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[@principlesbyraydalio](/creator/tiktok/principlesbyraydalio)
"#Diversification is the Holy Grail of #investing. #principles #raydalio"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7228326996672023850) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-05-01T21:20Z 4M followers, 804.9K engagements


"It should be obvious that we are now on the brink of great conflict both domestically and internationally. To understand how these have historically gone and likely to transpire I recommend that you watch this short animation from my book Principles for Dealing with the Changing World Order. #geopolitics #economy #globaleconomy #raydalio #principles"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7426473179339672875) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2024-10-16T20:28Z 4M followers, 330.6K engagements


"History shows us that having too much debt during an economic downturn leads to a classic self-reinforcing cycle where: 1) The empire can no longer borrow the money to repay its debts 2) It prints a lot of new money which devalues the currency and raises inflation 3) Living standards decline leading to the rise of political extremism 4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources 5) Populist leaders emerge pledging to take control and bring about order #principles #raydalio #history #debt"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7525867738909134094) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-07-11T16:51Z 4M followers, 1.4M engagements


"My view is that buying and holding real estate is not an effective investment strategy in our current economic environment for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive so given our current circumstances it is likely to go down in real terms 2) It is a fixed asset that is easy to tax which limits its impacts on your ability to diversify 3) Real estate is nailed down so investing in it makes it more difficult to move money from one place to another Thats my view in a nutshell. Im curious to hear if you agree. #GovernmentDebt #debt #principles"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7537354875345128717) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-08-11T15:47Z 4M followers, 211.3K engagements


"Broadly speaking we can look at the rises and declines of empires as happening in three phases. #changingworldorder #principle #raydalio"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7062848341817855278) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2022-02-09T22:58Z 4M followers, 519.1K engagements


"The U.S. dollar used to be backed by gold and its not farfetched to think we may be headed there again in the future. History shows us that the same cycles repeat time and time again. One such cycle is related to currency devaluation. Once people start to lose trust in the fiat system we see a specific cause and effect reaction occur. 1) Governments print a lot of money 2) They pay off the debt with the cheap money 3) Nobody wants to hold the devalued currency 4) Governments go back and link money to gold Will this same pattern happen again Its hard to say and it wouldnt happen anytime soon."  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7535100675533835533) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-08-05T13:59Z 4M followers, 256.5K engagements


"If you follow the news its probably clear to you that the current monetary order domestic political order and international geopolitical order are all on the brink of breaking down. We are headed for great conflicts and disruptive changes. Thats because the world order is now changing in a way that I described in my book and video Principles for Dealing with the Changing World Order. Put simply there is a pattern of cause-effect relationships that drive the rise and decline of empires. Changes like these occur in a Big Cycle that we can understand by examining how they have occurred across"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7537754308096412983) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-08-12T17:37Z 4M followers, 12K engagements


"For the best possible outcomes never settle. #advice #mentor #principles"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7301802085786340639) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-11-15T21:21Z 4M followers, 29.4M engagements


"When I look at the US and global debt burdens and how countries are likely to respond I worry about the possibility of creating a stagflationary environment. Our financial system is dependent on the idea that you can take a debt asset and convert it into money. But now theres not enough money to go around. That makes the idea of devaluing the dollar relative to other currencies appealing but the other currencies wont want much of an appreciation either. Thats one of the reasons I say that gold will be a better performing asset"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7547757326967590158) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-09-08T16:33Z 4M followers, 285.4K engagements


"THESE are the most important things for XX year olds to consider. #raydalio #principles #advice #motivation #lifeadvice"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7415710054348803371) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2024-09-17T20:22Z 4M followers, 18M engagements


"The bond market is the backbone of all markets. Paying attention to certain market actions can tell you a lot about the supply-demand picture and whether its at risk of breaking down. You learn more about what this means for all of us in my new book How Countries Go Broke: The Big Cycle available for pre-order at the link in my bio. #principles #raydalio #howcountriesgobroke #bondmarket"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7507306502370102570) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-05-22T16:23Z 4M followers, 585.9K engagements


"Gold is now the second largest reserve currency behind the US dollar. To understand why you need to look at the history of fiat currencies (like the dollar) and hard currencies (like gold). The way I see it were currently facing a classic currency devaluation similar to what we saw in the 1970s or the 1930s. In both of those cases fiat currencies around the world all went down together and also went down in relationship to hard currencies like gold. If events today follow a similar pattern that makes hard currencies an attractive asset to hold. At least thats how it looks through my eyes. Im"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7553333951079763214) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-09-23T17:14Z 4M followers, 50.8K engagements


"Regardless of what side you voted for it is important to know what is ahead. I believe the new Trump administration will focus on: 1) domestically reform 2) internationally preparing for the possibility of conflict. #principles #raydalio #mentor #geopolitics"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7441351576649731371) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2024-11-25T22:44Z 4M followers, 107.9K engagements


"3 ways the #world order is changing. #principles #raydalio #economics #geopolitics #debt"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7221626631272729902) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-04-13T19:59Z 4M followers, 2.4M engagements


"Replying to @Todd Bottorff631 The warning signs that a fiat #currency is close to collapsing. #monetarypolicy #money #principles #raydalio #advice"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7249876437648379182) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-06-28T23:03Z 4M followers, 48.4K engagements


"Credit can be a great tool when used productively. In an advanced economy credit does more good than bad. But its important to remember that borrowing creates cycles and if the cycle goes up it eventually needs to come down. I explain why this is particularly important today in my new book How Countries Go Broke. But if youd like more context on how all of these pieces come together I recommend you watch my 30-minute explainer How the Economic Machine Works on YouTube (linked in the comments). #principles #howcountriesgobroke #economics #credit"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7496566017963969835) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-04-23T17:45Z 4M followers, 145.7K engagements


"If you arent familiar with microfinance it provides small #loans to people to build businesses. I love donating to microfinance and Grameen America which focuses on underserved communities because its incredibly satisfying to see the recipients flourish. You may want to donate to it or get some money from it. #philanthropy #microfinance #smallbusiness #raydalio #principles"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7292144972399152427) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-10-20T20:46Z 4M followers, 40.5K engagements


"The biggest problem of our society now is individuals who are highly opinionated and will not exchange open-mindedly about their opinions. From my conversation with @Jay Shetty. #principles #raydalio #openminded"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7299969902582959390) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-11-10T22:51Z 4M followers, 338.4K engagements


"This simple animated video series answers the question "How does the #economy really work" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit #deficits and #interest rates allowing viewers to learn the basic driving forces behind the economy how economic policies work and why economic cycles occur. This is Part X I hope you find these helpful"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7546616172389616909) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-09-05T14:45Z 4M followers, 16.7K engagements


"What is a hedge fund #principles #finance #hedgefund"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7260971087716961578) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2023-07-28T20:36Z 4M followers, 16M engagements


"This simple animated video series answers the question "How does the #economy really work" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit #deficits and #interest rates allowing you to learn the basic driving forces behind the economy how economic policies work and why economic cycles occur. This is Part X I hope you find these helpful. #raydalio #principles #globaleconomy"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7384900243629804831) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2024-06-26T19:45Z 4M followers, 3M engagements


"When you think in a principled way everything is simpler. Heres why. #principles #raydalio #mentor"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7449844680511999275) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2024-12-18T20:02Z 4M followers, 19.5M engagements


"In an advanced economy credit does more good than bad. But its important to remember that borrowing creates cycles and if the cycle goes up it eventually needs to come down. I explain why this is particularly important today in my new book How Countries Go Broke. But if youd like more context on how all of these pieces come together I recommend you watch my 30-minute explainer How the Economic Machine Works on YouTube. #principles #economics"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7532974827049635086) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-07-30T20:30Z 4M followers, 2.3M engagements


"This simple animated video series answers the question "How does the #economy really work" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit #deficits and #interest rates allowing viewers to learn the basic driving forces behind the economy how economic policies work and why economic cycles occur. This is Part X I hope you find this helpful"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7540298182454971662) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-08-19T14:08Z 4M followers, 1.3M engagements


"I like inflation-indexed bonds or TIPS (Treasury inflation protected securities) because they guarantee a real return. The markets are a zero sum game and if youre speculating youll probably be the loser. But these bonds are among the safest asset classes you can find"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7553675317924171021) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-09-24T15:18Z 4M followers, 109.9K engagements


"I want to explain in a nutshell why the US debt situation is at a very dangerous inflection point. Put simply the US is now spending XX% more than were taking in. This accumulation of debt service payments has spiraled over decades and is starting to squeeze away buying power. And if you run the numbers theres an imbalance between how much debt has to be sold who the buyers are and the likelihood of it all being bought. Together these two influences are why I worry about suffering an economic heart attack in the near future"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7558127844665101623) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-10-06T15:17Z 4M followers, 51.2K engagements


"Ultimately its all about human nature. In my view the biggest risk we face are our own selfish mutually-destructive tendencies. If were able to rise above them and find compromises we can avoid the worst possible outcomes. But to do that we need to stop fighting with each other and align on policies that improve conditions for everyone"  
[TikTok Link](https://www.tiktok.com/@principlesbyraydalio/video/7562186522766609678) [@principlesbyraydalio](/creator/tiktok/principlesbyraydalio) 2025-10-17T13:46Z 4M followers, 11.4K engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@principlesbyraydalio "#Diversification is the Holy Grail of #investing. #principles #raydalio"
TikTok Link @principlesbyraydalio 2023-05-01T21:20Z 4M followers, 804.9K engagements

"It should be obvious that we are now on the brink of great conflict both domestically and internationally. To understand how these have historically gone and likely to transpire I recommend that you watch this short animation from my book Principles for Dealing with the Changing World Order. #geopolitics #economy #globaleconomy #raydalio #principles"
TikTok Link @principlesbyraydalio 2024-10-16T20:28Z 4M followers, 330.6K engagements

"History shows us that having too much debt during an economic downturn leads to a classic self-reinforcing cycle where: 1) The empire can no longer borrow the money to repay its debts 2) It prints a lot of new money which devalues the currency and raises inflation 3) Living standards decline leading to the rise of political extremism 4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources 5) Populist leaders emerge pledging to take control and bring about order #principles #raydalio #history #debt"
TikTok Link @principlesbyraydalio 2025-07-11T16:51Z 4M followers, 1.4M engagements

"My view is that buying and holding real estate is not an effective investment strategy in our current economic environment for a few reasons. 1) Real estate is more interest rate sensitive than it is inflation sensitive so given our current circumstances it is likely to go down in real terms 2) It is a fixed asset that is easy to tax which limits its impacts on your ability to diversify 3) Real estate is nailed down so investing in it makes it more difficult to move money from one place to another Thats my view in a nutshell. Im curious to hear if you agree. #GovernmentDebt #debt #principles"
TikTok Link @principlesbyraydalio 2025-08-11T15:47Z 4M followers, 211.3K engagements

"Broadly speaking we can look at the rises and declines of empires as happening in three phases. #changingworldorder #principle #raydalio"
TikTok Link @principlesbyraydalio 2022-02-09T22:58Z 4M followers, 519.1K engagements

"The U.S. dollar used to be backed by gold and its not farfetched to think we may be headed there again in the future. History shows us that the same cycles repeat time and time again. One such cycle is related to currency devaluation. Once people start to lose trust in the fiat system we see a specific cause and effect reaction occur. 1) Governments print a lot of money 2) They pay off the debt with the cheap money 3) Nobody wants to hold the devalued currency 4) Governments go back and link money to gold Will this same pattern happen again Its hard to say and it wouldnt happen anytime soon."
TikTok Link @principlesbyraydalio 2025-08-05T13:59Z 4M followers, 256.5K engagements

"If you follow the news its probably clear to you that the current monetary order domestic political order and international geopolitical order are all on the brink of breaking down. We are headed for great conflicts and disruptive changes. Thats because the world order is now changing in a way that I described in my book and video Principles for Dealing with the Changing World Order. Put simply there is a pattern of cause-effect relationships that drive the rise and decline of empires. Changes like these occur in a Big Cycle that we can understand by examining how they have occurred across"
TikTok Link @principlesbyraydalio 2025-08-12T17:37Z 4M followers, 12K engagements

"For the best possible outcomes never settle. #advice #mentor #principles"
TikTok Link @principlesbyraydalio 2023-11-15T21:21Z 4M followers, 29.4M engagements

"When I look at the US and global debt burdens and how countries are likely to respond I worry about the possibility of creating a stagflationary environment. Our financial system is dependent on the idea that you can take a debt asset and convert it into money. But now theres not enough money to go around. That makes the idea of devaluing the dollar relative to other currencies appealing but the other currencies wont want much of an appreciation either. Thats one of the reasons I say that gold will be a better performing asset"
TikTok Link @principlesbyraydalio 2025-09-08T16:33Z 4M followers, 285.4K engagements

"THESE are the most important things for XX year olds to consider. #raydalio #principles #advice #motivation #lifeadvice"
TikTok Link @principlesbyraydalio 2024-09-17T20:22Z 4M followers, 18M engagements

"The bond market is the backbone of all markets. Paying attention to certain market actions can tell you a lot about the supply-demand picture and whether its at risk of breaking down. You learn more about what this means for all of us in my new book How Countries Go Broke: The Big Cycle available for pre-order at the link in my bio. #principles #raydalio #howcountriesgobroke #bondmarket"
TikTok Link @principlesbyraydalio 2025-05-22T16:23Z 4M followers, 585.9K engagements

"Gold is now the second largest reserve currency behind the US dollar. To understand why you need to look at the history of fiat currencies (like the dollar) and hard currencies (like gold). The way I see it were currently facing a classic currency devaluation similar to what we saw in the 1970s or the 1930s. In both of those cases fiat currencies around the world all went down together and also went down in relationship to hard currencies like gold. If events today follow a similar pattern that makes hard currencies an attractive asset to hold. At least thats how it looks through my eyes. Im"
TikTok Link @principlesbyraydalio 2025-09-23T17:14Z 4M followers, 50.8K engagements

"Regardless of what side you voted for it is important to know what is ahead. I believe the new Trump administration will focus on: 1) domestically reform 2) internationally preparing for the possibility of conflict. #principles #raydalio #mentor #geopolitics"
TikTok Link @principlesbyraydalio 2024-11-25T22:44Z 4M followers, 107.9K engagements

"3 ways the #world order is changing. #principles #raydalio #economics #geopolitics #debt"
TikTok Link @principlesbyraydalio 2023-04-13T19:59Z 4M followers, 2.4M engagements

"Replying to @Todd Bottorff631 The warning signs that a fiat #currency is close to collapsing. #monetarypolicy #money #principles #raydalio #advice"
TikTok Link @principlesbyraydalio 2023-06-28T23:03Z 4M followers, 48.4K engagements

"Credit can be a great tool when used productively. In an advanced economy credit does more good than bad. But its important to remember that borrowing creates cycles and if the cycle goes up it eventually needs to come down. I explain why this is particularly important today in my new book How Countries Go Broke. But if youd like more context on how all of these pieces come together I recommend you watch my 30-minute explainer How the Economic Machine Works on YouTube (linked in the comments). #principles #howcountriesgobroke #economics #credit"
TikTok Link @principlesbyraydalio 2025-04-23T17:45Z 4M followers, 145.7K engagements

"If you arent familiar with microfinance it provides small #loans to people to build businesses. I love donating to microfinance and Grameen America which focuses on underserved communities because its incredibly satisfying to see the recipients flourish. You may want to donate to it or get some money from it. #philanthropy #microfinance #smallbusiness #raydalio #principles"
TikTok Link @principlesbyraydalio 2023-10-20T20:46Z 4M followers, 40.5K engagements

"The biggest problem of our society now is individuals who are highly opinionated and will not exchange open-mindedly about their opinions. From my conversation with @Jay Shetty. #principles #raydalio #openminded"
TikTok Link @principlesbyraydalio 2023-11-10T22:51Z 4M followers, 338.4K engagements

"This simple animated video series answers the question "How does the #economy really work" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit #deficits and #interest rates allowing viewers to learn the basic driving forces behind the economy how economic policies work and why economic cycles occur. This is Part X I hope you find these helpful"
TikTok Link @principlesbyraydalio 2025-09-05T14:45Z 4M followers, 16.7K engagements

"What is a hedge fund #principles #finance #hedgefund"
TikTok Link @principlesbyraydalio 2023-07-28T20:36Z 4M followers, 16M engagements

"This simple animated video series answers the question "How does the #economy really work" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit #deficits and #interest rates allowing you to learn the basic driving forces behind the economy how economic policies work and why economic cycles occur. This is Part X I hope you find these helpful. #raydalio #principles #globaleconomy"
TikTok Link @principlesbyraydalio 2024-06-26T19:45Z 4M followers, 3M engagements

"When you think in a principled way everything is simpler. Heres why. #principles #raydalio #mentor"
TikTok Link @principlesbyraydalio 2024-12-18T20:02Z 4M followers, 19.5M engagements

"In an advanced economy credit does more good than bad. But its important to remember that borrowing creates cycles and if the cycle goes up it eventually needs to come down. I explain why this is particularly important today in my new book How Countries Go Broke. But if youd like more context on how all of these pieces come together I recommend you watch my 30-minute explainer How the Economic Machine Works on YouTube. #principles #economics"
TikTok Link @principlesbyraydalio 2025-07-30T20:30Z 4M followers, 2.3M engagements

"This simple animated video series answers the question "How does the #economy really work" Based on my practical template for understanding the economy. This series breaks down economic concepts like #credit #deficits and #interest rates allowing viewers to learn the basic driving forces behind the economy how economic policies work and why economic cycles occur. This is Part X I hope you find this helpful"
TikTok Link @principlesbyraydalio 2025-08-19T14:08Z 4M followers, 1.3M engagements

"I like inflation-indexed bonds or TIPS (Treasury inflation protected securities) because they guarantee a real return. The markets are a zero sum game and if youre speculating youll probably be the loser. But these bonds are among the safest asset classes you can find"
TikTok Link @principlesbyraydalio 2025-09-24T15:18Z 4M followers, 109.9K engagements

"I want to explain in a nutshell why the US debt situation is at a very dangerous inflection point. Put simply the US is now spending XX% more than were taking in. This accumulation of debt service payments has spiraled over decades and is starting to squeeze away buying power. And if you run the numbers theres an imbalance between how much debt has to be sold who the buyers are and the likelihood of it all being bought. Together these two influences are why I worry about suffering an economic heart attack in the near future"
TikTok Link @principlesbyraydalio 2025-10-06T15:17Z 4M followers, 51.2K engagements

"Ultimately its all about human nature. In my view the biggest risk we face are our own selfish mutually-destructive tendencies. If were able to rise above them and find compromises we can avoid the worst possible outcomes. But to do that we need to stop fighting with each other and align on policies that improve conditions for everyone"
TikTok Link @principlesbyraydalio 2025-10-17T13:46Z 4M followers, 11.4K engagements

creator/tiktok::6963268326119343110/posts
/creator/tiktok::6963268326119343110/posts