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# ![@charliedice0 Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7057600504398939182.png) @charliedice0 Charlie-Building Quiet Wealth

Charlie-Building Quiet Wealth posts on TikTok about investment, money, stocks, if you the most. They currently have XXXXXX followers and XX posts still getting attention that total XXXXXXX engagements in the last XX hours.

### Engagements: XXXXXXX [#](/creator/tiktok::7057600504398939182/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7057600504398939182/c:line/m:interactions.svg)

- X Week XXXXXXXXX +1,724%
- X Month XXXXXXXXX -XX%

### Mentions: XX [#](/creator/tiktok::7057600504398939182/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7057600504398939182/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XX +73%

### Followers: XXXXXX [#](/creator/tiktok::7057600504398939182/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7057600504398939182/c:line/m:followers.svg)

- X Week XXXXXX +11%
- X Month XXXXXX +101%

### CreatorRank: XXXXXX [#](/creator/tiktok::7057600504398939182/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7057600504398939182/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #589 [stocks](/list/stocks)  XXXXX% [exchanges](/list/exchanges)  XXXX% [cryptocurrencies](/list/cryptocurrencies)  XXXX%

**Social topic influence**
[investment](/topic/investment) #79, [money](/topic/money) #496, [stocks](/topic/stocks) #64, [if you](/topic/if-you) 14.04%, [retirement](/topic/retirement) #132, [finance](/topic/finance) #70, [dividend](/topic/dividend) #161, [invested](/topic/invested) #86, [$spy](/topic/$spy) #126, [beginner](/topic/beginner) #2225

**Top accounts mentioned or mentioned by**
[@thehelpfulalpaca](/creator/undefined) [@jojomomma](/creator/undefined) [@brianraytx](/creator/undefined)

**Top assets mentioned**
[SPDR S&P XXX ETF Trust (SPY)](/topic/$spy) [Berkshire Hathaway Inc. (BRK.A)](/topic/berkshire-hathaway) [Solana (SOL)](/topic/solana)
### Top Social Posts
Top posts by engagements in the last XX hours

"4 main types of stocks and why you should be invested in all of them.📊 X. Growth stocks. These are companies that tend to reinvest profits back into themselves. They have high earnings potential and are continually innovating. X. Dividend stocks. These are for investors looking to use their investments to make passive income or to provide them multiple streams of income. Dividends are usually paid out quarterly and can be in the form of cash stock or property. X. Blue chip stocks. These are well-established reputable companies that have been around awhile. They have dependable earnings and"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7572763588180462878)  2025-11-15T01:50Z 67.5K followers, 2841 engagements


"3 ETFs that consistently beat the market. #investingforbeginners #personalfinance #moneytok #financial"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7565217695839325471)  2025-10-25T17:48Z 67.5K followers, 66.5K engagements


"When I first started investing it all looked like gibberish to me. But once you start doing it youll see its actually not hard and doesnt have to be complicated. You can do this yourself you dont need to pay someone to manage your investments for you. Im taking you step-by-step on how to buy your first stock. Im self taught You got this #personalfinance #investingforbeginners #investing"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7566760341258915102)  2025-10-29T21:34Z 67.5K followers, 8153 engagements


"Part 2: Things Rich People Dont Want You To Know series. You will never save your way to real wealth. Saving money and living below your means is important but your checking and savings accounts cant outpace inflation. But your income and buying assets like investments and real estate can. If youre tired of trading all your time for money and feel like you cant skip any more coffee or clip any more coupons this is your sign to start investing. Even small amounts. Even if you feel behind. Around here we build wealth quietly. #personalfinance #financialliteracy #moneytips #investingforbeginners"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7568901997894634783)  2025-11-04T16:05Z 67.5K followers, 1M engagements


"How to invest in an IRA (individual retirement account) in your 40s and 50s. #personalfinance #financialliteracy #investingforbeginners #investing #moneytok"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7568937453713673503)  2025-11-04T18:23Z 67.5K followers, 17.1M engagements


"Heres how Id invest $1000 instead of spending it this holiday season. This will put you on the path to building real wealth so you can retire early and then buy whatever you want without the stress. We need more women investing This is for educational purposes only. Im not a financial advisor and this isnt financial advice. Investing always carries risk and you are guaranteed to lose money at some point. This is all based on my own personal investing experience and should not be taken as legal or financial advice. Always do your own research and due diligence before making any investment"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7569042011605568799)  2025-11-05T01:08Z 67.5K followers, 128K engagements


"Lets breakdown my individual brokerage account investment portfolio This is for educational purposes only - this is not financial advice and I am not a financial advisor. Always do your own research and due diligence to understand what investments are right for you and your financial situation and goals. In my portfolio I have foundational ETFs ETFs that pay me dividends ETFs that offer more growth potential as well as some money market indices and what I call my fun fund which is made up of whatever stocks or positions I want. #personalfinance #investing #financialliteracy #stockmarket"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7569715866804276511)  2025-11-06T20:43Z 67.5K followers, 19.1K engagements


"As a beginner investor having a financial advisor manage your money and investment accounts for you will cost you thousands if not millions of dollars over the course of your investment.😱 Heres how much you would pay if you managed your investment accounts yourself using ETFs with very low expense ratios vs. paying a financial advisor even 1%. You can do this yourself Its not complicated and you can automateyour investments so you just set it and forget it without being charged more for your hard-earned money. If you want to learn how to do this sign up for my free weekly newsletter - the"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7570377373669936414)  2025-11-08T15:31Z 67.5K followers, 4472 engagements


"Part 2: Stock market taxes for beginners explained 📊. What happens when you lose money on stocks within your individual brokerage accounts (this video does not apply to retirement accounts) You only realize losses and have tax implications on those losses when you sell or close a position within the same calendar year.🗓 Depending on the size of the loss you get whats called a tax deduction. As of the date of this video the maximum IRS tax deduction on market losses is $3000/calendar year. Any losses over that roll forward to the next calendar year. If you have net losses that equal your net"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7571910087493618975)  2025-11-12T18:38Z 67.5K followers, 30.8K engagements


"How to diversify your investments to build real wealth. Its not complicated📊 Ive used this two-component strategy in my investments to go from $X in 2010 to over $400K in my retirement account by age XX. And the best part - its super simple. Its done through percentages and a process called rebalancing. Start with a foundational component - I like investing in the S&P500 and the total U.S stock market for this. For me this makes up XX% of my portfolio. Then add in a diversification component. This can be other unrelated asset classes like AI real estate precious metals commodities energy"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7573387010438630687)  2025-11-16T18:09Z 67.5K followers, 3073 engagements


"Heres how I would invest $1000 if I was XX was starting from $X and wanted to retire a millionaire. While knowing nothing about investing for the stock market X. Open up a free retirement or brokerage account with Fidelity (not sponsored I just use them and like them). If you want tax efficiency look at a traditional or Roth IRA. If you want access to your money penalty-free before age XX 1/2 open up an individual brokerage account. X. Transfer money into your new account from your bank. If you can max out your Roth IRA by contributing $583/month for the year so you can take advantage of"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7573434092616715551)  2025-11-16T21:12Z 67.5K followers, 89.7K engagements


"Maximize your TSP wealth. Most government and military employees overlook maximizing their TSP (Thrift Savings Plan) by simply leaving all their money allocated into a target date fund based on their estimated date of retirement. Dont do this Depending on your age and time til retirement youll make way better returns in other funds in your early and mid-career. Then as you get closer to retirement you can be more conservative. Heres how I went from barely beating inflation in my TSP starting from $X to over $400K and an average rate of return of 14.4%. #investmenttips #militaryfinance"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7574589377582599455)  2025-11-19T23:55Z 67.5K followers, 4365 engagements


"3 ETFs to generate passive income from your investments. X. SCHD: tracks the S&P XXX with companies that have paid investors growing dividends for decades. X. QQQI: a relatively new ETF managed by the same team as SPYI it tracks the NASDAQ and has doubled its dividend rate in the last X years also averaging a rate of return of over 13%. X. SPYI: Another solid S&P XXX dividend ETF that has paid over XX% in dividend income over the last X years. Use these X ETFs to generate passive income as well as continue to grow your investment portfolio and youll be well on your way to retiring early and"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7574619968050957599)  2025-11-20T01:54Z 67.5K followers, 16K engagements


"How to invest in the S&P XXX for beginners.📈 The S&P XXX is XXX of the leading companies in the U.S. and you can own a piece of them ALL with one investment Heres everything you need to know about S&P XXX investing index funds and how to know which funds are the S&P XXX. This is for beginner investors who want to build wealth quietly on their own terms. #PersonalFinance #investingforbeginners #investing #finance"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7567209515779771678)  2025-10-31T02:38Z 67.5K followers, 15.7K engagements


"Heres the problem with trying to make passive income on dividends that nobody tells you. In order to truly live off your dividend income you have to first build your portfolio to a size that allows you to do this. Even high-yield dividend ETFs and other assets - if your portfolio is $50K at XX% dividend yields you cant live off $6K/year. Instead I would put my money into 3-5 ETFs with varying degrees of risk and diversification. Id focus only on finding the best and fastest total returns. Then only when Id built my portfolio principal to whatever number I felt I needed would I switch my"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7576844168757005598)  2025-11-26T01:45Z 67.5K followers, 129.7K engagements


"Everybody tells you to invest but nobody tells you what to invest inso I will Here are X low-cost ETFs (exchange traded funds) to help get you started on building wealth. *Not financial advice. Educational purposes only. #personalfinance #financialliteracy #investmenttips #stockmarket"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7577577426906041630)  2025-11-28T01:10Z 67.5K followers, 3685 engagements


"5 accounts that helped me have a $1M+ net worth before age XX. #finance #money #lifeadvice #savingmoneytips #financialeducation"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7561475905650953502)  2025-10-15T15:48Z 67.5K followers, 103K engagements


"Building wealth isnt rocket science. But it does take time consistency and sometimes not getting what you want when you want it. But theres things I did in my 20s that Im forever grateful for now in my 30s because they helped me become a millionaire and put me on the path to financial freedom. #personalfinance #wealthbuilding #moneygoals #financialfreedom"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7563749210588302622)  2025-10-21T18:50Z 67.5K followers, 11.4K engagements


"Warren Buffett is sending investors a $387B warning. What does this mean for our own investments and the stock market 📉 Heres some key takeaways I got from reading the latest Berkshire Hathaway earnings report. These are just my thoughts - Im not a financial advisor and this is not financial advice. You have to do what is right for you and your own personal financial situation and goals. #personalfinance #investing #moneytok #finance #financenews"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7568246350341573919)  2025-11-02T21:41Z 67.5K followers, 121.5K engagements


"Mutual funds used to be the asset of choice for most investors from around 1930 to the army 2000s. In my opinion thats not the case anymore and there X major reasons for this. As an investor transparency tax efficiency and liquidity are top priorities. If you dont know what youre invested in you could be losing money or holding stocks you dont want. #personalfinance #investing #financialliteracy #investingforbeginners #moneytok"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7569788946381638942)  2025-11-07T01:27Z 67.5K followers, 37.8K engagements


"REITs: how to invest in real estate and earn passive income without owning property. In this video Im going over how to invest in REITs. These can be a great tool for investors who want to invest in real estate but dont want to own or manage properties themselves. You can invest in REITs through your brokerage account the same way you do stocks and other assets. There are X main types of REITs: X. Equity REITs X. Mortgage REITs X. Hybrid REITs REIT dividends are taxable so its recommended to invest in these in a tax-advantaged account like a Roth 401K or Roth IRA. *Not financial advice."  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7578189895982714142)  2025-11-29T16:47Z 67.5K followers, 13.3K engagements


"How to rebalance your investment portfolio before 2026 if youre focused on tax efficiency. Investment portfolio out of whack Heres WHAT rebalancing is WHY you should consider rebalancing before 2026 and HOW to do it for the most tax efficiency. Includes an example breakdown for my fellow visual learners out there. #personalfinance #LearnOnTikTokContest #EducatorAward #investingforbeginners"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7579384982062320927)  2025-12-02T22:05Z 67.5K followers, 4619 engagements


"Create your soft life. Investing allows your money to create more money. If you dont learn how to stop trading time for money youll work until you 💀. The cost of living keeps going up and wages will never keep pace. Investing and the stock market isnt some big scary thing only the finance bros can learn and be successful at. Its for anyone willing to learn and try. #personalfinance #financialliteracy #passiveincome #wealthbuilding"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7579818544481799454)  2025-12-04T02:07Z 67.5K followers, 3242 engagements


"Ladies I need you to become obsessed with learning everything you can about personal finance. 2026 is going to be the year you learn how to make real lasting money. Because money gives you options and having options is the greatest form of self-respect you can get. Stop following the crowd - theyre not doing well. Youre different. You want more than what youve been told you can have. You know theres a better way. Lets GO #PersonalFinance #financialliteracy #moneytok #womenempowerment"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7580168671230725406)  2025-12-05T00:46Z 67.5K followers, 736.7K engagements


"If I had to start my investing journey all over again heres a step-by-step of how I would do it. Investing doesnt have to be complicated or confusing. Just start keep it simple and build wealth quietly. #personalfinance #investing #investingforbeginners #financialliteracy #moneytok"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7567848096873368862)  2025-11-01T19:55Z 67.1K followers, 47.7K engagements


"amado Jesus #jesus #dios #fe"  
[TikTok Link](https://www.tiktok.com/@historiasreflexivas2/video/7572674544746384662)  2025-11-14T20:04Z 229.8K followers, 563.3K engagements


"How much $ do you need to retire Lets figure it out in the next X minutes💰 These simple steps are all you need in order to know how much money you need to retire and how much money you have to save or invest each month in order to hit that goal and retire with financial freedom. *Not financial advice. Educational purposes only. #retirementplanning #retirementincome #wealthbuilding #personalfinance"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7574976863471275294)  2025-11-21T00:59Z 67.2K followers, 3841 engagements


"Insider memecoin trading #fyp #cryptok #solana #memecoins #crypto"  
[TikTok Link](https://www.tiktok.com/@_alvinapes_/video/7578750234466028855)  2025-12-01T05:02Z 2982 followers, 2892 engagements


"finna watch the chair company and shake back"  
[TikTok Link](https://www.tiktok.com/@deantevh/video/7580507387879247134)  2025-12-05T22:40Z X followers, 156.4K engagements


"5 things I refuse to do as a financially literate adult. Coming from a woman who had $1M in net worth by age XX. #personalfinance #lifeadvice #financialliteracy #financialfreedom #moneygoals"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7565590779855424799)  2025-10-26T17:56Z 67.2K followers, 11.3K engagements


"In my 20s I thought investing meant picking the right stocks. In my 30s I realized its about building a life that doesnt depend on luck. Now at XX I invest for peace purpose and the people I love. To me thats real wealth. ✨ #moneytips #investingtips #personalfinance"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7566055324784938271)  2025-10-27T23:59Z 67.5K followers, 20.3K engagements


"The Feds cut interest rates for the second time this year. What does that mean for your money and what should you do with it Heres X things I think you should do ASAP: X. Check the interest rate on your high-yield savings account (or get one if you dont have one yet). If its dropped consider putting that money into a certificate of deposit instead. But only if you dont need access to it for a period of time to avoid early withdrawal penalties. X. Invest your money into the stock market for the long-term. Typically when interest rates go down stock prices go up as companies borrow more money"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7567935727833500959)  2025-11-02T01:35Z 67.2K followers, 179K engagements


"Is the stock market going to crash soon📉 Should you keep investing or pull your money out No one knows when it will happen but crashes are a normal part of a market cycle. Instead of being something to fear stock market crashes or stock market resets are actually a great opportunity to buy quality companies at a discount price. Instead of giving into the fear frustration and hype smart people dont panic. They just sit quietly and wait for the right opportunity. This video goes over what a stock market crash is how it happens and how you as a smart investor can take advatge of. Sign up for my"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7569305836833574175)  2025-11-05T18:12Z 67.5K followers, 37.2K engagements


"Replying to @brianray_tx this is how I would invest $60K if I were new to investing or didnt know where to start. No hype no guessing just a solid long-term investment strategy to grow your wealth faster with a little bit of fun thrown in. If youre ready to start investing sign up for my free weekly newsletter- link is in my bio. #PersonalFinance #investing #investingforbeginners #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7569637783669607710)  2025-11-06T15:40Z 67.4K followers, 3848 engagements


"Ladies - put your own oxygen mask on first If you want to be able to take care of others financially you first have to take care of yourself. Heres your 3-step plan to secure your financial future and become a millionaire by the time you retire in your 60s: X. Contribute XX% of your paycheck into your 401K or traditional IRA X. Open a Roth IRA and contribute $50/week into low cost index funds like Vanguards VUG X. Open an individual brokerage account and invest $50/week into low cost ETFs like Vanguards VOO or Fidelitys FXAIX You cant help anyone else if your retirement isnt funded. This isnt"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7570530715176029470)  2025-11-09T01:25Z 67.4K followers, 4514 engagements


"How to pick a stock.📊 The X things I look at first when deciding on my next investment to buy. Picking a stock is a lot like conducting a science experiment. You have to start with a question gather data and then see if the information you got validated your answer. In this video Im analyzing X ETFs that track the S&P 500: VOO SPYM and SPY. The X things I look at when evaluating if an ETF specifically is right for me are: X. Exposure X. Active or Passive management X. What are its holdings X Performance X. Expense ratio X. Price-to-Earnings (P/E) ratio X. Price (return percentage) This is"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7574256573380447518)  2025-11-19T02:24Z 67.2K followers, 1861 engagements


"Rich people dont want you to know this but I became a self-made millionaire at age XX and Im going to tell you how you can too. The system is designed to reward owners yet most of us go our whole lives as consumers. The easiest way to become an owner Buy stocks. Invest. And let compound interest do its thing. If you started with $XX and invested another $XX every week from age XX to XX youd have $54K. Even though you only invested $36K. Then because of The Rule of XX youd have $550K by age XX And youd only have contributed $108K of your own money. The other $442K is essentially free. Every"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7566409733041638686)  2025-10-28T22:54Z 67.5K followers, 708.4K engagements


"Every day people like you and me make money in the stock market not through day trading or buying individual stocks but through whats called Dollar Cost Averaging. Dollar cost averaging is where you invest the same amount of money into the stock market in a regular basis over a certain period of time. Dollar cost averaging has several advantages: X. Its a less risky investment strategy X. It can save you money on buying investments X. Its automatic so you dont have to think about it X. It makes sure youre already in the market when it peaks X. It takes the emotion out of investing so you can"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7568170545292856606)  2025-11-02T16:47Z 67.5K followers, 48.1K engagements


"Part 1: Stock market taxes explained for beginners.📊 What do you actually pay taxes on in the stock market Why is investing in stocks for the long-term so much more tax efficient than investing in stocks for the short-term Well the difference is long-term vs short-term capital gains taxes. Whether youre new to investing or just want to understand your tax bill better this series will make stock market taxes easier to understand. For educational purposes only. Not a tax professional. Always do your own research and due diligence before investing. #stockmarkettips #stockmarket #personalfinance"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7571567958086946079)  2025-11-11T20:31Z 67.5K followers, 777.1K engagements


"5 things Im doing with my money to prepare for another recession. Stock market resets or recessions are a normal part of investing. They happen every few years and can be real opportunities if your money is ready. X. Have a fully funded emergency fund. Life happens and you dont want to be caught without this. Forget everything else until you have enough money saved to cover 3-6 months of living expenses. After that put your emergency savings into a high yield savings account or something earning at least 4%. X. Have a little cash sitting in a money market account so you can buy assets on sale"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7573058979362835742)  2025-11-15T20:56Z 67.5K followers, 3013 engagements


"Part 4: Stock Market Taxes for Beginners Explained - Interest Income 📊. Youre probably already familiar with interest income. If you have a checking or savings + account a certificate of deposit money market or high yield savings account you know you earn interest on the money in those accounts and then you pay taxes on that interest at the end of the calendar year. Interest income in the stock market typically comes in the form of interest dividends and is passed on to you as the stockholder. By February 15th of the following calendar year your brokerage will send you a Consolidated 1099"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7573875866460081439)  2025-11-18T01:46Z 67.5K followers, 3799 engagements


"You cant out-invest high interest debt.❌ The 10-14% annual returns youll average in the market will never beat the 20-30% interest youre paying on credit card debt student loan debt payday loan debt or BNPL debt. The math doesnt math. So do your future self a favor and work as hard as you can to earn more income while spending less and pay off your high interest debt before investing. Not financial advice - educational purposes only. #personalfinance #financialliteracy #debtpayoff #investing101"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7576424421229956382)  2025-11-24T22:36Z 67.5K followers, 1905 engagements


"How I would invest $10K if I was starting from X. X. Put $3000 into what I call a foundational ETF - something that tracks the S&P XXX or total US stock market. For me this is VOO but you can also look at VTI SPY or SPYM. X. Put $4000 into a growth ETF in the tech or AI sector. Options include QQQM QQQ AIQ and JEPQ. X. Put $3000 into what I call a value ETF. This might offer a high-yield dividend but we really want it for the safety and stability it adds along with diversifying our portfolio. For me thats SCHD but you can also look at something like VYM. The order Id invest would be: max out"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7577204730464603422)  2025-11-27T01:04Z 67.5K followers, 3511 engagements


"This video could make you a millionaire and also save you 1000s in retirement while also providing passive income tax free. Im going over X ETF (exchange traded fund) categories any investor can benefit from and should consider having in their Roth IRA. For each ETF category I give you a couple examples so you can continue the research yourself and decide which is best for you. *Not financial advice. Educational purposes only. Always do your own research before investing and consult a professional if you have specific questions. #personalfinance #investmenttips #retirementincome #passiveincome"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7578636279437413662)  2025-11-30T21:39Z 67.5K followers, 8088 engagements


"Lump sum investing or dollar-cost averaging in a Roth IRA - which is better Heres what the data shows us📊 #PersonalFinance #investmenttips #stockmarket #financialliteracy #investingforbeginners"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7579079142612782366)  2025-12-02T02:18Z 67.5K followers, 6812 engagements


"How do you know if what youre investing in is correct🤔 Personally I think thats the wrong question to ask. I think a better question is how do I know if this investment is correct for ME Personal finance is personal. Knowing your risk tolerance having confidence in what youre investing in and continuing to learn from mistakes (and wins) is key to overcoming investment anxiety. It takes time consistency and patience to build real wealth. Trust your own process and if something seems off evaluate and pivot if you have to. Roadblocks are ok It means youre still on the road which is what matters"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7580547372560698654)  2025-12-06T01:15Z 67.5K followers, 22K engagements


"My NEW 3-fund ETF portfolio strategy (updates for 2026). Financial audit Portfolio review allocation budgeting help personal finance investing etc 💌 me. NOT financial advice - Im not a financial advisor. Educational purposes only. #PersonalFinance #financialliteracy #wealthbuilding #investmenttips"  
[TikTok Link](https://www.tiktok.com/@charliedice0/video/7580861811105205534)  2025-12-06T21:35Z 67.5K followers, 4696 engagements