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# ![@iamdarrickphan Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::6918967783201047557.png) @iamdarrickphan Darrick Phan

Darrick Phan posts on TikTok about retirement, if you, insurance, life insurance the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

### Engagements: XXX [#](/creator/tiktok::6918967783201047557/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6918967783201047557/c:line/m:interactions.svg)

- X Week XXXXXXX +1,980%
- X Month XXXXXXX +1,027%
- X Months XXXXXXXXX -XX%
- X Year XXXXXXXXX +3,069%

### Mentions: XX [#](/creator/tiktok::6918967783201047557/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6918967783201047557/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX -X%
- X Months XXX +181%
- X Year XXX +307%

### Followers: XXXXXX [#](/creator/tiktok::6918967783201047557/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6918967783201047557/c:line/m:followers.svg)

- X Week XXXXXX +0.09%
- X Month XXXXXX +0.38%
- X Months XXXXXX +29%
- X Year XXXXXX +86%

### CreatorRank: XXXXXXXXX [#](/creator/tiktok::6918967783201047557/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::6918967783201047557/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  XXXXX%

**Social topic influence**
[retirement](/topic/retirement) #1077, [if you](/topic/if-you) 41.67%, [insurance](/topic/insurance) #1109, [life insurance](/topic/life-insurance) #109, [invested](/topic/invested) #81, [compound](/topic/compound) #449, [investment](/topic/investment) 25%, [bank](/topic/bank) 16.67%, [linked](/topic/linked) 8.33%, [stocks](/topic/stocks) XXXX%

**Top accounts mentioned or mentioned by**
[@micah](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last XX hours

"Best RETIREMENT INCOME plan to OWN🤯 X. XXX% guaranteed stock market protection✅ X. Index returns BASED on index strategies that ranges between 0%-11% depending on the market✅ X. Lifetime income that pays out out guaranteed for life like a PENSION✅ 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7459638110113123614)  2025-01-14T05:26Z 31.3K followers, 118.9K engagements


"COMPOUND INTEREST ACCOUNT with an IUL FOR KIDS🤔 It isnt a INVESTMENT account to CORRECT that✅ It is a COMPOUND INTEREST LIFE INSURANCE PLAN that ALLOWS you to BUILD EQUITY and INTEREST and able to USE the CASH VALUE TAX FREE✅ - Grows Tax Free✅ - Can be ACCESSED TAX FREE via LOANS DISTRIBUTION✅ - Participates on the UPSIDE of the INDEX LINKED returns✅ but not the downside❌ If you are interested comment below IUL or send me a message for details ✅ #wealth #wealthbuilding #money #banking #beyourownbank #401k #finance #wealthaccumulation #lifeinsurance #taxes #realestate #legacy #trustfund"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7301916484115418414)  2023-11-16T04:45Z 31.3K followers, 8763 engagements


"How to properly structure an IUL for MAX CASH VALUE🤔 A MAX FUNDED IUL is a permanent life insurance policy that builds cash value that has linked index strategies earning upside returns up to a Cap 10-12% with a X% guaranteed floor protection. With a minimum insurance benefit and MAX CASH VALUE policy structure it will ACCUMULATE CASH VALUE FAST with compound interest and less cost to the insurance. Its a policy that allows you to have TAX FREE ACCESS to cash value protects your cash value from market volatility also has living benefits in tact if you qualify and grows TAX FREE inside of the"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7499877966420135199)  2025-05-02T15:57Z 31.3K followers, 664.6K engagements


"401k and IUL🧐 401ks are employer sponsored plans and could offer match if company offers. Its tax deferred and a qualified retirement plan that is invested in stocks and mutual funds. A way to grow your retirement portfolio IUL is an indexed universal life. Its a permanent type of life insurance that allows you to BUILD up cash value. Interest returns are BASED ON INDEXES such as the S&P XXX that has a Cap but with a floor of X% if the market does correct. They both can be complimentary to each other and has their own ADVANTAGES and Benefits✅ Its a policy that allows you to become your own"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7519385572972973342)  2025-06-24T05:36Z 31.3K followers, 140.2K engagements


"Best place to place or park money🤔 Its a policy that allows you to become your own bank based on the setup build your own pension have TAX FREE ACCESS to cash value protects your cash value from market volatility also has living benefits in tact if you qualify and grows TAX FREE inside of the policy and protects your legacy transferring tax free wealth✅ Get yours started Comment below Bank if you are interested or send me a message✅ 🚨make sure to FOLLOW ME TO RECEIVE MY MESSAGES🚨 #wealth #wealthbuilding #money #banking #401k #finance #wealthaccumulation #lifeinsurance #generationalwealth"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7496158645776829727)  2025-04-22T15:24Z 31.3K followers, 3875 engagements


"How to PROPERLY STRUCTURE AN IUL POLICY for MAX CASH VALUE🤔 A MAX FUNDED IUL is a permanent life insurance policy that builds cash value that has linked index strategies earning upside returns up to a Cap 10-12% with a X% guaranteed floor protection. With a minimum insurance benefit and MAX CASH VALUE policy structure it will ACCUMULATE CASH VALUE FAST with compound interest and less cost to the insurance. Its a policy that allows you to become your own bank based on the setup build your own pension have TAX FREE ACCESS to cash value protects your cash value from market volatility also has"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7526851149152914718)  2025-07-14T08:27Z 31.3K followers, 254.9K engagements


"Best RETIREMENT INCOME plan to OWN🤯 X. XXX% guaranteed stock market protection✅ X. Index returns BASED on index strategies that ranges between 0%-11% depending on the market✅ X. Lifetime income that pays out out guaranteed for life like a PENSION✅ 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7549760801385499934)  2025-09-14T02:07Z 31.3K followers, 57.1K engagements


"#duet with @Micah Norrise #liveincentiveprogram 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY as long its suitable to your NEEDS🚨 Comment below FIA if you are interested with an old retirement account or send me a message and comment below license if you are interested In being an agent✅"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7581400861767716126)  2025-12-08T08:28Z 31.3K followers, XXX engagements


"#duet with @Micah Norrise 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY as long its suitable to your NEEDS🚨 Comment below FIA if you are interested with an old retirement account or send me a message✅ #m#moneyb#banking#4#401k #hacks"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7581402962744888606)  2025-12-08T08:36Z 31.3K followers, XXX engagements


"#duet with @Micah Norrise 🚨 Get yours started Comment below Bank if you are interested or send me a message✅ 🚨make sure to FOLLOW ME TO RECEIVE MY MESSAGES🚨 🚨Disclaimer: this is ONLY in the U.S results will vary per person🚨 #401k #insurance #IUL #beyourownbank"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7581401846946778399)  2025-12-08T08:32Z 31.3K followers, XXX engagements


"#duet with @Micah Norrise Best RETIREMENT INCOME plan to OWN🤯 X. XXX% guaranteed stock market protection✅ X. Index returns BASED on index strategies that ranges between 0%-11% depending on the market✅ X. Lifetime income that pays out out guaranteed for life like a PENSION✅ 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do"  
[TikTok Link](https://www.tiktok.com/@iamdarrickphan/video/7581775095635430687)  2025-12-09T08:40Z 31.3K followers, XXX engagements

[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]

@iamdarrickphan Avatar @iamdarrickphan Darrick Phan

Darrick Phan posts on TikTok about retirement, if you, insurance, life insurance the most. They currently have XXXXXX followers and XX posts still getting attention that total XXX engagements in the last XX hours.

Engagements: XXX #

Engagements Line Chart

  • X Week XXXXXXX +1,980%
  • X Month XXXXXXX +1,027%
  • X Months XXXXXXXXX -XX%
  • X Year XXXXXXXXX +3,069%

Mentions: XX #

Mentions Line Chart

  • X Week XX -XX%
  • X Month XX -X%
  • X Months XXX +181%
  • X Year XXX +307%

Followers: XXXXXX #

Followers Line Chart

  • X Week XXXXXX +0.09%
  • X Month XXXXXX +0.38%
  • X Months XXXXXX +29%
  • X Year XXXXXX +86%

CreatorRank: XXXXXXXXX #

CreatorRank Line Chart

Social Influence

Social category influence finance XXXXX%

Social topic influence retirement #1077, if you 41.67%, insurance #1109, life insurance #109, invested #81, compound #449, investment 25%, bank 16.67%, linked 8.33%, stocks XXXX%

Top accounts mentioned or mentioned by @micah

Top Social Posts

Top posts by engagements in the last XX hours

"Best RETIREMENT INCOME plan to OWN🤯 X. XXX% guaranteed stock market protection✅ X. Index returns BASED on index strategies that ranges between 0%-11% depending on the market✅ X. Lifetime income that pays out out guaranteed for life like a PENSION✅ 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY"
TikTok Link 2025-01-14T05:26Z 31.3K followers, 118.9K engagements

"COMPOUND INTEREST ACCOUNT with an IUL FOR KIDS🤔 It isnt a INVESTMENT account to CORRECT that✅ It is a COMPOUND INTEREST LIFE INSURANCE PLAN that ALLOWS you to BUILD EQUITY and INTEREST and able to USE the CASH VALUE TAX FREE✅ - Grows Tax Free✅ - Can be ACCESSED TAX FREE via LOANS DISTRIBUTION✅ - Participates on the UPSIDE of the INDEX LINKED returns✅ but not the downside❌ If you are interested comment below IUL or send me a message for details ✅ #wealth #wealthbuilding #money #banking #beyourownbank #401k #finance #wealthaccumulation #lifeinsurance #taxes #realestate #legacy #trustfund"
TikTok Link 2023-11-16T04:45Z 31.3K followers, 8763 engagements

"How to properly structure an IUL for MAX CASH VALUE🤔 A MAX FUNDED IUL is a permanent life insurance policy that builds cash value that has linked index strategies earning upside returns up to a Cap 10-12% with a X% guaranteed floor protection. With a minimum insurance benefit and MAX CASH VALUE policy structure it will ACCUMULATE CASH VALUE FAST with compound interest and less cost to the insurance. Its a policy that allows you to have TAX FREE ACCESS to cash value protects your cash value from market volatility also has living benefits in tact if you qualify and grows TAX FREE inside of the"
TikTok Link 2025-05-02T15:57Z 31.3K followers, 664.6K engagements

"401k and IUL🧐 401ks are employer sponsored plans and could offer match if company offers. Its tax deferred and a qualified retirement plan that is invested in stocks and mutual funds. A way to grow your retirement portfolio IUL is an indexed universal life. Its a permanent type of life insurance that allows you to BUILD up cash value. Interest returns are BASED ON INDEXES such as the S&P XXX that has a Cap but with a floor of X% if the market does correct. They both can be complimentary to each other and has their own ADVANTAGES and Benefits✅ Its a policy that allows you to become your own"
TikTok Link 2025-06-24T05:36Z 31.3K followers, 140.2K engagements

"Best place to place or park money🤔 Its a policy that allows you to become your own bank based on the setup build your own pension have TAX FREE ACCESS to cash value protects your cash value from market volatility also has living benefits in tact if you qualify and grows TAX FREE inside of the policy and protects your legacy transferring tax free wealth✅ Get yours started Comment below Bank if you are interested or send me a message✅ 🚨make sure to FOLLOW ME TO RECEIVE MY MESSAGES🚨 #wealth #wealthbuilding #money #banking #401k #finance #wealthaccumulation #lifeinsurance #generationalwealth"
TikTok Link 2025-04-22T15:24Z 31.3K followers, 3875 engagements

"How to PROPERLY STRUCTURE AN IUL POLICY for MAX CASH VALUE🤔 A MAX FUNDED IUL is a permanent life insurance policy that builds cash value that has linked index strategies earning upside returns up to a Cap 10-12% with a X% guaranteed floor protection. With a minimum insurance benefit and MAX CASH VALUE policy structure it will ACCUMULATE CASH VALUE FAST with compound interest and less cost to the insurance. Its a policy that allows you to become your own bank based on the setup build your own pension have TAX FREE ACCESS to cash value protects your cash value from market volatility also has"
TikTok Link 2025-07-14T08:27Z 31.3K followers, 254.9K engagements

"Best RETIREMENT INCOME plan to OWN🤯 X. XXX% guaranteed stock market protection✅ X. Index returns BASED on index strategies that ranges between 0%-11% depending on the market✅ X. Lifetime income that pays out out guaranteed for life like a PENSION✅ 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY"
TikTok Link 2025-09-14T02:07Z 31.3K followers, 57.1K engagements

"#duet with @Micah Norrise #liveincentiveprogram 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY as long its suitable to your NEEDS🚨 Comment below FIA if you are interested with an old retirement account or send me a message and comment below license if you are interested In being an agent✅"
TikTok Link 2025-12-08T08:28Z 31.3K followers, XXX engagements

"#duet with @Micah Norrise 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do for you you MAY QUALIFY as long its suitable to your NEEDS🚨 Comment below FIA if you are interested with an old retirement account or send me a message✅ #m#moneyb#banking#4#401k #hacks"
TikTok Link 2025-12-08T08:36Z 31.3K followers, XXX engagements

"#duet with @Micah Norrise 🚨 Get yours started Comment below Bank if you are interested or send me a message✅ 🚨make sure to FOLLOW ME TO RECEIVE MY MESSAGES🚨 🚨Disclaimer: this is ONLY in the U.S results will vary per person🚨 #401k #insurance #IUL #beyourownbank"
TikTok Link 2025-12-08T08:32Z 31.3K followers, XXX engagements

"#duet with @Micah Norrise Best RETIREMENT INCOME plan to OWN🤯 X. XXX% guaranteed stock market protection✅ X. Index returns BASED on index strategies that ranges between 0%-11% depending on the market✅ X. Lifetime income that pays out out guaranteed for life like a PENSION✅ 🚨Disclaimer: not all annuities are the same. Make sure the annuity is suitable for your needs. It is NOT INVESTED IN THE MARKET. Dont expect a 20%-50% return it isnt a investment🚨 🚨If you have an old retirement account like a 401k 403b457b TSP IRA ROTH IRA etc or even CASH and would like to explore what annuities can do"
TikTok Link 2025-12-09T08:40Z 31.3K followers, XXX engagements

@iamdarrickphan
/creator/tiktok::iamdarrickphan