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AngelenoInsight Avatar Angeleno Insights @AngelenoInsight on x 14.6K followers Created: 2025-07-27 19:19:05 UTC

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And it’s not just homeowners.

Landlords, HOAs, and even cities are struggling to find affordable coverage.

Some developments can’t get insured at all — blocking loans and refinancing.

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The big picture?

California’s combination of: •Fire risk •Housing costs •Insurance price caps …has created a system where even doing everything right can still leave you uninsurable.

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