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# ![@Bonhoeffer_KDS Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1207054817199308800.png) @Bonhoeffer_KDS Keith D. Smith, CFA

Keith D. Smith, CFA posts on X about $ffhto, over the, $main, $fdus the most. They currently have XXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/twitter::1207054817199308800/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1207054817199308800/c:line/m:interactions.svg)

- X Week XXXXX -XX%
- X Month XXXXXX +449%
- X Months XXXXXX +18%
- X Year XXXXXX -XX%

### Mentions: X [#](/creator/twitter::1207054817199308800/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1207054817199308800/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX -XX%
- X Months XXX +53%
- X Year XXX -XX%

### Followers: XXXXX [#](/creator/twitter::1207054817199308800/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1207054817199308800/c:line/m:followers.svg)

- X Week XXXXX +0.44%
- X Month XXXXX +0.75%
- X Months XXXXX +7.40%
- X Year XXXXX +11%

### CreatorRank: XXXXXXXXX [#](/creator/twitter::1207054817199308800/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1207054817199308800/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/twitter::1207054817199308800/influence)
---

**Social category influence**
[finance](/list/finance)  XXXX% [stocks](/list/stocks)  XXX% [cryptocurrencies](/list/cryptocurrencies)  XXX%

**Social topic influence**
[$ffhto](/topic/$ffhto) #21, [over the](/topic/over-the) 2.2%, [$main](/topic/$main) 2.2%, [$fdus](/topic/$fdus) #1, [$acgl](/topic/$acgl) #10, [credit union](/topic/credit-union) #134, [$nbn](/topic/$nbn) 1.1%, [$ffbb](/topic/$ffbb) 1.1%, [$msbc](/topic/$msbc) 1.1%, [$ubab](/topic/$ubab) XXX%

**Top accounts mentioned or mentioned by**
[@vikingvan100](/creator/undefined) [@cedarstresearch](/creator/undefined) [@mrneutralman](/creator/undefined) [@mr_neutral_man](/creator/undefined) [@buysidedigest](/creator/undefined) [@kab604](/creator/undefined) [@atulgawande](/creator/undefined) [@nestbetter](/creator/undefined) [@evfcfaddict](/creator/undefined) [@lhamtil](/creator/undefined) [@askeladdentx](/creator/undefined) [@stocksoddball](/creator/undefined) [@akwilk](/creator/undefined) [@williscap](/creator/undefined) [@cuibonocapital](/creator/undefined) [@billbrewstertbb](/creator/undefined) [@compound248](/creator/undefined) [@philbert771](/creator/undefined) [@hennessyeunuch](/creator/undefined) [@bsierzega12](/creator/undefined)

**Top assets mentioned**
[Main Street Capital Corporation (MAIN)](/topic/$main) [Arch Capital Group Ltd (ACGL)](/topic/$acgl) [AurusX (AX)](/topic/$ax) [The Bancorp Inc. (TBBK)](/topic/$tbbk) [Markel, Corp. (MKL)](/topic/$mkl) [Ares Capital, Corp. (ARCC)](/topic/$arcc) [Blackstone Secured Lending Fund (BXSL)](/topic/$bxsl) [RenaissanceRe Holdings Ltd. (RNR)](/topic/$rnr)
### Top Social Posts [#](/creator/twitter::1207054817199308800/posts)
---
Top posts by engagements in the last XX hours

"@Schornack High RoE banks with sustainable earnings selling for low multiples: $NBN $FFBB $MSBC $UBAB $CZBS $MBIN $AX $PFBC $TBBK & $PBAM"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1913693056559374530) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-04-19T20:35Z 6352 followers, 1192 engagements


"Who are the insurers who focus on investing as well as underwriting The list so far I can think of includes: $BRK $MKL & $FFH.TO. TIA"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1931496565996216714) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-06-07T23:40Z 6352 followers, 4762 engagements


"@CedarStResearch Why do you think $FFH.TO has not had increasing T/BV over the past 5/10 years like every other insurance firm Is its BV more volatile"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1974887842783641993) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-05T17:22Z 6352 followers, XXX engagements


"@colarion Many are. If I am not mistaken $TSLX has the only former commercial banking underwriting team running a BDC. There is some spill over into other BDCs like $FDUS and a few who come from accounting backgrounds like $MAIN"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1977357127078256777) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-12T12:54Z 6350 followers, XXX engagements


"$FDUS $ARCC & $BXSL (but does not have a 10-yr track record at this point). $MAIN is also good but trades at a decent premium. $HTCG is also interesting for tech exposure/upside. I dont like using discount to NAV as in many cases you dont know what NAV is. I focus on the ones where I can asses NAV pretty good then apply div yield discount analysis. Where I have erred in the past is in estimating NAV stability with $OCSL for example"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1977417825774903632) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-12T16:55Z 6352 followers, XXX engagements


"@CedarStResearch Why has $RNRs BV & divy growth been so slow over the past X years (flat) vs. 15%/yr. for $ACGL TIA"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1974238818829041931) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-03T22:23Z 6352 followers, XXX engagements


"@CedarStResearch I was looking @ the wrong re-insurer. For $RNR the 5-yr BV growth & divy growth is 12.5%/yr. Lower than $ACGL but closer at a spread of only 2.5%/yr"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1974241888128393577) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-03T22:35Z 6352 followers, XXX engagements


"You can take a look at long-term XX year (multiple credit cycles) RoE and divy + BV returns efficiency ratios compared to banks long-term gain/loss of principle (% growth/decline of NAV) to separate the wheat from the chaff. If you filter using these metrics you can narrow the field to a few well underwritten BDCs"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1977407471384756246) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-12T16:14Z 6352 followers, 1782 engagements


"@AskeladdenTX How do you assess credit union competition targeting the high end subprime customers with lower rates & not having to pay tax"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1979315141629087813) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-17T22:34Z 6352 followers, XXX engagements


"@AskeladdenTX If you use perplexity and search on: credit union lending to deep subprime customers there are some examples"  
[X Link](https://x.com/Bonhoeffer_KDS/status/1979389981308092577) [@Bonhoeffer_KDS](/creator/x/Bonhoeffer_KDS) 2025-10-18T03:32Z 6352 followers, XXX engagements