[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @AverageDipBuyer AverageDipBuyer AverageDipBuyer posts on X about $sofi, $four, jup, $pypl the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/twitter::896690684618571777/interactions)  - X Week XXXXXX +14% - X Month XXXXXXX +2.60% - X Months XXXXXXXXX +108% - X Year XXXXXXXXX +157% ### Mentions: XX [#](/creator/twitter::896690684618571777/posts_active)  - X Month XX -XX% - X Months XXX +61% - X Year XXX +45% ### Followers: XXXXX [#](/creator/twitter::896690684618571777/followers)  - X Week XXXXX +2.40% - X Month XXXXX +8.10% - X Months XXXXX +54% - X Year XXXXX +162% ### CreatorRank: XXXXXXX [#](/creator/twitter::896690684618571777/influencer_rank)  ### Social Influence **Social category influence** [stocks](/list/stocks) XXXXX% [finance](/list/finance) XXXXX% [technology brands](/list/technology-brands) XXXXX% [cryptocurrencies](/list/cryptocurrencies) XXXXX% [products](/list/products) XXX% [gaming](/list/gaming) XXX% **Social topic influence** [$sofi](/topic/$sofi) #21, [$four](/topic/$four) #13, [jup](/topic/jup) #100, [$pypl](/topic/$pypl) #200, [bullish](/topic/bullish) #1040, [acquisition](/topic/acquisition) #839, [trade republic](/topic/trade-republic) 2.7%, [wall street](/topic/wall-street) 2.7%, [longterm](/topic/longterm) 2.7%, [lapointe](/topic/lapointe) XXX% **Top accounts mentioned or mentioned by** [@spike1567](/creator/undefined) [@spike_1567](/creator/undefined) [@winnerinvestor](/creator/undefined) [@forerunnerjman](/creator/undefined) [@rob97649740](/creator/undefined) [@tallseller](/creator/undefined) [@rodoinvesting](/creator/undefined) [@ghtheprophet](/creator/undefined) [@qualtrim](/creator/undefined) [@dividendlearn](/creator/undefined) [@traderepublic](/creator/undefined) [@timsweeneytar](/creator/undefined) [@pepemoonboy](/creator/undefined) [@anthonynoto](/creator/undefined) [@webdevepoler](/creator/undefined) [@bliblubb8976](/creator/undefined) [@smaugizbored](/creator/undefined) [@acolner](/creator/undefined) [@dividend_learn](/creator/undefined) [@grantthompson13](/creator/undefined) **Top assets mentioned** [RAI Finance (SOFI)](/topic/$sofi) [4 (FOUR)](/topic/$four) [PayPal Holdings Inc (PYPL)](/topic/$pypl) ### Top Social Posts Top posts by engagements in the last XX hours "@traderepublic XXXXXX in Trade Republic shares" [X Link](https://x.com/AverageDipBuyer/status/1996623507875360914) 2025-12-04T16:51Z 2731 followers, XXX engagements "@pepemoonboy Jup. Will add way more if it goes below $24" [X Link](https://x.com/AverageDipBuyer/status/1996960468766716140) 2025-12-05T15:10Z 2728 followers, 3440 engagements "Who is $SoFi acquiring" [X Link](https://x.com/AverageDipBuyer/status/1996700597068673499) 2025-12-04T21:58Z 2731 followers, 4348 engagements "If this capital raise is once again EPS accretive idc about the dilution $SoFi" [X Link](https://x.com/AverageDipBuyer/status/1996693727939907684) 2025-12-04T21:30Z 2735 followers, 2013 engagements "$SoFi Just Signaled What Comes Next. (Spoilers: it will shock Wall Street) When SoFi first introduced long-term guidance back in early 2024 they projected XX to XX cents GAAP EPS for 2026. That single decision was the moment Wall Street had to stop hand-waving and start modeling. Not a single analyst believed it. Chris Lapointe did not give a new long-term EPS target at the UBS conference. But he gave something far more important: clear signals on the vision of management. He emphasized that SoFi is in a high growth scenario. He stated the long-term ROE target of XX to XX percent. He" [X Link](https://x.com/AverageDipBuyer/status/1996725384184783212) 2025-12-04T23:36Z 2745 followers, 18.8K engagements "@forerunnerjman Not a bad idea. Could also turn them into ITM calls. At a strike of $XX or something. Doubling your exposure" [X Link](https://x.com/AverageDipBuyer/status/1998038677705167349) 2025-12-08T14:35Z 2745 followers, XXX engagements "First time seeing $SoFi on this list they even misspelled it" [X Link](https://x.com/AverageDipBuyer/status/1996921847586422934) 2025-12-05T12:37Z 2745 followers, 2664 engagements "@Spike_1567 True but look at the valuation. What is priced in right now Basically nothing" [X Link](https://x.com/AverageDipBuyer/status/1998094334646964620) 2025-12-08T18:16Z 2745 followers, XXX engagements "At this point $SoFi should just raise another $3.6B turn that into $66B of new originations and still sit above required risk-based capital. That is XX% dilution to grow the loan book from $33B to $100B 🤯 Dont forget they have a net interest margin of XXX% on their loan book. Given Noto says they decline $100B in loan applications annually they should absolutely consider it as long as credit quality stays intact imo" [X Link](https://x.com/AverageDipBuyer/status/1997700610896924674) 2025-12-07T16:11Z 2745 followers, 2995 engagements "@Spike_1567 Absolutely true. Four's model is superior to a pure PSP play but that doesn't mean the moat is impenetrable. This discussion actually made me even more bullish $FOUR" [X Link](https://x.com/AverageDipBuyer/status/1998099724713480562) 2025-12-08T18:37Z 2745 followers, XXX engagements "@Rob97649740 True luckily theyve got the loan platform business to still originate these loans off-balance sheet taking no credit risk" [X Link](https://x.com/AverageDipBuyer/status/1997737042705563958) 2025-12-07T18:36Z 2736 followers, XXX engagements "@WinnerInvestor Thats why I think either well get an acquisition or like $25B in extra unsecured loans for hyper-growth" [X Link](https://x.com/AverageDipBuyer/status/1997716395795296735) 2025-12-07T17:14Z 2745 followers, XXX engagements "$PYPL is at peak fear now in terms of sentiment. Even the most loyal PayPal bulls are selling right now. However opportunity cost has never been a valid argument for me. People also kept saying that when $SoFi stayed around $X for years we all know what happened after. Fundamentals are intact guidance is intact however the turnaround by new management is taking way longer than expected. Also the communication by the CFO is focused on the things that are going wrong and not on the things that are going right. Buy broken stocks not broken businesses. Historically times like these proved out to" [X Link](https://x.com/AverageDipBuyer/status/1998026941165629533) 2025-12-08T13:48Z 2745 followers, 6766 engagements "I might be the last $PYPL bull on this platform I havent seen a positive post on PayPal in weeks now. Thats probably the ultimate buy the dip signal" [X Link](https://x.com/AverageDipBuyer/status/1998075569943257460) 2025-12-08T17:01Z 2745 followers, 1325 engagements "@Spike_1567 Jup. PayPal ads is also interesting and the integration with all LLM's is also promising a lot" [X Link](https://x.com/AverageDipBuyer/status/1998105972783689956) 2025-12-08T19:02Z 2745 followers, XX engagements "$SoFi will completely reshape finance as we know it. Be ready" [X Link](https://x.com/AverageDipBuyer/status/1998158439663489281) 2025-12-08T22:31Z 2745 followers, XXX engagements "@Spike_1567 I don't know about the moat they also have intense competition. However I really really Iike $FOUR here. And it's a great candidate for an acquisition here as well" [X Link](https://x.com/AverageDipBuyer/status/1998096193646444691) 2025-12-08T18:23Z 2745 followers, XXX engagements "@Spike_1567 All true facts. I should probably be more bullish $FOUR and less bullish $PYPL haha" [X Link](https://x.com/AverageDipBuyer/status/1998099918704271640) 2025-12-08T18:38Z 2745 followers, XXX engagements "@Spike_1567 PayPal should just acquire $FOUR honestly lol" [X Link](https://x.com/AverageDipBuyer/status/1998100461308756041) 2025-12-08T18:40Z 2745 followers, XXX engagements "@Web_Devepoler Jup. CFO should absolutely improve her way of talking. It won't hurt to name a couple of positive things about the company as well" [X Link](https://x.com/AverageDipBuyer/status/1998153780232089910) 2025-12-08T22:12Z 2745 followers, XX engagements "@TallSeller Users keep growing YoY. TPV and revenue as well. Just slower than expected. Have you considered all of the new products and venmo growth" [X Link](https://x.com/AverageDipBuyer/status/1998157631693701392) 2025-12-08T22:27Z 2745 followers, XXX engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@AverageDipBuyer AverageDipBuyer
AverageDipBuyer posts on X about $sofi, $four, jup, $pypl the most. They currently have XXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXX +14%
- X Month XXXXXXX +2.60%
- X Months XXXXXXXXX +108%
- X Year XXXXXXXXX +157%
Mentions: XX #
- X Month XX -XX%
- X Months XXX +61%
- X Year XXX +45%
Followers: XXXXX #
- X Week XXXXX +2.40%
- X Month XXXXX +8.10%
- X Months XXXXX +54%
- X Year XXXXX +162%
CreatorRank: XXXXXXX #
Social Influence
Social category influence stocks XXXXX% finance XXXXX% technology brands XXXXX% cryptocurrencies XXXXX% products XXX% gaming XXX%
Social topic influence $sofi #21, $four #13, jup #100, $pypl #200, bullish #1040, acquisition #839, trade republic 2.7%, wall street 2.7%, longterm 2.7%, lapointe XXX%
Top accounts mentioned or mentioned by @spike1567 @spike_1567 @winnerinvestor @forerunnerjman @rob97649740 @tallseller @rodoinvesting @ghtheprophet @qualtrim @dividendlearn @traderepublic @timsweeneytar @pepemoonboy @anthonynoto @webdevepoler @bliblubb8976 @smaugizbored @acolner @dividend_learn @grantthompson13
Top assets mentioned RAI Finance (SOFI) 4 (FOUR) PayPal Holdings Inc (PYPL)
Top Social Posts
Top posts by engagements in the last XX hours
"@traderepublic XXXXXX in Trade Republic shares"
X Link 2025-12-04T16:51Z 2731 followers, XXX engagements
"@pepemoonboy Jup. Will add way more if it goes below $24"
X Link 2025-12-05T15:10Z 2728 followers, 3440 engagements
"Who is $SoFi acquiring"
X Link 2025-12-04T21:58Z 2731 followers, 4348 engagements
"If this capital raise is once again EPS accretive idc about the dilution $SoFi"
X Link 2025-12-04T21:30Z 2735 followers, 2013 engagements
"$SoFi Just Signaled What Comes Next. (Spoilers: it will shock Wall Street) When SoFi first introduced long-term guidance back in early 2024 they projected XX to XX cents GAAP EPS for 2026. That single decision was the moment Wall Street had to stop hand-waving and start modeling. Not a single analyst believed it. Chris Lapointe did not give a new long-term EPS target at the UBS conference. But he gave something far more important: clear signals on the vision of management. He emphasized that SoFi is in a high growth scenario. He stated the long-term ROE target of XX to XX percent. He"
X Link 2025-12-04T23:36Z 2745 followers, 18.8K engagements
"@forerunnerjman Not a bad idea. Could also turn them into ITM calls. At a strike of $XX or something. Doubling your exposure"
X Link 2025-12-08T14:35Z 2745 followers, XXX engagements
"First time seeing $SoFi on this list they even misspelled it"
X Link 2025-12-05T12:37Z 2745 followers, 2664 engagements
"@Spike_1567 True but look at the valuation. What is priced in right now Basically nothing"
X Link 2025-12-08T18:16Z 2745 followers, XXX engagements
"At this point $SoFi should just raise another $3.6B turn that into $66B of new originations and still sit above required risk-based capital. That is XX% dilution to grow the loan book from $33B to $100B 🤯 Dont forget they have a net interest margin of XXX% on their loan book. Given Noto says they decline $100B in loan applications annually they should absolutely consider it as long as credit quality stays intact imo"
X Link 2025-12-07T16:11Z 2745 followers, 2995 engagements
"@Spike_1567 Absolutely true. Four's model is superior to a pure PSP play but that doesn't mean the moat is impenetrable. This discussion actually made me even more bullish $FOUR"
X Link 2025-12-08T18:37Z 2745 followers, XXX engagements
"@Rob97649740 True luckily theyve got the loan platform business to still originate these loans off-balance sheet taking no credit risk"
X Link 2025-12-07T18:36Z 2736 followers, XXX engagements
"@WinnerInvestor Thats why I think either well get an acquisition or like $25B in extra unsecured loans for hyper-growth"
X Link 2025-12-07T17:14Z 2745 followers, XXX engagements
"$PYPL is at peak fear now in terms of sentiment. Even the most loyal PayPal bulls are selling right now. However opportunity cost has never been a valid argument for me. People also kept saying that when $SoFi stayed around $X for years we all know what happened after. Fundamentals are intact guidance is intact however the turnaround by new management is taking way longer than expected. Also the communication by the CFO is focused on the things that are going wrong and not on the things that are going right. Buy broken stocks not broken businesses. Historically times like these proved out to"
X Link 2025-12-08T13:48Z 2745 followers, 6766 engagements
"I might be the last $PYPL bull on this platform I havent seen a positive post on PayPal in weeks now. Thats probably the ultimate buy the dip signal"
X Link 2025-12-08T17:01Z 2745 followers, 1325 engagements
"@Spike_1567 Jup. PayPal ads is also interesting and the integration with all LLM's is also promising a lot"
X Link 2025-12-08T19:02Z 2745 followers, XX engagements
"$SoFi will completely reshape finance as we know it. Be ready"
X Link 2025-12-08T22:31Z 2745 followers, XXX engagements
"@Spike_1567 I don't know about the moat they also have intense competition. However I really really Iike $FOUR here. And it's a great candidate for an acquisition here as well"
X Link 2025-12-08T18:23Z 2745 followers, XXX engagements
"@Spike_1567 All true facts. I should probably be more bullish $FOUR and less bullish $PYPL haha"
X Link 2025-12-08T18:38Z 2745 followers, XXX engagements
"@Spike_1567 PayPal should just acquire $FOUR honestly lol"
X Link 2025-12-08T18:40Z 2745 followers, XXX engagements
"@Web_Devepoler Jup. CFO should absolutely improve her way of talking. It won't hurt to name a couple of positive things about the company as well"
X Link 2025-12-08T22:12Z 2745 followers, XX engagements
"@TallSeller Users keep growing YoY. TPV and revenue as well. Just slower than expected. Have you considered all of the new products and venmo growth"
X Link 2025-12-08T22:27Z 2745 followers, XXX engagements