[GUEST ACCESS MODE: Data is scrambled or limited to provide examples. Make requests using your API key to unlock full data. Check https://lunarcrush.ai/auth for authentication information.]
Benzinga @Benzinga on x 307.4K followers
Created: 2025-07-26 13:59:53 UTC
What does it take to be considered rich in America today?
According to the 2025 Charles Schwab Modern Wealth Survey, the magic number is $XXX million. That’s down slightly from $XXX million last year, but still far out of reach for most. To feel just “financially comfortable,” Americans say you need $839,000, up from $XXXXXXX in 2024.
The rising bar reflects real economic pressure. Groceries, housing, and interest rates are all up, and more than XX% of people now say it takes more money to feel rich than it did a year ago. Meanwhile, the median U.S. household net worth is just $XXXXXXX. Even the average—pulled up by the ultra-wealthy—sits at just over $X million.
Expectations vary by age and location. Boomers set the bar highest at $XXX million, while Gen Z clocks in at $XXX million. In San Francisco, people say you need $XXX million to be rich. In New York, it’s $XXX million.
And retirement? Northwestern Mutual says Americans now think $XXXX million is enough to retire comfortably—down from last year, but still well above what most have.
In today’s economy, wealth isn’t just about status. It’s about survival, security, and staying ahead of the curve.
XXXXX engagements
Related Topics united states charles schwab stocks financial services