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[@theladylikelawyer](/creator/tiktok/theladylikelawyer)
"The more NEGATIVE EQUITY you have the more likely your lender (title loan) will not come get it. 🤷♀ @TheLadylikeLawyer Follow the link in my bio Looking for a lawyer near you who offers free consultations"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7456787223036300574) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-01-06T13:03Z 154.1K followers, 165.7K engagements


"$20000 - $15000 ________ = $5000 Negative Equity Should You Keep Your Car If You File A Chapter X Bankruptcy $15000 -$20000 ________ = $5000 Positive Pquity EQUITY Bankruptcy Attorney @TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7549657795440676126) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-13T19:28Z 154.1K followers, 19.1K engagements


"Replying to @M.A.M.INC ☮ Can you discharge SBA or EIDL COVID loans in bankruptcy Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #SBA #EIDL #Covid #Loan #Bankruptcy"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7553732728630431007) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-24T19:01Z 154.1K followers, 12.5K engagements


"Bankruptcy Attorney @TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7521832462167706910) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-06-30T19:51Z 154.1K followers, 128.2K engagements


"Replying to @Aztekk296 If a creditor secures a judgment against you- you would be wise to take it seriously. In most circumstances creditors go through the effort of suing you and getting a judgment SO they can legally collect their debt from you. With a judgment creditors can usually garnish wages and bank accounts and they can place liens on real estate titled in your name. A judgment WILL mean sh*t for most people. 😂 #bankruptcy #lawyer #debtreliefwithdignity"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7283653562578816302) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-09-27T23:35Z 154K followers, 67.4K engagements


"Replying to @Bethany Chapter XX Bankruptcy payments are calculated using your disposable monthly income which is WHATS LEFTOVER after your rent/mortgage/untilities/groceries/car payments/insurance/student loans etc. You get to LIVE whole you pay back what you can afford. Simply put most people who are unhappy in a chapter XX are uncomfortable in a tight budget. If you can get comfortable with accepting the reality of your situation you will thrive in a chapter XX bankruptcy. #debtreliefwithdignity #bankruptcybasics #financialliteracy #freshstart #chapter13 #bankruptcy #bankruptcylawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7379297719069756715) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-06-11T17:24Z 154K followers, 93.6K engagements


"Replying to @Tra H #greenscreen Yes you can pass the household income test the bankruotcy means test and still y too much money to file a chapter X bankruptcy. This happens when you have too much Disposable Monthly Income or DMI. Talking to a local bankruptcy lawyer will help you learn how to avoid this. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #debtreliefwithdignity #magicofbankruptcy #bankruptcybasics #bankruptcylawyer #bankruptcytok #debtfree #freshstart #debtfreejourney #youwillbeokay #noshame #noembarassment #nojudgment #creditcarddebt #medicalbills"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7439743305987919147) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-11-21T14:43Z 154K followers, 21.1K engagements


"@TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7447262917034069278) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-12-11T21:03Z 153.4K followers, 174.3K engagements


"@TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7507712970315599135) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-05-23T18:41Z 154K followers, 4129 engagements


"Replying to @Tere Strategy & timing are two of the most important components of planning a bankruptcy filing. I often have to spend several months getting my clients ready to file a chapter X bankruptcy and so the longer you wait the more difficult and time-consuming this process can become for you. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcyhelp #DebtRelief #MoneyTips #FinancialFreedom #BankruptcyLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7555590694149033230) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-29T19:10Z X followers, 2670 engagements


"Replying to @Emmy Lou What is better: debt settlement or bankruptcy I am a bankruptcy lawyer and I take away shame and embarrassment from the discussion of debt. #bankruptcy #lawyer #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7561490147791965470) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-15T16:43Z 153.9K followers, 6309 engagements


"Replying to @Brooke White I understand your concerns I honestly do. But your problems dont occur in a vacuum. As a business owner it is your responsibility to understand the economy and to build into your business model the inherent risks associated with unsecured lending. Anytime you engage in a transaction on credit means by definition you are taking a risk. A big one. Thats the business model YOU chose. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #smallbusiness #credit #unsecured #risk #capitalism"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7561796530177428767) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-16T12:32Z 153.9K followers, 2630 engagements


"Replying to @ernestorodriguez604 The XX days before you file a bankruptcy is it very important timeframe to monitor your finances. If you utilize credit cards or lines of credit in excess of $XXX in three months before filing bankruptcy THAT debt can be non-dischargeable in a bankruptcy filing. The issue is not whether or not you are current on your debt payments the issue is what have you been utilizing in the run-up to a bankruptcy Stay tuned for Part 2: What happens when you pay back debt more than $XXX in the XX days before filing #debtreliefwithdignity #bankruptcybasics #90days #before"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7325079311734672682) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-01-17T14:49Z 154.1K followers, 120.5K engagements


"NEVER reaffirm a car or vehicle that has NEGATIVE EQUITY @TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7489534416579087647) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-04-04T18:59Z 154.1K followers, 257.3K engagements


"@TheLadylikeLawyer Bankruptcy Attorney"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7510690307227290911) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-05-31T19:14Z 154.1K followers, 76.7K engagements


"How much debt do you need to have in order to file for bankruptcy Is there a minimum amount of credit card debt or medical bills or payday loan loans or lawsuits or repos that you need I am a bankruptcy lawyer and I help people navigate debt relief with dignity. ##howmuch##debt##bankruptcy ##Lawyer##debtfree"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7543708138944417054) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-08-28T18:40Z 154.1K followers, 19.9K engagements


"What is the worst part of filing for bankruptcy Why does everyone think its so bad Whats actually bad about bankruptcy Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcy #safe #legal #safetynet #debt"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7551005647911882014) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-17T10:39Z 154.1K followers, 20.9K engagements


"Replying to @Carrie This applies to chapter X bankruptcy not Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #MoneyTok #CreditCardTrap #house #car #finance"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7553320999786220830) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-23T16:23Z 154.1K followers, 18.4K engagements


"Here is a detailed breakdown of down of how your lawyer will analyze your income to determine what you will have to pay if you file a chapter XX bankruptcy because youre over the means test limit in your state. this is what a chapter XX bankruptcy looks like for people who cannot file a chapter X due to their household income. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #chapter13 #bankruptcy #explained #lawyer #moneytok"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7554010766169443615) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-25T13:00Z 154.1K followers, 14.9K engagements


"We can still file a bankruptcy and protect you even though the government has shut down. The bankruptcy process itself may slow down as well but you still enjoy the safety that filing bankruptcy provides immediately. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcy #stop #garnishment #immediately"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7559655668932775199) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-10T18:05Z 154.1K followers, 7873 engagements


"Replying to @freeme Bankruptcy turns your lousy financial situation around so it can get good again this is one of the beginning ways that happens. Creditors know you cant file chapter X bankruptcy again for eight years so they are pretty comfortable with the risk they are taking by lending to you right now. The more you know 😉 Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcy #lawyer #askme #creditcard #chapter"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7560453276307606814) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-12T21:40Z 154.1K followers, 10.6K engagements


"There are advantages to filing bankruptcy during a governmental shutdown. There is less oversight But it could end at any moment. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcy #lawyer #financialliteracy #moneytok #debtrelief"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7562291319293398303) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-17T20:32Z 154.1K followers, 155.2K engagements


"Replying to @Kate Bankruptcy is not just for the wealthy Not by a long shot. We have lost sight of what matters when hard-working Americans are struggling with unmanageable debt while under thefalse impression that bankruptcy is not designed for them. Bankruptcy is not bad it is safe and legal and it is designed to help you in times of need. Bankruptcy will not ruin your life in fact over XX% of my clients will see their credit scores increase. Bankruptcy gets rid of your debt and you can rebuild your entire credit profile within XX to XX months. Bankruptcy is what allows you to move past"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7564894023073221918) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-24T20:52Z 154.1K followers, XXX engagements


"Replying to @IsekiaAnime #707b #bankruptcy #trustee #audit #morerules #lawyer #debtreliefwithdignity XX USC Sec. 707(b)(2) is the code section that allows bankruptcy trustees to use real facts and circumstances to test whether or not someone is gaming the system. Just because you pass the mans test doesnt mean you can automatically file a chapter X bankruptcy. At the end of the day disposable income will tell you whether or not youll be able to file a chapter X or if you have to fike a chaoter XX bankruptcy instead"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7233914595935522090) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-05-16T22:43Z 154K followers, 8037 engagements


"Replying to @Minimemakesit lawyers do not advise that you run up your credit cards and then turn around file bankruptcy. Its fraudulent and illegal. Lawyers tend to be risk-averse. They dont generally risk their law licenses on stupid stuff unless theyre struggling with addiction theyre dealing with mental illness or they are simply sociopaths. #bankruptcy #bankruptcylawyer #attorney #debtreliefwithdignity #financialfreedom #debtfree #trueorfalse"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7295071025576807722) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-10-28T18:01Z 154K followers, 50.8K engagements


"Breaking down a chapter XX plan for high earners. These clients of mine will end up paying all of their general unsecured non-priority debt back but they will save money by going into a chapter XX bankruptcy plan. Not only will save money but they will have a plan in place. They will know the day that all of their debt is gone. I explain in this video why chapter XX is a better choice than a consolidation loan debt settlement or debt negotiation. Im a bankruptcy lawyer and I teach people how to navigate debt relief with dignity. #debtreliefwithdignity #bankruptcybasics #lawyersoftiktok"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7366728749489933610) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-05-08T20:30Z 154K followers, 67.5K engagements


"@TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7402804514849295659) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-08-14T01:42Z 154K followers, 10.5K engagements


"@TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7447934392699309343) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-12-13T16:29Z 153.3K followers, 23.3K engagements


"@TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7457225735179128094) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-01-07T17:24Z 154K followers, 5519 engagements


"This is an extended discussion about the questions you should ask your bankruptcy lawyer the moment they tell you that you do not qualify to file a chapter X bankruptcy. This is the video that is designed to help you advocate for yourself when you have a free consultation with a bankruptcy lawyer. Link in my profile can help pair you with a bankruptcy lawyer near you who offers free consultations. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcylawyer #debtreliefwithdignity #magicofbankruptcy #bankruptcybasics #bankruptcylawyer #tips #advocateforyourself"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7478684759569272095) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-03-06T13:16Z 154K followers, 22.4K engagements


"Bankruptcy Attorney @TheLadylikeLawyer Chapter XX Bankruptcy = reorganization EQUITY Chapter X Bankruptcy = liquidation"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7519623235856518430) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-06-24T20:58Z 154K followers, 15.9K engagements


"Bankruptcy Attorney Lien @TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7542967343928855838) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-08-26T18:46Z 153.9K followers, 7879 engagements


"@TheLadylikeLawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7554489323584867614) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-09-26T19:57Z 154K followers, 5176 engagements


"Bankruptcies dont really get denied. if you are under the income limit and you are truthful and honest in filling out your bankruptcy petition your chapter X will be processed. Your case can get dismissed if you ignore your responsibilities in filing documents with the court or if the court has evidence that youve been untruthful or behaved fraudulently. But you dont need permission from a bankruptcy judge to file bankruptcy You need to meet the basic requirements which is something a lawyer helps you determine. Remember you can follow the link in my profile to be paired with a bankruptcy"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7558504692062391583) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-07T15:38Z 153.7K followers, 21K engagements


"Its a good week to start finding a solution to your financial problems. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #monday #debtrelief #bentley #lawyer #cavapoo"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7563292732303625503) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-20T13:19Z 154K followers, XXX engagements


"Replying to @Christine Timing and strategy play a very large role in filing any bankruptcy. If you already know that you want to file for bankruptcy I would urge you to talk to a bankruptcy lawyer now so that you dont make any silly mistakes AND so that you can be fully prepared to take advantage of your bankruptcy so you come out of it in the best possible financial position. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #timing #strategy #bankruptcy #lawyer #youwillbeokay"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7563327640506027294) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-20T15:34Z X followers, 5383 engagements


"Replying to @Megan Ovalia What will happen to YOUR stuff if you were to file a chapter X bankruptcy completely depends on what state you live in. You need to talk to a bankruptcy lawyer in your area who can help you understand how a bankruptcy would play out based on where you live what you earn and what you own. I am a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcy #lawyer #financialliteracy #moneytok #debtrelief"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7563783157699398942) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-21T21:02Z 154K followers, 1466 engagements


"Replying to @midasx03 Will your friends and neighbors know that you filed for bankruptcy Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcylawyer #debtreliefwithdignity #magicofbankruptcy #bankruptcybasics #nogatekeeping #froends #family #neighbors #willthey #hiw #doesitmatter #nodhame #noembarassment #nojudgment #youwillbeokay"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7474645383499599135) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-02-23T16:02Z 154K followers, 5928 engagements


"Replying to @Rosario What are all the costs associated with filing bankruptcy #bankruptcy #lawyer #costs #askme #fee"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7557133392949562654) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-03T22:57Z 154K followers, 11.9K engagements


"Replying to @s.e.idaho Unfortunately if you have taken out a Home Equity Line of Credit (HELOC) you must pay it if you want to keep your home. Bankruptcy will not eliminate avoluntary mortgage on your real estate. To keep the home you will have to pay the mortgages. This also applies to retirement plans. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. ##bankruptcy##HELOC##401k##loan##STOP"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7558135513585175839) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-06T15:46Z 154K followers, 4642 engagements


"Replying to @Be Intentional Boutique YES Most people do see their credit score go up quite significantly when they file a chapter X bankruptcy This is because by definition most people who are filing for bankruptcy have already experienced financial difficulty and their credit scores are already low when they come into the process. What most people really dont understand is that bankruptcy is the point where everything turns around and gets better. If your credit score is in the 400s you go nowhere but up when you file for bankruptcy. But for people whose credit scores are still very high"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7560043792829566222) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-11T19:11Z 154K followers, 3262 engagements


"Replying to @Terry Ray No you should not plan to use any existing credit cards that you have today after you file bankruptcy. Regardless of whether or not you owe money on them. But do not worry you will get lots of credit card offers after you file your bankruptcy. More importantly do not pay off a balance on a credit card thinking that youll be able to keep it. That would be a tremendous waste of resources on your part. I am a bankruptcy lawyer and I help people navigate debt relief with dignity. #bankruptcy #lawyer #financialliteracy #MoneyTok #debtrelief"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7563355408514010398) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-20T17:22Z X followers, 12.7K engagements


"Replying to @AnitaBradburn Miracles happen even in bankruptcy law Sometimes creditors make a mistake and they forget to file a proof of claim in a chapter XX case. This means they will not get paid and the debtor can either reduce the length of time in the Ch XX Bankruptcy or lower the payment. #bankruptcy #lawyer #chapter13 #POC"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7263579648045354283) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-08-04T21:18Z 154K followers, 54.3K engagements


"Replying to @Amber #greenscreenvideo #greenscreen Everything you ever wanted to know about how to qualify to file a chapter X banktupycy. What does it mean to have equity in a home or a car What is the means test in bankruptcy Do each of the states have different rules that govern bankruptcy This is a 4:30 video - informational only. I am A lawyer but not YOUR lawyer. please seek the advice of a bankruptcy lawyer near you for more help. #bankruptcy #lawyer #noshame #debtreliefwithdignity"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7268498258140335390) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-08-18T03:25Z 154.1K followers, 514.7K engagements


"Replying to @Nobodyputbabynacorner Chapter XX bankruptcy is designed for people who have a steady income source or a high household income AND have an ability to pay money back to their creditors after their basic needs are met. Also people who have something valuable (like a car or a home) that would otherwise be liquidated if they were to file a chapter X bankruptcy can choose to file chapter XX bankruptcy. This allows them to keep their valuable asset. Last people who have fallen behind on a house or a car can choose to fule a chapter XX bankruptcy which allows them to make catch-up"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7275832530710826283) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-09-06T21:46Z 154K followers, 57.8K engagements


"I am heading to FINCON - the convention for us money nerds who create content on social media 🥰 Looking forward to collaborating with my tiktok friends to bring more comprehensive information to my followers. And something exciting is coming Follow and like to be on the ground floor #bankruptcy #lawyer #debtreliefwithdignity #financialfreedom #moneynerd #fincon2023 #neworleans"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7290553448574029098) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2023-10-16T13:51Z 154K followers, 2475 engagements


"Replying to @🪲 What credit cards did you find helpful after you filed bankruptcy Were some better than others Why 🙏🏽 #debtreliefwithdignity #bankruptcybasics #financialliteracy #bankruptcylawyer #NoShame #noembarassment #rebuild #credit #best #creditcard"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7322957451316366638) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2024-01-11T21:35Z 154.1K followers, 28.7K engagements


"What exactly is a Chapter XX Plan and how is it calculated if you do not pass your states bankruptcy Means Test As a general rule the higher percentage that you are paying to your unsecured creditors the easier life is for you. Ultimately if you are in a chapter XX bankruptcy because your income is over your state limit then you really do enjoy a number of benefits including eliminating all compounding interest. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #debtreliefwithdignity #bankruptcylawyeroftiktok #freshstart #debtiscomplicated #chapter13 #bankruptcy"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7506307291986038047) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-05-19T23:46Z 154.1K followers, 58.3K engagements


"Bankruptcy Attorney @TheLadylikeLawyer Purchasing a car after you file a chapter X Bankruptcy isnt about your CREDIT SCORE (everyone everyones is quite similar after filing a bankruptcy) rather its all about your income"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7534900234971794718) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-08-05T01:01Z 154.1K followers, 17.1K engagements


"Replying to @the-granny2.0 DEBT RUINS YOUR CREDIT Bankruptcy Gets You Back In The Game Im a bankruptcy lawyer and I help people navigate Debt Relief With Dignity. #bankruptcy #safe #legal #debtrelief #debtfree"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7541471611019332895) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-08-22T18:01Z 154.1K followers, 67.5K engagements


"Bankruptcy Attorney @TheLadyLikeLawyer Do You Have A Chapter X Bankruptcy Hearing Coming Up Keep Watching To See The Questions One Chapter X Trustee Asks In My Jurisdiction 🙌"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7542556414921788703) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-08-25T16:11Z 154.1K followers, 29.9K engagements


"#stitch with @Christy 👻 Yes Im seeing people talk about this too. I think its something that is reasonable for some people but not others. If you have a home with equity in it or you have paid off cars and things like that you risk a lot more if you do not have health insurance in place for catastrophic events. Do you live in a state with a low equity exemption and you have a lot of equity in your home you do not want to go without health insurance. Because youre risking losing your home if something terrible happens to you. If you dont own a home and you dont have any assets youre probably"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7564416578704526622) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-23T13:59Z 154.1K followers, 1072 engagements


"@TheLadylikeLawyer Bankruptcy Attorney"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7520645878756019486) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-06-27T15:07Z 154.1K followers, 84.7K engagements


"This week Im filing bankruptcy for a retired couple who had some unfortunate medical problems at the exact wrong time in their lives. Medical debt is the number one reason for filing bankruptcy. #medical #bills #debt #bankruptcy #lawyer"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7556040501112130847) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-01T00:16Z 154.1K followers, 42K engagements


"Replying to @Golden Girls Its not quite as easy as youre describing. As with most things the devil is in the details. I am a bankruptcy lawyer and I help people navigate Deb relief with dignity. #bankruptcy #lawyer #financialliteracy #moneytok #debtrelief"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7561582412312956191) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-15T22:41Z 154.1K followers, 10.5K engagements


"Replying to @jesy_0871 if your home is in foreclosure there are options but truly saving your home can be much more expensive than most people realize. It has to be worth it there needs to be enough equity to make it worthwhile and you need to be willing to make sacrifices. The biggest problem is that most people fall behind on their mortgage because their financial situation goes south. In order to save your home your financial situation has to have improved. Im a bankruptcy lawyer and I help people navigate debt relief with dignity. #chapter13 #bankruptcy #save #home #foreclosure"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7563044346757385503) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-19T21:15Z 154.1K followers, 6657 engagements


"If you are a government employee and you are in a chapter XX bankruptcy you need to know about a Motion for Moratorium. This is what we use when we have clients who have an emergency or a setback while in the middle of a chapter XX bankruptcy plan. This allows us to pause your bankruptcy for up to three months while we figure out whats going on. If at the end of three months your situation has not changed we can often convert to a chapter X bankruptcy or we can dismiss the chapter XX and refile a seven. The point here is that you must communicate with your lawyer as soon as you know something"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7564400320873254174) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-23T12:56Z 154.1K followers, 22.1K engagements


"#CapCut #WhoDey #WhoDeyNation #cincinnati #BentleyTheMiniBengal"  
[TikTok Link](https://www.tiktok.com/@theladylikelawyer/video/7565302872041114910) [@theladylikelawyer](/creator/tiktok/theladylikelawyer) 2025-10-25T23:19Z 154.1K followers, XXX engagements