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# ![@ashallaboutmoney Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7142639710011327531.png) @ashallaboutmoney AshAllAboutMoney

AshAllAboutMoney is actively sharing tips and advice on personal finance, credit scores, and budgeting on TikTok. The creator is providing guidance on using credit cards responsibly, paying off debt, and increasing credit scores, and offering practical advice on budgeting and managing finances. The content includes responses to followers' questions and examples of how to plan and achieve specific financial goals.

### Engagements: XXXXXXX [#](/creator/tiktok::7142639710011327531/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7142639710011327531/c:line/m:interactions.svg)

- X Week XXXXXXXXX +418%
- X Month XXXXXXXXX -XX%
- X Months XXXXXXXXXX -XX%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/tiktok::7142639710011327531/posts_active)
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- X Week XX -XX%
- X Month XXX +22%
- X Months XXX +40%
- X Year XXX +59%

### Followers: XXXXXXX [#](/creator/tiktok::7142639710011327531/followers)
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- X Week XXXXXXX +0.38%
- X Month XXXXXXX +0.73%
- X Months XXXXXXX +4.50%
- X Year XXXXXXX +17%

### CreatorRank: XXXXXX [#](/creator/tiktok::7142639710011327531/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7142639710011327531/c:line/m:influencer_rank.svg)

### Social Influence [#](/creator/tiktok::7142639710011327531/influence)
---

**Social category influence**
[finance](/list/finance)  #1180 [stocks](/list/stocks)  XXXX%

**Social topic influence**
[budgeting](/topic/budgeting) #62, [credit cards](/topic/credit-cards) #10, [debt](/topic/debt) #796, [money](/topic/money) 8.89%, [credit scores](/topic/credit-scores) #14, [faster](/topic/faster) #606, [make a](/topic/make-a) #2128, [should be](/topic/should-be) #962, [learn to](/topic/learn-to) 2.22%, [youll be](/topic/youll-be) XXXX%

**Top accounts mentioned or mentioned by**
[@danielle](/creator/undefined) [@cocodog](/creator/undefined) [@shayla](/creator/undefined) [@user2448659148735](/creator/undefined) [@jessica](/creator/undefined) [@gabbi](/creator/undefined) [@juan](/creator/undefined) [@superviviers](/creator/undefined) [@navneet](/creator/undefined) [@alexsis](/creator/undefined) [@alyssa](/creator/undefined) [@leighaleialoua](/creator/undefined) [@twerkinglucifer](/creator/undefined) [@ericamboyles](/creator/undefined) [@tony](/creator/undefined) [@may](/creator/undefined) [@kaitlyn](/creator/undefined) [@ashton](/creator/undefined) [@sunshinenes](/creator/undefined) [@kelsie](/creator/undefined)
### Top Social Posts [#](/creator/tiktok::7142639710011327531/posts)
---
Top posts by engagements in the last XX hours

"If you want to start tracking your credit score here are two different apps that I use The first one is Credit Karma and I prefer Credit Karma because of the way it shows our credit factors. The second one is a Experian which shows us a Fico score. And usually my score is higher on Experian than it is on Credit Karma. #ho#howtoh#checkr#creditc#scorer#creditkarmar#creditscore"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7260545352577731882) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-07-27T17:04Z 630.8K followers, 80.7K engagements


"Replying to @Danielle Arsola Rodriguez heres my credit score goal Let me know what your goal is Its not difficult to raise your credit score if you have high balances on your credit cards The more we pay the credit cards down the higher the credit score will go #credit #score #tips #howto #creditscore #creditcard"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7315093325680430382) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-12-21T16:58Z 630.8K followers, 1.4M engagements


"Replying to @cocodog how to budget if you only get one paycheck per month heres one example of how i might do it. There are many way you could be budgeting your one paycheck but this is how i would start #howto #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7326995387145784619) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-01-22T18:44Z 618.4K followers, 81.3K engagements


"Replying to @Shayla B. This is what it would look like to have your car paid off in one year #budget #budgeting #tips #car #cars"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7559306795773119774) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-09T19:31Z 630.8K followers, 21.7K engagements


"Replying to @user2448659148735 here ya go #creditcard #capitalone"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7241663547762117934) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-06-06T19:53Z 630.8K followers, 306.6K engagements


"If your expenses are more than your income Look over your budget to see if any bills can be lowered or eliminated. (A lot of times medical bills can be lowered) Try monthly AND weekly or bi-weekly budgeting Do a budget for every paycheck #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7281772825227054378) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-09-22T21:57Z 630.8K followers, 2.5M engagements


"Make a utilization chart to help pay down your credit cards. Your goal should be to get the card balances lower every month #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7289933101365742894) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-10-14T21:43Z 630.8K followers, 4.4M engagements


"Replying to @jessica wise heres how we use the credit utilization spreadsheet when paying off credit card debt Remember the lower the balances on your cards the higher your credit score should be #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7359639081023704363) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-04-19T17:58Z 630.8K followers, 149K engagements


"A planner is helpful for multiple reasons Itll help you budget each paycheck keep track of your bills and increase your credit score Get a budget planner #budget #planner #budgeting #tips #finance"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7411527920742616362) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-09-06T13:53Z 630.8K followers, 130.6K engagements


"Replying to @gabbi ohalloran this is one way you could plan to have your credit card paid off Or you may be able to do it faster than X months 🤩 #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7539190164413795614) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-08-16T14:28Z 630.8K followers, 720.6K engagements


"To raise your credit score faster pay down the balances on ALL credit cards Keep in mind our credit scores are calculated both on the overall utilization AND the individual utilization on each credit card #credit #score #tips #howto #creditcard"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7558620207950974239) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-07T23:07Z 630.8K followers, 13.6K engagements


"Replying to @Juan A. Ruiz Day in My Life this is what it would look like to have your car paid off in X year #budget #budgeting #tips #car #cars"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7561558570928442654) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-15T21:09Z 630.8K followers, 62.1K engagements


"Replying to @SuperViviers you can use your credit cards and pay off debt at the same time #credit #tips #creditcard"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7561833556717194526) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-16T14:56Z 630.8K followers, 7841 engagements


"It can be helpful to look at your budget for the year Look at your take home pay vs all of your expenses. If youre struggling with budgeting you may need to increase your income #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7427543740765556011) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-10-19T17:43Z 628.5K followers, 21K engagements


"Replying to @Navneet Sidhu you should be able to have this credit card paid off in less than a year following this plan #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7555891334800837919) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-09-30T14:37Z 630.8K followers, 15.2K engagements


"Replying to @Alexsis Q to pay this credit card off in X months you could use this plan #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7562287942698405150) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-17T20:19Z 630.8K followers, 12.9K engagements


"When trying to get out of debt I hear a lot of people say they cant even afford their minimums so this may help some of you. This is what I would do if I was in this situation. Paying your credit cards first and then using them back to pay bills will basically cancel out the credit card minimums (even though youll technically still be paying them) 😁 ##howto##debt##creditcard##creditscore##credit"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7245387621977902378) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-06-16T20:44Z 630.7K followers, 714.5K engagements


"It is okay to USE your credit cards while trying to pay down the card balances Doing it this way will save you money in interest charges help earn rewards/cash back on your credit cards build credit by using the cards and ultimately helps you pay your credit cards down faster #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7275790802998021418) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-09-06T19:04Z 630.8K followers, 670.8K engagements


"When going over your budget and trying to decide which debt you want to pay off first try changing the way you list out your payments and debts #debt #budget #debtfree #howto #debtpayoff #tools #planner"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7301435270736465195) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-11-14T21:38Z 630.8K followers, 1.4M engagements


"Replying to @Alyssa Roberts personally I would not close those two credit cards. However I would go talk to a mortgage lender because they will be able to assess your financial situation and tell you what is best for your situation. They are also very helpful in coming up with a strategy to get the debt to income ratio down if needed. #debt #income #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7362642459521797419) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-04-27T20:13Z 630.6K followers, 32.9K engagements


"In this budget she has a few larger expenses that may come up over the next month or so using velocity banking can help with budgeting for these expenses #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7496678364875394350) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-04-24T01:01Z 628.7K followers, 36K engagements


"Replying to @leighaleialoua GREAT work getting your credit score up so fast 🤩🎉 these credit card tips definitely make a difference #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7504356389377051935) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-05-14T17:35Z 630.7K followers, 56.3K engagements


"Replying to @twerkinglucifer this is one way you can plan to pay off this credit card in XX months As the balance on the card gets lower your credit score should increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7547504473061592351) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-09-08T00:12Z 630.7K followers, 1.1M engagements


"Replying to @EricaMboyles this is one way you can plan to have this credit card paid off in one year If you can make a larger payment thats great If not pay as much as you can to get the card balance down #credit #score #tips #creditcard #financialliteracy"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7553382117174955295) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-09-23T20:20Z 630.7K followers, 171.5K engagements


"Replying to @Tony Purnell this is how you could plan to pay this credit card of in XX months If you can make a larger payment you can have it paid off sooner As the balance on the credit card gets lower your credit score will increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7561957574518639903) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-16T22:57Z 630.8K followers, 16.7K engagements


"With this budget there is money going towards a lot of different savings categories. I would try to cut back quite a bit on those items in the budget while you get the credit cards paid down. Make sure you are budgeting every time you have income coming in not just once per month. #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7314818966034124075) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-12-20T23:13Z 630.1K followers, 112.2K engagements


"Replying to @Ashton i dont think its enough heres why This is a fairly minimal budget using $60k/year. And this is without budgeting for things like childcare shopping travel #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7320652343526280494) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-01-05T16:30Z 630.1K followers, 1M engagements


"Budgeting your money is SUPER important A budget is NOT to tell you what you cant spend on its to plan and prioritize the things you want to spend on. You want to be spending on things that are important to you Start budgeting learn to manage your money stop feeling broke #howto #budget #budgeting #budgetingtips #moneymanagement"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7343720630493252907) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-03-07T20:27Z 630.1K followers, 409.2K engagements


"The key to budgeting is making sure our budget is realistic If we want our debt to go down we have to spend quite a bit less than what we make We should also budget every time we get paid not just once per month #budget #budgeting #tips #howto"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7413061718013775146) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-09-10T17:05Z 630.1K followers, 27.7K engagements


"Credit Score Tip If you are trying to repair your credit by yourself its really important that you know this. Youll be amazed how much your credit score can increase from just making this small change #howto #creditrepair #credit #score #tips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7265047480423779627) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-08-08T20:14Z 630.3K followers, 1.1M engagements


"Replying to @chrismarie179 heres how to save $9000 in one year 💰 #howto #save #money #savingmoney #savings"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7282553892301442350) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-09-25T00:28Z 630.7K followers, 521.8K engagements


"Remember to keep your credit utilization LOW If your utilization is low on your credit cards this will help to improve your credit score #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7324517406167043370) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-01-16T02:28Z 630.7K followers, 144.1K engagements


"Replying to @Patty great job getting your credit score up🤩🎉 If you want to improve your credit score Pay as much as you can to your credit cards and make sure the card balance stays low on the statement date Even small changes in credit card balances can have a positive impact to your credit score #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7289144391254412586) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-10-12T18:43Z 630.7K followers, 4.1M engagements


"How to save $10k or $20k in one year #howto #save #money #savingmoney #savings #goals"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7296899995897253162) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-11-02T16:19Z 630.7K followers, 4.7M engagements


"Replying to @Sid :3 heres how i would pay this credit card off on a tight budget This plan would pay the credit card off in X months #credit #score #tips #howto #creditcard #debt #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7353661218974076206) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-04-03T15:21Z 630.7K followers, 1.5M engagements


"Replying to @Jerni yes Keep credit card balances as low as possible on the statement date/closing date if you want or need to increase your credit score #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7451344327676136750) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-12-22T21:01Z 630.7K followers, 54.9K engagements


"If you use your credit cards to pay bills you can pay off debt raise your credit score faster save money in interest and earn rewards for using the cards #credit #score #tips #creditcard #personalfinance"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7542666933875871006) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-08-25T23:20Z 630.7K followers, 204.8K engagements


"Replying to @Jasmin this is how i set up my monthly planner to help me budget and keep track of all my bills and credit cards #budget #planner #budgeting #creditcard"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7272805269300792622) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-08-29T17:59Z 630.8K followers, 542.5K engagements


"Replying to @Chris if youre new to credit cards hopefully this is helpful You can use as much of the limit as you want BUT you need to be able to pay the balance back so DO NOT use more than you can afford to pay back Keep balances low on the statement date that way the card reports a low balance to the credit bureau This will help increase your credit score #credit #score #tips #howto #credircard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7275055770134236458) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-09-04T19:32Z 630.8K followers, 2.8M engagements


"There HAS to be BIG changes to make this budget work Hopefully the commission checks are higher. But even if they are a lot if this spending has to go I would start budgeting monthly AND everytime you get paid #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7283279930513722666) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2023-09-26T23:26Z 630.8K followers, 424.8K engagements


"Budgeting with a lower income can be difficult In this case either the expenses need to be cut OR the income needs to increase #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7329574165407698218) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2024-01-29T17:32Z 630.8K followers, 920.6K engagements


"Replying to @Cola aka Pretty Nikki I LOVE the goal of getting this card paid off quickly Heres how you could break the credit card payments down to get it paid off #credit #creditscore #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7532926639047445791) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-07-30T17:23Z 630.8K followers, 172K engagements


"Replying to @apple09270 remember a budget is NOT to restrict your spending A budget is a plan for where YOU want to spend Break it down like this to figure out where your money is going Budget monthly and also every time you get paid #budget #budgeting #tips #budgetingtips #PersonalFinance"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7547779158307327262) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-09-08T17:58Z 630.8K followers, 40.8K engagements


"If someone gave you $100k today do you think youd still have it in a year Most people wouldnt You have to start budgeting and learning to manage money NOW no matter how much you have #budget #budgeting #tips #financialliteracy #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7561431057086598431) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-15T12:54Z 630.8K followers, 10.1K engagements


"Break your budget down Youll be surprised how much youre spending in each category You should be budgeting monthly but also every time you get paid if youre working to get back on track #budget #budgeting #tips #personalfinance #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7562353253564878111) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-18T00:33Z 630.8K followers, 7518 engagements


"Replying to @DutchGirl2018K great progress so far with your credit score So happy you love the chart and its helping with the credit card balances #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7562558205235186975) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-18T13:48Z 630.8K followers, 5121 engagements


"Replying to @Nicoyaababee you could use this plan to have your credit card paid off in X months As the card balance goes down your credit score will go up 🤗 #credit #score #tips #creditcard #howto"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7562627055385431326) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-18T18:15Z 630.8K followers, 5183 engagements


"Replying to @Lisa Warren this is one way we can do the math to have this credit card paid off in X year #credit #creditcard #tips #budget #budgeting"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7563335904480234783) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-20T16:06Z 630.8K followers, 1.1M engagements


"Replying to @mads an extra $300/month will cut the time to pay this car loan off in HALF #budget #budgeting #tips #car #cars"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7563717608353189151) [@ashallaboutmoney](/creator/tiktok/ashallaboutmoney) 2025-10-21T16:47Z 630.8K followers, 25.1K engagements