[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.] #  @downtoinvest Mallory | Personal Finance Mallory | Personal Finance posts on TikTok about education, investment, finance, how to the most. They currently have XXXXXXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours. ### Engagements: XXXXXX [#](/creator/tiktok::7423157560234935338/interactions)  - X Week XXXXXXXXX +296% - X Month XXXXXXXXX -XX% ### Mentions: XX [#](/creator/tiktok::7423157560234935338/posts_active)  - X Week XX -XX% - X Month XX +13% ### Followers: XXXXXXXXXX [#](/creator/tiktok::7423157560234935338/followers)  - X Week XXXXXX +16% - X Month XXXXXX +69% ### CreatorRank: XXXXXXX [#](/creator/tiktok::7423157560234935338/influencer_rank)  ### Social Influence **Social category influence** [finance](/list/finance) [stocks](/list/stocks) **Social topic influence** [education](/topic/education) #2419, [investment](/topic/investment) #1778, [finance](/topic/finance) #346, [how to](/topic/how-to) #4996, [money](/topic/money), [all the](/topic/all-the), [retirement](/topic/retirement) #176, [stocks](/topic/stocks) #4460, [core](/topic/core), [if you](/topic/if-you) ### Top Social Posts Top posts by engagements in the last XX hours "Part X dividend stocksare you building a portfolio with these and you dont know why Here are X reasons I dont just own dividend ETFs just because. #dividendinvesting #dividends #investingforbeginners" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7569016834305969438) 2025-11-04T23:31Z 12.3K followers, 88K engagements "How to invest in more defensive stock positions. 🚨 If youre trying to balance growth with a bit more stability dividend-focused ETFs can help create a steadier foundation in your portfolio. Funds like VYM or VYMI aim for companies with strong cash flow consistent dividends and lower volatility than high-growth tech names. Defensive investing doesnt mean avoiding growth it means building a mix that fits your goals risk tolerance and time horizon. Understanding what each ETF actually holds is the first step toward choosing investments that make sense for your long-term plan. Education only all" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7574187374930840862) 2025-11-18T21:55Z 12.3K followers, 10.1K engagements "Episode X How to invest your Roth IRA for beginners Roth IRA investing starts with knowing your risk tolerance time horizon and diversification strategy. Build your Roth IRA portfolio with core ETFs like VOO (S&P 500) VXF (extended market) IXUS (international) and/or growth ETFs like VUG or QQQ for long-term compounding. Roth IRA = tax-free growth so choosing the right ETFs and allocation matters. Perfect for beginner investors learning how to invest. Search terms: roth ira investing how to invest roth ira roth ira etfs best etfs for roth ira voo roth ira vxf roth ira ixus roth ira vug qqq" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7579435364239052063) 2025-12-03T01:20Z 12.3K followers, 2.6M engagements "These are money moves that have a deadline of December 31: Roth conversions 401k employee contributions for the year tax-loss harvesting using any remaining FSA funds taking required minimum distributions and making charitable contributions if you want the deduction this year. End the year with clarity not chaos. Key words: Roth conversion 401k employee contribution tax-loss harvesting FSA deadline required minimum distribution charitable contribution deduction year-end financial planning 2025 money checklist personal finance investing basics retirement planning financial reset end-of-year" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7579782126829178142) 2025-12-03T23:46Z 12.3K followers, 7663 engagements "Episode X Roth IRA contribution deadline reminder: You can make Roth IRA contributions for the year all the way until Tax Day not December XX. This extra window lets you catch up stay within IRS limits and maximize years of tax-free growth for retirement. Just double-check your income eligibility and choose which tax year your contribution applies to. keywords: Roth IRA deadline Roth IRA contribution deadline last day to contribute Roth IRA limits IRA rules tax-free investing retirement account deadlines financial planning basics #rothira" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7576827922133044510) 2025-11-26T00:42Z 12.3K followers, 44.5K engagements "Episode X Roth IRA vs. 401khere are the core differences people always get confused about & these arent the only differences. A 401k is an employer account with higher contribution limits and possible matching. A Roth IRA is an individual account with income limits and full control over your investment choices. Your 401k depends on the plan your employer offers while your Roth IRA lets you choose whatever funds or ETFs you want. Theyre both retirement accounts but the rules limits and flexibility arent the same. This breakdown covers the biggest differences so you actually understand how they" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7578498301817867550) 2025-11-30T12:45Z 12.3K followers, 8371 engagements "Episode X Opening a Roth IRA at Fidelity: how to set it up step by step and beginner friendly 😀 A Roth IRA is one of the simplest retirement accounts to start especially if youre new to this. At Fidelity the process is straightforward: open the Roth IRA account link your bank choose your contribution amount and set it to repeat. Your contributions go in after-tax and qualified withdrawals later in life come out tax-free. Its one of the easiest long-term tools for people wanting to start building savings for their future with low complexity. Keywords: Roth IRA Fidelity how to open a Roth IRA" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7579009782531575071) 2025-12-01T21:49Z 12.3K followers, 102.8K engagements "Investing 101: Index funds are built to follow a market index which means the investment process is more passive and usually requires fewer research decisions. Active funds use a manager who studies markets selects holdings and makes ongoing decisions which creates a more active process. Because each style operates differently the cost structure is different and the expense ratio reflects the level of management involved. Understanding how each approach works helps you compare fund costs and choose what fits your investing style. Keywords: index funds active funds passive investing active" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7580071342020644126) 2025-12-04T22:30Z 12.3K followers, 2043 engagements "Barbie de coneja #barbie #ASMR #toys #asmrtoys #unboxing" [TikTok Link](https://www.tiktok.com/@edarcapher/video/7575242106109824287) 2025-11-21T18:08Z 16.8M followers, 466.1K engagements "How does your portfolio compare 📊 Asset allocation refers to the percentage of your portfolio held in different asset classes like stocks bonds and cash. In the link in my bio Ive included the tool I used so you can see a sample allocation by years left until retirement and the breakdown between U.S. and international stocks. 👉 Example for age 20: If youre XX today youll turn XX in 2070 which is XX years until retirement. The allocation shown here is based on the Fidelity Freedom 2070 Fund (with Vanguard Target Date Funds showing similar mixes). ⚠ Important: This information is taken from" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7554833005659884831) 2025-09-27T18:10Z 12.1K followers, 3321 engagements "How do dividends work explained in a way youll get. Education only all investing is subject to risk #dividends #dividendinvesting #investingforbeginners" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7569383701893762334) 2025-11-05T23:14Z 12.2K followers, 8225 engagements "Lesson 5: Beginner investing basics. Whats the difference between growth value and blend ETFs Growth ETFs invest in companies expected to grow fast value ETFs focus on undervalued companies with solid fundamentals and blend ETFs combine both styles for diversification. If youre trying to learn how to invest or build financial literacy understanding these three ETF types is one of the easiest starting points. 📈📊 Education only investing is subject to risk. #financialliteracy #investingforbeginners #etfs" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7574979653585079582) 2025-11-21T01:10Z 12.3K followers, 3016 engagements "Make sure you arent doubling up 👀VTI is the total U.S. stock market ETF it owns large mid and small companies. But heres the key: about XX% of VTI is the same S&P XXX stocks already inside VOO. That means if you own both VOO and VTI youre basically doubling up on the same large-cap exposure. To cover the rest of the market VXF adds the mid and small caps that VOO doesnt hold. Together VOO + VXF essentially recreate VTI the full U.S. stock market. I used these vanguard examples just because they are extremely well known and many people talk about them. This is not a recommendation to buy" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7555211298271759647) 2025-09-28T18:38Z 12.3K followers, 136.9K engagements "Gold keeps hitting all time highs. I used to have clients ask me how do I invest in gold ALL THE TIME. ETFs in the video are just a few of many not recommending those specifically just popular examples. This is not a recommendation to invest in gold. Do your own research and review your own situation before investing. Investing is subject to risk including risk of loss. #gold #finance #investingforbeginners #investingtips #retirementplanning" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7559203976932101406) 2025-10-09T12:52Z 12.3K followers, 9320 engagements "Pt X How to pick ETFs for your investment portfolio that arent doing the same job 👀 X VT is the vanguard total world etf which means it includes both US stocks and international stocks so essentially could represent the entire stock side of a portfolio X VTI which represents all US stocks from large to small X VXUS which represents all international stocks both emerging and developed but doesnt include any US stocks So roughly XX% VTI + XX% VXUS = VT I used these vanguard examples because they are well known and talked about this is not a recommendation to buy these securities and is not an" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7565211670814002462) 2025-10-25T17:25Z 12.3K followers, 27.6K engagements "Part X It's time to get it together and learn about bank accounts 401(k)s and IRA accounts and general investment accounts No excuses you have the resources to learn now even if no one taught you in the past. Tune in for my lessons on financial literacy from ground zero once per week 🫶🏼 investing is subject to risk including risk of loss education only #financialliteracy" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7565682002444225823) 2025-10-26T23:50Z 12.3K followers, 45.5K engagements "Financial education should be accessible 👩🏻💻 I quit my job to try to help make that happen with an added bonus of being my own boss 💰 Dont get me wrong Im SO thankful for my experience working at larger corporations and making the amount of money I did because I know many people arent as fortunate AND those companies got me to where I am today both financially and my experience 🫶🏼 #financialeducation #finance #personalfinance #CapCut" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7572965466860244254) 2025-11-15T14:54Z 12.3K followers, 8295 engagements "A XXX plan is one of the most flexible ways to save for future education costs. Tax-free growth tax-free withdrawals for qualified expenses easy to automate and can even be used for K-12 trade school and some student loan payments. Great for long-term planning and family wealth building. Keywords: XXX plan benefits tax free growth college savings investment account education planning compound interest qualified expenses K-12 student loans financial planning long term savings parents beginners money tips education fund #529 #savings #financialeducation Education only" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7581125962356575519) 2025-12-07T14:41Z 12.3K followers, 1775 engagements "Investing 101: save money on taxes through tax loss harvesting explained for beginners 🫶🏼 Make sure to get this done by the end of the year DEC 31st deadline. Education only please consult a tax advisor. Number in example are hypothetical please check your own long term capital gains tax bracket and ordinary income tax bracket. #tax #taxseason #educatoraward #LearnOnTikTokContest #investing101" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7581259193710038303) 2025-12-07T23:17Z 12.3K followers, 1663 engagements "Financial education app loadingjoin the email waiting list in my bio 📩 I am so grateful for all of my past experience and opportunities getting me to where I am now. #financialfreedom #financialeducation #womenownedbusiness" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7581681464769629470) 2025-12-09T02:36Z 12.3K followers, 1206 engagements "Learn how to buy ETFs in your Roth IRA with this simple beginner-friendly walkthrough. This is on the Fidelity app since thats who I use BUT you can use similar steps no matter where you have your account. 👏🏼 Education only. The ETF used in this video is an example and not a recommendation to purchase that security. Investing is subject to risk including risk of loss. Keywords: Fidelity Roth IRA tutorial how to buy an ETF on Fidelity Fidelity Roth IRA step-by-step beginner investing tutorial ETF trading Fidelity Roth IRA investing for beginners Fidelity walkthrough how to place a trade" [TikTok Link](https://www.tiktok.com/@downtoinvest/video/7582404021479148813) 2025-12-11T01:20Z 12.3K followers, 3380 engagements
[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
@downtoinvest Mallory | Personal Finance
Mallory | Personal Finance posts on TikTok about education, investment, finance, how to the most. They currently have XXXXXXXXXX followers and XX posts still getting attention that total XXXXXX engagements in the last XX hours.
Engagements: XXXXXX #
- X Week XXXXXXXXX +296%
- X Month XXXXXXXXX -XX%
Mentions: XX #
- X Week XX -XX%
- X Month XX +13%
Followers: XXXXXXXXXX #
- X Week XXXXXX +16%
- X Month XXXXXX +69%
CreatorRank: XXXXXXX #
Social Influence
Social category influence finance stocks
Social topic influence education #2419, investment #1778, finance #346, how to #4996, money, all the, retirement #176, stocks #4460, core, if you
Top Social Posts
Top posts by engagements in the last XX hours
"Part X dividend stocksare you building a portfolio with these and you dont know why Here are X reasons I dont just own dividend ETFs just because. #dividendinvesting #dividends #investingforbeginners"
TikTok Link 2025-11-04T23:31Z 12.3K followers, 88K engagements
"How to invest in more defensive stock positions. 🚨 If youre trying to balance growth with a bit more stability dividend-focused ETFs can help create a steadier foundation in your portfolio. Funds like VYM or VYMI aim for companies with strong cash flow consistent dividends and lower volatility than high-growth tech names. Defensive investing doesnt mean avoiding growth it means building a mix that fits your goals risk tolerance and time horizon. Understanding what each ETF actually holds is the first step toward choosing investments that make sense for your long-term plan. Education only all"
TikTok Link 2025-11-18T21:55Z 12.3K followers, 10.1K engagements
"Episode X How to invest your Roth IRA for beginners Roth IRA investing starts with knowing your risk tolerance time horizon and diversification strategy. Build your Roth IRA portfolio with core ETFs like VOO (S&P 500) VXF (extended market) IXUS (international) and/or growth ETFs like VUG or QQQ for long-term compounding. Roth IRA = tax-free growth so choosing the right ETFs and allocation matters. Perfect for beginner investors learning how to invest. Search terms: roth ira investing how to invest roth ira roth ira etfs best etfs for roth ira voo roth ira vxf roth ira ixus roth ira vug qqq"
TikTok Link 2025-12-03T01:20Z 12.3K followers, 2.6M engagements
"These are money moves that have a deadline of December 31: Roth conversions 401k employee contributions for the year tax-loss harvesting using any remaining FSA funds taking required minimum distributions and making charitable contributions if you want the deduction this year. End the year with clarity not chaos. Key words: Roth conversion 401k employee contribution tax-loss harvesting FSA deadline required minimum distribution charitable contribution deduction year-end financial planning 2025 money checklist personal finance investing basics retirement planning financial reset end-of-year"
TikTok Link 2025-12-03T23:46Z 12.3K followers, 7663 engagements
"Episode X Roth IRA contribution deadline reminder: You can make Roth IRA contributions for the year all the way until Tax Day not December XX. This extra window lets you catch up stay within IRS limits and maximize years of tax-free growth for retirement. Just double-check your income eligibility and choose which tax year your contribution applies to. keywords: Roth IRA deadline Roth IRA contribution deadline last day to contribute Roth IRA limits IRA rules tax-free investing retirement account deadlines financial planning basics #rothira"
TikTok Link 2025-11-26T00:42Z 12.3K followers, 44.5K engagements
"Episode X Roth IRA vs. 401khere are the core differences people always get confused about & these arent the only differences. A 401k is an employer account with higher contribution limits and possible matching. A Roth IRA is an individual account with income limits and full control over your investment choices. Your 401k depends on the plan your employer offers while your Roth IRA lets you choose whatever funds or ETFs you want. Theyre both retirement accounts but the rules limits and flexibility arent the same. This breakdown covers the biggest differences so you actually understand how they"
TikTok Link 2025-11-30T12:45Z 12.3K followers, 8371 engagements
"Episode X Opening a Roth IRA at Fidelity: how to set it up step by step and beginner friendly 😀 A Roth IRA is one of the simplest retirement accounts to start especially if youre new to this. At Fidelity the process is straightforward: open the Roth IRA account link your bank choose your contribution amount and set it to repeat. Your contributions go in after-tax and qualified withdrawals later in life come out tax-free. Its one of the easiest long-term tools for people wanting to start building savings for their future with low complexity. Keywords: Roth IRA Fidelity how to open a Roth IRA"
TikTok Link 2025-12-01T21:49Z 12.3K followers, 102.8K engagements
"Investing 101: Index funds are built to follow a market index which means the investment process is more passive and usually requires fewer research decisions. Active funds use a manager who studies markets selects holdings and makes ongoing decisions which creates a more active process. Because each style operates differently the cost structure is different and the expense ratio reflects the level of management involved. Understanding how each approach works helps you compare fund costs and choose what fits your investing style. Keywords: index funds active funds passive investing active"
TikTok Link 2025-12-04T22:30Z 12.3K followers, 2043 engagements
"Barbie de coneja #barbie #ASMR #toys #asmrtoys #unboxing"
TikTok Link 2025-11-21T18:08Z 16.8M followers, 466.1K engagements
"How does your portfolio compare 📊 Asset allocation refers to the percentage of your portfolio held in different asset classes like stocks bonds and cash. In the link in my bio Ive included the tool I used so you can see a sample allocation by years left until retirement and the breakdown between U.S. and international stocks. 👉 Example for age 20: If youre XX today youll turn XX in 2070 which is XX years until retirement. The allocation shown here is based on the Fidelity Freedom 2070 Fund (with Vanguard Target Date Funds showing similar mixes). ⚠ Important: This information is taken from"
TikTok Link 2025-09-27T18:10Z 12.1K followers, 3321 engagements
"How do dividends work explained in a way youll get. Education only all investing is subject to risk #dividends #dividendinvesting #investingforbeginners"
TikTok Link 2025-11-05T23:14Z 12.2K followers, 8225 engagements
"Lesson 5: Beginner investing basics. Whats the difference between growth value and blend ETFs Growth ETFs invest in companies expected to grow fast value ETFs focus on undervalued companies with solid fundamentals and blend ETFs combine both styles for diversification. If youre trying to learn how to invest or build financial literacy understanding these three ETF types is one of the easiest starting points. 📈📊 Education only investing is subject to risk. #financialliteracy #investingforbeginners #etfs"
TikTok Link 2025-11-21T01:10Z 12.3K followers, 3016 engagements
"Make sure you arent doubling up 👀VTI is the total U.S. stock market ETF it owns large mid and small companies. But heres the key: about XX% of VTI is the same S&P XXX stocks already inside VOO. That means if you own both VOO and VTI youre basically doubling up on the same large-cap exposure. To cover the rest of the market VXF adds the mid and small caps that VOO doesnt hold. Together VOO + VXF essentially recreate VTI the full U.S. stock market. I used these vanguard examples just because they are extremely well known and many people talk about them. This is not a recommendation to buy"
TikTok Link 2025-09-28T18:38Z 12.3K followers, 136.9K engagements
"Gold keeps hitting all time highs. I used to have clients ask me how do I invest in gold ALL THE TIME. ETFs in the video are just a few of many not recommending those specifically just popular examples. This is not a recommendation to invest in gold. Do your own research and review your own situation before investing. Investing is subject to risk including risk of loss. #gold #finance #investingforbeginners #investingtips #retirementplanning"
TikTok Link 2025-10-09T12:52Z 12.3K followers, 9320 engagements
"Pt X How to pick ETFs for your investment portfolio that arent doing the same job 👀 X VT is the vanguard total world etf which means it includes both US stocks and international stocks so essentially could represent the entire stock side of a portfolio X VTI which represents all US stocks from large to small X VXUS which represents all international stocks both emerging and developed but doesnt include any US stocks So roughly XX% VTI + XX% VXUS = VT I used these vanguard examples because they are well known and talked about this is not a recommendation to buy these securities and is not an"
TikTok Link 2025-10-25T17:25Z 12.3K followers, 27.6K engagements
"Part X It's time to get it together and learn about bank accounts 401(k)s and IRA accounts and general investment accounts No excuses you have the resources to learn now even if no one taught you in the past. Tune in for my lessons on financial literacy from ground zero once per week 🫶🏼 investing is subject to risk including risk of loss education only #financialliteracy"
TikTok Link 2025-10-26T23:50Z 12.3K followers, 45.5K engagements
"Financial education should be accessible 👩🏻💻 I quit my job to try to help make that happen with an added bonus of being my own boss 💰 Dont get me wrong Im SO thankful for my experience working at larger corporations and making the amount of money I did because I know many people arent as fortunate AND those companies got me to where I am today both financially and my experience 🫶🏼 #financialeducation #finance #personalfinance #CapCut"
TikTok Link 2025-11-15T14:54Z 12.3K followers, 8295 engagements
"A XXX plan is one of the most flexible ways to save for future education costs. Tax-free growth tax-free withdrawals for qualified expenses easy to automate and can even be used for K-12 trade school and some student loan payments. Great for long-term planning and family wealth building. Keywords: XXX plan benefits tax free growth college savings investment account education planning compound interest qualified expenses K-12 student loans financial planning long term savings parents beginners money tips education fund #529 #savings #financialeducation Education only"
TikTok Link 2025-12-07T14:41Z 12.3K followers, 1775 engagements
"Investing 101: save money on taxes through tax loss harvesting explained for beginners 🫶🏼 Make sure to get this done by the end of the year DEC 31st deadline. Education only please consult a tax advisor. Number in example are hypothetical please check your own long term capital gains tax bracket and ordinary income tax bracket. #tax #taxseason #educatoraward #LearnOnTikTokContest #investing101"
TikTok Link 2025-12-07T23:17Z 12.3K followers, 1663 engagements
"Financial education app loadingjoin the email waiting list in my bio 📩 I am so grateful for all of my past experience and opportunities getting me to where I am now. #financialfreedom #financialeducation #womenownedbusiness"
TikTok Link 2025-12-09T02:36Z 12.3K followers, 1206 engagements
"Learn how to buy ETFs in your Roth IRA with this simple beginner-friendly walkthrough. This is on the Fidelity app since thats who I use BUT you can use similar steps no matter where you have your account. 👏🏼 Education only. The ETF used in this video is an example and not a recommendation to purchase that security. Investing is subject to risk including risk of loss. Keywords: Fidelity Roth IRA tutorial how to buy an ETF on Fidelity Fidelity Roth IRA step-by-step beginner investing tutorial ETF trading Fidelity Roth IRA investing for beginners Fidelity walkthrough how to place a trade"
TikTok Link 2025-12-11T01:20Z 12.3K followers, 3380 engagements