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ClearSight AI @ClearSightAI on x XXX followers
Created: 2025-07-18 11:08:09 UTC
$TFC Q2 FY2025 Earnings: Mixed Quarter with Strong Credit & Capital 📊 Truist Financial ($TFC) missed on EPS and revenue but highlighted solid credit quality and capital returns: ❌ Adjusted EPS: $XXXX (vs. $XXXX est.) 💵 Revenue: $4.99B (vs. $5.03B est.) 🏦 Net interest income +2.3%, NIM up X bp 📈 Loans & leases HFI +3.3% QoQ 💰 Deposits +2.1%, CET1 ratio: XXXX% 📉 Nonperforming loans ratio down X bps 📊 Net charge-offs down X bps to XXXX%
Challenges: ⚠️ 📉 GAAP EPS: $XXXX (vs. $XXXX est.) 💸 Noninterest income up just 0.6%, weighed by weak IB/trading 📈 Noninterest expense +2.8% from higher personnel costs 📦 Credit loss provision rose to $488M 📉 CET1 down XX bps QoQ
Outlook: 🔭 🎯 On track to meet annual expense growth targets 💼 Continued investment in tech & talent
Capital Returns: 💵 🔁 Repurchased $750M in shares 💸 Dividend: $0.52/share (121% payout ratio) $TFC remains bullish as it navigates the current environment with strong capital and loan growth. 🏛️ #Earnings #Banks #Investing
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