# ![@abundantpecking Avatar](https://lunarcrush.com/gi/w:26/cr:reddit::t2_9p681.png) @abundantpecking abundantpecking

abundantpecking posts on Reddit about money, canada, investment, in a the most. They currently have [------] followers and [---] posts still getting attention that total [--] engagements in the last [--] hours.

### Engagements: [--] [#](/creator/reddit::t2_9p681/interactions)
![Engagements Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_9p681/c:line/m:interactions.svg)


### Mentions: [--] [#](/creator/reddit::t2_9p681/posts_active)
![Mentions Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_9p681/c:line/m:posts_active.svg)


### Followers: [------] [#](/creator/reddit::t2_9p681/followers)
![Followers Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_9p681/c:line/m:followers.svg)


### CreatorRank: undefined [#](/creator/reddit::t2_9p681/influencer_rank)
![CreatorRank Line Chart](https://lunarcrush.com/gi/w:600/cr:reddit::t2_9p681/c:line/m:influencer_rank.svg)

### Social Influence

**Social category influence**
[finance](/list/finance)  [countries](/list/countries)  [stocks](/list/stocks)  [financial services](/list/financial-services)  #2449 [technology brands](/list/technology-brands)  [exchanges](/list/exchanges)  [travel destinations](/list/travel-destinations)  [us election](/list/us-election)  [cryptocurrencies](/list/cryptocurrencies) 

**Social topic influence**
[money](/topic/money), [canada](/topic/canada), [investment](/topic/investment), [in a](/topic/in-a), [blackrock](/topic/blackrock), [has been](/topic/has-been), [private equity](/topic/private-equity), [tax bracket](/topic/tax-bracket), [dimensional fund advisors](/topic/dimensional-fund-advisors) #4, [fund](/topic/fund) #2298

**Top assets mentioned**
[BlackRock Inc (BLK)](/topic/blackrock) [Alphabet Inc Class A (GOOGL)](/topic/google) [Coinbase Global Inc. (COIN)](/topic/coinbase)
### Top Social Posts
Top posts by engagements in the last [--] hours

"Dimensional Fund Advisors vs Avantis Factor Tilted ETFs investing investing"  
[Reddit Link](https://redd.it/1n8r3v5)  2025-09-05T00:40Z [--] followers, [---] engagements


"Are US factor ETFs worth the withholding tax for foreign investors ETFs ETFs"  
[Reddit Link](https://redd.it/1ng7ke2)  2025-09-13T21:32Z [--] followers, [--] engagements


"Dimensional Fund Advisors vs Avantis ETFs ETFs ETFs"  
[Reddit Link](https://redd.it/1n8r6ts)  2025-09-05T01:02Z [--] followers, [--] engagements


"ETFs to capture factor premiums ETFs ETFs"  
[Reddit Link](https://redd.it/1o4c2ae)  2025-10-12T17:48Z [--] followers, [--] engagements


"Best crypto exchanges for keeping fees low Hey all Im trying to determine which exchange(s) to use for buying crypto. I plan to hold for the long term in general so I wont really be doing a lot of frequent trading. My primary concern with exchanges are the fees involved with each one. Other considerations like UI and issues surrounding getting my crypto out of the exchange efficiently are also important. There doesnt seem to be an overwhelming consensus on this sub as to which exchange is the best (which is fair because they presumably have pros and cons). If my biggest concern is keeping"  
[Reddit Link](https://redd.it/rzc3yn)  2022-01-08T22:38Z [----] followers, [--] engagements


"First Home Savings Account (FHSA) strategy With the FHSA account being openable as of April 1st [----] I thought it would be good to talk strategy and the specifics of how to utilize this account. People get into the nitty gritty of the differences between the TFSA and the RRSP (and for good reason) and I see no reason why we shouldnt do the same for this. Since someone with an FHSA will realistically have a shorter horizon in terms of when they will need to withdraw from this account what would be the best way to make use of this account My initial thoughts are that you probably would want to"  
[Reddit Link](https://redd.it/127364g)  2023-03-30T23:36Z [--] followers, [---] engagements


"Wet shaving store downtown TO"  
[Reddit Link](https://redd.it/16infuh)  2023-09-14T16:49Z [----] followers, [--] engagements


"Wet shaving store in downtown Toronto"  
[Reddit Link](https://redd.it/16inixg)  2023-09-14T16:53Z [----] followers, [----] engagements


"Where to place a GIC Hey all with interest rates so high I figured I might as well take advantage of that to get some higher returns through GICs rather than having some extra money sitting around in a high-interest savings account. However I realized I hadnt really thought of how to approach GICs in terms of tax sheltered accounts. As of now Ive maxed out my TFSA and other tax shelters to the extent possible at my age with equities (mostly VEQT). With GICs though I presume that I should put these in an unregistered account rather than a registered account I am currently at capacity in my"  
[Reddit Link](https://redd.it/16wlvac)  2023-09-30T23:50Z 10.3K followers, [--] engagements


"Zooming in on profile pic"  
[Reddit Link](https://redd.it/174w7ak)  2023-10-10T21:07Z [----] followers, 22K engagements


"Confused about anti-aging benefits of Tretinoin"  
[Reddit Link](https://redd.it/177xg18)  2023-10-14T19:47Z [----] followers, [--] engagements


"Start with a less potent over the counter retinol or go straight to tretinoin"  
[Reddit Link](https://redd.it/178s9sq)  2023-10-15T23:34Z [----] followers, [--] engagements


"Start with a less potent over the counter retinol or go straight to tretinoin Product Question"  
[Reddit Link](https://redd.it/17df010)  2023-10-21T23:01Z [----] followers, 89.1K engagements


"What GICs are you acquiring with interest rates where they are at"  
[Reddit Link](https://redd.it/17df4hm)  2023-10-21T23:07Z [----] followers, 10.7K engagements


"Diversification with Vanguard or BlackRock ETFs"  
[Reddit Link](https://redd.it/17nsotu)  2023-11-04T19:03Z [----] followers, 19.8K engagements


"IWTL how to make Reddit less like a social media app"  
[Reddit Link](https://redd.it/17tzftq)  2023-11-13T01:27Z [----] followers, [----] engagements


"Color blind student"  
[Reddit Link](https://redd.it/17uhup9)  2023-11-13T18:57Z [----] followers, [----] engagements


"Multiple FHSA accounts and contribution room Hey all I understand that we can have multiple FHSA accounts open. I also know that the $8000 a year contribution room limit must be adhered to regardless of how many accounts one has open (accounting for unused space from previous years carrying forward as well). If I open an FHSA account with one broker (Wealth Simple for example) before [----] ends to get the [----] contribution room space would I be able to open a second FHSA in [----] with a different broker and fill that second account with $16000 worth of contributions Or could I only allocate"  
[Reddit Link](https://redd.it/18sbqu7)  2023-12-27T21:29Z 10.4K followers, [--] engagements


"Accessory lifts for arm growth removed 531Discussion 531Discussion"  
[Reddit Link](https://redd.it/18sjriv)  2023-12-28T03:24Z 10.4K followers, [--] engagements


"GIC in TFSA and contribution room If I purchased a GIC and held it in my TFSA lets say a one year GIC would I be able to put that matured money into an ETF like XEQT and hold it within my TFSA after that year Im not sure if this would cause any issues in terms of losing contribution room in the long run which is why Im asking this question. I wouldnt want to be unable to reinvest that money from the GIC back into an ETF or stock within my TFSA after it has matured. CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/193vbme)  2024-01-11T06:44Z 10.4K followers, [--] engagements


"US House to vote on Ukraine and Israel aid despite hardline objections ukraine ukraine"  
[Reddit Link](https://redd.it/1c76bz8)  2024-04-18T15:34Z 10.4K followers, [---] engagements


"Conflicting information regarding ortho call Ive been hearing conflicting information about how demanding orthopaedic surgery call can be. I obviously acknowledge that this of course varies by centre catchment size call pool variability in scope (eg hand) etc. which is the case for most specialties. My understanding is that ortho is on the higher volume side amongst surgical specialties in terms of how many consults you will get while on call. With that being said does orthopaedics as a discipline have a lot of emergencies that must be dealt with overnight/during that call shift Or are most"  
[Reddit Link](https://redd.it/1ckb9e2)  2024-05-04T21:40Z 10.4K followers, [--] engagements


"Travelling to attend conferences you arent presenting research at How worthwhile is it to attend academic/research related conferences where you arent presenting any research of your own This conference is in another city so I would have to book a few days off and fly there with the associated costs of that. It is a very well known national conference in the specialty that I am interested in. The primary goal would be to network with residents PDs and staff in my field of interest. I do have ongoing work in the field but nothing I was able to submit in time for the conference. Im not sure if"  
[Reddit Link](https://redd.it/1ctnt7e)  2024-05-16T21:01Z [----] followers, [--] engagements


"Help me make a last minute decision Just flew in for an academic conference Im sleep deprived from surgery core rotation call and the time zone doesnt help. I would have to wake up at 6:45am tomorrow if I want to attend the opening ceremony of the conference but its just people giving speeches and such. No actual networking or talks until later. Should I wake up and be chronically sleep deprived yet again I wont get to do much networking in the morning but I feel it may be important to show face especially with PDs and residents from other programs there. Then again its a big conference and"  
[Reddit Link](https://redd.it/1d5gc6f)  2024-06-01T06:03Z [----] followers, [--] engagements


"Night float vs call What on earth is the point of call in specialties and/or large centres where the volume is so high that you are inevitably up most if not the entire night This in effect means that after your normal day shift you are subject to a second shift that keeps you up for [--] hours disrupts your circadian rhythm and lowers your performance as the waking hours drag on. Even with a post call day your schedule is still disrupted and you spend it recovering for the most part. Dont even get me started on being forced to not take post call days. How would it not be preferable to have"  
[Reddit Link](https://redd.it/1daqt92)  2024-06-08T00:59Z [----] followers, [--] engagements


"Obliterated by gen surg call Hey all Im interested in surgery and love procedures but surgical call can definitely be rough. If I want a surgical discipline that is lighter on call volumes and a bit more lifestyle oriented are my options essentially optho/uro/plastics/ENT All the usual caveats apply of course as call varies immensely within specialties by program catchment area call pool subtle differences in scope etc. I know that there are some nice gen surg subspecialties that are more lifestyle protected like bariatrics breast endocrine etc but man I dont want to go through a gen surg"  
[Reddit Link](https://redd.it/1db8rcs)  2024-06-08T18:00Z [--] followers, [---] engagements


"Life post-residency In some ways of course life is better post-residency in terms of having fewer hours less call not having to perpetually study less scut work etc. However I think staff life is often portrayed as this beautiful light at the end of the tunnel. While its certainly an improvement Im starting to have a less idealistic view of staff life. In particular Ive noticed that junior staff seem to still take a lot of shit from senior staff. It seems as though they have to take on tougher cases often have to do more call then older staff or are potentially strung along further in the job"  
[Reddit Link](https://redd.it/1dx2v6h)  2024-07-06T23:38Z [----] followers, [--] engagements


"Hair transplant during residency Has anyone ever got one during residency How was the recovery time and did your colleagues clearly notice the implant Im intrigued by the fact that the procedure doesnt require a general and is not that invasive overall meaning a decent recovery process. Of course the hair growth itself is not instantaneous at all. With the brutal hours and very little time off in residency however I wonder how the recovery process would go. I also wonder about the comments from peers and patients while working. Who knows maybe its safe to wear a scrub cap after the operation"  
[Reddit Link](https://redd.it/1edon5l)  2024-07-27T19:38Z [----] followers, [---] engagements


"Why is rads considered a ROAD specialty Rads generally do quite well compensation wise and I often hear of them having a good amount of vacation time. While their hours are decent compared to a good chunk of other specialties the call seems quite brutal. Even though call pools are presumably fairly big in medium to large cities there are so many scans coming in nowadays that you are basically up all night from what I understand. Even as a staff with resident coverage I dont think you are going to have a relaxed night in many cases. Is rads more so in the ROAD category because of the money"  
[Reddit Link](https://redd.it/1ejjvv1)  2024-08-04T01:49Z [----] followers, [---] engagements


"Finding academic conferences Is there a site or resource I can use to reliably locate academic conferences across various specialties A google search usually returns the most well known conferences in the US for example but I also want to be able to reliably find other reputable conferences that maybe arent as well known. Thanks medicalschool medicalschool"  
[Reddit Link](https://redd.it/1et821r)  2024-08-15T22:10Z [----] followers, [--] engagements


"Procedural aspects of dermatology Ive spent a decent amount of time in academic dermatology settings. Ive seen a bunch of basic skin checks punch biopsies shave biopsies wart sprays etc. Im of course aware of Mohs surgery even though I havent observed any before. Aside from the above what other major procedural aspects of dermatology are out there I havent really spent much time in community derm settings so Im concerned that perhaps Im not getting exposure to a lot of what occurs in those contexts. I know that laser treatments are done in community derm settings but I dont know how much of"  
[Reddit Link](https://redd.it/1f63mrz)  2024-09-01T02:08Z 10.4K followers, [--] engagements


"Disadvantageous Canadian surgical hiring practices Hi all Im looking discuss the hiring specifics of surgical jobs in Canada as opposed to the US. If you spend time on American medical subreddits the sentiment seems to be that surgical jobs at community hospitals or outpatient practices/ACS trump academic jobs in terms of pay and often hours as well (Im generalizing of course). In Canada however I feel as though this distinction does not exist to the same extent. In any large or even mid sized city in Canada staff hiring at hospitals seems to be quite hierarchical and tough to break into."  
[Reddit Link](https://redd.it/1fblqu0)  2024-09-08T00:47Z 10.4K followers, [--] engagements


"Staff radiology call in Canada In general what is radiology call like as a staff in Canada All the usual caveats apply to this question - yes call pool sizes/schedules vary by centre some staff have resident coverage while others dont etc. Im looking to understand the overall picture more than anything. What would a typical call schedule look like as a radiologist working in a medium to large centre in Canada Is call still an all nighter for radiology staff like it is for radiology residents nowadays MedSchoolCanada MedSchoolCanada"  
[Reddit Link](https://redd.it/1ffhe4t)  2024-09-13T00:09Z 10.4K followers, [--] engagements


"Can surgical residency be done without a huge number being done on the body A surgical resident once told me while being burnt out after a call shift that you can pick maybe one other thing to prioritize outside of residency whether it be fitness family etc. He had to continue working that day as he worked in a home call program meaning he was not afforded a post call day. My experiences since then have only seemed to add further support to his original claim. Surgical residents constantly seem tired and overworked even in ostensibly chiller specialties. The perpetual sleep deprivation seems"  
[Reddit Link](https://redd.it/1fhswg3)  2024-09-16T01:33Z 10.6K followers, [---] engagements


"Too much surgical volume Is there ever such thing as too much volume in a surgical residency The common wisdom seems to be that the busier the better; more operative experience means you will be a better surgeon in the long run. While this has truth to it I think the picture may be more complex given the nature of really high volume centres. Junior residents at such sites may often end up mopping up consults ward issues and scut work that can never really be whittled down. A really busy program also theoretically constrains your ability to do more reading even if there are many opportunities"  
[Reddit Link](https://redd.it/1fmd2eb)  2024-09-21T21:12Z 10.3K followers, [---] engagements


"Low impact reputable dermatology journals Hi all I am looking for some academic journal suggestions for a dermatology manuscript submission. Its not particularly ground breaking work - just a case report. Im hoping to submit to a journal that isnt particularly stringent in terms of rejecting papers as I dont think this will make it into more prestigious journals. At the same time I want to avoid predatory journals or anything in that realm. Ultimately getting into a prestigious/high impact factor journal isnt critical for me. I have residency applications coming up soon here and so Im hoping"  
[Reddit Link](https://redd.it/1g2dxzu)  2024-10-13T00:38Z [----] followers, [--] engagements


"FHSA tax deduction defferals If I am not earning any income during the current contribution year am I still able to defer a tax deduction for later use with my FHSA Or would I have to be earning at least some income in order to defer a tax deduction Additionally can I accumulate FHSA tax deferrals each year until I hit the $40000 contribution limit Or can I only stack a certain amount of tax deductions cantax cantax"  
[Reddit Link](https://redd.it/1g2jx28)  2024-10-13T06:58Z [----] followers, [--] engagements


"Why dont more plastic surgeons do purely cosmetics I was pondering this the other day. Aside from the obvious challenges of setting up a private cosmetics practice (capital costs staffing finding a suitable office marketing etc etc) why arent there more plastic surgeons that do private cosmetics almost exclusively Given that it is quite lucrative has a good (perhaps neurotic) patient population as opposed to many areas of inpatient plastics (burns hand or craniofacial trauma) and you would have a more predictable schedule free of the challenges of hospital based practices and call why dont"  
[Reddit Link](https://redd.it/1g4ohce)  2024-10-16T01:56Z [----] followers, [--] engagements


"Centralized EMR in Manitoba Has anyone heard anything recently on the proposal to convert from paper to electronic medical records across Manitoba As a visiting student who did an elective there I cant emphasize how inefficient it was to use paper records. Some peoples writing is illegible sometimes another person is using a patients chart when you need it and even just searching for what you need in a chart were all so much more time consuming. MedSchoolCanada MedSchoolCanada"  
[Reddit Link](https://redd.it/1gumi9i)  2024-11-19T02:18Z 10.5K followers, [--] engagements


"Upcoming rate cuts With the market anticipating rate cuts from the Bank of Canada would it be wise to buy a GIC or just put money into VEQT/XEQT at this point Im trying to make a decision as to what I should put in my FHSA. While there have already been some rate cuts Im wondering if its still worthwhile to put more money into GICs at the current interest rate. CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1ha2k62)  2024-12-09T05:20Z 10.7K followers, [---] engagements


"Advice on a medium length mens haircut Hi all Im currently in the market for a place to get my hair cut in Calgary. Its actually been several years since Ive moved here but I have generally just let my hair grow until whenever I go back to visit my home town. I have a trusted hair stylist there and it took so long to find someone that was able to help me achieve the look I desired. Admittedly Ive come to realize that letting my hair grow for months on end isnt really sustainable. I did search this subreddit and noted down many of the suggestions in previous threads. For me however a big part"  
[Reddit Link](https://redd.it/1hbin9t)  2024-12-11T01:59Z 10.6K followers, [--] engagements


"Low cost dates during Calgarys winter Hey all Im looking for reccomendations for 1st/2nd date ideas in Calgary during the winter. When its warm out I almost always go on walks for first dates. I enjoy these because theres no money involved theres always things to talk about since the scenery changes throughout the date and its just nice to get a bit of exercise in. During the winter an extended walk isnt always realistic with the colder temperatures though. What sort of cost effective date activities can be done during the winter when its cold out Coffee/drinks is always an option but"  
[Reddit Link](https://redd.it/1hf6ii6)  2024-12-16T00:21Z 10.6K followers, [---] engagements


"Surgical specialties with a high volume of day surgeries/ASC cases Hey all are there any specialties I should check out if I like surgical disciplines where the majority of work as a staff consists of day surgeries or cases in an ambulatory surgical centre The big caveat is that Im not interested in optho which would be the obvious choice and Im also not interested in cosmetics plastics. Would uro ortho or ENT be my best bets to further explore I know that residency will be tough in any surgical discipline and I will have to deal with a lot of tougher big cases during residency and even as a"  
[Reddit Link](https://redd.it/1hsyjw7)  2025-01-03T22:09Z 10.7K followers, [--] engagements


"Casual/non-member pickleball venue Hey all a friend and I are looking for a place where we can play a one time game of pickleball. Some of the places Ive come across on my search so far seem to require a membership - we are just looking to pay a one time fee for a casual game on indoor courts. Somewhere more central is preferable but we will drive if necessary Calgary Calgary"  
[Reddit Link](https://redd.it/1i33ozb)  2025-01-17T00:23Z 10.8K followers, [--] engagements


"2025 FHSA Participation Room Hi all I was about to contribute $8000 to my FHSA for [----] but I logged onto my CRA account and saw the following: Your [----] FHSA participation room will be available once your [----] income tax and benefit return has been assessed. Does this mean I have to wait until that is sorted out around May to contribute my $8000 for [----] I have used up all my space from previous years already. My understanding was originally that you could contribute $8000 as soon as it was the new year but Im not sure anymore. CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1j4ljr4)  2025-03-06T02:50Z [--] followers, [--] engagements


"Request for a full text paper etiquette Hi all I recently had an accepted paper published on a peer reviewed journals website. Our article is open access and is currently in the articles in press section. A colleague of mine on researchgate has requested that a full text be sent. Is there anything wrong with sending a PDF copy of the journal pre-proof to my colleague Since the PDF is publicly available on the journals website and our article is open access I presume this would be okay to send I just want to make sure Im not breaking any sort of etiquette. AskAcademia AskAcademia"  
[Reddit Link](https://redd.it/1j7ea12)  2025-03-09T18:37Z 11.1K followers, [--] engagements


"Misc Rogaine vs Latisse for eyebrows Ive been looking for a product to increase the thickness of my eyebrows. Ive actually heard rogaine/minoxidil recommended by several dermatologists and I already use this product for beard growth. Ive also heard that Latisse is great for eyebrow growth although that would be considered off label as it was intended for eyelashes. Does anyone have any thoughts on which I should try or related experiences to share SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1j7eojy)  2025-03-09T18:55Z 11K followers, [--] engagements


"Contacting a journal about revisions Hi all I received a decision back from a journal requesting minor revisions on a manuscript submission. There was literally only a single reviewer comment that had to be addressed. I submitted a revised copy of the manuscript incorporating the requested change a bit over two weeks ago. Interestingly the time it took for the initial decision requesting minor edits to be reached was only about [--] days. The same amount of time has now elapsed following submission of the revised manuscript. Im therefore a bit surprised that they havent got back with a final"  
[Reddit Link](https://redd.it/1jc6gjq)  2025-03-15T22:09Z 11.1K followers, [--] engagements


"Adding an accepted article to researchgate/google scholar deleted AskAcademia AskAcademia"  
[Reddit Link](https://redd.it/1jfadpd)  2025-03-19T22:57Z [--] followers, [--] engagements


"One bad rotation eval. Is it over for any competitive specialties deleted medicalschool medicalschool"  
[Reddit Link](https://redd.it/1jg85qg)  2025-03-21T03:56Z [--] followers, [--] engagements


"Misc Rogaine vs Latisse for eyebrows Ive been looking for a product to increase the thickness of my eyebrows. Ive actually heard rogaine/minoxidil recommended by several dermatologists and I already use this product for beard growth. Ive also heard that Latisse is great for eyebrow growth although that would be considered off label as it was intended for eyelashes. Does anyone have any thoughts on which I should try or related experiences to share SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1jhothl)  2025-03-23T02:07Z 11.1K followers, [--] engagements


"Paper accepted for publication over a month ago Hello everyone I had a case report accepted for publication in a peer reviewed journal over a month ago now. A published version has still not appeared on the journals website despite being accepted over a month ago. Would it be appropriate at this point to reach out to the journal to ask them approximately how long until its published They were no revisions that they requested from us upon acceptance. AskAcademia AskAcademia"  
[Reddit Link](https://redd.it/1ji97lk)  2025-03-23T20:42Z 11.1K followers, [--] engagements


"Anti-aging Looking to add something beyond Vitamin C Hey everyone so Ive been someone who has hugely benefitted from this sub in terms of a basic routine. I use Cerave PM Facial Moisturizing Lotion x2 Cerave Foaming Cleanser in the evening and Biore UV Aqua Rich sunscreen. I also recently added a retinol to my routine which has been fantastic. In terms of the next steps in my anti-aging routine I plan to add vitamin C. Aside from this what other things can I do as far as anti-aging goes skincare wise Would Botox or lasers be worthwhile to look into SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1jifouh)  2025-03-24T01:43Z 11.7K followers, [--] engagements


"Interested in less acute surgical disciplines but I dont like optho I love surgery and I know residency will be tough no matter what but as a staff I dont want to have a brutal call schedule or be up all night every time Im on call. I love day surgeries or procedures that can be done in an ambulatory surgical setting. However Im just not into eyes. What are my best options given my preferences Im thinking urology is probably the runner up for a surgical discipline without too much acuity and scope for a lot of day surgeries/procedures medicalschool medicalschool"  
[Reddit Link](https://redd.it/1jj9w7v)  2025-03-25T03:09Z 11.1K followers, [--] engagements


"In progress research projects on carms CV I commonly hear that its not a great look to have a ton of unfinished research on your CV as it could indicate an applicant is unable to see a project through to completion. How unfavourable does it look to have [--] projects in progress if I have managed to publish [--] papers already Even though [--] projects is a lot to have on the go I do feel that I have shown I can take research projects to completion. Im not sure if it would be a better look to only include accepted or published papers on my CV and leave off in progress papers. Im hopeful that several"  
[Reddit Link](https://redd.it/1jwzpsl)  2025-04-11T20:26Z 11.1K followers, [--] engagements


"Slow reading speed in diagnostic radiology deleted medicalschool medicalschool"  
[Reddit Link](https://redd.it/1keacv1)  2025-05-04T03:20Z [--] followers, [--] engagements


"Help me understand why active funds persist I am a strong believe in boggle head theory and all of my investments are in broad asset allocation ETFs that I plan to passively hold for decades. It has served me well thus far. What I continually fail to understand is why active funds have not fallen to the wayside. To be clear I fully understand that the majority of active funds do not outperform the market in the long run. What I dont understand is how active funds are able to remain so prevalent despite this fact. Yes many people obviously dont understand or acknowledge that active funds"  
[Reddit Link](https://redd.it/1kez7cm)  2025-05-05T00:52Z 11.7K followers, [---] engagements


"Reapplicants to optho Why is optho unique amongst competitive disciplines in terms of having successful reapplicants Its not uncommon to hear of people that go unmatched for optho trying again in the next years carms match and some of these applicants are successful. In comparison I feel like successful reapplicants to other competitive disciplines are almost unheard of. I havent heard of any successful reapplicants to plastic surgery (outside of some Quebec schools where this seems to be the exception) or dermatology which are similarly competitive disciplines. I feel like I hear about"  
[Reddit Link](https://redd.it/1kezi8a)  2025-05-05T01:08Z 11.5K followers, [--] engagements


"Diagnostic rads call as a staff in Canada In general what do call pools/schedules look like for staff diagnostic radiologists in Canada With ever increasing read volumes I understand that when staff are on call they can basically expect to be up all night (unless they have resident coverage I guess). For that reason I think call pool size matters a ton. Doing a guaranteed all nighter at 1/30 or even 1/15 would be markedly different from a 1/7 I would imagine. Of course call pools and schedules vary by centre to some degree. Ive heard that Quebec does not have [--] hour call. I know that some"  
[Reddit Link](https://redd.it/1kiw0dj)  2025-05-09T23:08Z 11.5K followers, [--] engagements


"Product question LRP Anthelios UVMune [---] UVA Protection Question Hi all I recently took a trip to Europe and tried several LRP UVMune sunscreen products while there including the invisible fluid and oil control gel cream. To be frank both of them felt absolutely amazing. The invisible fluid gave me a very natural and subtle looking shiny finish while the oil control product looked virtually undetectable. Neither irritated my eyes or skin and neither had any sort of overwhelming scent. After looking more into these products I was intrigued by the UVMune sunscreen lines ability to block longer"  
[Reddit Link](https://redd.it/1l4fq6o)  2025-06-06T01:01Z 11.7K followers, [--] engagements


"Sun care Understanding UVA radiation variability Hi all so Ive been looking more into UVA radiation to understand the differences between that and UVB. I came across some information stating that UVA radiation actually doesnt vary that much through the seasons each year. Rather UVB varies much more as the seasons change. Further the UV index primarily measures UVB radiation rather than UVA radiation. If UVA radiation is fairly constant year round does this essentially explain the majority of visible aging for people who dont wear sunscreen year round Im pretty religious with sunscreen use but"  
[Reddit Link](https://redd.it/1l7o09l)  2025-06-10T02:50Z 12.4K followers, [--] engagements


"Procedural overlap between radiology and physiatry I have spent some time in both specialties and there seems to be a notable amount of overlap in terms of procedures for joint injections chronic pain etc. The scope of procedures in radiology is must broader of course with interventional radiology constantly growing. Procedurally is there anything that PMR does that a radiologist could not do Im trying to understand the procedural differences between these two disciplines as much as possible. Thanks medicalschool medicalschool"  
[Reddit Link](https://redd.it/1lbl2l1)  2025-06-14T22:36Z [--] followers, [--] engagements


"Passive investing strategies vs private equity Hi all stalwart boglehead here looking to have a bit of discussion on boggle head theory. The evidence that a passively managed portfolio/index investing/all-in-one ETFs outperform the vast majority of actively managed funds in the long term is well established. Whenever this point is raised my understanding is that this usually refers to mutual funds/active funds that trade publicly available securities. What I am curious about is how the boggle head approach compares to the returns seen in private equity on average. I think this discussion in"  
[Reddit Link](https://redd.it/1lh80jq)  2025-06-21T22:00Z [--] followers, [--] engagements


"Private equity in medicine within Canada I feel like whenever Im browsing an American centric medicine residency or med school related subreddit I see this recurring theme of private equity ruining American healthcare. I know that theres a plethora of other issues going on as well (insurance companies anti-vaxxers being appointed by the current administration etc.). As far as outpatient clinics and ambulatory surgical centres go it seems like PE has been increasingly buying these practices out. This allows them to consolidate and create an oligopoly on the market at a certain point allowing"  
[Reddit Link](https://redd.it/1lkdmjw)  2025-06-25T18:33Z 12.7K followers, [--] engagements


"Risk in applying IM if you have your heart set on a few subspecialties Is applying to IM worth it if you really enjoy several IM subspecialties but you have mixed feelings about GIM itself Im quite interested in both GI and endo. Residency is temporary and many people apply to their specialty of choice knowing that residency will be a tough and at many points unenjoyable experience with the hope that staff life will be better. Im more than okay with doing an internal medicine residency before matching to a subspecialty. However if I was not able to match to GI or endo in the subspecialty"  
[Reddit Link](https://redd.it/1lmzerv)  2025-06-28T22:39Z 12.6K followers, [--] engagements


"What specialties allow you to deal the least with insurance companies I for one would not want to be in a specialty where Im constantly having to argue with insurers only to have the claims of my patients denied. medicalschool medicalschool"  
[Reddit Link](https://redd.it/1ln37il)  2025-06-29T01:52Z 12.6K followers, [---] engagements


"All equity ETF with less US exposure Im a big fan of all equity ETFs like VEQT and XEQT. However I am hoping to find something similar with less US and more international (both developed and developing) exposure as a percentage of weighting. What are some ETFs that could fit this bill CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1lsssgt)  2025-07-06T04:40Z [--] followers, [--] engagements


"Sun Care PPD vs PA scales for measuring sunscreen UVA protection Ive been comparing different sunscreens in terms of their UVA protection efficacy. It seems that European sunscreens generally use the PPD scale and Asian sunscreens use the PA scale to measure UVA protection. Ive been having a tough time comparing sunscreens from Europe and Asia because of this. My understanding is that a maximum rating of PA++++ corresponds to a PPD of [--] or higher. That means that a sunscreen with a PPD score of [--] and one with a score of [--] would both be the same on the PA scale. For this reason Ive found it"  
[Reddit Link](https://redd.it/1lv4qrs)  2025-07-09T00:15Z [--] followers, [--] engagements


"Sun Care PPD vs PA scales for measuring sunscreen UVA protection Ive been comparing different sunscreens in terms of their UVA protection efficacy. It seems that European sunscreens generally use the PPD scale and Asian sunscreens use the PA scale to measure UVA protection. Ive been having a tough time comparing sunscreens from Europe and Asia because of this. My understanding is that a maximum rating of PA++++ corresponds to a PPD of [--] or higher. That means that a sunscreen with a PPD score of [--] and one with a score of [--] would both be the same on the PA scale. For this reason Ive found it"  
[Reddit Link](https://redd.it/1lwk89a)  2025-07-10T18:27Z [--] followers, [--] engagements


"Taking out an LOC late in med school I wish I had taken out an LOC earlier in med school. Im now in clerkship. Is it still possible to take out an LOC with similar terms to those that are offered to first year med students MedSchoolCanada MedSchoolCanada"  
[Reddit Link](https://redd.it/1lwm8dr)  2025-07-10T19:47Z [--] followers, [--] engagements


"Anti-Aging Is La Roche Posays UVMune line the gold standard for UVA protection With the (relatively) new patented filter in LRPs UVMune [---] line of sunscreens is it fair to say they provide the best UVA protection and anti-aging benefits on the market Or am I missing something or perhaps oversimplifying SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1lxjzfa)  2025-07-11T22:12Z [--] followers, [--] engagements


"Staff hiring practices for inpatient specialties/hospital jobs When interviews are being conducted to hire a new staff physician for an inpatient/hospital based role are hiring decisions generally made by a group at a single hospital or by the city wide division as a whole For example if someone was interviewing to be hired as a general internist general surgeon etc. are hiring decisions made by the staff at the hospital they are applying to work at or by the broader division in the city I presume this might vary by city and specialty but I feel like its an important dimension of hiring to"  
[Reddit Link](https://redd.it/1lyl8l7)  2025-07-13T05:42Z [--] followers, [--] engagements


"How do you know you actually like diagnostic rads before starting residency This might sound like a stupid question on the surface but Ive been told something independently by three different rads residents on three different occasions that has made me question things. Each of them said that they found their radiology electives boring as a med student largely because most of what you are doing on the DR side of things comes down to watching residents and staff and not interrupting their work flow. Outside of the procedural side of things I frankly have had a similar experience on my rads"  
[Reddit Link](https://redd.it/1m5vhjh)  2025-07-21T21:23Z [--] followers, [--] engagements


"Do you find that your sunscreen covers up the glow you get from tret Im curious whether people find that some sunscreens mask the glow you get from tret at least before cleansing at night tretinoin tretinoin"  
[Reddit Link](https://redd.it/1m5yu74)  2025-07-21T23:42Z [--] followers, [--] engagements


"Safety for a visiting medical student staying by HSC Hi everyone Im a medical student from another province doing a visiting elective at the Winnipeg Health Sciences Centre. I know that the area around the HSC isnt supposed to be the safest. However I feel like visitors to some cities can often unfairly exaggerate how unsafe a given area may be. I dont want to be presumptuous or unfairly stereotype the area so I was wondering if anyone could give me a realistic take on its relative safety In general Im not walking around alone at night outside and I try to stay on the main roads where there"  
[Reddit Link](https://redd.it/1m6xedk)  2025-07-23T02:22Z [--] followers, [--] engagements


"Dynamic Active Preferred Shares ETF (DXP.TO) Anyone have any thoughts on this ETF My dad is convinced that its a great buy but Im much more of a VEQT/XEQT guy myself. Is there any compelling reason to have this actively managed ETF over a passive alternative It would seem that the higher MER just isnt worth it. CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1mcve5s)  2025-07-30T02:54Z [--] followers, [--] engagements


"Are there any solid resources that consolidate/compare high yield info on TFSA RRSPs and FHSAs Before someone tells me to go to the Government of Canadas website Ive been there numerous times. The webpages are not concise and dont really allow me to easily compare information between the different registered accounts. I find myself going down rabbit holes with like [--] tabs open just trying to get the information I need. Are there any reliable sources that I can visit with an easy to digest breakdown of the differences between these accounts PersonalFinanceCanada PersonalFinanceCanada"  
[Reddit Link](https://redd.it/1ml7zq8)  2025-08-08T21:43Z [--] followers, [--] engagements


"Product Request Holy grail sunscreens available at stores in Canada/US So I order LRPs UVMune [---] invisible fluid sunscreen from Europe for daily use. It works great for me from a cosmetic perspective I have zero irritation and it most importantly provides the UVA and UVB protection I am looking for. However on summer days where Im outside a lot I cannot financially afford to reapply the sunscreen every [--] hours all over my body given that I have to ship the product from Europe. I would end up depleting my supply ridiculously fast otherwise. Ive been applying my LRP sunscreen to all sun"  
[Reddit Link](https://redd.it/1ml8ku7)  2025-08-08T22:08Z [--] followers, [--] engagements


"How often do work days dedicated just to documentation/admin work occur I recently completed an elective with a physician who had an insanely high volume within his clinic. He is someone that has a family and prefers to have time for things outside of medicine and he explained to me that busy clinics allow him to see his patient panel on a reasonable basis while also having time for those other things that matter to him. I noticed that it was quite a while before he ended up reviewing and signing off on my notes from the clinics. That got me thinking: how often is it that physicians have days"  
[Reddit Link](https://redd.it/1ml8wq9)  2025-08-08T22:22Z [--] followers, [--] engagements


"Sun Care How can I compare UVA protection between different sunscreens with so many measurement systems out there With so many UVA protection measurement scales out there making comparisons between sunscreens feels quite challenging at times. Between the PA+ PPD Boots-Star broad spectrum protection labels etc Im finding it tough to make informed decisions on sunscreen purchases as far as UVA protection goes. Is there a way I can compare sunscreens that have their UVA protection measured with different systems SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1mmwywg)  2025-08-10T23:06Z 13.7K followers, [--] engagements


"VT in RRSP to take advantage of US withholding tax exemption So Ive already maxed out my TFSA and FHSA and Ive been holding VEQT in my RRSP for some time now. I was originally under the impression that my US holdings within VEQT would be withholding tax exempt in my RRSP. However I have realized that for this exemption to apply you must hold an ETF/stock listed on an American exchange (e.g. NYSE). This means that my TSX listed VEQT is not benefitting from the US withholding tax exemption in my RRSP. It seems like the smart thing to do to take advantage of this given that TFSAs and FHSAs are"  
[Reddit Link](https://redd.it/1mnpogq)  2025-08-11T21:24Z [--] followers, [--] engagements


"Feeling like reading around cases is often a poor use of time And no its not because I have the knowledge levels of a PGY3 (I wish). Rather I have been in some pretty high volume clinics lately. I dont know which patients I will be seeing until the clinic starts and reading around every patient is just not feasible. There are also times where the referral letter will have almost no relevant information or the actual chief complaint that the patient has is much different by the time I do the history. Tomorrow I literally dont even know who my staff is until clinic begins lmao. Maybe Im just a"  
[Reddit Link](https://redd.it/1mnvete)  2025-08-12T01:26Z [--] followers, [--] engagements


"Confused on whether to hold off on maxing my RRSP Hello everyone Im currently in my mid-20s and fortunate enough to have maxed out my TFSA and FHSA contribution room. I have no debt and I dont plan to buy a house in the immediate future. I commonly hear people say not to contribute to your RRSP until you are in your higher earning years so that you can maximize your tax deductions. However this does not make sense to me given that RRSP tax deductions can be deferred to later years. Additionally its my understanding that deferred tax deductions apply to the tax bracket you are in when you"  
[Reddit Link](https://redd.it/1mpmxia)  2025-08-14T01:27Z [--] followers, [--] engagements


"Confused on whether to hold off on maxing my RRSP Hello everyone Im currently in my mid-20s and fortunate enough to have maxed out my TFSA and FHSA contribution room. I have no debt and I dont plan to buy a house in the immediate future. I commonly hear people say not to contribute to your RRSP until you are in your higher earning years so that you can maximize your tax deductions. However this does not make sense to me given that RRSP tax deductions can be deferred to later years. Additionally its my understanding that deferred tax deductions apply to the tax bracket you are in when you"  
[Reddit Link](https://redd.it/1mpn37v)  2025-08-14T01:34Z [--] followers, [--] engagements


"Are RIFFs almost always preferable to annuities My parents are approaching [--] and will be retiring soon. Ive been having discussions with them regarding what will happen to their RRSPs. It seems like the consensus is that RIFFs are almost always preferable to annuities. RIFFs allow you to roll over your RRSP holdings while withdrawing a specified amount of money each year. A lot of that required withdrawal money could come from dividends bonds and GICs - you dont necessarily need to sell your holdings. You can also move those assets or growth stocks to a taxable/unregistered account to meet"  
[Reddit Link](https://redd.it/1mu2cpw)  2025-08-18T23:37Z [--] followers, [--] engagements


"Institutional grade and high networth investment opportunities As members of this forum we all generally share the consensus that broadly diversified low cost passively managed portfolios are the best option for most investors over the long term. Mutual funds and actively managed investments generally cost more and underperform the market in the long run. Im curious about whether so called institutional and high-net worth investment opportunities are any different. These exclusive and ostensibly more lucrative funds are only available to clients or institutions with sufficient networth - in"  
[Reddit Link](https://redd.it/1mu4ph6)  2025-08-19T01:21Z [--] followers, [--] engagements


"Anti-trust and private equity deleted medicalschool medicalschool"  
[Reddit Link](https://redd.it/1mus4uy)  2025-08-19T19:18Z [--] followers, [--] engagements


"Vanguard Unique Ownership Model I am intrigued by Vanguards unique ownership model as an asset management firm. My understanding is that the owners of Vanguard mutual funds (Im not sure about ETFs) essentially own a part of Vanguard itself. This has helped to drive costs down for Vanguard. This contrasts with BlackRock for example where you instead would have to directly own BLK to have a stake. Is it possible to take advantage of the Vanguard ownership structure by owning Canadian/TSX listed Vanguard mutual funds or products Or would I essentially have to own a US listed Vanguard mutual fund"  
[Reddit Link](https://redd.it/1mvviph)  2025-08-20T23:55Z [--] followers, [--] engagements


"ScotiaMcLeod wealth management worth it deleted PersonalFinanceCanada PersonalFinanceCanada"  
[Reddit Link](https://redd.it/1mwrjmp)  2025-08-22T00:06Z [--] followers, [--] engagements


"Is there any risk mitigation justification for banking with more than one institution So I currently bank with a single institution that being Scotiabank. I know that the Canadian banking sector is closely regulated to ensure solvency and stability. In the minuscule event that a Canadian bank becomes insolvent I know that the CDIC provides up to $100000 per insured category. Similarly CIPF provides protection for investment accounts. Further the banks themselves generally have zero liability policies if an individuals banking or investment accounts are hacked and there was no gross negligence"  
[Reddit Link](https://redd.it/1n12y2g)  2025-08-27T00:40Z [--] followers, [---] engagements


"Is there any risk mitigation justification for banking with more than one institution So I currently use a single institution for both my banking and investment account purposes. In terms of things like deposit coverage in the event of a bank becoming insolvent a cybersecurity breach/fraud or even having access to funds if a bank has a technical problems is there a case to be made for using more than bank or brokerage While there is convenience that comes with using a single intuition I would love to hear any thoughts on this matter. personalfinance personalfinance"  
[Reddit Link](https://redd.it/1n13b6e)  2025-08-27T00:57Z [--] followers, [---] engagements


"Does factor investing in an RRSP make the most sense for Canadians So Ive recently been considering carving out a factor based portion of my investing portfolio so that I can tilt towards small-cap and value stocks. I do plan to keep the majority of my future contributions in passive broadly diversified low-cost Canadian listed ETFs from Vanguard/BlackRock. I was looking at Ben Felixs five factor portfolio and it seems that AVUV and AVDV are both US listed ETFs. Im not aware of any Canadian listed alternatives with a similar factor tilt strategy and a comparative MER. Given that these are"  
[Reddit Link](https://redd.it/1n3f0uu)  2025-08-29T18:18Z [--] followers, [--] engagements


"Transferability of Credit History to Another Institution deleted PersonalFinanceCanada PersonalFinanceCanada"  
[Reddit Link](https://redd.it/1n4dzqo)  2025-08-30T22:07Z [--] followers, [--] engagements


"Canadian alternatives for DFA/Avantis Are there any Canadian funds similar to DFA or Avantis that offer factor tilted ETFs I think the products offered by both funds are great but the fact that their products are US listed does create tax inefficiencies (unless held in an RRSP). Are there any good Canadian listed factor tilted ETFs CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1n5awd0)  2025-09-01T00:44Z [--] followers, [--] engagements


"FHSA Tax Deduction It is said that the FHSA combines some of the advantages of both the TFSA and the RRSP. Ive been trying to understand what this means as far as claiming income tax deductions. My understanding is that income tax deductions can be claimed through the FHSA similar to the RRSP and those deductions can also be deferred to future years. This is separate from the tax free compounding growth that can eventually be put toward a house provided by the FHSA. In terms of tax deduction strategy with FHSAs do all of the same points apply as with RRSP tax deductions From my understanding"  
[Reddit Link](https://redd.it/1n6veo3)  2025-09-02T20:58Z [--] followers, [--] engagements


"Tax Deduction Deferrals with RRSPs and FHSAs If I contribute to my RRSP and/or my FHSA in a given year I dont have to report that I am NOT using my tax deductions (deferring them instead) correct In other words my tax deductions will accumulate automatically as I make registered contributions to both accounts and its only when I want to declare a deduction that I actually need to notify the CRA. Is my understanding of this correct or am I missing something cantax cantax"  
[Reddit Link](https://redd.it/1n6xaqf)  2025-09-02T22:13Z [--] followers, [--] engagements


"Dimensional Fund Advisors vs Avantis Factor Tilted ETFs removed CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1n8r5d8)  2025-09-05T00:38Z [--] followers, [--] engagements


"Diversifying portfolio away from bank stocks deleted investing investing"  
[Reddit Link](https://redd.it/1nae0rh)  2025-09-06T23:26Z [--] followers, [--] engagements


"Does the lump sum vs DCA calculus change if you are selling equity instead of sitting on cash The research shows that investing a lump sum of cash is usually better than dollar cost averaging from a long term returns point of view mostly because of having additional time in the market. DCA does reduce volatility and can be comforting psychologically but I would personally rather just invest a lump sum of cash to maximize my time in the market. However Ive been wondering if the calculus changes if someone had a large sum of equity in one particular stock and they then wanted to move that"  
[Reddit Link](https://redd.it/1nc1p99)  2025-09-08T22:19Z [--] followers, [--] engagements


"Sorting by Decreasing Interval Length in Custom Study So I got really behind on my Anki reviews due to a combination of busy clinical rotations and some life circumstances (like several thousand reviews behind). Ive been using the custom study feature to first study mature due cards with long review intervals. That has really helped with efficiency in cutting down on my card count as my retention rate for these cards has been decent at around 80% so far despite falling behind. Within my custom study decks Ive been sorting by decreasing intervals. This has for the most part allowed me to study"  
[Reddit Link](https://redd.it/1ncvwet)  2025-09-09T21:36Z [--] followers, [--] engagements


"How worth it is US-ETF factor investing for non-US based investors deleted investing investing"  
[Reddit Link](https://redd.it/1neoam1)  2025-09-11T23:47Z [--] followers, [--] engagements


"Are US-domiciled factor tilt ETFs worth the withholding tax for foreign investors deleted ETFs ETFs"  
[Reddit Link](https://redd.it/1nfgupo)  2025-09-12T22:25Z [--] followers, [--] engagements


"Product Request Best UV light sensor/detector Im looking to purchase a device to detect the amount of UV light I am receiving in a given area. Im hoping to be able to detect both UVA and UVB light. Any reccomendations are appreciated SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1ng9clz)  2025-09-13T21:31Z [--] followers, [--] engagements


"How do my peeps with hand atopic dermatitis wash them 20x per day at the hospital I obviously need to regularly sanitize or wash my hands while working in the hospital throughout the day. The problem is that Im prone to AD on my hands and frequent cleaning causes them to dry out and exacerbates my flares. What options do I have besides trying to moisturize after each time This isnt always possible if Im carrying a laptop or if Im in a big rush. I already use topical meds BID which are quite effective for me. medicalschool medicalschool"  
[Reddit Link](https://redd.it/1nh7ils)  2025-09-15T00:26Z [--] followers, [--] engagements


"Product Request Best UV light sensor/detector Im looking to purchase a device to detect the amount of UV light I am receiving in a given area. Im hoping to be able to detect both UVA and UVB light. Any reccomendations are appreciated SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1njttmq)  2025-09-18T00:19Z [--] followers, [--] engagements


"Navigating a perceived error in relation to my taxes and RRSP contribution room I was recently going through my old tax filings on the CRA website. To my surprise there were several years where my income did not contribute to any increased RRSP contribution. I know that 18% of my income in a given year is whats used to calculate any increases in RRSP contribution room. Despite having my income clearly listed on my tax filings there was no accompanying increase in my RRSP contribution room at all. This occurred each year from when I was 18-20 so the issue of me earning income before age 18"  
[Reddit Link](https://redd.it/1noywte)  2025-09-24T01:05Z [--] followers, [--] engagements


"Looking for further book reccomendations Hey everyone so I took up some of the book recs commonly made in this sub which have been great. Ive read and would reccomend the following: [--]. The Little Book of Common Sense Investing - Jack Bogle [--]. Enough - Jack Bogle [--]. The Intelligent Investor - Benjamin Graham All were great reads and Im looking for further material to pick up. I was thinking of reading The Simple Path to Wealth (JL Collins) Security Analysis (David Dodd and Benjamin Graham) or Common Sense on Mutual Funds (Bogle). Would love to hear peoples thoughts on these books or any other"  
[Reddit Link](https://redd.it/1np1439)  2025-09-24T02:52Z [--] followers, [--] engagements


"Schwab doesnt get enough credit around here Bogle and Vanguard are rightly credited by this community and DIY investors for democratizing investing. Through implementing low cost broadly diversified ETFs Bogle has contributed immensely to the average investors wealth amidst an environment previously dominated by active managers and high fees. However I feel like the role of Schwab in democratizing investing isnt celebrated quite as much. Just to be clear Im not American and I dont have any Schwab products or services myself. In [----] the SEC essentially relaxed regulations that enforced rigid"  
[Reddit Link](https://redd.it/1nrjf7o)  2025-09-27T02:07Z [--] followers, [----] engagements


"Alpha Architect ETFs Does anyone have any thoughts on Alpha Architect and the methodologies/strategies they apply to their ETFs They offer exposure to factors through their products but Im not really sure what edge if any they are offering over Dimensional Fund Advisors or Avantis. They seem to be a newer kid on the block and I cant find much in the way of discussion pertaining to them. ETFs ETFs"  
[Reddit Link](https://redd.it/1nvpikb)  2025-10-02T00:36Z [--] followers, [--] engagements


"Staking ETH on Coinbase Im not a super serious crypto investor - Ive just held BTC and ETH since buying in [----] and have done absolutely nothing with either since. Given that I dont plan to do any trading anytime soon is there any good reason not to stake my ETH on Coinbase I understand there are some small risks involved with staking but staking through a large commonly used exchange like Coinbase seems relatively secure. Im not selling my ETH anytime soon so staking seems like an appropriate move. Is there anything Im missing or should consider further here CryptoCurrency CryptoCurrency"  
[Reddit Link](https://redd.it/1o4ks07)  2025-10-12T09:34Z [--] followers, [---] engagements


"Alternative reasons to consider active management strategies CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1cevinj)  2024-11-04T09:59Z [--] followers, [--] engagements


"Which specialties are nicer and meaner than they are stereotyped as in your opinion medicalschool medicalschool"  
[Reddit Link](https://redd.it/1m46p1v)  2025-07-19T20:52Z [--] followers, [----] engagements


"US Listed ETF in RRSP to take advantage of US withholding tax exemption CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1mnpkl3)  2025-08-11T21:23Z [--] followers, [--] engagements


"First time undertaking Norberts Gambit CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1mt3dvs)  2025-08-17T22:38Z [--] followers, [--] engagements


"Scotia Professional Student Plan LOC or go with another bank MedSchoolCanada MedSchoolCanada"  
[Reddit Link](https://redd.it/1mv0ahe)  2025-08-20T00:39Z [--] followers, [--] engagements


"Does factor investing inherently involve active management Bogleheads Bogleheads"  
[Reddit Link](https://redd.it/1n3e7yi)  2025-08-29T18:34Z [--] followers, [--] engagements


"Diversifying into low-cost passive ETF from concentrated stock position ETFs ETFs"  
[Reddit Link](https://redd.it/1nb3n4e)  2025-09-07T20:20Z [--] followers, [--] engagements


"How did this sub become so much more popular than JustBuyVeqt JustBuyXEQT JustBuyXEQT"  
[Reddit Link](https://redd.it/1ngiwov)  2025-09-14T18:55Z [--] followers, [---] engagements


"MD Financial Investment Products MedSchoolCanada MedSchoolCanada"  
[Reddit Link](https://redd.it/1nh4ia2)  2025-09-15T16:03Z [--] followers, [--] engagements


"XEQT adding XTOT + ITOT JustBuyXEQT JustBuyXEQT"  
[Reddit Link](https://redd.it/1ni5bxr)  2025-09-16T03:34Z [--] followers, [---] engagements


"VEQT rebalancing justbuyveqt justbuyveqt"  
[Reddit Link](https://redd.it/1njrhtr)  2025-09-17T22:57Z [--] followers, [--] engagements


"Global all equity ETFs for European investors ETFs ETFs"  
[Reddit Link](https://redd.it/1nqm1we)  2025-09-26T05:45Z [--] followers, [--] engagements


"VEQT has more underlying equities than VT justbuyveqt justbuyveqt"  
[Reddit Link](https://redd.it/1nqpuli)  2025-09-26T11:08Z [--] followers, [---] engagements


"For those that are skeptical of factors whats your rationale Bogleheads Bogleheads"  
[Reddit Link](https://redd.it/1nt3yp5)  2025-09-29T09:32Z [--] followers, [---] engagements


"ZEQT US overweighting JustBuyZEQT JustBuyZEQT"  
[Reddit Link](https://redd.it/1o0zmvh)  2025-10-08T03:26Z [--] followers, [--] engagements


"Non-index diversified total market funds Bogleheads Bogleheads"  
[Reddit Link](https://redd.it/1o4cbbl)  2025-10-12T01:27Z [--] followers, [--] engagements


"The impact of delayed investment contributions as a physician whitecoatinvestor whitecoatinvestor"  
[Reddit Link](https://redd.it/1ocyp31)  2025-10-22T04:27Z [--] followers, [---] engagements


"Scotia iTrade VEQT Commission Free Trades PersonalFinanceCanada PersonalFinanceCanada"  
[Reddit Link](https://redd.it/1oi0r7r)  2025-10-28T04:57Z [--] followers, [--] engagements


"Is DFUS worth the foreign withholding tax as a Canadian ETFs ETFs"  
[Reddit Link](https://redd.it/1oiuzxk)  2025-10-29T04:51Z [--] followers, [--] engagements


"Is DFUS worth the foreign withholding tax as a Canadian ETFs ETFs"  
[Reddit Link](https://redd.it/1ojma9d)  2025-10-30T01:07Z [--] followers, [--] engagements


"Is it just me or does Vanguard Canada not seem as committed to cost cutting Part of Vanguards MO is supposedly to aggressively cut costs to create more competitive and investor friendly products. Weve certainly seen this in the US but it does feel like Vanguard Canada isnt quite as committed to this. They had a first mover advantage with VEQT and asset allocation ETFs in Canada to their credit. Since then it just doesnt seem like they are intent on cost cutting. Comparable BlackRock ETFs seem to be equivalent to or cheaper than their Vanguard counterparts. Curious to hear others thoughts on"  
[Reddit Link](https://redd.it/1oleiqc)  2025-11-01T03:57Z 16.1K followers, [---] engagements


"How far in advance do I need to book an initial consult and surgery Hairtransplant Hairtransplant"  
[Reddit Link](https://redd.it/1orcvej)  2025-11-08T01:56Z [--] followers, [--] engagements


"Advance time needed to book an initial consultation Hairtransplant Hairtransplant"  
[Reddit Link](https://redd.it/1ot29tx)  2025-11-10T02:54Z [--] followers, [--] engagements


"Routine help Add in a retinol or vitamin C next SkincareAddiction SkincareAddiction"  
[Reddit Link](https://redd.it/1ovp949)  2025-11-13T02:32Z [--] followers, [--] engagements


"Looking for a South Korea domiciled globally diversified passive ETF ETFs ETFs"  
[Reddit Link](https://redd.it/1pcy259)  2025-12-03T07:55Z [--] followers, [--] engagements


"Transplanting follicles in rows FUE Hairtransplant Hairtransplant"  
[Reddit Link](https://redd.it/1pg5084)  2025-12-07T00:52Z [--] followers, [--] engagements


"Helping someone transition to passive investing Bogleheads Bogleheads"  
[Reddit Link](https://redd.it/1psij9j)  2025-12-21T22:09Z [--] followers, [--] engagements


"Canadian based hair transplant clinic recommendations Hairtransplant Hairtransplant"  
[Reddit Link](https://redd.it/1qm4zgd)  2026-01-25T01:16Z [--] followers, [--] engagements


"ZEQT vs VEQT/XEQT CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1kfq4ak)  2025-05-05T23:26Z [--] followers, [---] engagements


"Holding CAD or US listed ETFs in my RRSP for international and emerging market exposure CanadianInvestor CanadianInvestor"  
[Reddit Link](https://redd.it/1mswruj)  2025-08-17T17:29Z [--] followers, [--] engagements


"Holding a Canadian or US listed ETF in my RRSP for developed and emerging international markets PersonalFinanceCanada PersonalFinanceCanada"  
[Reddit Link](https://redd.it/1mswz4h)  2025-08-17T18:41Z [--] followers, [--] engagements


"ZEQT over other equity ETFs JustBuyZEQT JustBuyZEQT"  
[Reddit Link](https://redd.it/1nbyp69)  2025-09-08T20:31Z [--] followers, [--] engagements


"Boglehead approach with a factor tilt for US Investors Bogleheads Bogleheads"  
[Reddit Link](https://redd.it/1njwgru)  2025-09-18T10:53Z [--] followers, [--] engagements


"No love for AVES or DFEV ETFs ETFs"  
[Reddit Link](https://redd.it/1nlj4e1)  2025-10-09T12:40Z [--] followers, [--] engagements


"Wrappers of ETFs within XEQT JustBuyXEQT JustBuyXEQT"  
[Reddit Link](https://redd.it/1o60zs1)  2025-10-14T00:27Z [--] followers, [--] engagements


"Is there any compelling reason to choose DFSV over AVUV ETFs ETFs"  
[Reddit Link](https://redd.it/1oppf00)  2025-11-06T04:29Z [--] followers, [--] engagements


"Hair transplant focused practices vs general cosmetic practices Hairtransplant Hairtransplant"  
[Reddit Link](https://redd.it/1qrj6fo)  2026-01-30T22:14Z [--] followers, [--] engagements


"Hair transplant focused practices vs general cosmetic practices Hairtransplant Hairtransplant"  
[Reddit Link](https://redd.it/1quedev)  2026-02-03T01:38Z [--] followers, [--] engagements


"Which specialties that are stereotyped as high income arent that lucrative when you factor in hours medicalschool medicalschool"  
[Reddit Link](https://redd.it/1qxy24a)  2026-02-06T23:53Z [--] followers, [----] engagements


"Concern Regarding Commercial Tenants Renewal Proposal legaladvicecanada legaladvicecanada"  
[Reddit Link](https://redd.it/1r51yfp)  2026-02-15T01:39Z [--] followers, [--] engagements

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