# ![@heya_itsme Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::896690684618571777.png) @heya_itsme Heya itsme

Heya itsme posts on X about $sofi, money, stocks, palantir the most. They currently have [-----] followers and [----] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/twitter::896690684618571777/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:interactions.svg)

- [--] Week [-------] +33%
- [--] Month [---------] +69%
- [--] Months [---------] +386%
- [--] Year [---------] +331%

### Mentions: [--] [#](/creator/twitter::896690684618571777/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:posts_active.svg)

- [--] Week [--] -33%
- [--] Month [---] +41%
- [--] Months [---] +180%
- [--] Year [---] +43%

### Followers: [-----] [#](/creator/twitter::896690684618571777/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:followers.svg)

- [--] Week [-----] +4.70%
- [--] Month [-----] +17%
- [--] Months [-----] +87%
- [--] Year [-----] +196%

### CreatorRank: [-------] [#](/creator/twitter::896690684618571777/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::896690684618571777/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[stocks](/list/stocks)  [finance](/list/finance)  [technology brands](/list/technology-brands)  [cryptocurrencies](/list/cryptocurrencies)  [countries](/list/countries)  [automotive brands](/list/automotive-brands)  [celebrities](/list/celebrities)  [exchanges](/list/exchanges)  [financial services](/list/financial-services)  [currencies](/list/currencies) 

**Social topic influence**
[$sofi](/topic/$sofi) #165, [money](/topic/money), [stocks](/topic/stocks) #458, [palantir](/topic/palantir), [$hood](/topic/$hood) #174, [$pypl](/topic/$pypl), [in the](/topic/in-the), [market](/topic/market), [ceo](/topic/ceo), [bullish](/topic/bullish)

**Top accounts mentioned or mentioned by**
[@anthonynoto](/creator/undefined) [@datadinvesting](/creator/undefined) [@tgid1575](/creator/undefined) [@sofi](/creator/undefined) [@winnerinvestor](/creator/undefined) [@funofinvesting](/creator/undefined) [@vladtenev](/creator/undefined) [@krossroads](/creator/undefined) [@timsweeneytar](/creator/undefined) [@futurenvesting](/creator/undefined) [@acce](/creator/undefined) [@ashton1nvests](/creator/undefined) [@mrderivatives](/creator/undefined) [@holysmokas](/creator/undefined) [@cariocapital](/creator/undefined) [@amitisinvesting](/creator/undefined) [@chaos2cured](/creator/undefined) [@couchinvestor](/creator/undefined) [@spike1567](/creator/undefined) [@ramahluwalia](/creator/undefined)

**Top assets mentioned**
[RAI Finance (SOFI)](/topic/$sofi) [Robinhood Markets, Inc.  (HOOD)](/topic/$hood) [PayPal Holdings Inc (PYPL)](/topic/$pypl) [aelf (ELF)](/topic/$elf) [fuboTV Inc. (FUBO)](/topic/$fubo) [SoFi Technologies, Inc. Common Stock (SOFI)](/topic/sofi) [Duolingo, Inc.  (DUOL)](/topic/$duol) [4 (FOUR)](/topic/$four) [Palantir Technologies Inc. (PLTR)](/topic/$pltr) [Amazon.com, Inc. (AMZN)](/topic/$amzn) [eToro Group Ltd (ETOR)](/topic/$etor) [GameStop, Corp. (GME)](/topic/$gme) [Upstart Holdings, Inc. (UPST)](/topic/$upst) [Alphabet Inc Class A (GOOGL)](/topic/$googl) [DLocal Limited (DLO)](/topic/$dlo) [Tesla, Inc. (TSLA)](/topic/tesla)
### Top Social Posts
Top posts by engagements in the last [--] hours

"@amitisinvesting At least big banks are piling in money like crazy on SoFi. Goldman sachs just DRASTICALLY increased their SoFi holdings. Also JPM has been piling in crazy the past year"  
[X Link](https://x.com/heya_itsme/status/1725261814693298206)  2023-11-16T21:17Z [--] followers, [--] engagements


"@arny_trezzi You are just mad you took profits way too early"  
[X Link](https://x.com/heya_itsme/status/1726631487796351047)  2023-11-20T16:00Z [--] followers, [---] engagements


"@HolySmokas [--] SoFi Luminar PayPal Amazon Palantir"  
[X Link](https://x.com/heya_itsme/status/1727031017285030215)  2023-11-21T18:27Z [--] followers, [--] engagements


"@FunOfInvesting @DataDInvesting Big boys trying to steal retail money. Oh man guess they forgot gamestop. They dont know the power of retail when interest rates drop to 2% again. SoFi is already retails favourite. Just a matter of time before another short squeeze. And this company DOES have a bright future"  
[X Link](https://x.com/anyuser/status/1742644531906982314)  2024-01-03T20:30Z [--] followers, [--] engagements


"@luminartech @MercedesBenz @MercedesAMGF1 This is great but we want to speak numbers"  
[X Link](https://x.com/heya_itsme/status/1745416167257182531)  2024-01-11T12:03Z [--] followers, [---] engagements


"University pre-master course btw. This is a bear put spread if Im right and the payoff should be in the opposite direction right The professor refuses to acknowledge that he is wrong and I want a second opinion. #options #stocks #investing"  
[X Link](https://x.com/heya_itsme/status/1747685613531250951)  2024-01-17T18:21Z [--] followers, [--] engagements


"Just shorted the hell out of #AMD with puts for next week. RSI at [--] indicating a significant correction coming the next week before earnings. Also long calls on #SOXS 3x leveraged to capitalize from this short term correction"  
[X Link](https://x.com/anyuser/status/1748430961413333432)  2024-01-19T19:43Z [--] followers, [---] engagements


"@KrisPatel99 This guy just loves to be on the other side. Instead of shorting Arm going for an actually fairly valued company. You should do a DCF on Palantir"  
[X Link](https://x.com/AverageDipBuyer/status/1757191810261074152)  2024-02-12T23:55Z [--] followers, [---] engagements


"@vladtenev Wall Streets favourite puppet to play with. When are you going to disable the buy button for Palantir and SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1758466518524801467)  2024-02-16T12:21Z [--] followers, [--] engagements


"@iamtomnash I remember you told us to not buy Palantir at $7. I did not listen and doubled down. Best investment of my life going against your advice"  
[X Link](https://x.com/AverageDipBuyer/status/1758470977732640945)  2024-02-16T12:38Z [--] followers, [--] engagements


"@KyleWhiteGOAT Citadel will pump this to $14 before selling everything and dumping this to $7 again"  
[X Link](https://x.com/AverageDipBuyer/status/1758820063656747110)  2024-02-17T11:45Z [--] followers, [--] engagements


"@IncomeSharks @amitisinvesting Not worried about Vlad stabbing you in the back for his Citadel buddies once he smells money"  
[X Link](https://x.com/AverageDipBuyer/status/1759574735174725673)  2024-02-19T13:44Z [--] followers, [--] engagements


"@luminartech Ive been a shareholder since the IPO. Ive never been this close to selling it all. Seriously doubting if youre actually going bankrupt now. My confidence is the lowest it had ever been. I have been diluted significantly and will be diluted even more. Dissapointed. Convince me"  
[X Link](https://x.com/AverageDipBuyer/status/1762595468310159840)  2024-02-27T21:48Z [---] followers, [---] engagements


"@anthonynoto @SoFi Expand to the Netherlands please SoFi had a lot of interest there"  
[X Link](https://x.com/AverageDipBuyer/status/1762614539730743355)  2024-02-27T23:03Z [---] followers, [--] engagements


"@HolySmokas $SoFi $Nu $AMZN"  
[X Link](https://x.com/AverageDipBuyer/status/1762742390140305613)  2024-02-28T07:31Z [---] followers, [--] engagements


"@HolySmokas Celsius"  
[X Link](https://x.com/AverageDipBuyer/status/1763613054359445639)  2024-03-01T17:11Z [---] followers, [--] engagements


"@amitisinvesting The street will keep hating Palantir cant deny us in [--] months"  
[X Link](https://x.com/AverageDipBuyer/status/1763694307205075285)  2024-03-01T22:34Z [---] followers, [---] engagements


"@Kross_Roads Citigroup buying a 49% stake"  
[X Link](https://x.com/AverageDipBuyer/status/1765013438013517927)  2024-03-05T13:56Z [---] followers, [---] engagements


"@amitisinvesting $17-$19 Imo reminds me of Palantir at $6 when I first bought shares"  
[X Link](https://x.com/AverageDipBuyer/status/1765140916434530476)  2024-03-05T22:22Z [---] followers, [---] engagements


"@HolySmokas Nu Holdings"  
[X Link](https://x.com/AverageDipBuyer/status/1767594618932109548)  2024-03-12T16:52Z [---] followers, [--] engagements


"@TheSonOfWalkley Ever heard about $SoFi Lol"  
[X Link](https://x.com/AverageDipBuyer/status/1767660029295944125)  2024-03-12T21:12Z [---] followers, [---] engagements


"$SoFi going full degenerate mode at $7 . This valuation is RIDICULOUS for a company growing EPS and Revs at this pace"  
[X Link](https://x.com/AverageDipBuyer/status/1768280754021175732)  2024-03-14T14:19Z [---] followers, [---] engagements


"@HolySmokas $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1768736614149169222)  2024-03-15T20:30Z [---] followers, [---] engagements


"@hypergrowth102 Dont agree with [--] some good stocks trade for large premiums. Like Palantir at $6.5"  
[X Link](https://x.com/AverageDipBuyer/status/1769295427386425771)  2024-03-17T09:31Z [--] followers, [---] engagements


"$SoFi @anthonynoto Could buy [--] shares to give retail some confidence today. Were having a though time but we wont ever sell"  
[X Link](https://x.com/AverageDipBuyer/status/1770086755519058178)  2024-03-19T13:55Z [---] followers, [---] engagements


"@vladtenev When are you disabling the sell button on Palantir"  
[X Link](https://x.com/AverageDipBuyer/status/1770552006257586505)  2024-03-20T20:44Z [--] followers, [--] engagements


"@HolySmokas $SoFi in [--] years"  
[X Link](https://x.com/AverageDipBuyer/status/1772184248276975768)  2024-03-25T08:50Z [---] followers, [---] engagements


"This is not too bad $SoFi. [------] new members in Q1"  
[X Link](https://x.com/AverageDipBuyer/status/1772383526349836339)  2024-03-25T22:02Z [--] followers, [---] engagements


"Chad Borton resigns $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1772568484024627207)  2024-03-26T10:17Z [--] followers, [---] engagements


"Guess I found the perfect hedge in my portfolio $SoFi $PYPL"  
[X Link](https://x.com/AverageDipBuyer/status/1772631356427710467)  2024-03-26T14:27Z [--] followers, [---] engagements


"@SelfMadeMastery Im not selling my Palantir shares with a cost basis of $6.5-$7.8. Instead I will not buy more and funnel all new cash flow into SoFi. Doing covered calls in the high twenties for PLTR when those are ITM I will funnel all money into SoFi. Cant deny the opportunity there"  
[X Link](https://x.com/AverageDipBuyer/status/1773356635001401681)  2024-03-28T14:29Z [--] followers, [--] engagements


"@arny_trezzi Palantir"  
[X Link](https://x.com/AverageDipBuyer/status/1773440608742322206)  2024-03-28T20:02Z [--] followers, [---] engagements


"@kurtosiscapital Yeah I love this. Makes me buy this stock so cheap. After [--] quarters of gaap profitability and S&P inclusion when we reach 12b market cap the hedge funds will move on to the next retail favorite stock and short the weak hands to the ground. The casino is playing at the table now"  
[X Link](https://x.com/AverageDipBuyer/status/1774893664315023556)  2024-04-01T20:16Z [----] followers, [--] engagements


"Unemployment: Now if joblessness sticks at 4% its like the economys chugging along nicer than SoFi thought. Fewer folks might be defaulting on loans and more peeps could be looking to borrow which is all good news for SoFis wallet"  
[X Link](https://x.com/AverageDipBuyer/status/1775838686606684572)  2024-04-04T10:51Z [---] followers, [--] engagements


"Credit Performance: And lets say folks keep up with their loan payments better than SoFi predicted thats less bad debt they gotta deal with and their financial healths looking pretty solid"  
[X Link](https://x.com/AverageDipBuyer/status/1775838750771130846)  2024-04-04T10:52Z [---] followers, [--] engagements


"@DataDInvesting Noto has guided for [--] rate cuts tho in FY24 guidance. How would a scenario with [--] rate cuts impact the actual results"  
[X Link](https://x.com/AverageDipBuyer/status/1776281491598721033)  2024-04-05T16:11Z [--] followers, [---] engagements


"@HolySmokas $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1776357146814251171)  2024-04-05T21:12Z [--] followers, [---] engagements


"Would never expect that CNBC would ever consider $SoFi as top mover. This is HUGE for the company. Millions received this notification just a minute ago @SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1777378890920460346)  2024-04-08T16:52Z [---] followers, [---] engagements


"@HolySmokas $PYPL FREE CASH FLOW SHARE REPURCHASES EPS INCREASE"  
[X Link](https://x.com/AverageDipBuyer/status/1777814235419914435)  2024-04-09T21:41Z [--] followers, [---] engagements


"@Kross_Roads For SoFi I would 100% choose high rates low unemployment and moderate GDP growth than low rates high unemployment and low GDP growth/recession. But if we can get the first scenario with low interest rates thats the best case indeed"  
[X Link](https://x.com/AverageDipBuyer/status/1777815496768836033)  2024-04-09T21:46Z [--] followers, [---] engagements


"@Kross_Roads No. You discount your companies you invest in with a certain discount factor that is partially the risk free rate which will get way lower when federal interest rates drop"  
[X Link](https://x.com/AverageDipBuyer/status/1778028764451983518)  2024-04-10T11:54Z [---] followers, [--] engagements


"$SoFi not going to lie. This setup look very bad for bears. If we hit the upper bound we will touch $8.07 which is where the massive gap starts on the daily chart. If we can hold that it will be a massive squeeze until $8.58. Golden cross and possibly $9 before ER"  
[X Link](https://x.com/AverageDipBuyer/status/1778525406569910735)  2024-04-11T20:47Z [---] followers, [---] engagements


"$HOOD the largest options broker of the Netherlands #Saxobank just announced it will remove interest payments on cash below [------] screwing retail. They also introduced a fee on options trading up to [--] cents of value. No alternative for Saxo in the Netherlands get here fast"  
[X Link](https://x.com/AverageDipBuyer/status/1778695247721005564)  2024-04-12T08:02Z [---] followers, [--] engagements


"#Saxobank offering "competitive pricing" 5176% fee on selling an option contract😂 $HOOD $SOFI $JPM"  
[X Link](https://x.com/AverageDipBuyer/status/1778715036392779972)  2024-04-12T09:21Z [---] followers, [---] engagements


"For all of [----] KBW expects big bank profits to rise 4%. Regional and smaller lenders will see a 9-10% drop in their net income for the same period. Article is mostly focused on real estate loans. What do we think about this $SoFi https://finance.yahoo.com/news/big-bank-profits-likely-fell-in-first-quarter-but-investors-dont-seem-worried-080033227.html https://finance.yahoo.com/news/big-bank-profits-likely-fell-in-first-quarter-but-investors-dont-seem-worried-080033227.html"  
[X Link](https://x.com/AverageDipBuyer/status/1778722067917013208)  2024-04-12T09:49Z [---] followers, [--] engagements


"Wait what $SOFI Noto expects to add at least [--] million members per quarter Did Noto really say this https://www.fool.com/investing/2023/12/13/where-is-sofi-heading-in-2024-3-bold-predictions-f/ https://www.fool.com/investing/2023/12/13/where-is-sofi-heading-in-2024-3-bold-predictions-f/"  
[X Link](https://x.com/AverageDipBuyer/status/1778743801030258719)  2024-04-12T11:15Z [---] followers, [--] engagements


"$SOFI did anyone consider the insane EPS beats we would have this year if personal loan default rates stay in the 3%-4% range instead of the 7%-8% range guided by SoFi Also the strong economy (low unemployment and moderate GDP growth) would contribute significantly"  
[X Link](https://x.com/AverageDipBuyer/status/1778757780372890041)  2024-04-12T12:11Z [---] followers, [---] engagements


"Not used to this price behaviour of $SoFi. Has it bottomed before earnings"  
[X Link](https://x.com/AverageDipBuyer/status/1780644035968770445)  2024-04-17T17:06Z [---] followers, [---] engagements


"Probably the best article and most in-depth article on $SoFi I have ever read. Very well done. Every SoFi investor needs to read and understand this. @DataDInvesting https://www.datadinvesting.com/p/sofi-convertible-notes https://www.datadinvesting.com/p/sofi-convertible-notes"  
[X Link](https://x.com/AverageDipBuyer/status/1780907199012696134)  2024-04-18T10:32Z [--] followers, [----] engagements


"@DataDInvesting Much deserved. Youre a gem for the SoFi investing community"  
[X Link](https://x.com/AverageDipBuyer/status/1780968934893666636)  2024-04-18T14:37Z [---] followers, [--] engagements


"Now THIS $SoFi is VERY interesting. If we can pop $7.93 the 29th on the ER we might be looking really good. Golden cross in a couple of days and a major outbreak + gap fill. Man this is interesting"  
[X Link](https://x.com/AverageDipBuyer/status/1781411867862126600)  2024-04-19T19:57Z [---] followers, [---] engagements


"If we can manage to get into the $8 range after earnings the lid will finally be blown off after staying in this trendline since Nov 21'. $SoFi. Really excited for monday. Selling a lot of ITM put leaps atm"  
[X Link](https://x.com/AverageDipBuyer/status/1782782100334100759)  2024-04-23T14:42Z [--] followers, [---] engagements


"Would be a great catalyst for the stock if @anthonynoto will buy some tomorrow. Can turn the tide $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1785306079431172301)  2024-04-30T13:51Z [---] followers, [---] engagements


"@ramahluwalia Luminar* (Nissan Volvo Mercedes Saic etc etc) level [--] will be announced during Luminar day soon"  
[X Link](https://x.com/AverageDipBuyer/status/1785417766142435646)  2024-04-30T21:15Z [---] followers, [--] engagements


"This is my bear case on $SoFi with al things I do not like about the business. [--]. Very nontransparent on the Tech business (Galileo) we want to see what partnerships they have and how they contribute to the future of Galileo"  
[X Link](https://x.com/AverageDipBuyer/status/1785599821568442652)  2024-05-01T09:19Z [---] followers, [---] engagements


"The delinquency rates here pose a huge risk for SoFi. If macro deteriorates lending might slow down even more (or increase less). This hurts growth"  
[X Link](https://x.com/AverageDipBuyer/status/1785599839704662156)  2024-05-01T09:19Z [---] followers, [--] engagements


"9. Overall thoughts I think [----] is a transitioning year for SoFi. With an emphasis on profitability and risk management. I like how management is handling this though macro being extremely conservative"  
[X Link](https://x.com/AverageDipBuyer/status/1785599841483014462)  2024-05-01T09:19Z [---] followers, [--] engagements


"If we look at the forward tangible book value per share this is also criminally low if you take conservative assumptions on tangible book value growth coming the coming years for SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1785599846285509053)  2024-05-01T09:19Z [---] followers, [--] engagements


"I can write a bull thesis that is three times as long that is why I think this is the best risk/reward investment in the stock market right now and I will continue to accumulate shares / sell puts"  
[X Link](https://x.com/AverageDipBuyer/status/1785599847883563307)  2024-05-01T09:19Z [---] followers, [--] engagements


"$SoFi [--] more cents and we are trading at book value and at 1.5x TBV"  
[X Link](https://x.com/AverageDipBuyer/status/1785606043700994195)  2024-05-01T09:43Z [---] followers, [----] engagements


"@marketswithmay @txleeroy SoFi is not at 2x book value. [---] actually. 1.5x TBV"  
[X Link](https://x.com/AverageDipBuyer/status/1786079304939393217)  2024-05-02T17:04Z [---] followers, [---] engagements


"@anthonynoto @FunOfInvesting Happy birthday bossman 🎉"  
[X Link](https://x.com/AverageDipBuyer/status/1786313406456140174)  2024-05-03T08:34Z [---] followers, [--] engagements


"Shorts doing everything they can to keep this down $SoFi. Lets see how they will act once we are at a 4.5% federal funds rate a year into the future"  
[X Link](https://x.com/AverageDipBuyer/status/1786399938097619165)  2024-05-03T14:18Z [---] followers, [--] engagements


"@anthonynoto BOUGHT $SoFi [-----] SHARES WE ARE SO BACK BABY LETS GO SOFI 🚀 Greatest Fintech CEO by far only one that actually really cares about his investors"  
[X Link](https://x.com/AverageDipBuyer/status/1787428338409017644)  2024-05-06T10:24Z [---] followers, [---] engagements


"Solidary with the bossman Noto today who got himself some shares for his birthday last week. It's not much but at least it's honest work. LFG $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1787430294259122660)  2024-05-06T10:32Z [---] followers, [---] engagements


"Noto buying shares at [---] NICE $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1787448589259587862)  2024-05-06T11:45Z [---] followers, [--] engagements


"@wallstreetbets $SoFi Noto buying"  
[X Link](https://x.com/AverageDipBuyer/status/1787448888674140195)  2024-05-06T11:46Z [---] followers, [--] engagements


""You're stuck in 2021" they say when mentioning @vladtenev cannot be trusted. If you put your money in $HOOD you take the risk of losing everything overnight every day"  
[X Link](https://x.com/AverageDipBuyer/status/1787467395478516224)  2024-05-06T13:00Z [---] followers, [---] engagements


"@LEAPTRADER_ Naked Puts on $PyPl $SoFi $Nu $AMZN for now and wheeling SoFi Pltr and PyPl at the same time"  
[X Link](https://x.com/AverageDipBuyer/status/1788683792074359207)  2024-05-09T21:33Z [---] followers, [---] engagements


"@hoomansv Tell me you did not do your due diligence without telling me you did not do your due diligence"  
[X Link](https://x.com/AverageDipBuyer/status/1789212512577110099)  2024-05-11T08:34Z [---] followers, [--] engagements


"@amitisinvesting Hes right tho unreliable company and nave ceo. Still puppets for Citadel. Citadel owns the company. Ill never invest my money in this company ever. All this contact you have with Vlad is just to manipulate retail to regain confidence you sadly are Vlads puppet now Amit"  
[X Link](https://x.com/AverageDipBuyer/status/1789597952647762099)  2024-05-12T10:06Z [----] followers, [--] engagements


"@RensingTrades $SoFi 100x in the next [--] years. 700b market cap"  
[X Link](https://x.com/AverageDipBuyer/status/1789602134448587219)  2024-05-12T10:22Z [---] followers, [--] engagements


"@TheRoaringKitty Can you do a video on $SoFi I really like the stock"  
[X Link](https://x.com/AverageDipBuyer/status/1789954173275894158)  2024-05-13T09:41Z [---] followers, [--] engagements


"Waiting for @vladtenev to remove the buy button again @Citadel @RobinhoodApp $GME $AMC $HOOD Did Ken Griffin give you the permission yet Vlad"  
[X Link](https://x.com/AverageDipBuyer/status/1789997033744408786)  2024-05-13T12:32Z [---] followers, [---] engagements


"@amitisinvesting Hopefully Roaringkitty says he does not like $HOOD so we can collectively short the unreliable malicious company"  
[X Link](https://x.com/AverageDipBuyer/status/1790009967115723147)  2024-05-13T13:23Z [---] followers, [--] engagements


"@vladtenev Already getting calls from Ken Griffin What is the tactic here Let it go to $100 and then short the hell out of it together Do we still have the buy button tomorrow @RobinhoodApp @Citadel"  
[X Link](https://x.com/AverageDipBuyer/status/1790114904180969756)  2024-05-13T20:20Z [---] followers, [--] engagements


"@KyleWhiteGOAT Fuck your delta hedging -Jerome Powell"  
[X Link](https://x.com/AverageDipBuyer/status/1790435978106048972)  2024-05-14T17:36Z [---] followers, [--] engagements


"I just wanted to say Fuck You to @vladtenev today. You sold your soul to Ken Griffin. You will never be able to repay that debt. @RobinhoodApp $GME $AMC"  
[X Link](https://x.com/AverageDipBuyer/status/1790483412190470201)  2024-05-14T20:44Z [---] followers, [---] engagements


"@vladtenev Remove the fucking sell button $GME $AMC"  
[X Link](https://x.com/AverageDipBuyer/status/1790618215011205403)  2024-05-15T05:40Z [---] followers, [---] engagements


"$10 $SoFi I AM INEVITABLE #GME #Shortsqueeze #AMC #SoFi $GME $AMC @CodeAndCandles #Wallstreetbets"  
[X Link](https://x.com/AverageDipBuyer/status/1790657907962384752)  2024-05-15T08:18Z [---] followers, [---] engagements


"@HiddenStockGems Hood and cleanspark. Hood will never make significant profit and cleanspark will inevitably die if BTC drops"  
[X Link](https://x.com/AverageDipBuyer/status/1790659500808056885)  2024-05-15T08:24Z [---] followers, [--] engagements


"@TheRoaringKitty Superbad clip by AMC"  
[X Link](https://x.com/AverageDipBuyer/status/1790756720534228996)  2024-05-15T14:50Z [---] followers, [--] engagements


"@wallstreetbets @TheRoaringKitty $SOFI"  
[X Link](https://x.com/AverageDipBuyer/status/1790785833206755573)  2024-05-15T16:46Z [---] followers, [---] engagements


"@Kross_Roads You fell for it. If even Roy is bearish on SoFi Im doubling the fuck down"  
[X Link](https://x.com/AverageDipBuyer/status/1790806115434836156)  2024-05-15T18:07Z [---] followers, [--] engagements


"@Stocktwits Nah Citadel takes all the profits from this. Remember $HOOD has no commission"  
[X Link](https://x.com/AverageDipBuyer/status/1790842593321824371)  2024-05-15T20:32Z [---] followers, [---] engagements


"@WallStreetSilv Hamas did it"  
[X Link](https://x.com/AverageDipBuyer/status/1792301444357317054)  2024-05-19T21:08Z [---] followers, [--] engagements


"@dannycheng2022 $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1792683409552429253)  2024-05-20T22:26Z [---] followers, [---] engagements


"@GrindeOptions Read bear theses about $SoFi on fintwit"  
[X Link](https://x.com/AverageDipBuyer/status/1792684489971519512)  2024-05-20T22:31Z [---] followers, [---] engagements


"@moneytingzz123 Easy one $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1792809895542300931)  2024-05-21T06:49Z [---] followers, [--] engagements


"@Frugalbuck @anthonynoto Can anyone confirm this @DataDInvesting @Futurenvesting @FunOfInvesting"  
[X Link](https://x.com/AverageDipBuyer/status/1792987088285036808)  2024-05-21T18:33Z [---] followers, [---] engagements


"See you at Q4 [----] with FY [--] guidance $SoFi never sold a single share after entering at $4.6. Adding hard at these levels. Under $6 ill sell all of my $PLTR $AMZN $PYPL $NU $NVDA to go 100% in SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1794300534213746724)  2024-05-25T09:32Z [---] followers, [---] engagements


"I will never stop believing in @anthonynoto $SoFi for the win Were going to change the world"  
[X Link](https://x.com/AverageDipBuyer/status/1794316714173411589)  2024-05-25T10:36Z [---] followers, [--] engagements


"@ramahluwalia Ironic. SoFis earnings will also grow approximately 7000% in the coming three years. Not so scary now is it 🤡 $SoFi @Tim_Sweeney_TAR cant take this guy serious man. what a disappointment for the investing community"  
[X Link](https://x.com/AverageDipBuyer/status/1794413317190213691)  2024-05-25T17:00Z [---] followers, [---] engagements


"@ramahluwalia @Tim_Sweeney_TAR Well see buddy ill take notice of this tweet when we are in Q4 of 2026"  
[X Link](https://x.com/AverageDipBuyer/status/1794413893177229496)  2024-05-25T17:03Z [---] followers, [--] engagements


"@ramahluwalia @LysybP @Tim_Sweeney_TAR Nah havent bought much over $8. Started my position at $4.6 averaged up a bit. Really started buying heavily again after last earnings when it dropped below $7. Avg still well below $6. However I got some calls that are down due to theta. Will buy more and roll out"  
[X Link](https://x.com/AverageDipBuyer/status/1794437256129716328)  2024-05-25T18:35Z [---] followers, [--] engagements


"@LysybP @ramahluwalia @Tim_Sweeney_TAR The fact that $SoFi bears are this cognitively limited makes me even more bullish"  
[X Link](https://x.com/AverageDipBuyer/status/1794440182122283178)  2024-05-25T18:47Z [---] followers, [--] engagements


"@tw_87141 Buy calls with low IV"  
[X Link](https://x.com/AverageDipBuyer/status/1798434004560941091)  2024-06-05T19:17Z [---] followers, [--] engagements


"@DataDInvesting Nu Holdings valuation will be similar to SoFis in a year"  
[X Link](https://x.com/AverageDipBuyer/status/1799188492746166319)  2024-06-07T21:15Z [---] followers, [---] engagements


"@TheRoaringKitty Happy birthday friend 🥳"  
[X Link](https://x.com/AverageDipBuyer/status/1799472885641494552)  2024-06-08T16:05Z [---] followers, [--] engagements


"Getting another 5.1k shares assigned next week. This position is getting really nice. $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1801978324991746428)  2024-06-15T14:01Z [---] followers, [--] engagements


"@TJTheWheelDeal True. Im willing to sell all of my $PLTR $AMZN $NU $GOOG $PYPL $HIMS and $HOOD if $SoFi goes under $6. TBV is literally $3.7 a share and book value like $6. Already trading cheaper in almost any valuation metric compared to $JPM or $CITI or any boring traditional bank"  
[X Link](https://x.com/AverageDipBuyer/status/1802258239620297092)  2024-06-16T08:33Z [---] followers, [---] engagements


"@TrendSpider Almost as disconnected as $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1802340591302320419)  2024-06-16T14:00Z [---] followers, [---] engagements


""I don't think people understand there's a 100% correlation with what happens to a company's earnings over several years and what happens to the stock." -Peter Lynch $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1802631061932851321)  2024-06-17T09:15Z [---] followers, [---] engagements


"@DataDInvesting Selling Hims to buy more $SoFi for every dollar it goes up"  
[X Link](https://x.com/AverageDipBuyer/status/1802699815865741468)  2024-06-17T13:48Z [---] followers, [---] engagements


"Will be assigned on another [----] shares Jun28. Sold the $12 puts today will buy more calls if it drops further. Position worth $261025 as of now. One million someday. $SOFI"  
[X Link](https://x.com/AverageDipBuyer/status/1802744443952349249)  2024-06-17T16:45Z [---] followers, [---] engagements


"If you are not buying here and you are bullish on $SoFi you should look into the technical analysis. If we go lower we can keep going lower but RSI is so oversold that will be very unlikely. I expect to see $8 again in July"  
[X Link](https://x.com/AverageDipBuyer/status/1802744828523864173)  2024-06-17T16:47Z [---] followers, [---] engagements


"@Kross_Roads @FunOfInvesting I already sold all of my $AMZN $HOOD and $HIMS and I will also sell all of my $PLTR and $NU if this goes under $6. The facts are that sentiment has never been worse for SoFi and fundamentals have never been this good. Won't surprise me to see $10 again this year after fy25 guide"  
[X Link](https://x.com/AverageDipBuyer/status/1802746780452298821)  2024-06-17T16:55Z [---] followers, [---] engagements


"@Kross_Roads @FunOfInvesting Im in Palantir since $6.7 and the risk reward is just less attractive than $SoFi. I mostly invest based on risk/reward and I am fine with an overweighted position on $SoFi. The bottom is literally $4 per share thats the liquidation value of the company. And the upside is infin"  
[X Link](https://x.com/AverageDipBuyer/status/1802754592234492300)  2024-06-17T17:26Z [---] followers, [---] engagements


"I think Im right and everyone else is wrong. -Keith Gil When GameStop was at $3.83 per share and it went to $480 closely afterwards. $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1802984160191000880)  2024-06-18T08:38Z [---] followers, [---] engagements


"This happens so often when I conduct DD on $SoFi. First search result @DataDInvesting. Well done with whoever is doing your SEO"  
[X Link](https://x.com/AverageDipBuyer/status/1803004892316885057)  2024-06-18T10:00Z [---] followers, [----] engagements


"My calculations have SoFi at a fwd PEG ratio of 0.114😭😭😭 assuming the [--] fwd pe for [----] where they will do $.31 in eps and a [--] year EPS CAGR of 175%. Man I think Im just going to get a loan from $SoFi to buy more shares. Win-win"  
[X Link](https://x.com/AverageDipBuyer/status/1803006972385488976)  2024-06-18T10:08Z [---] followers, [---] engagements


"Is there any but I mean any bear thesis that justifies a $6 share price for $SoFi in the world"  
[X Link](https://x.com/AverageDipBuyer/status/1803718778129129481)  2024-06-20T09:17Z [---] followers, [----] engagements


"Even if we just have a revenue CAGR of 15% for the next [--] years we should be at a 18.3b market cap TODAY. Assuming managements guidance for EPS. $SOFI"  
[X Link](https://x.com/AverageDipBuyer/status/1803747342392184944)  2024-06-20T11:10Z [---] followers, [--] engagements


"I give $SoFi a [-----] price target today in my base case scenario. Assuming managements top end of guidance (which they always have easily beat). See my explanation below"  
[X Link](https://x.com/anyuser/status/1803754598504583677)  2024-06-20T11:39Z [----] followers, 13.8K engagements


"THIS IS JUST MY OPINION. Feel free to debate me on this. I think a 8% discount rate is appropriate because SoFi is a profitable 'bank' with proof of concept and little risk on the balance sheet. I also think steady rate cuts will continue lowering the WACC"  
[X Link](https://x.com/AverageDipBuyer/status/1803754601050488911)  2024-06-20T11:39Z [---] followers, [---] engagements


"Management guided for net income margins of 20% in the long term so I took this for the years after [----]. To reach the 860m in net income for [---] cents in eps in [----] I upped the revenues in the next years according to my projections to MATCH this [---] cents in EPS"  
[X Link](https://x.com/AverageDipBuyer/status/1803754606096163256)  2024-06-20T11:39Z [---] followers, [---] engagements


"From [----] on I will have revenue growth at 17% declining linearly to eventually 4.23% in [----]. Yes I see revenue going from 2.45b this year to 8.5b in 2034"  
[X Link](https://x.com/AverageDipBuyer/status/1803754607832682811)  2024-06-20T11:39Z [---] followers, [---] engagements


"In my bull case I see member growth accelerating net income margins going higher than 20% in the long term. Heavy tech sector growth and high contribution profits from the FS segment. Also utilizing the capital ratios better to fully maximize lending in a stable macro environmen"  
[X Link](https://x.com/AverageDipBuyer/status/1803754611259396574)  2024-06-20T11:39Z [---] followers, [---] engagements


"In my bull case my price target is closer to $30-$40 as of today's share price. Yeah this is a 450% upside from today's prices but you'll be surprised how many people are wrong. I called PLTR at $6 I called Meta at $89 I called Nu at $6 and I now call $SoFi at $6.43"  
[X Link](https://x.com/AverageDipBuyer/status/1803754612995821952)  2024-06-20T11:39Z [---] followers, [---] engagements


"I would not like a bearish breakout here. However RSI is approaching oversold territory. Let's see how much firepower the shorts have. I can see a bounce to the high $6's happening the coming weeks. $SoFI"  
[X Link](https://x.com/AverageDipBuyer/status/1803844415623942415)  2024-06-20T17:36Z [---] followers, [---] engagements


"Price to book for different companies: $SoFI: [---] $JPM: [----] $FITB: [----] $WFC: [----] $BAC: [----] Now compare growth rates in eps and revenue"  
[X Link](https://x.com/AverageDipBuyer/status/1803846824828059719)  2024-06-20T17:46Z [---] followers, [---] engagements


"@pokerman6620 It is today. It is a discounted cash flow analysis google it. Its the intrinsic value based on discounted future cash flows"  
[X Link](https://x.com/AverageDipBuyer/status/1804254350803443868)  2024-06-21T20:45Z [---] followers, [--] engagements


"@DataDInvesting @bgurley @anthonynoto @anthonynoto this is a great idea for $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1804822517938299221)  2024-06-23T10:23Z [---] followers, [---] engagements


"@CodeAndCandles @Frugalbuck Honestly in terms of revenue and eps this quarter might be light but I sure expect a huge bump in member growth due to the NBA partnership and SoFi accepting Zelle payments and partnering with Wyndham Clark"  
[X Link](https://x.com/AverageDipBuyer/status/1804856834848678399)  2024-06-23T12:39Z [---] followers, [---] engagements


"THREAD BELOW. Things that would improve my confidence in the future of $SoFi and @anthonynoto as CEO even more. @DataDInvesting @Tim_Sweeney_TAR @Futurenvesting @Kawcak20 @DeuceCabooseSki @TJTheWheelDeal @KyleWhiteGOAT @jimcramer @JeremyRishel @ChristopherLaPo @CodeAndCandles"  
[X Link](https://x.com/AverageDipBuyer/status/1804868858718638269)  2024-06-23T13:27Z [---] followers, [----] engagements


"1. SoFi Invest options level 3-6 implementation ASAP. This is a critical aspect of their brokerage business. I would never go to a broker that does not allow me to sell naked puts. This might trigger the entire retail customer base of $HOOD to go to $SOFI in no time"  
[X Link](https://x.com/AverageDipBuyer/status/1804868860660609044)  2024-06-23T13:27Z [---] followers, [---] engagements


"Additionally I would like the user interface to be improved and look more futuristic"  
[X Link](https://x.com/AverageDipBuyer/status/1804868864259264558)  2024-06-23T13:27Z [---] followers, [---] engagements


"2. Disruptive credit card with competitive interest rates compared to industry (20%). SoFi is the master in doing DD on their customer's financial conditions this can be leveraged in this process. SoFi is already working on this but this would be a great long term adaptation"  
[X Link](https://x.com/AverageDipBuyer/status/1804868866008375479)  2024-06-23T13:27Z [---] followers, [---] engagements


"3. Underwriting IPO's. SoFi has done this before and has a whole proficient team for these tasks. Underwriting IPO's is highly lucrative and I would love $SoFi to keep expanding it's operations in this segment"  
[X Link](https://x.com/AverageDipBuyer/status/1804868868172660800)  2024-06-23T13:27Z [---] followers, [---] engagements


"4. COME TO EUROPE ASAP. Europe has the most boring banks ever which barely even innovate. Every major bank has a super low interest rate on their savings product. $SoFi's one stop shop product will DISRUPT the European banking industry dramatically"  
[X Link](https://x.com/AverageDipBuyer/status/1804868870257127789)  2024-06-23T13:27Z [---] followers, [---] engagements


"Also there are barely any brokers in Europe that can compete with $SoFi's product. The only competitor would be IBKR here. (HOOD isn't available in most of Europe)"  
[X Link](https://x.com/AverageDipBuyer/status/1804868872035516738)  2024-06-23T13:27Z [---] followers, [---] engagements


"7. SMB BANKING Huge opportunity here for SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1804868880197628391)  2024-06-23T13:27Z [---] followers, [--] engagements


"8. Educational resources. $SoFi has a lot of students as customers. Maybe SoFi can do partnerships with for example Duolingo to give every member a free paid partnerships there to become more proficient in language skills"  
[X Link](https://x.com/AverageDipBuyer/status/1804868881879642339)  2024-06-23T13:27Z [---] followers, [---] engagements


"Or other educational partnerships where SoFi offers its own summaries for different courses from different studies. These educational products might open a whole new market for SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1804868884022903191)  2024-06-23T13:27Z [---] followers, [--] engagements


"9. FAMILY and CHILD ACCOUNTS. I know @anthonynoto loves this as well. Keep improving youth banking capabilities allowing parents to make a bank account for children where their money is invested until the child is eligible to access the account itself. --"  
[X Link](https://x.com/AverageDipBuyer/status/1804868885780316287)  2024-06-23T13:27Z [---] followers, [--] engagements


"Interactive Learning Modules: Develop educational content that teaches children and teens about money management saving investing and financial responsibility. Use quizzes challenges and rewards to keep them engaged"  
[X Link](https://x.com/AverageDipBuyer/status/1804868889601286441)  2024-06-23T13:27Z [---] followers, [--] engagements


"Financial Literacy Certification: Offer certificates or badges for completing financial literacy courses which can be shared on social media or used as achievements within the app"  
[X Link](https://x.com/AverageDipBuyer/status/1804868891786580290)  2024-06-23T13:27Z [---] followers, [--] engagements


"Family Savings Accounts: Create joint savings accounts that allow all family members to contribute towards common goals such as a family vacation or an emergency fund"  
[X Link](https://x.com/AverageDipBuyer/status/1804868895628550560)  2024-06-23T13:27Z [---] followers, [--] engagements


"Custodial Investment Accounts: Offer custodial accounts that allow teens to start investing under parental guidance with educational resources to help them learn about the stock market"  
[X Link](https://x.com/AverageDipBuyer/status/1804868897771774208)  2024-06-23T13:27Z [---] followers, [---] engagements


"Let me know what you guys would add to this list This is just a quick list of things I thought of that I would like to see $SoFi leverage the most"  
[X Link](https://x.com/AverageDipBuyer/status/1804868899885687113)  2024-06-23T13:27Z [---] followers, [---] engagements


"@TheLongInvest HAHAHAHAH I explained him how he was wrong on using free cash flow as metric to value $SoFi stock. Man these fintwit guru's are petty af 🤡"  
[X Link](https://x.com/AverageDipBuyer/status/1804907089359208662)  2024-06-23T15:59Z [---] followers, [---] engagements


"@Ashton_1nvests $SOFI $AMZN $PLTR $NU $GOOG"  
[X Link](https://x.com/AverageDipBuyer/status/1804999860107505738)  2024-06-23T22:07Z [---] followers, [---] engagements


"@ramahluwalia This guy has a weird obsession with $SoFi longs. He mustve lost a lot of money shorting SoFi earlier when it pumped from [--] to [--] in a couple of months. Very bitter person"  
[X Link](https://x.com/AverageDipBuyer/status/1805001955179151806)  2024-06-23T22:16Z [---] followers, [---] engagements


"@DataDInvesting I really really hope $SoFi can go below $6 soon. Than I can double down once more and sell tons of naked $6 ATM puts for [----]. Literally 200% gain with the risk of breakeven in [----] if we end at TBV. Great article I sent it to all of my friends who own SoFi shares"  
[X Link](https://x.com/AverageDipBuyer/status/1805569786908221689)  2024-06-25T11:52Z [---] followers, [---] engagements


"@DataDInvesting $SoFi is literally the perfect company for Peter Lynch. I read Beating The Street and One Upon Wall Street and I cannot stop thinking about SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1805570142635495551)  2024-06-25T11:54Z [---] followers, [---] engagements


"@DataDInvesting Just wait until we are in the S&P [---] in a year from now. Those capital inflows are going to be lovely. 12bil market cap is absolute peanuts for SoFi in 2025"  
[X Link](https://x.com/AverageDipBuyer/status/1805570473557729690)  2024-06-25T11:55Z [---] followers, [---] engagements


""Now let me get this straight. You think that this company one of the most agile best run fintechs in the world who quadrupled revenue when its hero product was taken away expanded its NIM during the fastest rate hike cycle in history grew through the banking crisis"  
[X Link](https://x.com/AverageDipBuyer/status/1805571456287322529)  2024-06-25T11:59Z [---] followers, [--] engagements


"and constantly outperforms its and analysts guidance is lying when they tell you that will deliver 20%-25% revenue growth and 10x EPS growth in the next two years. and your plan is to short this company at all-time low valuations" HARD FACTS $SOFI @DataDInvesting"  
[X Link](https://x.com/AverageDipBuyer/status/1805571457776304221)  2024-06-25T11:59Z [---] followers, [---] engagements


"Classic. $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1805968287324307531)  2024-06-26T14:16Z [---] followers, [---] engagements


"@Ashton_1nvests 💀"  
[X Link](https://x.com/AverageDipBuyer/status/1805969731335094639)  2024-06-26T14:21Z [---] followers, [--] engagements


"Really hope to see a $5 soon. Ill go for 100% portfolio allocation (my long positions) in $SoFi. Getting another [----] shares friday. Trading under book value IS DUMB FOR A COMPANY GROWING AT THIS PACE AND 1000% eps growth in the coming two years"  
[X Link](https://x.com/AverageDipBuyer/status/1805969740722028861)  2024-06-26T14:21Z [---] followers, [---] engagements


"WHAT IS GOING ON INSANE PUMP TODAY TO THE MOON 🌙 🚀 🔥 $SoFi $15 BY FRIDAY"  
[X Link](https://x.com/AverageDipBuyer/status/1806052970817093873)  2024-06-26T19:52Z [---] followers, 15.6K engagements


"@KyleWhiteGOAT 800% is very conservative imo. I see a dollar in EPS in [----] if we can stick to a soft landing/no landing"  
[X Link](https://x.com/AverageDipBuyer/status/1806249636719476955)  2024-06-27T08:54Z [---] followers, [---] engagements


"Why $SoFi is the next perfect stock for Roaring Kitty @TheRoaringKitty . A storyline and analysis below"  
[X Link](https://x.com/AverageDipBuyer/status/1806436827378700398)  2024-06-27T21:17Z [---] followers, [----] engagements


"RoaringKitty a savvy investor known for bold moves scanned financial news. His heart raced at a headline: "Wall Street Shorts SoFi." $SoFi a company with a mission he admired was under attack. Unlike many giants SoFi aimed to help everyday people manage money better"  
[X Link](https://x.com/AverageDipBuyer/status/1806436830025273370)  2024-06-27T21:17Z [---] followers, [---] engagements


"RoaringKitty felt a fire ignite. It reminded him of past battles defending $GME against malicious hedge funds. He researched SoFi's financials mission and impact. Convinced of their value he saw SoFi not just as a company but as a beacon of hope in a greedy financial landscape"  
[X Link](https://x.com/AverageDipBuyer/status/1806436833972428824)  2024-06-27T21:17Z [---] followers, [---] engagements


"RoaringKitty realized investing in SoFi wasn't just financial; it was a stand against Wall Street's predatory practices. He supported a company that genuinely cared about everyday people's futures. Determined he prepared to make his move and rally others to join him"  
[X Link](https://x.com/AverageDipBuyer/status/1806436836417425597)  2024-06-27T21:17Z [---] followers, [---] engagements


"He went live on his channel explaining why SoFi was a worthy investment. He shared the company's vision and the injustice of Wall Street's attack. His passion was contagious and soon many retail investors joined him in buying SoFi stock"  
[X Link](https://x.com/AverageDipBuyer/status/1806436838652964933)  2024-06-27T21:17Z [---] followers, [---] engagements


"RoaringKitty's investment was a statement a rallying cry for a fairer financial system. As support grew SoFi's stock stabilized and rose. The community's belief in SoFi's mission weakened Wall Street's grip. SoFi thrived helping even more people achieve financial goals"  
[X Link](https://x.com/AverageDipBuyer/status/1806436840914014433)  2024-06-27T21:17Z [---] followers, [---] engagements


"For RoaringKitty it was a victory beyond moneya triumph for fairness justice and the belief that anyone could secure a brighter financial future with the right support. His bold move paid off showing the power of collective action against Wall Street's shortsightedness"  
[X Link](https://x.com/AverageDipBuyer/status/1806436843627655611)  2024-06-27T21:18Z [---] followers, [---] engagements


"But for real now. This company is extremely undervalued. And there is no reason to not like the stock at these price levels. Let me shortly explain below"  
[X Link](https://x.com/AverageDipBuyer/status/1806436845946855874)  2024-06-27T21:18Z [---] followers, [---] engagements


"Despite a bad macro SoFi has maintained impressive financial performance. The company's revenue has grown at a 48.6% CAGR over the past three years and is guiding for a 20%-25% revenue CAGR for the next three years far surpassing traditional banks and many fintech peers"  
[X Link](https://x.com/AverageDipBuyer/status/1806436848153268557)  2024-06-27T21:18Z [---] followers, [---] engagements


"The market undervalues SoFi by pricing it as a traditional bank ignoring its fintech growth potential. SoFi's growth metrics align more with high-growth SaaS companies. Despite this SoFi trades at a discount. P/B of [---] P/S of [---] projected EPS growth of 800% ($.80) in 26'"  
[X Link](https://x.com/AverageDipBuyer/status/1806436850309251456)  2024-06-27T21:18Z [---] followers, [---] engagements


"SoFi's management has a deep understanding of navigating downturns evidenced by proactive measures and stress testing. The company's internal stress tests based on adverse scenarios show SoFi would remain above regulatory capital requirements even in a severe recession"  
[X Link](https://x.com/AverageDipBuyer/status/1806436852737376473)  2024-06-27T21:18Z [---] followers, [---] engagements


"Management is extremely cautious in their guidance. Always beating it by a wide margin. Furthermore SoFi's management guides for a contraction in GDP in [----] and unemployment above 5%. [----] is a transition year for SoFi. [----] and [----] will show the company's true nature"  
[X Link](https://x.com/AverageDipBuyer/status/1806436855099056399)  2024-06-27T21:18Z [---] followers, [---] engagements


"Lets get this party started now. I was really hoping to get assigned early. I just have a feeling. $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1806593014686523731)  2024-06-28T07:38Z [---] followers, [---] engagements


"$SoFi We hope to be releasing new APIs on a quarterly if not monthly basis. -Dave Feuer CPO of Galileo https://youtu.be/DNz9rg_Gxo4si=uIvFfArX4SOuGmNw https://youtu.be/DNz9rg_Gxo4si=uIvFfArX4SOuGmNw"  
[X Link](https://x.com/AverageDipBuyer/status/1806613255533543768)  2024-06-28T08:59Z [---] followers, [---] engagements


"Technical Analysis [---] Inverse Head and Shoulders Pattern Big day today for $SoFi @Mr_Derivatives @FT__Trading @WFTO_FairTrade @ruth_capital @CodeAndCandles @tradingview"  
[X Link](https://x.com/AverageDipBuyer/status/1806629590074339683)  2024-06-28T10:03Z [---] followers, [---] engagements


"@CodeAndCandles Ken Griffin had a day off today"  
[X Link](https://x.com/AverageDipBuyer/status/1806788385022918659)  2024-06-28T20:34Z [---] followers, [--] engagements


"@GrindeOptions Create their own generative AI platform to battle with OpenAI and enter biotech getting the cure for cancer"  
[X Link](https://x.com/AverageDipBuyer/status/1807326607578747205)  2024-06-30T08:13Z [---] followers, [--] engagements


"Revolut valued at +$40b. Revenue $2bil net income $350 million. The only thing that Revolut does different than SoFi is that they still offer Crypto which business line they will lose soon after obtaining a banking charter in the EU"  
[X Link](https://x.com/AverageDipBuyer/status/1807716877822472304)  2024-07-01T10:04Z [---] followers, [---] engagements


"Additionally $SoFi offers way more products than Revolut. Revolut is indeed growing quicker than SoFi but their product is not even close. Maybe SoftBank should just take SoFi private at a $30b valuation. Opinions"  
[X Link](https://x.com/AverageDipBuyer/status/1807716879265312824)  2024-07-01T10:04Z [---] followers, [---] engagements


"DO NOT INVEST IN $SOFI. Please @TheRoaringKitty don't invest in SoFi. This company is great and will perform tremendously in the coming decade. Please do not ruin the stock for us long term shareholders by luring in dozens of malicious hedge funds to further ruin the stock. 🙏"  
[X Link](https://x.com/AverageDipBuyer/status/1807837876543279306)  2024-07-01T18:05Z [---] followers, [----] engagements


"@DataDInvesting I can't wait for your quarterly earnings prediction article. I always put it next to my own assumptions and Tannor's and often I'm in between you and Tannor in terms of bullishness haha"  
[X Link](https://x.com/AverageDipBuyer/status/1807838700057026603)  2024-07-01T18:08Z [---] followers, [---] engagements


"@GrindeOptions I hope it does not go up. So I can keep putting all my cash flow into more shares. Would love it below $6"  
[X Link](https://x.com/AverageDipBuyer/status/1807841401159176260)  2024-07-01T18:19Z [---] followers, [--] engagements


"It's July 30th. SoFi trading at $6.40. Quarterly results show a triple beat with an insane q3 [----] guidance. Lending reaccelerating Galileo growing 25%+ and FS growing 85% YoY. On track to smash $0.8 eps in fy26. $SoFi fills the gap at $8 we see $9 a share. Up 41% on July 30th"  
[X Link](https://x.com/AverageDipBuyer/status/1807856076789805105)  2024-07-01T19:17Z [---] followers, [---] engagements


"Someone dumped over [---] million shares of $SoFi in the last hour of trading especially the last minutes. There are few shareholders controlling so much shares. Interesting"  
[X Link](https://x.com/AverageDipBuyer/status/1807867282279825907)  2024-07-01T20:02Z [---] followers, [---] engagements


"$PYPL should buy $SoFi and create the strongest Fintech giant the industry has ever seen. With $16b in cash and +$5b in free cash flow they can easily afford it. This would be the biggest juggernaut Fintech company ever. A merger could also be amazing. @acce @anthonynoto"  
[X Link](https://x.com/AverageDipBuyer/status/1807871161717624978)  2024-07-01T20:17Z [---] followers, [----] engagements


"SoFi Technologies Price Target Maintained With a $10.00/Share by Needham $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1808133920778580153)  2024-07-02T13:41Z [----] followers, [---] engagements


"What do you think happens if $SoFi smashes guidance as usual double analyst estimates and reports + $0.80 in GAAP EPS in 2026"  
[X Link](https://x.com/AverageDipBuyer/status/1809157473690952082)  2024-07-05T09:28Z [---] followers, [---] engagements


"Okay fuck it. Goodbye $Palantir. After the 323% gain on my shares Im pouring it all into $SoFi. The difference in risk reward for Palantir at [----] and SoFi at [---] is just too large. SoFis TBV/share will hit $5 this year. I do not expect the stock to go close to that anymore"  
[X Link](https://x.com/anyuser/status/1810411154130231461)  2024-07-08T20:30Z [----] followers, 150.7K engagements


"@BryanWills67112 I bought my first $SoFi shares at $4.6. Just sad to see the gains erasing. When we break out of this wedge and triple beat this quarter we can go higher again. Im willing to hold this stock for [--] years when SoFi is a 100b revenue company at a 200b market cap"  
[X Link](https://x.com/AverageDipBuyer/status/1810419176949068045)  2024-07-08T21:02Z [---] followers, [----] engagements


"@Courage_wins I think an EV/EBITDA of [---] in Palantirs case is quite hefty just like the rest of the valuation. Recently it has just been pushed higher by FOMO. They are growing in the same rate as SoFi and doing around the same in revenue but Palantir trades at a 62b mcap and SoFi at 6b"  
[X Link](https://x.com/AverageDipBuyer/status/1810559697314881606)  2024-07-09T06:20Z [---] followers, [----] engagements


"@arny_trezzi Thank you. Still looking to sell puts on Palantir if it dips again"  
[X Link](https://x.com/AverageDipBuyer/status/1810574373419356570)  2024-07-09T07:19Z [---] followers, [----] engagements


"@ssocialtrading I would not want to argue that the market is always right if I were you. Explain how I was able to buy Meta at $89 when it is at $530 now if the market was right when Meta was at $89"  
[X Link](https://x.com/AverageDipBuyer/status/1810591907946307760)  2024-07-09T08:28Z [---] followers, [--] engagements


"@Bitcoineconprof Thats why I let it run 330%. Investing for me is solely risk/reward. And I like the potential reward and lower downside for SoFi more than for Palantir. $SoFi cant go below $5 a share in [----] otherwise activist investors will pour in and liquidate the company or lean it out"  
[X Link](https://x.com/AverageDipBuyer/status/1810592712170623209)  2024-07-09T08:31Z [---] followers, [----] engagements


"$SoFi sold some more cash secured puts here today expiring in September totalling another [----] shares if I get assigned at a cost basis of $5.51 a share. Really loved this opportunity to potentially get some shares at this cost basis. Todays bounce was inevitable technically"  
[X Link](https://x.com/AverageDipBuyer/status/1810707241525268528)  2024-07-09T16:07Z [---] followers, [---] engagements


"@skyway987 Im very limited by words so Ill use bullet points: -No physical locations higher margins -Best rates on savings accounts afford competitive pricing -Galileo making infrastructure for a top [--] US bank and many others like $HOOD -Manoeuvrability -No dividend payout burden"  
[X Link](https://x.com/AverageDipBuyer/status/1810929701113761938)  2024-07-10T06:51Z [---] followers, [---] engagements


"$SoFi CEO Anthony Noto slams KBWs downgrade and short recommendation from yesterday saying credit is performing relatively well and in line with expectations. I do not think the analyst expectations have ever been so far below reality before earnings. Expect a triple beat in Q2"  
[X Link](https://x.com/AverageDipBuyer/status/1811046755816833114)  2024-07-10T14:36Z [---] followers, [----] engagements


"@thexcapitalist Most underrated CEO on the street if you ask me. Just look at how he managed to manoeuvre SoFi through the toughest macro ever when their primary business student loans just disappeared out of nowhere. Thats just one thing he has done for $SoFi. He is part of my bull thesis too"  
[X Link](https://x.com/AverageDipBuyer/status/1811089229235245385)  2024-07-10T17:24Z [---] followers, [---] engagements


"Shorts you had a great time. Now the party is over. Better cover those [---------] shares short quickly. $SOFI"  
[X Link](https://x.com/AverageDipBuyer/status/1811378751722107239)  2024-07-11T12:35Z [---] followers, [----] engagements


"Omg we are in a gamma squeeze. Explains the insane strength today from $SoFi. Market makers are being forced to buy up shares to delta hedge their position. If we get above $8 there will be WAY MORE DELTA HEDGING and we can see 100m+ volume days during this squeeze. ready up all"  
[X Link](https://x.com/AverageDipBuyer/status/1813679189196779669)  2024-07-17T20:56Z [---] followers, [---] engagements


"Just how $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1813949984972186047)  2024-07-18T14:52Z [---] followers, [---] engagements


"@GrindeOptions Not putting my whole portfolio in Palantir at $6 but just 10%"  
[X Link](https://x.com/AverageDipBuyer/status/1814249090496016563)  2024-07-19T10:41Z [---] followers, [--] engagements


"@optionscjp $SoFi up only 30%"  
[X Link](https://x.com/AverageDipBuyer/status/1815081781327999302)  2024-07-21T17:49Z [---] followers, [---] engagements


"Shorts are not giving up neither am I. $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1818287060203319321)  2024-07-30T14:06Z [---] followers, [----] engagements


"@riyadosofian Tell me you know nothing about $SoFi without telling me you know nothing about SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1818612266016621033)  2024-07-31T11:38Z [---] followers, [---] engagements


"Going to be so funny when we are at $32 in [----] and @giulianoab and @Wedbush have no reputation left. Do these analysts actually understand anything or just give price targets based on their humongous ego Absolute clowns would love to debate them in front of a camera. $SoFi"  
[X Link](https://x.com/AverageDipBuyer/status/1818642406385848586)  2024-07-31T13:38Z [---] followers, [---] engagements


"@BankingIp @marketswithmay You should look into her work. Provides you with way more detailed explanations on SoFis fundamentals. Chiaverinis work is just the basic stuff compared to this. Worth for you to read it. Will change your perspective because everything are facts"  
[X Link](https://x.com/AverageDipBuyer/status/1818648779261677751)  2024-07-31T14:03Z [---] followers, [--] engagements

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