[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @magicmoneytips MagicMoneyTips | Kevin White MagicMoneyTips | Kevin White posts on TikTok about money, retirement, investment, age of the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours. ### Engagements: XXXXX [#](/creator/tiktok::7340760184534565921/interactions)  - X Week XXXXXX -XX% - X Month XXXXXXXXX -XXXX% ### Mentions: X [#](/creator/tiktok::7340760184534565921/posts_active)  - X Week XX -XX% - X Month XX +61% ### Followers: XXXXXX [#](/creator/tiktok::7340760184534565921/followers)  - X Week XXXXXX +5.90% - X Month XXXXXX +101% ### CreatorRank: XXXXXXXXX [#](/creator/tiktok::7340760184534565921/influencer_rank)  ### Social Influence [#](/creator/tiktok::7340760184534565921/influence) --- **Social category influence** [finance](/list/finance) XXXX% **Social topic influence** [money](/topic/money) 4.12%, [retirement](/topic/retirement) 2.06%, [investment](/topic/investment) 2.06%, [age of](/topic/age-of) 1.03%, [aged](/topic/aged) 1.03%, [invested](/topic/invested) 1.03%, [stocks](/topic/stocks) 1.03%, [how is](/topic/how-is) 1.03%, [compound](/topic/compound) 1.03%, [power of](/topic/power-of) XXXX% **Top accounts mentioned or mentioned by** [@alan](/creator/undefined) [@lipo4](/creator/undefined) [@shay](/creator/undefined) [@paul](/creator/undefined) [@just](/creator/undefined) [@dek](/creator/undefined) [@jamesbradshaw57](/creator/undefined) [@rawly1966](/creator/undefined) [@joanne](/creator/undefined) ### Top Social Posts [#](/creator/tiktok::7340760184534565921/posts) --- Top posts by engagements in the last XX hours "How much does the Average Person have in their Pension at the age of XX Lets talk about pensions at age 60and the numbers might surprise you. The average pension pot for someone aged XX in the UK is just 96500. Now at first glance that might seem like a lot of money. But when you break it down into an income for retirement the picture looks very different. If you were to turn that 96500 into a sustainable retirement incomesomething that could last you XX to XX yearsyoud be looking at an income of around 4000 to 6000 per year. And remember thats before factoring in inflation and rising living" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7545753999765540098) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-09-03T06:59Z 13.6K followers, 152.1K engagements "Lets talk about pinch and lifestyling two key strategies used in pensions and investing that can seriously shape your retirement pot 💰👀 First up lifestyling. This is when your pension automatically shifts how your money is invested as you get closer to retirement. 🧓💼 In your younger years your pension is invested in higher-risk higher-growth funds think stocks and shares because theres time to ride out market ups and downs 📈. But as you near retirement your pension lifestyles meaning it gradually moves into lower-risk investments like bonds or cash. This helps protect your pot from big" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7560242145437912322) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-10-12T08:00Z 13.6K followers, 3867 engagements "Should you opt out of your Workplace Pension Scheme So youve been auto-enrolled into your workplace pension and thinking Should I just opt out 🚫 Lets talk about why staying in is usually one of the smartest money moves you can make. When youre auto-enrolled you pay a small percentage of your salary into a pension. Right now the minimum is X% from you and X% from your employer. But heres the TikTok money hack if you opt out youre not just saving your X% youre literally saying goodbye to free money from your employer. Thats like turning down a pay rise every single month 💸 And it doesnt stop" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7543915495079021846) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-08-29T08:05Z 13.6K followers, 97.5K engagements "How is a Final Salary/Defined Benefit Pension Protected Ever wondered what happens if your final salary pension scheme runs into trouble Lets break down the Pension Protection Fund (PPF) in simple terms. The Pension Protection Fund is like a safety net for people in defined benefit pensions (also known as final salary or career average schemes). If your employer goes bust and the pension scheme cant pay what it promised the PPF steps in to protect you. Heres how it works 👇 If youve already retired and were getting your pension before your employer collapsed the PPF usually pays you XXX% of" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7549074792373177622) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-09-12T05:45Z 13.1K followers, 3371 engagements "Lets talk about the power of long-term investing 💰 and why its so important to de-risk your portfolio if youll need the money in the next couple of years 👀 When you invest for the long term were talking X XX even XX years plus you give your money time to grow compound and recover from any short-term market dips 📈. The longer your time horizon the more likely you are to ride out the ups and downs of the stock market and come out ahead. This is where the magic of compound growth kicks in your profits start earning profits and your money snowballs over time. 🚀 But heres the thing if you know" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7559944411900169494) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-10-11T12:45Z 13.6K followers, 1931 engagements "Replying to @Joanne Tunney What does PIE mean with Final Salary Pension Schemes 💰👀 If youve got a Final Salary Pension Scheme (also called a Defined Benefit Pension) you mightve heard the term PIE but what does it actually mean 🤔 PIE stands for Pension Increase Exchange. Its an option some pension schemes offer where you can swap your future annual pension increases (the inflation-linked rises youd normally get each year) for a higher pension income upfront. 💡 Heres how it works: Normally your Final Salary Pension goes up every year to help protect your income against inflation thats" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7562142517886520598) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-10-17T10:55Z 13.7K followers, 1700 engagements "Aged between XX to XX Understand the changes to when you can access your pension Big pension news you need to know 🚨 Right now you can normally access your private pension from age XX but from April 2028 that age is rising to XX. Thats two extra years youll need to wait before you can unlock your pension savings (unless youve got a scheme with a special rule). For a lot of people this could change how they think about retirement planning so its super important to understand what this means for you. Heres the key point 👉 some pensions will actually have whats called a protected pension age." [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7554647037984214294) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-09-27T06:09Z 13.7K followers, 69.9K engagements "So you want to invest in gold but did you know you can now do it through your ISA 👀💰 That means your gold investment can actually grow tax-free Lets break it down 👇 Traditionally people bought physical gold bars coins or bullion and stored it somewhere safe. But now thanks to exchange-traded commodities or ETCs you can invest in gold without ever holding the metal yourself 🪙✨ An ETC works a bit like a fund that tracks the price of gold. When gold prices go up so does the value of your ETC and vice versa. Its listed on the stock exchange just like a share so you can buy and sell it easily" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7561321056397495574) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-10-15T05:47Z 13.7K followers, 2713 engagements "What does PIE mean with Final Salary Pension Schemes 💰👀 If youve got a Final Salary Pension Scheme (also called a Defined Benefit Pension) you mightve heard the term PIE but what does it actually mean 🤔 PIE stands for Pension Increase Exchange. Its an option some pension schemes offer where you can swap your future annual pension increases (the inflation-linked rises youd normally get each year) for a higher pension income upfront. 💡 Heres how it works: Normally your Final Salary Pension goes up every year to help protect your income against inflation thats called indexation. But under a" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7562124135447465238) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-10-17T09:43Z 13.7K followers, 2886 engagements "Lets talk about one of the most common questions when it comes to pensions whats the difference between a Defined Benefit and a Defined Contribution pension 👇 A Defined Benefit pension (also known as a Final Salary or Career Average pension) gives you a guaranteed income for life when you retire 💷. The amount you get is based on your salary and how long youve worked for your employer not how the stock market performs. The employer takes the investment risk and theyre responsible for paying you that income no matter what happens in the markets 📈. Think of it like this with a Defined Benefit" [TikTok Link](https://www.tiktok.com/@magicmoneytips/video/7562550545093840150) [@magicmoneytips](/creator/tiktok/magicmoneytips) 2025-10-18T13:18Z 13.7K followers, 2506 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@magicmoneytips MagicMoneyTips | Kevin White
MagicMoneyTips | Kevin White posts on TikTok about money, retirement, investment, age of the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXX engagements in the last XX hours.
Engagements: XXXXX #
- X Week XXXXXX -XX%
- X Month XXXXXXXXX -XXXX%
Mentions: X #
- X Week XX -XX%
- X Month XX +61%
Followers: XXXXXX #
- X Week XXXXXX +5.90%
- X Month XXXXXX +101%
CreatorRank: XXXXXXXXX #
Social Influence #
Social category influence finance XXXX%
Social topic influence money 4.12%, retirement 2.06%, investment 2.06%, age of 1.03%, aged 1.03%, invested 1.03%, stocks 1.03%, how is 1.03%, compound 1.03%, power of XXXX%
Top accounts mentioned or mentioned by @alan @lipo4 @shay @paul @just @dek @jamesbradshaw57 @rawly1966 @joanne
Top Social Posts #
Top posts by engagements in the last XX hours
"How much does the Average Person have in their Pension at the age of XX Lets talk about pensions at age 60and the numbers might surprise you. The average pension pot for someone aged XX in the UK is just 96500. Now at first glance that might seem like a lot of money. But when you break it down into an income for retirement the picture looks very different. If you were to turn that 96500 into a sustainable retirement incomesomething that could last you XX to XX yearsyoud be looking at an income of around 4000 to 6000 per year. And remember thats before factoring in inflation and rising living"
TikTok Link @magicmoneytips 2025-09-03T06:59Z 13.6K followers, 152.1K engagements
"Lets talk about pinch and lifestyling two key strategies used in pensions and investing that can seriously shape your retirement pot 💰👀 First up lifestyling. This is when your pension automatically shifts how your money is invested as you get closer to retirement. 🧓💼 In your younger years your pension is invested in higher-risk higher-growth funds think stocks and shares because theres time to ride out market ups and downs 📈. But as you near retirement your pension lifestyles meaning it gradually moves into lower-risk investments like bonds or cash. This helps protect your pot from big"
TikTok Link @magicmoneytips 2025-10-12T08:00Z 13.6K followers, 3867 engagements
"Should you opt out of your Workplace Pension Scheme So youve been auto-enrolled into your workplace pension and thinking Should I just opt out 🚫 Lets talk about why staying in is usually one of the smartest money moves you can make. When youre auto-enrolled you pay a small percentage of your salary into a pension. Right now the minimum is X% from you and X% from your employer. But heres the TikTok money hack if you opt out youre not just saving your X% youre literally saying goodbye to free money from your employer. Thats like turning down a pay rise every single month 💸 And it doesnt stop"
TikTok Link @magicmoneytips 2025-08-29T08:05Z 13.6K followers, 97.5K engagements
"How is a Final Salary/Defined Benefit Pension Protected Ever wondered what happens if your final salary pension scheme runs into trouble Lets break down the Pension Protection Fund (PPF) in simple terms. The Pension Protection Fund is like a safety net for people in defined benefit pensions (also known as final salary or career average schemes). If your employer goes bust and the pension scheme cant pay what it promised the PPF steps in to protect you. Heres how it works 👇 If youve already retired and were getting your pension before your employer collapsed the PPF usually pays you XXX% of"
TikTok Link @magicmoneytips 2025-09-12T05:45Z 13.1K followers, 3371 engagements
"Lets talk about the power of long-term investing 💰 and why its so important to de-risk your portfolio if youll need the money in the next couple of years 👀 When you invest for the long term were talking X XX even XX years plus you give your money time to grow compound and recover from any short-term market dips 📈. The longer your time horizon the more likely you are to ride out the ups and downs of the stock market and come out ahead. This is where the magic of compound growth kicks in your profits start earning profits and your money snowballs over time. 🚀 But heres the thing if you know"
TikTok Link @magicmoneytips 2025-10-11T12:45Z 13.6K followers, 1931 engagements
"Replying to @Joanne Tunney What does PIE mean with Final Salary Pension Schemes 💰👀 If youve got a Final Salary Pension Scheme (also called a Defined Benefit Pension) you mightve heard the term PIE but what does it actually mean 🤔 PIE stands for Pension Increase Exchange. Its an option some pension schemes offer where you can swap your future annual pension increases (the inflation-linked rises youd normally get each year) for a higher pension income upfront. 💡 Heres how it works: Normally your Final Salary Pension goes up every year to help protect your income against inflation thats"
TikTok Link @magicmoneytips 2025-10-17T10:55Z 13.7K followers, 1700 engagements
"Aged between XX to XX Understand the changes to when you can access your pension Big pension news you need to know 🚨 Right now you can normally access your private pension from age XX but from April 2028 that age is rising to XX. Thats two extra years youll need to wait before you can unlock your pension savings (unless youve got a scheme with a special rule). For a lot of people this could change how they think about retirement planning so its super important to understand what this means for you. Heres the key point 👉 some pensions will actually have whats called a protected pension age."
TikTok Link @magicmoneytips 2025-09-27T06:09Z 13.7K followers, 69.9K engagements
"So you want to invest in gold but did you know you can now do it through your ISA 👀💰 That means your gold investment can actually grow tax-free Lets break it down 👇 Traditionally people bought physical gold bars coins or bullion and stored it somewhere safe. But now thanks to exchange-traded commodities or ETCs you can invest in gold without ever holding the metal yourself 🪙✨ An ETC works a bit like a fund that tracks the price of gold. When gold prices go up so does the value of your ETC and vice versa. Its listed on the stock exchange just like a share so you can buy and sell it easily"
TikTok Link @magicmoneytips 2025-10-15T05:47Z 13.7K followers, 2713 engagements
"What does PIE mean with Final Salary Pension Schemes 💰👀 If youve got a Final Salary Pension Scheme (also called a Defined Benefit Pension) you mightve heard the term PIE but what does it actually mean 🤔 PIE stands for Pension Increase Exchange. Its an option some pension schemes offer where you can swap your future annual pension increases (the inflation-linked rises youd normally get each year) for a higher pension income upfront. 💡 Heres how it works: Normally your Final Salary Pension goes up every year to help protect your income against inflation thats called indexation. But under a"
TikTok Link @magicmoneytips 2025-10-17T09:43Z 13.7K followers, 2886 engagements
"Lets talk about one of the most common questions when it comes to pensions whats the difference between a Defined Benefit and a Defined Contribution pension 👇 A Defined Benefit pension (also known as a Final Salary or Career Average pension) gives you a guaranteed income for life when you retire 💷. The amount you get is based on your salary and how long youve worked for your employer not how the stock market performs. The employer takes the investment risk and theyre responsible for paying you that income no matter what happens in the markets 📈. Think of it like this with a Defined Benefit"
TikTok Link @magicmoneytips 2025-10-18T13:18Z 13.7K followers, 2506 engagements