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# ![@ashallaboutmoney Avatar](https://lunarcrush.com/gi/w:26/cr:tiktok::7142639710011327531.png) @ashallaboutmoney AshAllAboutMoney

AshAllAboutMoney is actively sharing tips and strategies on personal finance, budgeting, and credit score improvement on TikTok. The creator is providing advice on managing debt, paying off credit cards, and increasing credit scores, as well as sharing budgeting and planning techniques. The content aims to educate and support individuals in achieving financial stability and freedom.

### Engagements: XXXXXX [#](/creator/tiktok::7142639710011327531/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7142639710011327531/c:line/m:interactions.svg)

- X Week XXXXXXXXX +1,473%
- X Month XXXXXXXXX +29%
- X Months XXXXXXXXXX +8%
- X Year XXXXXXXXXX -XX%

### Mentions: XX [#](/creator/tiktok::7142639710011327531/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7142639710011327531/c:line/m:posts_active.svg)

- X Week XX -XX%
- X Month XXX -XX%
- X Months XXX +25%
- X Year XXX +89%

### Followers: XXXXXXX [#](/creator/tiktok::7142639710011327531/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7142639710011327531/c:line/m:followers.svg)

- X Week XXXXXXX +0.10%
- X Month XXXXXXX +0.18%
- X Months XXXXXXX +4.80%
- X Year XXXXXXX +12%

### CreatorRank: XXXXXX [#](/creator/tiktok::7142639710011327531/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:tiktok::7142639710011327531/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  #2807 [celebrities](/list/celebrities)  XXXX% [musicians](/list/musicians)  XXXX% [stocks](/list/stocks)  XXXX%

**Social topic influence**
[budgeting](/topic/budgeting) #230, [credit cards](/topic/credit-cards) #75, [if you](/topic/if-you) #183, [money](/topic/money) #1696, [debt](/topic/debt) #854, [saving](/topic/saving) #644, [credit scores](/topic/credit-scores) #19, [finance](/topic/finance) #572, [categories](/topic/categories) 2.86%, [what is](/topic/what-is) XXXX%

**Top accounts mentioned or mentioned by**
[@danielle](/creator/undefined) [@postman21](/creator/undefined) [@domnee](/creator/undefined) [@chris](/creator/undefined) [@lisa](/creator/undefined) [@ashlooney](/creator/undefined) [@yupikuser001](/creator/undefined) [@tk](/creator/undefined) [@samir](/creator/undefined) [@oni](/creator/undefined) [@angie](/creator/undefined) [@ashton](/creator/undefined) [@cocodog](/creator/undefined) [@apple09270](/creator/undefined) [@terrica](/creator/undefined) [@navneet](/creator/undefined) [@shauniebby](/creator/undefined) [@alexinabq](/creator/undefined) [@jasmin](/creator/undefined) [@patty](/creator/undefined)
### Top Social Posts
Top posts by engagements in the last XX hours

"Replying to @Danielle Arsola Rodriguez heres my credit score goal Let me know what your goal is Its not difficult to raise your credit score if you have high balances on your credit cards The more we pay the credit cards down the higher the credit score will go #credit #score #tips #howto #creditscore #creditcard"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7315093325680430382)  2023-12-21T16:58Z 632.6K followers, 1.4M engagements


"If your expenses are more than your income Look over your budget to see if any bills can be lowered or eliminated. (A lot of times medical bills can be lowered) Try monthly AND weekly or bi-weekly budgeting Do a budget for every paycheck #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7281772825227054378)  2023-09-22T21:57Z 632.6K followers, 2.5M engagements


"Get a planner get a planner GET A PLANNER 💰 #budget #planner #budgeting #tips #tiktokbudgetingcontest"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7577611806898670879)  2025-11-28T03:24Z 632.6K followers, 61.6K engagements


"Replying to @postman21 this is one way you can plan to have this credit card paid off in X year #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7577892679787269406)  2025-11-28T21:34Z 632.6K followers, 10.2K engagements


"Replying to @Domnee if you want to pay this credit card off in less than a year this is one way you can plan to do it #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7580485107392318750)  2025-12-05T21:14Z 632.6K followers, 166.2K engagements


"If you want to start tracking your credit score here are two different apps that I use The first one is Credit Karma and I prefer Credit Karma because of the way it shows our credit factors. The second one is a Experian which shows us a Fico score. And usually my score is higher on Experian than it is on Credit Karma. #ho#howtoh#checkr#creditc#scorer#creditkarmar#creditscore"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7260545352577731882)  2023-07-27T17:04Z 632.6K followers, 86.8K engagements


"Heres how i view and check my credit reports. It ia a good idea to occasionally check your credit reports to make sure all your credit accounts are accurate and reporting properly to the credit bureaus And yes its legit💙 #credit #score #tips #howto #credit #report"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7261678807201926443)  2023-07-30T18:22Z 632.6K followers, 23.1K engagements


"Replying to @Chris if youre new to credit cards hopefully this is helpful You can use as much of the limit as you want BUT you need to be able to pay the balance back so DO NOT use more than you can afford to pay back Keep balances low on the statement date that way the card reports a low balance to the credit bureau This will help increase your credit score #credit #score #tips #howto #credircard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7275055770134236458)  2023-09-04T19:32Z 632.6K followers, 2.8M engagements


"Make a utilization chart to help pay down your credit cards. Your goal should be to get the card balances lower every month #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7289933101365742894)  2023-10-14T21:43Z 632.6K followers, 4.4M engagements


"Remember to keep your credit utilization LOW If your utilization is low on your credit cards this will help to improve your credit score #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7324517406167043370)  2024-01-16T02:28Z 632.6K followers, 146.2K engagements


"Replying to @Lisa Warren this is one way we can do the math to have this credit card paid off in X year #credit #creditcard #tips #budget #budgeting"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7563335904480234783)  2025-10-20T16:06Z 632.6K followers, 1.9M engagements


"Budgeting to hit your savings goals It might be easier than you think #savingmoney #tips #budget #savings #tiktokbudgetingcontest"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7574270643772853535)  2025-11-19T03:18Z 632.6K followers, 47.9K engagements


"Replying to @ashlooney this is how you can plan to have your car paid off in X years #budget #budgeting #tips #tiktokbudgetingcontest #car"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7574830523219021087)  2025-11-20T15:31Z 632.6K followers, 8915 engagements


"Replying to @yupikuser001 this is one way you can plan to get this credit card paid off in one year As soon as the balance gets below the limit again your credit score should increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7577122922238594334)  2025-11-26T19:47Z 632.6K followers, 14.7K engagements


"Make a ✨dream budget✨ and a realistic budget based on your current monthly income #budget #budgeting #tips #howto #tiktokbudgetingcontest"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7577177588771196191)  2025-11-26T23:19Z 632.6K followers, 5471 engagements


"Replying to @Tk this is how you can have your credit card paid off in XX months As the balance gets lower your credit score will increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7578256844628446495)  2025-11-29T21:07Z 632.6K followers, 12.1K engagements


"Replying to @Samir Malek this is one way you could have your credit card paid off in X months #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7580087778705181983)  2025-12-04T19:32Z 632.6K followers, 8491 engagements


"Raising your credit score doesnt have to be difficult Try these credit card tips #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7580551455636016415)  2025-12-06T01:31Z 632.6K followers, 5293 engagements


"When trying to get out of debt I hear a lot of people say they cant even afford their minimums so this may help some of you. This is what I would do if I was in this situation. Paying your credit cards first and then using them back to pay bills will basically cancel out the credit card minimums (even though youll technically still be paying them) 😁 ##howto##debt##creditcard##creditscore##credit"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7245387621977902378)  2023-06-16T20:44Z 632.6K followers, 716.9K engagements


"Start investing small amounts if you have to it will add up 💰 This is Acorns and its extremely easy to use when youre first starting out in the investing world #investing #stocks #personalfinance #moneymanagement"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7254952351377804587)  2023-07-12T15:20Z 632.6K followers, 60.9K engagements


"It is okay to USE your credit cards while trying to pay down the card balances Doing it this way will save you money in interest charges help earn rewards/cash back on your credit cards build credit by using the cards and ultimately helps you pay your credit cards down faster #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7275790802998021418)  2023-09-06T19:04Z 632.6K followers, 678.3K engagements


"When trying to pay off debt make sure you are not focusing on too many goals at one time I would definitely work on getting the credit card debt paid off first THEN after that goal is accomplished move on to something else. #creditcard #debt #howto #debtpayoff #budget #planner"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7301798824891190571)  2023-11-15T21:08Z 632.6K followers, 152.1K engagements


"A planner is helpful for multiple reasons Itll help you budget each paycheck keep track of your bills and increase your credit score Get a budget planner #budget #planner #budgeting #tips #finance"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7411527920742616362)  2024-09-06T13:53Z 632.6K followers, 132K engagements


"Replying to @Oni thats correct If you are credit cycling you could request a limit increase or open another credit card so you can spread spending across multiple credit cards #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7502930904763993375)  2025-05-10T21:24Z 632.6K followers, 300.9K engagements


"Replying to @Angie Nugent 🦋 ❤ 📚 utilization is the amount of available credit that we are using. Its best to keep credit card utilization at or under XX% but the lower we can get the card balances the better our credit scores should be #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7289459173576822059)  2023-10-13T15:04Z 632.6K followers, 96.9K engagements


"Please keep this in mind when working on your budget Break down your budget categories And remember budgeting is not to show you what you can spend its to plan the things you WANT to put money towards #howto #budget #budgeting #budgeting #tips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7337028117204077866)  2024-02-18T19:36Z 632.6K followers, 170.7K engagements


"Miles Morales Bruno Mars PT.89 #CapCut #freedit #milesmorales #brunomars #viral"  
[TikTok Link](https://www.tiktok.com/@croppededitzzx/video/7575772287866064158)  2025-11-23T04:25Z 15.5K followers, 280.8K engagements


"Replying to @alexinabq this is one way you can plan to pay this card off in a year and a half As the card balance gets lower your credit score will increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7576368034093206815)  2025-11-24T18:57Z 632.6K followers, 12.8K engagements


"Pros & Cons of debt consolidation loans In my opinion debt consolidation loans are a good option but only if you have control of your spending They can be helpful if youre trying to get a mortgage as they will lower your revolving credit but will still be calculated into your debt to income ratio. #debt #loan #pros #cons #debtpayoff #creditrepair"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7237914232904305962)  2023-05-27T17:24Z 632.6K followers, 172K engagements


"Replying to @Jasmin this is how i set up my monthly planner to help me budget and keep track of all my bills and credit cards #budget #planner #budgeting #creditcard"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7272805269300792622)  2023-08-29T17:59Z 632.6K followers, 548.2K engagements


"Heres how to set up velocity banking With this method of budgeting or debt payoff we save money in interest see increases in credit score gain rewards on credit cards and if its done correctly our debt will go down faster #howto #budget #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7284371138145242414)  2023-09-29T22:00Z 632.6K followers, 137.3K engagements


"Replying to @Patty great job getting your credit score up🤩🎉 If you want to improve your credit score Pay as much as you can to your credit cards and make sure the card balance stays low on the statement date Even small changes in credit card balances can have a positive impact to your credit score #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7289144391254412586)  2023-10-12T18:43Z 632.6K followers, 4.1M engagements


"How to save $10k or $20k in one year #howto #save #money #savingmoney #savings #goals"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7296899995897253162)  2023-11-02T16:19Z 632.6K followers, 4.7M engagements


"When going over your budget and trying to decide which debt you want to pay off first try changing the way you list out your payments and debts #debt #budget #debtfree #howto #debtpayoff #tools #planner"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7301435270736465195)  2023-11-14T21:38Z 632.6K followers, 1.4M engagements


"Replying to @Laura Elizabeth Broo heres how i would break down this credit card balance to pay it off in XX months #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7334779966292233515)  2024-02-12T18:12Z 632.6K followers, 2M engagements


"Replying to @Alyssa Roberts personally I would not close those two credit cards. However I would go talk to a mortgage lender because they will be able to assess your financial situation and tell you what is best for your situation. They are also very helpful in coming up with a strategy to get the debt to income ratio down if needed. #debt #income #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7362642459521797419)  2024-04-27T20:13Z 632.6K followers, 32.9K engagements


"Replying to @dae to use credit cards responsibly remember do NOT use the card as an extension of your income If you spend on the card you keep that amount of money set aside for when the payment is due Keep your card balance low on the statement date to help increase your credit score 💜 #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7367878230839266606)  2024-05-11T22:50Z 632.6K followers, 1.1M engagements


"Replying to @Precious S. Moore velocity banking can be confusing especially with multiple maxed out credit cards. The most important thing you need to do is make sure you are not spending more than you have planned to spend on the cards. As long as we are paying more to the cards than what we spend back the balances will go down each month #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7404953943169699118)  2024-08-19T20:43Z 632.6K followers, 132.2K engagements


"Replying to @Erin heres how you could plan to pay off this credit card in one year #credit #score #tips #howto #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7410078359029402923)  2024-09-02T16:08Z 632.6K followers, 1.1M engagements


"Replying to @Masi heres a full breakdown of how we calculate paying the credit cards off by utilization percentage #credit #creditscore #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7528890171324992799)  2025-07-19T20:19Z 632.6K followers, 54K engagements


"Replying to @ellie heres one way you can plan to have your credit card paid off in X months #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7541848069030137119)  2025-08-23T18:22Z 632.6K followers, 416.9K engagements


"Replying to @aneetasomo this is one way you can plan to have your credit card paid off in less than one year #credit #score #tips #creditcard #tiktokbudgetingcontest"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7574594072296410399)  2025-11-20T00:13Z 632.6K followers, 6.1M engagements


"Replying to @SheenaPoo heres how I would look at paying down XX credit cards to increase your credit score quickly #credit #score #tips #creditcard #creditrepair"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7578175473792896287)  2025-11-29T15:51Z 632.6K followers, 141.6K engagements


"If your expenses are more than your income or youre barely breaking even many times this is due to overspending Start tracking every dollar that goes out find out where youre overspending #budget #budgeting #tips #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7579059971183168798)  2025-12-02T01:03Z 632.6K followers, 74.6K engagements


"Replying to @Tita_joy this is one way you can plan to have this credit card paid off in X years As the balance on the card gets lower your credit score will increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7579305495287106847)  2025-12-02T16:56Z 632.6K followers, 1.4M engagements


"Replying to @angeljasso923 this is what it would take to get your car loan paid off in one year See if it fits in your budget #budget #budgeting #tips #car #cars"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7579412638485007647)  2025-12-02T23:52Z 632.6K followers, 677K engagements


"Replying to @user2448659148735 here ya go #creditcard #capitalone"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7241663547762117934)  2023-06-06T19:53Z 632.6K followers, 314.1K engagements


"Lets take a look at this low income budget. Budgeting can be difficult with a lower income BUT this person is doing a great job of keeping expenses low and there also doesnt seem to be very much debt #budget #budgeting #budgetingtips #lowincome"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7257618334290562347)  2023-07-19T19:46Z 632.6K followers, 189.1K engagements


"Replying to @Grace🤍💛 this is one way you can plan to pay this credit card off in one year #credit #score #tips #creditcard #howto"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7570789745773645086)  2025-11-09T18:11Z 632.6K followers, 588.4K engagements


"Replying to @ilovehim this is what it would look like to pay this car loan off early #budget #budgeting #tips #car #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7571919233563544862)  2025-11-12T19:14Z 632.6K followers, 53.1K engagements


"Use a monthly planner for budgeting Budget monthly AND every time you get paid When budgeting monthly break your budget down into more categories so you can see exactly where your money is going #budget #planner #budgeting #budgetingtips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7573501468272069918)  2025-11-17T01:33Z 632.6K followers, 10.7K engagements


"Before increasing your income make sure you have your spending under control and are sticking to your budget #budget #budgeting #tips #budgetingtips #personalfinance"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7573730574804716830)  2025-11-17T16:23Z 632.6K followers, 24.1K engagements


"Learn to manage what you have NOW Use these budgeting tips to get back on track #budget #budgeting #tips #budgetingtips #tiktokbudgetingcontest"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7576479009941261598)  2025-11-25T02:08Z 632.6K followers, 9370 engagements


"Paying off $7k credit card As the balance on the card gets lower their credit score will increase #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7576823455207722270)  2025-11-26T00:25Z 632.6K followers, 11.8K engagements


"Replying to @Natalia_Musica yes Way to go These credit card tips do actually work when were trying to raise our credit score #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7579737770747333918)  2025-12-03T20:54Z 632.6K followers, 8592 engagements


"Breaking your credit card balances down into smaller goals makes a huge difference Remember to pay all credit card balances down some to raise your credit score faster #credit #score #tips #creditcard #card"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7580809501729754399)  2025-12-06T18:12Z 632.6K followers, 4757 engagements


"Replying to @debbie cake this is what it could look like to pay your car loan off faster Check your budget to see what you can add to your current payment #budget #budgeting #tips #car #personalfinance"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7580833500857732383)  2025-12-06T19:46Z 632.6K followers, 5363 engagements


"Pay yourself FIRST Look at your budget find out the amount you should be able to save WITHOUT needing to touch it put it up first #budget #saving #savingmoney #savings #tips"  
[TikTok Link](https://www.tiktok.com/@ashallaboutmoney/video/7580862556332510494)  2025-12-06T21:38Z 632.6K followers, 3155 engagements