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[@nina_moneymentor](/creator/tiktok/nina_moneymentor)
". If your savings account is paying you less than X% youre not saving Youre just letting the bank hold your money for free. High-yield savings accounts are one of the easiest ways to grow your money with zero risk zero fees and zero effort. No investing. No guessing. Just smarter saving. Are you using a high-yield account right now or is your bank robbing you in broad daylight #highyieldsavings #savingsaccount #financialliteracy #softlifeszn #moneytips #budgetingtips #moneymindset #personalfinance101 #frombroketoboss #wealthbuilding #financialfreedom #womenwithmoney #savinggoals #adulting101"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7503681916453899551) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-05-12T21:58Z 130.9K followers, 23K engagements


"Replying to @varshey6828 How much can you afford making $XX an hour ✨Ask and you shall receive ✨ Who needs me to do their budget next 📝 . #moneymanagement #budgetingtips #blackgirltiktok #budgetingtipsandtricks"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7308843005450947871) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-04T20:44Z 130.9K followers, 4.4M engagements


"Replying to @lay2295 How much can you afford making $17/hr Make sure to save this so you know how to do your calculations 📝 Who needs me to do their budget next #bu#budgetingtipsu#budgetingtipsandtricksl#blackgirltiktoko#moneymanagement"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7310309479202016542) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-08T19:34Z 130.9K followers, 105.2K engagements


"Replying to @tashcleary842 How much can you afford making $XX an hour ✨Who wants me to do their calculations next✨ I always recommend using websites like @Apartments.com and @Zillow to find apartments in your price range"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7318488932377808158) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-30T20:35Z 130.9K followers, 396.1K engagements


"Replying to @mel_monique516 How much rent can you afford making $XX an hour ✨Ask and you shall receive ✨ #rentcalculator #rentprices #affordablehousingcrisis #affordablehousingforall"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7324531912012238123) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-01-16T03:25Z 130.9K followers, 87.3K engagements


"Replying to @kkaii4 Wondering what high yield savings account you should sign up for 🤔 Here is some information behind my top five high savings accounts For those of you that are new to high yield savings accounts: A high-yield savings account is important because it typically offers better interest rates compared to traditional savings accounts helping your money grow faster and offset the impact of inflation over time. Which one is your favorite @Citi @SoFi #barclays @Capital One @American Express #hysa #highyieldsavingsaccount #investingforbeginners #howtoinvestforbeginners"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7348921531352878379) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-03-21T20:49Z 130.9K followers, 3.7M engagements


"Replying to @broooookelynnnn The main difference lies in how often the interest is calculated and added to your account balance. Compounding daily means interest is calculated and added to your account balance daily leading to slightly higher overall returns compared to monthly or yearly compounding where the interest is calculated and added monthly or yearly respectively. Over time daily compounding can result in slightly higher returns due to more frequent compounding periods. Hope this helps #compoundingdaily #monthlycompoundinterest #compoundinterest #hysa #compoundinterestexplained"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7350072496709750058) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-03-24T23:15Z 130.9K followers, 41.9K engagements


"#ad Replying to @mermaidbaddie How much Rent can you afford making $38/hr 🤔 What should I calculate next @urbanskinrx @TOPICALS @Crest on my Skin and Teeth✨ . . . . . . . . #rentcalculator #mortgagecalculator #affordablehousing #housingcrisis #rentcontrol #crestwhiteningstrips #topicalsfadedserum #reveskin #urbanskinrx #urbanrx #mesoclat"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7354065502513204523) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-04-04T17:30Z 130.9K followers, 11.3K engagements


"Most people focus on budgeting but the truth is if youre not making enough girl math won't solve this problem. 🫠 The first step to financial freedom isnt just a savings account its cash flow. Multiple streams X unreliable job. In this economy: One main income that covers bills One side hustle or skill thats scalable One passive or semi-passive stream that builds over time Once the money is flowing the steps I mentioned in the video make sense. Until then youre just organizing poverty. 😅 #FinancialFreedom #MoneyTips #RothIRA #SideHustleIdeas #FinancialLiteracy"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7561852443064044831) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-10-17T18:00Z 130.9K followers, 2680 engagements


"Banks are making money off of you I'm setting you up to receive the money they've been making this entire time. Check out the difference in an interest rates but make sure to use my referral code so you can get a cash bonus when you open an account Click the link in my bio And make sure to follow me on Instagram TikTok and YouTube for more financial literacy tips 💸 #hysa #highyieldsavingsaccount #sofi #sofihysa #loveisblind"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7563779175807503646) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-10-21T20:46Z 130.9K followers, XXX engagements


"How much can you afford making $XX an hour/$59000 a year 💵 🤔 Who needs me to do their budget next 📝 . #moneymanagement #budgetingtips #blackgirltiktok #budgetingtipsandtricks"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7309968476058193182) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-07T21:31Z 130.9K followers, 889.6K engagements


"Replying to @beccachristensen6 How much of a mortgage can you afford making $59000 a year Lets just say 🫠🫠🫠 #mortgagecalculator #rentalprices #housingcost #housingbubble"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7320299096252730654) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-01-04T17:39Z 130.9K followers, 37.4K engagements


"How much rent can you afford making $XX an hour As a special request from a client not only did I provide a rent breakdown but I provided a budget breakdown and a strategy to move out in a secure manner. What hourly pay (over $XX an hour) do you want me to calculate next #housingcrisis #rentcalculator #affordablehousing #housingmarket"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7325931410743774506) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-01-19T21:56Z 130.9K followers, 20.3K engagements


"Replying to @nortonsamor How much rent can you afford making $XX an hour Lets see What pay rate do you want me to calculate next #housingcrisis #rentcalculation #affordablehousing #apartmentprices"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7337434369235094826) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-02-19T21:53Z 130.9K followers, 55.8K engagements


"How to budget making $35/hr I got you 🤓 Make sure to save this because you can use this to budget any salary What pay rate should I do next #budgetingtips #budgetyoursalary #financialliteracyadvice #35anhour"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7338083609804508462) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-02-21T15:52Z 130.9K followers, 12.9K engagements


"Replying to @krezzy.7 How much rent can you afford making $XX an hour What pay rate should I calculate next #rentcalculator #mortgagecalculator #housingcrisis #apartmentprices"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7351519570072587562) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-03-28T20:51Z 130.9K followers, 9241 engagements


"Replying to @bythemilliliterresin How much rent can you afford making $XX an hour Hope this helps What rental calculation should I do next 🤔 #rentcalculator #rentcalculation #mortgagecalculator #affordablehousing #affordablehousingcrisis #housingcrisis"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7355938792861191466) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-04-09T18:39Z 130.9K followers, 54.7K engagements


"Replying to @kadyfofvirgo How to Budget Making $18/hr Ask and you shall receive 🫡 What budget should I do next #budgetingtips #budgeting101 #budgetingforbeginners #budgetingtiktok"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7382272597255294254) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-06-19T17:48Z 130.9K followers, 32.1K engagements


"Replying to @chuychewy If youre wondering how much rent you can afford making $XX an hour check out this calculation What pay rate should I calculate next Check out my Rent Calculation playlist to see if Ive done your pay rate already 🤗 ##apartmenthunting##costofliving##housingcrisis##renting"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7389351839721917742) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-07-08T19:39Z 130.9K followers, 374.5K engagements


"Replying to @dollybouvier A money market fund is a low-risk investment option that lets you earn modest returns while keeping your money liquid and accessible. These funds invest in short-term high-quality debt securities like Treasury bills and certificates of deposit making them a great choice for short-term savings goals or parking cash while waiting to invest elsewhere. Why Choose a Money Market Fund X. Higher Interest Rates: Often provides better returns than a traditional savings account. X. Liquidity: Access your money anytime without penalties. X. Low Risk: Ideal for preserving your"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7446570636631182622) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-12-10T00:17Z 130.9K followers, 2744 engagements


"Replying to @sud_kay0 So you wanna be a midwife Let me break it down step by step so its super clear. X. Finish high school or get your GED. Thats the baseline requirement. X. Pick your path. You can either go the nursing route (become an RN first then specialize in nurse-midwifery) or go through a direct-entry midwifery program (for Certified Professional Midwives CPMs). X. Get into an accredited program. For nurse-midwives thats usually a Masters in Nurse-Midwifery through a university. For CPMs its a midwifery school or apprenticeship approved by the North American Registry of Midwives"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7547532346644335903) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-09-08T02:00Z 130.9K followers, 9277 engagements


"How much rent can you afford with your current pay 🤔 I went ahead and calculated for $XX an hour let me know what pay rate you want me to calculate next 🧮 . ##rentcalculator##mortgagecalculator##budgetingtips##financialadvisor##budgeting##financialadvice##wealth"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7307410820789554463) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-01T00:06Z 130.9K followers, 689.9K engagements


"Replying to @777.lyssaa How much can you afford making $XX an hour ✨Ask and you shall receive ✨ Who needs me to do their budget next 📝 ##moneymanagement##budgetingtips##blackgirltiktok##budgetingtipsandtricks"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7310674568203586846) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-09T19:11Z 130.9K followers, 2.5M engagements


"Replying to @oldaccountblahblah8765 How to budget $43/hr ($90000 a year) 📝💵 This is a great place to start because it puts you in the position to begin aggresively investing for your future 💪🏾 Especially when you live at home with your parents🏡 Log on to @SoFi and get a high yield savings account started And always check @NerdWallet to stay up-to-date on the best high yield savings accounts. 💻 Remember if youre not at this income right now you can be Click the link in my bio for wealth building tools and guides 🔑 ✨Who wants me to do their budget next✨ #budgetingtipsandtricks"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7311127714117848351) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2023-12-11T00:29Z 130.9K followers, 109.3K engagements


"Replying to @killcard101 How much Rent can you afford making $14/hr Lets see Do you need a rent calculator or advice on how to increase your income click the link in my bio I made tools just for you What pay rate should I do next #budgetingtipsandtricks #rentcalculator #apartmentprices #blackgirltiktok"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7322658071891774751) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-01-11T02:14Z 130.9K followers, 50.4K engagements


"I think the Affordable Connectivity Program is so cool because it seems that Wi-Fi and cable prices have skyrocketed over the past couple of years. Now I feel like Im back in the 2010s 😌 But yes one of my friends told me they are paying zero dollars a month #affordableconnectivityprogram #triballands #internetbill #highspeedinternet"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7323721141598686495) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-01-13T22:59Z 130.9K followers, 787.6K engagements


"Replying to @sierrabrown42 How to budget making $20/hr I got you 🤩 Its amazing that with proper budgeting you can save $10000 in a year What pay rate do you want me to budget next #budgetingtips #budgetingtiktok #budgetingforbeginners #howtosavemoney"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7346619250062265646) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-03-15T15:55Z 130.9K followers, 88.7K engagements


"Replying to @foodiesttx How to budget making $XX an hour ✨Make sure to note the correction I made. Its $52000 a year not $5200 a year. What should I calculate next Make sure to follow me on Instagram (same username) In the month of April I will be giving out several financial literacy books for free #b#budgetingforbeginnersb#budgetingtipsb#budgetingtiktokb#budgeting101"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7355586508142742826) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-04-08T19:52Z 130.9K followers, 24K engagements


"Replying to @ohsoyousymone Lets all ignore that I got a new skin care medication and my face is peeling lol Im not getting rid of the footage 🥲 What calculation should I do next ##rentcalculator##affordablehousing##rentcontrol##affordablehousingcrisis"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7357810195147476270) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-04-14T19:41Z 130.9K followers, 8770 engagements


"Replying to @dramalover.1 How to budget when you make $XX an hour Also check out my side gigs playlist where I give you a lot of options in regard to things you can do on the side to make extra money 💰 Theres also a lot of good budgeting apps Im thinking about doing a breakdown of those. 🤔 What do you need me to budget next ##budgetingapps##budgetingforbeginners##budgetingtips##budgeting101"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7358177926975720747) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-04-15T19:28Z 130.9K followers, 22.3K engagements


"Replying to @chuychewy If you want to find the best deal on apartments I would definitely look at craigslist. @Apartments.com is also a great website to find something in your price range Hope this helps What rent calculation should I do next #a#apartmenthuntinga#apartmenthacksa#affordablehousingh#housingmarket"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7368947587153399082) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-05-14T20:00Z 130.9K followers, 49.4K engagements


"Replying to @Kae X. Ally Bank X. Discover Bank X. Marcus by Goldman Sachs X. Betterment @Bettermenthq X. Wealthfront @wealthfront What High Yield Savings Accounts did I miss #allybank #discoverbank #marcusbygoldmansachs #betterment #wealthfront"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7392295284803521834) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-07-16T18:01Z 130.9K followers, 846.4K engagements


"Replying to @checkina22 The Stash app allows users to invest with confidence offering a straightforward platform for beginners and seasoned investors. With features like fractional shares personalized portfolio recommendations and educational resources it aims to make investing accessible for everyone. Review the pros and cons of Stash to determine if its the right fit for your financial goals.📈 Info collected from @NerdWallet Follow me on Instagram @nina_moneymentor #stashapp #investingforbeginners #investingtips #investing101"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7398996969013677355) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-08-03T19:27Z 130.9K followers, 5632 engagements


"Replying to @Jennifer Alexis Just call me the Keitha Leigh of High Yield Savings Accounts 🤭 Which High Yield Savings Accounts did I miss Information researched from @NerdWallet #hysa #highyieldsavingsaccount #investingforbeginners #financialliteracy #nerdwallet"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7401269677504154922) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-08-09T22:26Z 130.9K followers, 9075 engagements


"Replying to @everything.kayy This is how you budget your pay if youre making $XX an hour 😄 What pay rate should I do next And make sure to follow me on Instagram @nina_moneymentor ##budgeting##budgetingforbeginners##budget##budgetingtiktok##invest##investing##investingforbeginners##emergencyfund##savingsaccount##hysa##highyieldsavingsaccount##stocks"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7428300282465144110) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2024-10-21T18:39Z 130.9K followers, 2304 engagements


"I stayed at Yours Truly DC while I was in Chocolate City and honestly I loved it Super comfortable cozy vibe and the little details made it feel more like a stylish apartment than a hotel. One of my favorite parts Call Your Mother is literally downstairs so yes I was eating good Im not gonna get into price because I used a family discount but I usually check hotel rates on sites like @expedia to compare. If youre heading to DC and want somewhere thats cute comfortable and walkable this spot had everything I needed 💫 #YoursTrulyDC #DCHotels #HotelReview #WhereToStayInDC #DCHotelGuide"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7527497292757208350) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-07-16T02:14Z 130.9K followers, 2672 engagements


"Replying to @NurseDawni Also if you just type LPN when youre job hunting youre not gonna find much in pharma. The trick is knowing what they actually call the jobs. Think Clinical Research Coordinator Trial Assistant Patient Safety Associate QA/QC Tech thats where the openings really are. And when youre on Indeed or LinkedIn add words like pharmaceutical biotech or CRO. Thats how you unlock the listings everyone else scrolls right past. #LPNJobs #BioPharmaCareers #ClinicalResearch #NursingLife #CareerSwitch"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7542592525811371295) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-08-25T18:31Z 130.9K followers, 23.6K engagements


"Simple as that✨ X. Open a brokerage account (link in my bio). X. Buy ETFs. X. Auto invest up to $XXX a month (or more) If you have any additional comments or questions feel free to let me know in the comment section And make sure to follow me on TikTok and Instagram for more finance tips #InvestingForBeginners #ETFs #BrokerageAccount #AutoInvesting #LongTermInvesting"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7557845076060212511) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-10-05T20:59Z 130.9K followers, 9483 engagements


"Follow me on TikTok and Instagram at Nina_MoneyMentor for more financial literacy 📰💸 #currentevents #financenews #cpi #consumerpriceindex #rentincreases"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7560098437392387358) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-10-13T18:00Z 130.9K followers, XXX engagements


"It's a myth that you can't get a credit card just because you have bad credit. If you have bad credit you need to build it up and this was the first way I built my credit when I started taking it seriously. On top of that you get cash back Click the link in my bio to get your cashback credit builder credit card today Congratulations on the start of your amazing Credit journey. 😌 #bestcreditcards #creditbuildercard #creditcards #creditbuilding #credit"  
[TikTok Link](https://www.tiktok.com/@nina_moneymentor/video/7563789222314806558) [@nina_moneymentor](/creator/tiktok/nina_moneymentor) 2025-10-22T19:00Z 130.9K followers, XXX engagements