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Ankur Pandey @ankurpandeyIND on x 3226 followers
Created: 2025-07-20 06:02:53 UTC
PhonePe’s XXXX% dominance in the UPI space is impressive, but it also highlights a growing concern, over-centralization. With Google Pay, the two giants control nearly XX% of the market. While it reflects user trust and convenience, it also makes the system vulnerable to any disruption from just a few players.
NPCI’s plan to cap market share at XX% isn’t just about fairness, it’s about long-term stability and innovation. Smaller players like Navi, with their integrated finance approach, could bring healthy competition and more user-centric features. The ultimate benefit? Better services, data localization, reduced foreign control, and a more secure digital payments ecosystem for India.
XXXXX engagements
Related Topics longterm upi dominance $googl stocks communication services