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[@themortgagebawse](/creator/tiktok/themortgagebawse)
"Replying to @sereous lee #greenscreen #badcredit #buyingahouse #buyahousewithbadcredit #money #downpaymentassistance #realtor #mortgagetips #mortgage #blackloanofficer #loanofficer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7323352435093835054) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-01-12T23:08Z 79.9K followers, 27.7K engagements


"This is a Home Equity Investment loan. I dont offer it. #equityloan #heloc #debtconsolidation #badcredit #creditcarddebt #recession #unemployment"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7455509136613149982) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-01-03T02:23Z 79.9K followers, 22.7K engagements


"FHA loans are great for some but not all. #fha #realtor #loanofficer #refinance #buyahouse #dallasrealtor #atlantarealtor #veteran #firsttimehomebuyer 2/100"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7467278800154414367) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-02-03T19:36Z 79.9K followers, 783.3K engagements


"Modifications and forbearances are there to help. #realtor #loanofficer #realestate #inflation #costofliving #recession"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7469191388903591198) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-02-08T23:19Z 79.9K followers, 359.7K engagements


"The payment in my example is actually $1963/mo. Here is the breakdown: Loan: $209706 (FHA) $229000 purchase price $22900 down payment Rate/APR XXXX% XXXX% $1383 Principal and Interest $XXX Insurance $XXX Property taxes $XX Mortgage Insurance $XX HOA #loanofficer #fha #homeowner #firsttimehomebuyer #houstonrealtor #dallasrealtor #atlantarealtor #nashvillerealtor #dmvrealtor #loanofficer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7506612940515052831) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-05-20T19:32Z 79.9K followers, 81.9K engagements


"Homebuyers its your time to take the market back and reset it. #realestate #firsttimehomebuyer #charlotterealtor #dmvrealtor #housingmarket"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7539227641396743455) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-08-16T16:54Z 79.9K followers, 127.5K engagements


"Im a broke bitch but I can count and I have eyes. #finance #pocketwatching #money #buyahouse #assets"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7553403479197322527) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-09-23T21:43Z 79.9K followers, 44.4K engagements


"The biggest losers of the housing market bought in 2022/2023. They over bid and if they went in with minimal down or God forbid down payment assistance-buckle up and settle in. Do yall agree #housingmarket #money #debt #firsttimehomebuyer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7561210516513787166) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-14T22:38Z 79.9K followers, 26.1K engagements


"Living on $1200 a month aint it #firsttimehomebuyer #mortgage #benefitsofbuyingahome #money #costofliving #homebuyer #homeownership #greenscreen"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7366755581316599086) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-05-08T22:14Z 79.9K followers, 127.5K engagements


"This is not tax advice. If you owe the IRS please listen#taxseason #irs #paymentplan #charlotterealtor #loanofficer #houstonrealtor #dallasrealtor #dmvrealestate #dmvrealtor #valoan #veteran"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7488729267530927391) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-04-02T14:54Z 79.9K followers, 119.4K engagements


"Replying to @pamelaevans335 Let me talk about fake paystubs. I really want whats best for everyone and if you dont like the rules Im not the loan officer for you cause Im TELLING. #howtobuyahouse #loanofficer #credit #fico #fraud #money #fakepaystubs #income #debt #firsttimehomebuyer #creditcard #blackloanofficer #luxuryhomes"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7348484656309767466) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-03-20T16:34Z 79.9K followers, 156.2K engagements


"When you have bad credit you give up the right to talk back. #fico #manualunderwriting #firsttimehomebuyer #downpaymentassistance #refinance #howtobuyahouse #debtconsolidation #buyahousewithbadcredit #loanofficer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7400941495068544298) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-08-09T01:13Z 79.9K followers, 103.6K engagements


"Waste someone elses money and not your own. A talented realtor with great negotiating skills can get you money from the seller. #interestrates #realtor #texasrealtor #buyingahouse #georgiadream #downpaymentassistance #loanofficer #blackloanofficer #fayettevillerealtor #greensboro #firsttimehomebuyer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7450285234894966046) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-12-20T00:31Z 79.9K followers, 305.3K engagements


"FINRA Insurance mortgage Study for the test pass it get PAID #wealth #sixfigureincome #sixfigurecareer #investfest"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7543058297306352926) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-08-27T00:38Z 79.9K followers, 13.6K engagements


"I dont make the news I just report it. The news is sellers are getting X scoops of reality. #realtor #housingmarket #firsttimehomebuyer #sellmyhouse"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7558668694386117918) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-08T02:15Z 79.9K followers, 59.9K engagements


"Yall wanna see my IKEA closetIf you need more space consider @IKEA. IKEA PAX wardrobes are perfect for what I need. I actually measured incorrectly and bought one extra case that I didnt need. I still have it in a box. I like it because as my needs change so can my drawers and shelves. Ive had this for about X years and I have zero complaints. This is not an ad but if the IKEA people would like to partner I wont complain. #closettour #closet #spacesaving #firsttimehomebuyer #ikea"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7564411096799481119) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-23T13:38Z 79.9K followers, 3090 engagements


"Committing mortgage fraud one time is bad but returning to the scene of the crime is worse. #firsttimehomebuyer #valoan #veteran #scam #fraud #investmentproperty #loanofficer #blackloanofficer #charlotterealtor #dallasrealtor #knoxvillerealtor #richmondrealtor #fayettevillenc #army #houstonrealtor #atlantarealtor #sanantoniorealtor"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7313467829284605230) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2023-12-17T07:51Z 79.9K followers, 17.7K engagements


"Replying to @diamond x accessibly doesnt mean affordablility. #firsttimehomebuyer #buyingahouse #money #mortgagetips #mortgage #fyp #usda #valoan #loanofficer #blackloanofficer #downpaymentassistance #100percentfinancing"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7318215732024593706) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2023-12-30T02:55Z 79.9K followers, 11.1K engagements


"10 facts about VA loans #veterans #va #valoan #realtor #fayettevillenc #fortjackson #firsttimehomebuyer #realtor #loanofficer #howtobuyahouse #houstonrealtor #dallasrealtor #dmvrealtor #atlantarealtor"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7467740260252831006) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-02-05T01:26Z 79.9K followers, 202K engagements


"Yall can try to dispute your student loans but it wont change the fact they are still available to be seen on portals you cant see #creditkarma #studentloandispute #credit #studentloans #firsttimehomebuyer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7480778525167930654) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-03-12T04:41Z 79.9K followers, 297.8K engagements


"Payments will never be $1500/mo again. The faster you adjust the faster you benefit. According to the Mortgage Banker Association the median mortgage payment in the US is $2200.thats assuming a median purchase price of $324000. Median is the halfway point of all payments-half are higher and half are lower. If you dont live on in an area with viable and bountiful opportunities to buy at the price point its unreasonable to think the payment would be at or below the median. #atlantarealtor #charlotterealtor #dallasrealtor #houstonrealestate #dmvrealestate #loanofficer #firsttimehomebuyer #valoan"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7508495963124747550) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-05-25T21:19Z 79.9K followers, 38.8K engagements


"When it comes to building wealth you need to focus on strategythe how not the what. My master class Maybe Next Year: Prep Now to Buy in 6-12 months will discuss strategies to accelerate your process and shave off months of you waiting on the sidelines. #firsttimehomebuyer #wealth #nycrealestateagent #movingtocharlotte #atlantarealtor #dallasrealtor #houstonrealtor #charlotterealtor #credit #debtfree"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7512234286288882974) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-06-04T23:06Z 79.9K followers, 148.4K engagements


"Stop trying to buy a house. A key indicator that you are not financially stable is missing payments. If you are struggling with what you already have why go add to your existing burden #firsttimehomebuyer #badcredit #latepayments #buyahouse"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7557870045255208223) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-05T22:36Z 79.9K followers, 77K engagements


"Replying to @Courtney Janise if you dont like the rules for someone with mediocre at best credit dont ask for money. A XXX is not good credit a person with multiple XX day lates has a score in the 600s and likely has collections too putting them on the 500s. Its simply a pattern of predictable behavior nothing personal. #badcredit #buyahousewithbadcredit #firsttimehomebuyer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7558239138101677342) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-06T22:28Z 79.9K followers, 2206 engagements


"When it comes to down payment or getting qualified if a loan officer says to save your money its not a suggestion. #downpayment #buyingahouse #firsttimehomebuyer #realtor"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7561633212049509662) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-16T01:59Z 79.9K followers, 4655 engagements


"Authoritized user tradelines can be used to boost credit scores immediately. #loanofficer #firsttimehomebuyer #howtobuyahouse #luxuryhomes #credit #fico #moneytips #mortgageadvice #money #blackloanofficer #creditcard"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7348132187306200362) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-03-19T17:46Z 79.9K followers, 483.3K engagements


"Mortgage payments do increase over time. These past few years were abnormal. Understand that the underwriting process is about assessing your ABILITY to repay. When they say no you should listen. #buyahouse #firsttimehomebuyer #homeownership #newconstruction #propertytax #mortgagepayment #realtor #atlantarealtor #houstonrealtor #marylandrealtor #realestate"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7474823618682277151) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-02-24T03:33Z 79.9K followers, 78.9K engagements


"Insurance brokers can find you the best pricing and often times more coverage for a lower cost. #insurance #insurancebroker #insuranceagent #firsttimehomebuyer #howtobuyahouse #realtor #dallasrealtor #houstonrealtor #costofliving #charlotterealtor #raleighrealtor #atlantarealtor"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7480308266195553567) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-03-10T22:16Z 79.9K followers, 4808 engagements


"Equity is not real. Home values are imaginary until someone else agrees with you. If no one agrees with you about how much something should costyou cant charge it. #firsttimehomebuyer #equity #sellingahouse #realtor #housingmarket"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7539985711877999902) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-08-18T17:55Z 79.9K followers, 7494 engagements


"Saying that is normal to have a 1000% mark up on basic food items and calling it normal to ne is a sign youre being financially abused and tou dint even know it. You cant dinthis and the profit margin still not be enough to cover the staff. But here again Im telling you the food was good but if you trynna keepnup with the Ritz and the Ruths Chris offer the SAME services and perks. The value should not be and instagram background. #sundayfunday #kitchenandkocktails #charlotte #budget #livingincharlotte #costofliving #brunchtok"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7375983348797148458) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2024-06-02T19:02Z 79.9K followers, 116.8K engagements


"Affordability for poorer people is hard no matter what the rate is. If you wouldnt have bought $500000 house in 2020 for that payment why would it be different today #affordability #housingcrisis #buyahouse #firsttimehomebuyer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7525178968887151902) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-07-09T20:18Z 79.9K followers, 358.9K engagements


"These are some of the most attractive rates weve seen in YEARS. Adjustable rate mortgages for X years are available. If you have a stable income or dont want to live in your home more than X years this may be for you. #firsttimehomebuyer #interestrates #realtor #loanofficer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7558587097540611358) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-07T20:58Z 79.9K followers, 7028 engagements


"Sellers are upset because yall not letting them take advantage of you #sellmyhouse #firsttimehomebuyer #realtor #loanofficer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7558266871431040286) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-07T00:15Z 79.9K followers, 39.7K engagements


"What market are you in Is it a buyer or seller market #firsttimehomebuyer #charlotte #realtor #loanofficer"  
[TikTok Link](https://www.tiktok.com/@themortgagebawse/video/7564559662058720543) [@themortgagebawse](/creator/tiktok/themortgagebawse) 2025-10-23T23:15Z 79.9K followers, 1262 engagements