# ![@B82143748 Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1392811477292232704.png) @B82143748 ICE TRADES

ICE TRADES posts on X about $sofi, $hood, $baba, nio the most. They currently have [---] followers and [---] posts still getting attention that total [--] engagements in the last [--] hours.

### Engagements: [--] [#](/creator/twitter::1392811477292232704/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1392811477292232704/c:line/m:interactions.svg)

- [--] Week [-----] -85%
- [--] Month [------] +51%
- [--] Months [-------] +97%
- [--] Year [-------] +49%

### Mentions: [--] [#](/creator/twitter::1392811477292232704/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1392811477292232704/c:line/m:posts_active.svg)

- [--] Months [---] -32%
- [--] Year [---] -24%

### Followers: [---] [#](/creator/twitter::1392811477292232704/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1392811477292232704/c:line/m:followers.svg)

- [--] Week [---] +0.41%
- [--] Month [---] +2.10%
- [--] Months [---] +7.40%
- [--] Year [---] +32%

### CreatorRank: [---------] [#](/creator/twitter::1392811477292232704/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1392811477292232704/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  60% [finance](/list/finance)  29% [technology brands](/list/technology-brands)  12% [automotive brands](/list/automotive-brands)  9% [cryptocurrencies](/list/cryptocurrencies)  5% [financial services](/list/financial-services)  2% [social networks](/list/social-networks)  2% [countries](/list/countries)  2% [celebrities](/list/celebrities)  1% [musicians](/list/musicians)  1%

**Social topic influence**
[$sofi](/topic/$sofi) 41%, [$hood](/topic/$hood) 18%, [$baba](/topic/$baba) 9%, [nio](/topic/nio) 7%, [$nio](/topic/$nio) 7%, [$upst](/topic/$upst) 7%, [$pypl](/topic/$pypl) 6%, [$pltr](/topic/$pltr) 6%, [$lc](/topic/$lc) 5%, [the first](/topic/the-first) 4%

**Top accounts mentioned or mentioned by**
[@krossroads](/creator/undefined) [@futurenvesting](/creator/undefined) [@timsweeneytar](/creator/undefined) [@funofinvesting](/creator/undefined) [@datadinvesting](/creator/undefined) [@cantonmeow](/creator/undefined) [@sofiinsider](/creator/undefined) [@anthonynoto](/creator/undefined) [@grok](/creator/undefined) [@sofi](/creator/undefined) [@sachinvats](/creator/undefined) [@dougboneparth](/creator/undefined) [@insiderinvests](/creator/undefined) [@theprofinvestor](/creator/undefined) [@goddreng10](/creator/undefined) [@mmatters22596](/creator/undefined) [@unusualwhales](/creator/undefined) [@vadimkotlarov](/creator/undefined) [@chadventures](/creator/undefined) [@canva](/creator/undefined)

**Top assets mentioned**
[RAI Finance (SOFI)](/topic/$sofi) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [Alibaba Group (BABA)](/topic/$baba) [Upstart Holdings, Inc. (UPST)](/topic/$upst) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [JPMorgan Chase (JPM)](/topic/$jpm) [Affirm Holdings, Inc. (AFRM)](/topic/$afrm) [BITMINE IMMERSION TECH (BMNR)](/topic/$bmnr) [Bitcoin (BTC)](/topic/$btc) [Wells Fargo & Co (WFC)](/topic/$wfc) [XPENG INC. (XPEV)](/topic/$xpev) [SPDR S&P [---] ETF Trust (SPY)](/topic/$spy) [Tesla, Inc. (TSLA)](/topic/$tsla) [Ethereum (ETH)](/topic/$eth) [Basis Cash (BAC)](/topic/$bac) [PNC Financial Services Group Inc (PNC)](/topic/$pnc) [Ally Financial, Inc. (ALLY)](/topic/$ally) [GammaSwap (GS)](/topic/$gs) [QuantumScape Corporation (QS)](/topic/$qs) [Interactive Brokers Group, Inc. (IBKR)](/topic/$ibkr) [Booking Holdings Inc (BKNG)](/topic/$bkng) [Hims & Hers Health, Inc. (HIMS)](/topic/$hims) [Enphase Energy Inc (ENPH)](/topic/$enph) [Nebius Group N.V. Class A Ordinary Shares (NBIS)](/topic/$nbis) [Lennox International, Inc. (LII)](/topic/$li)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@FunOfInvesting Slow down there Tom. Has he already moved on from shilling $BMNR"  
[X Link](https://x.com/B82143748/status/2022790267049296261)  2026-02-14T21:49Z [---] followers, [---] engagements


"$BABA chart and $NIO chart. Baba bottomed at the end of FY24. It held the 20mo ma after rejecting multiple times. NIO looks similar at this stage. Is [----] the year Depends. They need to break even and become profitable"  
[X Link](https://x.com/B82143748/status/1999504532921799020)  2025-12-12T15:40Z [---] followers, [----] engagements


"RSI on $SOFI hit an all time low today [--]. Lower than the start of the rate hike cycle in [----]. Sentiment is so bad at the moment. Thats exactly what I want to see to add more to my position. It would be the first add in years for me. Still waiting to see if we get sub $20"  
[X Link](https://x.com/B82143748/status/2018424585608130873)  2026-02-02T20:41Z [---] followers, [---] engagements


"$SOFI s NIM is absolutely ridiculous. It doesnt get highlighted enough. $JPM - 2.76% $PNC - 2.72% $WFC - 2.6% $BAC - 3.2% $ALLY - 3.55% And $SOFI 5.72% Its not even close. The asset light model is working"  
[X Link](https://x.com/B82143748/status/2019122011612807295)  2026-02-04T18:52Z [---] followers, [---] engagements


"@thinkercar @grok is this real"  
[X Link](https://x.com/B82143748/status/2019361859795841387)  2026-02-05T10:45Z [---] followers, [---] engagements


"@Kross_Roads @Tim_Sweeney_TAR @iseelightnow @Futurenvesting @FunOfInvesting @DataDInvesting Didnt $HOOD do buybacks early on"  
[X Link](https://x.com/B82143748/status/2020586163078394118)  2026-02-08T19:50Z [---] followers, [--] engagements


"@TheProfInvestor $GS is nice enough to give out free information to the masses. God Bless them"  
[X Link](https://x.com/B82143748/status/2020605768316473404)  2026-02-08T21:08Z [---] followers, [---] engagements


"Its almost as if what I said was correct. You have @amitisinvesting stating $HOOD is wrongfully attached to crypto. $HOOD attached to crypto like $SOFI attached to student loans. Wrong or right it took forever for $SOFI to shake that attachment. $HOOD is purely tied to crypto just like $SOFI was tied to student loans. That is the analysis. Im your quant. $HOOD is purely tied to crypto just like $SOFI was tied to student loans. That is the analysis. Im your quant"  
[X Link](https://x.com/B82143748/status/2021338343653638213)  2026-02-10T21:39Z [---] followers, [---] engagements


"Imagine if $SOFI missed revenue expectations. The stock would knife down 50% $HOOD ROBINHOOD $HOOD JUST REPORTED EARNINGS EPS of $0.66 beating expectations of $0.63 Revenue of $1.28B missing expectations of $1.33B https://t.co/PZUtzzu93k ROBINHOOD $HOOD JUST REPORTED EARNINGS EPS of $0.66 beating expectations of $0.63 Revenue of $1.28B missing expectations of $1.33B https://t.co/PZUtzzu93k"  
[X Link](https://x.com/B82143748/status/2021339701232406843)  2026-02-10T21:45Z [---] followers, [---] engagements


"Ill say this which is impressive The fact that QuantumScape hasnt been shorted enough to do a reverse split over the past [--] years is wild. $QS"  
[X Link](https://x.com/B82143748/status/2021737715067498621)  2026-02-12T00:06Z [---] followers, [---] engagements


"While sentiment continues to flatline and some accounts on X debate how fast $SOFI goes to zero. What am I seeing A pullback to the 20mo ma. And a pull back over the past few months on declining volume. @cantonmeow @Kross_Roads"  
[X Link](https://x.com/B82143748/status/2022414992583332318)  2026-02-13T20:58Z [---] followers, [---] engagements


"@goddreng10 @grok - who has higher default rates between $UPST and $SOFI"  
[X Link](https://x.com/B82143748/status/2023046849368629675)  2026-02-15T14:48Z [---] followers, [---] engagements


"@SoFi_Insider Yeah. Expect that to change significantly when the new Fed chair gets announced"  
[X Link](https://x.com/B82143748/status/1995517763046261035)  2025-12-01T15:38Z [---] followers, [---] engagements


"@DataDInvesting Finally. I can actually migrate all of my banking over to $SOFI . Ive been waiting for the ability to have a single account and a joint account"  
[X Link](https://x.com/B82143748/status/1995998649570971699)  2025-12-02T23:28Z [---] followers, [---] engagements


"@Kross_Roads Contrarian take (not against you but in general). This is bullish. They are going to announce something imo. Given its for general working capital purposes and they are profitable and balance sheet looks great Im excited "  
[X Link](https://x.com/B82143748/status/1996698847041421532)  2025-12-04T21:51Z [---] followers, [---] engagements


"Remove your emotions from investing. $SOFI $SOFI I have a question for Mr. @anthonynoto Mr. Noto - do you hate money This is a 1000% serious question - do you actually physiologically hate money You do realize that you have hundreds of millions of dollars with of unvested PSUs expiring in the next six months or https://t.co/Z6wAaqKDv4 $SOFI I have a question for Mr. @anthonynoto Mr. Noto - do you hate money This is a 1000% serious question - do you actually physiologically hate money You do realize that you have hundreds of millions of dollars with of unvested PSUs expiring in the next six"  
[X Link](https://x.com/B82143748/status/1996715659125051714)  2025-12-04T22:58Z [---] followers, [----] engagements


"Gotta love the $SoFi investors. The majority of them always feel like the company is one step away from going to zero. Its like they are always walking on egg shells. The good news about an offering The market moves on the next day. $SOFI $AFRM $UPST $HOOD $LC $PYPL"  
[X Link](https://x.com/B82143748/status/1996728678806405423)  2025-12-04T23:49Z [---] followers, [---] engagements


"@richcraka @SoFi_Insider @varuntakkar01 They will never state this. I dont know why anyone would think a c-suite exec would signal that they are in process of hunting an acquisition. The price for the target just goes up immediately out the gate. Thats not how this works"  
[X Link](https://x.com/B82143748/status/1996742384277729423)  2025-12-05T00:44Z [---] followers, [--] engagements


"@aJackBurton @grok compare the growth trajectory between these two companies"  
[X Link](https://x.com/B82143748/status/1996900783443578962)  2025-12-05T11:13Z [---] followers, [---] engagements


"This is your reminder as we close out 2025: You dont always get what you want in the equity market. Thats why you use patience as your edge. Otherwise youll just be angry all of the time. Cc: $SOFI dilution crew and S&P [---] homies. $HOOD $PYPL $AFRM $UPST $PLTR"  
[X Link](https://x.com/B82143748/status/1997122182862770376)  2025-12-06T01:53Z [---] followers, [---] engagements


"@JaeKim1089208 @TJTheWheelDeal @DataDInvesting He wont be able to continue on X. He stated this last night on the YouTube stream. Wishing @DataDInvesting the absolute best. Great hire by @anthonynoto @SoFi"  
[X Link](https://x.com/B82143748/status/1997288267679764817)  2025-12-06T12:53Z [---] followers, [--] engagements


"Because $SOFI does the most painful thing. Its a rinse & repeat strategy with the HFs / tutes. Flush out all retail & piss them off. Then have them buy back higher. SoFi will be a stock thats at $100 / share and everyone will still be angry about it. 30wk ma is curling up. Can someone explain to me like Im [--] years old as to why $SOFI is going down and the rest of the market is going higher 🤔 https://t.co/0FmtgwEJIO Can someone explain to me like Im [--] years old as to why $SOFI is going down and the rest of the market is going higher 🤔 https://t.co/0FmtgwEJIO"  
[X Link](https://x.com/B82143748/status/1998719022804656592)  2025-12-10T11:38Z [---] followers, [----] engagements


"@AlderLaneEggs @RobinhoodApp @Seawolfcap @kylekazanceo @grahamfarrar It trades on $IBKR"  
[X Link](https://x.com/B82143748/status/1999296247866499184)  2025-12-12T01:52Z [---] followers, [--] engagements


"Decent list. One word for me in 2026: China $KWEB $XPEV $NIO $BABA $JD MY [----] PREDICTIONS [--]. Amazon goes from Mag-7 laggard to leader as AWS reaccelerates. Compute bottlenecks fade Trainium gains real adoption & AWS growth moves back toward the mid-twenties while Ads continues its steady climb & becomes a second profit engine that structurally MY [----] PREDICTIONS [--]. Amazon goes from Mag-7 laggard to leader as AWS reaccelerates. Compute bottlenecks fade Trainium gains real adoption & AWS growth moves back toward the mid-twenties while Ads continues its steady climb & becomes a second profit"  
[X Link](https://x.com/B82143748/status/1999845200215130520)  2025-12-13T14:13Z [---] followers, [---] engagements


"@SoFi_Insider Copilot"  
[X Link](https://x.com/B82143748/status/1999895657960665308)  2025-12-13T17:34Z [---] followers, [---] engagements


"Damn. Imagine if you held those $SOFI $sofi took profits before this 6% sell off Nice lil 500% gain🤑 https://t.co/bnGJ6ktNb0 $sofi took profits before this 6% sell off Nice lil 500% gain🤑 https://t.co/bnGJ6ktNb0"  
[X Link](https://x.com/B82143748/status/2000280956339392555)  2025-12-14T19:05Z [---] followers, [---] engagements


"@SoFi_Insider Yeah. Thats why I said $SOFI will be a stock that hits $100 and somehow everyone will find a way to be pissed about it"  
[X Link](https://x.com/B82143748/status/2000525700139225461)  2025-12-15T11:17Z [---] followers, [---] engagements


"I dont know who doesnt trust what @anthonynoto is building. He is shipping Very exciting times ahead. $SOFI $HOOD $PYPL $UPST $LC 🚨NEW: We sat down with @anthonynoto CEO of @SoFi to discuss how the company became the first nationally chartered bank in the U.S. to offer crypto trading and why its now launching a native stablecoin built on Ethereum. We cover SoFis long-term crypto strategy efforts to https://t.co/xFxM1J1PRK 🚨NEW: We sat down with @anthonynoto CEO of @SoFi to discuss how the company became the first nationally chartered bank in the U.S. to offer crypto trading and why its now"  
[X Link](https://x.com/B82143748/status/2001311305722966200)  2025-12-17T15:19Z [---] followers, [---] engagements


"@Prof_heist Not sure why folks have a hard time with this. Its the equity market. And Prof said - be open. Always be flexible in the market. Stocks go lower than you think. Stocks go higher than you think"  
[X Link](https://x.com/B82143748/status/2001773019035791419)  2025-12-18T21:54Z [---] followers, [---] engagements


"@SoFi_Insider If I recall BlockFi didnt have a major product issues. The demise was related to bad management decisions that tied them to FTX"  
[X Link](https://x.com/B82143748/status/2002014544747811243)  2025-12-19T13:53Z [---] followers, [----] engagements


"Ive been in banking 20+ years. Multiple business lines. Corp Bkng predominantly. I work w/ various industries. Treasury Management is extremely important. Banks are not prepared for the Stablecoin revolution. It will fundamentally change the landscape. $SOFI is playing chess"  
[X Link](https://x.com/B82143748/status/2002029833123955105)  2025-12-19T14:54Z [---] followers, [--] engagements


"@marinelli_126 Nah. $SOFI platform doesnt go down like $HOOD does"  
[X Link](https://x.com/B82143748/status/2002474037453418687)  2025-12-20T20:19Z [---] followers, [--] engagements


"I might not own enough $SOFI . The stable coin could be a significant disruptor. Lets see what happens. If stable coins are expected to unseat ACH volume in [----] the next decade would look insane"  
[X Link](https://x.com/B82143748/status/2003117672977043741)  2025-12-22T14:57Z [---] followers, [---] engagements


"Good graph worth sharing. $SPY $QQQ $IWM $SOFI $HOOD $PLTR $TSLA The average bear market lasts [--] months and is followed by a 70-month bull market. JPMAM https://t.co/G4leGLG4Tw The average bear market lasts [--] months and is followed by a 70-month bull market. JPMAM https://t.co/G4leGLG4Tw"  
[X Link](https://x.com/B82143748/status/2004971709213147242)  2025-12-27T17:44Z [---] followers, [---] engagements


"@MMatters22596 Its looking good. We shall see going into [----]. $NIO"  
[X Link](https://x.com/B82143748/status/2005295399293305072)  2025-12-28T15:10Z [---] followers, [--] engagements


"@unusual_whales This message falls flat now. Biden who"  
[X Link](https://x.com/B82143748/status/2005363272388890962)  2025-12-28T19:40Z [---] followers, [--] engagements


"@unusual_whales @dougboneparth - did you see this We can now get $HIMS pills 1000% off MSRP. I dont know about you but Im pumped"  
[X Link](https://x.com/B82143748/status/2005435294586405087)  2025-12-29T00:26Z [---] followers, [---] engagements


"@TheProfInvestor $ENPH"  
[X Link](https://x.com/B82143748/status/2005436074202714416)  2025-12-29T00:29Z [---] followers, [---] engagements


"My prediction for [----] - You wont buy when you should. Fear will overtake rational decision making. Thats it. $SPY $QQQ $SOFI $PLTR $HOOD $NBIS $NIO $BABA $BMNR $ETH $BTC"  
[X Link](https://x.com/B82143748/status/2005629215534944346)  2025-12-29T13:17Z [---] followers, [---] engagements


"@matthughes13 It could also be a bear flag"  
[X Link](https://x.com/B82143748/status/2006079436861673657)  2025-12-30T19:06Z [---] followers, [---] engagements


"Is there a bet on the @Polymarket that Tim Switzer at KBW downgrades $Sofi on 1/2/26 He has come out with a report pretty much the past few years on the first week of trading and downgraded the stock. @Futurenvesting @Kross_Roads @FunOfInvesting @DataDInvesting @danielnewmanUV"  
[X Link](https://x.com/B82143748/status/2006109642024190381)  2025-12-30T21:06Z [---] followers, [---] engagements


"$NIO brand finally eclipsed $LI and $XPEV I think theres a good chance $NIO breaks even / becomes profitable in Q4 [--]. [----] is setting up nicely with fundamentals + technicals. Thats the Goldilocks scenario for my investment thesis. Meow @cantonmeow @MMatters22596 $NIO - [-----] $XPeV - [-----] $Li - [-----] https://t.co/ASpbGlo4rs $NIO - [-----] $XPeV - [-----] $Li - [-----] https://t.co/ASpbGlo4rs"  
[X Link](https://x.com/B82143748/status/2006711516058497207)  2026-01-01T12:58Z [---] followers, [---] engagements


"@johnberchick Probably due to FOMC being that week. They pushed the ER past the Fed decision. Makes sense"  
[X Link](https://x.com/B82143748/status/2007091378761924932)  2026-01-02T14:07Z [---] followers, [--] engagements


"Damn. I guess Trump wasnt joking when he teased double digit GDP growth. Let me get my quant to model it out. Katie is my quant. @dougboneparth @eliant_capital @cantonmeow @Kross_Roads This is the wife of Stephen Miller the WH Deputy Chief of Staff for Policy and Homeland Security Advisor. https://t.co/haRtue1Nmg This is the wife of Stephen Miller the WH Deputy Chief of Staff for Policy and Homeland Security Advisor. https://t.co/haRtue1Nmg"  
[X Link](https://x.com/B82143748/status/2007673113237127204)  2026-01-04T04:39Z [---] followers, [--] engagements


"@TacticzH @grok - evaluate this list and provide feedback if this advice was good"  
[X Link](https://x.com/B82143748/status/2007831759917068534)  2026-01-04T15:09Z [---] followers, [--] engagements


"@GrindeOptions @grok - explain this to Cole like you are a golden retriever puppy"  
[X Link](https://x.com/B82143748/status/2008221162761764925)  2026-01-05T16:56Z [---] followers, [---] engagements


"Yes. Fortunately the market has amnesia on a daily basis. Tomorrow Mr Market wont remember what GS and BofA said today. $SOFI Whether $SOFI is $7 just the same as when its $27 the stock will get manipulated to no ends by big banks all the same. Despicable that it happens. Even more so that the big banks make $$$ off it. Whether $SOFI is $7 just the same as when its $27 the stock will get manipulated to no ends by big banks all the same. Despicable that it happens. Even more so that the big banks make $$$ off it"  
[X Link](https://x.com/B82143748/status/2008563627939557711)  2026-01-06T15:37Z [---] followers, [---] engagements


"Hes lurking big time. Tim Switzer is about to come out of the bushes and place a major downgrade on $SOFI @FunOfInvesting @Futurenvesting @Tim_Sweeney_TAR The fact that a boutique firm like KBW can pull the exact same stunt one year later and $SOFI has the same result only reinforces their actions to keep running the exact same manipulation. It didnt make sense for $SOFI to fall 14% on that downgrade last year just as it doesnt https://t.co/NOZJK2DKDh The fact that a boutique firm like KBW can pull the exact same stunt one year later and $SOFI has the same result only reinforces their actions"  
[X Link](https://x.com/B82143748/status/2008586181265813622)  2026-01-06T17:07Z [---] followers, [----] engagements


"@sachinvats @VadimKotlarov @SoFi Im confused. Why is management in question here"  
[X Link](https://x.com/B82143748/status/2008606651537125734)  2026-01-06T18:28Z [---] followers, [---] engagements


"@sachinvats @VadimKotlarov @SoFi That has nothing to do with management. You want Noto to hop over the Chinese wall and say dont lower your price targets Its more of a bush league move on the banks. Fortunately tomorrow Mr Market has amnesia daily will not remember today"  
[X Link](https://x.com/B82143748/status/2008609114612793666)  2026-01-06T18:38Z [---] followers, [--] engagements


"@chad_ventures Soooooo a coin flip Its felt for months that capitulation needs to happen for the uptrend to resume much higher. A liquidity grab and then jam it"  
[X Link](https://x.com/B82143748/status/2008612844548563439)  2026-01-06T18:53Z [---] followers, [--] engagements


"@_mm85 @LowAlphaHighVol 😂 Yeah $BABA kinda already laid out the roadmap to more investment. This isnt a surprise. Unlike $TSLA"  
[X Link](https://x.com/B82143748/status/2009698626206056521)  2026-01-09T18:47Z [---] followers, [--] engagements


"So having been in Corporate banking for years. Good move. This is essentially a hybrid unused fee for credit cards. They are trying to flush out members that dont use the card. Its a terrible use of capital for $SOFI @Tim_Sweeney_TAR Should I continue to keep using my $SOFI 2% unlimited credit card and pay the $120 annual fee or close out the credit card 🤔 https://t.co/rLrtdMOhWi Should I continue to keep using my $SOFI 2% unlimited credit card and pay the $120 annual fee or close out the credit card 🤔 https://t.co/rLrtdMOhWi"  
[X Link](https://x.com/B82143748/status/2009714131599847583)  2026-01-09T19:49Z [---] followers, [----] engagements


"@TommyThornton Theres being bearish. And then theres Dougje"  
[X Link](https://x.com/B82143748/status/2009748405950583207)  2026-01-09T22:05Z [---] followers, [--] engagements


"@Futurenvesting This aint happening. In the United States the President (POTUS) does not have the constitutional or statutory authority to unilaterally cap general interest ratesincluding nationwide limits on credit card or loan interestwithout Congress passing a law to give that power"  
[X Link](https://x.com/B82143748/status/2009821032593399959)  2026-01-10T02:54Z [---] followers, [---] engagements


"Now that Maduro was moved to the US and in custody - Trump must have accidentally left his phone in jail after visiting him. I assume Trump will wake up and realize Maduro got ahold of his phone and will delete this. $SOFI $HOOD $LC $JPM $UPST $AFRM $PLTR HUGE: President Donald J. Trump announces a one year cap on Credit Card Interest Rates of 10% effective January [--] [----]. 💸 https://t.co/WKJ4Fk4SnC HUGE: President Donald J. Trump announces a one year cap on Credit Card Interest Rates of 10% effective January [--] [----]. 💸 https://t.co/WKJ4Fk4SnC"  
[X Link](https://x.com/B82143748/status/2009972636118593827)  2026-01-10T12:56Z [---] followers, [---] engagements


"Will be interesting to see how financials open on Monday. This is setting up to be a buy the dip moment IMO. The chances of a 10% cap on rates with credit cards actually happening Messing with the free market isnt a GOP ideology. This is more of midterm optics. $SOFI $HOOD"  
[X Link](https://x.com/B82143748/status/2009994076477882592)  2026-01-10T14:21Z [---] followers, [---] engagements


"I was digesting the mechanics of this last night. And yes I think this is true. Cancellations from issuers would happen. Then the market dynamics would shift and would naturally create a shadow free market. With worse terms. $SOFI $HOOD $LC $UPST Well they would go to either loan sharks to borrow money or they would opt to take out a PL since PLs would not be capped by this "proposal". Even those that won't be dropped as CC users would still also be able to consolidate CC debt into a PL product SoFi released in Q2. Well they would go to either loan sharks to borrow money or they would opt to"  
[X Link](https://x.com/B82143748/status/2010002249704189992)  2026-01-10T14:54Z [---] followers, [---] engagements


"@DataDInvesting Damn Maduro brought his policies to the US when we flew him here"  
[X Link](https://x.com/B82143748/status/2010005466559197515)  2026-01-10T15:07Z [---] followers, [---] engagements


"$UPST commented on the 10% cap on credit cards. Im of the same opinion. This wont happen. Midterm optics. Thats all. $SOFI $LC $AFRM $HOOD @Tim_Sweeney_TAR @Futurenvesting @Kross_Roads @DataDInvesting @bjmtweets I strongly suspect the whole 10% cap wont happen given it would likely cause a massive recession. If it did next question is whether it applies to all unsecured lending. That seems even far more unlikely given very ugly repercussions for our economy. if not the card cap @bjmtweets I strongly suspect the whole 10% cap wont happen given it would likely cause a massive recession. If it"  
[X Link](https://x.com/B82143748/status/2010119846084919420)  2026-01-10T22:41Z [---] followers, [----] engagements


"This clears everything up related to the 10% cap on credit cards and any potential impacts to $SOFI . Thanks for the communication to everyone @anthonynoto TLDR: Bullish (if enacted but long shot) @Futurenvesting @Tim_Sweeney_TAR @Kross_Roads @FunOfInvesting @SoFi_Insider .👇Yes sir. If this is enactedand thats a big if though part of me hopes it iswe would likely see a significant contraction in industry credit card lending. Credit card issuers simply wont be able to sustain profitability at a 10% rate cap. Consumers however will still .👇Yes sir. If this is enactedand thats a big if though"  
[X Link](https://x.com/B82143748/status/2010127240198074479)  2026-01-10T23:10Z [---] followers, [---] engagements


"@Kross_Roads You gotta update that $SOFI section based on Notos comments ;-)"  
[X Link](https://x.com/B82143748/status/2010184432813257039)  2026-01-11T02:58Z [---] followers, [--] engagements


"@BrianTycangco $BABA Held my nose and bought in the $60s / $70s through all of the noise"  
[X Link](https://x.com/B82143748/status/2010900682396873101)  2026-01-13T02:24Z [---] followers, [---] engagements


"@dougboneparth They think younger generations are too privileged. They are the ones that blew out the balance sheet and experienced runaway wealth"  
[X Link](https://x.com/B82143748/status/2011198705693532429)  2026-01-13T22:08Z [---] followers, [---] engagements


"I hope you were patient. $BABA I can't believe Alibaba is trading at 9x earnings or a 12% FCF yield What's it going to take to rally this stock $BABA https://t.co/t67MdIiREc I can't believe Alibaba is trading at 9x earnings or a 12% FCF yield What's it going to take to rally this stock $BABA https://t.co/t67MdIiREc"  
[X Link](https://x.com/B82143748/status/2011762111702303167)  2026-01-15T11:27Z [---] followers, [---] engagements


"@Kross_Roads @sachinvats @canva Whats the long term risk to $CRMs biz model AI Something else"  
[X Link](https://x.com/B82143748/status/2012642961192845327)  2026-01-17T21:47Z [---] followers, [--] engagements


"@Kross_Roads @sachinvats @canva Yeah I would agree. We use it at our bank. It has a lot of mixed reviews across the LOBs. I havent even looked into Adobe. They have a comparable offering"  
[X Link](https://x.com/B82143748/status/2012649110797463903)  2026-01-17T22:11Z [---] followers, [--] engagements


"Damn. Taylor got spicy $NVO $PCT $GLD $HSI"  
[X Link](https://x.com/B82143748/status/2013355114170396963)  2026-01-19T20:57Z [---] followers, [---] engagements


"@dougboneparth @Davisinvests 2.75% over here shawty Millennial FTW"  
[X Link](https://x.com/B82143748/status/2013790717567447158)  2026-01-21T01:48Z [---] followers, [---] engagements


"@TikTokInvestors @Kalshi"  
[X Link](https://x.com/B82143748/status/2014136831030210612)  2026-01-22T00:43Z [---] followers, [--] engagements


"@SharkChart @JamieFinance25 @TheLongInvest This x1000. Hes been so wrong on so many occasions. And then he stops talking about his wrong calls and moves on. No accountability at all. Hes batting under .500 thats for sure. TLI might be the worst furu on X. Maybe Micro [--] Macro guy. Hes pretty bad too"  
[X Link](https://x.com/B82143748/status/2014140496772243769)  2026-01-22T00:58Z [---] followers, [--] engagements


"@insiderinvests $JPM has never done a hostile takeover. Its not really how they roll"  
[X Link](https://x.com/B82143748/status/2014413554007330897)  2026-01-22T19:03Z [---] followers, [---] engagements


"@dougboneparth @grok - is this really @dougboneparth"  
[X Link](https://x.com/B82143748/status/2015082232096956638)  2026-01-24T15:20Z [---] followers, [--] engagements


"@Tommy24222689 @HostileCharts Not with $JPM filing a 13G accumulating a 5.1% stake. Consolidation"  
[X Link](https://x.com/B82143748/status/2015120464738230314)  2026-01-24T17:52Z [---] followers, [--] engagements


"Wait. $IONQ is making a $1.8Bn acquisition With those financials We might be further along in the cycle than I originally thought. Nuts. https://www.investors.com/news/technology/quantum-computing-stocks-ionq-acquisition-skywater/ https://www.investors.com/news/technology/quantum-computing-stocks-ionq-acquisition-skywater/"  
[X Link](https://x.com/B82143748/status/2015790743231553979)  2026-01-26T14:15Z [---] followers, [--] engagements


"BitGo has updated their website with $SOFI. Could this be the acq that was contemplated w/ the offering in July They would likely be able to fund this out of cash depending on valuation. @cantonmeow @Kross_Roads @DataDInvesting H/t @SoFi_Insider https://www.bitgo.com/sofi/ https://www.bitgo.com/sofi/"  
[X Link](https://x.com/anyuser/status/1974874133910753688)  2025-10-05T16:27Z [---] followers, 49.7K engagements


"@Compassxcapital Hey Shhhhhh. Ive been tracking this one for years. Waiting for the 20mo ma to base out. It looks good"  
[X Link](https://x.com/B82143748/status/1996776347654340968)  2025-12-05T02:59Z [---] followers, [---] engagements


"$NIO Declining volume on the monthly pullback. Bouncing off the 20mo MA. This looks ready going into [----]. Sentiment is atrocious with NIO which is very bullish. Lets see how this plays out next year"  
[X Link](https://x.com/B82143748/status/2004940532074922171)  2025-12-27T15:40Z [---] followers, [---] engagements


"@chad_ventures Chinese equities. They are still universally hated. $NIO is very top of the list. The setup looks similar to $BABA at the end of [----]. The 20mo ma was curling up and was retested and held. NIO looks identical. And they are expected to break even / become profitable in Q4 25"  
[X Link](https://x.com/B82143748/status/2005804217169215911)  2025-12-30T00:52Z [---] followers, [---] engagements


"@Kross_Roads @weary_centurion $Sofi in the $4s = $PYPL at = I literally thought I was going crazy when $SOFI dropped to absurd levels. Same with $PLTR and $HOOD"  
[X Link](https://x.com/B82143748/status/2013092896774267223)  2026-01-19T03:35Z [---] followers, [---] engagements


"I can finally open a joint acct in addition to my individual acct with @SoFi . Ive been waiting for this for years. I will be transferring all of my accts to $SOFI from @WellsFargo . Ive been a $WFC customer since First Union.✌$WFC. @anthonynoto @Kross_Roads @Futurenvesting"  
[X Link](https://x.com/B82143748/status/2015160607964602404)  2026-01-24T20:31Z [---] followers, [----] engagements


"Not sure if anyone has pointed this out yet. But the new $SOFI Richer Lives segment with Vivian Tu @Your_RichBFF has an incredible amount of viewership on YouTube. @SoFi management strikes again @Futurenvesting @Kross_Roads @Tim_Sweeney_TAR @insiderinvests"  
[X Link](https://x.com/B82143748/status/2016113624251568584)  2026-01-27T11:38Z [---] followers, [---] engagements


"@Kross_Roads @dg_investing @Futurenvesting @kylewhitegoat @FunOfInvesting Im assuming that comment is in reference to Nicki Minaj"  
[X Link](https://x.com/B82143748/status/2016621108343062990)  2026-01-28T21:15Z [---] followers, [---] engagements


"$SOFI goes down on good news. It will do a stealth under the radar pump to $50 and then everyone will notice it again. Then it will dump 30-40% lol What is needed to make $Sofi look better i just really dont know what does market expect from $SOFI. i mean numbers were so good that i thought this might cross $30 today but huh. https://t.co/gPEQLEBmBV What is needed to make $Sofi look better i just really dont know what does market expect from $SOFI. i mean numbers were so good that i thought this might cross $30 today but huh. https://t.co/gPEQLEBmBV"  
[X Link](https://x.com/B82143748/status/2017361725482275251)  2026-01-30T22:18Z [---] followers, [---] engagements


"@CGInvesting10 Why would anyone sell when the fundamentals are only going one way Up and to the right. The stock price just gives investors a better entry point. My average is in the mid single digits. Im just chilling. I might add for the first time in years if we get a bigger pullback"  
[X Link](https://x.com/B82143748/status/2017573848942625170)  2026-01-31T12:21Z [---] followers, [--] engagements


"@AverageDipBuyer The chart has looked weak for months. Any justification is just to continue the inevitable sell off. Nothing goes straight up/down. Buying opp imo. $SOFI does the exact opposite of what the masses want. Whenever theres a pullback retail traders manifest the stock going to $0"  
[X Link](https://x.com/B82143748/status/2017584737733222643)  2026-01-31T13:04Z [---] followers, [---] engagements


"Might be time to look for longs on $SOFI . RSI looks to be hitting a bottom. Could bounce+retest. Look for bullish divergence even if the stock price declines further. NFA. I might average up. Would be my first buys in [--] years. Kissing the 200dma @cantonmeow @Kross_Roads Optimistic observation on $SOFI stock. The daily RSI is still in a downtrend (37ish) but always bottoms out around high 20s or so. The downward cycle is likely coming to an end. But might need a massive liquidity grab to fully bottom. Thats what I see. Lets see what happens. https://t.co/vFxcpwD4UD Optimistic observation on"  
[X Link](https://x.com/B82143748/status/2017622376330961168)  2026-01-31T15:33Z [---] followers, [---] engagements


"@NighthawkTradez [----] felt like there was zero hope in all facets of life. Not just the equity market. But no jobs were available and everyone became underemployed + losing their home. Not the same"  
[X Link](https://x.com/B82143748/status/2017714756077965804)  2026-01-31T21:40Z [---] followers, [----] engagements


"@Mr_Derivatives At some point you have to realize to take the money and exit the markets. Do something else with that massive pile. Or take half out of the market and let the rest ride. He just couldnt stay away"  
[X Link](https://x.com/B82143748/status/2017733639723696231)  2026-01-31T22:56Z [---] followers, [---] engagements


"@cantonmeow One of my largest holdings. Started accumulating in [----]. Fully baked at the point. I didnt catch that coveted $SHOP price in the $20/$30 range (damnit). But I did catch $BABA in the $60s"  
[X Link](https://x.com/B82143748/status/2018364575943369038)  2026-02-02T16:43Z [---] followers, [---] engagements


"What about $SOFI buying $PYPL A pipe dream or a possibility Would be challenging given the current m/c but I would assume $PYPL would sell at a hefty discount. Might need to see the stock sub $20 for it to be possible. @anthonynoto Hmmmmm @Kross_Roads @Tim_Sweeney_TAR"  
[X Link](https://x.com/B82143748/status/2018683622417441041)  2026-02-03T13:50Z [---] followers, 10.9K engagements


"@sachinvats @acce Be careful with the word never $CSCO says - hold my beer. 😂 Kidding. Kinda"  
[X Link](https://x.com/B82143748/status/2018793879793971631)  2026-02-03T21:09Z [---] followers, [--] engagements


"Ok. After reading this maybe nobody should even think about potentially acquiring PayPal. Not that its for sale. This is a really good thread if you have the time to read it. $PYPL $SOFI $HOOD @Kross_Roads @Tim_Sweeney_TAR A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of messages from former PayPal colleagues. It pushed me to finally speak up. I never spoke publicly about the company after I left. Part of that was loyalty to John Donahoe who gave me A few thoughts about PayPal nearly [--] years after I left. I woke up this morning to dozens of"  
[X Link](https://x.com/B82143748/status/2018850373641945123)  2026-02-04T00:53Z [---] followers, [---] engagements


"X has turned into a stock decline counseling platform. A lot of its going to be ok little buddy posts from big accounts that are likely also getting blown out. Maybe they provide comfort because of their large follower count. lol $SOFI $HOOD $PLTR $AMD $BMNR $BTC $ETHE"  
[X Link](https://x.com/B82143748/status/2019136633807990934)  2026-02-04T19:51Z [---] followers, [---] engagements


"$HOOD is purely tied to crypto just like $SOFI was tied to student loans. That is the analysis. Im your quant. $HOOD Let's talk about the Robinhood selloff. So this is confusing on multiple levels but I will try to breakdown what I think is happening. - First I discussed this in my end of year substack but I had hedged a majority of my position with deep ITM calls. The reasoning https://t.co/woSQQavY16 $HOOD Let's talk about the Robinhood selloff. So this is confusing on multiple levels but I will try to breakdown what I think is happening. - First I discussed this in my end of year substack"  
[X Link](https://x.com/B82143748/status/2019385274787369189)  2026-02-05T12:19Z [---] followers, [---] engagements


"@CarioCapital @Mike5starLife Yeah. It somewhere between a crypto and bank stock. Beta closer to crypto risk but without the actual risk. Beta on bank stocks is sub [--] $SOFI beta is about [--] $HOOD beta is 2.5ish"  
[X Link](https://x.com/B82143748/status/2019404038450868624)  2026-02-05T13:33Z [---] followers, [---] engagements


"@insiderinvests Trumpcare"  
[X Link](https://x.com/B82143748/status/2019474081293246764)  2026-02-05T18:11Z [---] followers, [---] engagements


"He just confirmed its not over. $BTC $ETH The real story about Bitcoin isnt its 50% decline but that the biggest financial mania in history is likely over. Whats most amazing is how the scheme's promoters convinced the mainstream financial media Wall Street banks and elected government officials to embrace it. The real story about Bitcoin isnt its 50% decline but that the biggest financial mania in history is likely over. Whats most amazing is how the scheme's promoters convinced the mainstream financial media Wall Street banks and elected government officials to embrace it"  
[X Link](https://x.com/B82143748/status/2019619245118877785)  2026-02-06T03:48Z [---] followers, [--] engagements


"The rest of [----] was good. [----] is setting up nicely. 20mo ma is straight $BABA $BABA 20mo ma is curling up. The setup is there. Lets see how the rest of [----] goes. Long https://t.co/U0xswGej81 $BABA 20mo ma is curling up. The setup is there. Lets see how the rest of [----] goes. Long https://t.co/U0xswGej81"  
[X Link](https://x.com/B82143748/status/2004366779699941700)  2025-12-26T01:40Z [---] followers, [---] engagements


"@cantonmeow This one is on my list. Been watching it for a few years now. 20mo ma is still pointing straight down. No bueno. For now"  
[X Link](https://x.com/B82143748/status/2006911898860597539)  2026-01-02T02:14Z [---] followers, [---] engagements

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