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# ![@ArchLending Avatar](https://lunarcrush.com/gi/w:26/cr:twitter::1582443658875473921.png) @ArchLending Arch

Arch posts on X about bitcoin, if you, liquidity, crypto the most. They currently have [-----] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

### Engagements: [-------] [#](/creator/twitter::1582443658875473921/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1582443658875473921/c:line/m:interactions.svg)

- [--] Week [-------] +146%
- [--] Month [-------] -33%
- [--] Months [---------] +17,417%
- [--] Year [---------] +1,217%

### Mentions: [--] [#](/creator/twitter::1582443658875473921/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1582443658875473921/c:line/m:posts_active.svg)

- [--] Month [--] +15%
- [--] Months [---] +570%
- [--] Year [---] +154%

### Followers: [-----] [#](/creator/twitter::1582443658875473921/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1582443658875473921/c:line/m:followers.svg)

- [--] Week [-----] +1.60%
- [--] Month [-----] +3.30%
- [--] Months [-----] +15%
- [--] Year [-----] +96%

### CreatorRank: [-------] [#](/creator/twitter::1582443658875473921/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:twitter::1582443658875473921/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[cryptocurrencies](/list/cryptocurrencies)  #428 [finance](/list/finance)  40% [stocks](/list/stocks)  5% [automotive brands](/list/automotive-brands)  4% [social networks](/list/social-networks)  3% [countries](/list/countries)  3% [technology brands](/list/technology-brands)  2% [travel destinations](/list/travel-destinations)  2% [exchanges](/list/exchanges)  2% [events](/list/events)  1%

**Social topic influence**
[bitcoin](/topic/bitcoin) #188, [if you](/topic/if-you) 7%, [liquidity](/topic/liquidity) 6%, [crypto](/topic/crypto) #1483, [debt](/topic/debt) #455, [the most](/topic/the-most) 4%, [future](/topic/future) 4%, [company](/topic/company) 4%, [ai](/topic/ai) 3%, [capital gains](/topic/capital-gains) 3%

**Top accounts mentioned or mentioned by**
[@rajatsoni](/creator/undefined) [@chainleak](/creator/undefined) [@galaxyhq](/creator/undefined) [@bitcoinarchive](/creator/undefined) [@grovedotfinance](/creator/undefined) [@bitcoinnewscom](/creator/undefined) [@dailystackhq](/creator/undefined) [@anchorage](/creator/undefined) [@orangerpiller](/creator/undefined) [@avax](/creator/undefined) [@accountabledata](/creator/undefined) [@saylor](/creator/undefined) [@icr_indiacrypto](/creator/undefined) [@joshuwa](/creator/undefined) [@strike](/creator/undefined) [@ddcnorma](/creator/undefined) [@bitmundfreud](/creator/undefined) [@bitcoinmagazine](/creator/undefined) [@documentingbtc](/creator/undefined) [@skyecosystem](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [HSBC Holdings PLC (HSBC)](/topic/$hsbc)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Dave Ramsey has built an empire around the belief "all debt is bad". Robert Kiyosaki takes the opposite view arguing that "good debt" is one of the most powerful tools for building wealth. In [----] http://x.com/i/article/2021172353531564032 http://x.com/i/article/2021172353531564032"  
[X Link](https://x.com/ArchLending/status/2021262635572867403)  2026-02-10T16:39Z [----] followers, 56.3K engagements


"OpenClaw is everywhere right now and for good reason. But if you're a Bitcoin holder scrolling past the hype you might be wondering what an AI agent platform actually has to do with your stack. The http://x.com/i/article/2021995671465684992 http://x.com/i/article/2021995671465684992"  
[X Link](https://x.com/ArchLending/status/2022343055571812784)  2026-02-13T16:12Z [----] followers, 50.7K engagements


"5/ The website is clean fast their UI is excellent. We believe great UX builds confidence. A clean dashboard fast actions and responsive communication mean managing a loan never feels like work"  
[X Link](https://x.com/ArchLending/status/2019772399290564909)  2026-02-06T13:57Z [----] followers, [--] engagements


"6/ I met the owners at Bitcoin [----] genuinely nice which reinforced my trust. Technology matters. But trust is ultimately human. Arch is built by real people who show up online and in person"  
[X Link](https://x.com/ArchLending/status/2019772414218137777)  2026-02-06T13:57Z [----] followers, [--] engagements


"If youre a HODLer the motto is Buy Bitcoin Never sell. But back then needing liquidity meant one thing: You had to sell. That meant triggering capital gains losing future upside and often selling at the worst time during emergencies. That worlds changing. With Arch you dont need to sell to get cash. You can borrow against your Bitcoin. And we dont just offer Bitcoin-backed loans. We offer fast secure and safe Bitcoin-backed loans. Heres what that really means: [--]. Fast: Funds are disbursed the same day and often within hours. [--]. Secure: Your BTC stays in cold storage with @Anchorage fully"  
[X Link](https://x.com/ArchLending/status/2020149814839951560)  2026-02-07T14:57Z [----] followers, [---] engagements


"If you need to raise $100K borrowing against your Bitcoin could be a better path. - You keep your stack - Avoid capital gains - Get cash fast (Arch can fund within hours) No need to sell what you spent years stacking. Youve already given up a lot - no need to give up your Bitcoin too. https://twitter.com/i/web/status/2020255761801310290 https://twitter.com/i/web/status/2020255761801310290"  
[X Link](https://x.com/ArchLending/status/2020255761801310290)  2026-02-07T21:58Z [----] followers, [---] engagements


"The Telegram founder Pavel Durov bought Bitcoin at $700 in [----] and when it crashed to $200 his response was clear: "I'm not going to sell it." In a recent interview he revealed that Bitcoin "allowed me to stay afloat" while Telegram lost money but that meant eventually selling portions of his stack to fund his lifestyle. Here's what that exposes: The Telegram founder understood Bitcoin's core value proposition: "Nobody can confiscate it from you nobody can censor you. This is the way money should work." And while he believes it will reach $1 million he still had to sell to access capital."  
[X Link](https://x.com/ArchLending/status/2020980535003316720)  2026-02-09T21:58Z [----] followers, [----] engagements


"A fair question we hear often is: how do I know I can trust you with my assets Our answer is simple - we dont ask for trust we show it. Verifiable custody Transparent loan terms Public reviews Real humans available when you need them"  
[X Link](https://x.com/ArchLending/status/2021297439052005587)  2026-02-10T18:57Z [----] followers, [---] engagements


"One of the biggest misconceptions about Bitcoin-backed loans is that theyre only for a narrow audience. At Arch we see something very different. Individuals use Bitcoin-backed loans for taxes personal expenses investments business creation and debt consolidation. On the business side it goes beyond public companies. We work with small and mid-sized businesses across the U.S. - from energy companies to farmers to manufacturers - using Bitcoin as working capital. https://twitter.com/i/web/status/2021589855013396775 https://twitter.com/i/web/status/2021589855013396775"  
[X Link](https://x.com/ArchLending/status/2021589855013396775)  2026-02-11T14:19Z [----] followers, [---] engagements


"Its tax season again. Some Bitcoin holders are learning they dont have to choose between paying taxes and keeping their BTC exposure"  
[X Link](https://x.com/ArchLending/status/2021705077158039720)  2026-02-11T21:57Z [----] followers, [---] engagements


"@orangerpiller @Strike Working on it We allow clients to extend on request currently and can very often extend past even the 3-5 day mark"  
[X Link](https://x.com/ArchLending/status/2021771248741830890)  2026-02-12T02:20Z [----] followers, [--] engagements


"Transparency is non-negotiable. If clients cant verify where their Bitcoin is the system doesnt work"  
[X Link](https://x.com/ArchLending/status/2022309895970910393)  2026-02-13T14:00Z [----] followers, [---] engagements


"Imagine paying off your mortgage years early - but giving up your Bitcoin to do it. Joshuwa Roomsburg of @ChainLeak explains the trade-off he made and why access to liquidity without selling matters"  
[X Link](https://x.com/ArchLending/status/2023427499020128669)  2026-02-16T16:01Z [----] followers, [----] engagements


"What if Bitcoin-backed loans were structured like reverse mortgages The strategy is simple: Borrow a small percentage of your Bitcoin keep loan-to-value extremely low and roll the loan forward as Bitcoin appreciates faster than the interest owed. Our clients are doing this through our Perpetual Income product"  
[X Link](https://x.com/ArchLending/status/2020860047916720188)  2026-02-09T13:59Z [----] followers, [---] engagements


"Yesterday ai(dot)com aired a 30-second ad during Super Bowl LX's fourth quarter. The company spent $70 million acquiring the domain and another $15 million for the airtime. Over [---] million people http://x.com/i/article/2020817308281667584 http://x.com/i/article/2020817308281667584"  
[X Link](https://x.com/ArchLending/status/2020909588271317213)  2026-02-09T17:16Z [----] followers, [---] engagements


"Anyone can offer a loan. But great lending products are designed around the customer. Heres what we believe defines a top-tier loan experience: ✅ Transparent terms (no hidden fees) ✅ Institutional-grade custody ✅ No rehypothecation of collateral ✅ Flexible repayment options ✅ Speed clarity and control ✅ White glove service At Arch we built our crypto-backed loan platform with these values at the core. Because lending should empower people not exploit them"  
[X Link](https://x.com/ArchLending/status/2020939520758382682)  2026-02-09T19:15Z [----] followers, [---] engagements


"Knowing you have access to cash around the clock changes everything"  
[X Link](https://x.com/ArchLending/status/2021225962386620438)  2026-02-10T14:13Z [----] followers, [---] engagements


"Someone from Reddit asked if borrowing against Bitcoin is a smart move or a headache. Heres our take: Borrowing is smart if: ✅ You keep LTV low ✅ Lender doesnt rehypothecate ✅ Real humans available 24/7 It is a headache if: ❌ You max out LTV ❌ Collateral gets rehypothecated ❌ Support = ticket submitted The most important thing is risk management. Having a low LTV loan will At the end of the day its all about risk management. A low LTV lets you sleep at night even during heavy volatility. Rehypothecation should be a hard no. And if support isnt instantly available when markets drop your loan"  
[X Link](https://x.com/ArchLending/status/2022414988921774175)  2026-02-13T20:58Z [----] followers, [---] engagements


"Simplify your crypto journey. Fast secure over-collateralized loans. Rated Excellent on Trustpilot"  
[X Link](https://x.com/ArchLending/status/1967702850563346486)  2025-09-15T21:31Z [----] followers, 956.6K engagements


"Keep your Bitcoin. Borrow cash. Secure US-based crypto-backed loans. Trusted. Transparent. Stress-free"  
[X Link](https://x.com/ArchLending/status/1967702850567541030)  2025-09-15T21:31Z [----] followers, 1.2M engagements


""Avoid all debt" was wise when savings paid 5% and inflation sat at 2%. Today selling an appreciating asset to cover what a thoughtful loan can handle is a quiet cost most discover too late"  
[X Link](https://x.com/ArchLending/status/2021659507684987085)  2026-02-11T18:56Z [----] followers, [---] engagements


"Big news: today Arch is rolling out a platform wide rate drop. One of the biggest failures in crypto lending is opacity. Hidden steps. Negotiated rates. DM us pricing. That works until you have to scale. So we rebuilt our rate structure from the ground up"  
[X Link](https://x.com/ArchLending/status/2014417963647172846)  2026-01-22T19:20Z [----] followers, [----] engagements


""Russia is restricting access to Telegram." His message quickly resonated within hours and if you've been paying attention to how governments interact with decentralized technology this http://x.com/i/article/2021523224379396096 http://x.com/i/article/2021523224379396096"  
[X Link](https://x.com/ArchLending/status/2021622548052480093)  2026-02-11T16:29Z [----] followers, 31.3K engagements


"Russia is restricting Telegram again. It's the same playbook governments have used against Bitcoin for over a decade and in both cases the technology endured. In this article we explored why that pattern matters for holders 👇🏻 https://t.co/bw0BN82rbl https://t.co/bw0BN82rbl"  
[X Link](https://x.com/ArchLending/status/2021946398082818342)  2026-02-12T13:56Z [----] followers, [---] engagements


"Borrowing doesnt always fit into a neat one-year timeline. So your loan should be flexible enough to roll forward when you need more time and easy to close when you dont"  
[X Link](https://x.com/ArchLending/status/2022052162055070122)  2026-02-12T20:56Z [----] followers, [---] engagements


"Credit is part of how assets become usable. Bitcoin is no exception"  
[X Link](https://x.com/ArchLending/status/2022687849313898726)  2026-02-14T15:02Z [----] followers, [---] engagements


"Same-day funding is great. Coming back three times says even more"  
[X Link](https://x.com/ArchLending/status/2021342672586432790)  2026-02-10T21:57Z [----] followers, [---] engagements


"Arch wasnt founded by Bitcoin whales or hype VCs. It was built by fintech operators who understood credit and saw firsthand how banks treated Bitcoin as having no value. That disconnect revealed a massive gap in the financial system. Arch was built to solve it"  
[X Link](https://x.com/ArchLending/status/2023050228040110515)  2026-02-15T15:02Z [----] followers, [---] engagements


"For years Bitcoin holders have been told they're early paranoid or chasing a speculative fantasy. A few days ago the world's most powerful leaders at the Munich Security Conference essentially http://x.com/i/article/2023350623794569216 http://x.com/i/article/2023350623794569216"  
[X Link](https://x.com/ArchLending/status/2023457910320140522)  2026-02-16T18:02Z [----] followers, 41.9K engagements


"@Rajatsoni This is exactly why Bitcoin-backed borrowing works. Take the depreciating currency as debt keep the appreciating asset as collateral and let inflation work for you instead of against you"  
[X Link](https://x.com/ArchLending/status/2008250945281683464)  2026-01-05T18:55Z [----] followers, [--] engagements


"Norma Chu spent [--] years building a food empire - from weekend cooking videos to a NYSE-listed company. Now she's applying that same long-term thinking to Bitcoin. This is the story of a CEO who builds for decades and not quarters: 🧵"  
[X Link](https://x.com/ArchLending/status/2008253178756948325)  2026-01-05T19:04Z [----] followers, [---] engagements


"@ddcnorma Norma was born in Hong Kong and moved to Seattle in 8th grade. While classmates watched TV she tuned into CNBC. After serving as the Head of Research at HSBC Private Bank in [----] Norma went all-in on DayDayCook"  
[X Link](https://x.com/ArchLending/status/2008253201913704566)  2026-01-05T19:04Z [----] followers, [--] engagements


"Her weekend cooking videos grew into a multi-platform media company with millions of followers across mainland China. In November [--] [----] DDC rang the NYSE bell and that special event marked a new beginning"  
[X Link](https://x.com/ArchLending/status/2008253216870576454)  2026-01-05T19:04Z [----] followers, [--] engagements


"It was summer [----] in Shanghai and a longtime investor posed an idea: "What if you leverage your public status for buying Bitcoin" Her equity research instincts kicked in and she started studying Strategy's playbook"  
[X Link](https://x.com/ArchLending/status/2008253229176594887)  2026-01-05T19:04Z [----] followers, [--] engagements


"Within months she: Filed a $500M shelf registration Set a target: [-----] BTC by year-end Raised $528M from Bitcoin-focused investors (This is what we believe long-term conviction looks like)"  
[X Link](https://x.com/ArchLending/status/2008253317416468914)  2026-01-05T19:04Z [----] followers, [--] engagements


"Today the same discipline that built a food empire stacks sats. Norma spent [--] years building community in food and now she's applying that patience to Bitcoin"  
[X Link](https://x.com/ArchLending/status/2008253335137382618)  2026-01-05T19:04Z [----] followers, [---] engagements


"She believes every company in the future will own $BTC on their balance sheet and while people think the Bitcoin treasury trend is crowded Norma disagrees: "We're still such a tiny niche market." She understands paradigm shifts takes time and she's positioning for decades instead of quarters. https://twitter.com/i/web/status/2008253400971194635 https://twitter.com/i/web/status/2008253400971194635"  
[X Link](https://x.com/ArchLending/status/2008253400971194635)  2026-01-05T19:04Z [----] followers, [---] engagements


"@BitmundFreud Or skip Strategy and build your own Bitcoin treasury. Buy Bitcoin hold it and borrow against it when you need cash. Same upside but with more control"  
[X Link](https://x.com/ArchLending/status/2008910457277726730)  2026-01-07T14:35Z [----] followers, [---] engagements


"@BitcoinMagazine You can borrow against it when you need liquidity. Never sell always hodl 📷"  
[X Link](https://x.com/ArchLending/status/2009277940777865298)  2026-01-08T14:56Z [----] followers, [--] engagements


"@DocumentingBTC Bitcoin becoming a payment method for top-tier talent signals its maturity as money and as collateral. If it's good enough to pay Theo Von it's solid enough to borrow against it"  
[X Link](https://x.com/ArchLending/status/2009668152402296892)  2026-01-09T16:46Z [----] followers, [---] engagements


"@Rajatsoni Exactly right Rajat. Financial literacy also means understanding you can borrow against appreciating assets like Bitcoin instead of selling them"  
[X Link](https://x.com/ArchLending/status/2010737107644686404)  2026-01-12T15:34Z [----] followers, [---] engagements


"A deep dive into our continued partnership with @galaxyhq across lending tokenization ventures platform trading and more. 👇 It's a pleasure working with the team and we're proud to power the future of secure flexible Bitcoin-backed credit. Our Galaxy Ventures Platform case study on @ArchLending is live. From brand and hiring to communications and a scaled credit facility this is a snapshot of what Galaxy Ventures Platform support looks like. Check it out https://t.co/Oo9H0PpvyB Our Galaxy Ventures Platform case study on @ArchLending is live. From brand and hiring to communications and a"  
[X Link](https://x.com/ArchLending/status/2010826295806947718)  2026-01-12T21:28Z [----] followers, [---] engagements


"@Rajatsoni This is it Rajat. Once you understand Bitcoin-backed borrowing you realize you never need to sell. Institutions are leveraging it to buy more Bitcoin while holders can use it for liquidity without giving up their stack"  
[X Link](https://x.com/ArchLending/status/2011089786401145005)  2026-01-13T14:55Z [----] followers, [----] engagements


"@Rajatsoni Spot on Rajat. This trajectory is why Bitcoin-backed loans make sense: borrow the currency losing value and hold the asset gaining it. Time works for you not against you"  
[X Link](https://x.com/ArchLending/status/2011478971578556884)  2026-01-14T16:42Z [----] followers, [---] engagements


"@BitcoinArchive When companies accumulate Bitcoin at this scale the next question isnt price - its liquidity. Treasury assets need to be highly liquid and Bitcoin fits that role"  
[X Link](https://x.com/ArchLending/status/2011483969091764606)  2026-01-14T17:02Z [----] followers, [---] engagements


"Today Arch is happy to announce the closing of a $75M tokenized CLO with @galaxyhq issued on @avax to continue to finance our crypto-backed loans. This is institutional credit infrastructure on modern rails. Tokenization is finally moving from theory to production"  
[X Link](https://x.com/ArchLending/status/2011878450420977737)  2026-01-15T19:09Z [----] followers, [----] engagements


"Why this matters: - Tokenization applied to real structured credit - Institutional capital meeting crypto-native infrastructure - A step forward for how modern lending is financed $50m of the CLO investment was anchored by institutional credit protocol @grovedotfinance a part of @SkyEcosystem. @Anchorage serves as the bond trustee and qualified custodian and @AccountableData provides continuous transparency into the performance of the underlying loans. The tokens will be listed on @INX_Group's ATS platform. 📰 via The Block below"  
[X Link](https://x.com/ArchLending/status/2011878454317240815)  2026-01-15T19:09Z [----] followers, [---] engagements


"@seanjudgeciv Thanks for your support from Day [--] 🤝"  
[X Link](https://x.com/ArchLending/status/2011900806086394337)  2026-01-15T20:38Z [----] followers, [--] engagements


"2/ Next: underwriting. Bitcoin-backed loans dont rely on credit scores or income checks. The collateral does the work. Traditional loans require: credit score checks income verification debt-to-income ratios (often capped at 36%) extensive paperwork"  
[X Link](https://x.com/ArchLending/status/2013306574903882030)  2026-01-19T17:44Z [----] followers, [--] engagements


"3/ Disbursement timing matters. With a Bitcoin-backed loan once the collateral is verified funds can arrive within hours. With traditional loans even after approval disbursement can still take days or weeks. That gap matters in time-sensitive situations"  
[X Link](https://x.com/ArchLending/status/2013306586626957537)  2026-01-19T17:44Z [----] followers, [--] engagements


"4/ Now lets talk about risk management. Bitcoin-backed loans are overcollateralized. At Arch loans are structured with conservative LTVs (60%). That collateral protects both sides of the loan. Traditional fiat loans work differently. Approval depends on your ability to repay and your borrowing limit is tied to your income. https://twitter.com/i/web/status/2013306598425534712 https://twitter.com/i/web/status/2013306598425534712"  
[X Link](https://x.com/ArchLending/status/2013306598425534712)  2026-01-19T17:44Z [----] followers, [---] engagements


"@BitcoinArchive You didn't hold through the noise to sell at the institutional entry point. Borrow against it and keep the upside 🙌"  
[X Link](https://x.com/ArchLending/status/2013636585083019264)  2026-01-20T15:35Z [----] followers, [---] engagements


"@ratlimit interesting article - I'll make sure to bookmark it for later"  
[X Link](https://x.com/ArchLending/status/2013727003149541740)  2026-01-20T21:35Z [----] followers, [--] engagements


"@saylor This strategy isn't only for corporate treasuries. If you hold Bitcoin you can borrow against it too with the same principle"  
[X Link](https://x.com/ArchLending/status/2013982823812649379)  2026-01-21T14:31Z [----] followers, [---] engagements


"@BitcoinArchive Banks getting into stablecoins means Bitcoin-backed lending becomes standard financial infrastructure. What we're building now becomes table stakes tomorrow"  
[X Link](https://x.com/ArchLending/status/2013989680736571735)  2026-01-21T14:58Z [----] followers, [---] engagements


"@Rajatsoni This perspective matters. If Bitcoin holders are always early regardless of entry price then liquidating to raise capital is a mistake at any level. Borrow against what you hold instead"  
[X Link](https://x.com/ArchLending/status/2013989880083411003)  2026-01-21T14:59Z [----] followers, [---] engagements


"@w_s_bitcoin The fact they still think Bitcoin is "privately issued" shows why holders trust it more than fiat currencies. There's no issuer and no counterparty. Just math"  
[X Link](https://x.com/ArchLending/status/2014401670873284910)  2026-01-22T18:15Z [----] followers, [---] engagements


"@Rajatsoni Exactly Rajat. People trying to value Bitcoin like a stock miss the point entirely. It's the base layer. You hold it and borrow against it when needed"  
[X Link](https://x.com/ArchLending/status/2014401913501204610)  2026-01-22T18:16Z [----] followers, [---] engagements


"Simple tiers. Public pricing. Market leading rates at every size. http://app.archlending.com http://app.archlending.com"  
[X Link](https://x.com/ArchLending/status/2014417979413561629)  2026-01-22T19:20Z [----] followers, [---] engagements


"Heres how it works Crypto-Backed Loans (BTC / ETH / SOL) All loans are 12-month terms rollover with one click as many times as you like. No hidden fees nothing extra. As loan size increases cost of capital drops and we pass that through to our clients"  
[X Link](https://x.com/ArchLending/status/2014417991748993357)  2026-01-22T19:20Z [----] followers, [---] engagements


"@21RatesHQ Appreciate your support"  
[X Link](https://x.com/ArchLending/status/2014519243602022590)  2026-01-23T02:03Z [----] followers, [--] engagements


"@Rajatsoni In [----] they'll ask "how did you hold through everything" The answer: you borrowed against it when you needed cash instead of selling"  
[X Link](https://x.com/ArchLending/status/2015809565502390483)  2026-01-26T15:30Z [----] followers, [---] engagements


"One borrower told us: I almost sold my Bitcoin when it dropped into the $90Ks. Instead I borrowed from Arch. I saved on taxes kept the upside and that alone covered the interest. Thats how you make your Bitcoin work for you"  
[X Link](https://x.com/ArchLending/status/1958154308995961054)  2025-08-20T13:09Z [----] followers, [---] engagements


"Imagine building income without reducing your net worth. Imagine funding your life without touching your Bitcoin. Thats Arch's Perpetual Income. Most Bitcoiners think they have two options: [--]. HODL [--]. Sell But.👇"  
[X Link](https://x.com/ArchLending/status/1965027465518346651)  2025-09-08T12:20Z [----] followers, [---] engagements


"You have [--] BTC worth $115K. You need $10K for living expenses. Option A: Sell [---] BTC. Pay up to $3.7K in taxes. Lose future upside forever. Option B: Borrow $10K against your Bitcoin. Pay $1250/year in interest. Keep your full position. One choice costs you once. The other costs you millions. https://twitter.com/i/web/status/1983956069392208354 https://twitter.com/i/web/status/1983956069392208354"  
[X Link](https://x.com/ArchLending/status/1983956069392208354)  2025-10-30T17:56Z [----] followers, [---] engagements


"Norma found what she'd been looking for: "We believe Bitcoin is the asset to hold for the long term.""  
[X Link](https://x.com/ArchLending/status/2008253305588482507)  2026-01-05T19:04Z [----] followers, [--] engagements


"1/ Lets start with speed. A Bitcoin-backed loan is collateral-driven. At Arch approval can happen in minutes instead of weeks. Once collateral is in custody funds are typically disbursed the same day. Traditional fiat loans Approval alone can take days or weeks"  
[X Link](https://x.com/ArchLending/status/2013306563134661012)  2026-01-19T17:44Z [----] followers, [---] engagements


"Tune in today at 12:30pm ET to hear from the team behind our recently announced $75M tokenized CLO. In this Space hosted by @WOLF_Bitcoin_ we'll dive deep with leaders from @galaxyhq @avax @grovedotfinance @AccountableData and @INX_Group to fully paint our vision for how credit markets will develop on blockchain-based infrastructure. https://x.com/i/spaces/1MYxNlnWBMyGw/peek https://x.com/i/spaces/1MYxNlnWBMyGw/peek"  
[X Link](https://x.com/ArchLending/status/2013989488624889943)  2026-01-21T14:58Z [----] followers, [---] engagements


"This isnt just promotional pricing this is the gold standard moving forward for the industry. Important mechanics: State lending rules still apply. Promo codes still work. These rates apply to standard loans our speciality products have custom rates"  
[X Link](https://x.com/ArchLending/status/2014418003685998702)  2026-01-22T19:20Z [----] followers, [---] engagements


"Why this matters Most lenders optimize for margin opacity. We optimize for trust at scale. Clear tiers Predictable pricing Rates that improve as you grow This is how crypto lending graduates from boutique to infrastructure"  
[X Link](https://x.com/ArchLending/status/2014418015597821971)  2026-01-22T19:20Z [----] followers, [---] engagements


"Whats the bigger Bitcoin treasury company @Tesla or @MicroStrategy "You asked me what the biggest treasury company in the world is a Bitcoin treasury company and I think it's Tesla because they're the biggest company with a Bitcoin treasury." - @ejuline https://t.co/IrgaLaxBMH "You asked me what the biggest treasury company in the world is a Bitcoin treasury company and I think it's Tesla because they're the biggest company with a Bitcoin treasury." - @ejuline https://t.co/IrgaLaxBMH"  
[X Link](https://x.com/ArchLending/status/2014661891440746774)  2026-01-23T11:30Z [----] followers, [---] engagements


"@AdamBLiv Great breakdown Adam. If Bitcoin appreciates like this selling any of it to fund retirement makes no sense. You borrow against your stack instead"  
[X Link](https://x.com/ArchLending/status/2016165767340019981)  2026-01-27T15:05Z [----] followers, [---] engagements


"@saylor Checkmate"  
[X Link](https://x.com/ArchLending/status/2016524657021849860)  2026-01-28T14:51Z [----] followers, [----] engagements


"Thinking of taking a Bitcoin-backed loan Heres what to keep in mind: ✅ Keep your LTV conservative ✅ Make sure your BTC isnt being rehypothecated ✅ Talk to real humans At Arch we built our lending platform around those principles"  
[X Link](https://x.com/ArchLending/status/2016949982193209605)  2026-01-29T19:02Z [----] followers, [----] engagements


"We believe protecting your Bitcoin and guiding your decisions require the same level of care"  
[X Link](https://x.com/ArchLending/status/2017356667529400451)  2026-01-30T21:58Z [----] followers, [---] engagements


"Life doesn't wait for the perfect moment when you need money. Joe Burnett learned this at the start of [----] when he needed a new car. He had Bitcoin and he could have sold. Instead he borrowed against it bought the car and kept his sats. Then Bitcoin appreciated and by November he only owed the equivalent of roughly [----] BTC. His loan had shrunk in real terms and he'd saved about [----] BTC simply because he chose to borrow instead of sell. This is what happens when you maintain exposure to an appreciating asset while using debt strategically: Selling locks in your exit price permanently while"  
[X Link](https://x.com/ArchLending/status/2018036656901943729)  2026-02-01T19:00Z [----] followers, [---] engagements


"Buy Bitcoin and HODL ❌ Buy Bitcoin HODL and borrow ✅"  
[X Link](https://x.com/ArchLending/status/2018082939876348083)  2026-02-01T22:04Z [----] followers, [---] engagements


"Bitcoin's institutional adoption hit a major inflection point in [----]. $15B in ETF inflows 29.8% of supply now held by institutions and 86% of institutional investors either holding or planning allocations. Here's what this means for borrowing against your BTC 🧵"  
[X Link](https://x.com/ArchLending/status/2018323588491968526)  2026-02-02T14:00Z [----] followers, [---] engagements


"The data tells us Bitcoin is transitioning from a speculative asset to an institutional treasury standard. [---] companies now hold BTC in reserves Strategy alone just reached 3.2% of all BTC in existence and pension funds expanded positions after BTC crossed $108K"  
[X Link](https://x.com/ArchLending/status/2018323609413116136)  2026-02-02T14:00Z [----] followers, [--] engagements


"Why this matters for Bitcoin-backed lending Institutional adoption means price stability and reduced volatility. When Harvard holds $1.9B in Bitcoin ETFs and Goldman Sachs holds $3.3B it signals BTC is becoming a mature collateral asset"  
[X Link](https://x.com/ArchLending/status/2018323622088380578)  2026-02-02T14:00Z [----] followers, [--] engagements


"Every detail at Arch is designed to let you unlock the power of your Bitcoin with low rates white-glove service bank-grade security and verifiable transparency. Ready to experience the difference Follow @ArchLending and discover our approach today. Were here to answer your questions ensure transparency and build for the long term. Bitcoin's institutional adoption hit a major inflection point in [----]. $15B in ETF inflows 29.8% of supply now held by institutions and 86% of institutional investors either holding or planning allocations. Here's what this means for borrowing against your BTC 🧵"  
[X Link](https://x.com/ArchLending/status/2018323658079625303)  2026-02-02T14:00Z [----] followers, [---] engagements


"Sources: 📚 https://bitcointreasuries.net/ https://www.ainvest.com/news/bitcoin-volatility-institutional-adoption-november-2025-sustainable-shift-institutional-sentiment-2512/ https://www.trmlabs.com/reports-and-whitepapers/2025-crypto-adoption-and-stablecoin-usage-report https://bitcointreasuries.net/ https://www.ainvest.com/news/bitcoin-volatility-institutional-adoption-november-2025-sustainable-shift-institutional-sentiment-2512/ https://www.trmlabs.com/reports-and-whitepapers/2025-crypto-adoption-and-stablecoin-usage-report"  
[X Link](https://x.com/ArchLending/status/2018323670314451132)  2026-02-02T14:00Z [----] followers, [---] engagements


"RT @BitcoinNewsCom: http://x.com/i/article/2018323252481794048 http://x.com/i/article/2018323252481794048"  
[X Link](https://x.com/ArchLending/status/2018330324028051471)  2026-02-02T14:27Z [----] followers, [--] engagements


"For generations people have borrowed against homes stocks and businesses - not sold them. Bitcoin works the same way. Here are [--] reasons borrowing can make more sense than selling"  
[X Link](https://x.com/ArchLending/status/2018398883064533374)  2026-02-02T18:59Z [----] followers, [---] engagements


"This chart shows the amount of Bitcoin needed to retire in [----] by country. But what we're really seeing is why selling Bitcoin is the most expensive retirement strategy. Which retirement plan are you following"  
[X Link](https://x.com/ArchLending/status/2018443832917192959)  2026-02-02T21:58Z [----] followers, [----] engagements


"Alabama didn't wait for crypto to come. Alabama built the infrastructure to attract it. - A Blockchain Study Commission with bipartisan support. - Proposed legislation for 10% Bitcoin treasury investment. - Virtual currency tax exemption bills. The vision was clear: make Alabama the destination for crypto businesses that traditionally went to California and New York. Alabama is home to institutional conviction that became competitive advantage. Arch brings the same approach to Bitcoin lending: ✓ Private banking-level security with concierge service ✓ Flexible loans that function like a line"  
[X Link](https://x.com/ArchLending/status/2018685423867040129)  2026-02-03T13:58Z [----] followers, [---] engagements


"As liquidity improves borrowers benefit first. Lower rates clearer pricing and more flexible Bitcoin-backed loans are a natural result of a healthier credit market"  
[X Link](https://x.com/ArchLending/status/2018761973434024235)  2026-02-03T19:02Z [----] followers, [---] engagements


"RT @BitcoinNewsCom: If you've never gotten a Bitcoin-backed loan before your biggest question might be "But what happens to my Bitcoin""  
[X Link](https://x.com/anyuser/status/2018806413464899585)  2026-02-03T21:58Z [----] followers, [--] engagements


"Is your Bitcoin safe when your lender goes bankrupt Heres the simple answer: only if the lender uses a bankruptcy-remote structure. A bankruptcy-remote setup keeps client assets legally separate from the company itself. That means: - your Bitcoin isnt on the lenders balance sheet - it cant be touched by creditors - it isnt pulled into a bankruptcy process - it stays yours even if the company fails This protection comes from legal structure not reassurance. Many lenders say client assets are safe. A bankruptcy-remote entity is how you make that true. At Arch your Bitcoin sits inside this"  
[X Link](https://x.com/ArchLending/status/2018806964520894625)  2026-02-03T22:01Z [----] followers, [---] engagements


"Four major crypto exchanges left Washington in [----]. Coinbase stayed. That divergence told us everything about Washington's regulatory philosophy: comprehensive consumer protection with no exceptions and no shortcuts. Washington is home to the highest standard in U.S. crypto regulation. Arch meets that standard: ✓ Private banking-level security with concierge service ✓ Flexible loans that function like a line of credit ✓ Instant approvals and funding within hours ✓ Rates starting at 8.4% APR ✓ No origination fees Today we're live for Washington Bitcoin holders who refuse anything less than"  
[X Link](https://x.com/ArchLending/status/2019049320495170004)  2026-02-04T14:04Z [----] followers, [---] engagements


"Now imagine a million of them. AI agents are already here and they're using Bitcoin in ways that are fundamentally reshaping everything. Unlike retail investors who buy on emotion or institutions http://x.com/i/article/2018985417962352640 http://x.com/i/article/2018985417962352640"  
[X Link](https://x.com/ArchLending/status/2019058669359435950)  2026-02-04T14:41Z [----] followers, [---] engagements


"DeFi and traditional finance each bring real advantages. Fully on-chain systems offer speed automation and transparency but often lack discretion customer service and access to real-world banking rails. Fully off-chain systems provide structure and legal clarity but can be slow opaque and inflexible. The most effective Bitcoin-backed lending model sits in the middle. Its not about choosing sides. Its about designing a system that works using the advantages of both sides. https://twitter.com/i/web/status/2019124381566529551 https://twitter.com/i/web/status/2019124381566529551"  
[X Link](https://x.com/ArchLending/status/2019124381566529551)  2026-02-04T19:02Z [----] followers, [---] engagements


"RT @knycksutherland: Working on a campaign for @ArchLending that focuses less on the loan and more on the life it enables"  
[X Link](https://x.com/anyuser/status/2019168297519075622)  2026-02-04T21:56Z [----] followers, [--] engagements


"If youre planning to buy your Bitcoin back later why sell it in the first place Youll have to deal with capital gains tax and the stress of timing your re-entry. Instead of selling you could just borrow against it"  
[X Link](https://x.com/ArchLending/status/2019172130827694475)  2026-02-04T22:12Z [----] followers, [---] engagements


"It shows Bitcoin's price testing the electrical cost of mining currently around $71000. You've likely seen it. You might even be wondering what it means for your position. Some hodlers see this http://x.com/i/article/2019362634127007745 http://x.com/i/article/2019362634127007745"  
[X Link](https://x.com/ArchLending/status/2019407601289576450)  2026-02-05T13:47Z [----] followers, [----] engagements


"We believe 12-month terms with unlimited rollovers honor your long-term conviction"  
[X Link](https://x.com/ArchLending/status/2019410768417210652)  2026-02-05T14:00Z [----] followers, [---] engagements


"Some borrowers prefer opening loans when BTC is down. Lower entry price means: ✅ More buffer before a margin call ✅ Less liquidation risk ✅ Ability to upsize later as collateral grows Risk management matters more than leverage"  
[X Link](https://x.com/ArchLending/status/2019482924995969364)  2026-02-05T18:47Z [----] followers, [----] engagements


"4/ One standout feature is their AI-powered chat helping with decisions like rolling over a loan. This is one of our proudest features. Get instant answers in-app Roll over a loan with a click If nuance is needed a real team member steps in the same chat No tickets. No waiting"  
[X Link](https://x.com/ArchLending/status/2019772384853844006)  2026-02-06T13:57Z [----] followers, [--] engagements


"@michelleo_21mil Bitcoin-backed loans are a useful tool if you learn how to use them carefully. We're here to help you with that"  
[X Link](https://x.com/ArchLending/status/2019790557447410175)  2026-02-06T15:09Z [----] followers, [--] engagements


"Long-term lending only works when capital and loan duration are aligned. This structure lets us lower rates support rollovers and build products designed for how people actually use Bitcoin over time"  
[X Link](https://x.com/ArchLending/status/2019847877040959950)  2026-02-06T18:57Z [----] followers, [---] engagements

Limited data mode. Full metrics available with subscription: lunarcrush.com/pricing

@ArchLending Avatar @ArchLending Arch

Arch posts on X about bitcoin, if you, liquidity, crypto the most. They currently have [-----] followers and [---] posts still getting attention that total [-------] engagements in the last [--] hours.

Engagements: [-------] #

Engagements Line Chart

  • [--] Week [-------] +146%
  • [--] Month [-------] -33%
  • [--] Months [---------] +17,417%
  • [--] Year [---------] +1,217%

Mentions: [--] #

Mentions Line Chart

  • [--] Month [--] +15%
  • [--] Months [---] +570%
  • [--] Year [---] +154%

Followers: [-----] #

Followers Line Chart

  • [--] Week [-----] +1.60%
  • [--] Month [-----] +3.30%
  • [--] Months [-----] +15%
  • [--] Year [-----] +96%

CreatorRank: [-------] #

CreatorRank Line Chart

Social Influence

Social category influence cryptocurrencies #428 finance 40% stocks 5% automotive brands 4% social networks 3% countries 3% technology brands 2% travel destinations 2% exchanges 2% events 1%

Social topic influence bitcoin #188, if you 7%, liquidity 6%, crypto #1483, debt #455, the most 4%, future 4%, company 4%, ai 3%, capital gains 3%

Top accounts mentioned or mentioned by @rajatsoni @chainleak @galaxyhq @bitcoinarchive @grovedotfinance @bitcoinnewscom @dailystackhq @anchorage @orangerpiller @avax @accountabledata @saylor @icr_indiacrypto @joshuwa @strike @ddcnorma @bitmundfreud @bitcoinmagazine @documentingbtc @skyecosystem

Top assets mentioned Bitcoin (BTC) HSBC Holdings PLC (HSBC)

Top Social Posts

Top posts by engagements in the last [--] hours

"Dave Ramsey has built an empire around the belief "all debt is bad". Robert Kiyosaki takes the opposite view arguing that "good debt" is one of the most powerful tools for building wealth. In [----] http://x.com/i/article/2021172353531564032 http://x.com/i/article/2021172353531564032"
X Link 2026-02-10T16:39Z [----] followers, 56.3K engagements

"OpenClaw is everywhere right now and for good reason. But if you're a Bitcoin holder scrolling past the hype you might be wondering what an AI agent platform actually has to do with your stack. The http://x.com/i/article/2021995671465684992 http://x.com/i/article/2021995671465684992"
X Link 2026-02-13T16:12Z [----] followers, 50.7K engagements

"5/ The website is clean fast their UI is excellent. We believe great UX builds confidence. A clean dashboard fast actions and responsive communication mean managing a loan never feels like work"
X Link 2026-02-06T13:57Z [----] followers, [--] engagements

"6/ I met the owners at Bitcoin [----] genuinely nice which reinforced my trust. Technology matters. But trust is ultimately human. Arch is built by real people who show up online and in person"
X Link 2026-02-06T13:57Z [----] followers, [--] engagements

"If youre a HODLer the motto is Buy Bitcoin Never sell. But back then needing liquidity meant one thing: You had to sell. That meant triggering capital gains losing future upside and often selling at the worst time during emergencies. That worlds changing. With Arch you dont need to sell to get cash. You can borrow against your Bitcoin. And we dont just offer Bitcoin-backed loans. We offer fast secure and safe Bitcoin-backed loans. Heres what that really means: [--]. Fast: Funds are disbursed the same day and often within hours. [--]. Secure: Your BTC stays in cold storage with @Anchorage fully"
X Link 2026-02-07T14:57Z [----] followers, [---] engagements

"If you need to raise $100K borrowing against your Bitcoin could be a better path. - You keep your stack - Avoid capital gains - Get cash fast (Arch can fund within hours) No need to sell what you spent years stacking. Youve already given up a lot - no need to give up your Bitcoin too. https://twitter.com/i/web/status/2020255761801310290 https://twitter.com/i/web/status/2020255761801310290"
X Link 2026-02-07T21:58Z [----] followers, [---] engagements

"The Telegram founder Pavel Durov bought Bitcoin at $700 in [----] and when it crashed to $200 his response was clear: "I'm not going to sell it." In a recent interview he revealed that Bitcoin "allowed me to stay afloat" while Telegram lost money but that meant eventually selling portions of his stack to fund his lifestyle. Here's what that exposes: The Telegram founder understood Bitcoin's core value proposition: "Nobody can confiscate it from you nobody can censor you. This is the way money should work." And while he believes it will reach $1 million he still had to sell to access capital."
X Link 2026-02-09T21:58Z [----] followers, [----] engagements

"A fair question we hear often is: how do I know I can trust you with my assets Our answer is simple - we dont ask for trust we show it. Verifiable custody Transparent loan terms Public reviews Real humans available when you need them"
X Link 2026-02-10T18:57Z [----] followers, [---] engagements

"One of the biggest misconceptions about Bitcoin-backed loans is that theyre only for a narrow audience. At Arch we see something very different. Individuals use Bitcoin-backed loans for taxes personal expenses investments business creation and debt consolidation. On the business side it goes beyond public companies. We work with small and mid-sized businesses across the U.S. - from energy companies to farmers to manufacturers - using Bitcoin as working capital. https://twitter.com/i/web/status/2021589855013396775 https://twitter.com/i/web/status/2021589855013396775"
X Link 2026-02-11T14:19Z [----] followers, [---] engagements

"Its tax season again. Some Bitcoin holders are learning they dont have to choose between paying taxes and keeping their BTC exposure"
X Link 2026-02-11T21:57Z [----] followers, [---] engagements

"@orangerpiller @Strike Working on it We allow clients to extend on request currently and can very often extend past even the 3-5 day mark"
X Link 2026-02-12T02:20Z [----] followers, [--] engagements

"Transparency is non-negotiable. If clients cant verify where their Bitcoin is the system doesnt work"
X Link 2026-02-13T14:00Z [----] followers, [---] engagements

"Imagine paying off your mortgage years early - but giving up your Bitcoin to do it. Joshuwa Roomsburg of @ChainLeak explains the trade-off he made and why access to liquidity without selling matters"
X Link 2026-02-16T16:01Z [----] followers, [----] engagements

"What if Bitcoin-backed loans were structured like reverse mortgages The strategy is simple: Borrow a small percentage of your Bitcoin keep loan-to-value extremely low and roll the loan forward as Bitcoin appreciates faster than the interest owed. Our clients are doing this through our Perpetual Income product"
X Link 2026-02-09T13:59Z [----] followers, [---] engagements

"Yesterday ai(dot)com aired a 30-second ad during Super Bowl LX's fourth quarter. The company spent $70 million acquiring the domain and another $15 million for the airtime. Over [---] million people http://x.com/i/article/2020817308281667584 http://x.com/i/article/2020817308281667584"
X Link 2026-02-09T17:16Z [----] followers, [---] engagements

"Anyone can offer a loan. But great lending products are designed around the customer. Heres what we believe defines a top-tier loan experience: ✅ Transparent terms (no hidden fees) ✅ Institutional-grade custody ✅ No rehypothecation of collateral ✅ Flexible repayment options ✅ Speed clarity and control ✅ White glove service At Arch we built our crypto-backed loan platform with these values at the core. Because lending should empower people not exploit them"
X Link 2026-02-09T19:15Z [----] followers, [---] engagements

"Knowing you have access to cash around the clock changes everything"
X Link 2026-02-10T14:13Z [----] followers, [---] engagements

"Someone from Reddit asked if borrowing against Bitcoin is a smart move or a headache. Heres our take: Borrowing is smart if: ✅ You keep LTV low ✅ Lender doesnt rehypothecate ✅ Real humans available 24/7 It is a headache if: ❌ You max out LTV ❌ Collateral gets rehypothecated ❌ Support = ticket submitted The most important thing is risk management. Having a low LTV loan will At the end of the day its all about risk management. A low LTV lets you sleep at night even during heavy volatility. Rehypothecation should be a hard no. And if support isnt instantly available when markets drop your loan"
X Link 2026-02-13T20:58Z [----] followers, [---] engagements

"Simplify your crypto journey. Fast secure over-collateralized loans. Rated Excellent on Trustpilot"
X Link 2025-09-15T21:31Z [----] followers, 956.6K engagements

"Keep your Bitcoin. Borrow cash. Secure US-based crypto-backed loans. Trusted. Transparent. Stress-free"
X Link 2025-09-15T21:31Z [----] followers, 1.2M engagements

""Avoid all debt" was wise when savings paid 5% and inflation sat at 2%. Today selling an appreciating asset to cover what a thoughtful loan can handle is a quiet cost most discover too late"
X Link 2026-02-11T18:56Z [----] followers, [---] engagements

"Big news: today Arch is rolling out a platform wide rate drop. One of the biggest failures in crypto lending is opacity. Hidden steps. Negotiated rates. DM us pricing. That works until you have to scale. So we rebuilt our rate structure from the ground up"
X Link 2026-01-22T19:20Z [----] followers, [----] engagements

""Russia is restricting access to Telegram." His message quickly resonated within hours and if you've been paying attention to how governments interact with decentralized technology this http://x.com/i/article/2021523224379396096 http://x.com/i/article/2021523224379396096"
X Link 2026-02-11T16:29Z [----] followers, 31.3K engagements

"Russia is restricting Telegram again. It's the same playbook governments have used against Bitcoin for over a decade and in both cases the technology endured. In this article we explored why that pattern matters for holders 👇🏻 https://t.co/bw0BN82rbl https://t.co/bw0BN82rbl"
X Link 2026-02-12T13:56Z [----] followers, [---] engagements

"Borrowing doesnt always fit into a neat one-year timeline. So your loan should be flexible enough to roll forward when you need more time and easy to close when you dont"
X Link 2026-02-12T20:56Z [----] followers, [---] engagements

"Credit is part of how assets become usable. Bitcoin is no exception"
X Link 2026-02-14T15:02Z [----] followers, [---] engagements

"Same-day funding is great. Coming back three times says even more"
X Link 2026-02-10T21:57Z [----] followers, [---] engagements

"Arch wasnt founded by Bitcoin whales or hype VCs. It was built by fintech operators who understood credit and saw firsthand how banks treated Bitcoin as having no value. That disconnect revealed a massive gap in the financial system. Arch was built to solve it"
X Link 2026-02-15T15:02Z [----] followers, [---] engagements

"For years Bitcoin holders have been told they're early paranoid or chasing a speculative fantasy. A few days ago the world's most powerful leaders at the Munich Security Conference essentially http://x.com/i/article/2023350623794569216 http://x.com/i/article/2023350623794569216"
X Link 2026-02-16T18:02Z [----] followers, 41.9K engagements

"@Rajatsoni This is exactly why Bitcoin-backed borrowing works. Take the depreciating currency as debt keep the appreciating asset as collateral and let inflation work for you instead of against you"
X Link 2026-01-05T18:55Z [----] followers, [--] engagements

"Norma Chu spent [--] years building a food empire - from weekend cooking videos to a NYSE-listed company. Now she's applying that same long-term thinking to Bitcoin. This is the story of a CEO who builds for decades and not quarters: 🧵"
X Link 2026-01-05T19:04Z [----] followers, [---] engagements

"@ddcnorma Norma was born in Hong Kong and moved to Seattle in 8th grade. While classmates watched TV she tuned into CNBC. After serving as the Head of Research at HSBC Private Bank in [----] Norma went all-in on DayDayCook"
X Link 2026-01-05T19:04Z [----] followers, [--] engagements

"Her weekend cooking videos grew into a multi-platform media company with millions of followers across mainland China. In November [--] [----] DDC rang the NYSE bell and that special event marked a new beginning"
X Link 2026-01-05T19:04Z [----] followers, [--] engagements

"It was summer [----] in Shanghai and a longtime investor posed an idea: "What if you leverage your public status for buying Bitcoin" Her equity research instincts kicked in and she started studying Strategy's playbook"
X Link 2026-01-05T19:04Z [----] followers, [--] engagements

"Within months she: Filed a $500M shelf registration Set a target: [-----] BTC by year-end Raised $528M from Bitcoin-focused investors (This is what we believe long-term conviction looks like)"
X Link 2026-01-05T19:04Z [----] followers, [--] engagements

"Today the same discipline that built a food empire stacks sats. Norma spent [--] years building community in food and now she's applying that patience to Bitcoin"
X Link 2026-01-05T19:04Z [----] followers, [---] engagements

"She believes every company in the future will own $BTC on their balance sheet and while people think the Bitcoin treasury trend is crowded Norma disagrees: "We're still such a tiny niche market." She understands paradigm shifts takes time and she's positioning for decades instead of quarters. https://twitter.com/i/web/status/2008253400971194635 https://twitter.com/i/web/status/2008253400971194635"
X Link 2026-01-05T19:04Z [----] followers, [---] engagements

"@BitmundFreud Or skip Strategy and build your own Bitcoin treasury. Buy Bitcoin hold it and borrow against it when you need cash. Same upside but with more control"
X Link 2026-01-07T14:35Z [----] followers, [---] engagements

"@BitcoinMagazine You can borrow against it when you need liquidity. Never sell always hodl 📷"
X Link 2026-01-08T14:56Z [----] followers, [--] engagements

"@DocumentingBTC Bitcoin becoming a payment method for top-tier talent signals its maturity as money and as collateral. If it's good enough to pay Theo Von it's solid enough to borrow against it"
X Link 2026-01-09T16:46Z [----] followers, [---] engagements

"@Rajatsoni Exactly right Rajat. Financial literacy also means understanding you can borrow against appreciating assets like Bitcoin instead of selling them"
X Link 2026-01-12T15:34Z [----] followers, [---] engagements

"A deep dive into our continued partnership with @galaxyhq across lending tokenization ventures platform trading and more. 👇 It's a pleasure working with the team and we're proud to power the future of secure flexible Bitcoin-backed credit. Our Galaxy Ventures Platform case study on @ArchLending is live. From brand and hiring to communications and a scaled credit facility this is a snapshot of what Galaxy Ventures Platform support looks like. Check it out https://t.co/Oo9H0PpvyB Our Galaxy Ventures Platform case study on @ArchLending is live. From brand and hiring to communications and a"
X Link 2026-01-12T21:28Z [----] followers, [---] engagements

"@Rajatsoni This is it Rajat. Once you understand Bitcoin-backed borrowing you realize you never need to sell. Institutions are leveraging it to buy more Bitcoin while holders can use it for liquidity without giving up their stack"
X Link 2026-01-13T14:55Z [----] followers, [----] engagements

"@Rajatsoni Spot on Rajat. This trajectory is why Bitcoin-backed loans make sense: borrow the currency losing value and hold the asset gaining it. Time works for you not against you"
X Link 2026-01-14T16:42Z [----] followers, [---] engagements

"@BitcoinArchive When companies accumulate Bitcoin at this scale the next question isnt price - its liquidity. Treasury assets need to be highly liquid and Bitcoin fits that role"
X Link 2026-01-14T17:02Z [----] followers, [---] engagements

"Today Arch is happy to announce the closing of a $75M tokenized CLO with @galaxyhq issued on @avax to continue to finance our crypto-backed loans. This is institutional credit infrastructure on modern rails. Tokenization is finally moving from theory to production"
X Link 2026-01-15T19:09Z [----] followers, [----] engagements

"Why this matters: - Tokenization applied to real structured credit - Institutional capital meeting crypto-native infrastructure - A step forward for how modern lending is financed $50m of the CLO investment was anchored by institutional credit protocol @grovedotfinance a part of @SkyEcosystem. @Anchorage serves as the bond trustee and qualified custodian and @AccountableData provides continuous transparency into the performance of the underlying loans. The tokens will be listed on @INX_Group's ATS platform. 📰 via The Block below"
X Link 2026-01-15T19:09Z [----] followers, [---] engagements

"@seanjudgeciv Thanks for your support from Day [--] 🤝"
X Link 2026-01-15T20:38Z [----] followers, [--] engagements

"2/ Next: underwriting. Bitcoin-backed loans dont rely on credit scores or income checks. The collateral does the work. Traditional loans require: credit score checks income verification debt-to-income ratios (often capped at 36%) extensive paperwork"
X Link 2026-01-19T17:44Z [----] followers, [--] engagements

"3/ Disbursement timing matters. With a Bitcoin-backed loan once the collateral is verified funds can arrive within hours. With traditional loans even after approval disbursement can still take days or weeks. That gap matters in time-sensitive situations"
X Link 2026-01-19T17:44Z [----] followers, [--] engagements

"4/ Now lets talk about risk management. Bitcoin-backed loans are overcollateralized. At Arch loans are structured with conservative LTVs (60%). That collateral protects both sides of the loan. Traditional fiat loans work differently. Approval depends on your ability to repay and your borrowing limit is tied to your income. https://twitter.com/i/web/status/2013306598425534712 https://twitter.com/i/web/status/2013306598425534712"
X Link 2026-01-19T17:44Z [----] followers, [---] engagements

"@BitcoinArchive You didn't hold through the noise to sell at the institutional entry point. Borrow against it and keep the upside 🙌"
X Link 2026-01-20T15:35Z [----] followers, [---] engagements

"@ratlimit interesting article - I'll make sure to bookmark it for later"
X Link 2026-01-20T21:35Z [----] followers, [--] engagements

"@saylor This strategy isn't only for corporate treasuries. If you hold Bitcoin you can borrow against it too with the same principle"
X Link 2026-01-21T14:31Z [----] followers, [---] engagements

"@BitcoinArchive Banks getting into stablecoins means Bitcoin-backed lending becomes standard financial infrastructure. What we're building now becomes table stakes tomorrow"
X Link 2026-01-21T14:58Z [----] followers, [---] engagements

"@Rajatsoni This perspective matters. If Bitcoin holders are always early regardless of entry price then liquidating to raise capital is a mistake at any level. Borrow against what you hold instead"
X Link 2026-01-21T14:59Z [----] followers, [---] engagements

"@w_s_bitcoin The fact they still think Bitcoin is "privately issued" shows why holders trust it more than fiat currencies. There's no issuer and no counterparty. Just math"
X Link 2026-01-22T18:15Z [----] followers, [---] engagements

"@Rajatsoni Exactly Rajat. People trying to value Bitcoin like a stock miss the point entirely. It's the base layer. You hold it and borrow against it when needed"
X Link 2026-01-22T18:16Z [----] followers, [---] engagements

"Simple tiers. Public pricing. Market leading rates at every size. http://app.archlending.com http://app.archlending.com"
X Link 2026-01-22T19:20Z [----] followers, [---] engagements

"Heres how it works Crypto-Backed Loans (BTC / ETH / SOL) All loans are 12-month terms rollover with one click as many times as you like. No hidden fees nothing extra. As loan size increases cost of capital drops and we pass that through to our clients"
X Link 2026-01-22T19:20Z [----] followers, [---] engagements

"@21RatesHQ Appreciate your support"
X Link 2026-01-23T02:03Z [----] followers, [--] engagements

"@Rajatsoni In [----] they'll ask "how did you hold through everything" The answer: you borrowed against it when you needed cash instead of selling"
X Link 2026-01-26T15:30Z [----] followers, [---] engagements

"One borrower told us: I almost sold my Bitcoin when it dropped into the $90Ks. Instead I borrowed from Arch. I saved on taxes kept the upside and that alone covered the interest. Thats how you make your Bitcoin work for you"
X Link 2025-08-20T13:09Z [----] followers, [---] engagements

"Imagine building income without reducing your net worth. Imagine funding your life without touching your Bitcoin. Thats Arch's Perpetual Income. Most Bitcoiners think they have two options: [--]. HODL [--]. Sell But.👇"
X Link 2025-09-08T12:20Z [----] followers, [---] engagements

"You have [--] BTC worth $115K. You need $10K for living expenses. Option A: Sell [---] BTC. Pay up to $3.7K in taxes. Lose future upside forever. Option B: Borrow $10K against your Bitcoin. Pay $1250/year in interest. Keep your full position. One choice costs you once. The other costs you millions. https://twitter.com/i/web/status/1983956069392208354 https://twitter.com/i/web/status/1983956069392208354"
X Link 2025-10-30T17:56Z [----] followers, [---] engagements

"Norma found what she'd been looking for: "We believe Bitcoin is the asset to hold for the long term.""
X Link 2026-01-05T19:04Z [----] followers, [--] engagements

"1/ Lets start with speed. A Bitcoin-backed loan is collateral-driven. At Arch approval can happen in minutes instead of weeks. Once collateral is in custody funds are typically disbursed the same day. Traditional fiat loans Approval alone can take days or weeks"
X Link 2026-01-19T17:44Z [----] followers, [---] engagements

"Tune in today at 12:30pm ET to hear from the team behind our recently announced $75M tokenized CLO. In this Space hosted by @WOLF_Bitcoin_ we'll dive deep with leaders from @galaxyhq @avax @grovedotfinance @AccountableData and @INX_Group to fully paint our vision for how credit markets will develop on blockchain-based infrastructure. https://x.com/i/spaces/1MYxNlnWBMyGw/peek https://x.com/i/spaces/1MYxNlnWBMyGw/peek"
X Link 2026-01-21T14:58Z [----] followers, [---] engagements

"This isnt just promotional pricing this is the gold standard moving forward for the industry. Important mechanics: State lending rules still apply. Promo codes still work. These rates apply to standard loans our speciality products have custom rates"
X Link 2026-01-22T19:20Z [----] followers, [---] engagements

"Why this matters Most lenders optimize for margin opacity. We optimize for trust at scale. Clear tiers Predictable pricing Rates that improve as you grow This is how crypto lending graduates from boutique to infrastructure"
X Link 2026-01-22T19:20Z [----] followers, [---] engagements

"Whats the bigger Bitcoin treasury company @Tesla or @MicroStrategy "You asked me what the biggest treasury company in the world is a Bitcoin treasury company and I think it's Tesla because they're the biggest company with a Bitcoin treasury." - @ejuline https://t.co/IrgaLaxBMH "You asked me what the biggest treasury company in the world is a Bitcoin treasury company and I think it's Tesla because they're the biggest company with a Bitcoin treasury." - @ejuline https://t.co/IrgaLaxBMH"
X Link 2026-01-23T11:30Z [----] followers, [---] engagements

"@AdamBLiv Great breakdown Adam. If Bitcoin appreciates like this selling any of it to fund retirement makes no sense. You borrow against your stack instead"
X Link 2026-01-27T15:05Z [----] followers, [---] engagements

"@saylor Checkmate"
X Link 2026-01-28T14:51Z [----] followers, [----] engagements

"Thinking of taking a Bitcoin-backed loan Heres what to keep in mind: ✅ Keep your LTV conservative ✅ Make sure your BTC isnt being rehypothecated ✅ Talk to real humans At Arch we built our lending platform around those principles"
X Link 2026-01-29T19:02Z [----] followers, [----] engagements

"We believe protecting your Bitcoin and guiding your decisions require the same level of care"
X Link 2026-01-30T21:58Z [----] followers, [---] engagements

"Life doesn't wait for the perfect moment when you need money. Joe Burnett learned this at the start of [----] when he needed a new car. He had Bitcoin and he could have sold. Instead he borrowed against it bought the car and kept his sats. Then Bitcoin appreciated and by November he only owed the equivalent of roughly [----] BTC. His loan had shrunk in real terms and he'd saved about [----] BTC simply because he chose to borrow instead of sell. This is what happens when you maintain exposure to an appreciating asset while using debt strategically: Selling locks in your exit price permanently while"
X Link 2026-02-01T19:00Z [----] followers, [---] engagements

"Buy Bitcoin and HODL ❌ Buy Bitcoin HODL and borrow ✅"
X Link 2026-02-01T22:04Z [----] followers, [---] engagements

"Bitcoin's institutional adoption hit a major inflection point in [----]. $15B in ETF inflows 29.8% of supply now held by institutions and 86% of institutional investors either holding or planning allocations. Here's what this means for borrowing against your BTC 🧵"
X Link 2026-02-02T14:00Z [----] followers, [---] engagements

"The data tells us Bitcoin is transitioning from a speculative asset to an institutional treasury standard. [---] companies now hold BTC in reserves Strategy alone just reached 3.2% of all BTC in existence and pension funds expanded positions after BTC crossed $108K"
X Link 2026-02-02T14:00Z [----] followers, [--] engagements

"Why this matters for Bitcoin-backed lending Institutional adoption means price stability and reduced volatility. When Harvard holds $1.9B in Bitcoin ETFs and Goldman Sachs holds $3.3B it signals BTC is becoming a mature collateral asset"
X Link 2026-02-02T14:00Z [----] followers, [--] engagements

"Every detail at Arch is designed to let you unlock the power of your Bitcoin with low rates white-glove service bank-grade security and verifiable transparency. Ready to experience the difference Follow @ArchLending and discover our approach today. Were here to answer your questions ensure transparency and build for the long term. Bitcoin's institutional adoption hit a major inflection point in [----]. $15B in ETF inflows 29.8% of supply now held by institutions and 86% of institutional investors either holding or planning allocations. Here's what this means for borrowing against your BTC 🧵"
X Link 2026-02-02T14:00Z [----] followers, [---] engagements

"Sources: 📚 https://bitcointreasuries.net/ https://www.ainvest.com/news/bitcoin-volatility-institutional-adoption-november-2025-sustainable-shift-institutional-sentiment-2512/ https://www.trmlabs.com/reports-and-whitepapers/2025-crypto-adoption-and-stablecoin-usage-report https://bitcointreasuries.net/ https://www.ainvest.com/news/bitcoin-volatility-institutional-adoption-november-2025-sustainable-shift-institutional-sentiment-2512/ https://www.trmlabs.com/reports-and-whitepapers/2025-crypto-adoption-and-stablecoin-usage-report"
X Link 2026-02-02T14:00Z [----] followers, [---] engagements

"RT @BitcoinNewsCom: http://x.com/i/article/2018323252481794048 http://x.com/i/article/2018323252481794048"
X Link 2026-02-02T14:27Z [----] followers, [--] engagements

"For generations people have borrowed against homes stocks and businesses - not sold them. Bitcoin works the same way. Here are [--] reasons borrowing can make more sense than selling"
X Link 2026-02-02T18:59Z [----] followers, [---] engagements

"This chart shows the amount of Bitcoin needed to retire in [----] by country. But what we're really seeing is why selling Bitcoin is the most expensive retirement strategy. Which retirement plan are you following"
X Link 2026-02-02T21:58Z [----] followers, [----] engagements

"Alabama didn't wait for crypto to come. Alabama built the infrastructure to attract it. - A Blockchain Study Commission with bipartisan support. - Proposed legislation for 10% Bitcoin treasury investment. - Virtual currency tax exemption bills. The vision was clear: make Alabama the destination for crypto businesses that traditionally went to California and New York. Alabama is home to institutional conviction that became competitive advantage. Arch brings the same approach to Bitcoin lending: ✓ Private banking-level security with concierge service ✓ Flexible loans that function like a line"
X Link 2026-02-03T13:58Z [----] followers, [---] engagements

"As liquidity improves borrowers benefit first. Lower rates clearer pricing and more flexible Bitcoin-backed loans are a natural result of a healthier credit market"
X Link 2026-02-03T19:02Z [----] followers, [---] engagements

"RT @BitcoinNewsCom: If you've never gotten a Bitcoin-backed loan before your biggest question might be "But what happens to my Bitcoin""
X Link 2026-02-03T21:58Z [----] followers, [--] engagements

"Is your Bitcoin safe when your lender goes bankrupt Heres the simple answer: only if the lender uses a bankruptcy-remote structure. A bankruptcy-remote setup keeps client assets legally separate from the company itself. That means: - your Bitcoin isnt on the lenders balance sheet - it cant be touched by creditors - it isnt pulled into a bankruptcy process - it stays yours even if the company fails This protection comes from legal structure not reassurance. Many lenders say client assets are safe. A bankruptcy-remote entity is how you make that true. At Arch your Bitcoin sits inside this"
X Link 2026-02-03T22:01Z [----] followers, [---] engagements

"Four major crypto exchanges left Washington in [----]. Coinbase stayed. That divergence told us everything about Washington's regulatory philosophy: comprehensive consumer protection with no exceptions and no shortcuts. Washington is home to the highest standard in U.S. crypto regulation. Arch meets that standard: ✓ Private banking-level security with concierge service ✓ Flexible loans that function like a line of credit ✓ Instant approvals and funding within hours ✓ Rates starting at 8.4% APR ✓ No origination fees Today we're live for Washington Bitcoin holders who refuse anything less than"
X Link 2026-02-04T14:04Z [----] followers, [---] engagements

"Now imagine a million of them. AI agents are already here and they're using Bitcoin in ways that are fundamentally reshaping everything. Unlike retail investors who buy on emotion or institutions http://x.com/i/article/2018985417962352640 http://x.com/i/article/2018985417962352640"
X Link 2026-02-04T14:41Z [----] followers, [---] engagements

"DeFi and traditional finance each bring real advantages. Fully on-chain systems offer speed automation and transparency but often lack discretion customer service and access to real-world banking rails. Fully off-chain systems provide structure and legal clarity but can be slow opaque and inflexible. The most effective Bitcoin-backed lending model sits in the middle. Its not about choosing sides. Its about designing a system that works using the advantages of both sides. https://twitter.com/i/web/status/2019124381566529551 https://twitter.com/i/web/status/2019124381566529551"
X Link 2026-02-04T19:02Z [----] followers, [---] engagements

"RT @knycksutherland: Working on a campaign for @ArchLending that focuses less on the loan and more on the life it enables"
X Link 2026-02-04T21:56Z [----] followers, [--] engagements

"If youre planning to buy your Bitcoin back later why sell it in the first place Youll have to deal with capital gains tax and the stress of timing your re-entry. Instead of selling you could just borrow against it"
X Link 2026-02-04T22:12Z [----] followers, [---] engagements

"It shows Bitcoin's price testing the electrical cost of mining currently around $71000. You've likely seen it. You might even be wondering what it means for your position. Some hodlers see this http://x.com/i/article/2019362634127007745 http://x.com/i/article/2019362634127007745"
X Link 2026-02-05T13:47Z [----] followers, [----] engagements

"We believe 12-month terms with unlimited rollovers honor your long-term conviction"
X Link 2026-02-05T14:00Z [----] followers, [---] engagements

"Some borrowers prefer opening loans when BTC is down. Lower entry price means: ✅ More buffer before a margin call ✅ Less liquidation risk ✅ Ability to upsize later as collateral grows Risk management matters more than leverage"
X Link 2026-02-05T18:47Z [----] followers, [----] engagements

"4/ One standout feature is their AI-powered chat helping with decisions like rolling over a loan. This is one of our proudest features. Get instant answers in-app Roll over a loan with a click If nuance is needed a real team member steps in the same chat No tickets. No waiting"
X Link 2026-02-06T13:57Z [----] followers, [--] engagements

"@michelleo_21mil Bitcoin-backed loans are a useful tool if you learn how to use them carefully. We're here to help you with that"
X Link 2026-02-06T15:09Z [----] followers, [--] engagements

"Long-term lending only works when capital and loan duration are aligned. This structure lets us lower rates support rollovers and build products designed for how people actually use Bitcoin over time"
X Link 2026-02-06T18:57Z [----] followers, [---] engagements

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@ArchLending
/creator/twitter::ArchLending