# ![@smobyday Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7554774264626070541.png) @smobyday smobyday | girl math 💄💸

smobyday | girl math 💄💸 posts on TikTok about money, crypto, how to, what is the most. They currently have [-------] followers and [---] posts still getting attention that total [------] engagements in the last [--] hours.

### Engagements: [------] [#](/creator/tiktok::7554774264626070541/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7554774264626070541/c:line/m:interactions.svg)

- [--] Week [-------] -53%
- [--] Month [---------] +244%
- [--] Months [---------] +460%
- [--] Year [----------] +9.90%

### Mentions: [--] [#](/creator/tiktok::7554774264626070541/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7554774264626070541/c:line/m:posts_active.svg)

- [--] Week [--] -8.90%
- [--] Month [--] -42%
- [--] Months [---] +9,350%
- [--] Year [---] +6,200%

### Followers: [-------] [#](/creator/tiktok::7554774264626070541/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7554774264626070541/c:line/m:followers.svg)

- [--] Week [-------] +2.50%
- [--] Month [-------] +26%

### CreatorRank: [-------] [#](/creator/tiktok::7554774264626070541/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7554774264626070541/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #6244 [technology brands](/list/technology-brands)  11% [countries](/list/countries)  8% [stocks](/list/stocks)  7% [travel destinations](/list/travel-destinations)  5% [cryptocurrencies](/list/cryptocurrencies)  4% [social networks](/list/social-networks)  3% [fashion brands](/list/fashion-brands)  2% [financial services](/list/financial-services)  1%

**Social topic influence**
[money](/topic/money) #2715, [crypto](/topic/crypto) #1158, [how to](/topic/how-to) 10%, [what is](/topic/what-is) #2506, [finance](/topic/finance) #685, [cryptocurrency](/topic/cryptocurrency) #88, [investment](/topic/investment) #578, [budgeting](/topic/budgeting) #2574, [in the](/topic/in-the) 6%, [stocks](/topic/stocks) 4%

**Top accounts mentioned or mentioned by**
[@sephora](/creator/undefined) [@fidelity](/creator/undefined) [@aritzia](/creator/undefined) [@ulta](/creator/undefined) [@neutrogena](/creator/undefined) [@makeup](/creator/undefined) [@amazon](/creator/undefined) [@clinique](/creator/undefined) [@patrick](/creator/undefined) [@charlotte](/creator/undefined) [@maybelline](/creator/undefined) [@makeupforever](/creator/undefined) [@physicians](/creator/undefined) [@rare](/creator/undefined) [@microsoft](/creator/undefined) [@bose](/creator/undefined) [@makeupforeverusa](/creator/undefined) [@huda](/creator/undefined) [@rhode](/creator/undefined) [@loral](/creator/undefined)

**Top assets mentioned**
[Bitcoin (BTC)](/topic/bitcoin) [Ethereum (ETH)](/topic/ethereum) [Microsoft Corp. (MSFT)](/topic/microsoft) [Spotify Technology (SPOT)](/topic/$spot) [Charles Schwab Corporation (SCHW)](/topic/charles-schwab) [BRAINROT (BRAINROT)](/topic/brainrot)
### Top Social Posts
Top posts by engagements in the last [--] hours

"building financial literacy means understanding good debt can make you 💰 while bad debt can make you 🤢 ✨ PS debt has ALOT to do with your personal circumstances goals financial situation etc just ask yourself how will i benefit from this after i stop paying for it✨ #personalfinance #financialliteracy #financialconfidence #debt #debtfree @Aritzia (from a girlie making $$$$$$+) the best way to explain: GOOD DEBT vs BAD DEBT baadddiiieee welcome queen. 👸 💄💸 not ALL debt is bad. not ALL debt is good. (from a girlie making $$$$$$+) the best way to explain: GOOD DEBT vs BAD DEBT baadddiiieee"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7595464963360132365)  2026-01-15T06:03Z [--] followers, [----] engagements


"building financial literacy & learning about your personal finances means understanding your taxes 💸💄 ✨and with tax season coming up knowing the difference between tax evasion and tax avoidance is CRITICAL✨ #personalfinance #learnontiktok #financialliteracy #tiktoklearningcampaign #taxseason hi baddie 🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰 (from a girlie making $$$$$$+) 💸💄 the best way to explain the difference: TAX AVOIDANCE vs TAX EVASION hi baddie 🥰🥰🥰🥰🥰🥰🥰🥰🥰🥰 (from a girlie making $$$$$$+) 💸💄 the best way to explain the difference: TAX AVOIDANCE vs TAX EVASION"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7597688889947589902)  2026-01-21T05:53Z [--] followers, 20.7K engagements


"my top [--] investments of [----] involved building financial literacy an @Aritzia wool coat an ETF Sci fic& more 💸💄 ✨investing is SO much more than stocks & ETFs time energy brain power money theyre all areas you can invest in to build a wealthier life✨ #personalfinance #financialliteracy #investing #financialfreedom #investments (stocks clothes time ETFs books) [--] of the best investments I made in [----] 💸💄 (stocks clothes time ETFs books) [--] of the best investments I made in [----] 💸💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7598774952564624653)  2026-01-24T04:08Z [--] followers, 50.5K engagements


"How To Buy An ETF/ Stock & Open An Investing Account in [--] steps (beginner friendly)💄💰 ✨ REMEMBER- these concepts are new & can be complex. be nice to yourself as you work through your financial literacy journey we ALL start somewhere #personalfinance #investingforbeginners #financetips #financialliteracy #financialconfidence @Fidelity Investments Ty"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7569877242575162637)  2025-11-07T07:11Z [--] followers, 189.4K engagements


"understanding what crypto is will build your financial literacy 📈📈📈 ✨ BTW dont let ANY finance bro or tech bro confuse you on crypto you are capable & smart & bada** ✨ #crypto #cryptocurrency #money #bitcoin #financialliteracy @sephora @Patrick Ta Beauty @chanel.beauty the best way to explain WHAT IS CRYPTO hold for 2x speed 💸💄 (from a girlie engineer making $$$$$$+) hey baaaddddiiiieeeeee 💅💅💅💅💅💅💅 the best way to explain WHAT IS CRYPTO hold for 2x speed 💸💄 (from a girlie engineer making $$$$$$+) hey baaaddddiiiieeeeee 💅💅💅💅💅💅💅"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7571308235198696718)  2025-11-11T03:43Z [--] followers, 199.4K engagements


"crypto runs on the blockchain. But why the f$k do they call it the blockchain 💅 lemme break it downnnn ✨btw crypto is a WHOLE new form of currency so give yourself some grace as you learn and navigate what it all means ✨ #crypto #cryptocurrency #blockchain #cryptotok #cryptotips crypto for the girls (from a girlie engineer using girl math) Why is it called: THE BLOCKCHAIN crypto for the girls (from a girlie engineer using girl math) Why is it called: THE BLOCKCHAIN"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7572085181474000142)  2025-11-13T05:58Z [--] followers, [----] engagements


"Whats the difference between an etf & index fund lemme tell youuu 💄💸 ✨ remember that building financial literacy TAKES. TIME. you dont have to know everything right now. just listen watch invest & give yourself some 💛 too✨ #personalfinance #etf #financetips #indexfund #financialliteracy @sephora @THE OUAI @Sol de Janeiro @Charlotte Tilbury @Olaplex 💄💸💄💸💄💸 financial literacy is for the girlsssss whats the difference: ETF vs INDEX FUND yaaaaassss lets get into itttt 💄💸💄💸💄💸 financial literacy is for the girlsssss whats the difference: ETF vs INDEX FUND yaaaaassss lets get into"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7572480964669000973)  2025-11-14T07:33Z [--] followers, 123.6K engagements


"if u wanna buy crypto then you have to understand hot wallets vs cold wallets 💸 💄 ✨ FYI crypto is a whole new form of currency so give yourself some grace as you learn more about it✨ #crypto #cryptocurrency #coldwallet #financialliteracy #cryptoexchange (from a girlie engineer making $$$$$$+) hi badddieeee 👋 👋 👋 👋 CRYPTO IS FOR THE GIRLSSSS 💸💄 the best way to explain HOT WALLET vs COLD WALLET (from a girlie engineer making $$$$$$+) hi badddieeee 👋 👋 👋 👋 CRYPTO IS FOR THE GIRLSSSS 💸💄 the best way to explain HOT WALLET vs COLD WALLET"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7573234791991053582)  2025-11-16T08:20Z [--] followers, 10.5K engagements


"ever wondered how people get rich investing in bitcoin here ya go ✨ BTW dont EVERR let a crypto bro or anyone make u feel like you cant participate & invest in crypto. you 100% can and u 100% can outperform their portfolio too ✨ #crypto #cryptocurrency #bitcoin #financialliteracy #personalfinance thx @Ulta Beauty for being my example :)) the best way to explain: HOW TO GET RICH WITH BITCOIN (from a girlie engineer making $$$$$$+) 💸💄✨ hi baaadie 💅 💅 💅 the best way to explain: HOW TO GET RICH WITH BITCOIN (from a girlie engineer making $$$$$$+) 💸💄✨ hi baaadie 💅 💅 💅"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7579510963557256461)  2025-12-03T06:13Z [--] followers, 100.7K engagements


"crypto literacy is essential nowadays and knowing what stablecoin is will build your knowledge 💄💸 ✨ BTW dont EVER think crypto is out of reach for u. ur more than capable of understanding it and participating in the crypto conversation. baby steps. u got this. lets get those coins ladies✨ #personalfinance #crypto #stablecoin #cryptocurrency #financetips @sephora @Ulta Beauty 💸💄 The best way to explain: WHAT IS STABLECOIN Baddddiiiee Welcomeeeeeeee 🥰🥰🥰🥰🥰🥰🥰 ( from a girlie making $$$$$$+) 💸💄 The best way to explain: WHAT IS STABLECOIN Baddddiiiee Welcomeeeeeeee 🥰🥰🥰🥰🥰🥰🥰 ("  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7583024599751855415)  2025-12-12T17:29Z [--] followers, [----] engagements


"understanding what dividends are can be a powerful building block to becoming financially literate 💸💄 ✨PS dividends is a GREAT beginner friendly way to start investing (turn on auto-invest & its out of sight out of mind. U got this✨ #personalfinance #dividends #financetips #financialliteracy #financialconfidence (from a girlie making $$$$$$+) Hi baddie Welcome🤗 the best way to explain: DIVIDENDS 💸💄 (from a girlie making $$$$$$+) Hi baddie Welcome🤗 the best way to explain: DIVIDENDS 💸💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7586847052164828429)  2025-12-23T00:41Z [--] followers, 54.4K engagements


"understanding where to store your crypto safely after you buy it is an essential part of building crypto literacy 💸💄 ✨ dont be intimidated by cold wallets with crypto theyre easy to use & a safe way to store crypto✨ #crypto #cryptocurrency #financialliteracy #trezorwallet #trezorpartner @Trezor.io official ad its time we understand how to protect & store our cryptocurrency (link in bio to buy) hold for 2x speed the best way to explain: WHAT TO DO AFTER YOU BUY CRYPTO (from a girlie engineer making $$$$$$+) its time we understand how to protect & store our cryptocurrency (link in bio to buy)"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7587190596968664375)  2025-12-23T22:54Z [--] followers, 23.7K engagements


"stoicism tends to be associated with men and is a widely misunderstood practice an emotional girlie (like myself) can also participate in stoicism it helps me regulate my emotions and trust myself & my decisions waaay more #stoicism #mentalwellbeing #personaldevelopment #lifetips #thatgirlenergy"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7588338017421528375)  2025-12-27T01:07Z [--] followers, 31.1K engagements


"financial literacy starts with understanding your personal finances & knowing what to prioritize ✨once i realized i could afford luxury items well lets just say lifestyle creep kicks in FAST Ive learned to reel it back in and have a better understanding of what serves me and what doesnt 💸💄 #personalfinance #financialliteracy #money #financialconfidence #success"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7592730852631514382)  2026-01-07T21:13Z [--] followers, 172.7K engagements


"understanding what a brokerage account is is one of the building blocks to becoming financially literate 💄💸 ✨ PS it took me SO. LONG. to build financial confidence & understand financial terminology take ur time & give yourself grace as you navigate your finances✨ #personalfinance #financialliteracy #brokerageaccount #financialconfidence #investingforbeginners @Spotify ty (from a girlie making $$$$$$+) 💸💄 the best way to explain: BROKERAGE ACCOUNTS hi queen 🥰🥰🥰🥰🥰🥰 (from a girlie making $$$$$$+) 💸💄 the best way to explain: BROKERAGE ACCOUNTS hi queen 🥰🥰🥰🥰🥰🥰"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7594712407591652663)  2026-01-13T05:23Z [--] followers, 33.8K engagements


"becoming wealthy and building financial confidence looks different for everyone 💸 the journey isnt linear & ive learned a lot since becoming financially literate 💄 ✨ BTW it took me YEARSSSS to be at a place financially where I genuinely feel wealthy give yourself time grace & space ✨ #personalfinance #financialliteracy #financialfreedom #money #wealthy"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7594987871304568119)  2026-01-13T23:12Z [--] followers, 38.3K engagements


"understanding a mutual fund is one of the building blocks of financial literacy and its not. that. complicated. 💄💸 ✨ PS i used to be SO confused with all the financial terms so PLEASE take ur time give yourself grace and financial confidence will come in time✨ 💰 btw I invest in FXAIX using @Fidelity Investments #personalfinance #mutualfunds #financetips #financialliteracy #financialconfidence the best way to explain WHAT IS A MUTUAL FUND 💸💄 (from a girlie making $$$$$$+) hold for 2x speed Hi badddieee 👋👋💸💸💸💄💄💄💄 the best way to explain WHAT IS A MUTUAL FUND 💸💄 (from a girlie"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7595821399990635831)  2026-01-16T05:07Z [--] followers, [----] engagements


"5 Rich Girl Money Habits that made me wealthy & built my financial confidence💄💸 ✨PS I wasnt born knowing all this stuff its taken me YEARS to build wealth & understand my finances take 15min/week to educate yourself and youll be good to go✨ #personalfinance #financetips #moneyhabits #financialliteracy #financialconfidence @Maybelline NY skin tint @Neutrogena concealer @hudabeautyshop powder @makeupforever lip liner @Physicians Formula cream bronzer"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7596222496488049933)  2026-01-17T07:03Z [--] followers, 35.8K engagements


"How to Open up a Roth IRA using the Fidelity App (save this guide for reference) 💸💄 ✨dont forget to invest the $$ INSIDE of the Roth IRA this is a great way to reduce your taxable income & start building financial literacy i personally love to use @Fidelity Investments for all my accounts ✨ #rothira #personalfinance #financetips #investingforbeginners #financialliteracy How to Open A Roth IRA with Fidelity App (step by step + pictures + reccs) 💸💄🧠 How to Open A Roth IRA with Fidelity App (step by step + pictures + reccs) 💸💄🧠"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7597297357088132365)  2026-01-20T04:34Z [--] followers, 91.7K engagements


"understanding what a back door Roth IRA is builds INSANE financial literacy & wealth for high earners💸💄 its one of my ✨fave✨ loopholes to creating long term wealth and introduction to finance strategy #personalfinance #backdoorrothira #rothira #tiktoklearningcampaign #learnontiktok the best way to explain: WHAT IS A BACK DOOR ROTH IRA 💄💸 (from a girlie making $$$$$$+) hi badddiiieeee 💄💄💄💄💄 the best way to explain: WHAT IS A BACK DOOR ROTH IRA 💄💸 (from a girlie making $$$$$$+) hi badddiiieeee 💄💄💄💄💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7598398021734321463)  2026-01-23T03:45Z [--] followers, 37.2K engagements


"building wealth & becoming rich means investing in your financial literacy interests knowledge & boundaries 💄💸 ✨being rich isnt about looking rich its about making money decisions that compound over time✨ #personalfinance #financialliteracy #financialfreedom #financialconfidence #financetips"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7599559722814983455)  2026-01-26T06:53Z [--] followers, 28.2K engagements


"building financial literacy just got a WHOLE lot 🔥spicier🔥 ✨personal finance starts with understanding the hard truths about your spending investing and budgeting ✨ financial hot takes FTW 💸 #personalfinance #financialliteracy #financialfreedom #financialconfidence #financetips [--]. [--]. (dont h8 the player h8 the game) in under [--] seconds [--]. [--]. [--] Financial 🔥 HOT 🔥 takes [--]. [--]. [--]. [--]. [--]. (dont h8 the player h8 the game) in under [--] seconds [--]. [--]. [--] Financial 🔥 HOT 🔥 takes [--]. [--]. 6"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7599901759150001438)  2026-01-27T05:00Z [--] followers, 12.6K engagements


"how to go from $0k to $10k in ONE step using AI 💸💄 ✨ of course there is tons of financial advice out there about what to invest in how to save etc but building financial literacy starts with utilizing tools that can help build systems that work with your life not against it✨ ##personalfinance##financialliteracy##financialfreedom##financialconfidence##financetips How to save your first $10000 (using AI) (from a girlie making $$$$$$+) 💸💄 How to save your first $10000 (using AI) (from a girlie making $$$$$$+) 💸💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7600291114108587294)  2026-01-28T06:11Z [--] followers, 27.4K engagements


"your personal finance journey means its NOT a one size fits ALL its PER. SON. AL. everyone relates to different content/people/ideas.💄💸 ✨its always important in the context of finances to expose as many free + helpful resources as possible ✨ @Mallory Personal Finance @Jay Patel @tipsywealth @your_finance_brother @Binta Komma @Money Moves with Lydia #personalfinance #financialliteracy #financialfreedom #financialconfidence #financetips To make more money & build financial literacy hold for 2x speed were all in the same niche- but our cause is more important these creators have great insights"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7600601383825345822)  2026-01-29T02:15Z [--] followers, 713.8K engagements


"becoming rich is about finding systems for building wealth that work for you and your LIFE. 💄💸 ✨ consistency + financial literacy impulse + deprivation. it took me YEARS to build wealth & be in a place where i felt like i had control over my personal finances ✨ #personalfinance #financialliteracy #financialfreedom #financialconfidence #financetips"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7600948405283720503)  2026-01-30T00:42Z [--] followers, 11.4K engagements


"were making tax season our b**** THIS YEAR 💸💄 ✨ part of building financial literacy is doing your taxes confidently and knowing that there are lots of options to do it easily accessibly and correctly✨ 💋 u got this my financially literate baddiessss #personalfinance #taxseason #taxes2025 #financialliteracy #financetips"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7601777345309003021)  2026-02-01T06:19Z [--] followers, 58.3K engagements


"learning crypto and the different cryptocurrencies & crypto platforms will grow ur 💸 & your 🧠 ✨ bitcoin & ethereum can be CONFUSING- so no sweat if you dont pick it up right away. crypto is newww so take baby steps towards building your crypto literacy✨ #crypto #cryptocurrency #money #bitcoin #financialliteracy (from a girlie engineer making $$$$$$+) 💄💸 hold for 2x speed all rise my crypto literate baddies hi girlieeeee ✌💋💄 the best way to explain: BITCOIN vs ETHEREUM (from a girlie engineer making $$$$$$+) 💄💸 hold for 2x speed all rise my crypto literate baddies hi girlieeeee ✌💋💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7602551294951181582)  2026-02-03T08:23Z [--] followers, [----] engagements


"growing my financial literacy & my pocketsss in [----] means learning how to make my personal finances work WITH my life not against it💄💸 ✨ i am giving myself grace & space while I implement these money goals and take baby steps every week towards them✨ #personalfinance #financetips #financialfreedom #financialconfidence #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7602910717334883598)  2026-02-04T07:36Z [--] followers, 11.5K engagements


"investing 101: Fidelity vs Vanguard vs Charles Schwab lets go over it 💄💸 ✌ building financial literacy also means spending time understanding your own relationship to your personal finances ✌ ✨ it depends ENTIRELY on your personal preference and how you like to invest highly recommend making an account with all three and just testing them out its totally free ✨ #p#personalfinancef#financetipsi#investingforbeginnersf#financialliteracyi#investingtips 💄💸 the best investing platforms: THE BIG [--] 💄💸 the best investing platforms: THE BIG 3"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7603259422701260046)  2026-02-05T06:10Z [--] followers, 64.8K engagements


"financial literacy with a side of burnnnn 🔥🔥🔥 ✨investing stocks & wealth (imo) come second to education & literacy in your personal finances take 💸 recieve 💸 give 💸 spend 💸 ✨ #personalfinance #financetips #financialliteracy #financialfreedom #financialconfidence (dont h8 the player h8 the game) [--]. [--]. [--]. [--]. [--] Financial 🔥 HOT 🔥 takes (under [--] seconds) [--]. [--]. [--]. 💸💄 (dont h8 the player h8 the game) [--]. [--]. [--]. [--]. [--] Financial 🔥 HOT 🔥 takes (under [--] seconds) [--]. [--]. [--]. 💸💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7603636835893382413)  2026-02-06T06:35Z [--] followers, [----] engagements


"beginning your investing journey means understanding what expense ratios are is ESSENTIAL 💄💸 ✨ broad market funds usually have low expense ratios so you owe less $$ in the long run✨ #personalfinance #financialliteracy #financetips #investingforbeginners #expenseratio 💸💄 it is ESSENTIAL investing knowledge (from a girlie making $$$$$$+) hi baddie 👋 👋 👋 the best way to explain: EXPENSE RATIOS 💸💄 it is ESSENTIAL investing knowledge (from a girlie making $$$$$$+) hi baddie 👋 👋 👋 the best way to explain: EXPENSE RATIOS"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7604427399580683534)  2026-02-08T09:43Z [--] followers, [----] engagements


"squeezing every bit out of the $895 Amex Platinum fee through tips & hacks to maximize my money 💄💸 ✨ link in bio for 175k points w/ your Amex Platinum & remember to enroll in all perks through the app✨ #americanexpress #amexplatinum #creditcard #personalfinance #creditcardtips"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7604784599457156365)  2026-02-09T08:50Z [--] followers, 26.9K engagements


"financial literacy is feminine & hot 💅 💸 💄dont let the fear of not knowing about finances keep you from investing watch a video on how to invest and just. start. #personalfinance #investingforbeginners #financetips #financialliteracy #financialconfidence"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7568213837606817037)  2025-11-02T19:35Z 126K followers, 826.4K engagements


"understanding ETF vs Mutual Funds is part of becoming financially literate ✨P.S. financial literacy is HARD so go easy on yourself if all of this feels like too much Take a walk a breath and know that everyone starts somewhere ✨ #personalfinance #mutualfunds #etf #financetips #financialliteracy @Ulta Beauty thx for being my guinea pig lol (price could go up or down) 💸💄 ETF: buy lip gloss at current price Whats the difference: MUTUAL FUND vs ETF hold for 2x speed (from a girlie engineer making $$$$$$+) hey girlieeeeee welcome 🤗 MF: buy lip gloss at end of day price (price could go up or"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7569013010891607310)  2025-11-04T23:16Z 126.1K followers, 92.1K engagements


"understanding the difference between mutual funds vs index funds is essential if you are a beginner investor ✨P.S. sign up for my newsletter to see what funds Im invested in✨ ##personalfinance##investingforbeginners##mutualfunds##indexfunds##financialliteracy @sephora (from a girlie making $$$$$)+) the best way to explain MUTUAL FUND vs INDEX FUND 💸💄 Hi baaaaaddddddiiieeee 👋👋👋👋👋👋👋👋 (from a girlie making $$$$$)+) the best way to explain MUTUAL FUND vs INDEX FUND 💸💄 Hi baaaaaddddddiiieeee 👋👋👋👋👋👋👋👋"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7575091219110382903)  2025-11-21T08:24Z 125.6K followers, 13.9K engagements


"building financial literacy means youve probably run into the term FDIC INSURED & been like 🤨🤨🤨🤨 ✨ creating financial confidence means baby steps understanding one small term at a time✨ #personalfinance #financialliteracy #fdic #financialfreedom #financialconfidence Ty @sephora (from a girlie making $$$$$$+) the best way to explain: FDIC INSURED 💸💄 (from a girlie making $$$$$$+) the best way to explain: FDIC INSURED 💸💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7599161462799535374)  2026-01-25T05:08Z 126K followers, [----] engagements


"crypto is FOR. THE. GIRLS and the blockchain is an essential part of understanding cryptocurrency & building financial literacy 💸💄 ✨P.S. dont associate crypto with tech bros its a new FORM OF MONEY & money is for the girliesss✨ #blockchain #cryptocurrency #financialliteracy #financetips #crypto @sephora (from a girlie engineer making $$$$$$+) 💸💄 crypto for the girls series the best way to explain THE BLOCKCHAIN hi baddddieeee 👋 💅 💅 💅 (from a girlie engineer making $$$$$$+) 💸💄 crypto for the girls series the best way to explain THE BLOCKCHAIN hi baddddieeee 👋 💅 💅 💅"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7571667367130893623)  2025-11-12T02:56Z [--] followers, 17.1K engagements


"if youre a beginner investor it is ESSENTIAL to know how capital gains tax works Its one of the building blocks for financial literacy 💄💸 ✨FYI the stock market is a get-rich-not-quick type of thing. Consistently invest & stay patient and watch that 💸 grow✨ #personalfinance #financialliteracy #financetips #capitalgains #financialconfidence @sephora @Makeup By Mario (from a girlie making $$$$$$+) the best way to explain: CAPITAL GAINS TAX hold for 2x speed 💄💸 (from a girlie making $$$$$$+) the best way to explain: CAPITAL GAINS TAX hold for 2x speed 💄💸"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7574343601291808013)  2025-11-19T08:01Z [--] followers, 20.9K engagements


"financial literacy is feminine & hot 💅💸 💄go EASY on yourself as you start to invest. this stuff is confusing so start small & take your time #personalfinance #investingforbeginners #financetips #financialliteracy #financialconfidence"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7577545724628454670)  2025-11-27T23:07Z [--] followers, 50.1K engagements


"building financial literacy starts with understanding a traditional Ira vs Roth IRA 💸💄 ✨BTW there are other differences between the two but Ill make another vid about it For now understanding the tax on each is important✨ #personalfinance #investing #financetips #financialliteracy #financialconfidence 💸💄 hi baaaadddiiieeeee 💅 💸 💰 👄 💄 (from a girlie making $$$$$$+) the best way to explain: TRADITIONAL IRA vs ROTH IRA hold for 2x speed 💸💄 hi baaaadddiiieeeee 💅 💸 💰 👄 💄 (from a girlie making $$$$$$+) the best way to explain: TRADITIONAL IRA vs ROTH IRA hold for 2x speed"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7580618771342118199)  2025-12-06T05:53Z [--] followers, 315.4K engagements


"financial literacy starts with building a knowledge around the stock market💄💸 ✨ PS you are more than worthy and capable of becoming financially confident✨ #personalfinance #financetips #investing #financialliteracy #financialconfidence the best way to explain: Hi badddiiieeeee 👋👋👋👋👋👋👋 (from a girlie making $$$$$$+) hold for 2x speed WHAT HAPPENS WHEN I TAKE $$ OUT OF THE STOCK MARKET 💄💸 the best way to explain: Hi badddiiieeeee 👋👋👋👋👋👋👋 (from a girlie making $$$$$$+) hold for 2x speed WHAT HAPPENS WHEN I TAKE $$ OUT OF THE STOCK MARKET 💄💸"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7583524018859298061)  2025-12-14T01:46Z [--] followers, 77.4K engagements


"web3 is called the future of the internet its about time we learn what it REALLY is ✨ btw crypto literacy & financial literacy are essential to build and take. time. do your own research & give yourself some grace as you learn & navigate✨ #crypto #web3 #cryptocurrency #cryptoforbeginners #web3crypto (from a girlie engineer making $$$$$$+) hold for 2x speed Badddiee Hey 👋👋👋👋👋👋👋 💄💸 the best way to explain WHAT IS WEB3 (from a girlie engineer making $$$$$$+) hold for 2x speed Badddiee Hey 👋👋👋👋👋👋👋 💄💸 the best way to explain WHAT IS WEB3"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7584360147376426253)  2025-12-16T07:52Z [--] followers, 11.5K engagements


"what is an NFT explained in a way we can ACTUALLY understand 👾💸💄 ✨BTW building your crypto literacy takes a HOT MINUTE. be nice to yourself & move slow (it took me years to figure all this out)✨ #nft #crypto #cryptolearning #financialliteracy #nfts @Ulta Beauty (from a girlie engineer making $$$$$$+) hi badddiieeee 👋👋👋👋👋 hi badddiieeee 👋👋👋👋👋 the best way to explain: WHAT IS AN NFT 💄💸 (from a girlie engineer making $$$$$$+) hi badddiieeee 👋👋👋👋👋 hi badddiieeee 👋👋👋👋👋 the best way to explain: WHAT IS AN NFT 💄💸"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7586103827452022071)  2025-12-21T00:37Z [--] followers, 12.7K engagements


"understanding your relationship standards & what youre not willing to compromise makes dating SO much easier 🤍 ✨being sure of yourself + your boundaries is a clear indicator that youll be happy in a relationship & youll be happy if youre not✨ 💌 @billysmaps #dating #relationships #couple #marriage #lifeadvice"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7599544069274094879)  2026-01-26T05:52Z [--] followers, [----] engagements


"building financial literacy means reading between the LINES 💸💄 ✨ while high yield savings accounts are great for short term goals & savings be sure to look at all sides of the coin when putting your money ANYWHERE✨ #personalfinance #financialliteracy #highyieldsavingsaccount #financetips #financialfreedom [--]. $$ earned is taxed HYSA are great (for the right reasons) [--]. People use HYSA to delay investing [--]. HYSA is for emergencies + short term goals ( that no one talks about) stay up ladies 💸💸💸💸💸💸💸💸💸💸 [--]. Inflation HYSA Growth [--]. Not suitable for long term wealth i make a lot of $$ &"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7601349443484519693)  2026-01-31T02:38Z [--] followers, 134.5K engagements


"3 personal finance tips every girl should know 💄 💸 💋FYI: its taken me YEARS to become financially literate so give yourself grace and space while you navigate your money #tiktoklearningcampaign #personalfinance #financetips #financialliteracy #budgeting"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7565774249961590029)  2025-10-27T05:49Z [--] followers, 869.8K engagements


"understanding an ETF is one of the basics of financial literacy and its not. that. complicated. 💸 💅 ✨10/10 recommend investing in an ETF like VOO or FXAIX and THEN understanding what an ETF is after. Let your $$ work while your brain works 🧠 #personalfinance #etf #financetips #financialliteracy #financialconfidence HEAR MEEEE 💅 the best way to explain WHAT IS AN ETF (from a girlie making $$$$$$+) hold for 2x speed LMK any other qs you have hey pookie 🤗🤗🤗🤗 💸💄 HEAR MEEEE 💅 the best way to explain WHAT IS AN ETF (from a girlie making $$$$$$+) hold for 2x speed LMK any other qs you"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7568698037522926862)  2025-11-04T02:54Z [--] followers, 1.6M engagements


"understanding what crypto & etherum are will build your financial literacy 📈 📈 ✨PS you are absolutely capable of investing in crypto buying crypto using ethereum etc dont let any crypto bro tell u otherwise✨ #crypto #cryptocurrency #ethereum #money #financialliteracy @sephora @Makeup By Mario @Charlotte Tilbury @Patrick Ta Beauty @Rare Beauty (from a girlie engineer making $$$$$$+) the best way to explain: WHAT IS ETHEREUM 💸💄👾 (from a girlie engineer making $$$$$$+) the best way to explain: WHAT IS ETHEREUM 💸💄👾"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7576526532382870798)  2025-11-25T05:13Z [--] followers, 25.9K engagements


"FCASH & SPAXX are v important to understand as you start your investing journey w @Fidelity Investments ✨ PS dont be embarrassed about not knowing what these mean MOST people dont (I deff didnt when I started). keep it goin girl✨ #personalfinance #financetips #fcash #investingforbeginners #fidelityinvestment the best way to explain: FCASH vs SPAXX 💄💸 (from a girlie making $$$$$$+) the best way to explain: FCASH vs SPAXX 💄💸 (from a girlie making $$$$$$+)"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7579908723380931854)  2025-12-04T07:58Z [--] followers, 55.1K engagements


"building financial literacy means creating financial strategies that allow you to KEEP more of the money that you make💄💸 ✨ your personal finances are important and investing time in understanding them will carry you sooo far✨ #personalfinance #financetips #taxes #financialliteracy #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7605114615445359886)  2026-02-10T06:09Z [--] followers, 28.7K engagements


"who was gonna tell me [--] hard was ACTUALLY hard 😂😂 👉 even tho i failed at the [--] hard challenge today i alwaaays have tomorrow 🤗 giving myself space and grace during this season of my life ✨ just happy to be trying new things #glowupchallenge #workfromhome #workfromhomelife #9to5life #75hard Day 12: [--] Hard Challenge MMAAAAJOR FAILLL 😂 Work From Home Glow Up Series [--] Day Challenge Day 12: [--] Hard Challenge MMAAAAJOR FAILLL 😂 Work From Home Glow Up Series [--] Day Challenge"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7564226012335131917)  2025-10-23T01:40Z [----] followers, [----] engagements


"our brains need novelty and neuroplasticity and critical thinking 🧠 [--]. Schedule your boredom [--]. Sunlight at some point [--]. Earn your dopamine hits [--]. Instrumental music (playlist by @Microsoft Copilot ) [--]. Stay creative thru the day [--]. Text your funny friend [--]. Protein Fiber magnesium sleep #brain #brainrot #brainfog #brainhealth"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7564239035556810039)  2025-10-23T02:31Z 48.1K followers, [----] engagements


"Replying to @Lainey when women become confident with their finances they dont just change their lives. They change their options. 💅 💸 #confidentwomen #confidence #financialconfidence #financialliteracy #financetips huge lack of financial education overall How to be Confident with your Finances 💸💄 you just need $50 2hrs & some YouTube videos lol worst feeling ever :/// never thought about a 401K till I had a job Financial confidence comes from: evidence of you capability builds which turns into confidence When women understand money they dont just change their lives. they change their"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7567514705242230030)  2025-10-31T22:22Z 40.4K followers, [----] engagements


"Amazon has SUCH good winter sweaters & tops ❄ such high quality pieces for such an affordable $$ 🔗 in my Amazon storefront aritzia inspired @Amazon Fashion #amazonhaul #winteroutfit #wintertops #amazonwinterfashion #amazonsweaters 🤎🧣🕯 Amazon Fashion: Winter Tops Haul 🤎🧣🕯 Amazon Fashion: Winter Tops Haul"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7567562486149319991)  2025-11-01T01:27Z 34.1K followers, [----] engagements


"have you bought the amazon beauty advent calendar yet if so LMK which products you like the best @Amazon Beauty #adventcalendar #amazonbeauty #adventcalendaropening #adventcalendar2025"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7568265730597145870)  2025-11-02T22:56Z 40.4K followers, 47.5K engagements


"you can be financially literate & independent with a hot mans by your side too :))) #financialliteracy #financialconfidence #personalfinance sorry vogue having a boyfriend isnt embarrassing - being financially dependent on one is sorry vogue having a boyfriend isnt embarrassing - being financially dependent on one is"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7568311311927381262)  2025-11-03T01:53Z 30.9K followers, [----] engagements


"kiiinda bougie Christmas wishlist for [----] & its all from amazon 🔗 in storefront under Christmas wishlist ✨also LMK if youd like me to make more vids like this I love watching this type of content✨ #wishlistinspo #christmaswishlist #christmas2025 #christmasgiftideas #amazonwishlist @Bose @Dale of Norway @NAADAM @Salomon @diptyque Paris @BedHead PJs @PAIGE"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7569085538381106445)  2025-11-05T03:57Z 34.4K followers, [----] engagements


"girlies being impersonated on TikTok is making me feel sooo unsafe on here 😖😖😖 @sombyday is the account I wanna keep making videos for you all but not at the expense of my own online safety 😖 @TikTok @TikTok Creator Academy @tiktok creators this is not ok and Im requesting help from TikTok and my friends online here making these videos are so fun (but not at the expense of me feeling unsafe on TikTok) feel free to report & BLOCK this online weirdo Im being impersonated on TikTok. (this feels unsafe at this point) 🚨🚨🚨🚨 me: @smobyday impersonator: @sombyday making these videos are so"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7570215441705094414)  2025-11-08T05:03Z 64K followers, [----] engagements


"my early 20s deff wouldve been easier if i knew these sooner💫 (btw [--] is my fave😂) #lifeadvice #money #health #success #lifeinyour20s [--]. Hot girl walks when im mean to myself [--]. Started budgeting using AI hold for 2x speed [--]. Pay myself $100 for continual learning hear meeeeeeeee 💅 💅 💅 💅 [--] things that made me richer & hotter in my 20s [--]. Found a self-confident boyfriend [--]. Became Financially Literate [--]. Started before i was ready [--]. Hot girl walks when im mean to myself [--]. Started budgeting using AI hold for 2x speed [--]. Pay myself $100 for continual learning hear meeeeeeeee 💅 💅 💅 💅 6"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7570858416395128078)  2025-11-09T22:37Z 40.4K followers, [----] engagements


"a soft life is not the opposite of a strong life. 💫 finding your version of what a soft life means for you is important ambition & peace can go hand in hand💫 #lifeadvice #ambition #peace #softlife #success"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7571367007057104142)  2025-11-11T07:31Z 41.9K followers, [----] engagements


"change your life by incorporating positive habits that build wealth knowledge self-love & discipline #lifeadvice #positivehabits #discipline #success #wealth [--]. learn how you learn: anything becomes possible [--]. become financially literate: ignore finance bros at all costs [--]. start challenging yourself: discipline motivation [--]. walk out negative thoughts: dont let your mind be the thing that gets in your way [--] ways to completely change your life [--]. learn how you learn: anything becomes possible [--]. become financially literate: ignore finance bros at all costs [--]. start challenging yourself:"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7573596731401669901)  2025-11-17T07:45Z 57K followers, [----] engagements


"Sephora haul with 90% of it being @Makeup By Mario 😂 #sephorahaul #makeupbymario #makeuphaul @MakeUpForEverUSA @Huda Beauty @makeupforever @sephora @PeaceOutSkincare @rhode skin"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7573962898440015117)  2025-11-18T07:26Z 46K followers, [----] engagements


"I absolutely love these interactions 👮♂ This guy helped restore our faith a little. Wed been stopped a few times already and asked for bribes usually its can you buy me a Fanta and when we say we dont have one and offer some of the warm water were carrying they let us go. We had a great time last time we were in Mozambique but this part felt a little less friendly until we met this guy I do have videos of the corruption but Im choosing not to share them. My recent video reached a lot of people and while Im excited to see my social media grow I want to keep things positive and show people the"  
[TikTok Link](https://www.tiktok.com/@kiki_rides/video/7574115769127079190)  2025-11-18T17:17Z 11K followers, 78.4K engagements


"Life gets better when your habits do Becoming your best-self is always on the table & even the tiniest changes cause huge life shifts :)) #LifeAdvice #habits #productivity #PersonalFinance #lifelessons @Makeup By Mario @Huda Beauty @MakeUpForEverUSA @rhode skin @LOral Paris @Neutrogena @Clinique [--]. became financially literate listen to me [--]. learned how i learned money compounds in the stock market positive habits compound in life [--]. out-walk hurtful thoughts [--]. built systems & automations to stay consistent incorporating these habits took. time. (that made me more money productive & happier)"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7574712976352087310)  2025-11-20T07:55Z 51.3K followers, [----] engagements


"just do it #fyp #gymgirl #gymtok #gymrat in high school you will get the urge to start a silly little gym account. it is very important that you listen. in high school you will get the urge to start a silly little gym account. it is very important that you listen"  
[TikTok Link](https://www.tiktok.com/@bryces.barbells/video/7580036326200839454)  2025-12-04T16:12Z [--] followers, [----] engagements


"24 hours in LA went a little bit like this. #ACMoftheyear #losangeles #fyppppppppppppppppppppppp 🦋🤍 [--] hours in LA [--] hours in LA"  
[TikTok Link](https://www.tiktok.com/@sherritiffiani/video/7580142283610279182)  2025-12-04T23:03Z [---] followers, [----] engagements


"OOTD for greenwich polo club ✨ #ootd #outfitinspo #classyoutfit #luxuryoutfits outfit inspo for Greenwich Polo Club outfit inspo for Greenwich Polo Club"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7554958266439142711)  2025-09-28T02:17Z 83.6K followers, [----] engagements


"4 personal investing tips every girl should know 💄💸 💋 FYI: financial literacy is FEMININE & TAKES TIME give yourself some grace as your navigate your investments ✨ #tiktoklearningcampaign #personalfinance #financetips #financialliteracy #investing"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7567234311934577975)  2025-10-31T04:14Z 88.5K followers, 14.6K engagements


"5 money rules I live by that have helped me build financial literacy & wealth 💸💄 ✨ PS Sephora was not built in a day and NEITHER will your financial confidence. it takes time so give yourself grace & space to build your own wealth & knowledge✨ #personalfinance #investingforbeginners #financetips #financialliteracy #financialconfidence @loral paris usa @Physicians Formula @Clinique"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7585314859617684750)  2025-12-18T21:35Z 96K followers, [----] engagements


"spend the day with me in Amsterdam doing some semi-touristy activities #amsterdam #spendthedaywithme #amsterdamvlog #amsterdamguide #amsterdamtravel Uniqlo tailoring semi-touristy edition Zero Zero AMSTERDAM Spend a day with me Massage Luminaire bar Botanical gardens Micropia museum Uniqlo tailoring semi-touristy edition Zero Zero AMSTERDAM Spend a day with me Massage Luminaire bar Botanical gardens Micropia museum"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7586408346522012983)  2025-12-21T20:19Z 88.5K followers, [----] engagements


"I know this video is really long but I wanted everybody to see the reality that a lot of people dont show. This for me at least was the hardest part because I was very emotionally attached to my hair however looking back after having it shaved for two months its not as bad as I thought it would be This whole process has had its ups and downs and Im glad to be almost halfway done. This past session I was told that I was officially in remission and the next seven treatments are just preventative measures to make sure it never comes back. F cancer #cancersucks #cancerawareness #cancersurvivor"  
[TikTok Link](https://www.tiktok.com/@bbayylleyy/video/7590904758689385783)  2026-01-02T23:07Z [----] followers, 14.1K engagements


"alow me to reintroduce myself 💫 #microinfluencer #smallcreator #CapCut 💲2OO- 5OO per day 💲2OO- 5OO per day"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7557844975308852493)  2025-10-05T20:59Z 104K followers, 271.7K engagements


"any ipad tips or Samsung tablet tips are WELCOME help a girl out im so lost 😂 #samsungtips #samsungtablet #androidtips I have NO IDEA how to use this thing 😂😂 (please share all your ipad/tablet tips) Ive looked into digital planners- what do I use where do I go I like to see two pages at once Id LOVE to hear what tips you recommend - do I just get an iPad - do I need specific apps - whats a good digital planner Samsung S6 Lite Tablet should I just get an ipad im losing it over here 😂😂 im a first time tablet user and am so lost 😂😂 I have NO IDEA how to use this thing 😂😂 (please share"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7561128495447854391)  2025-10-14T17:21Z 105.8K followers, [----] engagements


"its true what they say about your 20s. 🪽theyre not a crisis theyre a collage. Continually finding new emotions to feel identities to try places to live and reinventing yourself every. year. crazy how much can change in just [--] years cant wait to see what my late twenties has in store 💌 #reinventingmyself #lifeinyour20s #twentysomething #selfdiscovery #latetwenties moved back home at [--]. traveled the world at [--]. met the loml at [--]. moved to LA at [--]. felt my first heartbreak at [--]. became a software engineer at [--]. graduated college at [--]. moved back home at [--]. traveled the world at [--]. met"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7562417654003191095)  2025-10-18T04:43Z 102.3K followers, 86.7K engagements


"understanding pre-tax vs after-tax $$ is one of the basics of financial literacy and its not. that. complicated. 💸 💅 ✨remember that building financial confidence can be HARD. go easy on yourself learn one new topic/wk and know that u. got. this.✨ #personalfinance #financetips #financialliteracy #financialconfidence #financegirls the best way to explain PRE-TAX vs AFTER-TAX $$ heheheheeee hey girlieeeeeeeeee 👋 🤗 💸💄 (Traditional IRA/401K vs ROTH IRA) the best way to explain PRE-TAX vs AFTER-TAX $$ heheheheeee hey girlieeeeeeeeee 👋 🤗 💸💄 (Traditional IRA/401K vs ROTH IRA)"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7570903301378608439)  2025-11-10T01:31Z 107.3K followers, 15.7K engagements


"financial literacy + budgeting = not needing to be frugal 💸💄 ✨ AI tools like @googlegemini are HUGE for understanding where youre at financially what u can afford and what u should still budget for✨ #personalfinance #financetips #budgeting #financialliteracy #financialconfidence"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7572395066006801677)  2025-11-14T02:00Z 107.3K followers, 21.5K engagements


"whats in my airport bag as an engineer headed to a tech conference ✨☁ everything linked in my amz stfrnt under airport bag #whatsinmybag #airportbag @Nectar Hydration @Bose @touchland @SALT & STONE @Neutrogena @Clinique @Bombas @CASETiFY @lemme Whats in my airport bag ✈☁ Whats in my airport bag ✈☁"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7573243021601328398)  2025-11-16T08:52Z 108.2K followers, 39.9K engagements


"everyone tells you to invest in stocks but no one tells you WHY 💅 lemme break it down💅 ✨ BTW investing in stocks and/or ETFs is a great place to start building financial literacy Just get in the habit of investing✨ #personalfinance #financetips #investingforbeginners #stockmarket #financialliteracy (lollll my impression 😂) 💄💸 the best way to explain: HOW TO GET RICH IN THE STOCK MARKET (from a girlie engineer making $$$$$$+) (lollll my impression 😂) 💄💸 the best way to explain: HOW TO GET RICH IN THE STOCK MARKET (from a girlie engineer making $$$$$$+)"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7573950763857218830)  2025-11-18T06:38Z 106.5K followers, 33.9K engagements


"havent seen anyone talk about this travel essential & its soooo handy link in bio to my amazon storefront to shop✨ #travel #essential #travelessential #airportessentials @Travel Soxiety [----] airport essential of the year award goes to: [----] airport essential of the year award goes to:"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7575477917472328973)  2025-11-22T09:25Z 104K followers, 23.5K engagements


"become so financially literate you out perform his portfolio 💅 #financialliteracy #20something #twenties In your 20s a finance bro will attempt to explain investing like youve never used a calculator. Its very important you do NOT believe he knows more than he actually does. Do your own research and become financially literate on your own. In your 20s a finance bro will attempt to explain investing like youve never used a calculator. Its very important you do NOT believe he knows more than he actually does. Do your own research and become financially literate on your own"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7575821747413355831)  2025-11-23T07:38Z 102.3K followers, [----] engagements


"becoming rich means not shying away from uncomfortable conversations around money. ✨get your bag. negotiate your salary. #personalfinance #lifeadvice #money #success #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7576004037305306381)  2025-11-23T19:25Z 108.3K followers, 17.2K engagements


"testing [--] of the most viral tinted SPFs on TikTok ✨plzzzz LMK which one you think I should keep✨ #tintedspf #sunscreen #tintedsunscreen #makeuptryon @Neutrogena @ISDIN @Supergoop @DrJart North America @Maybelline NY @Beauty of Joseon (as a non-makeup influencer) trying on [--] of the most viral Tinted sunscreens on TikTok (as a non-makeup influencer) trying on [--] of the most viral Tinted sunscreens on TikTok"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7576231202378599694)  2025-11-24T10:08Z 107.7K followers, [----] engagements


"#ad [--] personal finance tips every shopaholic girlie should know about 💄💸 💋 FYI financial literacy takes. time. start building small habits slowlyyy go easy on yourself & watch your $$ grow while you spend it✨ #personalfinance #financetips #financialliteracy #budgeting #rakuten AD @Rakuten (from a girlie making $$$$$$+) [--] Finance Tips every Shopaholic should know: 💸💄🛍 I do all of these things (from a girlie making $$$$$$+) [--] Finance Tips every Shopaholic should know: 💸💄🛍 I do all of these things"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7577083002140757303)  2025-11-26T17:12Z 101.7K followers, [----] engagements


"you can be financially literate & love online shopping just w a teeny bit of strategy youre good to go 💸💄 ✨be smart with what you spend your $$ on but remember that you DESERVE long term wealth and that new lip liner youve been wanting✨ @Rakuten @Amazon #personalfinance #financetips #financialliteracy #financialconfidence #wealthtips [--] ways to MAKE MONEY while you SPEND MONEY (from a girlie making $$$$$$+) 💸💄🛍 hold for 2x speed [--] ways to MAKE MONEY while you SPEND MONEY (from a girlie making $$$$$$+) 💸💄🛍 hold for 2x speed"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7578741223687605559)  2025-12-01T04:27Z 103.3K followers, [----] engagements


"Milan Italy consists of the duomo parties and lots and lots of aperitivo ✨✨ #milanitaly #milan #duomodimilano We gotta go to Milan Milan what Italy Whats in Milan We gotta go to Milan Milan what Italy Whats in Milan"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7587900952942824717)  2025-12-25T20:51Z 104K followers, [----] engagements


"beginning your investing journey means understanding the importance of investing in yourself financial literacy is knowing that the best ROI youll get is in books the stock market adventures your space and yourself💄💸 #personalfinance #financetips #investingforbeginners #financialliteracy #financialconfidence @Pierce Brown @Shopify @OEAK Apparel @oeakbrawomen @Fidelity Investments @Aritzia"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7588686666450210061)  2025-12-27T23:40Z 102.8K followers, [----] engagements


"a not so average day in my life Switzerland was incredible and the bernina express is an experience Id recommend 10x over #berninaexpress #switzerland #stmoritz #swisstravel #berninaexpresstour"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7589436973194939662)  2025-12-30T00:12Z 107.3K followers, 15.2K engagements


"3 personal finance tips to build your financial confidence 💄💸 💋 FYI: Sephora wasnt built in a day and neither is confidence. it takes time practice and grace for yourself while you navigate financial situations #personalfinance #financetips #financialliteracy #financialconfidence #budgeting"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7589809497460296973)  2025-12-31T00:17Z 100.5K followers, [----] engagements


"winter outfit for exploring Italy today Winter in Europe has been so beautiful & I dont even like winter 😂✨ all of these items will be linked on my ShopMy #winteroutfit #outfitwinter #europewinter (outfit for winter in Verona) 100% cashmere sweater What Im wearing in Europe Wool/ Jersey trousers Statement belt Uniqlo heat tech cashmere long sleeve Uniqlo heat tech leggings ❄ Merino wool socks Everything will be linked on my ShopMy :))) (outfit for winter in Verona) 100% cashmere sweater What Im wearing in Europe Wool/ Jersey trousers Statement belt Uniqlo heat tech cashmere long sleeve"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7589935213325618446)  2025-12-31T08:25Z 103.5K followers, [----] engagements


"personal finance isnt linear BUT staying self-aware on whats worth the $$ and what isnt for YOU is one of the best ways to build financial literacy and gain financial confidence 💸💄 ✨lifestyle creep comes in FAST so be sure to sit back analyze and understand what is serving you happiness & your goals & what isnt ✨ #personalfinance #financetips #financialliteracy #financialconfidence #budgeting"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7590903397700652343)  2026-01-02T23:02Z 106.1K followers, 14.2K engagements


"how to not get scammed on social media 😩 there are CLEAR signs of scam and bot accounts you just have to look a *little* closer to see them cybersecurity is more important now than EVER. stay skeptical stay informed and stay educated. #cybersecurity #fakeaccount (not every video is viral but the #s dont lie) [--]. Receive a DM from me/ a creator asking for personal information [--]. Poor quality / pixelated videos = bot account [--]. Follower-to-View Ratio [--] ways to prevent Getting scammed online FAKE/BOT ACCOUNTS [--]. HIGH likes LOW comments LOW shares BEWARE OF staying safe online means: - be"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7591207988875054349)  2026-01-03T18:45Z 104K followers, [----] engagements


"building financial literacy means understanding your personal finances & where you decide to invest or save your money 💸 ✨ BTW im not *always* intentional about spending and have invested in items that were 💩 so it takes time to know what to spend your money on✨ #personalfinance #financialliteracy #money #financialconfidence #success @Aritzia @OEAK-Bras @Pierce Brown"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7593177528194338103)  2026-01-09T02:07Z 119.9K followers, [----] engagements


"i stand by my remote work decision 💸 that doesnt mean the corporate life is bad BUT the pros of a remote job FAR outweigh the cons💄 Which would you choose #corporate #9to5 #corporatelife #wfh #remotework"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7596965291238771981)  2026-01-19T07:06Z 113.9K followers, 10.5K engagements


"#ad Artificial Intelligence is booming 💥 & with all the AI companies out there it can be hard to choose which one is right for you ✨ Which AI Tool do you use the most #ai #artificialintelligence #aitiktok #aitips @OpenAI @Claude @googlegemini @Microsoft Copilot"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7566166301492792631)  2025-10-28T07:11Z 125.4K followers, 10.8K engagements


"understanding a Roth IRA is essential to building financial literacy 💅 💸 💄 ✨ this is a VERY hard topic to grasp and it took me SO long to actually understand it give yourself a hug from me cause youre doin the dang thing learning & growing one step at a time✨ #personalfinance #rothira #financetips #financialliteracy #financialconfidence (from a girlie making $$$$$$+) ahhhh bestieeeee welcome 🤗 the best way to explain WHAT IS A ROTH IRA 💸💄 (from a girlie making $$$$$$+) ahhhh bestieeeee welcome 🤗 the best way to explain WHAT IS A ROTH IRA 💸💄"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7570165155829452045)  2025-11-08T01:47Z 122.2K followers, 33.1K engagements


"understanding the difference between a bullish and bearish market is a fundamental part of building financial literacy 💸💄 🐂: tons of people are investing in stocks & stock prices are HIGH 🐻: no one is really investing in stocks & stock prices are LOW #personalfinance #investingtips #bearishmarket #bullishmarket #financialliteracy like hello so aggro (💄from a girlie engineer making $$$$$$+) (so much cuter imo) the best way to explain bullish & bearish markets 🐂 🐻 🦢 & 🕊 like hello so aggro (💄from a girlie engineer making $$$$$$+) (so much cuter imo) the best way to explain bullish &"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7573579452442021134)  2025-11-17T06:37Z 122.2K followers, 11.3K engagements


"building financial literacy in the stock market then youre probably wondering what the difference between a limit order and a market order is 💅 💸 ✨p.s. CONGRATS if youre confused on what it is that means youve taken huge steps towards your investing journey. you go girl✨ #personalfinance #investing #financetips #financialliteracy #financialconfidence @sephora @Rare Beauty (from a girlie making $$$$$$+) the best way to explain: LIMIT ORDER vs MARKET ORDER 💸💄 hey baddieeeee 👋 👋 👋 👋 (from a girlie making $$$$$$+) the best way to explain: LIMIT ORDER vs MARKET ORDER 💸💄 hey baddieeeee 👋"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7581531535707327758)  2025-12-08T16:55Z 122.2K followers, 19K engagements


"6 ways to build your financial confidence in college (while still being a weekend warrior 💸🍻) ✨you CAN still have fun from 18-22 & STILL build wealth i wish i had a better foundation of financial literacy once i graduated (and yeah it can mean budgeting for a drink at the bar) ✨ #personalfinance #college #financialliteracy #student #financialconfidence"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7592024540406943031)  2026-01-05T23:33Z 122.3K followers, 49.9K engagements


"becoming rich and building wealth is about understanding you have to build systems that WORK with your lifestyle and investing comfort level ✨ turning $1k into $100k is POSSIBLE & people do it all the time. start slow keep educating yourself & please set up recurring investments✨ #personalfinance #financialliteracy #financetips #financialfreedom #financialconfidence"  
[TikTok Link](https://www.tiktok.com/@smobyday/video/7602136012541709582)  2026-02-02T05:30Z 122.3K followers, [----] engagements

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