybuilding until she was in her 60s. Now at [--] she's a fitness influencer and can do [---] push-ups in a row. Being patient and having the right mentality helped her get fit later in life she said." [X Link](https://x.com/CamSmithD/status/1793963292831928438) 2024-05-24T11:12Z [---] followers, [--] engagements "The code aims to regulate how grocery giants such as Loblaw and Walmart deal with food suppliers https://advisorstream.com/read/what-is-the-grocery-code-of-conduct-and-how-could-it-impact-food-prices-for-canadians/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMDc2ODQyLCJkZXN0X2lkIjoxMjM3ODY1NiwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.yU66laaZD_cYgBcYpzOdQfPb_U4GKexm6yBqBjcf_xs" [X Link](https://x.com/CamSmithD/status/1794415794043965474) 2024-05-25T17:10Z [---] followers, [--] engagements "@johnyboy1853 @MarkMcGrathCFP What is your business I'm curious" [X Link](https://x.com/CamSmithD/status/1794543129464627621) 2024-05-26T01:36Z [---] followers, [---] engagements "@johnyboy1853 @MarkMcGrathCFP Interesting what do you teach" [X Link](https://x.com/CamSmithD/status/1794550238394683397) 2024-05-26T02:04Z [---] followers, [--] engagements "Changing our hair getting divorced taking spa vacations they're not just things we do; they're "journeys." The quest for better health is the greatest journey of all. https://advisorstream.com/read/everything-is-a-journey-now/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMDgzMjIwLCJkZXN0X2lkIjoxMjM4NjkxNSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ._Uka6nm_k8l_TqKgVhrS7AsfZiRj9KxbxKQuwXy-xNY" [X Link](https://x.com/CamSmithD/status/1794687809304871331) 2024-05-26T11:11Z [---] followers, [--] engagements "@ianweiner90 @johnyboy1853 @MarkMcGrathCFP @niranabraham @jasonpereira @dustystreetz Johnny's been on the horn with insecurity a fair bit in the last 24h" [X Link](https://x.com/CamSmithD/status/1794912896889295260) 2024-05-27T02:05Z [---] followers, [--] engagements "Jamie Golombek has strategies for investors cottage owners and corporations before the inclusion rate goes up June [--]. https://advisorstream.com/read/capital-gains-tax-hike-looms-should-you-crystallize-now/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMTA3NDM5LCJkZXN0X2lkIjoxMjQwNzgxNSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.MR9abs42HWDSLMmtLrBt-MGlOsGrNW4hplqcB_1PBJc" [X Link](https://x.com/CamSmithD/status/1795865845593149917) 2024-05-29T17:12Z [---] followers, [--] engagements "@MarkMcGrathCFP @evil_Jdubs I can assure you that many advisors at TD are actively purchasing investment products that make one scratch their heads. It is well documented how much Bridging Finance was distributed via TD PIA as just one anecdote" [X Link](https://x.com/CamSmithD/status/1796104734442414358) 2024-05-30T09:01Z [---] followers, [--] engagements "@jasonpereira @Byte_Sized_Blog @danielcrosby @Byte_Sized_Blog have Q bring a flat down for the good doctor" [X Link](https://x.com/CamSmithD/status/1797121995441889700) 2024-06-02T04:24Z [---] followers, [--] engagements "@preetbanerjee Lol 😆" [X Link](https://x.com/CamSmithD/status/1800444244798386354) 2024-06-11T08:25Z [---] followers, [---] engagements "The long-awaited interest rate U-turn is finally at hand. https://advisorstream.com/read/a-guide-to-what-lower-rates-will-mean-for-mortgages-housing-and-returns-on-all-those-safe-parking-spots-for-cash/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMTg2OTQwLCJkZXN0X2lkIjoxMjQ4ODIwMiwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.S-vCI98ay2a5A3Qi4lxKL_8C8uqX3Rnjjzoz6WAcNac" [X Link](https://x.com/CamSmithD/status/1800576349972688968) 2024-06-11T17:10Z [---] followers, [---] engagements "Why is Canada cutting rates before the U.S. and other countries In short Canada's central bank is more confident than its U.S. counterpart that it is winning the war on inflation. https://advisorstream.com/read/why-did-canada-cut-interest-rates-before-the-us/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMTk1OTI1LCJkZXN0X2lkIjoxMjQ5Mjk1OCwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ._g4tXIenUlTfOa4k0odiePApulTsFgRdUNEtfHx2rGw" [X Link](https://x.com/CamSmithD/status/1800939091770450233) 2024-06-12T17:11Z [---] followers, [---] engagements "@brianportnoy 's music for the next hour. https://m.youtube.com/watchv=Re4aDJL3heA&pp=ygUZd29ybGQgaW4gbW90aW9uIG5ldyBvcmRlcg%3D%3D https://m.youtube.com/watchv=Re4aDJL3heA&pp=ygUZd29ybGQgaW4gbW90aW9uIG5ldyBvcmRlcg%3D%3D" [X Link](https://x.com/CamSmithD/status/1802401390829994387) 2024-06-16T18:02Z [---] followers, [--] engagements "The Federal Reserve held interest rates steady and pushed out the start of rate cuts to perhaps as late as December with officials projecting only a single quarter-percentage-point reduction for the year amid rising estimates for w https://advisorstream.com/read/fed-leaves-rates-unchanged-sees-just-one-cut-in-2024-despite-inflation-progress/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjI1NDM0LCJkZXN0X2lkIjoxMjUyMTM5NiwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.eFoHFBgjGDKmiif_GSQShTXGt1EexoRWL3kl4RCO6mM" [X Link](https://x.com/CamSmithD/status/1802750651593568284) 2024-06-17T17:10Z [---] followers, [--] engagements "@lady__bost All the best with what's next Jess" [X Link](https://x.com/CamSmithD/status/1803137615115231614) 2024-06-18T18:48Z [---] followers, [--] engagements "Meta Platforms Inc. has long been using artificial intelligence to help it serve users content and ads it thinks are most likely to interest them but its new chatbot has thrust the companys use of the technology back into the spot https://advisorstream.com/read/canadian-press/how-metas-ai-systems-are-using-your-data-and-why-opting-out-is-not-so-simple/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjY0NTA4LCJkZXN0X2lkIjoxMjU1MjQ2MSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.J1fL1omq9CS5RLQIlS-OKz-7PwzO5t1j59GEIiNuyfA" [X Link](https://x.com/CamSmithD/status/1804110144206205062) 2024-06-21T11:12Z [---] followers, [--] engagements "The draft legislation and backgrounder released this week provide some clues. https://advisorstream.com/read/how-to-handle-the-two-capital-gains-inclusion-rates-planned-for-this-year/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjY4Mzg5LCJkZXN0X2lkIjoxMjU1NjA4NCwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.r5DJYKHurUO0cyGtg_SVHgnwv7hq_Gi60iPKzAycgs4" [X Link](https://x.com/CamSmithD/status/1804561972651864368) 2024-06-22T17:07Z [---] followers, [--] engagements "Several things will make it challenging for inflation to be as well-behaved as it has been in decades past. https://advisorstream.com/read/where-investors-should-put-their-money-if-higher-inflation-becomes-normal/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjc2NDI1LCJkZXN0X2lkIjoxMjU2NDEzMywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.x_JWyL0S0bQCsKQpkttbf-HVxAqIuO2PeLqklsj5wJo" [X Link](https://x.com/CamSmithD/status/1805649427807219815) 2024-06-25T17:09Z [---] followers, [--] engagements "Leisure travel to Europe has come roaring back from its pandemic-era lows with a 6.1% increase in [----]. That's according to Eurostat which counted nearly three billion nights spent in tourist accommodations during the year. You mi https://advisorstream.com/read/when-is-it-cheaper-to-fly-to-europe/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjk0MDczLCJkZXN0X2lkIjoxMjU4MTgyOSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.Z9npG9XClZtllgTQKBFVlgET_bCvMYtL9WZKiQmF6ZQ" [X Link](https://x.com/CamSmithD/status/1806011868495974550) 2024-06-26T17:09Z [---] followers, [--] engagements "Well played. Knock knock. Whos there 0.13% of Canadians Why are there so many of you here then Knock knock. Whos there 0.13% of Canadians Why are there so many of you here then" [X Link](https://x.com/CamSmithD/status/1806500487870460191) 2024-06-28T01:30Z [---] followers, [---] engagements "@DavidPOLeary Amazing Capri" [X Link](https://x.com/CamSmithD/status/1806529676598194507) 2024-06-28T03:26Z [---] followers, [--] engagements "People keep money secrets for a variety of reasons. Some are nefarious like hiding a gambling addiction or a spending problem. Others are more altruistic: surprising a spouse with an unexpected gift for example or ensuring the fa https://advisorstream.com/read/hidden-stashes-keeping-money-secrets-from-a-loved-one/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMzIyNTE4LCJkZXN0X2lkIjoxMjYxMTYxMywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.elzfVX8vaIlziJzNmLvlXeQ74UpML8IKQfKQycWvWQs" [X Link](https://x.com/CamSmithD/status/1808548234165387400) 2024-07-03T17:07Z [---] followers, [--] engagements "The start of the school year can be exciting but comes with a daunting (and potentially expensive) taskback-to-school shopping. https://advisorstream.com/read/how-to-save-big-on-back-to-school-shopping/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMzQyOTY5LCJkZXN0X2lkIjoxMjYzMTcxNywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.xDyhAJja97AFuAScPcOkjLMPeSernL54edUCsCSFTG0" [X Link](https://x.com/CamSmithD/status/1808911411797499920) 2024-07-04T17:11Z [---] followers, [--] engagements "Great read @MarkMcGrathCFP Do you own segregated funds Has someone pitched them to you touting the vast benefits including principal guarantees and efficient estate planning Gather round we're going deep on this one. 👇 Do you own segregated funds Has someone pitched them to you touting the vast benefits including principal guarantees and efficient estate planning Gather round we're going deep on this one. 👇" [X Link](https://x.com/CamSmithD/status/1811096792986988636) 2024-07-10T17:54Z [---] followers, [---] engagements "@j_stock_ @jasonpereira @MarkMcGrathCFP When McGrath sees Heinz [--] he assumes they're Scovilles and runs the other way" [X Link](https://x.com/CamSmithD/status/1811123685710811305) 2024-07-10T19:41Z [---] followers, [--] engagements "The article underscores the importance of balancing entrepreneurial pursuits with family life through clear communication involving family in business and maintaining a healthy work-life balance. https://advisorstream.com/read/how-to-balance-family-and-business-an-entrepreneurs-guide-to-harmonious-living/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMzk5NzYxLCJkZXN0X2lkIjoxMjY4MzU5OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.KWmVPAEqOe4MVg1HnathOKU8B9XC98oEhgNMfxe0GC0" [X Link](https://x.com/CamSmithD/status/1811448985850204640) 2024-07-11T17:14Z [---] followers, [--] engagements "@AravindSitham @jamessweeney50 @JasonWattBCC James advice only plans have an obvious conflict- they are compensated by throughput" [X Link](https://x.com/CamSmithD/status/1811767057794416948) 2024-07-12T14:18Z [---] followers, [--] engagements "@Rick_Ferri @CliffordAsness In many ways he always has been paid to act. [--] Kings was a banger" [X Link](https://x.com/CamSmithD/status/1811785945512906937) 2024-07-12T15:33Z [---] followers, [--] engagements "@jasonpereira @CameronPassmore I'll tune in to see how they introduce you" [X Link](https://x.com/CamSmithD/status/1811963487242854656) 2024-07-13T03:18Z [---] followers, [---] engagements "@lady__bost Crush it Jess you're the embodiment of courage" [X Link](https://x.com/CamSmithD/status/1811979257213546809) 2024-07-13T04:21Z [---] followers, [--] engagements "So gross. That the regulators continually turn the blind eye is a disgrace. Real people are harmed by this. MLMs in financial services remain the unmitigated worst thing this industry has permitted to exist. [--] days in the country. No knowledge of anything related to personal finance. Hey want to be a financial advisor 🤦♂ https://t.co/OhHjj6T5HP MLMs in financial services remain the unmitigated worst thing this industry has permitted to exist. [--] days in the country. No knowledge of anything related to personal finance. Hey want to be a financial advisor 🤦♂ https://t.co/OhHjj6T5HP" [X Link](https://x.com/CamSmithD/status/1812135826215624968) 2024-07-13T14:43Z [---] followers, [---] engagements "Check out my latest article: Investment Insights: Myth and Reality via @LinkedIn https://www.linkedin.com/pulse/investment-insights-myth-reality-cameron-smith-cim--4nuuc https://www.linkedin.com/pulse/investment-insights-myth-reality-cameron-smith-cim--4nuuc" [X Link](https://x.com/CamSmithD/status/1813265016532947309) 2024-07-16T17:30Z [---] followers, [----] engagements "@willbarreca Thanks William" [X Link](https://x.com/CamSmithD/status/1813327927251194157) 2024-07-16T21:40Z [---] followers, [--] engagements "Dedicating some time to getting organized is worthwhile but when it takes on a life of its own it can lead to an illusion of productivity. https://advisorstream.com/read/how-to-keep-procrastination-through-organization-from-interfering-with-your-debt-repayments/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNDQ2NzE2LCJkZXN0X2lkIjoxMjcyOTkzNSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.72uOMM9nRQ9_MEWePDJGGebRqu9_tbDX0NId-XcrssA" [X Link](https://x.com/CamSmithD/status/1813984049850896730) 2024-07-18T17:07Z [---] followers, [---] engagements "@AravindSitham @lady__bost @TR401 @choffstein @ngertsema @MikaylaSith If the queen @MikaylaSith says it it's gotta be true. Cc @Byte_Sized_Blog" [X Link](https://x.com/CamSmithD/status/1814753959061442910) 2024-07-20T20:07Z [---] followers, [---] engagements "Just vibe knowing NASA likely found a group of the best oil drillers and sent them up to space to nuke it from within and we'd all be a-ok. What would you do in this situationhttps://t.co/j66fWMIHa3 What would you do in this situationhttps://t.co/j66fWMIHa3" [X Link](https://x.com/CamSmithD/status/1814966812770967763) 2024-07-21T10:13Z [---] followers, [----] engagements "@Teletarsis I've never heard it described that way but then again if it's late 90s with Steve Buscemi in it I can see how many would call it that" [X Link](https://x.com/CamSmithD/status/1815152180934172966) 2024-07-21T22:29Z [---] followers, [--] engagements "@SchulichMBA If they can put aside their differences and commit to drilling vs their own personal squabbles and egos of course good point" [X Link](https://x.com/CamSmithD/status/1815152555648856256) 2024-07-21T22:31Z [---] followers, [---] engagements "Most of us will live an amazingly long life and should not worry so much about dying young. Those are the words of Jonathan Clements [--] who wrote more than [----] personal finance columns for The Wall Street Journal between [----] an https://advisorstream.com/read/a-money-guru-bet-big-on-a-very-long-life-then-he-got-cancer/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNDcyNzkwLCJkZXN0X2lkIjoxMjc1NTk1OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.AwFZ4GH198Y1zzNfUzkA9NWGLEd4BREN8lSIqMvLKoc" [X Link](https://x.com/CamSmithD/status/1815434087798071634) 2024-07-22T17:09Z [---] followers, [--] engagements "@MebFaber Lol the replies are a nice time capsule from that night when the futures went down only to be flat by the open and 2% or so by the Wednesday close" [X Link](https://x.com/CamSmithD/status/1816952771301494927) 2024-07-26T21:44Z [---] followers, [--] engagements "The daily intensifying debate over President Bidens political future has pushed the topic of quitting into the center of the national dialogue. The debate though isnt a new one. In business government entertainment and more https://advisorstream.com/read/when-is-the-right-time-to-call-it-quits-ask-these-stars-and-ceos/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNTIyMzUxLCJkZXN0X2lkIjoxMjgwMzkxNywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.-m0SzjsNzHDsf5SXhRGAVlfm0XMupxH6BHb6BPL14DE" [X Link](https://x.com/CamSmithD/status/1817971149956948266) 2024-07-29T17:11Z [---] followers, [---] engagements "PSA to parents taking their kids to water parks this summer. when the [--] year old lifeguards running the waterside say 'everyone has to wait someone pooped and they need to clean the water' arguing with them that you've waited in line and don't mind going down to the point of security being called is quite the look. It wasn't me" [X Link](https://x.com/CamSmithD/status/1818098785949483378) 2024-07-30T01:38Z [---] followers, [----] engagements "Athletes do it all the time Mark how is it different 🤡 Wealthsimple benchmarks against its own expectations and its own historical performance https://t.co/qpt9P1KvS3 Wealthsimple benchmarks against its own expectations and its own historical performance https://t.co/qpt9P1KvS3" [X Link](https://x.com/CamSmithD/status/1819226680105238581) 2024-08-02T04:20Z [---] followers, [----] engagements "The right advice particularly in a company's early stages can be an existential matter: how to surround yourself with the right minds. https://advisorstream.com/read/you-need-an-advisory-team-more-than-ever-heres-why-and-how-to-run-one-effectively/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNTU3OTA5LCJkZXN0X2lkIjoxMjgzNTg0NSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.8eOBBQmB2oA1Qzeal4NWS5yP0Vq-8WBAQrjb3CTIMOQ" [X Link](https://x.com/CamSmithD/status/1819330518959206789) 2024-08-02T11:12Z [---] followers, [--] engagements "Innately we know that happiness is fleeting and that fulfillment should be the better long-term objective but what exactly constitutes fulfillment and in what ways is it applicable to business settings https://advisorstream.com/read/unlock-the-key-to-a-more-fulfilled-life-in-3-simple-steps/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNjAyMTY1LCJkZXN0X2lkIjoxMjg3OTI5MSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.fgLqhf9RNGvNIkMZ8osCZ3ftPCzVBuR2SgJukCWp_18" [X Link](https://x.com/CamSmithD/status/1821595102092927175) 2024-08-08T17:11Z [---] followers, [--] engagements Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing
@CamSmithD Cameron Smith
Cameron Smith posts on X about money, investment, canada, stocks the most. They currently have [---] followers and [---] posts still getting attention that total [--] engagements in the last [--] hours.
Engagements: [--] #
- [--] Week [---] +16,325%
- [--] Month [---] -80%
- [--] Months [------] -60%
- [--] Year [------] -19%
Mentions: [--] #
- [--] Months [--] -58%
- [--] Year [---] -39%
Followers: [---] #
- [--] Month [---] -0.81%
- [--] Months [---] +8.90%
- [--] Year [---] +25%
CreatorRank: undefined #
Social Influence
Social category influence pga golfers finance technology brands social networks countries stocks travel destinations celebrities cryptocurrencies gaming
Social topic influence money, investment, canada, stocks, retirement, in the, hot, linkedin, finance, check
Top accounts mentioned or mentioned by @markmcgrathcfp @aravindsitham @jasonpereira @danielcrosby @eviljdubs @bytesizedblog @cgwmmuhs @jasonwattbcc @aaronhectorcfp @johnyboy1853 @benjaminwfelix @juliachungfp @viclough @mikaylasith @looniesandsense @futureproofac @willbarreca @fpcollective @davidpoleary @jstock
Top assets mentioned Sigma (SIGMA)
Top Social Posts
Top posts by engagements in the last [--] hours
"Hot pot at a friend's place . 'I put the HP sauce in for the white guy'. Rev up the engine house of parliament we're going places tonight. Nobody mentioned that other sauce"
X Link 2023-03-11T00:38Z [---] followers, [---] engagements
"Please be referring to Fortress Investment Group. JP Morgan is a fortress JP Morgan is a fortress"
X Link 2023-03-11T19:28Z [---] followers, [---] engagements
"Great thread about what's really important about benchmarking how it can be manipulated and what it means to investors. A short thread on benchmarks/benchmarking for retail clients and advisors. Benchmarking is simply picking something to compare/contrast your portfolio returns against. Sounds simple right Not so fast. A short thread on benchmarks/benchmarking for retail clients and advisors. Benchmarking is simply picking something to compare/contrast your portfolio returns against. Sounds simple right Not so fast"
X Link 2023-03-22T01:46Z [---] followers, [---] engagements
"@TheDividendGuy @67Dodge @Jdougie1313 @thenelsonsmith @johnyboy1853 @NewcomerInvest That i had a turkey sandwich for lunch is a useless fact. What about @67Dodge 's assertion that 'the Canadian banks beat the market' which the chart clearly shows otherwise Is that a useless fact"
X Link 2023-05-25T19:07Z [---] followers, [--] engagements
"@TheDividendGuy @67Dodge @Jdougie1313 @thenelsonsmith @johnyboy1853 @NewcomerInvest So what conclusions are you making I don't understand your tweet. What do you need 10+ years of a chart to give you to conclude something"
X Link 2023-05-25T20:40Z [---] followers, [--] engagements
"@thenelsonsmith @TheDividendGuy @67Dodge @Jdougie1313 @johnyboy1853 @NewcomerInvest I'm asking a person who called out Markus and can't respond with any clear reasoning on his conclusions"
X Link 2023-05-25T21:59Z [---] followers, [--] engagements
"@TheDividendGuy @67Dodge @Jdougie1313 @thenelsonsmith @johnyboy1853 @NewcomerInvest I didn't take anything away from [--] months of bank stocks underperforming aside from the fact that they did"
X Link 2023-05-25T23:45Z [---] followers, [--] engagements
"@thenelsonsmith @TheDividendGuy @67Dodge @Jdougie1313 @johnyboy1853 @NewcomerInvest Then hit him where it hurts show him some research on dividend investing Sure he was taking shots at those clowns you see on this app who go on about bank stocks hit him with some proof. All I see is proof that what happened happened. Not much use in that"
X Link 2023-06-30T00:23Z [---] followers, [---] engagements
"@MarkMcGrathCFP @AaronHectorCFP @Byte_Sized_Blog Classic total return Bros who don't want to evolve with the times 😘"
X Link 2023-09-05T19:39Z [---] followers, [--] engagements
"Louis is a must read for basketball fans. Great follow"
X Link 2023-09-25T22:50Z [---] followers, [---] engagements
"@HeroDividend @LichtmanSamuel [--]. You lied about an event materially which puts your sense of ethics into question. [--]. You took another tweet and made it your own. [--]. If it did happen as told should you not bear the responsibility that someone with credentials has"
X Link 2023-10-06T12:00Z [---] followers, [---] engagements
"@shntzl @CGWM_Muhs The option is always available to them to reinvest in their business and find new frontiers or shore up their balance sheet. They could buy back their own stock (a more efficient way to return money to return money to shareholders)"
X Link 2023-10-08T22:48Z [---] followers, [--] engagements
"Check out my latest article: Myth: An Advisor can pick a Concentrated Portfolio of Stocks 'They Really Like' via @LinkedIn"
X Link 2023-10-18T19:21Z [---] followers, [--] engagements
"@Byte_Sized_Blog In what world did a company sell the job cuts as shoring up their balance sheet while taking said balance sheet and increases the dividend Worried about your business or worried about your comp 👀"
X Link 2023-12-01T01:30Z [---] followers, [--] engagements
"@jasonpereira @RealMikeFortin @MarkMcGrathCFP @johnyboy1853 The math is simple. You own [---] bags of doritos they pay a dividend of [--] bags total. Now you have [---] bags. The dividend yield is [--] remainder [--] %. Did I do that right"
X Link 2023-12-21T00:59Z [---] followers, [--] engagements
"@johnyboy1853 @jasonpereira @MarkMcGrathCFP @MacKinnon29 @CGWM_Muhs John fidelity will pay you $10 mil per year to do this. Wall Street hires MIT grads left and right trying to get what you claim to be doing. Get a clue"
X Link 2023-12-21T04:16Z [---] followers, [--] engagements
"Acumen allocation and action the ability to think plan and do are what separate strategic thinkers from the rest and they are behaviors that can be learned and applied to create superior value. https://advisorstream.com/read/how-to-become-a-better-strategic-thinker/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjkwNTU1MzQsImRlc3RfaWQiOjExNDUxNTQwLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.xzHM83p7o6e-hauKn7CT90E16fxWzBNN1qLC5657gLA"
X Link 2023-12-23T18:09Z [---] followers, [--] engagements
"Fewer than half of all boomers have saved enough for retirement. Their kids are going to pay the price. https://advisorstream.com/read/boomer-retirement-bomb/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjkxNjMxNzAsImRlc3RfaWQiOjExNTU4MTc4LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.UORnVFxHY8viDjhIEj_VFQg5cba7TSTAufOYiPI3m_M"
X Link 2024-01-12T12:12Z [---] followers, [--] engagements
"Check out my latest article: How Gambling has Become Like Investment Management via @LinkedIn"
X Link 2024-01-13T15:28Z [--] followers, [---] engagements
"@planwithchapman @LinkedIn Thanks Jeff glad you liked it. You're right on so many ways - the addition of emotional Fandom is one heck of a thing"
X Link 2024-01-14T00:44Z [--] followers, [--] engagements
"@MeasureTwiceMNY Appropriate asset allocation shouldn't make anyone glad. It's like a pair of pants that fit weird to ride a high on those pants nice when you're not thinking about it. Tol & cap'y are dif parts of a risk profile. Edu on risk is important for advisors. R u talking composure"
X Link 2024-01-15T12:57Z [---] followers, [--] engagements
"I love Toronto traffic"
X Link 2024-02-01T21:16Z [---] followers, [----] engagements
"This man knows what he's doing 👏 follow @AravindSitham I am recommending a $3000 contribution to an RRSP for a client on EI. They will save $500 in income tax. Low right They will also see their Canada Child Benefit increase by $800 👀 That's 43% back today. They won't be paying 43% in retirement. THAT'S TAX PLANNING💪 I am recommending a $3000 contribution to an RRSP for a client on EI. They will save $500 in income tax. Low right They will also see their Canada Child Benefit increase by $800 👀 That's 43% back today. They won't be paying 43% in retirement. THAT'S TAX PLANNING💪"
X Link 2024-02-01T23:46Z [---] followers, [----] engagements
"Great thread here. 70% of women change financial advisors w/in [--] yr of their baby boomer husband passing away 🤯 By [----] US women may control much of the $30 trillion in assets that baby boomers possess via @McKinsey Do you have a marketing & comms strategy to engage women No Start here👇 https://t.co/LdEFU3nFLx 70% of women change financial advisors w/in [--] yr of their baby boomer husband passing away 🤯 By [----] US women may control much of the $30 trillion in assets that baby boomers possess via @McKinsey Do you have a marketing & comms strategy to engage women No Start here👇"
X Link 2024-02-07T11:37Z [---] followers, [---] engagements
"@jasonpereira @danielcrosby Have you tried the Angry Whopper though Obviously too spicy for @MarkMcGrathCFP might change things"
X Link 2024-02-09T01:37Z [---] followers, [--] engagements
"@danielcrosby how many bags of ketchup chips did you round up for the big game"
X Link 2024-02-11T22:16Z [---] followers, [---] engagements
"@LichtmanSamuel Love it Sam"
X Link 2024-02-11T22:17Z [---] followers, [--] engagements
"@brianportnoy @neilbage @jasonpereira @courtranstrom @tomowenmorgan @LaraCrigger Who is the guy 2nd from the left"
X Link 2024-02-12T00:53Z [---] followers, [--] engagements
"@jasonpereira @brianportnoy @neilbage @courtranstrom @tomowenmorgan @LaraCrigger That was quick"
X Link 2024-02-12T00:55Z [---] followers, [--] engagements
"@jasonpereira @brianportnoy @neilbage @courtranstrom @tomowenmorgan @LaraCrigger That's Teams speed"
X Link 2024-02-12T01:15Z [---] followers, [--] engagements
"@MarkMcGrathCFP @Deborah64402252 @Simply_GenX @edrempel @benjaminwfelix @daydreamingmian I'm aware"
X Link 2024-02-12T02:03Z [---] followers, [---] engagements
"If you travel during the offseason you can beat the crowds save money and actually have a more fulfilling experience. Our writer ventures to a winter beach townand finds many rewards"
X Link 2024-02-19T18:12Z [---] followers, [--] engagements
"@MarkMcGrathCFP @jasonpereira @edrempel @tglieberr @CGWM_Muhs Ed's moving the goalposts here though Mark. He's equating a field with identifiable persistence with one without"
X Link 2024-02-24T22:42Z [---] followers, [---] engagements
"@MacKinnon29 I see your enjoying a [--] assist night @AaronHectorCFP is pulling for you"
X Link 2024-02-25T01:44Z [---] followers, [---] engagements
"@edrempel @willbarreca @MarkMcGrathCFP @RubinJMiller @niranabraham I'm so confused what do you advise your clients to do"
X Link 2024-02-25T02:21Z [---] followers, [--] engagements
"@edrempel @willbarreca @MarkMcGrathCFP @RubinJMiller @niranabraham So. you're clients are not getting outperforming investments"
X Link 2024-02-25T02:43Z [---] followers, [--] engagements
"@MelissaJoyCFP Hope you had a wonderful birthday"
X Link 2024-02-25T17:36Z [---] followers, [--] engagements
"@monegenix @eric_a_bruns I agree that they don't have to lie I just wonder why the industry doesn't do a better job of punishing the ones who do"
X Link 2024-02-27T22:54Z [---] followers, [--] engagements
"Putting off retirement for just a little while can significantly boost your retirement income. https://advisorstream.com/read/how-delaying-retirement-can-significantly-boost-your-total-income/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk0ODE0MzMsImRlc3RfaWQiOjExODQ2ODYxLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.ZmmUpUrd9WK_bznTxfyN4pPkUp3v4n9HwgUN2f6P5xQ"
X Link 2024-02-29T18:11Z [---] followers, [--] engagements
"Did you know: It takes an average of 7-10 times to hear or see a message before it starts to be internalized. The more important something is the more often you will need to talk about it"
X Link 2024-03-01T12:11Z [---] followers, [--] engagements
"Discover what happens to your investment profits"
X Link 2024-03-05T18:10Z [---] followers, [--] engagements
"Check out my latest article: Index Investing can be a lot of Things: Quick tips so you don't get left behind. via @LinkedIn https://www.linkedin.com/pulse/index-investing-can-lot-things-quick-tips-so-you-dont-smith-cim--l2pcc https://www.linkedin.com/pulse/index-investing-can-lot-things-quick-tips-so-you-dont-smith-cim--l2pcc"
X Link 2024-03-06T17:04Z [---] followers, [----] engagements
"One-third of state regulators expect artificial intelligence to be the top threat to retail investors in 2024"
X Link 2024-03-06T18:12Z [---] followers, [--] engagements
"The best pieces of advice are about your money mindset automating your savings and paying yourself first"
X Link 2024-03-07T18:10Z [---] followers, [--] engagements
"A comprehensive guide from Entrepreneur on how to find your passion in life outlining practical steps such as reflecting on what you love exploring new interests and identifying your values"
X Link 2024-03-08T12:11Z [---] followers, [--] engagements
"Achieving true alignment requires intrinsic motivation and self-awareness. Here are ways you can realign your work with your purpose"
X Link 2024-03-09T18:09Z [---] followers, [--] engagements
"If you feel you don't have enough time to do it all you're not alone. But doing this one simple activity every week could change everything for you"
X Link 2024-03-14T17:10Z [---] followers, [--] engagements
"This. @preetbanerjee @fpacanada Preet delivered a rapid fire set of takeaways but the two that stick in mind for me: 1) Delivering a FINANCIAL PLAN is associated with better outcomes 2) Bank branch advice - is statistically insignificant from no advice.unless there is a FINANCIAL PLAN. @preetbanerjee @fpacanada Preet delivered a rapid fire set of takeaways but the two that stick in mind for me: 1) Delivering a FINANCIAL PLAN is associated with better outcomes 2) Bank branch advice - is statistically insignificant from no advice.unless there is a FINANCIAL PLAN"
X Link 2024-03-14T22:37Z [---] followers, [---] engagements
"@MikaylaSith @AravindSitham"
X Link 2024-03-17T17:10Z [---] followers, [---] engagements
"@MarkMcGrathCFP Great job Mark"
X Link 2024-03-21T18:50Z [---] followers, [---] engagements
"Last week CBC Marketplace published a report and accompanying video of their hidden camera work at the big [--] Canadian banks exposing some of the heinous sales practices they saw. I want to break down another claim made in the piece: the average interest you get is at least 10%. At least sets a floor value guarantee it sounds too good to be true continue reading"
X Link 2024-03-22T17:06Z [---] followers, 18.5K engagements
"The easiest thing a charlatan can do to make a sale in investment products is to over promise. When people feel cheated the story usually starts with but the advisor said ________. Most introductory meetings I have had throughout my career have included a question like what kind of returns have your clients been getting"
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"Advisors hear this question all the time and it doesnt take a well tuned ear to understand the real question behind it internally theyre asking what kind of returns can we expect As a practitioner this is a slippery slope. There are two forces at play [--]. What the investor wants to hear (some form of great returns with lower risk) and [--]. What they want to feel (will my money will be safe and provide us with the life we want to live). How we answer this question distinguishes whether we are in the business of sales or helping clients achieve their goals"
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"Two ways to answer the question: We could answer the exact question theyre asking what kind of returns have our clients been getting: Over the last [--] years clients have averaged __%. While this may be factually correct it ignores the past performance is not indicative of future performance part entirely. Take for example the last [--] decades for the US total market. The 2010s have been a good time to be an investor oversimplified version inflation and interest rates were low relative geopolitical stability and asset prices rose as a result. Contrast that with the 2000s the lost decade in US"
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"TIP: If someone answers with past performance have your radar on high alert. Be sure to follow up with and what do you expect in the future to give the advisor no doubt as to what the underlying questions really are and give clarification"
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"Alternatively we can answer the underlying question from the standpoint of research valid expectations and help give clients the tools and information they need to achieve their financial goals which I will outline in this post. Lets first address the itch we all want scratched in some form or another how can we get high investment returns with lower volatility It doesnt really exist if it did someone would be doing it. (LINK) There are no magic beans out there. The presumption must always be that the price of assets (stocks bonds currencies etc.) reflect all information publicly available."
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"Back to the initial question What are reasonable returns The advisor should not be saying what I am hoping for returns everyone wants the results to be higher Im sure what were looking for are reasonable returns the kind that families can plan around. Professional standards are that should not be making up number. I rely on Ortec Finances work along with FP Canada or PWLs market expectations which are all roughly in line. For this piece I will use only Ortecs figures for consistency purposes and it is also the data set I use in my practice for risk and return expectations"
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"TIP: You should never hear someone extrapolating past performance into the future using a hunch or trying to impress anyone with false expectations"
X Link 2024-03-22T17:06Z [---] followers, [----] engagements
"The following represents five generic asset allocation models their long-term return expectations and the annual volatility expected (as measured by standard deviation)"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"Each of the five generic portfolios with different allocations to risky assets in the top section. Below you will see the long-term return projections (Ill expand on this below factoring in the fees paid). Finally the standard deviation or expected annual volatility of those returns. Quick refresher from high school math in a normal distribution one standard deviation in either direction of the average represents 68% of expected observations [--] standard deviations are 95% and [--] are 99.7%. For example using the data a balanced portfolio would expect to have return ranges at different"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"For the Balanced Portfolio: In a normal year (arbitrarily defined as 68% of the time) it would be expected that the returns in the portfolio would be between -6.09% and 16.37% by combining the two middle rows. On the positive side 13.5% of the time the returns would fall between 16.37% and 27.6% and in 2.5% of occurrences the returns would be higher than 27.6%. On the negative side 13.5% of the time the returns would fall between -6.09% and -17.32% and in 2.5% of occurrences the expected returns would be lower than negative 17.32%"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"Quantifying the Bankers at least 10% claim: In the context of the initial question how much of a guarantee is a 10% or greater return from these portfolios this can be calculated using probability tables/excel to solve how often each of the portfolios would be expected to have returns higher than 10%"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"From this [--] things are evident First that a guaranteed rate of return of 10% comes with anything but a guarantee with failing to achieve this being fully expected far more often than not. Secondly - that in any asset allocation these rates of return exist but are far from normal or expected. Out of curiosity I wanted to know the equally likely adverse returns (so the same distance from the average to 10% going the other way) - not nearly as compelling as "10% guaranteed""
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"What are reasonable returns What should that bank advisor have said instead [--]. Reasonable returns are on a spectrum and guarantees are beyond disingenuous. Before the costs of investing the Balanced Portfolio noted above would have an expected long-term return of 5.14% - the short-term however could be anything between negative 17.23% to positive 27.6% when removing the furthest tail risk (while acknowledging its possibility). Your advisor should outline this during the planning stages while they are reviewing your risk profile (and no a risk profile is not a [--] question multiple choice). We"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"2. The overwhelming majority of mutual funds have underperformed their benchmark after fees. This is a trend we can expect to continue. If I add in a 1.5% fee to the investment at the bank (low by their standards which is a topic for another day) and re-run the success rate of achieving a 10% minimal return we get the following:"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"Again the equal likelihood of returns in the opposite direction after fees would be:"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"3. Investing is one of the final steps in the order. A topic for another time making an investment decision cannot be made without proper context. A 45-minute meeting at the branch and somehow making an investment decision means that the advisor cannot possibly have diagnosed the situation properly and developed a justifiable reason for the investment implementation. Selecting investments comes in the late stages of financial planning and has no business being in a 45-minute meeting. Key Takeaways: High return promises dont match reality. Realistic and justified return expectations are"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"If you liked this post - hit like if you really like it retweet it for others to see"
X Link 2024-03-22T17:06Z [---] followers, [---] engagements
"@NadionInc No saying "there are no guarantees" after an anomaly diffuses people's critical thinking and can be positioned as a disclaimer that nobody reads. Lean into it leave no doubt people will be left off in a better place"
X Link 2024-03-22T19:37Z [---] followers, [--] engagements
"@truenorth12mike Heh yeah. Meanwhile the Banks:"
X Link 2024-03-22T19:44Z [---] followers, [--] engagements
"@CGWM_Muhs If Mark McGrath's hot sauce takes were reincarnated it would be this take"
X Link 2024-03-24T11:26Z [---] followers, [--] engagements
"The Federal Reserve held interest rates steady but policymakers indicated they still expect to reduce them by three-quarters of a percentage point by the end of 2024"
X Link 2024-03-25T17:09Z [---] followers, [--] engagements
"The William ONeil companies closely study market history to derive and constantly update our investment methodology. https://advisorstream.com/read/forbes/money/how-long-can-this-bull-market-last/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2NTM3OTQsImRlc3RfaWQiOjEyMDEwMjc2LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.0ELlLNw2xy2WxSrTG4VT3zAcKSPR1Jvi8AF0LCw_6Rg"
X Link 2024-03-27T17:10Z [---] followers, [--] engagements
"If you can sublet rooms in your apartment you can make passive income each month. If you view your home as an investment remember that it might not be the best investment. You could instead invest that money in stocks or an entrep https://advisorstream.com/read/3-ways-renting-could-make-you-wealthier-than-owning-a-home-/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2NjA5NjYsImRlc3RfaWQiOjEyMDE2NzgxLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.9qwIfpG1sFJ1tHI0x0ytvd7PgKJd6p3ZaplnY7MInOc"
X Link 2024-03-28T17:08Z [---] followers, [--] engagements
"Get to know your cash flow cushiona lesser-known but equally vital component of financial stability. https://advisorstream.com/read/forbes/money/this-one-habit-will-help-you-stop-living-paycheck-to-paycheck/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2Nzk4MzMsImRlc3RfaWQiOjEyMDIzOTY0LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.z03jnsE1gRCv9rYDaJ1CvTI1QaFegApz7HjWiyGCfM0"
X Link 2024-03-29T11:14Z [---] followers, [--] engagements
"Using these [--] low-cost marketing ideas you can take your business to the next level. Plus marketing and advertising advice from industry veterans. https://advisorstream.com/read/31-ways-to-market-your-business-on-a-budget/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk2ODI3ODMsImRlc3RfaWQiOjEyMDI4MzA3LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.Q33uGqU5pLz-9TJ_wWstC_mxRQk1uTncpcUgrjblCFU"
X Link 2024-03-30T17:12Z [---] followers, [--] engagements
"Great video from Preet on Canada's carbon tax how it works how much it costs (or doesn't) the average family and provides good context to help understand it. A primer on Canadas Carbon Tax: -Why its going up on Monday -Why charge it and then give it back in a rebate -How much you could receive -Why it has been poorly understood -Why have it in the first place -and more https://t.co/RKgnXcLmxa A primer on Canadas Carbon Tax: -Why its going up on Monday -Why charge it and then give it back in a rebate -How much you could receive -Why it has been poorly understood -Why have it in the first place"
X Link 2024-03-31T11:37Z [---] followers, [---] engagements
""FP Collective exists for one reason: to help Canadians cut through the noise and find trustworthy personal finance information" Beleive it or not this is NOT an April Fools gag We just thought it would be funny to launch today https://t.co/uFx0av1y4t Beleive it or not this is NOT an April Fools gag We just thought it would be funny to launch today https://t.co/uFx0av1y4t"
X Link 2024-04-01T14:23Z [---] followers, [---] engagements
"Your Majesty your empire awaits. @Byte_Sized_Blog Happy April 1st or the countdown to @AravindSithams birthday as its known in our house. Ive decided that every day until his birthday Im going to gift him a daily meme or reel about him. All done with love of course. https://t.co/0n56X1Dj6V Happy April 1st or the countdown to @AravindSithams birthday as its known in our house. Ive decided that every day until his birthday Im going to gift him a daily meme or reel about him. All done with love of course. https://t.co/0n56X1Dj6V"
X Link 2024-04-01T19:44Z [---] followers, [----] engagements
"@evil_Jdubs @BoomerandEcho @tglieberr @MarkMcGrathCFP @CGWM_Muhs Manager persistence in the top is not a thing J Dubs. You know this"
X Link 2024-04-02T06:12Z [---] followers, [--] engagements
"@CGWM_Muhs @MarkMcGrathCFP [--]. Become an oilers fan on obviously misguided information [--]. Convince others to Become oilers fans and further the misinformation. [--]. [--]. Profit. You know what you're doing hurts people"
X Link 2024-04-02T06:23Z [---] followers, [---] engagements
"@Byte_Sized_Blog @MikaylaSith We want the roast"
X Link 2024-04-02T12:56Z [---] followers, [--] engagements
"FP Collective is live First day of @FP_Collective_ and @CamSmithD Is leadoff hitting https://t.co/xosAR8UN6K First day of @FP_Collective_ and @CamSmithD Is leadoff hitting https://t.co/xosAR8UN6K"
X Link 2024-04-02T14:31Z [---] followers, [----] engagements
"@MarkMcGrathCFP I wrote [----] on seg funds in [--] mins using chat gpt. Wished you had reached out would have loved to save you some time"
X Link 2024-04-02T20:15Z [---] followers, [--] engagements
"@JasonWattBCC @CGWM_Muhs @MarkMcGrathCFP"
X Link 2024-04-03T00:22Z [---] followers, [--] engagements
"@ianweiner90 Eggos this morning "dad I. DIDNT. WANT. MAPLE. SYRUP.UGH""
X Link 2024-04-03T11:49Z [---] followers, [--] engagements
"Good post on mindset and time management @LichtmanSamuel Something that changed how I run my business was when I learned how important consistency and longevity is to success. Imagine doing [--] thing as best you can for [--] hours a day for [--] year. Something that changed how I run my business was when I learned how important consistency and longevity is to success. Imagine doing [--] thing as best you can for [--] hours a day for [--] year"
X Link 2024-04-03T11:51Z [---] followers, [---] engagements
"Great post by @AravindSitham on the Canada Child Benefit 👏. Good info for parents with children [--] and under to plan around and take advantage of. Batting second on day two for @FP_Collective_ today is @AravindSitham https://t.co/j31XIIvVzZ Batting second on day two for @FP_Collective_ today is @AravindSitham https://t.co/j31XIIvVzZ"
X Link 2024-04-03T14:24Z [---] followers, [---] engagements
"The transformation of the labor market continues here's how it could affect your career and business. https://advisorstream.com/read/4-ways-the-labor-market-is-changing-right-now/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk3MDY3MjksImRlc3RfaWQiOjEyMDU0MjAzLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.G0OqFUf2NiyTbKiFiVFfaMm2xz4M8UtdqR26H8nuOYI"
X Link 2024-04-03T17:10Z [---] followers, [--] engagements
"@jasonpereira @MicrosoftTeams What a lovely conversation clear viewing clean audio I'd also like to say thanks @MicrosoftTeams"
X Link 2024-04-03T20:14Z [---] followers, [--] engagements
"@ServoWealth The presentation isn't real"
X Link 2024-04-03T22:49Z [---] followers, [---] engagements
"Update: @JuliaChungFP had a client call earlier where the cottage question came up - "I'll send you a great piece from @FP_Collective_ " thanks for the content Great post on the Collective today helpful piece in cottage planning by @JuliaChungFP Great post on the Collective today helpful piece in cottage planning by @JuliaChungFP"
X Link 2024-04-04T19:00Z [---] followers, [---] engagements
"@JuliaChungFP @FP_Collective_ Mine did too"
X Link 2024-04-04T19:30Z [---] followers, [--] engagements
"@LooniesAndSense @LichtmanSamuel @flairairlines I'm surprised the didn't want traveler's cheques"
X Link 2024-04-05T18:22Z [---] followers, [---] engagements
"Instant bookmark Okay - let's level up this tax planning. This is a long thread but it's a good one. I promise. First - reacquaint yourself with the below thread if you haven't already read it then read it. then come back and read the below advanced tax planning thread. Okay - let's level up this tax planning. This is a long thread but it's a good one. I promise. First - reacquaint yourself with the below thread if you haven't already read it then read it. then come back and read the below advanced tax planning thread"
X Link 2024-04-07T23:08Z [---] followers, [---] engagements
"Becoming the only staffer with certain skills or information might feel like insurance. To some bosses its a red flag. https://advisorstream.com/read/the-big-work-lie-being-indispensable-will-save-your-job/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk3MzU1NTUsImRlc3RfaWQiOjEyMDgwNzAwLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.64NRzs2eo3CQdZFe1DZCZ7khrXjED8elw7CHhyN63uc"
X Link 2024-04-08T17:11Z [---] followers, [---] engagements
"Meet Tim follow Tim very smart man thoughtful great planner. Oh hey We probably don't know each other but that's a 'me' problem. Cole's notes: Im a fan of self-deprecating jokes being on the receiving end of a good chirp tiger tail ice cream and being intermittently disconnected from the world. Want to know more Oh hey We probably don't know each other but that's a 'me' problem. Cole's notes: Im a fan of self-deprecating jokes being on the receiving end of a good chirp tiger tail ice cream and being intermittently disconnected from the world. Want to know more"
X Link 2024-04-09T02:28Z [---] followers, [---] engagements
"@jasonpereira Survey answer: 'all employees have access and regularly use automated systems where the programs implement discretion and efficiency far beyond what a human could possibly accomplish' Real answer: Office [----] has autosave"
X Link 2024-04-09T10:04Z [---] followers, [---] engagements
"Mrs. out for dinner kids in bed tunes on writing words about the silliness of quarterly investment commentary - what's your least favorite part of investment commentary"
X Link 2024-04-10T00:44Z [---] followers, [----] engagements
"@willbarreca This is correct. Problem is If I write 'everything' I don't get to listen to the tunes"
X Link 2024-04-10T01:47Z [---] followers, [---] engagements
"@FrankFiduciary Bingo. I like it. I'm going for the 'inside baseball' approach of 'here's what they always say' 'here's what they really mean' 'here's what's really important your answer 💯"
X Link 2024-04-10T01:54Z [---] followers, [---] engagements
"@Daresalmon @MarkMcGrathCFP And"
X Link 2024-04-10T03:35Z [---] followers, [---] engagements
"Being a parent is like nothing else. Seeing siblings interact and be proud of each other is such a feeling My 1-year-old daughter took her first steps today. When I told my 6-year-old son he started crying. "Why are you crying son" "It's just amazing I'm so proud of her" And my heart grew [--] sizes today My 1-year-old daughter took her first steps today. When I told my 6-year-old son he started crying. "Why are you crying son" "It's just amazing I'm so proud of her" And my heart grew [--] sizes today"
X Link 2024-04-12T03:23Z [---] followers, [---] engagements
"@AaronHectorCFP Love it @AaronHectorCFP"
X Link 2024-04-14T00:00Z [---] followers, [---] engagements
"@AravindSitham Love it. I did an illustration yesterday where the Monte Carlo changed dramatically by delaying. Was lucky too prospect just signed up for cpp in Feb at [--]. so we can cancel and repay within [--] months"
X Link 2024-04-14T00:39Z [---] followers, [----] engagements
"@Paulbwi @AravindSitham Totally agree can't beat it. Female prospects mother lived to 101"
X Link 2024-04-14T01:33Z [---] followers, [---] engagements
"@Byte_Sized_Blog Way to go Sam You're going to do great at Birds Eye. You can build your process in your own terms without the nonsense of the bank. Your empathy and EQ will shine"
X Link 2024-04-14T05:15Z [---] followers, [---] engagements
"@RAINE46686 @AaronHectorCFP @trevor_cole Wait until you see the financial planning in @AaronHectorCFP 's"
X Link 2024-04-14T23:01Z [---] followers, [---] engagements
"@AaronHectorCFP 👀"
X Link 2024-04-15T00:07Z [---] followers, [---] engagements
"@Byte_Sized_Blog just launched Birds Eye Wealth Partners in Toronto and I couldn't be happier for him. He's one of the best Canada has to offer. Here's a thread on my experience first meeting him and what that meant for me"
X Link 2024-04-15T14:04Z [---] followers, [---] engagements
"As someone [--] years into my career as an investment advisor at the time I was at the epicentre of the Dunning Krueger Effect. By the standards of my peers at the bank I was at creating plans. During COVID I opened my eyes to the transformation that has been going on in the wealth management industry globally and in the US in particular and quickly found out how much Canadians truly were not getting from this industry"
X Link 2024-04-15T14:04Z [---] followers, [--] engagements
"I knew I had to unlearn and learn a lot of things. I Knew I needed to find new people to learn from. One name that stood out on the speakers list someone who I was eager to listen speak was @Byte_Sized_Blog"
X Link 2024-04-15T14:04Z [---] followers, [--] engagements
"If you want to retire in the next [--] years lower your spending and increase your income. Paying off debt can give you more money to save and invest and free up your budget later. Increasing your income with a raise or side hust https://advisorstream.com/read/4-ways-to-save-enough-now-to-retire-in-10-years/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk3ODg4ODAsImRlc3RfaWQiOjEyMTMxMDAyLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.hvGDKWGR7vdTFN_iR6ACGVlERue6bC33RqhlSm6cytw"
X Link 2024-04-15T17:13Z [---] followers, [--] engagements
"Edited for profanity The only #CanadaBudget tweet you need tonight https://t.co/9ogPKTy099 The only #CanadaBudget tweet you need tonight https://t.co/9ogPKTy099"
X Link 2024-04-17T00:51Z [---] followers, [---] engagements
"@AravindSitham @Byte_Sized_Blog @AaronHectorCFP Just some edgework Sam"
X Link 2024-04-17T01:06Z [---] followers, [--] engagements
"I mentioned the other day that @AaronHectorCFP is the advisor advisors go for tax tips. He's put on a clinic today - I and my clients thank you. Master Thread - Capital Gains Tax Changes Below are the facts that relate to individuals broken out for each province and territory. This assumes top marginal tax rates across the board. Changes effective June [--] [----] Master Thread - Capital Gains Tax Changes Below are the facts that relate to individuals broken out for each province and territory. This assumes top marginal tax rates across the board. Changes effective June [--] 2024"
X Link 2024-04-17T01:51Z [---] followers, [----] engagements
"If you're going to @Wealth__Edge find @AravindSitham I'm excited to be @Wealth__Edge's Next Gen Ambassador for their [----] conference Stay tuned for tips & tricks to make this conference a success as a young tenured advisor Thanks to @fpacanada for the introduction & @InformaConnect for the opportunity https://t.co/WTKy1ATnsK https://t.co/u7U4OzFBYl I'm excited to be @Wealth__Edge's Next Gen Ambassador for their [----] conference Stay tuned for tips & tricks to make this conference a success as a young tenured advisor Thanks to @fpacanada for the introduction & @InformaConnect for the"
X Link 2024-04-17T01:55Z [---] followers, [---] engagements
"@GesualdiMichael @AaronHectorCFP There is nobody better realistically there is nobody in second place. Different league all together"
X Link 2024-04-17T02:07Z [---] followers, [--] engagements
"Aaron has been crushing it lately. @CGWM_Muhs 🎯 @CGWM_Muhs 🎯"
X Link 2024-04-18T22:22Z [---] followers, [----] engagements
"@Byte_Sized_Blog This 1000%. Way to go Sam"
X Link 2024-04-19T00:12Z [---] followers, [--] engagements
"One of the top athletes of this generation clinched the arena series racing challenge today. First time in history it has been clinched on Canadian soil. What a time to be alive"
X Link 2024-04-20T17:21Z [---] followers, [---] engagements
"@Paul_D_Heaslip @MarkMcGrathCFP @BestStephenD Self aware Read any word you've written in this exchange Paul. You are so out of your depths here. You're being smug condescending and can't point out a single problem with Mark's work. Apologize and admit it"
X Link 2024-04-21T05:14Z [---] followers, [--] engagements
"@MarkMcGrathCFP @JuliaChungFP @benjaminwfelix Shoebox of receipts and hand written notes"
X Link 2024-04-23T20:51Z [---] followers, [---] engagements
"@MarkMcGrathCFP @JuliaChungFP @benjaminwfelix"
X Link 2024-04-23T20:56Z [---] followers, [--] engagements
"@johnyboy1853 @MarkMcGrathCFP @Lovey1973 @67Dodge @myownadvisor So why spend it only to appease Bay Street's [--] month targets when they could spend it on fiber optic cable and position themselves for the next [--] years"
X Link 2024-04-23T21:36Z [---] followers, [--] engagements
"@danielcrosby @jasonpereira @moseleywilliams It is well documented that @danielcrosby prefers a diet coke with his poutine"
X Link 2024-04-25T23:11Z [---] followers, [---] engagements
"Aaron writes I read I bookmark. Man am I ever interested to see if the application of the capital gains reserve will be kept consistent with the current flow of Schedule [--]. A capital gains reserve is an option when youve sold an asset but dont get paid fully until a following year. The portion of the gain https://t.co/3SiKCNSSgF Man am I ever interested to see if the application of the capital gains reserve will be kept consistent with the current flow of Schedule [--]. A capital gains reserve is an option when youve sold an asset but dont get paid fully until a following year. The portion of"
X Link 2024-04-26T02:15Z [---] followers, [---] engagements
"@JarrettHolmesFP Sweet memes too"
X Link 2024-04-26T19:49Z [---] followers, [--] engagements
"@johnyboy1853 @MarkMcGrathCFP What on earth are you talking about"
X Link 2024-04-27T14:00Z [---] followers, [--] engagements
"In the midst of all this economic uncertainty planning for retirement requires a lot of care. The way you're saving and investing money should change as you get close to retirement. This article is part of "The Finish Line" a seri https://advisorstream.com/read/5-things-to-do-with-your-money-when-youre-5-years-away-from-retirement/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk4ODU1MTAsImRlc3RfaWQiOjEyMjE1NDk1LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.ESyuI-CHPQsDIRxv8NVBW_NE6OEWGXugwzW87rZ-qXk"
X Link 2024-04-29T17:09Z [---] followers, [--] engagements
"Great post @JasonWattBCC. For anyone looking to write the CFP exam check it out If you're preparing for the CFP Exam or if you're just curious about what students writing this exam face @OfficialFPCan hosts a webinar each exam session to help students prep. a thread: https://t.co/hLI0PO8MPZ If you're preparing for the CFP Exam or if you're just curious about what students writing this exam face @OfficialFPCan hosts a webinar each exam session to help students prep. a thread: https://t.co/hLI0PO8MPZ"
X Link 2024-05-02T00:05Z [---] followers, [---] engagements
"Top minds in Canadian wealth management matched only by a restaurateur with good taste. Why am I smiling so much in this photo I got to have drinks with one of the brightest minds in financial planning in Canada @AaronHectorCFP and the restaurant refused to offer Tabasco sauce https://t.co/25Ljrl43RH Why am I smiling so much in this photo I got to have drinks with one of the brightest minds in financial planning in Canada @AaronHectorCFP and the restaurant refused to offer Tabasco sauce https://t.co/25Ljrl43RH"
X Link 2024-05-02T23:54Z [---] followers, [---] engagements
"Finance Minister Chrystia Freeland plans to ask Parliament to approve the measure in a stand-alone bill. https://advisorstream.com/read/controversial-changes-to-capital-gains-tax-not-included-in-motion-to-introduce-budget-bill/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5MjA0NzEsImRlc3RfaWQiOjEyMjQ1OTA4LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.YydNbksY-2mRyBSBDtiCRff3GTp0BsfkJf24SKqPpog"
X Link 2024-05-03T11:10Z [---] followers, [--] engagements
"@SchulichMBA @CBC Yup @preetbanerjee and @AaronHectorCFP are great role models for not smoking in the restaurant. I didn't notice they weren't smoking good catch"
X Link 2024-05-03T14:25Z [---] followers, [---] engagements
"What you need to know about the purchasing power of money and how it changes https://advisorstream.com/read/inflation-what-it-is-how-it-can-be-controlled-and-extreme-examples-/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5MjMzOTMsImRlc3RfaWQiOjEyMjQ5NzQ0LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.ZhxuoIuSxuUlQUp4OdAnsI8KkC1ajyqXybTrdg6-Ark"
X Link 2024-05-04T17:07Z [---] followers, [---] engagements
"Grant Packard associate professor of marketing at York University talks with Financial Post's Larysa Harapyn about a planned consumer boycott of Loblaw brands in May over food inflation. https://advisorstream.com/read/video-how-loblaw-became-target-for-grocery-anger/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5MzIxNzUsImRlc3RfaWQiOjEyMjU3ODQxLCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.hH-AQYHphcTE89ewripV96wHywHcQwu6kj7DgFu6ABo"
X Link 2024-05-06T17:08Z [---] followers, [--] engagements
"Take a moment out of your day to read this story. This story is pretty personal and I want to thank my parents for choosing Canada. Below are just some of the ways living in this country made it possible for me to be me🧵 This story is pretty personal and I want to thank my parents for choosing Canada. Below are just some of the ways living in this country made it possible for me to be me🧵"
X Link 2024-05-10T10:00Z [---] followers, [---] engagements
"If your work or lifestyle relies on access to a car acquiring your next car can be stressful given todays interest rate landscape and recent inflation. https://advisorstream.com/read/forbes/money/7-financial-considerations-and-strategies-for-getting-your-next-car/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5NzMxMTUsImRlc3RfaWQiOjEyMjg5ODQ1LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.5BlzQ_LtCQczGaAP4Ol5zPzsfQPhaHhNy2HwRfst2hE"
X Link 2024-05-10T11:11Z [---] followers, [--] engagements
"@courtranstrom This is awful. I can't imagine coming up with such a heinous policy idea"
X Link 2024-05-10T23:56Z [---] followers, [--] engagements
"The loonie appears to be a 'petro-currency' no longer. https://advisorstream.com/read/this-important-driver-of-the-canadian-dollar-is-broken-economist-says/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjk5NzYyMDEsImRlc3RfaWQiOjEyMjkzODQ2LCJyZWFkZXJfaWQiOm51bGwsInBlcnNvbmFfcHJldmlldyI6ZmFsc2V9.GZ_mlSZQf-XSGxWqsJfbwOJIAxLWP1lLSTQRa6nTvo4"
X Link 2024-05-11T17:08Z [---] followers, [--] engagements
"@MarkMcGrathCFP @CGWM_Muhs @DanHallett @preetbanerjee @JasonWattBCC @LooniesAndSense Wow a @MarkMcGrathCFP Terrible food take.I'm shocked"
X Link 2024-05-14T09:39Z [---] followers, [--] engagements
"Saying that the top 0.13% is utterly disingenuous. Using a (made up) population and quoting "average" income vs. Median makes it sound like these people are far more of outliers than they are. I have a number of clients who this will affect none of which ear $1.4m per yr. Its time to change the capital gains tax. Heres why: https://t.co/a1X1z8rFTu Its time to change the capital gains tax. Heres why: https://t.co/a1X1z8rFTu"
X Link 2024-05-14T22:21Z [---] followers, [----] engagements
"@niranabraham Lol the partisan die hards will spin it as 'He's not lying he's acting like he's telling the truth and doing a darn good job of it'"
X Link 2024-05-15T10:27Z [---] followers, [--] engagements
"@CanAmSuperShow You know the tax policy is flawed when every day people are subject to a tax policy designed for '0.13%' of the mega wealthy. 'Looking' rich"
X Link 2024-05-15T10:33Z [---] followers, [--] engagements
"@Byte_Sized_Blog @cvalle0625 @MichaelKitces @jasonpereira @AravindSitham With the Ultimate Warrior theme music playing as he runs through the curtain"
X Link 2024-05-15T13:18Z [---] followers, [--] engagements
"@Byte_Sized_Blog @cvalle0625 @MichaelKitces @jasonpereira @AravindSitham @AravindSitham when the last sauce has been eaten and he remains unscathed"
X Link 2024-05-15T19:27Z [---] followers, [---] engagements
"@AaronHectorCFP Great question Aaron"
X Link 2024-05-17T02:14Z [---] followers, [---] engagements
"Great episode @danielcrosby and @jasonpereira There's a lot of talk about AI lately but not many true experts. @jasonpereira is the exception and my go to when I have questions about the future of tech. Listen in to hear where AI will and won't impact the future of advice. https://t.co/6jc9eMMWiI @orionwealthtech There's a lot of talk about AI lately but not many true experts. @jasonpereira is the exception and my go to when I have questions about the future of tech. Listen in to hear where AI will and won't impact the future of advice. https://t.co/6jc9eMMWiI @orionwealthtech"
X Link 2024-05-17T11:03Z [---] followers, [----] engagements
"@tylermeredith were you able to sort this out yet To me it looks like the numbers on the chart and video don't add up with reality. I kept scrolling and couldn't find a reply on this one. @tylermeredith @AaronHectorCFP @AravindSitham So let me get this straight.To prove the point that the rich got richer they took the total wealth of the top 20% of the country and failed to represent the applicable scale which makes it easier to interpret as a per-household value vs the actual per-household value of [---] @tylermeredith @AaronHectorCFP @AravindSitham So let me get this straight.To prove the"
X Link 2024-05-17T22:45Z [---] followers, [---] engagements
"@danielcrosby trifecta on a long weekend"
X Link 2024-05-20T19:11Z [---] followers, [---] engagements
"@danielcrosby Don't be so hard on yourself it's a great book"
X Link 2024-05-20T20:53Z [---] followers, [--] engagements
"Hi @tylermeredith hope you had a good long weekend - did you get a chance to comb through this It isn't adding up for me. @tylermeredith were you able to sort this out yet To me it looks like the numbers on the chart and video don't add up with reality. I kept scrolling and couldn't find a reply on this one. @tylermeredith were you able to sort this out yet To me it looks like the numbers on the chart and video don't add up with reality. I kept scrolling and couldn't find a reply on this one"
X Link 2024-05-21T19:31Z [---] followers, [----] engagements
"@tylermeredith don't listen to the naysayers I'm sure 99.87% of the population knows the PMs chart obviously requires multiplying by [-------]. "Honey look the PM is saying the quintile of net worth has $12M right now." "No Rick you need to multiply by [-------] for the aggregate wealth the household net worth is closer to $3M""
X Link 2024-05-22T20:16Z [---] followers, [---] engagements
"Retirement is full of surprises both good and bad. Many wonder how much is needed in order to retire. We examine here whether or not $500000 is enough to retire on and what it would entail. https://advisorstream.com/read/forbes/money/can-you-retire-with-500000-in-savings-and-investments/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMDYyNjY3LCJkZXN0X2lkIjoxMjM2Nzg4OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.neyTimLHPdOPoN-80jj92MdClIx-Jur0sEn67S2rAYI"
X Link 2024-05-23T17:26Z [---] followers, [--] engagements
"Marlene Flowers didn't start bodybuilding until she was in her 60s. Now at [--] she's a fitness influencer and can do [---] push-ups in a row. Being patient and having the right mentality helped her get fit later in life she said."
X Link 2024-05-24T11:12Z [---] followers, [--] engagements
"The code aims to regulate how grocery giants such as Loblaw and Walmart deal with food suppliers https://advisorstream.com/read/what-is-the-grocery-code-of-conduct-and-how-could-it-impact-food-prices-for-canadians/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMDc2ODQyLCJkZXN0X2lkIjoxMjM3ODY1NiwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.yU66laaZD_cYgBcYpzOdQfPb_U4GKexm6yBqBjcf_xs"
X Link 2024-05-25T17:10Z [---] followers, [--] engagements
"@johnyboy1853 @MarkMcGrathCFP What is your business I'm curious"
X Link 2024-05-26T01:36Z [---] followers, [---] engagements
"@johnyboy1853 @MarkMcGrathCFP Interesting what do you teach"
X Link 2024-05-26T02:04Z [---] followers, [--] engagements
"Changing our hair getting divorced taking spa vacations they're not just things we do; they're "journeys." The quest for better health is the greatest journey of all. https://advisorstream.com/read/everything-is-a-journey-now/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMDgzMjIwLCJkZXN0X2lkIjoxMjM4NjkxNSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ._Uka6nm_k8l_TqKgVhrS7AsfZiRj9KxbxKQuwXy-xNY"
X Link 2024-05-26T11:11Z [---] followers, [--] engagements
"@ianweiner90 @johnyboy1853 @MarkMcGrathCFP @niranabraham @jasonpereira @dustystreetz Johnny's been on the horn with insecurity a fair bit in the last 24h"
X Link 2024-05-27T02:05Z [---] followers, [--] engagements
"Jamie Golombek has strategies for investors cottage owners and corporations before the inclusion rate goes up June [--]. https://advisorstream.com/read/capital-gains-tax-hike-looms-should-you-crystallize-now/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMTA3NDM5LCJkZXN0X2lkIjoxMjQwNzgxNSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.MR9abs42HWDSLMmtLrBt-MGlOsGrNW4hplqcB_1PBJc"
X Link 2024-05-29T17:12Z [---] followers, [--] engagements
"@MarkMcGrathCFP @evil_Jdubs I can assure you that many advisors at TD are actively purchasing investment products that make one scratch their heads. It is well documented how much Bridging Finance was distributed via TD PIA as just one anecdote"
X Link 2024-05-30T09:01Z [---] followers, [--] engagements
"@jasonpereira @Byte_Sized_Blog @danielcrosby @Byte_Sized_Blog have Q bring a flat down for the good doctor"
X Link 2024-06-02T04:24Z [---] followers, [--] engagements
"@preetbanerjee Lol 😆"
X Link 2024-06-11T08:25Z [---] followers, [---] engagements
"The long-awaited interest rate U-turn is finally at hand. https://advisorstream.com/read/a-guide-to-what-lower-rates-will-mean-for-mortgages-housing-and-returns-on-all-those-safe-parking-spots-for-cash/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMTg2OTQwLCJkZXN0X2lkIjoxMjQ4ODIwMiwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.S-vCI98ay2a5A3Qi4lxKL_8C8uqX3Rnjjzoz6WAcNac"
X Link 2024-06-11T17:10Z [---] followers, [---] engagements
"Why is Canada cutting rates before the U.S. and other countries In short Canada's central bank is more confident than its U.S. counterpart that it is winning the war on inflation. https://advisorstream.com/read/why-did-canada-cut-interest-rates-before-the-us/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMTk1OTI1LCJkZXN0X2lkIjoxMjQ5Mjk1OCwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ._g4tXIenUlTfOa4k0odiePApulTsFgRdUNEtfHx2rGw"
X Link 2024-06-12T17:11Z [---] followers, [---] engagements
"@brianportnoy 's music for the next hour. https://m.youtube.com/watchv=Re4aDJL3heA&pp=ygUZd29ybGQgaW4gbW90aW9uIG5ldyBvcmRlcg%3D%3D https://m.youtube.com/watchv=Re4aDJL3heA&pp=ygUZd29ybGQgaW4gbW90aW9uIG5ldyBvcmRlcg%3D%3D"
X Link 2024-06-16T18:02Z [---] followers, [--] engagements
"The Federal Reserve held interest rates steady and pushed out the start of rate cuts to perhaps as late as December with officials projecting only a single quarter-percentage-point reduction for the year amid rising estimates for w https://advisorstream.com/read/fed-leaves-rates-unchanged-sees-just-one-cut-in-2024-despite-inflation-progress/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjI1NDM0LCJkZXN0X2lkIjoxMjUyMTM5NiwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.eFoHFBgjGDKmiif_GSQShTXGt1EexoRWL3kl4RCO6mM"
X Link 2024-06-17T17:10Z [---] followers, [--] engagements
"@lady__bost All the best with what's next Jess"
X Link 2024-06-18T18:48Z [---] followers, [--] engagements
"Meta Platforms Inc. has long been using artificial intelligence to help it serve users content and ads it thinks are most likely to interest them but its new chatbot has thrust the companys use of the technology back into the spot https://advisorstream.com/read/canadian-press/how-metas-ai-systems-are-using-your-data-and-why-opting-out-is-not-so-simple/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjY0NTA4LCJkZXN0X2lkIjoxMjU1MjQ2MSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.J1fL1omq9CS5RLQIlS-OKz-7PwzO5t1j59GEIiNuyfA"
X Link 2024-06-21T11:12Z [---] followers, [--] engagements
"The draft legislation and backgrounder released this week provide some clues. https://advisorstream.com/read/how-to-handle-the-two-capital-gains-inclusion-rates-planned-for-this-year/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjY4Mzg5LCJkZXN0X2lkIjoxMjU1NjA4NCwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.r5DJYKHurUO0cyGtg_SVHgnwv7hq_Gi60iPKzAycgs4"
X Link 2024-06-22T17:07Z [---] followers, [--] engagements
"Several things will make it challenging for inflation to be as well-behaved as it has been in decades past. https://advisorstream.com/read/where-investors-should-put-their-money-if-higher-inflation-becomes-normal/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjc2NDI1LCJkZXN0X2lkIjoxMjU2NDEzMywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.x_JWyL0S0bQCsKQpkttbf-HVxAqIuO2PeLqklsj5wJo"
X Link 2024-06-25T17:09Z [---] followers, [--] engagements
"Leisure travel to Europe has come roaring back from its pandemic-era lows with a 6.1% increase in [----]. That's according to Eurostat which counted nearly three billion nights spent in tourist accommodations during the year. You mi https://advisorstream.com/read/when-is-it-cheaper-to-fly-to-europe/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMjk0MDczLCJkZXN0X2lkIjoxMjU4MTgyOSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.Z9npG9XClZtllgTQKBFVlgET_bCvMYtL9WZKiQmF6ZQ"
X Link 2024-06-26T17:09Z [---] followers, [--] engagements
"Well played. Knock knock. Whos there 0.13% of Canadians Why are there so many of you here then Knock knock. Whos there 0.13% of Canadians Why are there so many of you here then"
X Link 2024-06-28T01:30Z [---] followers, [---] engagements
"@DavidPOLeary Amazing Capri"
X Link 2024-06-28T03:26Z [---] followers, [--] engagements
"People keep money secrets for a variety of reasons. Some are nefarious like hiding a gambling addiction or a spending problem. Others are more altruistic: surprising a spouse with an unexpected gift for example or ensuring the fa https://advisorstream.com/read/hidden-stashes-keeping-money-secrets-from-a-loved-one/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMzIyNTE4LCJkZXN0X2lkIjoxMjYxMTYxMywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.elzfVX8vaIlziJzNmLvlXeQ74UpML8IKQfKQycWvWQs"
X Link 2024-07-03T17:07Z [---] followers, [--] engagements
"The start of the school year can be exciting but comes with a daunting (and potentially expensive) taskback-to-school shopping. https://advisorstream.com/read/how-to-save-big-on-back-to-school-shopping/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMzQyOTY5LCJkZXN0X2lkIjoxMjYzMTcxNywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.xDyhAJja97AFuAScPcOkjLMPeSernL54edUCsCSFTG0"
X Link 2024-07-04T17:11Z [---] followers, [--] engagements
"Great read @MarkMcGrathCFP Do you own segregated funds Has someone pitched them to you touting the vast benefits including principal guarantees and efficient estate planning Gather round we're going deep on this one. 👇 Do you own segregated funds Has someone pitched them to you touting the vast benefits including principal guarantees and efficient estate planning Gather round we're going deep on this one. 👇"
X Link 2024-07-10T17:54Z [---] followers, [---] engagements
"@j_stock_ @jasonpereira @MarkMcGrathCFP When McGrath sees Heinz [--] he assumes they're Scovilles and runs the other way"
X Link 2024-07-10T19:41Z [---] followers, [--] engagements
"The article underscores the importance of balancing entrepreneurial pursuits with family life through clear communication involving family in business and maintaining a healthy work-life balance. https://advisorstream.com/read/how-to-balance-family-and-business-an-entrepreneurs-guide-to-harmonious-living/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwMzk5NzYxLCJkZXN0X2lkIjoxMjY4MzU5OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.KWmVPAEqOe4MVg1HnathOKU8B9XC98oEhgNMfxe0GC0"
X Link 2024-07-11T17:14Z [---] followers, [--] engagements
"@AravindSitham @jamessweeney50 @JasonWattBCC James advice only plans have an obvious conflict- they are compensated by throughput"
X Link 2024-07-12T14:18Z [---] followers, [--] engagements
"@Rick_Ferri @CliffordAsness In many ways he always has been paid to act. [--] Kings was a banger"
X Link 2024-07-12T15:33Z [---] followers, [--] engagements
"@jasonpereira @CameronPassmore I'll tune in to see how they introduce you"
X Link 2024-07-13T03:18Z [---] followers, [---] engagements
"@lady__bost Crush it Jess you're the embodiment of courage"
X Link 2024-07-13T04:21Z [---] followers, [--] engagements
"So gross. That the regulators continually turn the blind eye is a disgrace. Real people are harmed by this. MLMs in financial services remain the unmitigated worst thing this industry has permitted to exist. [--] days in the country. No knowledge of anything related to personal finance. Hey want to be a financial advisor 🤦♂ https://t.co/OhHjj6T5HP MLMs in financial services remain the unmitigated worst thing this industry has permitted to exist. [--] days in the country. No knowledge of anything related to personal finance. Hey want to be a financial advisor 🤦♂ https://t.co/OhHjj6T5HP"
X Link 2024-07-13T14:43Z [---] followers, [---] engagements
"Check out my latest article: Investment Insights: Myth and Reality via @LinkedIn https://www.linkedin.com/pulse/investment-insights-myth-reality-cameron-smith-cim--4nuuc https://www.linkedin.com/pulse/investment-insights-myth-reality-cameron-smith-cim--4nuuc"
X Link 2024-07-16T17:30Z [---] followers, [----] engagements
"@willbarreca Thanks William"
X Link 2024-07-16T21:40Z [---] followers, [--] engagements
"Dedicating some time to getting organized is worthwhile but when it takes on a life of its own it can lead to an illusion of productivity. https://advisorstream.com/read/how-to-keep-procrastination-through-organization-from-interfering-with-your-debt-repayments/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNDQ2NzE2LCJkZXN0X2lkIjoxMjcyOTkzNSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.72uOMM9nRQ9_MEWePDJGGebRqu9_tbDX0NId-XcrssA"
X Link 2024-07-18T17:07Z [---] followers, [---] engagements
"@AravindSitham @lady__bost @TR401 @choffstein @ngertsema @MikaylaSith If the queen @MikaylaSith says it it's gotta be true. Cc @Byte_Sized_Blog"
X Link 2024-07-20T20:07Z [---] followers, [---] engagements
"Just vibe knowing NASA likely found a group of the best oil drillers and sent them up to space to nuke it from within and we'd all be a-ok. What would you do in this situationhttps://t.co/j66fWMIHa3 What would you do in this situationhttps://t.co/j66fWMIHa3"
X Link 2024-07-21T10:13Z [---] followers, [----] engagements
"@Teletarsis I've never heard it described that way but then again if it's late 90s with Steve Buscemi in it I can see how many would call it that"
X Link 2024-07-21T22:29Z [---] followers, [--] engagements
"@SchulichMBA If they can put aside their differences and commit to drilling vs their own personal squabbles and egos of course good point"
X Link 2024-07-21T22:31Z [---] followers, [---] engagements
"Most of us will live an amazingly long life and should not worry so much about dying young. Those are the words of Jonathan Clements [--] who wrote more than [----] personal finance columns for The Wall Street Journal between [----] an https://advisorstream.com/read/a-money-guru-bet-big-on-a-very-long-life-then-he-got-cancer/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNDcyNzkwLCJkZXN0X2lkIjoxMjc1NTk1OSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.AwFZ4GH198Y1zzNfUzkA9NWGLEd4BREN8lSIqMvLKoc"
X Link 2024-07-22T17:09Z [---] followers, [--] engagements
"@MebFaber Lol the replies are a nice time capsule from that night when the futures went down only to be flat by the open and 2% or so by the Wednesday close"
X Link 2024-07-26T21:44Z [---] followers, [--] engagements
"The daily intensifying debate over President Bidens political future has pushed the topic of quitting into the center of the national dialogue. The debate though isnt a new one. In business government entertainment and more https://advisorstream.com/read/when-is-the-right-time-to-call-it-quits-ask-these-stars-and-ceos/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNTIyMzUxLCJkZXN0X2lkIjoxMjgwMzkxNywicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.-m0SzjsNzHDsf5SXhRGAVlfm0XMupxH6BHb6BPL14DE"
X Link 2024-07-29T17:11Z [---] followers, [---] engagements
"PSA to parents taking their kids to water parks this summer. when the [--] year old lifeguards running the waterside say 'everyone has to wait someone pooped and they need to clean the water' arguing with them that you've waited in line and don't mind going down to the point of security being called is quite the look. It wasn't me"
X Link 2024-07-30T01:38Z [---] followers, [----] engagements
"Athletes do it all the time Mark how is it different 🤡 Wealthsimple benchmarks against its own expectations and its own historical performance https://t.co/qpt9P1KvS3 Wealthsimple benchmarks against its own expectations and its own historical performance https://t.co/qpt9P1KvS3"
X Link 2024-08-02T04:20Z [---] followers, [----] engagements
"The right advice particularly in a company's early stages can be an existential matter: how to surround yourself with the right minds. https://advisorstream.com/read/you-need-an-advisory-team-more-than-ever-heres-why-and-how-to-run-one-effectively/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNTU3OTA5LCJkZXN0X2lkIjoxMjgzNTg0NSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.8eOBBQmB2oA1Qzeal4NWS5yP0Vq-8WBAQrjb3CTIMOQ"
X Link 2024-08-02T11:12Z [---] followers, [--] engagements
"Innately we know that happiness is fleeting and that fulfillment should be the better long-term objective but what exactly constitutes fulfillment and in what ways is it applicable to business settings https://advisorstream.com/read/unlock-the-key-to-a-more-fulfilled-life-in-3-simple-steps/c=eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJub2RlX2lkIjo4MzA5MywicHJldmlldyI6ZmFsc2UsImNvbW1faWQiOjEwNjAyMTY1LCJkZXN0X2lkIjoxMjg3OTI5MSwicmVhZGVyX2lkIjpudWxsLCJwZXJzb25hX3ByZXZpZXciOmZhbHNlfQ.fgLqhf9RNGvNIkMZ8osCZ3ftPCzVBuR2SgJukCWp_18"
X Link 2024-08-08T17:11Z [---] followers, [--] engagements
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