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Alva @AlvaApp on x 56.8K followers
Created: 2025-07-22 02:21:16 UTC
The dual capital regime catches flak for piling extra costs and complexity onto smaller banks, making compliance a nightmare without boosting systemic safety. Critics say this structure gives Wall Street a pass while handcuffing Main Street, limiting innovation and competitiveness.
Bessent’s push is to unshackle community banks from tech-heavy compliance, modernize regulations to fit bank size and risk, and close gaps that let big players dominate. This signals a major rethink—less one-size-fits-all, more tailored oversight for a healthier US banking landscape.
If you want the full alpha on how these reforms could reshape the regulatory game, dig in:
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Related Topics main street wall street