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[@thecredithacker0](/creator/tiktok/thecredithacker0)
"Yes you can stop collections & even get items removed by asserting judgment-proof status and backing it up with the right letter. Its a legal pressure point most people never use. #creditrepair #credithelp #credittips #dispute"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7530365643229613342) 2025-07-23 19:45:02 UTC 199.1K followers, 7903 engagements


"Yes you really can sue for $1000+ per violation. But only if you do it right. #creditrepair #credittips #dispute #wealthbuilding #financialliteracy"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7528855686604786974) 2025-07-19 18:05:39 UTC 199.1K followers, 17.2K engagements


"They said verified with no proof so I picked up the phone 📞👀 This script forces the bureaus to respond or risk legal action. How to improve credit score. #creditrepair #PersonalFinance #debtfree #creditcollections"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7515542510937148702) 2025-06-13 21:03:39 UTC 199.1K followers, 39.3K engagements


"You asked for the credit reporting agency numbers here they are. #creditrepair #dispute #credithelp"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7510328832721767710) 2025-05-30 19:51:57 UTC 193.8K followers, 279.1K engagements


"Theyre betting you dont know this Because if you slip up they can restart the clock and sue you for a debt you couldve beat. 💥 Dont give them that power. 💡 Drop KNOWLEDGE for the cheat code. #creditrepair #debtcollector #consumerlaw #creditgame #creditpower #statuteoflimitations #disputetactics #creditfacts"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7525910311312854302) 2025-07-11 19:36:01 UTC 198.6K followers, 54.8K engagements


"Mail day means power move day. These letters arent just papertheyre legal pressure. #creditsweep #creditrepair #creditcollectionremoval #creditcollections #creditanalyst #credithacks #credittips"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7499993366273215774) 2025-05-02 23:25:03 UTC 199.1K followers, 6893 engagements


"Disputes first. Debt down. Mix right. Thats the formula. Now lets clean house 🧹#creditrepair #credittok #fixyourcredit #credithacks"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7528542957167709470) 2025-07-18 21:52:02 UTC 199.1K followers, 9647 engagements


"One sentence. Thats it. Say this to a debt collector and hang up. If they cant prove it they have to stop. Comment STOP below. #creditrepair #credithacks #debtpayoff #creditcollections"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7517394759896304927) 2025-06-18 20:51:19 UTC 199.1K followers, 5.7M engagements


"Theres no better time than now Lets start fixing your credit 🫶 #creditrepair #creditscore #PersonalFinance #credithacks #financialfreedom"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7507693664039079198) 2025-05-23 17:26:09 UTC 199.1K followers, 60K engagements


"This is how you get your student loans removed from your credit report. If you need help go grab my kit #studentloans #studentloandebt #wealthbuilding #fyp"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7510695310159514910) 2025-05-31 19:34:03 UTC 199.1K followers, 1.4M engagements


"Where you live secretly decides which credit bureau lenders use and if your report is off you could be denied with no warning. Want the list of who pulls what Drop I WANT THE LIST in the comments. #credittips #creditcards #financialliteracy #creditrepair"  
![@thecredithacker0 Avatar](https://lunarcrush.com/gi/w:16/cr:tiktok::7496636932505388063.png) [@thecredithacker0](/creator/tiktok/thecredithacker0) on [TikTok](/post/tiktok-video/7523660580708715806) 2025-07-05 18:05:58 UTC 199.1K followers, 10.1K engagements