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[@budgetwithbenita](/creator/tiktok/budgetwithbenita)
"i love my car but she is expensive 🚗🥹 even if you can afford the monthly payments here are X things to consider if youre looking to purchase a vehicle. X interest rates on car loans are very high if you have an average credit score - mine is 8.99%. X owning a car costs a lot of money beyond the payments. X the money youre using to make your payments could be better used invested or saved let me know if you agree or disagree with me 🤍"  
[TikTok Link](https://www.tiktok.com/@budgetwithbenita/video/7457354500462955781) [@budgetwithbenita](/creator/tiktok/budgetwithbenita) 2025-01-08T01:44Z 5370 followers, 280.2K engagements


"Ive paid off $16K this year instead of using that money to build my savings and heres why Personal finance is personal for a reason and your reasons might be different than mine and vice versa. It doesnt mean either of us are wrong we just manage our money differently and thats fine Let me know in the comments would you rather save up first or are you tackling debt 💸 #personalfinance #debtfreejourney #debtpayoff #sidehustle #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@budgetwithbenita/video/7553068730624871687) [@budgetwithbenita](/creator/tiktok/budgetwithbenita) 2025-09-23T00:04Z 5370 followers, 4414 engagements


"one of the simplest ways to grow your money is to keep it in a HISA. put your money to work 💸🤍 #highinterestsavings #neofinancial #eqbank #wealthsimple @Neo Financial @EQ Bank @Wealthsimple #CapCut"  
[TikTok Link](https://www.tiktok.com/@budgetwithbenita/video/7407163221624343813) [@budgetwithbenita](/creator/tiktok/budgetwithbenita) 2024-08-25T19:36Z 5367 followers, 85.9K engagements


"I dont use my budget to restrict myself I use it for clarity and accountability. this is the system I use every single month to pay off debt save money and stay consistent. its the reason Ive been able to pay off $16K this year. if youve been wanting to finally get organized with your money my budget template will walk you through it step by step. ✨ comment template and Ill send it to you or you can can grab it directly from my bio #personalfinance #debtfreejourney #finance101 #sidehustle"  
[TikTok Link](https://www.tiktok.com/@budgetwithbenita/video/7552197117503163656) [@budgetwithbenita](/creator/tiktok/budgetwithbenita) 2025-09-20T15:41Z 5367 followers, 2439 engagements


"the credit card game is a dangerous game 🫣 but it can be so beneficial if you know how to manoeuver the system. here are some tips to help you navigate credit cards 🫧🤍💸 #personalfinance #fintok #moneytok #financialliteracy #creditcards #budgeting #finance #CapCut"  
[TikTok Link](https://www.tiktok.com/@budgetwithbenita/video/7411306191390772485) [@budgetwithbenita](/creator/tiktok/budgetwithbenita) 2024-09-05T23:33Z 5370 followers, 18.9K engagements


"you really live and you learn in this life 😭 #investing #stocks #amc"  
[TikTok Link](https://www.tiktok.com/@budgetwithbenita/video/7562788860183317767) [@budgetwithbenita](/creator/tiktok/budgetwithbenita) 2025-10-19T04:43Z 5370 followers, 10.5K engagements