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CA Nitin Kaushik @Finance_Bareek on x 4717 followers
Created: 2025-07-27 15:17:16 UTC
🧾 Why a 30-year loan makes sense—even if you don’t keep it that long
People think long tenure = bad idea. But here’s the twist: ✅ Lower EMI = More cash flow flexibility Example: 📌 ₹50L loan @ X% ▪️30-year EMI = ₹36,688 ▪️20-year EMI = ₹41,822 ➡️ Difference = ₹5,134/month saved This flexibility is your secret weapon.
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