[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @thepresentph The Present The Present posts on TikTok about money, ang, debt, credit cards the most. They currently have XXXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/tiktok::6772884301132203009/interactions)  - X Week XXXXXXX -XX% - X Month XXXXXXX -XX% - X Months XXXXXXXXX -XX% - X Year XXXXXXXXXX +57% ### Mentions: XX [#](/creator/tiktok::6772884301132203009/posts_active)  - X Week XX -XX% - X Month XX -XXXX% - X Months XXX +55% - X Year XXX +61% ### Followers: XXXXXXX [#](/creator/tiktok::6772884301132203009/followers)  - X Week XXXXXXX +0.03% - X Month XXXXXXX +0.16% - X Months XXXXXXX +4.10% - X Year XXXXXXX +18% ### CreatorRank: XXXXXXX [#](/creator/tiktok::6772884301132203009/influencer_rank)  ### Social Influence [#](/creator/tiktok::6772884301132203009/influence) --- **Social category influence** [finance](/list/finance) XXXXX% [countries](/list/countries) XXXX% **Social topic influence** [money](/topic/money) 18.18%, [ang](/topic/ang) 9.09%, [debt](/topic/debt) #1774, [credit cards](/topic/credit-cards) #1042, [reit](/topic/reit) 4.55%, [investment](/topic/investment) 4.55%, [for your](/topic/for-your) 4.55%, [insurance](/topic/insurance) #787, [life insurance](/topic/life-insurance) 4.55%, [paying for](/topic/paying-for) XXXX% ### Top Social Posts [#](/creator/tiktok::6772884301132203009/posts) --- Top posts by engagements in the last XX hours "Ano ba ang annual fee Annual fees are what credit card companies charge us for using the credit card. But there are credit cards that offer no annual fees for life when you meet the terms and conditions. An example would be Unionbank Rewards Visa Platinum credit card. When you spend 20000 within XX days upon approval your annual fee will be waived for life. You can apply for free through the link in our bio. #thepresentph #creditcard #unionbank" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7349024012875418886) [@thepresentph](/creator/tiktok/thepresentph) 2024-03-22T03:26Z 437.8K followers, 3M engagements "Dividend per share. #thepresentph #dividends #dividendstocks #dividendinvesting #reit" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7213686365819653377) [@thepresentph](/creator/tiktok/thepresentph) 2023-03-30T10:00Z 437.4K followers, 53.1K engagements "Maganda ba na investment ang gold Based on data gold is up by XXXXX% for the past X years. So we can say that it is a good investment. Its highly recommended to buy 24-karat gold as it is pure gold. You can do so through Palawan Gold for as low as P5600 per gram. May P50 discount per gram ka rin if youre a suki card holder or youll pay through Palawan Pay. Feel free to inquire now through the link in the comments or bio. #AffordaGold #PalawanGold #ThePresentPH" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7456331580101938439) [@thepresentph](/creator/tiktok/thepresentph) 2025-01-06T10:00Z 437.8K followers, 5.3M engagements "Manage your finances well to avoid getting into debt. #thepresentph #debtfree #financialmanagement" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7251208533880966402) [@thepresentph](/creator/tiktok/thepresentph) 2023-07-04T10:00Z 437.8K followers, 17.4K engagements "3 things you should know when borrowing money from the bank. Interest fees and payment schedule. If you have any payment related concerns about UD loans scan the QR code in the video so that their UBEH financial care partners can reach out to you. #UnionDigitalBank #ThePresentPH" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7410744213614152978) [@thepresentph](/creator/tiktok/thepresentph) 2024-09-04T11:12Z 437.8K followers, 44.7K engagements "Did you know that you can grow your savings through GSave CIMB has an interest rate of XXX% per annum while UnoBank gives XXXX% per annum. You can also maximize UnoBanks time deposit that earns you X% interest per annum. These banks are regulated by Bangko Sentral ng Pilipinas and PDIC insured up to 500000. You can also withdraw your funds anytime just in case you need to use it. Its easy to be a better saver with GSave so try it out now" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7424829396982287623) [@thepresentph](/creator/tiktok/thepresentph) 2024-10-12T10:10Z 437.8K followers, 24.3M engagements "3 things I like about BDO. X. Online banking via BDO Pay. X. Proactive credit card limit increase (as long as you use it wisely 😉) X. BDO wide network and reach. Visit your nearest BDO branch in Davao from March XX to April XX to learn more about their exciting promos. Also on April XX catch the BDO Fiesta trade fair and live performances by Belle Mariano and Alden Richards. #BDOFiesta #BDOWeFindWays" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7490158096187133192) [@thepresentph](/creator/tiktok/thepresentph) 2025-04-11T10:00Z 437.8K followers, 62.6K engagements "💡 Do you still need to get HMO if you already have life insurance Yes Heres why 👇 🩵 Life insurance is for your next generation. Its the money your beneficiary will receive in case something happens to you. Youre the one paying for it but its your loved ones who will benefit from it in the end. 💙 Health insurance (HMO) is for yourself. Its your financial safety net when you get hospitalized or need medical care. Instead of draining your savings your HMO helps cover your hospital expenses. ✨ Both are important one protects your future the other protects your present" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7558410021323738386) [@thepresentph](/creator/tiktok/thepresentph) 2025-10-12T10:00Z 437.8K followers, 99.8K engagements "Top X REITs based on dividend yield" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7417474929702079762) [@thepresentph](/creator/tiktok/thepresentph) 2024-09-26T10:00Z 437.8K followers, 168.1K engagements "7 Digital Banks and Their Updated Savings Interest Rates as of June 2025 💸📲 Heres how much your money can grow: 🏦 CIMB XXX% per annum paid monthly 🏦 UnoBank XXXX% per annum paid daily 🏦 Maya XXX% per annum paid daily 🏦 GoTyme XXX% per annum paid monthly 🏦 OwnBank XXX% per annum paid daily ➡ Use promo code HFFVHF to get XX bonus once you deposit XX. 🏦 SeaBank X% per annum paid daily ➡ Use promo code THEPRESENT to get XX bonus when you deposit and hold at least 1000 for X days. 🏦 DiskarTech XXXX% per annum paid monthly All these banks are BSP-regulated and PDIC-insured up to X million" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7523543929828986120) [@thepresentph](/creator/tiktok/thepresentph) 2025-07-10T10:00Z 437.8K followers, 345.8K engagements "📊 A recent study in the Philippines shows that the debt-to-income ratio is 4:1. That means Filipinos spend 4x more than their income which drowns them into debt. Here are X ways to improve this situation: ✅ Dont spend more than what youre earning. Ayaw palabi ug gasto kung dili pa kaya sa imong income. Live within your means. ✅ Prepare your emergency fund. Para kung naay kalit nga gasto dili ka magamit sa utang. ✅ Apply the debt snowball strategy. Start paying your smallest debt first then move to the bigger ones. Makamotivate gyud ni nga approach. 💡 Financial freedom starts with being" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7558406443511172370) [@thepresentph](/creator/tiktok/thepresentph) 2025-10-11T10:00Z 437.8K followers, 57.2K engagements "💭 Does more money make you happier Personally I believe that money doesnt change who you are. It only magnifies who you really are. If youre already happy and generous even when you dont have much mas lalo kang magiging masaya at mapagbigay kapag may pera ka na. At the end of the day happiness isnt about how much you have but how content and grateful you are with what you have. 💛" [TikTok Link](https://www.tiktok.com/@thepresentph/video/7561021628134673682) [@thepresentph](/creator/tiktok/thepresentph) 2025-10-16T10:00Z 437.8K followers, 75.1K engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@thepresentph The Present
The Present posts on TikTok about money, ang, debt, credit cards the most. They currently have XXXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXXX -XX%
- X Month XXXXXXX -XX%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXXX +57%
Mentions: XX #
- X Week XX -XX%
- X Month XX -XXXX%
- X Months XXX +55%
- X Year XXX +61%
Followers: XXXXXXX #
- X Week XXXXXXX +0.03%
- X Month XXXXXXX +0.16%
- X Months XXXXXXX +4.10%
- X Year XXXXXXX +18%
CreatorRank: XXXXXXX #
Social Influence #
Social category influence finance XXXXX% countries XXXX%
Social topic influence money 18.18%, ang 9.09%, debt #1774, credit cards #1042, reit 4.55%, investment 4.55%, for your 4.55%, insurance #787, life insurance 4.55%, paying for XXXX%
Top Social Posts #
Top posts by engagements in the last XX hours
"Ano ba ang annual fee Annual fees are what credit card companies charge us for using the credit card. But there are credit cards that offer no annual fees for life when you meet the terms and conditions. An example would be Unionbank Rewards Visa Platinum credit card. When you spend 20000 within XX days upon approval your annual fee will be waived for life. You can apply for free through the link in our bio. #thepresentph #creditcard #unionbank"
TikTok Link @thepresentph 2024-03-22T03:26Z 437.8K followers, 3M engagements
"Dividend per share. #thepresentph #dividends #dividendstocks #dividendinvesting #reit"
TikTok Link @thepresentph 2023-03-30T10:00Z 437.4K followers, 53.1K engagements
"Maganda ba na investment ang gold Based on data gold is up by XXXXX% for the past X years. So we can say that it is a good investment. Its highly recommended to buy 24-karat gold as it is pure gold. You can do so through Palawan Gold for as low as P5600 per gram. May P50 discount per gram ka rin if youre a suki card holder or youll pay through Palawan Pay. Feel free to inquire now through the link in the comments or bio. #AffordaGold #PalawanGold #ThePresentPH"
TikTok Link @thepresentph 2025-01-06T10:00Z 437.8K followers, 5.3M engagements
"Manage your finances well to avoid getting into debt. #thepresentph #debtfree #financialmanagement"
TikTok Link @thepresentph 2023-07-04T10:00Z 437.8K followers, 17.4K engagements
"3 things you should know when borrowing money from the bank. Interest fees and payment schedule. If you have any payment related concerns about UD loans scan the QR code in the video so that their UBEH financial care partners can reach out to you. #UnionDigitalBank #ThePresentPH"
TikTok Link @thepresentph 2024-09-04T11:12Z 437.8K followers, 44.7K engagements
"Did you know that you can grow your savings through GSave CIMB has an interest rate of XXX% per annum while UnoBank gives XXXX% per annum. You can also maximize UnoBanks time deposit that earns you X% interest per annum. These banks are regulated by Bangko Sentral ng Pilipinas and PDIC insured up to 500000. You can also withdraw your funds anytime just in case you need to use it. Its easy to be a better saver with GSave so try it out now"
TikTok Link @thepresentph 2024-10-12T10:10Z 437.8K followers, 24.3M engagements
"3 things I like about BDO. X. Online banking via BDO Pay. X. Proactive credit card limit increase (as long as you use it wisely 😉) X. BDO wide network and reach. Visit your nearest BDO branch in Davao from March XX to April XX to learn more about their exciting promos. Also on April XX catch the BDO Fiesta trade fair and live performances by Belle Mariano and Alden Richards. #BDOFiesta #BDOWeFindWays"
TikTok Link @thepresentph 2025-04-11T10:00Z 437.8K followers, 62.6K engagements
"💡 Do you still need to get HMO if you already have life insurance Yes Heres why 👇 🩵 Life insurance is for your next generation. Its the money your beneficiary will receive in case something happens to you. Youre the one paying for it but its your loved ones who will benefit from it in the end. 💙 Health insurance (HMO) is for yourself. Its your financial safety net when you get hospitalized or need medical care. Instead of draining your savings your HMO helps cover your hospital expenses. ✨ Both are important one protects your future the other protects your present"
TikTok Link @thepresentph 2025-10-12T10:00Z 437.8K followers, 99.8K engagements
"Top X REITs based on dividend yield"
TikTok Link @thepresentph 2024-09-26T10:00Z 437.8K followers, 168.1K engagements
"7 Digital Banks and Their Updated Savings Interest Rates as of June 2025 💸📲 Heres how much your money can grow: 🏦 CIMB XXX% per annum paid monthly 🏦 UnoBank XXXX% per annum paid daily 🏦 Maya XXX% per annum paid daily 🏦 GoTyme XXX% per annum paid monthly 🏦 OwnBank XXX% per annum paid daily ➡ Use promo code HFFVHF to get XX bonus once you deposit XX. 🏦 SeaBank X% per annum paid daily ➡ Use promo code THEPRESENT to get XX bonus when you deposit and hold at least 1000 for X days. 🏦 DiskarTech XXXX% per annum paid monthly All these banks are BSP-regulated and PDIC-insured up to X million"
TikTok Link @thepresentph 2025-07-10T10:00Z 437.8K followers, 345.8K engagements
"📊 A recent study in the Philippines shows that the debt-to-income ratio is 4:1. That means Filipinos spend 4x more than their income which drowns them into debt. Here are X ways to improve this situation: ✅ Dont spend more than what youre earning. Ayaw palabi ug gasto kung dili pa kaya sa imong income. Live within your means. ✅ Prepare your emergency fund. Para kung naay kalit nga gasto dili ka magamit sa utang. ✅ Apply the debt snowball strategy. Start paying your smallest debt first then move to the bigger ones. Makamotivate gyud ni nga approach. 💡 Financial freedom starts with being"
TikTok Link @thepresentph 2025-10-11T10:00Z 437.8K followers, 57.2K engagements
"💭 Does more money make you happier Personally I believe that money doesnt change who you are. It only magnifies who you really are. If youre already happy and generous even when you dont have much mas lalo kang magiging masaya at mapagbigay kapag may pera ka na. At the end of the day happiness isnt about how much you have but how content and grateful you are with what you have. 💛"
TikTok Link @thepresentph 2025-10-16T10:00Z 437.8K followers, 75.1K engagements