[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

# ![@BaluGorade Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::870100188.png) @BaluGorade Balu Gorade

Balu Gorade posts on X about india, insurance, if you, bank the most. They currently have XXXXXX followers and XXX posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/twitter::870100188/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::870100188/c:line/m:interactions.svg)

- X Week XXXXXXXXX +82%
- X Month XXXXXXXXX +2.10%
- X Months XXXXXXXXXX +654%
- X Year XXXXXXXXXX +325%

### Mentions: XX [#](/creator/twitter::870100188/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::870100188/c:line/m:posts_active.svg)

- X Week XXX -XX%
- X Month XXX +22%
- X Months XXXXX +694%
- X Year XXXXX +411%

### Followers: XXXXXX [#](/creator/twitter::870100188/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::870100188/c:line/m:followers.svg)

- X Week XXXXXX +1.30%
- X Month XXXXXX +4.30%
- X Months XXXXXX +23%
- X Year XXXXXX +30%

### CreatorRank: XXXXXX [#](/creator/twitter::870100188/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::870100188/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #1004 [countries](/list/countries)  XXXX% [stocks](/list/stocks)  XXXX% [technology brands](/list/technology-brands)  XXXX% [social networks](/list/social-networks)  XXXX% [automotive brands](/list/automotive-brands)  XXXX% [formula 1](/list/formula-1)  XXXX% [celebrities](/list/celebrities)  XXXX%

**Social topic influence**
[india](/topic/india) #3934, [insurance](/topic/insurance) #896, [if you](/topic/if-you) 1.96%, [bank](/topic/bank) #1874, [money](/topic/money) #384, [$3659t](/topic/$3659t) #134, [youtube](/topic/youtube) 1.31%, [health](/topic/health) 1.31%, [retirement](/topic/retirement) #1038, [inflation](/topic/inflation) #1263

**Top accounts mentioned or mentioned by**
[@bhargavcapital](/creator/undefined) [@grok](/creator/undefined) [@moresidharth](/creator/undefined) [@dhawaldoshi5](/creator/undefined) [@investorofjammu](/creator/undefined) [@3rdr3r](/creator/undefined) [@elonmusk](/creator/undefined) [@bsdesaica](/creator/undefined) [@arpitald](/creator/undefined) [@iranchikuldeep](/creator/undefined) [@anvith_](/creator/undefined) [@manjunath_raja](/creator/undefined) [@sip_invest0r](/creator/undefined) [@theapurvabhide](/creator/undefined) [@chuktima](/creator/undefined) [@carvalho_mike](/creator/undefined) [@10msaaim](/creator/undefined) [@ved1313](/creator/undefined) [@ghaivibhor](/creator/undefined) [@prafullsaraf](/creator/undefined)

**Top assets mentioned**
[Alphabet Inc Class A (GOOGL)](/topic/$googl)
### Top Social Posts
Top posts by engagements in the last XX hours

"Meesho's IPO opens on X December. It's still a loss-making company but growing rapidly. GMP is currently hovering around 30%. Are you applying"  
[X Link](https://x.com/BaluGorade/status/1994773390809600462)  2025-11-29T14:20Z 30.8K followers, 17.9K engagements


"Nobody would have imagined that Tata cars would become best sellers. Nexon and Punch are already dominating the market. And soon Sierra will join the list. (Source credit - @TorqueIndia )"  
[X Link](https://x.com/BaluGorade/status/1995716368314810545)  2025-12-02T04:47Z 30.8K followers, 6661 engagements


"Met a couple of guys yesterday who invest in digital gold through PhonePe. Many people do the same so sharing this again: Digital Gold is a big NO. Because: You pay X% GST 2-3% platform spread = you buy high sell low Not SEBI regulated. If something goes wrong you can't go to SEBI or RBI. If you want to invest in gold online Gold ETFs are the best option. Benefits of Gold ETFs: Backed by physical gold No X% GST No platform fee (only a minimal expense ratio) SEBI-regulated stored in RBI approved vaults Safer cheaper and better you just need a Demat account. Share this with maximum people. 🙏👍"  
[X Link](https://x.com/BaluGorade/status/1996895612516946393)  2025-12-05T10:53Z 30.8K followers, 48.3K engagements


"You will find Avadhut Sathe type finfluencers in every city. If someone promises you more than XX% returns just run"  
[X Link](https://x.com/BaluGorade/status/1996929696815370694)  2025-12-05T13:08Z 30.8K followers, 3796 engagements


"In one word describe how your portfolio performed in 2025"  
[X Link](https://x.com/BaluGorade/status/1996969449388212368)  2025-12-05T15:46Z 30.8K followers, 9386 engagements


"You can invest in Gold in many ways today: Physical Gold Digital Gold Gold ETFs Gold mutual funds Which one is your preferred way to invest in Gold"  
[X Link](https://x.com/BaluGorade/status/1997188944975614186)  2025-12-06T06:18Z 30.8K followers, 53.6K engagements


"If your SIP runs through the NACH mandate a bounce costs 250-750 + XX% GST per SIP. So if you have set up X SIPs through your ICICI Bank mandate and they all bounce due to low balance the bank still charges you 2360. Isnt this daylight robbery by banks"  
[X Link](https://x.com/BaluGorade/status/1997325430219764190)  2025-12-06T15:21Z 30.8K followers, 70.4K engagements


"A few features you can skip when buying a car on a budget: - Sunroof - ADAS - Cruise control - Wireless charger - Ventilated seats What are other "Nice to have but not necessary" features"  
[X Link](https://x.com/BaluGorade/status/1997340813374706153)  2025-12-06T16:22Z 30.8K followers, 115.5K engagements


"Sourav Joshi - XX yo from Uttarakhand Earns crores from youtube Insta & brand deals Owns premium cars like Mercedes Fortuner Got married to Avantika on 25th Nov Bro was so dedicated he even kept recording and uploading vlogs during his own wedding. 🔥😱"  
[X Link](https://x.com/BaluGorade/status/1997872023117369546)  2025-12-08T03:33Z 30.8K followers, 33.9K engagements


"Indian Monopolies - IRCTC: XXX% rail tickets - HAL: XXX% defence aircraft - IEX: XX% power trading - MCX: XX% commodities - Nestle: XX% baby food - Zydus: XX% Sugar Free - Coal India: XX% coal - Mankind: XX% pregnancy kits - ITC: XX% cigarettes - Amul: XX% dairy products - Hindustan Zinc: XX% zinc - IOCL: XX% fuel pipelines - Pidilite: XX% adhesive - CONCOR: XX% rail cargo - Havells: XX% wires & cables - CAMS: XX% MF backend - BHEL: XX% power equipment - IndiGo: XX% aviation market - Marico: XX% hair oil - Asian Paints: XX% paints Which one surprised you the most"  
[X Link](https://x.com/BaluGorade/status/1997527927895081420)  2025-12-07T04:45Z 30.8K followers, 341.5K engagements


"When an LIC agent tries to sell you a policy Just ask him - What's the XIRR of this policy He will vanish in no time. 😉"  
[X Link](https://x.com/BaluGorade/status/1998022221718290556)  2025-12-08T13:29Z 30.8K followers, 272.6K engagements


"Simple personal finance: - Emergency fund - Term & health insurance - XX mutual funds - NPS/PPF for retirement Thats really all most people need but they ignore it because it isnt exciting"  
[X Link](https://x.com/BaluGorade/status/1993714148010827838)  2025-11-26T16:11Z 30.8K followers, 8420 engagements


"Nippon India smallcap fund: India's largest smallcap fund. Holds XXX stocks AUM over 68000Cr Investors are aggressively buying this fund looking at the past performance. But with such a huge size will it outperform in the future"  
[X Link](https://x.com/BaluGorade/status/1994022856016183699)  2025-11-27T12:37Z 30.8K followers, 35K engagements


"Bro spent XXXX crore on a number plate for a XX lakh Hyundai. 😭"  
[X Link](https://x.com/BaluGorade/status/1994229060252082231)  2025-11-28T02:17Z 30.8K followers, 22.2K engagements


"Hospital bill without insurance = 23k Hospital bill with insurance = 30k This is the reality in many hospitals today. 😱"  
[X Link](https://x.com/BaluGorade/status/1994441516602065230)  2025-11-28T16:21Z 30.8K followers, 131.9K engagements


"In many hospitals if you go with insurance the bill often goes up 20-40%. You don't feel it because you are not paying. Later the insurer increases your premium due to medical inflation. So who actually suffers in between"  
[X Link](https://x.com/BaluGorade/status/1994595274476687580)  2025-11-29T02:32Z 30.8K followers, 7292 engagements


"A friend of mine believes small FMCG packs offer better value than bigger ones. So he always buys the smallest packs of soaps shampoos hair oils even talcum powders. Everyone has their own logic.😇"  
[X Link](https://x.com/BaluGorade/status/1994756521197244528)  2025-11-29T13:13Z 30.8K followers, 4485 engagements


"Maruti Suzuki's market share has fallen from XX% to below 40%. Main reasons: - Lack of innovation - Safety concerns - Rising demand for SUVs - Peers have upped the game Can Maruti innovate & regain its lost ground"  
[X Link](https://x.com/BaluGorade/status/1995023979128713327)  2025-11-30T06:55Z 30.8K followers, 42.2K engagements


"LIC operates on a completely different scale. It manages over XX lakh crore in assets. Its Indias largest investor with: - XX Lakh Cr in equity holdings - XXX lakh Cr in debt exposure It owns major stakes in Reliance Infosys TCS HDFC Bank SBI Coal India ONGC PNB HUL & more. LIC also owns prime real estate assets worth 5000060000 Cr including offices at premium locations across major cities. Yet its market cap is just XXX lakh Cr - is it a value buy"  
[X Link](https://x.com/BaluGorade/status/1995479642644590983)  2025-12-01T13:06Z 30.8K followers, 84.9K engagements


"Ford EcoSport: - Launched in 2013 - Safe spacious fun to drive - Sold 40-50k units a year - Total sales XXX lakh - Created the sub-4m SUV segment But once Nexon Brezza and Venue took over EcoSports sales dropped fast. Ford couldn't keep the India business profitable losses kept piling up for years. Finally they shut operations in 2022. Still EcoSport is a hot seller in the second hand market"  
[X Link](https://x.com/BaluGorade/status/1995515112560763343)  2025-12-01T15:27Z 30.8K followers, 219.3K engagements


"Nikhil Kamath - Inspiring Story ❤ 10th dropout First job at call centre for 8000/m Started Kamath Associates Co-founded Zerodha - fully bootstrapped Today net worth above 21000Cr Hosted Elon Musk Narendra Modi Bill Gates on his podcast Incredible"  
[X Link](https://x.com/BaluGorade/status/1995527117686354150)  2025-12-01T16:15Z 30.7K followers, 44.9K engagements


"I have seen mutual fund portfolios loaded with: - Small caps - Mid caps - Thematic funds - Quant funds - NFO's Without clear goals chasing high returns often leads to a poor portfolio"  
[X Link](https://x.com/BaluGorade/status/1996061874123952231)  2025-12-03T03:40Z 30.8K followers, 11.3K engagements


"@KetanBora_Real He started just a year ago and is near retirement"  
[X Link](https://x.com/BaluGorade/status/1996083163408531874)  2025-12-03T05:04Z 30.8K followers, 8119 engagements


"Update: Started a SIP with a XX% step-up for my newborn baby girl. Will continue it for atleast XX years 🥳"  
[X Link](https://x.com/BaluGorade/status/1996542041078317263)  2025-12-04T11:28Z 30.7K followers, 43.5K engagements


"Can we start a SIP in a child's name Yes 😊 You just need three things: - Child's Aadhaar - Joint bank account (with parent) - Parent's KYC Parent handles it & after XX it goes to the child"  
[X Link](https://x.com/BaluGorade/status/1996568165556552006)  2025-12-04T13:11Z 30.7K followers, 27.4K engagements


"A really good move by SEBI. Avadhut Sathe has been banned from the stock market and fined XXX crore. Thousands of retail investors have lost lakhs under his so-called "mentorship." But the bigger question is - why do investors keep falling for such traps"  
[X Link](https://x.com/BaluGorade/status/1996790114916487372)  2025-12-05T03:53Z 30.7K followers, 13.1K engagements


"How to make money in trading - Start selling courses 🤣"  
[X Link](https://x.com/BaluGorade/status/1996796483333705830)  2025-12-05T04:19Z 30.8K followers, 3426 engagements


"@MoreSidharth Mutual funds doubles your money in X years they want to double it in X months 😀👍"  
[X Link](https://x.com/BaluGorade/status/1996802032662204449)  2025-12-05T04:41Z 30.7K followers, XX engagements


"Looking at the GDP growth and inflation data my portfolio companies feel like they are operating in Zimbabwe 😅📉"  
[X Link](https://x.com/BaluGorade/status/1996844119726202939)  2025-12-05T07:28Z 30.8K followers, 2910 engagements


"I have lived in a small village and the struggles of farmers are truly painful to see. Most farmers buy seeds fertilizers and pesticides on credit because they don't have cash. And most distributors deal with farmers in only two ways: 1) Buy at MRP - A non-branded pesticide with an MRP of XXX is available for 250-300 in cash but on credit farmers have to pay the full MRP. 2) Or buy at cash price but pay extra - Some distributors charge 3-5% interest per month so farmers still end up paying 40-50% higher. At harvest many farmers sell their crop to the same distributor they owe. Dues are"  
[X Link](https://x.com/BaluGorade/status/1996879506678923618)  2025-12-05T09:49Z 30.8K followers, 9331 engagements


"@GingerInvest44 there is always bull market somewhere 😃"  
[X Link](https://x.com/BaluGorade/status/1996896318107930766)  2025-12-05T10:55Z 30.7K followers, XXX engagements


"@AnupCommonMan XX% potential returns in equity mutual funds are okay"  
[X Link](https://x.com/BaluGorade/status/1996956433498493362)  2025-12-05T14:54Z 30.7K followers, XX engagements


"IndiGo crisis - Stricter FDTL rules were announced in May 2024 to cut pilot fatigue a major accident risk. Why new rules - Tired pilots make mistakes - India wanted safer global standards - Many pilots reported high fatigue - Court said: safety first New rules: - Weekly rest: XX hrs - Fewer night landings - Max X night duties - Holidays real rest These rules are XXX% for safety. IndiGo had XX months to hire 25-30% more pilots but didn't. They kept taking new bookings and once the new rules arrived they collapsed. No one expected this from India's No.1 airline"  
[X Link](https://x.com/BaluGorade/status/1996980391983644950)  2025-12-05T16:30Z 30.7K followers, 8806 engagements


"@NageshNewStart Yes. @grok explain how it works"  
[X Link](https://x.com/BaluGorade/status/1997176900306030595)  2025-12-06T05:30Z 30.8K followers, XXX engagements


"@mv_sudhi XX rs are enough for bounce"  
[X Link](https://x.com/BaluGorade/status/1997343994720686587)  2025-12-06T16:34Z 30.8K followers, XXX engagements


"Gov cut GST on health insurance from XX% to Zero. But instead of lowering premiums many insurers raised prices. Customers got no benefit. 🙂 Whats your experience Please share🙏"  
[X Link](https://x.com/BaluGorade/status/1990080466586624270)  2025-11-16T15:32Z 30.8K followers, 118.9K engagements


"Did you know BSE owns XX% of CDSL (5000 Cr) NSE owns XX% of NSDL (3400 Cr) Why XX% SEBI caps exchange ownership in a depository at XX% to avoid conflict of interest. 😇"  
[X Link](https://x.com/BaluGorade/status/1993644823912542232)  2025-11-26T11:35Z 30.8K followers, 37.1K engagements


"Sharing a beautiful story about my colleague and his daughter - He is tech-savvy and he used that skill to help his daughter become a content creator. She is in 9th standard and already has: - X lakh followers on Insta - 48k on Facebook - XX lakh on Moj - 50k on YouTube She does two promotions per week and also earns through affiliate marketing. At just XX she has achieved so much and still goes to school every day and performs well academically. Truly inspiring. 🙌"  
[X Link](https://x.com/BaluGorade/status/1998228221398315337)  2025-12-09T03:08Z 30.8K followers, 14.9K engagements


"Blessed with a baby girl🥰"  
[X Link](https://x.com/BaluGorade/status/1995843630771446201)  2025-12-02T13:12Z 30.8K followers, 83.4K engagements


"I felt genuinely bad when I saw the mutual fund portfolio of a XX year old: Mid cap Flexi cap Small cap PSU (Thematic) He simply bought whatever was the best performing at that time"  
[X Link](https://x.com/BaluGorade/status/1996068091781148851)  2025-12-03T04:04Z 30.8K followers, 96.9K engagements


"Digital Gold is daylight robbery. - You pay X% GST - STCG as per slab - LTCG XXXX% - Platforms keep XX% hidden. And SEBI doesn't even regulate it. Just Wow"  
[X Link](https://x.com/BaluGorade/status/1996955334129471492)  2025-12-05T14:50Z 30.8K followers, 3040 engagements


"India is slowly becoming a land of duopolies: X. Jio & Airtel X. NSDL & CDSL X. NSE & BSE X. IndiGo & Air India X. Zomato & Swiggy X. PhonePe & Google Pay X. Amazon & Flipkart Monopolies & duopolies are never good for consumers or the markets. What are some others you know"  
[X Link](https://x.com/BaluGorade/status/1997299862673687002)  2025-12-06T13:39Z 30.8K followers, 186.1K engagements


"The telecom duopoly is getting out of control. Jio & Airtel keep hiking prices every few months and consumers can't do anything about it. This is what happens when two companies run the whole market. 😱"  
[X Link](https://x.com/BaluGorade/status/1997302004885106975)  2025-12-06T13:48Z 30.8K followers, 38.1K engagements


"This is a tough story from one of my relatives - She is XX and works as an Anganwadi Sevika. Her income: - Salary = 7500 - Ladli Bahin = 1500 - Total = 9000 a month Her husband is a small farmer who sells milk and earns 5-7k a week but spends almost all of it on alcohol and hotel. The sad part - He also takes her money. He keeps her ATM card and uses her PhonePe. She can't even spend XXX on herself. Such heartbreaking realities still exist in our society.🥲"  
[X Link](https://x.com/BaluGorade/status/1997639172711133559)  2025-12-07T12:07Z 30.8K followers, 264.9K engagements


"BSNL XXX plan - 2GB/day 4G data for XX days. On Jio/Airtel the same plan costs 700-800. What's stopping you from switching to BSNL"  
[X Link](https://x.com/BaluGorade/status/1997697808862994898)  2025-12-07T16:00Z 30.8K followers, 846.2K engagements


"See the comment box.👀 If BSNL improves its network mass migration will happen. India needs a strong third player and BSNL can be that. Gov should take this seriously"  
[X Link](https://x.com/BaluGorade/status/1998019079442206894)  2025-12-08T13:17Z 30.8K followers, 5221 engagements


"- Select 4-6 good mutual funds - Keep buying every single month - Add extra during market dips - Review annually - Redeem as you near the goal Simple steady stress-free investing. 😊"  
[X Link](https://x.com/BaluGorade/status/1998033741491712024)  2025-12-08T14:15Z 30.8K followers, 13.5K engagements


"Potholes 😭"  
[X Link](https://x.com/BaluGorade/status/1998073511122993619)  2025-12-08T16:53Z 30.8K followers, 4757 engagements